Você está na página 1de 29

SIMULAÇÃO DE PRESTAÇÕES (os valores são apenas parâmetros e não serão iguais às quantias efetivamente cobradas)

preencher somente os campos amarelos e utilizar as setas na seleção de dados nos campos apropriados
CLIQUE NO CAMPO AO LADO E ACIONE A
SETA PARA SELECIONAR O TIPO DE FNE COMERCIAL/INDUSTRIAL/SERVIÇOS ESQUEMA DE DESEMBOLSO
OPERAÇÃO
PERIODICIDADE DO PARCELAMENTO DE
DATA DA CONTRATAÇÃO 4/30/2019 Mensal SEQ DATA DESEMBOLSO VALOR
PRINCIPAL (CLIQUE NO CAMPO AO LADO)

VALOR TOTAL DO PROJETO 360,000.00 PRAZO DE AMORTIZAÇÃO (MESES) 120 1 4/30/2019 226,800.00

% DE RECURSOS PRÓPRIOS 10.00% CARÊNCIA (MESES) 12 2 5/30/2019 64,800.00 A


R
R
VALOR DOS RECURSOS
PRÓPRIOS
36,000.00 PRAZO TOTAL (MESES) 132 3 6/29/2019 32,400.00 E
D
4 O
VALOR DO FINANCIAMENTO 324,000.00 QUANTIDADE PAGT NA CARÊNCIA 4 N
###D
TAXA EFETIVA DE JURO QUANT DE PARCELAS DE DESEMBOLSO A
(anual)
11.18%
(PREENCHA A TABELA AO LADO)
3 5
###N
D
TODAS AS PRESTAÇÕES TÊM VALORES
BÔNUS (CLIQUE NO CAMPO O
AO LADO E ESCOLHA)
15.00% IGUAIS ? (CLIQUE NO CAMPO AO LADO E SIM 6
SELECIONE PELA SETA A RESPOSTA). ###
Q
QUANT. DE PRESTAÇÕES DE ###
U
PRINCIPAL
120 7
A
N
###
DATA DA 1ª PRESTAÇÃO 5/30/2020 8 T
I
VENCIMENTO FINAL 4/30/2030 9 T
A
TOTAL DA (S) PARCELA (S) A T
LIBERAR
324,000.00 10
I
V
O

P
A
R
C
E
L
A
S

P
R
ESQUEMA DE REEMBOLSO-OPERAÇÃO COM PRESTAÇÕES DIFERENCIADAS (PREENCHER CAMPOS AMARELOS)

INSERIR VALOR DAS PARCELAS DE PRINCIPAL


ALERTA ! MONTANTE PRINCIPAL
OBSERVANDO O MONTANTE CONTRATADO 324,000.00 324,000.00 ERRO! DEIXOU DE
MONTANTE DOS CONSIDERADO NO CÁLCULO
(CAMPO AO LADO) PREENCHER VALOR
VALORES
PARA ALGUMA
ABAIXO AINDA
PRESTAÇÃO. OSERVAR
DIVERGE DO
O MONTANTE
MONTANTE PRINCIPAL INSERIDO NOS CAMPOS TOTAL DO
0.00 TOTAL DESEMBOLSOS 324,000.00 CONTRATADO!
ABAIXO CONTRATO

SEQUÊNCIA DATA VALOR SEQUÊNCIA DATA VALOR SEQUÊNCIA DATA VALOR


1 5/30/2020 41 9/30/2023 81 1/30/2027 ###
2 6/30/2020 42 10/30/2023 82 2/28/2027 SIM
3 7/30/2020 43 11/30/2023 83 3/30/2027 SIM
4 8/30/2020 44 12/30/2023 84 4/30/2027 ###
5 9/30/2020 45 1/30/2024 85 5/30/2027 ###
6 10/30/2020 46 2/29/2024 86 6/30/2027 ###
7 11/30/2020 47 3/30/2024 87 7/30/2027 ###
8 12/30/2020 48 4/30/2024 88 8/30/2027 ###
9 1/30/2021 49 5/30/2024 89 9/30/2027 ###
10 2/28/2021 50 6/30/2024 90 10/30/2027 ###
11 3/30/2021 51 7/30/2024 91 11/30/2027 ###
12 4/30/2021 52 8/30/2024 92 12/30/2027 ###
13 5/30/2021 53 9/30/2024 93 1/30/2028 ###
14 6/30/2021 54 10/30/2024 94 2/29/2028 ###
15 7/30/2021 55 11/30/2024 95 3/30/2028 ###
16 8/30/2021 56 12/30/2024 96 4/30/2028 ###
17 9/30/2021 57 1/30/2025 97 5/30/2028 ###
18 10/30/2021 58 2/28/2025 98 6/30/2028 ###
19 11/30/2021 59 3/30/2025 99 7/30/2028 ###
20 12/30/2021 60 4/30/2025 100 8/30/2028 ###
21 1/30/2022 61 5/30/2025 101 9/30/2028 ###
22 2/28/2022 62 6/30/2025 102 10/30/2028 ###
23 3/30/2022 63 7/30/2025 103 11/30/2028 ###
24 4/30/2022 64 8/30/2025 104 12/30/2028 ###
25 5/30/2022 65 9/30/2025 105 1/30/2029 ###
26 6/30/2022 66 10/30/2025 106 2/28/2029 ###
27 7/30/2022 67 11/30/2025 107 3/30/2029 ###
28 8/30/2022 68 12/30/2025 108 4/30/2029 ###
29 9/30/2022 69 1/30/2026 109 5/30/2029 ###
30 10/30/2022 70 2/28/2026 110 6/30/2029 ###
31 11/30/2022 71 3/30/2026 111 7/30/2029 ###
32 12/30/2022 72 4/30/2026 112 8/30/2029 ###
33 1/30/2023 73 5/30/2026 113 9/30/2029 ###
34 2/28/2023 74 6/30/2026 114 10/30/2029 ###
SEQUÊNCIA DATA VALOR SEQUÊNCIA DATA VALOR SEQUÊNCIA DATA VALOR
35 3/30/2023 75 7/30/2026 115 11/30/2029 ###
36 4/30/2023 76 8/30/2026 116 12/30/2029 ###
37 5/30/2023 77 9/30/2026 117 1/30/2030 ###
38 6/30/2023 78 10/30/2026 118 2/28/2030 ###
39 7/30/2023 79 11/30/2026 119 3/30/2030 ###
40 8/30/2023 80 12/30/2026 120 4/30/2030 ###
0 12/30/1899 0 12/30/1899 0 12/30/1899 ###
0 12/30/1899 0 12/30/1899 0 12/30/1899 ###
0 12/30/1899 0 12/30/1899 0 12/30/1899 ###
0 12/30/1899 0 12/30/1899 0 12/30/1899 ###
0 12/30/1899 0 12/30/1899 0 12/30/1899 ###
0 12/30/1899 0 12/30/1899 0 12/30/1899 ###
0 12/30/1899 0 12/30/1899 0 12/30/1899 ###
0 12/30/1899 0 12/30/1899 0 12/30/1899 ###
0 12/30/1899 0 12/30/1899 0 12/30/1899 ###
0 12/30/1899 0 12/30/1899 0 12/30/1899 ###
0 12/30/1899 0 12/30/1899 0 12/30/1899 ###
0 12/30/1899 0 12/30/1899 0 12/30/1899 ###
0 12/30/1899 0 12/30/1899 0 12/30/1899 ###
0 12/30/1899 0 12/30/1899 0 12/30/1899 ###
0 12/30/1899 0 12/30/1899 0 12/30/1899 ###
0 12/30/1899 0 12/30/1899 0 12/30/1899 ###
0 12/30/1899 0 12/30/1899 0 12/30/1899 ###
0 12/30/1899 0 12/30/1899 0 12/30/1899 ###
0 12/30/1899 0 12/30/1899 0 12/30/1899 ###
0 12/30/1899 0 12/30/1899 0 12/30/1899 ###
0 12/30/1899 0 12/30/1899 0 12/30/1899 ###
0 12/30/1899 0 12/30/1899 0 12/30/1899 ###
0 12/30/1899 0 12/30/1899 0 12/30/1899 ###
0 12/30/1899 0 12/30/1899 0 12/30/1899 ###
0 12/30/1899 0 12/30/1899 0 12/30/1899 ###
0 12/30/1899 0 12/30/1899 0 12/30/1899 ###
0 12/30/1899 0 12/30/1899 0 12/30/1899 ###
0 12/30/1899 0 12/30/1899 0 12/30/1899 ###
0 12/30/1899 0 12/30/1899 0 12/30/1899 ###
0 12/30/1899 0 12/30/1899 0 12/30/1899 ###
0 12/30/1899 0 12/30/1899 0 12/30/1899 ###
0 12/30/1899 0 12/30/1899 0 12/30/1899 ###
0 12/30/1899 0 12/30/1899 0 12/30/1899 ###
0 12/30/1899 0 12/30/1899 0 12/30/1899 ###
0 12/30/1899 0 12/30/1899 0 12/30/1899 ###
0 12/30/1899 0 12/30/1899 0 12/30/1899 ###
0 12/30/1899 0 12/30/1899 0 12/30/1899 ###
SEQUÊNCIA DATA VALOR SEQUÊNCIA DATA VALOR SEQUÊNCIA DATA VALOR
0 12/30/1899 0 12/30/1899 0 12/30/1899 ###
0 12/30/1899 0 12/30/1899 0 12/30/1899 ###
0 12/30/1899 0 12/30/1899 0 12/30/1899 ###
Página 5 de 29

SIMULAÇÃO DE PRESTAÇÕES (valores das parcelas são apenas parâmetros, não sendo
necessariamente iguais às quantias que serão cobradas)
FNE COMERCIAL/INDUSTRIAL/SERVIÇOS

TAXA DE JURO
DATA DA CONTRATAÇÃO 4/30/2019 ANUAL 11.18% QUANT. DE PRESTAÇÕES 120

BÔNUS DE
VALOR TOTAL DO
PROJETO
360,000.00 ADIMPLÊNCIA 15.00% DATA DA 1ª PRESTAÇÃO 5/30/2020
SOBRE JURO
PRAZO DE
% DE RECURSOS
PRÓPRIOS 10.00% AMORTIZAÇÃO 120 VENCIMENTO FINAL 4/30/2030
(MESES)

VALOR DOS RECURSOS CARÊNCIA


PRÓPRIOS
36,000.00
(MESES)
12 PERIODICIDADE DAS PRESTAÇÕES Mensal

VALOR DO PRAZO TOTAL PERIODICIDADE DE PAGAMENTO DE


FINANCIAMENTO
324,000.00
(MESES)
132 JURO NA CARÊNCIA
TRIMESTRAL

ESQUEMA DE DESEMBOLSO
1 4/30/2019 226,800.00 2 5/30/2019 64,800.00 TOTAL DESEMBOLSO
3 6/29/2019 32,400.00 4 12/30/1899 0.00 324,000.00
5 12/30/1899 0.00 6 12/30/1899 0.00
7 12/30/1899 0.00 8 12/30/1899 0.00
9 12/30/1899 0.00 10 12/30/1899 0.00
TOTAL DE TOTAL DESCONTO TOTAL
TOTAL
JURO 179,042.44 S/JURO(BÔNUS 31,595.73
PRESTAÇÕES
534,638.17 PRESTAÇÕES 503,042.45
PAGO ADIMPLÊNCIA) COM BÔNUS
SEQUÊNCIA DATAS DOS RECEBIMENTO DE PRESTAÇÃO VALOR DO
SEQ DE
PAGT PRESTAÇÃO
JURO NA
DE AMORTIZ TOTAL BÔNUS DE
CARÊNC PRINCIPAL JUROS
PRESTAÇÃO
PRINCIPAL PAGAMENTOS COM BÔNUS ADIMPLÊNCIA
TOTAIS 324,000.00 210,638.17 534,638.17 503,042.45 31,595.73
1 0 7/30/2019 0.00 7,629.22 7,629.22 6,484.84 1,144.38
2 0 10/30/2019 0.00 8,895.08 8,895.08 7,560.82 1,334.26
3 0 1/30/2020 0.00 8,895.08 8,895.08 7,560.82 1,334.26
4 0 4/30/2020 0.00 8,797.10 8,797.10 7,477.53 1,319.56
0 1 5/30/2020 2,700.00 2,874.14 5,574.14 5,143.02 431.12
0 2 6/30/2020 2,700.00 2,945.63 5,645.63 5,203.79 441.84
0 3 7/30/2020 2,700.00 2,826.24 5,526.24 5,102.30 423.94
0 4 8/30/2020 2,700.00 2,896.12 5,596.12 5,161.71 434.42
0 5 9/30/2020 2,700.00 2,871.37 5,571.37 5,140.67 430.71
0 6 10/30/2020 2,700.00 2,754.39 5,454.39 5,041.23 413.16
0 7 11/30/2020 2,700.00 2,821.87 5,521.87 5,098.59 423.28
0 8 12/30/2020 2,700.00 2,706.48 5,406.48 5,000.51 405.97
0 9 1/30/2021 2,700.00 2,772.36 5,472.36 5,056.50 415.85
0 10 2/28/2021 2,700.00 2,569.58 5,269.58 4,884.15 385.44
0 11 3/30/2021 2,700.00 2,634.63 5,334.63 4,939.44 395.19
0 12 4/30/2021 2,700.00 2,698.10 5,398.10 4,993.38 404.71
0 13 5/30/2021 2,700.00 2,586.73 5,286.73 4,898.72 388.01
0 14 6/30/2021 2,700.00 2,648.59 5,348.59 4,951.30 397.29
0 15 7/30/2021 2,700.00 2,538.83 5,238.83 4,858.00 380.82
0 16 8/30/2021 2,700.00 2,599.09 5,299.09 4,909.22 389.86
0 17 9/30/2021 2,700.00 2,574.33 5,274.33 4,888.18 386.15
0 18 10/30/2021 2,700.00 2,466.97 5,166.97 4,796.93 370.05
0 19 11/30/2021 2,700.00 2,524.83 5,224.83 4,846.10 378.72
0 20 12/30/2021 2,700.00 2,419.07 5,119.07 4,756.21 362.86
0 21 1/30/2022 2,700.00 2,475.32 5,175.32 4,804.02 371.30
0 22 2/28/2022 2,700.00 2,291.79 4,991.79 4,648.02 343.77
Página 6 de 29

SEQUÊNCIA DATAS DOS RECEBIMENTO DE PRESTAÇÃO VALOR DO


SEQ DE
PAGT PRESTAÇÃO
JURO NA
DE AMORTIZ TOTAL BÔNUS DE
CARÊNC PRINCIPAL JUROS
PRESTAÇÃO
PRINCIPAL PAGAMENTOS COM BÔNUS ADIMPLÊNCIA
0 23 3/30/2022 2,700.00 2,347.22 5,047.22 4,695.13 352.08
0 24 4/30/2022 2,700.00 2,401.06 5,101.06 4,740.90 360.16
0 25 5/30/2022 2,700.00 2,299.31 4,999.31 4,654.42 344.90
0 26 6/30/2022 2,700.00 2,351.55 5,051.55 4,698.82 352.73
0 27 7/30/2022 2,700.00 2,251.41 4,951.41 4,613.70 337.71
0 28 8/30/2022 2,700.00 2,302.05 5,002.05 4,656.74 345.31
0 29 9/30/2022 2,700.00 2,277.29 4,977.29 4,635.70 341.59
0 30 10/30/2022 2,700.00 2,179.56 4,879.56 4,552.62 326.93
0 31 11/30/2022 2,700.00 2,227.79 4,927.79 4,593.62 334.17
0 32 12/30/2022 2,700.00 2,131.66 4,831.66 4,511.91 319.75
0 33 1/30/2023 2,700.00 2,178.28 4,878.28 4,551.54 326.74
0 34 2/28/2023 2,700.00 2,014.00 4,714.00 4,411.90 302.10
0 35 3/30/2023 2,700.00 2,059.80 4,759.80 4,450.83 308.97
0 36 4/30/2023 2,700.00 2,104.02 4,804.02 4,488.42 315.60
0 37 5/30/2023 2,700.00 2,011.90 4,711.90 4,410.11 301.78
0 38 6/30/2023 2,700.00 2,054.52 4,754.52 4,446.34 308.18
0 39 7/30/2023 2,700.00 1,964.00 4,664.00 4,369.40 294.60
0 40 8/30/2023 2,700.00 2,005.01 4,705.01 4,404.26 300.75
0 41 9/30/2023 2,700.00 1,980.26 4,680.26 4,383.22 297.04
0 42 10/30/2023 2,700.00 1,892.14 4,592.14 4,308.32 283.82
0 43 11/30/2023 2,700.00 1,930.75 4,630.75 4,341.14 289.61
0 44 12/30/2023 2,700.00 1,844.24 4,544.24 4,267.60 276.64
0 45 1/30/2024 2,700.00 1,881.24 4,581.24 4,299.06 282.19
0 46 2/29/2024 2,700.00 1,796.34 4,496.34 4,226.89 269.45
0 47 3/30/2024 2,700.00 1,772.39 4,472.39 4,206.53 265.86
0 48 4/30/2024 2,700.00 1,806.98 4,506.98 4,235.94 271.05
0 49 5/30/2024 2,700.00 1,724.49 4,424.49 4,165.81 258.67
0 50 6/30/2024 2,700.00 1,757.48 4,457.48 4,193.86 263.62
0 51 7/30/2024 2,700.00 1,676.58 4,376.58 4,125.10 251.49
0 52 8/30/2024 2,700.00 1,707.97 4,407.97 4,151.78 256.20
0 53 9/30/2024 2,700.00 1,683.22 4,383.22 4,130.74 252.48
0 54 10/30/2024 2,700.00 1,604.73 4,304.73 4,064.02 240.71
0 55 11/30/2024 2,700.00 1,633.71 4,333.71 4,088.65 245.06
0 56 12/30/2024 2,700.00 1,556.83 4,256.83 4,023.30 233.52
0 57 1/30/2025 2,700.00 1,584.21 4,284.21 4,046.57 237.63
0 58 2/28/2025 2,700.00 1,458.41 4,158.41 3,939.65 218.76
0 59 3/30/2025 2,700.00 1,484.97 4,184.97 3,962.23 222.75
0 60 4/30/2025 2,700.00 1,509.95 4,209.95 3,983.45 226.49
0 61 5/30/2025 2,700.00 1,437.07 4,137.07 3,921.51 215.56
0 62 6/30/2025 2,700.00 1,460.44 4,160.44 3,941.37 219.07
0 63 7/30/2025 2,700.00 1,389.17 4,089.17 3,880.79 208.38
0 64 8/30/2025 2,700.00 1,410.93 4,110.93 3,899.29 211.64
0 65 9/30/2025 2,700.00 1,386.18 4,086.18 3,878.25 207.93
0 66 10/30/2025 2,700.00 1,317.32 4,017.32 3,819.72 197.60
0 67 11/30/2025 2,700.00 1,336.67 4,036.67 3,836.17 200.50
0 68 12/30/2025 2,700.00 1,269.41 3,969.41 3,779.00 190.41
0 69 1/30/2026 2,700.00 1,287.17 3,987.17 3,794.09 193.07
0 70 2/28/2026 2,700.00 1,180.62 3,880.62 3,703.53 177.09
0 71 3/30/2026 2,700.00 1,197.56 3,897.56 3,717.93 179.63
0 72 4/30/2026 2,700.00 1,212.91 3,912.91 3,730.97 181.94
0 73 5/30/2026 2,700.00 1,149.66 3,849.66 3,677.21 172.45
0 74 6/30/2026 2,700.00 1,163.40 3,863.40 3,688.89 174.51
0 75 7/30/2026 2,700.00 1,101.75 3,801.75 3,636.49 165.26
0 76 8/30/2026 2,700.00 1,113.89 3,813.89 3,646.81 167.08
0 77 9/30/2026 2,700.00 1,089.14 3,789.14 3,625.77 163.37
Página 7 de 29

SEQUÊNCIA DATAS DOS RECEBIMENTO DE PRESTAÇÃO VALOR DO


SEQ DE
PAGT PRESTAÇÃO
JURO NA
DE AMORTIZ TOTAL BÔNUS DE
CARÊNC PRINCIPAL JUROS
PRESTAÇÃO
PRINCIPAL PAGAMENTOS COM BÔNUS ADIMPLÊNCIA
0 78 10/30/2026 2,700.00 1,029.90 3,729.90 3,575.42 154.49
0 79 11/30/2026 2,700.00 1,039.63 3,739.63 3,583.69 155.95
0 80 12/30/2026 2,700.00 982.00 3,682.00 3,534.70 147.30
0 81 1/30/2027 2,700.00 990.13 3,690.13 3,541.61 148.52
0 82 2/28/2027 2,700.00 902.83 3,602.83 3,467.40 135.42
0 83 3/30/2027 2,700.00 910.14 3,610.14 3,473.62 136.52
0 84 4/30/2027 2,700.00 915.87 3,615.87 3,478.49 137.38
0 85 5/30/2027 2,700.00 862.24 3,562.24 3,432.91 129.34
0 86 6/30/2027 2,700.00 866.36 3,566.36 3,436.41 129.95
0 87 7/30/2027 2,700.00 814.34 3,514.34 3,392.19 122.15
0 88 8/30/2027 2,700.00 816.86 3,516.86 3,394.33 122.53
0 89 9/30/2027 2,700.00 792.10 3,492.10 3,373.29 118.82
0 90 10/30/2027 2,700.00 742.49 3,442.49 3,331.11 111.37
0 91 11/30/2027 2,700.00 742.60 3,442.60 3,331.21 111.39
0 92 12/30/2027 2,700.00 694.58 3,394.58 3,290.40 104.19
0 93 1/30/2028 2,700.00 693.09 3,393.09 3,289.13 103.96
0 94 2/29/2028 2,700.00 646.68 3,346.68 3,249.68 97.00
0 95 3/30/2028 2,700.00 622.73 3,322.73 3,229.32 93.41
0 96 4/30/2028 2,700.00 618.83 3,318.83 3,226.01 92.82
0 97 5/30/2028 2,700.00 574.83 3,274.83 3,188.60 86.22
0 98 6/30/2028 2,700.00 569.32 3,269.32 3,183.93 85.40
0 99 7/30/2028 2,700.00 526.93 3,226.93 3,147.89 79.04
0 100 8/30/2028 2,700.00 519.82 3,219.82 3,141.84 77.97
0 101 9/30/2028 2,700.00 495.06 3,195.06 3,120.80 74.26
0 102 10/30/2028 2,700.00 455.07 3,155.07 3,086.81 68.26
0 103 11/30/2028 2,700.00 445.56 3,145.56 3,078.72 66.83
0 104 12/30/2028 2,700.00 407.17 3,107.17 3,046.09 61.08
0 105 1/30/2029 2,700.00 396.05 3,096.05 3,036.64 59.41
0 106 2/28/2029 2,700.00 347.24 3,047.24 2,995.15 52.09
0 107 3/30/2029 2,700.00 335.32 3,035.32 2,985.02 50.30
0 108 4/30/2029 2,700.00 321.79 3,021.79 2,973.52 48.27
0 109 5/30/2029 2,700.00 287.41 2,987.41 2,944.30 43.11
0 110 6/30/2029 2,700.00 272.29 2,972.29 2,931.44 40.84
0 111 7/30/2029 2,700.00 239.51 2,939.51 2,903.59 35.93
0 112 8/30/2029 2,700.00 222.78 2,922.78 2,889.36 33.42
0 113 9/30/2029 2,700.00 198.03 2,898.03 2,868.32 29.70
0 114 10/30/2029 2,700.00 167.66 2,867.66 2,842.51 25.15
0 115 11/30/2029 2,700.00 148.52 2,848.52 2,826.24 22.28
0 116 12/30/2029 2,700.00 119.76 2,819.76 2,801.79 17.96
0 117 1/30/2030 2,700.00 99.01 2,799.01 2,784.16 14.85
0 118 2/28/2030 2,700.00 69.45 2,769.45 2,759.03 10.42
0 119 3/30/2030 2,700.00 47.90 2,747.90 2,740.72 7.19
0 120 4/30/2030 2,700.00 24.75 2,724.75 2,721.04 3.71
0 0 12/30/1899 0.00 0.00 0.00 0.00 0.00
0 0 12/30/1899 0.00 0.00 0.00 0.00 0.00
0 0 12/30/1899 0.00 0.00 0.00 0.00 0.00
0 0 12/30/1899 0.00 0.00 0.00 0.00 0.00
0 0 12/30/1899 0.00 0.00 0.00 0.00 0.00
0 0 12/30/1899 0.00 0.00 0.00 0.00 0.00
0 0 12/30/1899 0.00 0.00 0.00 0.00 0.00
0 0 12/30/1899 0.00 0.00 0.00 0.00 0.00
0 0 12/30/1899 0.00 0.00 0.00 0.00 0.00
0 0 12/30/1899 0.00 0.00 0.00 0.00 0.00
0 0 12/30/1899 0.00 0.00 0.00 0.00 0.00
0 0 12/30/1899 0.00 0.00 0.00 0.00 0.00
Página 8 de 29

SEQUÊNCIA DATAS DOS RECEBIMENTO DE PRESTAÇÃO VALOR DO


SEQ DE
PAGT PRESTAÇÃO
JURO NA
DE AMORTIZ TOTAL BÔNUS DE
CARÊNC PRINCIPAL JUROS
PRESTAÇÃO
PRINCIPAL PAGAMENTOS COM BÔNUS ADIMPLÊNCIA
0 0 12/30/1899 0.00 0.00 0.00 0.00 0.00
0 0 12/30/1899 0.00 0.00 0.00 0.00 0.00
0 0 12/30/1899 0.00 0.00 0.00 0.00 0.00
0 0 12/30/1899 0.00 0.00 0.00 0.00 0.00
0 0 12/30/1899 0.00 0.00 0.00 0.00 0.00
0 0 12/30/1899 0.00 0.00 0.00 0.00 0.00
0 0 12/30/1899 0.00 0.00 0.00 0.00 0.00
0 0 12/30/1899 0.00 0.00 0.00 0.00 0.00
0 0 12/30/1899 0.00 0.00 0.00 0.00 0.00
0 0 12/30/1899 0.00 0.00 0.00 0.00 0.00
0 0 12/30/1899 0.00 0.00 0.00 0.00 0.00
0 0 12/30/1899 0.00 0.00 0.00 0.00 0.00
0 0 12/30/1899 0.00 0.00 0.00 0.00 0.00
0 0 12/30/1899 0.00 0.00 0.00 0.00 0.00
0 0 12/30/1899 0.00 0.00 0.00 0.00 0.00
0 0 12/30/1899 0.00 0.00 0.00 0.00 0.00
0 0 12/30/1899 0.00 0.00 0.00 0.00 0.00
0 0 12/30/1899 0.00 0.00 0.00 0.00 0.00
0 0 12/30/1899 0.00 0.00 0.00 0.00 0.00
0 0 12/30/1899 0.00 0.00 0.00 0.00 0.00
0 0 12/30/1899 0.00 0.00 0.00 0.00 0.00
0 0 12/30/1899 0.00 0.00 0.00 0.00 0.00
0 0 12/30/1899 0.00 0.00 0.00 0.00 0.00
0 0 12/30/1899 0.00 0.00 0.00 0.00 0.00
0 0 12/30/1899 0.00 0.00 0.00 0.00 0.00
0 0 12/30/1899 0.00 0.00 0.00 0.00 0.00
0 0 12/30/1899 0.00 0.00 0.00 0.00 0.00
0 0 12/30/1899 0.00 0.00 0.00 0.00 0.00
0 0 12/30/1899 0.00 0.00 0.00 0.00 0.00
0 0 12/30/1899 0.00 0.00 0.00 0.00 0.00
0 0 12/30/1899 0.00 0.00 0.00 0.00 0.00
0 0 12/30/1899 0.00 0.00 0.00 0.00 0.00
0 0 12/30/1899 0.00 0.00 0.00 0.00 0.00
0 0 12/30/1899 0.00 0.00 0.00 0.00 0.00
0 0 12/30/1899 0.00 0.00 0.00 0.00 0.00
0 0 12/30/1899 0.00 0.00 0.00 0.00 0.00
0 0 12/30/1899 0.00 0.00 0.00 0.00 0.00
0 0 12/30/1899 0.00 0.00 0.00 0.00 0.00
0 0 12/30/1899 0.00 0.00 0.00 0.00 0.00
0 0 12/30/1899 0.00 0.00 0.00 0.00 0.00
Cálculo do Custo Efetivo Total - CET
FNE COMERCIAL/INDUSTRIAL/SERVIÇOS

Valor a Contratar R$ 324,000.00

Valor dos Custos Incidentes


Tarifa de Cadastro R$ 80.00
Seguro Prestamista R$ 0.00
Gastos com Consultoria e Elaboração de Projeto R$ 0.00
Outras Taxas R$ 3,150.00
Custos totais R$ 3,230.00

Valor Líquido da Operação a Contratar R$ 320,770.00


(Valor do crédito a conceder, deduzido dos custos)

Número de Prestações de Principal a Pagar 120

Data Estimada para Contratação 4/30/2019

Previsão de Pagamento da 1ª Parcela de Principal 5/30/2020

Taxa de Juros ao ano (%) 11.18%


Taxa de Juros Equivalente ao Mês (%) 0.89%

Bônus de Adimplência 15.00%


Taxa de Juros ao Ano, com bônus de adimplência 9.50%
Taxa de Juros ao Mês, com bônus de adimplência 0.76%

Custo Efetivo Total (CET) ao ano (%) 11.6101%


Custo Efetivo Total (CET) ao mês (%) 0.9195%

CET ao ano, com bônus de adimplência (%) 9.8225%


CET ao mês, com bônus de adimplência (%) 0.7839%

Custo Efetivo Total (CET) ao ano (%) -


Fluxos considerados no cálculo da CET
11.61%
(desembolsos/reembolsos) constam na
planilha anexa

Local e Data

Nome do Cliente

Assinatura do Cliente
As condições desta simulação representam as bases negociais vigentes nesta
data.
Página 11 de 29

ANEXO DA INFORMAÇÃO SOBRE O CUSTO EFETIVO TOTAL - FLUXO DO CRÉDITO


CLIENTE 0
PROGRAMA/LINHA DE CRÉDITO FNE COMERCIAL/INDUSTRIAL/SERVIÇOS
RESULTADO DO
PRESTAÇÕES PRESTAÇÕES COM RESULTADO DO FLUXO
LIBERAÇÕES CUSTOS
DATA (Principal e BÔNUS DE FLUXO FINANCEIRO-COM
PREVISTAS ESTIMADOS
Encargos) ADIMPLÊNCIA FINANCEIRO BÔNUS DE
ADIMPLÊNCIA

TOTAIS 324,000.00 3,230.00 534,638.17 503,042.45 0.9195% 0.7839%


4/30/2019 226,800.00 3,230.00 0.00 0.00 223,570.00 223,570.00
5/30/2019 64,800.00 0.00 0.00 0.00 64,800.00 64,800.00
6/29/2019 32,400.00 0.00 0.00 0.00 32,400.00 32,400.00
7/30/2019 0.00 0.00 7,629.22 6,484.84 -7,629.22 -6,484.84
10/30/2019 0.00 0.00 8,895.08 7,560.82 -8,895.08 -7,560.82
1/30/2020 0.00 0.00 8,895.08 7,560.82 -8,895.08 -7,560.82
4/30/2020 0.00 0.00 8,797.10 7,477.53 -8,797.10 -7,477.53
5/30/2020 0.00 0.00 5,574.14 5,143.02 -5,574.14 -5,143.02
6/30/2020 0.00 0.00 5,645.63 5,203.79 -5,645.63 -5,203.79
7/30/2020 0.00 0.00 5,526.24 5,102.30 -5,526.24 -5,102.30
8/30/2020 0.00 0.00 5,596.12 5,161.71 -5,596.12 -5,161.71
9/30/2020 0.00 0.00 5,571.37 5,140.67 -5,571.37 -5,140.67
10/30/2020 0.00 0.00 5,454.39 5,041.23 -5,454.39 -5,041.23
11/30/2020 0.00 0.00 5,521.87 5,098.59 -5,521.87 -5,098.59
12/30/2020 0.00 0.00 5,406.48 5,000.51 -5,406.48 -5,000.51
1/30/2021 0.00 0.00 5,472.36 5,056.50 -5,472.36 -5,056.50
2/28/2021 0.00 0.00 5,269.58 4,884.15 -5,269.58 -4,884.15
3/30/2021 0.00 0.00 5,334.63 4,939.44 -5,334.63 -4,939.44
4/30/2021 0.00 0.00 5,398.10 4,993.38 -5,398.10 -4,993.38
5/30/2021 0.00 0.00 5,286.73 4,898.72 -5,286.73 -4,898.72
6/30/2021 0.00 0.00 5,348.59 4,951.30 -5,348.59 -4,951.30
7/30/2021 0.00 0.00 5,238.83 4,858.00 -5,238.83 -4,858.00
8/30/2021 0.00 0.00 5,299.09 4,909.22 -5,299.09 -4,909.22
9/30/2021 0.00 0.00 5,274.33 4,888.18 -5,274.33 -4,888.18
10/30/2021 0.00 0.00 5,166.97 4,796.93 -5,166.97 -4,796.93
11/30/2021 0.00 0.00 5,224.83 4,846.10 -5,224.83 -4,846.10
12/30/2021 0.00 0.00 5,119.07 4,756.21 -5,119.07 -4,756.21
1/30/2022 0.00 0.00 5,175.32 4,804.02 -5,175.32 -4,804.02
2/28/2022 0.00 0.00 4,991.79 4,648.02 -4,991.79 -4,648.02
3/30/2022 0.00 0.00 5,047.22 4,695.13 -5,047.22 -4,695.13
4/30/2022 0.00 0.00 5,101.06 4,740.90 -5,101.06 -4,740.90
5/30/2022 0.00 0.00 4,999.31 4,654.42 -4,999.31 -4,654.42
6/30/2022 0.00 0.00 5,051.55 4,698.82 -5,051.55 -4,698.82
7/30/2022 0.00 0.00 4,951.41 4,613.70 -4,951.41 -4,613.70
8/30/2022 0.00 0.00 5,002.05 4,656.74 -5,002.05 -4,656.74
9/30/2022 0.00 0.00 4,977.29 4,635.70 -4,977.29 -4,635.70
10/30/2022 0.00 0.00 4,879.56 4,552.62 -4,879.56 -4,552.62
11/30/2022 0.00 0.00 4,927.79 4,593.62 -4,927.79 -4,593.62
12/30/2022 0.00 0.00 4,831.66 4,511.91 -4,831.66 -4,511.91
1/30/2023 0.00 0.00 4,878.28 4,551.54 -4,878.28 -4,551.54
2/28/2023 0.00 0.00 4,714.00 4,411.90 -4,714.00 -4,411.90
3/30/2023 0.00 0.00 4,759.80 4,450.83 -4,759.80 -4,450.83
4/30/2023 0.00 0.00 4,804.02 4,488.42 -4,804.02 -4,488.42
5/30/2023 0.00 0.00 4,711.90 4,410.11 -4,711.90 -4,410.11
6/30/2023 0.00 0.00 4,754.52 4,446.34 -4,754.52 -4,446.34
7/30/2023 0.00 0.00 4,664.00 4,369.40 -4,664.00 -4,369.40
8/30/2023 0.00 0.00 4,705.01 4,404.26 -4,705.01 -4,404.26
9/30/2023 0.00 0.00 4,680.26 4,383.22 -4,680.26 -4,383.22
10/30/2023 0.00 0.00 4,592.14 4,308.32 -4,592.14 -4,308.32
11/30/2023 0.00 0.00 4,630.75 4,341.14 -4,630.75 -4,341.14
12/30/2023 0.00 0.00 4,544.24 4,267.60 -4,544.24 -4,267.60
Página 12 de 29

PROGRAMA/LINHA DE CRÉDITO FNE COMERCIAL/INDUSTRIAL/SERVIÇOS


RESULTADO DO
PRESTAÇÕES PRESTAÇÕES COM RESULTADO DO FLUXO
LIBERAÇÕES CUSTOS
DATA (Principal e BÔNUS DE FLUXO FINANCEIRO-COM
PREVISTAS ESTIMADOS
Encargos) ADIMPLÊNCIA FINANCEIRO BÔNUS DE
ADIMPLÊNCIA

TOTAIS 324,000.00 3,230.00 534,638.17 503,042.45 0.9195% 0.7839%


1/30/2024 0.00 0.00 4,581.24 4,299.06 -4,581.24 -4,299.06
2/29/2024 0.00 0.00 4,496.34 4,226.89 -4,496.34 -4,226.89
3/30/2024 0.00 0.00 4,472.39 4,206.53 -4,472.39 -4,206.53
4/30/2024 0.00 0.00 4,506.98 4,235.94 -4,506.98 -4,235.94
5/30/2024 0.00 0.00 4,424.49 4,165.81 -4,424.49 -4,165.81
6/30/2024 0.00 0.00 4,457.48 4,193.86 -4,457.48 -4,193.86
7/30/2024 0.00 0.00 4,376.58 4,125.10 -4,376.58 -4,125.10
8/30/2024 0.00 0.00 4,407.97 4,151.78 -4,407.97 -4,151.78
9/30/2024 0.00 0.00 4,383.22 4,130.74 -4,383.22 -4,130.74
10/30/2024 0.00 0.00 4,304.73 4,064.02 -4,304.73 -4,064.02
11/30/2024 0.00 0.00 4,333.71 4,088.65 -4,333.71 -4,088.65
12/30/2024 0.00 0.00 4,256.83 4,023.30 -4,256.83 -4,023.30
1/30/2025 0.00 0.00 4,284.21 4,046.57 -4,284.21 -4,046.57
2/28/2025 0.00 0.00 4,158.41 3,939.65 -4,158.41 -3,939.65
3/30/2025 0.00 0.00 4,184.97 3,962.23 -4,184.97 -3,962.23
4/30/2025 0.00 0.00 4,209.95 3,983.45 -4,209.95 -3,983.45
5/30/2025 0.00 0.00 4,137.07 3,921.51 -4,137.07 -3,921.51
6/30/2025 0.00 0.00 4,160.44 3,941.37 -4,160.44 -3,941.37
7/30/2025 0.00 0.00 4,089.17 3,880.79 -4,089.17 -3,880.79
8/30/2025 0.00 0.00 4,110.93 3,899.29 -4,110.93 -3,899.29
9/30/2025 0.00 0.00 4,086.18 3,878.25 -4,086.18 -3,878.25
10/30/2025 0.00 0.00 4,017.32 3,819.72 -4,017.32 -3,819.72
11/30/2025 0.00 0.00 4,036.67 3,836.17 -4,036.67 -3,836.17
12/30/2025 0.00 0.00 3,969.41 3,779.00 -3,969.41 -3,779.00
1/30/2026 0.00 0.00 3,987.17 3,794.09 -3,987.17 -3,794.09
2/28/2026 0.00 0.00 3,880.62 3,703.53 -3,880.62 -3,703.53
3/30/2026 0.00 0.00 3,897.56 3,717.93 -3,897.56 -3,717.93
4/30/2026 0.00 0.00 3,912.91 3,730.97 -3,912.91 -3,730.97
5/30/2026 0.00 0.00 3,849.66 3,677.21 -3,849.66 -3,677.21
6/30/2026 0.00 0.00 3,863.40 3,688.89 -3,863.40 -3,688.89
7/30/2026 0.00 0.00 3,801.75 3,636.49 -3,801.75 -3,636.49
8/30/2026 0.00 0.00 3,813.89 3,646.81 -3,813.89 -3,646.81
9/30/2026 0.00 0.00 3,789.14 3,625.77 -3,789.14 -3,625.77
10/30/2026 0.00 0.00 3,729.90 3,575.42 -3,729.90 -3,575.42
11/30/2026 0.00 0.00 3,739.63 3,583.69 -3,739.63 -3,583.69
12/30/2026 0.00 0.00 3,682.00 3,534.70 -3,682.00 -3,534.70
1/30/2027 0.00 0.00 3,690.13 3,541.61 -3,690.13 -3,541.61
2/28/2027 0.00 0.00 3,602.83 3,467.40 -3,602.83 -3,467.40
3/30/2027 0.00 0.00 3,610.14 3,473.62 -3,610.14 -3,473.62
4/30/2027 0.00 0.00 3,615.87 3,478.49 -3,615.87 -3,478.49
5/30/2027 0.00 0.00 3,562.24 3,432.91 -3,562.24 -3,432.91
6/30/2027 0.00 0.00 3,566.36 3,436.41 -3,566.36 -3,436.41
7/30/2027 0.00 0.00 3,514.34 3,392.19 -3,514.34 -3,392.19
8/30/2027 0.00 0.00 3,516.86 3,394.33 -3,516.86 -3,394.33
9/30/2027 0.00 0.00 3,492.10 3,373.29 -3,492.10 -3,373.29
10/30/2027 0.00 0.00 3,442.49 3,331.11 -3,442.49 -3,331.11
11/30/2027 0.00 0.00 3,442.60 3,331.21 -3,442.60 -3,331.21
12/30/2027 0.00 0.00 3,394.58 3,290.40 -3,394.58 -3,290.40
1/30/2028 0.00 0.00 3,393.09 3,289.13 -3,393.09 -3,289.13
2/29/2028 0.00 0.00 3,346.68 3,249.68 -3,346.68 -3,249.68
3/30/2028 0.00 0.00 3,322.73 3,229.32 -3,322.73 -3,229.32
4/30/2028 0.00 0.00 3,318.83 3,226.01 -3,318.83 -3,226.01
5/30/2028 0.00 0.00 3,274.83 3,188.60 -3,274.83 -3,188.60
Página 13 de 29

PROGRAMA/LINHA DE CRÉDITO FNE COMERCIAL/INDUSTRIAL/SERVIÇOS


RESULTADO DO
PRESTAÇÕES PRESTAÇÕES COM RESULTADO DO FLUXO
LIBERAÇÕES CUSTOS
DATA (Principal e BÔNUS DE FLUXO FINANCEIRO-COM
PREVISTAS ESTIMADOS
Encargos) ADIMPLÊNCIA FINANCEIRO BÔNUS DE
ADIMPLÊNCIA

TOTAIS 324,000.00 3,230.00 534,638.17 503,042.45 0.9195% 0.7839%


6/30/2028 0.00 0.00 3,269.32 3,183.93 -3,269.32 -3,183.93
7/30/2028 0.00 0.00 3,226.93 3,147.89 -3,226.93 -3,147.89
8/30/2028 0.00 0.00 3,219.82 3,141.84 -3,219.82 -3,141.84
9/30/2028 0.00 0.00 3,195.06 3,120.80 -3,195.06 -3,120.80
10/30/2028 0.00 0.00 3,155.07 3,086.81 -3,155.07 -3,086.81
11/30/2028 0.00 0.00 3,145.56 3,078.72 -3,145.56 -3,078.72
12/30/2028 0.00 0.00 3,107.17 3,046.09 -3,107.17 -3,046.09
1/30/2029 0.00 0.00 3,096.05 3,036.64 -3,096.05 -3,036.64
2/28/2029 0.00 0.00 3,047.24 2,995.15 -3,047.24 -2,995.15
3/30/2029 0.00 0.00 3,035.32 2,985.02 -3,035.32 -2,985.02
4/30/2029 0.00 0.00 3,021.79 2,973.52 -3,021.79 -2,973.52
5/30/2029 0.00 0.00 2,987.41 2,944.30 -2,987.41 -2,944.30
6/30/2029 0.00 0.00 2,972.29 2,931.44 -2,972.29 -2,931.44
7/30/2029 0.00 0.00 2,939.51 2,903.59 -2,939.51 -2,903.59
8/30/2029 0.00 0.00 2,922.78 2,889.36 -2,922.78 -2,889.36
9/30/2029 0.00 0.00 2,898.03 2,868.32 -2,898.03 -2,868.32
10/30/2029 0.00 0.00 2,867.66 2,842.51 -2,867.66 -2,842.51
11/30/2029 0.00 0.00 2,848.52 2,826.24 -2,848.52 -2,826.24
12/30/2029 0.00 0.00 2,819.76 2,801.79 -2,819.76 -2,801.79
1/30/2030 0.00 0.00 2,799.01 2,784.16 -2,799.01 -2,784.16
2/28/2030 0.00 0.00 2,769.45 2,759.03 -2,769.45 -2,759.03
3/30/2030 0.00 0.00 2,747.90 2,740.72 -2,747.90 -2,740.72
4/30/2030 0.00 0.00 2,724.75 2,721.04 -2,724.75 -2,721.04
12/30/1899 0.00 0.00 0.00 0.00 0.00 0.00
12/30/1899 0.00 0.00 0.00 0.00 0.00 0.00
12/30/1899 0.00 0.00 0.00 0.00 0.00 0.00
12/30/1899 0.00 0.00 0.00 0.00 0.00 0.00
12/30/1899 0.00 0.00 0.00 0.00 0.00 0.00
12/30/1899 0.00 0.00 0.00 0.00 0.00 0.00
12/30/1899 0.00 0.00 0.00 0.00 0.00 0.00
12/30/1899 0.00 0.00 0.00 0.00 0.00 0.00
12/30/1899 0.00 0.00 0.00 0.00 0.00 0.00
12/30/1899 0.00 0.00 0.00 0.00 0.00 0.00
12/30/1899 0.00 0.00 0.00 0.00 0.00 0.00
12/30/1899 0.00 0.00 0.00 0.00 0.00 0.00
12/30/1899 0.00 0.00 0.00 0.00 0.00 0.00
12/30/1899 0.00 0.00 0.00 0.00 0.00 0.00
12/30/1899 0.00 0.00 0.00 0.00 0.00 0.00
12/30/1899 0.00 0.00 0.00 0.00 0.00 0.00
12/30/1899 0.00 0.00 0.00 0.00 0.00 0.00
12/30/1899 0.00 0.00 0.00 0.00 0.00 0.00
12/30/1899 0.00 0.00 0.00 0.00 0.00 0.00
12/30/1899 0.00 0.00 0.00 0.00 0.00 0.00
12/30/1899 0.00 0.00 0.00 0.00 0.00 0.00
12/30/1899 0.00 0.00 0.00 0.00 0.00 0.00
12/30/1899 0.00 0.00 0.00 0.00 0.00 0.00
12/30/1899 0.00 0.00 0.00 0.00 0.00 0.00
12/30/1899 0.00 0.00 0.00 0.00 0.00 0.00
12/30/1899 0.00 0.00 0.00 0.00 0.00 0.00
12/30/1899 0.00 0.00 0.00 0.00 0.00 0.00
12/30/1899 0.00 0.00 0.00 0.00 0.00 0.00
12/30/1899 0.00 0.00 0.00 0.00 0.00 0.00
12/30/1899 0.00 0.00 0.00 0.00 0.00 0.00
Página 14 de 29

PROGRAMA/LINHA DE CRÉDITO FNE COMERCIAL/INDUSTRIAL/SERVIÇOS


RESULTADO DO
PRESTAÇÕES PRESTAÇÕES COM RESULTADO DO FLUXO
LIBERAÇÕES CUSTOS
DATA (Principal e BÔNUS DE FLUXO FINANCEIRO-COM
PREVISTAS ESTIMADOS
Encargos) ADIMPLÊNCIA FINANCEIRO BÔNUS DE
ADIMPLÊNCIA

TOTAIS 324,000.00 3,230.00 534,638.17 503,042.45 0.9195% 0.7839%


12/30/1899 0.00 0.00 0.00 0.00 0.00 0.00
12/30/1899 0.00 0.00 0.00 0.00 0.00 0.00
12/30/1899 0.00 0.00 0.00 0.00 0.00 0.00
12/30/1899 0.00 0.00 0.00 0.00 0.00 0.00
12/30/1899 0.00 0.00 0.00 0.00 0.00 0.00
12/30/1899 0.00 0.00 0.00 0.00 0.00 0.00
12/30/1899 0.00 0.00 0.00 0.00 0.00 0.00
12/30/1899 0.00 0.00 0.00 0.00 0.00 0.00
12/30/1899 0.00 0.00 0.00 0.00 0.00 0.00
12/30/1899 0.00 0.00 0.00 0.00 0.00 0.00
12/30/1899 0.00 0.00 0.00 0.00 0.00 0.00
12/30/1899 0.00 0.00 0.00 0.00 0.00 0.00
12/30/1899 0.00 0.00 0.00 0.00 0.00 0.00
12/30/1899 0.00 0.00 0.00 0.00 0.00 0.00
12/30/1899 0.00 0.00 0.00 0.00 0.00 0.00
12/30/1899 0.00 0.00 0.00 0.00 0.00 0.00
12/30/1899 0.00 0.00 0.00 0.00 0.00 0.00
12/30/1899 0.00 0.00 0.00 0.00 0.00 0.00
12/30/1899 0.00 0.00 0.00 0.00 0.00 0.00
12/30/1899 0.00 0.00 0.00 0.00 0.00 0.00
12/30/1899 0.00 0.00 0.00 0.00 0.00 0.00
12/30/1899 0.00 0.00 0.00 0.00 0.00 0.00
MEMÓRIA DE CÁLCULO DA PLANILHA DE SIMULAÇÃO DE PRESTAÇÃO (VALORES SÃO APENAS PARÂMETROS E NÃO SERÃO IGUAIS ÀS QUANTIAS EFETIVAMENTE COBRADAS)
SEQU SEQUÊ DATAS DE MONTANTE DE JURO JURO VALOR DE RECEBIMENTO DE PRESTAÇÃO SALDO DEVEDOR
NCIA PRESTAÇÃO
DESEMBOLSO S/VALOR PARCELAS
DOS
ÊNCIA
PAGAM PARA DIFERENCIADAS
LIBER DEBITADO SALDO DE
ENTOS PRINCIPAL TOTAL SALDO DE
CÁLCULO DE PRINCIPAL- JUROS PRINCIPAL SALDO TOTAL
MESE CONSIDERADO PRESTAÇÃO JURO
DE ENTRE DESEMBOLSADO
JURO E SALDO Dados da Aba
PRINCIP
S AL CÁLCULO DEVEDOR DATAS MENSALMENTE Entrada Dados 2 COM BÔNUS
TOTAIS 324,000.00 9.58 210,638.17 324,000.00 210,638.17 534,638.17 503,042.45

4/30/2019 226,800.00 0.00 226,800.00 226,800.00


1 0 5/30/2019 64,800.00 0.00 2,011.90 0.00 0.00 0.00 0.00 0.00 2,011.90 291,600.00 293,611.90
2 0 6/30/2019 32,400.00 9.58 2,701.37 0.00 0.00 0.00 0.00 0.00 4,713.27 324,000.00 328,713.27
3 0 7/30/2019 0.00 0.00 2,915.95 0.00 0.00 7,629.22 7,629.22 6,484.84 0.00 324,000.00 324,000.00
4 0 8/30/2019 0.00 0.00 2,970.38 0.00 0.00 0.00 0.00 0.00 2,970.38 324,000.00 326,970.38
5 0 9/30/2019 0.00 0.00 2,997.62 0.00 0.00 0.00 0.00 0.00 5,968.00 324,000.00 329,968.00
6 0 10/30/2019 0.00 0.00 2,927.08 0.00 0.00 8,895.08 8,895.08 7,560.82 0.00 324,000.00 324,000.00
7 0 11/30/2019 0.00 0.00 2,970.38 0.00 0.00 0.00 0.00 0.00 2,970.38 324,000.00 326,970.38
8 0 12/30/2019 0.00 0.00 2,900.49 0.00 0.00 0.00 0.00 0.00 5,870.88 324,000.00 329,870.88
9 0 1/30/2020 0.00 0.00 3,024.21 0.00 0.00 8,895.08 8,895.08 7,560.82 0.00 324,000.00 324,000.00
10 0 2/29/2020 0.00 0.00 2,874.14 0.00 0.00 0.00 0.00 0.00 2,874.14 324,000.00 326,874.14
11 0 3/30/2020 0.00 0.00 2,899.64 0.00 0.00 0.00 0.00 0.00 5,773.78 324,000.00 329,773.78
12 0 4/30/2020 0.00 0.00 3,023.32 0.00 0.00 8,797.10 8,797.10 7,477.53 0.00 324,000.00 324,000.00
13 1 5/30/2020 0.00 0.00 2,874.14 0.00 2,700.00 2,874.14 5,574.14 5,143.02 0.00 321,300.00 321,300.00
14 2 6/30/2020 0.00 0.00 2,945.63 0.00 2,700.00 2,945.63 5,645.63 5,203.79 0.00 318,600.00 318,600.00
15 3 7/30/2020 0.00 0.00 2,826.24 0.00 2,700.00 2,826.24 5,526.24 5,102.30 0.00 315,900.00 315,900.00
16 4 8/30/2020 0.00 0.00 2,896.12 0.00 2,700.00 2,896.12 5,596.12 5,161.71 0.00 313,200.00 313,200.00
17 5 9/30/2020 0.00 0.00 2,871.37 0.00 2,700.00 2,871.37 5,571.37 5,140.67 0.00 310,500.00 310,500.00
18 6 10/30/2020 0.00 0.00 2,754.39 0.00 2,700.00 2,754.39 5,454.39 5,041.23 0.00 307,800.00 307,800.00
19 7 11/30/2020 0.00 0.00 2,821.87 0.00 2,700.00 2,821.87 5,521.87 5,098.59 0.00 305,100.00 305,100.00
20 8 12/30/2020 0.00 0.00 2,706.48 0.00 2,700.00 2,706.48 5,406.48 5,000.51 0.00 302,400.00 302,400.00
21 9 1/30/2021 0.00 0.00 2,772.36 0.00 2,700.00 2,772.36 5,472.36 5,056.50 0.00 299,700.00 299,700.00
22 10 2/28/2021 0.00 0.00 2,569.58 0.00 2,700.00 2,569.58 5,269.58 4,884.15 0.00 297,000.00 297,000.00
23 11 3/30/2021 0.00 0.00 2,634.63 0.00 2,700.00 2,634.63 5,334.63 4,939.44 0.00 294,300.00 294,300.00
24 12 4/30/2021 0.00 0.00 2,698.10 0.00 2,700.00 2,698.10 5,398.10 4,993.38 0.00 291,600.00 291,600.00
25 13 5/30/2021 0.00 0.00 2,586.73 0.00 2,700.00 2,586.73 5,286.73 4,898.72 0.00 288,900.00 288,900.00
26 14 6/30/2021 0.00 0.00 2,648.59 0.00 2,700.00 2,648.59 5,348.59 4,951.30 0.00 286,200.00 286,200.00
27 15 7/30/2021 0.00 0.00 2,538.83 0.00 2,700.00 2,538.83 5,238.83 4,858.00 0.00 283,500.00 283,500.00
28 16 8/30/2021 0.00 0.00 2,599.09 0.00 2,700.00 2,599.09 5,299.09 4,909.22 0.00 280,800.00 280,800.00
29 17 9/30/2021 0.00 0.00 2,574.33 0.00 2,700.00 2,574.33 5,274.33 4,888.18 0.00 278,100.00 278,100.00
30 18 10/30/2021 0.00 0.00 2,466.97 0.00 2,700.00 2,466.97 5,166.97 4,796.93 0.00 275,400.00 275,400.00
SEQU SEQUÊ DATAS DE MONTANTE DE JURO JURO VALOR DE RECEBIMENTO DE PRESTAÇÃO SALDO DEVEDOR
NCIA PRESTAÇÃO
DESEMBOLSO S/VALOR PARCELAS
DOS
ÊNCIA
PAGAM PARA DIFERENCIADAS
LIBER DEBITADO SALDO DE
ENTOS PRINCIPAL TOTAL SALDO DE
CÁLCULO DE PRINCIPAL- JUROS PRINCIPAL SALDO TOTAL
MESE CONSIDERADO PRESTAÇÃO JURO
DE ENTRE DESEMBOLSADO
JURO E SALDO Dados da Aba
PRINCIP
S AL CÁLCULO DEVEDOR DATAS MENSALMENTE Entrada Dados 2 COM BÔNUS
31 19 11/30/2021 0.00 0.00 2,524.83 0.00 2,700.00 2,524.83 5,224.83 4,846.10 0.00 272,700.00 272,700.00
32 20 12/30/2021 0.00 0.00 2,419.07 0.00 2,700.00 2,419.07 5,119.07 4,756.21 0.00 270,000.00 270,000.00
33 21 1/30/2022 0.00 0.00 2,475.32 0.00 2,700.00 2,475.32 5,175.32 4,804.02 0.00 267,300.00 267,300.00
34 22 2/28/2022 0.00 0.00 2,291.79 0.00 2,700.00 2,291.79 4,991.79 4,648.02 0.00 264,600.00 264,600.00
35 23 3/30/2022 0.00 0.00 2,347.22 0.00 2,700.00 2,347.22 5,047.22 4,695.13 0.00 261,900.00 261,900.00
36 24 4/30/2022 0.00 0.00 2,401.06 0.00 2,700.00 2,401.06 5,101.06 4,740.90 0.00 259,200.00 259,200.00
37 25 5/30/2022 0.00 0.00 2,299.31 0.00 2,700.00 2,299.31 4,999.31 4,654.42 0.00 256,500.00 256,500.00
38 26 6/30/2022 0.00 0.00 2,351.55 0.00 2,700.00 2,351.55 5,051.55 4,698.82 0.00 253,800.00 253,800.00
39 27 7/30/2022 0.00 0.00 2,251.41 0.00 2,700.00 2,251.41 4,951.41 4,613.70 0.00 251,100.00 251,100.00
40 28 8/30/2022 0.00 0.00 2,302.05 0.00 2,700.00 2,302.05 5,002.05 4,656.74 0.00 248,400.00 248,400.00
41 29 9/30/2022 0.00 0.00 2,277.29 0.00 2,700.00 2,277.29 4,977.29 4,635.70 0.00 245,700.00 245,700.00
42 30 10/30/2022 0.00 0.00 2,179.56 0.00 2,700.00 2,179.56 4,879.56 4,552.62 0.00 243,000.00 243,000.00
43 31 11/30/2022 0.00 0.00 2,227.79 0.00 2,700.00 2,227.79 4,927.79 4,593.62 0.00 240,300.00 240,300.00
44 32 12/30/2022 0.00 0.00 2,131.66 0.00 2,700.00 2,131.66 4,831.66 4,511.91 0.00 237,600.00 237,600.00
45 33 1/30/2023 0.00 0.00 2,178.28 0.00 2,700.00 2,178.28 4,878.28 4,551.54 0.00 234,900.00 234,900.00
46 34 2/28/2023 0.00 0.00 2,014.00 0.00 2,700.00 2,014.00 4,714.00 4,411.90 0.00 232,200.00 232,200.00
47 35 3/30/2023 0.00 0.00 2,059.80 0.00 2,700.00 2,059.80 4,759.80 4,450.83 0.00 229,500.00 229,500.00
48 36 4/30/2023 0.00 0.00 2,104.02 0.00 2,700.00 2,104.02 4,804.02 4,488.42 0.00 226,800.00 226,800.00
49 37 5/30/2023 0.00 0.00 2,011.90 0.00 2,700.00 2,011.90 4,711.90 4,410.11 0.00 224,100.00 224,100.00
50 38 6/30/2023 0.00 0.00 2,054.52 0.00 2,700.00 2,054.52 4,754.52 4,446.34 0.00 221,400.00 221,400.00
51 39 7/30/2023 0.00 0.00 1,964.00 0.00 2,700.00 1,964.00 4,664.00 4,369.40 0.00 218,700.00 218,700.00
52 40 8/30/2023 0.00 0.00 2,005.01 0.00 2,700.00 2,005.01 4,705.01 4,404.26 0.00 216,000.00 216,000.00
53 41 9/30/2023 0.00 0.00 1,980.26 0.00 2,700.00 1,980.26 4,680.26 4,383.22 0.00 213,300.00 213,300.00
54 42 10/30/2023 0.00 0.00 1,892.14 0.00 2,700.00 1,892.14 4,592.14 4,308.32 0.00 210,600.00 210,600.00
55 43 11/30/2023 0.00 0.00 1,930.75 0.00 2,700.00 1,930.75 4,630.75 4,341.14 0.00 207,900.00 207,900.00
56 44 12/30/2023 0.00 0.00 1,844.24 0.00 2,700.00 1,844.24 4,544.24 4,267.60 0.00 205,200.00 205,200.00
57 45 1/30/2024 0.00 0.00 1,881.24 0.00 2,700.00 1,881.24 4,581.24 4,299.06 0.00 202,500.00 202,500.00
58 46 2/29/2024 0.00 0.00 1,796.34 0.00 2,700.00 1,796.34 4,496.34 4,226.89 0.00 199,800.00 199,800.00
59 47 3/30/2024 0.00 0.00 1,772.39 0.00 2,700.00 1,772.39 4,472.39 4,206.53 0.00 197,100.00 197,100.00
60 48 4/30/2024 0.00 0.00 1,806.98 0.00 2,700.00 1,806.98 4,506.98 4,235.94 0.00 194,400.00 194,400.00
61 49 5/30/2024 0.00 0.00 1,724.49 0.00 2,700.00 1,724.49 4,424.49 4,165.81 0.00 191,700.00 191,700.00
62 50 6/30/2024 0.00 0.00 1,757.48 0.00 2,700.00 1,757.48 4,457.48 4,193.86 0.00 189,000.00 189,000.00
63 51 7/30/2024 0.00 0.00 1,676.58 0.00 2,700.00 1,676.58 4,376.58 4,125.10 0.00 186,300.00 186,300.00
64 52 8/30/2024 0.00 0.00 1,707.97 0.00 2,700.00 1,707.97 4,407.97 4,151.78 0.00 183,600.00 183,600.00
65 53 9/30/2024 0.00 0.00 1,683.22 0.00 2,700.00 1,683.22 4,383.22 4,130.74 0.00 180,900.00 180,900.00
SEQU SEQUÊ DATAS DE MONTANTE DE JURO JURO VALOR DE RECEBIMENTO DE PRESTAÇÃO SALDO DEVEDOR
NCIA PRESTAÇÃO
DESEMBOLSO S/VALOR PARCELAS
DOS
ÊNCIA
PAGAM PARA DIFERENCIADAS
LIBER DEBITADO SALDO DE
ENTOS PRINCIPAL TOTAL SALDO DE
CÁLCULO DE PRINCIPAL- JUROS PRINCIPAL SALDO TOTAL
MESE CONSIDERADO PRESTAÇÃO JURO
DE ENTRE DESEMBOLSADO
JURO E SALDO Dados da Aba
PRINCIP
S AL CÁLCULO DEVEDOR DATAS MENSALMENTE Entrada Dados 2 COM BÔNUS
66 54 10/30/2024 0.00 0.00 1,604.73 0.00 2,700.00 1,604.73 4,304.73 4,064.02 0.00 178,200.00 178,200.00
67 55 11/30/2024 0.00 0.00 1,633.71 0.00 2,700.00 1,633.71 4,333.71 4,088.65 0.00 175,500.00 175,500.00
68 56 12/30/2024 0.00 0.00 1,556.83 0.00 2,700.00 1,556.83 4,256.83 4,023.30 0.00 172,800.00 172,800.00
69 57 1/30/2025 0.00 0.00 1,584.21 0.00 2,700.00 1,584.21 4,284.21 4,046.57 0.00 170,100.00 170,100.00
70 58 2/28/2025 0.00 0.00 1,458.41 0.00 2,700.00 1,458.41 4,158.41 3,939.65 0.00 167,400.00 167,400.00
71 59 3/30/2025 0.00 0.00 1,484.97 0.00 2,700.00 1,484.97 4,184.97 3,962.23 0.00 164,700.00 164,700.00
72 60 4/30/2025 0.00 0.00 1,509.95 0.00 2,700.00 1,509.95 4,209.95 3,983.45 0.00 162,000.00 162,000.00
73 61 5/30/2025 0.00 0.00 1,437.07 0.00 2,700.00 1,437.07 4,137.07 3,921.51 0.00 159,300.00 159,300.00
74 62 6/30/2025 0.00 0.00 1,460.44 0.00 2,700.00 1,460.44 4,160.44 3,941.37 0.00 156,600.00 156,600.00
75 63 7/30/2025 0.00 0.00 1,389.17 0.00 2,700.00 1,389.17 4,089.17 3,880.79 0.00 153,900.00 153,900.00
76 64 8/30/2025 0.00 0.00 1,410.93 0.00 2,700.00 1,410.93 4,110.93 3,899.29 0.00 151,200.00 151,200.00
77 65 9/30/2025 0.00 0.00 1,386.18 0.00 2,700.00 1,386.18 4,086.18 3,878.25 0.00 148,500.00 148,500.00
78 66 10/30/2025 0.00 0.00 1,317.32 0.00 2,700.00 1,317.32 4,017.32 3,819.72 0.00 145,800.00 145,800.00
79 67 11/30/2025 0.00 0.00 1,336.67 0.00 2,700.00 1,336.67 4,036.67 3,836.17 0.00 143,100.00 143,100.00
80 68 12/30/2025 0.00 0.00 1,269.41 0.00 2,700.00 1,269.41 3,969.41 3,779.00 0.00 140,400.00 140,400.00
81 69 1/30/2026 0.00 0.00 1,287.17 0.00 2,700.00 1,287.17 3,987.17 3,794.09 0.00 137,700.00 137,700.00
82 70 2/28/2026 0.00 0.00 1,180.62 0.00 2,700.00 1,180.62 3,880.62 3,703.53 0.00 135,000.00 135,000.00
83 71 3/30/2026 0.00 0.00 1,197.56 0.00 2,700.00 1,197.56 3,897.56 3,717.93 0.00 132,300.00 132,300.00
84 72 4/30/2026 0.00 0.00 1,212.91 0.00 2,700.00 1,212.91 3,912.91 3,730.97 0.00 129,600.00 129,600.00
85 73 5/30/2026 0.00 0.00 1,149.66 0.00 2,700.00 1,149.66 3,849.66 3,677.21 0.00 126,900.00 126,900.00
86 74 6/30/2026 0.00 0.00 1,163.40 0.00 2,700.00 1,163.40 3,863.40 3,688.89 0.00 124,200.00 124,200.00
87 75 7/30/2026 0.00 0.00 1,101.75 0.00 2,700.00 1,101.75 3,801.75 3,636.49 0.00 121,500.00 121,500.00
88 76 8/30/2026 0.00 0.00 1,113.89 0.00 2,700.00 1,113.89 3,813.89 3,646.81 0.00 118,800.00 118,800.00
89 77 9/30/2026 0.00 0.00 1,089.14 0.00 2,700.00 1,089.14 3,789.14 3,625.77 0.00 116,100.00 116,100.00
90 78 10/30/2026 0.00 0.00 1,029.90 0.00 2,700.00 1,029.90 3,729.90 3,575.42 0.00 113,400.00 113,400.00
91 79 11/30/2026 0.00 0.00 1,039.63 0.00 2,700.00 1,039.63 3,739.63 3,583.69 0.00 110,700.00 110,700.00
92 80 12/30/2026 0.00 0.00 982.00 0.00 2,700.00 982.00 3,682.00 3,534.70 0.00 108,000.00 108,000.00
93 81 1/30/2027 0.00 0.00 990.13 0.00 2,700.00 990.13 3,690.13 3,541.61 0.00 105,300.00 105,300.00
94 82 2/28/2027 0.00 0.00 902.83 0.00 2,700.00 902.83 3,602.83 3,467.40 0.00 102,600.00 102,600.00
95 83 3/30/2027 0.00 0.00 910.14 0.00 2,700.00 910.14 3,610.14 3,473.62 0.00 99,900.00 99,900.00
96 84 4/30/2027 0.00 0.00 915.87 0.00 2,700.00 915.87 3,615.87 3,478.49 0.00 97,200.00 97,200.00
97 85 5/30/2027 0.00 0.00 862.24 0.00 2,700.00 862.24 3,562.24 3,432.91 0.00 94,500.00 94,500.00
98 86 6/30/2027 0.00 0.00 866.36 0.00 2,700.00 866.36 3,566.36 3,436.41 0.00 91,800.00 91,800.00
99 87 7/30/2027 0.00 0.00 814.34 0.00 2,700.00 814.34 3,514.34 3,392.19 0.00 89,100.00 89,100.00
100 88 8/30/2027 0.00 0.00 816.86 0.00 2,700.00 816.86 3,516.86 3,394.33 0.00 86,400.00 86,400.00
SEQU SEQUÊ DATAS DE MONTANTE DE JURO JURO VALOR DE RECEBIMENTO DE PRESTAÇÃO SALDO DEVEDOR
NCIA PRESTAÇÃO
DESEMBOLSO S/VALOR PARCELAS
DOS
ÊNCIA
PAGAM PARA DIFERENCIADAS
LIBER DEBITADO SALDO DE
ENTOS PRINCIPAL TOTAL SALDO DE
CÁLCULO DE PRINCIPAL- JUROS PRINCIPAL SALDO TOTAL
MESE CONSIDERADO PRESTAÇÃO JURO
DE ENTRE DESEMBOLSADO
JURO E SALDO Dados da Aba
PRINCIP
S AL CÁLCULO DEVEDOR DATAS MENSALMENTE Entrada Dados 2 COM BÔNUS
101 89 9/30/2027 0.00 0.00 792.10 0.00 2,700.00 792.10 3,492.10 3,373.29 0.00 83,700.00 83,700.00
102 90 10/30/2027 0.00 0.00 742.49 0.00 2,700.00 742.49 3,442.49 3,331.11 0.00 81,000.00 81,000.00
103 91 11/30/2027 0.00 0.00 742.60 0.00 2,700.00 742.60 3,442.60 3,331.21 0.00 78,300.00 78,300.00
104 92 12/30/2027 0.00 0.00 694.58 0.00 2,700.00 694.58 3,394.58 3,290.40 0.00 75,600.00 75,600.00
105 93 1/30/2028 0.00 0.00 693.09 0.00 2,700.00 693.09 3,393.09 3,289.13 0.00 72,900.00 72,900.00
106 94 2/29/2028 0.00 0.00 646.68 0.00 2,700.00 646.68 3,346.68 3,249.68 0.00 70,200.00 70,200.00
107 95 3/30/2028 0.00 0.00 622.73 0.00 2,700.00 622.73 3,322.73 3,229.32 0.00 67,500.00 67,500.00
108 96 4/30/2028 0.00 0.00 618.83 0.00 2,700.00 618.83 3,318.83 3,226.01 0.00 64,800.00 64,800.00
109 97 5/30/2028 0.00 0.00 574.83 0.00 2,700.00 574.83 3,274.83 3,188.60 0.00 62,100.00 62,100.00
110 98 6/30/2028 0.00 0.00 569.32 0.00 2,700.00 569.32 3,269.32 3,183.93 0.00 59,400.00 59,400.00
111 99 7/30/2028 0.00 0.00 526.93 0.00 2,700.00 526.93 3,226.93 3,147.89 0.00 56,700.00 56,700.00
112 100 8/30/2028 0.00 0.00 519.82 0.00 2,700.00 519.82 3,219.82 3,141.84 0.00 54,000.00 54,000.00
113 101 9/30/2028 0.00 0.00 495.06 0.00 2,700.00 495.06 3,195.06 3,120.80 0.00 51,300.00 51,300.00
114 102 10/30/2028 0.00 0.00 455.07 0.00 2,700.00 455.07 3,155.07 3,086.81 0.00 48,600.00 48,600.00
115 103 11/30/2028 0.00 0.00 445.56 0.00 2,700.00 445.56 3,145.56 3,078.72 0.00 45,900.00 45,900.00
116 104 12/30/2028 0.00 0.00 407.17 0.00 2,700.00 407.17 3,107.17 3,046.09 0.00 43,200.00 43,200.00
117 105 1/30/2029 0.00 0.00 396.05 0.00 2,700.00 396.05 3,096.05 3,036.64 0.00 40,500.00 40,500.00
118 106 2/28/2029 0.00 0.00 347.24 0.00 2,700.00 347.24 3,047.24 2,995.15 0.00 37,800.00 37,800.00
119 107 3/30/2029 0.00 0.00 335.32 0.00 2,700.00 335.32 3,035.32 2,985.02 0.00 35,100.00 35,100.00
120 108 4/30/2029 0.00 0.00 321.79 0.00 2,700.00 321.79 3,021.79 2,973.52 0.00 32,400.00 32,400.00
121 109 5/30/2029 0.00 0.00 287.41 0.00 2,700.00 287.41 2,987.41 2,944.30 0.00 29,700.00 29,700.00
122 110 6/30/2029 0.00 0.00 272.29 0.00 2,700.00 272.29 2,972.29 2,931.44 0.00 27,000.00 27,000.00
123 111 7/30/2029 0.00 0.00 239.51 0.00 2,700.00 239.51 2,939.51 2,903.59 0.00 24,300.00 24,300.00
124 112 8/30/2029 0.00 0.00 222.78 0.00 2,700.00 222.78 2,922.78 2,889.36 0.00 21,600.00 21,600.00
125 113 9/30/2029 0.00 0.00 198.03 0.00 2,700.00 198.03 2,898.03 2,868.32 0.00 18,900.00 18,900.00
126 114 10/30/2029 0.00 0.00 167.66 0.00 2,700.00 167.66 2,867.66 2,842.51 0.00 16,200.00 16,200.00
127 115 11/30/2029 0.00 0.00 148.52 0.00 2,700.00 148.52 2,848.52 2,826.24 0.00 13,500.00 13,500.00
128 116 12/30/2029 0.00 0.00 119.76 0.00 2,700.00 119.76 2,819.76 2,801.79 0.00 10,800.00 10,800.00
129 117 1/30/2030 0.00 0.00 99.01 0.00 2,700.00 99.01 2,799.01 2,784.16 0.00 8,100.00 8,100.00
130 118 2/28/2030 0.00 0.00 69.45 0.00 2,700.00 69.45 2,769.45 2,759.03 0.00 5,400.00 5,400.00
131 119 3/30/2030 0.00 0.00 47.90 0.00 2,700.00 47.90 2,747.90 2,740.72 0.00 2,700.00 2,700.00
132 120 4/30/2030 0.00 0.00 24.75 0.00 2,700.00 24.75 2,724.75 2,721.04 0.00 0.00 0.00
133 0 5/30/2030 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
134 0 6/30/2030 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
135 0 7/30/2030 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
SEQU SEQUÊ DATAS DE MONTANTE DE JURO JURO VALOR DE RECEBIMENTO DE PRESTAÇÃO SALDO DEVEDOR
NCIA PRESTAÇÃO
DESEMBOLSO S/VALOR PARCELAS
DOS
ÊNCIA
PAGAM PARA DIFERENCIADAS
LIBER DEBITADO SALDO DE
ENTOS PRINCIPAL TOTAL SALDO DE
CÁLCULO DE PRINCIPAL- JUROS PRINCIPAL SALDO TOTAL
MESE CONSIDERADO PRESTAÇÃO JURO
DE ENTRE DESEMBOLSADO
JURO E SALDO Dados da Aba
PRINCIP
S AL CÁLCULO DEVEDOR DATAS MENSALMENTE Entrada Dados 2 COM BÔNUS
136 0 8/30/2030 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
137 0 9/30/2030 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
138 0 10/30/2030 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
139 0 11/30/2030 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
140 0 12/30/2030 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
141 0 1/30/2031 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
142 0 2/28/2031 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
143 0 3/30/2031 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
144 0 4/30/2031 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
1 - Finalidade
 
       Esta ferramenta destina-se exclusivamente como subsidio para simular projeções de valores que forneça ao cliente, informaç
ajudem na tomada de decisão sobre a adoção da tecnologia de energia fotovoltaica.
 
       Desta forma, esta ferramenta não constitui em proposta de crédito, tratando-se apenas de uma simulação e que não incorre
obrigação do Banco em contratar exatamente nas condições simuladas.

2 - Como foi elaborada


        
       Para os dados que servem de parâmetro de cálculo para a modalidade de simulação com Valor do Projeto por “Estimativa”, f
considerados valores médios de algumas empresas prestadoras de serviço de Energia solar na região Nordeste. No entanto, é re
que se utilize a opção da planilha com o valor real do projeto, previamente orçado junto aos fornecedores de sua região, visto qu
podem variar bastante em função do sistema necessário para cada caso específico.

3 - Como utilizar a planilha de simulação


A ideia principal de sua concepção é demonstrar aos clientes, que, com a contratação da linha de crédito FNE SOL para a imp
sistema de energia fotovoltaica, pode haver a compatibilização do valor atualmente pago com o consumo de energia elétrica, eq
ao valor da parcela do financiamento. Porém cabe lembrar que, embora o prazo máximo permitido para esta linha de crédito sej
incluindo carência de até 12 meses, essa variável será definida em função do payback calculado no projeto de dimensionamento
investimento / economia mensal na conta de energia) a partir da obtenção do parecer de acesso pela concessionária. Destaque-
haver casos em que a parcela não seja necessariamente igual ao atual valor da conta de energia do cliente.

4 - Algumas informações adicionais


 
a) Caso deseje maior precisão nos valores, tenha em mãos uma cópia da conta de energia elétrica. O valor a ser considerado dev
da tarifa de iluminação pública, que se houver, continuará sendo cobrado pela concessionária de energia local. Recomenda-se uti
da média de consumo anual.
 
b) A Agência Nacional de Energia Elétrica (ANEEL) aprovou as Resoluções Normativas nº 482/2012 e 687/2015, e através das qua
acumular o crédito relativo ao excedente de energia elétrica produzida e não consumida na conta de energia. Esses créditos tem
60 meses e não estão sendo computados nesta simulação. Por exemplo, caso a geração de energia em um determinado momen
superior ao consumo do empreendimento, o excedente pode ser abatido na forma de crédito nas contas de energia posteriores.
também poderá ser usado para abater o consumo de unidades consumidoras do mesmo titular situadas em outro local, desde q
atendimento da mesma distribuidora.

c) Cabe lembrar que a empresa de energia fotovoltaica responsável pelo projeto de dimensionamento, elaborar o projeto com o
técnico para obtenção do parecer de acesso da concessionária de energia local. Somente após esta permissão, a operação será c
cliente terá acesso às condições aqui dispostas.
 
d) Por fim, cabe lembrar que o presente instrumento trata-se apenas de uma SIMULAÇÃO, e que todo o detalhamento do sistem
(capacidade, área necessária, local de instalação, valor das parcelas, prazo necessário, etc.) já deverá vir informado no projeto de
dimensionamento cabendo ao Banco verificar o enquadramento da proposta quanto ao programa, garantias, viabilidade econôm
financeira, etc.
 
e) Apenas como caráter informativo, o cliente poderá obter mais informações sobre as empresas de energia fotovoltaica nos site
 
http://www.portalsolar.com.br/fornecedores/empresas-de-energia-solar - busca por estado e cidade
técnico para obtenção do parecer de acesso da concessionária de energia local. Somente após esta permissão, a operação será c
cliente terá acesso às condições aqui dispostas.
 
d) Por fim, cabe lembrar que o presente instrumento trata-se apenas de uma SIMULAÇÃO, e que todo o detalhamento do sistem
(capacidade, área necessária, local de instalação, valor das parcelas, prazo necessário, etc.) já deverá vir informado no projeto de
dimensionamento cabendo ao Banco verificar o enquadramento da proposta quanto ao programa, garantias, viabilidade econôm
financeira, etc.
 
e) Apenas como caráter informativo, o cliente poderá obter mais informações sobre as empresas de energia fotovoltaica nos site
 
http://www.portalsolar.com.br/fornecedores/empresas-de-energia-solar - busca por estado e cidade
http://absolar.com.br/associado - busca por área de atuação do associado
 
Finalmente, o Banco do Nordeste apóia o investimento nas fontes renováveis de energia e disponibiliza a linha de crédito do FNE
condições atrativas de taxas e prazos. Procure nosso gerente e / ou obtenha maiores informações sobre o mencionado programa
disponível no portal internet do Banco do Nordeste: http://www.bnb.gov.br 

Sucesso e Bons negócios!

Como Utilizar Iniciar simulação


rneça ao cliente, informações que o 

mulação e que não incorre em 

Projeto por “Estimativa”, foram 
ordeste. No entanto, é recomendado 
res de sua região, visto que tais valores 

rédito FNE SOL para a implantação do 
mo de energia elétrica, equiparando este 
a esta linha de crédito seja de 12 anos 
eto de dimensionamento (valor do 
oncessionária. Destaque-se que poderá 
nte.

lor a ser considerado deve ser reduzido 
ia local. Recomenda-se utilizar o valor 

7/2015, e através das quais é possível 
nergia. Esses créditos tem validade de 
um determinado momento seja 
as de energia posteriores. O crédito 
s em outro local, desde que na área de 

elaborar o projeto com o detalhamento 
missão, a operação será contratada e o 

o detalhamento do sistema 
r informado no projeto de 
antias, viabilidade econômica e 

ergia fotovoltaica nos sites abaixo:
missão, a operação será contratada e o 

o detalhamento do sistema 
r informado no projeto de 
antias, viabilidade econômica e 

ergia fotovoltaica nos sites abaixo:

 a linha de crédito do FNE SOL, com 
e o mencionado programa na cartilha 
FNE SOL
SIMULADOR DE INVESTIMENTO - V1.3 (WEB)

Informações sobre o preenchimento da planilha:

Valor da conta mensal: informe o valor médio do consumo da conta de energia elétrica.

Valor do Projeto : Selecione "Estimativa"  se a planilha calculará o valor do projeto com ba


Estimativa de mercado  e o valor de sua conta atual de energia; 
OU Caso tenha em mãos uma proposta de fornecimento selecione “Da Proposta” e inform
Recursos próprios: Informe o percentual de recursos próprios referente a sua participação
Reajuste anual da energia: Informe  o percentual reajuste médio anual de energia. A plani
atualizará o valor da conta de energia ao longo de todo o financiamento.

Selecione qual a área de negócios onde se enquadra o seu empreendimento

Informe o prazo de carência para iniciar a pagar as parcelas do financiamento. (em mese
Informe a quantidade de parcelas de pagamentos após a carência. (em meses)
Para efeitos de simulação, a data definida para contratação é considerada como hoje.
Informe a pedioridicade das prestações.

Com base nos critérios informados anteriormente, estima-se que os recursos sejam liber
conforme o seguinte cronograma:
1º  desembolso (70%) Na entrega dos equipamentos
2º  desembolso (20%) Na Conclusão da instalação e testes.
3º  desembolso (10%) Na ativação do sistema junto a concessionária.
 
Por se tratar de estimativa e esta depender de prazos a serem cumpridos por terceiros (for
concessionária de energia),bem como o porte do projeto, estas datas podem variar. 
Para efeitos de simulação, foram considerados que os prazos entre cada uma das 3 etapa
ocorrerão e um intervalo de 30 dias cada.

Para demais dúvidas ou esclarecimentos estamos a disposição em uma de nossas agências ou nos canais de atendimento
Banco no Nordeste.

Centro de Relacionamento : Cliente Consulta Banco do Nordeste Rede de agências


http://www.bnb.gov.br/nossas-agencias
Capitais e Regiões Metropolitanas: 4020 0004
(Tarifa de ligação atual)

Demais localidades 0800 033 0004


Iniciar simulação
SAC Banco do Nordeste 0800 728 3030
mo da conta de energia elétrica.

alculará o valor do projeto com base em uma 
nergia; 
o selecione “Da Proposta” e informe o valor.
prios referente a sua participação no projeto.
e médio anual de energia. A planilha 
 financiamento.

seu empreendimento

elas do financiamento. (em meses)


a carência. (em meses)
ação é considerada como hoje.

ma-se que os recursos sejam liberados

s.
ncessionária.
erem cumpridos por terceiros (fornecedor e 
, estas datas podem variar. 
razos entre cada uma das 3 etapas acima,

nos canais de atendimento do

b.gov.br/nossas-agencias
ciar simulação
Página 28 de 29

FNE SOL
SIMULADOR DE INVESTIMENTO - V1.3 (WEB)

1) Trata-se de SIMULAÇÃO, portanto, os valores das parcelas são apenas parâmetros e poderão divergir das quantias que serão efetivamente cobradas.
2) Está sendo considerado no cálculo um período de 03 meses para implantação do sistema.

1 - Dados do Projeto 2 - Selecionar a Área 4 - Esquema de desembolso


Valor da conta mensal R$ 5,000.00 FNE COMERCIAL/INDUSTRIAL/SERVIÇOS FNE Verde (MB-OC-5-7 Item 9.14.5) 3 parcelas
Valor do Projeto ✘ Estimativa R$ 360,000.00 3 - Dados do Financiamento Sequencial Data Valor
Da PropostaR$ 200,000.00 Encargos anuais 11.18% 1º (70%) 4/30/2019 R$ 226,800.00
10% Bonus de adimplência sobre juros 15% 2º (20%) 5/30/2019 R$ 64,800.00
Recursos próprios
R$ 36,000.00 Prazo de Carência (meses) 12 3º (10%) 6/29/2019 R$ 32,400.00
Prazo de amortização (meses) 120 TOTAL DE ECONOMIA NO PERÍODO
Valor Financiado R$ 324,000.00

R$ 604,061.50
Data da contratação 4/30/2019
Reajuste anual da energia 10% Periodicidade das Prestações Mensal

RECEBIMENTO DE PRESTAÇÃO
Pagamento Total
DATAS DOS Bônus de Economia no período
Parcela PRINCIPAL JUROS Total Financiamento Prestação com Bônus Concessionária no
PAGAMENTOS adimplência período
R$ 324,000.00 R$ 210,638.17 R$ 534,638.17 R$ 31,595.73 R$ 503,042.45 R$ 1,122,103.94 R$ 604,061.50
0 7/30/2019 R$ - R$ 7,629.22 R$ 7,629.22 R$ 1,144.38 R$ 6,484.84 R$ 15,000.00 -R$ 6,484.84
0 10/30/2019 R$ - R$ 8,895.08 R$ 8,895.08 R$ 1,334.26 R$ 7,560.82 R$ 15,000.00 R$ 7,439.18
0 1/30/2020 R$ - R$ 8,895.08 R$ 8,895.08 R$ 1,334.26 R$ 7,560.82 R$ 15,000.00 R$ 7,439.18
0 4/30/2020 R$ - R$ 8,797.10 R$ 8,797.10 R$ 1,319.56 R$ 7,477.53 R$ 16,500.00 R$ 9,022.47
1 5/30/2020 R$ 2,700.00 R$ 2,874.14 R$ 5,574.14 R$ 431.12 R$ 5,143.02 R$ 5,500.00 R$ 356.98
2 6/30/2020 R$ 2,700.00 R$ 2,945.63 R$ 5,645.63 R$ 441.84 R$ 5,203.79 R$ 5,500.00 R$ 296.21
3 7/30/2020 R$ 2,700.00 R$ 2,826.24 R$ 5,526.24 R$ 423.94 R$ 5,102.30 R$ 5,500.00 R$ 397.70
4 8/30/2020 R$ 2,700.00 R$ 2,896.12 R$ 5,596.12 R$ 434.42 R$ 5,161.71 R$ 5,500.00 R$ 338.29
5 9/30/2020 R$ 2,700.00 R$ 2,871.37 R$ 5,571.37 R$ 430.71 R$ 5,140.67 R$ 5,500.00 R$ 359.33
6 10/30/2020 R$ 2,700.00 R$ 2,754.39 R$ 5,454.39 R$ 413.16 R$ 5,041.23 R$ 5,500.00 R$ 458.77
7 11/30/2020 R$ 2,700.00 R$ 2,821.87 R$ 5,521.87 R$ 423.28 R$ 5,098.59 R$ 5,500.00 R$ 401.41
8 12/30/2020 R$ 2,700.00 R$ 2,706.48 R$ 5,406.48 R$ 405.97 R$ 5,000.51 R$ 5,500.00 R$ 499.49
9 1/30/2021 R$ 2,700.00 R$ 2,772.36 R$ 5,472.36 R$ 415.85 R$ 5,056.50 R$ 5,500.00 R$ 443.50
10 2/28/2021 R$ 2,700.00 R$ 2,569.58 R$ 5,269.58 R$ 385.44 R$ 4,884.15 R$ 5,500.00 R$ 615.85
11 3/30/2021 R$ 2,700.00 R$ 2,634.63 R$ 5,334.63 R$ 395.19 R$ 4,939.44 R$ 5,500.00 R$ 560.56
12 4/30/2021 R$ 2,700.00 R$ 2,698.10 R$ 5,398.10 R$ 404.71 R$ 4,993.38 R$ 6,050.00 R$ 1,056.62
13 5/30/2021 R$ 2,700.00 R$ 2,586.73 R$ 5,286.73 R$ 388.01 R$ 4,898.72 R$ 6,050.00 R$ 1,151.28
14 6/30/2021 R$ 2,700.00 R$ 2,648.59 R$ 5,348.59 R$ 397.29 R$ 4,951.30 R$ 6,050.00 R$ 1,098.70
15 7/30/2021 R$ 2,700.00 R$ 2,538.83 R$ 5,238.83 R$ 380.82 R$ 4,858.00 R$ 6,050.00 R$ 1,192.00
16 8/30/2021 R$ 2,700.00 R$ 2,599.09 R$ 5,299.09 R$ 389.86 R$ 4,909.22 R$ 6,050.00 R$ 1,140.78
17 9/30/2021 R$ 2,700.00 R$ 2,574.33 R$ 5,274.33 R$ 386.15 R$ 4,888.18 R$ 6,050.00 R$ 1,161.82
18 10/30/2021 R$ 2,700.00 R$ 2,466.97 R$ 5,166.97 R$ 370.05 R$ 4,796.93 R$ 6,050.00 R$ 1,253.07
19 11/30/2021 R$ 2,700.00 R$ 2,524.83 R$ 5,224.83 R$ 378.72 R$ 4,846.10 R$ 6,050.00 R$ 1,203.90
20 12/30/2021 R$ 2,700.00 R$ 2,419.07 R$ 5,119.07 R$ 362.86 R$ 4,756.21 R$ 6,050.00 R$ 1,293.79
21 1/30/2022 R$ 2,700.00 R$ 2,475.32 R$ 5,175.32 R$ 371.30 R$ 4,804.02 R$ 6,050.00 R$ 1,245.98
22 2/28/2022 R$ 2,700.00 R$ 2,291.79 R$ 4,991.79 R$ 343.77 R$ 4,648.02 R$ 6,050.00 R$ 1,401.98
23 3/30/2022 R$ 2,700.00 R$ 2,347.22 R$ 5,047.22 R$ 352.08 R$ 4,695.13 R$ 6,050.00 R$ 1,354.87
24 4/30/2022 R$ 2,700.00 R$ 2,401.06 R$ 5,101.06 R$ 360.16 R$ 4,740.90 R$ 6,655.00 R$ 1,914.10
25 5/30/2022 R$ 2,700.00 R$ 2,299.31 R$ 4,999.31 R$ 344.90 R$ 4,654.42 R$ 6,655.00 R$ 2,000.58
26 6/30/2022 R$ 2,700.00 R$ 2,351.55 R$ 5,051.55 R$ 352.73 R$ 4,698.82 R$ 6,655.00 R$ 1,956.18
27 7/30/2022 R$ 2,700.00 R$ 2,251.41 R$ 4,951.41 R$ 337.71 R$ 4,613.70 R$ 6,655.00 R$ 2,041.30
28 8/30/2022 R$ 2,700.00 R$ 2,302.05 R$ 5,002.05 R$ 345.31 R$ 4,656.74 R$ 6,655.00 R$ 1,998.26
29 9/30/2022 R$ 2,700.00 R$ 2,277.29 R$ 4,977.29 R$ 341.59 R$ 4,635.70 R$ 6,655.00 R$ 2,019.30
30 10/30/2022 R$ 2,700.00 R$ 2,179.56 R$ 4,879.56 R$ 326.93 R$ 4,552.62 R$ 6,655.00 R$ 2,102.38
31 11/30/2022 R$ 2,700.00 R$ 2,227.79 R$ 4,927.79 R$ 334.17 R$ 4,593.62 R$ 6,655.00 R$ 2,061.38
32 12/30/2022 R$ 2,700.00 R$ 2,131.66 R$ 4,831.66 R$ 319.75 R$ 4,511.91 R$ 6,655.00 R$ 2,143.09
33 1/30/2023 R$ 2,700.00 R$ 2,178.28 R$ 4,878.28 R$ 326.74 R$ 4,551.54 R$ 6,655.00 R$ 2,103.46
34 2/28/2023 R$ 2,700.00 R$ 2,014.00 R$ 4,714.00 R$ 302.10 R$ 4,411.90 R$ 6,655.00 R$ 2,243.10
35 3/30/2023 R$ 2,700.00 R$ 2,059.80 R$ 4,759.80 R$ 308.97 R$ 4,450.83 R$ 6,655.00 R$ 2,204.17
36 4/30/2023 R$ 2,700.00 R$ 2,104.02 R$ 4,804.02 R$ 315.60 R$ 4,488.42 R$ 7,320.50 R$ 2,832.08
37 5/30/2023 R$ 2,700.00 R$ 2,011.90 R$ 4,711.90 R$ 301.78 R$ 4,410.11 R$ 7,320.50 R$ 2,910.39
38 6/30/2023 R$ 2,700.00 R$ 2,054.52 R$ 4,754.52 R$ 308.18 R$ 4,446.34 R$ 7,320.50 R$ 2,874.16
39 7/30/2023 R$ 2,700.00 R$ 1,964.00 R$ 4,664.00 R$ 294.60 R$ 4,369.40 R$ 7,320.50 R$ 2,951.10
40 8/30/2023 R$ 2,700.00 R$ 2,005.01 R$ 4,705.01 R$ 300.75 R$ 4,404.26 R$ 7,320.50 R$ 2,916.24
41 9/30/2023 R$ 2,700.00 R$ 1,980.26 R$ 4,680.26 R$ 297.04 R$ 4,383.22 R$ 7,320.50 R$ 2,937.28
42 10/30/2023 R$ 2,700.00 R$ 1,892.14 R$ 4,592.14 R$ 283.82 R$ 4,308.32 R$ 7,320.50 R$ 3,012.18
43 11/30/2023 R$ 2,700.00 R$ 1,930.75 R$ 4,630.75 R$ 289.61 R$ 4,341.14 R$ 7,320.50 R$ 2,979.36
44 12/30/2023 R$ 2,700.00 R$ 1,844.24 R$ 4,544.24 R$ 276.64 R$ 4,267.60 R$ 7,320.50 R$ 3,052.90
45 1/30/2024 R$ 2,700.00 R$ 1,881.24 R$ 4,581.24 R$ 282.19 R$ 4,299.06 R$ 7,320.50 R$ 3,021.44
46 2/29/2024 R$ 2,700.00 R$ 1,796.34 R$ 4,496.34 R$ 269.45 R$ 4,226.89 R$ 7,320.50 R$ 3,093.61
47 3/30/2024 R$ 2,700.00 R$ 1,772.39 R$ 4,472.39 R$ 265.86 R$ 4,206.53 R$ 7,320.50 R$ 3,113.97
48 4/30/2024 R$ 2,700.00 R$ 1,806.98 R$ 4,506.98 R$ 271.05 R$ 4,235.94 R$ 8,052.55 R$ 3,816.61
49 5/30/2024 R$ 2,700.00 R$ 1,724.49 R$ 4,424.49 R$ 258.67 R$ 4,165.81 R$ 8,052.55 R$ 3,886.74
50 6/30/2024 R$ 2,700.00 R$ 1,757.48 R$ 4,457.48 R$ 263.62 R$ 4,193.86 R$ 8,052.55 R$ 3,858.69
51 7/30/2024 R$ 2,700.00 R$ 1,676.58 R$ 4,376.58 R$ 251.49 R$ 4,125.10 R$ 8,052.55 R$ 3,927.45
52 8/30/2024 R$ 2,700.00 R$ 1,707.97 R$ 4,407.97 R$ 256.20 R$ 4,151.78 R$ 8,052.55 R$ 3,900.77
53 9/30/2024 R$ 2,700.00 R$ 1,683.22 R$ 4,383.22 R$ 252.48 R$ 4,130.74 R$ 8,052.55 R$ 3,921.81

1) Esta Planilha trata-se de mera simulação, não constituindo-se sob nenhuma


Notas:
hipótese, proposta de crédito. 28 de 29
Página 29 de 29

RECEBIMENTO DE PRESTAÇÃO
Pagamento Total
DATAS DOS Bônus de Economia no período
Parcela PRINCIPAL JUROS Total Financiamento Prestação com Bônus Concessionária no
PAGAMENTOS adimplência período
R$ 324,000.00 R$ 210,638.17 R$ 534,638.17 R$ 31,595.73 R$ 503,042.45 R$ 1,122,103.94 R$ 604,061.50
54 10/30/2024 R$ 2,700.00 R$ 1,604.73 R$ 4,304.73 R$ 240.71 R$ 4,064.02 R$ 8,052.55 R$ 3,988.53
55 11/30/2024 R$ 2,700.00 R$ 1,633.71 R$ 4,333.71 R$ 245.06 R$ 4,088.65 R$ 8,052.55 R$ 3,963.90
56 12/30/2024 R$ 2,700.00 R$ 1,556.83 R$ 4,256.83 R$ 233.52 R$ 4,023.30 R$ 8,052.55 R$ 4,029.25
57 1/30/2025 R$ 2,700.00 R$ 1,584.21 R$ 4,284.21 R$ 237.63 R$ 4,046.57 R$ 8,052.55 R$ 4,005.98
58 2/28/2025 R$ 2,700.00 R$ 1,458.41 R$ 4,158.41 R$ 218.76 R$ 3,939.65 R$ 8,052.55 R$ 4,112.90
59 3/30/2025 R$ 2,700.00 R$ 1,484.97 R$ 4,184.97 R$ 222.75 R$ 3,962.23 R$ 8,052.55 R$ 4,090.32
60 4/30/2025 R$ 2,700.00 R$ 1,509.95 R$ 4,209.95 R$ 226.49 R$ 3,983.45 R$ 8,857.81 R$ 4,874.35
61 5/30/2025 R$ 2,700.00 R$ 1,437.07 R$ 4,137.07 R$ 215.56 R$ 3,921.51 R$ 8,857.81 R$ 4,936.29
62 6/30/2025 R$ 2,700.00 R$ 1,460.44 R$ 4,160.44 R$ 219.07 R$ 3,941.37 R$ 8,857.81 R$ 4,916.43
63 7/30/2025 R$ 2,700.00 R$ 1,389.17 R$ 4,089.17 R$ 208.38 R$ 3,880.79 R$ 8,857.81 R$ 4,977.01
64 8/30/2025 R$ 2,700.00 R$ 1,410.93 R$ 4,110.93 R$ 211.64 R$ 3,899.29 R$ 8,857.81 R$ 4,958.51
65 9/30/2025 R$ 2,700.00 R$ 1,386.18 R$ 4,086.18 R$ 207.93 R$ 3,878.25 R$ 8,857.81 R$ 4,979.55
66 10/30/2025 R$ 2,700.00 R$ 1,317.32 R$ 4,017.32 R$ 197.60 R$ 3,819.72 R$ 8,857.81 R$ 5,038.09
67 11/30/2025 R$ 2,700.00 R$ 1,336.67 R$ 4,036.67 R$ 200.50 R$ 3,836.17 R$ 8,857.81 R$ 5,021.63
68 12/30/2025 R$ 2,700.00 R$ 1,269.41 R$ 3,969.41 R$ 190.41 R$ 3,779.00 R$ 8,857.81 R$ 5,078.80
69 1/30/2026 R$ 2,700.00 R$ 1,287.17 R$ 3,987.17 R$ 193.07 R$ 3,794.09 R$ 8,857.81 R$ 5,063.71
70 2/28/2026 R$ 2,700.00 R$ 1,180.62 R$ 3,880.62 R$ 177.09 R$ 3,703.53 R$ 8,857.81 R$ 5,154.28
71 3/30/2026 R$ 2,700.00 R$ 1,197.56 R$ 3,897.56 R$ 179.63 R$ 3,717.93 R$ 8,857.81 R$ 5,139.88
72 4/30/2026 R$ 2,700.00 R$ 1,212.91 R$ 3,912.91 R$ 181.94 R$ 3,730.97 R$ 9,743.59 R$ 6,012.61
73 5/30/2026 R$ 2,700.00 R$ 1,149.66 R$ 3,849.66 R$ 172.45 R$ 3,677.21 R$ 9,743.59 R$ 6,066.38
74 6/30/2026 R$ 2,700.00 R$ 1,163.40 R$ 3,863.40 R$ 174.51 R$ 3,688.89 R$ 9,743.59 R$ 6,054.70
75 7/30/2026 R$ 2,700.00 R$ 1,101.75 R$ 3,801.75 R$ 165.26 R$ 3,636.49 R$ 9,743.59 R$ 6,107.09
76 8/30/2026 R$ 2,700.00 R$ 1,113.89 R$ 3,813.89 R$ 167.08 R$ 3,646.81 R$ 9,743.59 R$ 6,096.78
77 9/30/2026 R$ 2,700.00 R$ 1,089.14 R$ 3,789.14 R$ 163.37 R$ 3,625.77 R$ 9,743.59 R$ 6,117.82
78 10/30/2026 R$ 2,700.00 R$ 1,029.90 R$ 3,729.90 R$ 154.49 R$ 3,575.42 R$ 9,743.59 R$ 6,168.17
79 11/30/2026 R$ 2,700.00 R$ 1,039.63 R$ 3,739.63 R$ 155.95 R$ 3,583.69 R$ 9,743.59 R$ 6,159.90
80 12/30/2026 R$ 2,700.00 R$ 982.00 R$ 3,682.00 R$ 147.30 R$ 3,534.70 R$ 9,743.00 R$ 6,208.30
81 1/30/2027 R$ 2,700.00 R$ 990.13 R$ 3,690.13 R$ 148.52 R$ 3,541.61 R$ 9,743.00 R$ 6,201.39
82 2/28/2027 R$ 2,700.00 R$ 902.83 R$ 3,602.83 R$ 135.42 R$ 3,467.40 R$ 9,743.00 R$ 6,275.60
83 3/30/2027 R$ 2,700.00 R$ 910.14 R$ 3,610.14 R$ 136.52 R$ 3,473.62 R$ 9,743.00 R$ 6,269.38
84 4/30/2027 R$ 2,700.00 R$ 915.87 R$ 3,615.87 R$ 137.38 R$ 3,478.49 R$ 10,717.00 R$ 7,238.51
85 5/30/2027 R$ 2,700.00 R$ 862.24 R$ 3,562.24 R$ 129.34 R$ 3,432.91 R$ 10,717.00 R$ 7,284.09
86 6/30/2027 R$ 2,700.00 R$ 866.36 R$ 3,566.36 R$ 129.95 R$ 3,436.41 R$ 10,717.00 R$ 7,280.59
87 7/30/2027 R$ 2,700.00 R$ 814.34 R$ 3,514.34 R$ 122.15 R$ 3,392.19 R$ 10,717.00 R$ 7,324.81
88 8/30/2027 R$ 2,700.00 R$ 816.86 R$ 3,516.86 R$ 122.53 R$ 3,394.33 R$ 10,717.00 R$ 7,322.67
89 9/30/2027 R$ 2,700.00 R$ 792.10 R$ 3,492.10 R$ 118.82 R$ 3,373.29 R$ 10,717.00 R$ 7,343.71
90 10/30/2027 R$ 2,700.00 R$ 742.49 R$ 3,442.49 R$ 111.37 R$ 3,331.11 R$ 10,717.00 R$ 7,385.89
91 11/30/2027 R$ 2,700.00 R$ 742.60 R$ 3,442.60 R$ 111.39 R$ 3,331.21 R$ 10,717.00 R$ 7,385.79
92 12/30/2027 R$ 2,700.00 R$ 694.58 R$ 3,394.58 R$ 104.19 R$ 3,290.40 R$ 10,717.00 R$ 7,426.60
93 1/30/2028 R$ 2,700.00 R$ 693.09 R$ 3,393.09 R$ 103.96 R$ 3,289.13 R$ 10,717.00 R$ 7,427.87
94 2/29/2028 R$ 2,700.00 R$ 646.68 R$ 3,346.68 R$ 97.00 R$ 3,249.68 R$ 10,717.00 R$ 7,467.32
95 3/30/2028 R$ 2,700.00 R$ 622.73 R$ 3,322.73 R$ 93.41 R$ 3,229.32 R$ 10,717.00 R$ 7,487.68
96 4/30/2028 R$ 2,700.00 R$ 618.83 R$ 3,318.83 R$ 92.82 R$ 3,226.01 R$ 11,789.00 R$ 8,562.99
97 5/30/2028 R$ 2,700.00 R$ 574.83 R$ 3,274.83 R$ 86.22 R$ 3,188.60 R$ 11,789.00 R$ 8,600.40
98 6/30/2028 R$ 2,700.00 R$ 569.32 R$ 3,269.32 R$ 85.40 R$ 3,183.93 R$ 11,789.00 R$ 8,605.07
99 7/30/2028 R$ 2,700.00 R$ 526.93 R$ 3,226.93 R$ 79.04 R$ 3,147.89 R$ 11,789.00 R$ 8,641.11
100 8/30/2028 R$ 2,700.00 R$ 519.82 R$ 3,219.82 R$ 77.97 R$ 3,141.84 R$ 11,789.00 R$ 8,647.16
101 9/30/2028 R$ 2,700.00 R$ 495.06 R$ 3,195.06 R$ 74.26 R$ 3,120.80 R$ 11,789.00 R$ 8,668.20
102 10/30/2028 R$ 2,700.00 R$ 455.07 R$ 3,155.07 R$ 68.26 R$ 3,086.81 R$ 11,789.00 R$ 8,702.19
103 11/30/2028 R$ 2,700.00 R$ 445.56 R$ 3,145.56 R$ 66.83 R$ 3,078.72 R$ 11,789.00 R$ 8,710.28
104 12/30/2028 R$ 2,700.00 R$ 407.17 R$ 3,107.17 R$ 61.08 R$ 3,046.09 R$ 11,789.00 R$ 8,742.91
105 1/30/2029 R$ 2,700.00 R$ 396.05 R$ 3,096.05 R$ 59.41 R$ 3,036.64 R$ 11,789.00 R$ 8,752.36
106 2/28/2029 R$ 2,700.00 R$ 347.24 R$ 3,047.24 R$ 52.09 R$ 2,995.15 R$ 11,789.00 R$ 8,793.85
107 3/30/2029 R$ 2,700.00 R$ 335.32 R$ 3,035.32 R$ 50.30 R$ 2,985.02 R$ 11,789.00 R$ 8,803.98
108 4/30/2029 R$ 2,700.00 R$ 321.79 R$ 3,021.79 R$ 48.27 R$ 2,973.52 R$ 12,968.00 R$ 9,994.48
109 5/30/2029 R$ 2,700.00 R$ 287.41 R$ 2,987.41 R$ 43.11 R$ 2,944.30 R$ 12,968.00 R$ 10,023.70
110 6/30/2029 R$ 2,700.00 R$ 272.29 R$ 2,972.29 R$ 40.84 R$ 2,931.44 R$ 12,968.00 R$ 10,036.56
111 7/30/2029 R$ 2,700.00 R$ 239.51 R$ 2,939.51 R$ 35.93 R$ 2,903.59 R$ 12,968.00 R$ 10,064.41
112 8/30/2029 R$ 2,700.00 R$ 222.78 R$ 2,922.78 R$ 33.42 R$ 2,889.36 R$ 12,968.00 R$ 10,078.64
113 9/30/2029 R$ 2,700.00 R$ 198.03 R$ 2,898.03 R$ 29.70 R$ 2,868.32 R$ 12,968.00 R$ 10,099.68
114 10/30/2029 R$ 2,700.00 R$ 167.66 R$ 2,867.66 R$ 25.15 R$ 2,842.51 R$ 12,968.00 R$ 10,125.49
115 11/30/2029 R$ 2,700.00 R$ 148.52 R$ 2,848.52 R$ 22.28 R$ 2,826.24 R$ 12,968.00 R$ 10,141.76
116 12/30/2029 R$ 2,700.00 R$ 119.76 R$ 2,819.76 R$ 17.96 R$ 2,801.79 R$ 12,968.00 R$ 10,166.21
117 1/30/2030 R$ 2,700.00 R$ 99.01 R$ 2,799.01 R$ 14.85 R$ 2,784.16 R$ 12,968.00 R$ 10,183.84
118 2/28/2030 R$ 2,700.00 R$ 69.45 R$ 2,769.45 R$ 10.42 R$ 2,759.03 R$ 12,968.00 R$ 10,208.97
119 3/30/2030 R$ 2,700.00 R$ 47.90 R$ 2,747.90 R$ 7.19 R$ 2,740.72 R$ 12,968.00 R$ 10,227.28
120 4/30/2030 R$ 2,700.00 R$ 24.75 R$ 2,724.75 R$ 3.71 R$ 2,721.04 R$ 14,265.00 R$ 11,543.96

1) Esta Planilha trata-se de mera simulação, não constituindo-se sob nenhuma


Notas:
hipótese, proposta de crédito. 29 de 29

Você também pode gostar