4/4/19

Terms and Conditions SBS Instalment Plans at 0% Markup*

Bank Alfalah Limited’s Step-By-Step (SBS) Plan means the purchase of goods and services by the
Cardholder for the Cardholder to utilise the available credit limit and repay the transaction
amount in equal monthly instalments according to the credit card and SBS terms and conditions.
with No Processing Fee
‘Total SBS prices’ include the purchase price (inclusive of all eligible taxes) and applicable SBS
Split Air Conditioners
Generator
HGR-2.80KV-D HGR-3.03KV-D
HMSO-2010S Water Dispenser Alfalah Credit Cards
Classic Output: Max 2.8KW Output: Max 3.0KW • 700 watts HWD-29 (3 Taps design) Black
charges as per the Schedule of Bank Charges (SoBC). Series Engine 7HP Fuel tank capacity 17L
Consumption 2.50L/hr
• 20 litres HWD-43 (2 Taps design) White
Fuel tank capacity 17L • 5 micro power levels HWD-45 (3 Taps design) Black
Consumption 2.25L/hr • Defrost setting
SBS processing fee of 2.5% or Rs. 500 (whichever is higher) shall be applicable per transaction. HCS-1201S (12,000BTU)
The Bank reserves the right to change all the SBS related fees and charges at its own discretion. HCS-1801S (18,000BTU) HGR-6.05KV-D • Digital meter
• Easy open glass door • High Efficiency Compressor Cooling
HGR-5.05KV-D • Double muffler • Large glass turntable • Stainless Steel Water Tank
• Highest energy saving up to 75% Output: Max 5.0KW Output: Max 6.5KW
Fuel tank capacity 25L Engine 15HP • Wheels & handles , Lead acid battery • Indicator LEDs
The Cardholder shall pay the total SBS price inclusive of all applicable SBS charges in equal • Pakistan's biggest indoor unit Consumption 2.7L/hr Fuel tank capacity 25L • Engine oil, Gas Kit
instalments (SBS monthly instalment) based on SBS terms chosen by the Cardholder. • Auto clean function Consumption 3.1L/hr
• Long distance air-flow
• Tropical compressor
Products offered on 0% markup are as per tenures defined in the brochures under the respective • Easy installation and maintenance
product code/product model. • Japanese polish internal design
• R410a gas 3
Months
6
Months
9
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12
Months
18
Months 24 36
Instalment billed to Cardholders on cycle date shall be included in minimum payment by said HGR-2.80KV-D 52,900 17,633 8,817 5,878 4,408 2,939 3,130 2,395
Cardholder. HGR-3.03KV-D 58,900 19,633 9,817 6,544 4,908 3,272 3,485 2,667
HGR-5.05KV-D 84,500 28,167 14,083 9,389 7,042 4,694 5,000 3,826
If the Cardholder pays less than the monthly minimum amount on the payment due date specified 3
Months
6
Months
9
Months
12
Months
18
Months 24 36 HGR-6.05KV-D 93,900 31,300 15,650 10,433 7,825 5,217 5,556 4,252
in the statement of account, the Cardholder becomes liable to pay service fee/charges according HCS-1201S 70,900 23,633 11,817 7,878 5,908 3,939 4,195 3,210
to the terms and conditions. 3 6 9 12 18 24 36 3 6 9 12 18
HCS-1801S 88,900 29,633 14,817 9,878 7,408 4,939 5,260 4,025 HGR-2.53KV-D
Months Months Months Months Months
Months Months Months Months Months 24 36
Output: Max 2.5KW HMSO-2010S 8,000 2,667 1,333 889 667 444 473 362
HWD-29 16,100 5,367 2,683 1,789 1,342 894 953 729
In case, the Cardholder decides to cancel his/her SBS, the Cardholder shall be liable to pay the Fuel tank capacity 15L
HWD-43 18,300 6,100 3,050 2,033 1,525 1,017 1,083 829
pre-closure penalty i.e. 5% of remaining loan amount or Rs. 1,000 (whichever is higher). Non Solar Inverter Consumption 1.13L/hr
Washing Machine HWD-45 18,300 6,100 3,050 2,033 1,525 1,017 1,083 829
• Digital meter
Usage • Double muffler HWM-925SA(9Kg)
The Bank reserves the absolute right to accept/reject the request for conversion of the
• Wheels & handles , Lead acid battery
transaction or balance to SBS. • Fully plastic body/Rust Proof
• Engine oil, Gas Kit HWD-81 (Blue)
• Double layer heavy duty
• Big pulsator for smart wash HWD-82 (Red)
Delivery of the product will be subject to the availability of stock. HWD-83 (Burgundy)
• Free AC & DC cables • Transparent Cover
• Built-in intelligent 3-stage charger control for efficient charging • Double Inlets, save time & water • Fashionable Design
The Bank shall not be liable if merchant is unable to arrange the product within the time period and preventing overcharge • Low noise • Child Safety Lock For Preventing Overheat
due to any stock issue. • Highly efficient DC-to-AC conversion, minimizing energy loss
• User-friendly LCD+LED indications with setting function • Double Safety Device For Preventing
• Multiple protections: low battery alarm, low battery shutdown, • Overheat
All SBS products are subject to availability and market price. Any increase in price will be updated
Overload protection, over temperature protection, short circuit protection 3 6 9 12 18 • High Efficiency Compressor Cooling
on website and Cardholder shall be apprised at the time of booking through Alfalah Contact 24 36
Months Months Months Months Months
• Hot & Cold Water
Centre. HGR-2.53KV-D 51,900 17,300 8,650 5,767 4,325 2,883 3,071 2,350
HOU-1208 HOU-2208 • Overheat Protection
All SBS promotions shall be valid for a limited time. 1200VA/1000Watt/12VDC/230VAC 2200VA/1800Watt/24VDC/230VAC
1 Battery support (195Amp) 2 Batteries support (195Amp) Microwave Oven
6 Tube Lights or 16 Energy Savers & 6 Fans t 12 Tube Lights or 30 Energy Savers & 12 Fans HDG-451S
Bank Alfalah Limited shall not, in any way, be held responsible for the quality, purpose, fitness of
or merchantability of the SBS product delivered by the merchant. • 1100 watts
• 45 litres
• Defrost setting Note: Colors options are subject to availability of stock.
Bank Alfalah Limited shall not be liable for any loss or damage incurred or suffered by the
3 6 9 12 18 • Microwave + grill combination
Cardholder by reason of a business partner refusing to allow a transaction or accepting a credit Months Months Months Months Months 24 36 • Easytronic control for quick setting
card. HOU-1208 19,900 6,633 3,317 2,211 1,658 1,106 1,177 901 of operations 3 6 9 12 18 24 36
HOU-2208 25,100 8,367 4,183 2,789 2,092 1,364t 1,485 1,136 • Easy open glass door Months Months Months Months Months

• Large glass turntable HWM-925SA 17,900 5,967 2,983 1,989 1,492 994 1,059 810 3 6 9 12 18 24 36
By signing the ‘SBS Application Form’, it is assumed that you have read, understood and agreed Months Months Months Months Months
with the terms and conditions mentioned on the SBS flyer and the Bank’s website, HWD-81/82/83 19,900 6,633 3,317 2,211 1,658 1,106 1,177 901
bankalfalah.com
Solar Inverter HWM-1020SA(10Kg)
3
Months
6
Months
9
Months
12
Months
18
Months 24 36 • Fully plastic body/Rust Proof
• Inverter with built-in pulse width modulation (PMW) • Double layer heavy duty
solar charge controller HDG-451S 17,200 5,733 2,867 1,911 1,433 956 1,018 779
• Big pulsator for smart wash HWD-85 (Red+Black)
• Free AC & DC cables • Transparent Cover
Built-in intelligent 3-stage charger control for efficient charging HWD-86 (Champagne+Black)
and preventing overcharge • Double Inlets, save time & water HWD-87 (Silver+Black)
• User-friendly LCD+LED indications with setting function HDG-282S • Low noise
• Multiple protections: low battery alarm, low battery shutdown, • Elegant Glass Door Design
Overload protection, over temperature protection, • 900 watts • Child Safety Lock
short circuit protection • 28 litres • Double Safety Device
• Defrost setting
• Microwave + grill combination • High Efficiency Compressor Cooling
HOD-1212SCC HOD-2212SCC • 30 second start timer • Hot & Cold Water
• Easytronic control for quick setting • Overheat Protection
1200VA/1000Watt/12VDC/230VAC 2200VA/1800Watt/24VDC/230VAC of operations
1 Battery support (200Amp) 2 Batteries support (200Amp) • Easy open glass door
6 Tube Lights or 16 Energy Savers & 6 Fans 12 Tube Lights or 30 Energy Savers & 12 Fans • Large glass turntable
Note: Colors options are subject to availability of stock.

3 6 9 12 18 24 36
111 225 111 HOD-1212SCC 20,900
Months
6,967
Months
3,483
Months
2,322
Months
1,742
Months
1,161 1,237 946 3
Months
6
Months
9
Months
12
Months
18
Months 24 36 3
Months
6
Months
9
Months
12
Months
18
Months 24 36 3
Months
6
Months
9
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12
Months
18
Months 24 36
bankalfalah.com HOD-2212SCC 26,100 8,700 4,350 2,900 2,175 1,450 1,544 1,182 HDG-282S 13,900 4,633 2,317 1,544 1,158 772 822 629 HWM-1020SA 19,700 6,567 3,283 2,189 1,642 1,094 1,166 892 HWD-85/86/87 18,800 6,267 3,133 2,089 1,567 1,044 1,112 851
The Way Forward
Get yourself Kenwood and Homage products and
pay when it is convenient for you!

35
Washing Machine
%

Refrigerator KWM-10003FAF-W (10Kg) KWM-10002FAT-S (10Kg)

Kenwood Refrigerator Engineered in the UK and are manufactured in state-of-the-art (Fully Automatic) (Fully Automatic)
KES-1230S (12,000BTU)
3 Simple Steps to avail Alfalah Step-By-Step (SBS) production facility built on international standards.
KRF-280 SS (11 Cuft) KES-1830S (18,000BTU) The Way Forward
Instalment Plans: KRF-320 SS (13 Cuft)
• Upto 60% energy efficient Application Form
KRF-400 SS (15 Cuft)
• R410a gas
KRF-480 SS (18 Cuft) • Hidden LED display • 16 Programmes Please complete this form, attach a copy of your CNIC and
With Alfalah Step-By-Step (SBS) Instalment Plans you • SECOP Compressor German Technology • Auto restart •
•
A+++ Rating
BLDC Motor
•
•
6 Programmes
Transparent Lid drop it in any Alfalah Credit Cards drop box. Allow 21-28
Eco Friendly
• Anti-Fungal Detachable Gas Kit • I-feel function • Spin Air Dry
can get the products you have always wanted in easy
SECOP Energy Efficient Low Voltage Startup R600a Gas
• Child Lock
working days for delivery.
(German Technology Super Quiet
Compressor)
up to 35% up to 170V
• Eco Friendly R600a Gas • Auto clean function • Child Lock
• washer & Dryer
• 4D air flow • Delay Start
equal monthly instalments with flexible tenures that suit • Low Voltage Startup up to 170V
• Cooling Bank • Intelligent sleep mode Cardholder’s Name
T e c h n o l o g y
your lifestyle perfectly in 3 simple steps: • Vegetable Crisper • Anti-fungus function
Address
Medicine Long Lasting Dry Anti-Bacterial Note: Color & Size options are subject to availability of stock. Available in Two Color Silver & White
Bank Cooling Vegetable Tray Detachable Gasket Available in Two Color Silver & White

1. Call Alfalah Contact Centre at 111 225 111 to place your Note: Color options are subject to availability of stock.
Note: Color options are subject to availability of stock.
Phone No. (Off.)

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order or fill in the form attached to the flyer and 3

Months
6
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9
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12
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18
Months 24 36
3
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6
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9
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12
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18
Months 24 36
3 6 9 12 18
Phone No. (Res.) Mobile No.
KES-1230S 68,900 22,967 11,483 7,656 5,742 3,828 4,077 3,120 24 36
drop it at any Alfalah Credit Cards drop box, located KRF-280 SS 47,500 15,833 7,917 5,278 3,958 2,639 2,810 2,151
KES-1830S 86,900 28,967 14,483 9,656 7,242 4,828 5,142 3,935 KWM-10003FAF-W
Months
110,000 36,667 18,333
Months Months
12,222 9,167
Months Months
6,111 6,508 4,981 Alfalah Credit Card No.
KRF-280 GD (11 Cuft) KRF-320 SS 51,900 17,300 8,650 5,767 4,325 2,883 3,071 2,350
at Bank Alfalah branches. KRF-320 GD (13 Cuft) KRF-400 SS 62,000 20,667 10,333 6,889 5,167 3,444 3,668 2,807
KWM-10002FAT-S 60,000 20,000 10,000 6,667 5,000 3,333 3,550 2,717

KRF-400 GD (15 Cuft) KRF-480 SS 65,500 21,833 10,917 7,278 5,458 3,639 3,875 2,966
KRF-480 GD (18 Cuft) KWM-1012SA (Semi automatic) KWM-950SA (Semi automatic) Expiry Date
2. Opt for 3, 6, 9, 12 or 18 months instalment plan and Split Air Conditioner • KWM-1012SA (10Kg) • KWM-950SA (9Kg) Month Year
• SECOP Compressor German Technology
enjoy 0% markup or choose from a range of flexible •
•
Anti-Fungal Detachable Gas Kit
Eco Friendly R600a Gas SMART KEI-1233S (12,000BTU)
•
•
Big pulsator
Heavy duty
•
•
Big pulsator
Heavy duty CNIC
tenures of up to 36 months. • Low Voltage Startup up to 170V KES-1220S (12,000BTU) KEI-1833S (18,000BTU) • Low noise • Low noise
• Cooling Bank • Full plastic body • Full plastic body Authorised Person’s Name
KES-1820S (18,000BTU) • Golden fins
• Vegetable Crisper Eco-friendly gas R410A • Double layer body • Double layer body (Who may receive product on your behalf)
• 7 Star machine with highest energy •
3. Receive your selected product at your doorstep free efficiency ratio (EER 4.0) • Hidden LED display Authorised Person’s CNIC No.
• Auto restart
of charge. Note: Color & Size options are subject to availability of stock.
•
•
Easy installation and maintenance
T3 compressor (Performs efficiently • Turbo operation
even at 63°C) • Sleep mode
• Inner-grooved copper tube Please tick one of your purchase options:
• Long distance air-flow
R410a gas T e c h n o l o g y I would like to make this purchase without availing Alfalah Step-By-Step (SBS) Plan.
3 6 9 12 18 24 36 upto 75% energy efficient
Months Months Months Months Months •
KRF-280 GD 48,500 16,167 8,083 5,389 4,042 2,694 2,870 2,196 I want to take advantage of the Alfalah Step-By-Step (SBS) Plan.
KRF-320 GD 54,900 18,300 9,150 6,100 4,575 3,050 3,248 2,486 3
Months
6
Months
9
Months
12
Months
18
Months 24 36
KRF-400 GD 61,900 20,633 10,317 6,878 5,158 3,439 3,662 2,803 KEI-1233S 49,900 16,633 8,317 5,544 4,158 2,772 2,952 2,259 I understand that Alfalah Step-By-Step (SBS) Plan is subject to terms and
KRF-480 GD 66,900 22,300 11,150 7,433 5,575 3,717 3,958 3,029 3
Months
6
Months
9
Months
12
Months
18
Months 24 36 KEI-1833S 62,500 20,833 10,417 6,944 5,208 3,472 3,698 2,830 conditions outlined overleaf and on Bank Alfalah’s website.
KES-1220S 77,500 25,833 12,917 8,611 6,458 4,306 4,585 3,509
I acknowledge and agree to the clauses.
3 6 9 12 18 24 36
KES-1820S 106,900 35,633 17,817 11,878 8,908 5,939 6,325 4,840 Floor Standing Months Months Months Months Months

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KWM-1012SA 21,300 7,100 3,550 2,367 1,775 1,183 1,260 964

KWM-950SA
Please choose your payment plan option:
18,900 6,300 3,150 21,00 1,575 1,050 1,118 856
PREMIER 3* 6* 9* 12* 18* 24 36
KRF-280 VCM (11 Cuft) KEM-4210F (42,000BTU)
KRF-320 VCM (13 Cuft) KDC-2420FH (24,000BTU) White Cool Only KWM-899W (Single Tub Washer) KWS-1050S (Spin Dryer) Please fill in the details for the packages selected.
KRF-400 VCM (15 Cuft) White • KWM-899W (8Kg)
KEP-1234S (12,000BTU) • Tropical compressor • KWS-1050S (10Kg)
KRF-480 VCM (18 Cuft) • 4D air flow
• Built-in buzzer Product Name Quantity Price Total
KEP-1834S (18,000BTU) • Energy saving • R410a gas • Big pulsator
• Precise in temperature control • LED display • Full plastic body • Heavy duty
• SECOP Compressor German Technology Upto 60% energy efficient • Auto restart
• • Healthier function • Big pulsator • Low noise
• Anti-Fungal Detachable Gas Kit • Auto clean function • Leading in appearance & material • Easy clean filter
Eco Friendly R600a Gas • Eco-friendly technology • Heavy duty • Full plastic body
• • Hidden LED display
Low Voltage Startup up to 170V • Wide angle air flow • Low noisy • Big Spin tub
• • Auto restart •

*3, 6, 9. 12 or 18 months at 0% markup (April-2019)

Anti-rust outdoor casing
• Cooling Bank • Double layer body • Double layer body
• Sleep mode
• Vegetable Crisper • I-feel function
• Golden fins
• 100% copper pipe Grand Total
• Inner-grooved copper tube
Note: Color & Size options are subject to availability of stock. • Turbo operation (fast-cooling)
T e c h n o l o g y
T e c h n o l o g y Note
A pre-closure penalty of 5% of the outstanding amount or Rs. 1,000/-
(whichever is higher) will be levied in case of SBS cancellation.
3
Months
6
Months
9
Months
12
Months
18
Months 24 36
KRF-280 VCM 44,500 14,833 7,417 4,944 3,708 2,472 2,633 2,015
KRF-320 VCM 49,500 16,500 8,250 5,500 4,125 2,750 2,929 2,241 3 6 9 12 18 24 36 3 6 9 12 18 24 36 3
Months
6
Months
9
Months
12
Months
18
Months 24 36
Months Months Months Months Months Months Months Months Months Months
KRF-400 VCM 53,900 17,967 8,983 5,989 4,492 2,994 3,189 2,440 KEP-1234S 66,900 22,300 11,150 7,433 5,575 3,717 3,958 3,029 KDC-2420FH 174,900 58,300 29,150 19,433 14,575 9,717 10,348 7,919 KWM-899W 12,400 4,133 2,067 1,378 1,033 689 734 561
KRF-480 VCM 59,500 19,833 9,917 6,611 4,958 3,306 3,520 2,694 KEP-1834S 83,900 27,967 13,983 9,322 6,992 4,661 4,964 3,799 KEM-4210F 158,900 52,967 26,483 17,656 13,242 8,828 9,402 7,195 KWS-1050S 13,400 4,467 2,233 1,489 1,117 744 793 607
Cardholder’s Signature Date P.T.O