African FinTech Awards

Presentation
Disruptive Innovative Retail Banking
Solutions

Presented by Eclectics International 13th

October, 2016
 Who we are

• Eclectics International is a PanAfrican Private Company serving over 200 banks across 23
countries in Africa today.

• Focusing in provision of affordable state of the art IT solutions for African Financial Market.

• Mission “To provide innovative, affordable state of the art software solutions developed and
supported locally’’.

• We believe in real-time world where information is viewed as it happens across multiple

platforms for better decision making.

• PCI DSS/CMMI L3 Certified and compliant Company

• We have integrated successfully with over 500 3rd party solutions (MNOs&Utility service
Providers) in Africa.
Our Presence:
7 years capability statement

12. Uganda
1. Angola
13. Mozambique
2. Botswana
14. Zambia
6 3. Burundi
15. Ghana
4. Cameroon
15 9 16. Kenya
4 5. DRC
12 17. Namibia
8 16 6. Gambia
5 3 18. Zanzibar
17 7. Malawi
11 19. Zimbabwe
8. Rwanda
1 7
20. Mauritius
14 13
9. South Sudan
18 21. Sudan
10. South Africa
2 22. Somalia
11. Tanzania
23. Djibuti
10
7 years capability statement

23 Countries served to
date 600m+ Transactions per
month

200+ Youthful employees

200+ TPS thought put

205+ Financial clients

500+
ESB integrated 3rd
party systems

500+
Successfully
completed projects
Client Base
 eConnect
ESB PCDI DSS
Certificate
 MICROSOFT
AFRICA
PARTNER OF
THE YEAR 2016

• Innovation
• Deployment
• Skills/certifications
• Support structures
• R&D investment
Case Studies
Case Study -
Cooperative
Bank - Kenya

- Eclectics & Coop bank partnership

- Shared revenue Contract – 6 yrs
- 5.7m new customers in 18 months
- Over 12m transactions per month
- Real time account opening.
- Integrated ABC channels (6)
- Online Microloans processing
- 5000 loans applied per day
- Over 400 SACCOS integrated to date
Case Study
CRDB Bank

Financial Inclusion Award

Case Study
KCB Bank

Premier Africa
Social Media Award
Case Study
NIC Bank

Diaspora
Customer Acquisition
via web based self
onboarding solution
Case Study
Fidelity Bank
Ghana
Case Study
NMB

Euromoney
Financial
Inclusion Award
2015
Case Study
Rwanda

All inclusive
model
KYF – Data analysis
Malawi case study:
• Demographics statistics
– Agriculture accounts for about one-third of GDP and 90% of export revenues.
– 46.9% of the country’s population of 17 million is between the ages of 0 –14years
– About 18% of adults have a bank account while mobile penetration is very low at 30%
• Key challenges
– Financial inclusion
– The major challenges to agricultural productivity include: adverse weather conditions, lack of access to certified
farm input, poor crop management practices, lack of information to educate famers on existing insects, pests and
diseases, and lack of access to appropriate technology.
• Successful stories - Projects Done/Work in Progress
– Leveraging on tobacco farmers infrastructure and collection units to establish Mobile agency banking & promote
financial inclusion

Oct 2010 Jan 2011 Jan2012 Jan 2013 Jan 2014

Number of Accounts 42,506 54,359 230,387 565,099 884,780

Number of Mobile banking 0 28,360 483,370 1,339,003 2,989,088

transactions
Africa – Potential
Beyond borders
Africa’s tomorrow will be built on
creativity and inventiveness. For companies,
organization’s and brands, the ability to
adapt with this shift and adopt new
behaviors will determine who flourishes and
who falls into oblivion.
THE GREATEST DANGER IN
TIMES OF TURBULENCE IS NOT
THE TURBULENCE; IT IS TO ACT
WITH YESTERDAY’S LOGIC.”
– Peter Drucker, 1980
Eclectics - Your
Transformation Partner

Best Information &

Practice
Best Practice Standards

Communications
Defined Technology
Processes

Technology
Information
adherence

Change

Value Added
Management
(Services)

for customers
Vision Implementation
Thank You
Disruptive Innovative Retail Banking
Solutions

Presented by Eclectics International 13th

October, 2016