CONSUMER CIR

CONSUMER: SRINIVASAN R DATE:04-06-2019

MEMBER ID: BN01105212 TIME: 11:42:18

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 2,92,74,85,392

CONSUMER INFORMATION:
NAME: SRINIVASAN RAMAN

DATE OF BIRTH: 12-05-1963 GENDER: MALE

CIBIL TRANSUNION SCORE(S):

SCORE NAME SCORE SCORING FACTORS

CREDITVISION® SCORE
624 1:
2:
PRESENCE OF DELINQUENCY
PRESENCE OF DELINQUENCY IN THE RECENT PAST
3: PRESENCE OF SEVERE DELINQUENCY AS OF RECENT UPDATE
4: PRESENCE OF DELINQUENCY IN LAST 12 MONTHS
5:

PERSONAL LOAN SCORE

525 1:
2:
ONE OR MORE TRADES WRITTEN OFF IN THE PAST 24 MONTHS.
OVER DUE AMOUNT TOO HIGH.
3: PRESENCE OF DELINQUENCY.
4: PRESENCE OF A MINOR DELINQUENCY ON PERSONAL LOAN.
5: NOT ENOUGH AVAILABLE CREDIT.

POSSIBLE RANGE FOR CREDITVISION® SCORE

Consumer with at least one trade on the bureau in last 36 months : 300 (High risk) to 900 (low risk)
Consumer not in CIBIL database or history older than 36 months : -1

* At least one tradeline with information updated in last 36 months is required.

POSSIBLE RANGE FOR PERSONAL LOAN SCORE

Consumers with more than 1 month credit history* : 300 (high risk) to 900 (low risk)
Consumers not in CIBIL database or with insufficient information for scoring* : -1

* At least one tradeline with information updated in last 24 months is required.In case of error in scoring a value of '0' is returned.

IDENTIFICATION(S):
IDENTIFICATION TYPE IDENTIFICATION NUMBER ISSUE DATE EXPIRATION DATE

INCOME TAX ID NUMBER (PAN) BRMPS6039K

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CONSUMER CIR
CONSUMER: SRINIVASAN R DATE:04-06-2019

MEMBER ID: BN01105212 TIME: 11:42:18

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 2,92,74,85,392

VOTER ID NUMBER BVN1360601

UNIVERSAL ID NUMBER (UID)(e) 328427118943

TELEPHONE(S):
TELEPHONE TYPE TELEPHONE NUMBER TELEPHONE EXTENSION

OFFICE PHONE(e) 9894814167

MOBILE PHONE 9894814167

OFFICE PHONE(e) 9965167404

NOT CLASSIFIED 250853

EMAIL CONTACT(S):

ADDRESS(ES):

(e)
ADDRESS :KRISHNAGIRI , , , , KRISHNAGIRI H.O. TAMIL NADU 635001

CATEGORY:OFFICE ADDRESS RESIDENCE CODE: DATE REPORTED:05-03-2019

ADDRESS :D NO 1/549/B OM SAKTHI NAGAR SANTHAPURAM PUNCHAYATH KAVERIPATTINAM KRISHNAGIRI KAVERIPATTINAM TAMIL NADU
635112

CATEGORY:RESIDENCE ADDRESS RESIDENCE CODE: DATE REPORTED:13-06-2017

ADDRESS :A E TNHB NORTH KAVERIPATTINAM KRISHNAGIRI KRISHNAGIRI TAMIL NADU 635112

CATEGORY:NOT CATEGORIZED RESIDENCE CODE: DATE REPORTED:16-01-2008

ADDRESS :NO 132 TNHB POTHAPURAM VILL KAVERIPATTINAM KRISHNAGIRI KRISHNAGIRI TAMIL NADU 635001

CATEGORY:NOT CATEGORIZED RESIDENCE CODE: DATE REPORTED:16-01-2008

EMPLOYMENT INFORMATION:

SUMMARY:
ACCOUNT(S)
ACCOUNT TYPE ACCOUNTS ADVANCES BALANCES DATE OPENED

All Accounts TOTAL: 5 HIGH CR/SANC. AMT: 5,35,500 CURRENT: 3,15,387 RECENT: 17-10-2018

OVERDUE: 3 OVERDUE: 32,912 OLDEST: 29-01-2008

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TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
CONSUMER: SRINIVASAN R DATE:04-06-2019

MEMBER ID: BN01105212 TIME: 11:42:18

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 2,92,74,85,392

ZERO-BALANCE: 2

ENQUIRIES
ENQUIRY PURPOSE TOTAL PAST 30 DAYS PAST 12 MONTHS PAST 24 MONTHS RECENT

All Enquiries 11 0 3 5 05-03-2019

ACCOUNT(S):

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 29-01-2008 SANCTIONED: 25,000 WRITTEN OFF /SETTLED STATUS:
ACCOUNT NUMBER: NOT LAST PAYMENT: 25-03-2009 CURRENT BALANCE: 11,571 WRITTEN-OFF
DISCLOSED REPORTED AND CERTIFIED: OVERDUE: 11,571 WRITTEN OFF (TOTAL): 11,571
TYPE: PERSONAL LOAN 31-03-2019 WRITTEN OFF (PRINCIPAL): 8,357
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-03-2019
PMT HIST END: 01-04-2016

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

900 900 900 900 900 900 900 900 900 900 XXX 900 900 900 XXX XXX XXX XXX
03-19 02-19 01-19 12-18 11-18 10-18 09-18 08-18 07-18 06-18 05-18 04-18 03-18 02-18 01-18 12-17 11-17 10-17

XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX
09-17 08-17 07-17 06-17 05-17 04-17 03-17 02-17 01-17 12-16 11-16 10-16 09-16 08-16 07-16 06-16 05-16 04-16

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 19-08-2017 SANCTIONED: 3,00,000

ACCOUNT NUMBER: NOT LAST PAYMENT: 08-04-2019 CURRENT BALANCE: 1,68,890
DISCLOSED REPORTED AND CERTIFIED: OVERDUE: 10,692
TYPE: PERSONAL LOAN 30-04-2019
OWNERSHIP: JOINT PMT HIST START: 01-04-2019
PMT HIST END: 01-08-2017

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

026 027 024 027 027 026 027 026 027 027 026 027 026 027 024 027 000 000
04-19 03-19 02-19 01-19 12-18 11-18 10-18 09-18 08-18 07-18 06-18 05-18 04-18 03-18 02-18 01-18 12-17 11-17

000 000 000

10-17 09-17 08-17

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: INDIAN BANK OPENED: 17-10-2018 SANCTIONED: 1,50,000

ACCOUNT NUMBER: LAST PAYMENT: 31-01-2019 CURRENT BALANCE: 1,34,926
00000006686881915 REPORTED AND CERTIFIED: OVERDUE: 10,649
TYPE: CONSUMER LOAN 30-04-2019 EMI: 5,760
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-04-2019 PMT FREQ: MONTHLY

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TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
CONSUMER: SRINIVASAN R DATE:04-06-2019

MEMBER ID: BN01105212 TIME: 11:42:18

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 2,92,74,85,392

PMT HIST END: 01-10-2018 INTEREST RATE: 11.00

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

SMA STD STD SMA SMA STD STD

04-19 03-19 02-19 01-19 12-18 11-18 10-18

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 20-06-2017 SANCTIONED: 29,000

ACCOUNT NUMBER: NOT LAST PAYMENT: 15-05-2018 CURRENT BALANCE: 0
DISCLOSED CLOSED: 15-05-2018
TYPE: CONSUMER LOAN REPORTED AND CERTIFIED:
OWNERSHIP: INDIVIDUAL 31-05-2018
PMT HIST START: 01-05-2018
PMT HIST END: 01-06-2017

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 XXX 000 000 000 000 000 000 000
05-18 04-18 03-18 02-18 01-18 12-17 11-17 10-17 09-17 08-17 07-17 06-17

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: INDIAN BANK OPENED: 03-10-2008 SANCTIONED: 31,500

ACCOUNT NUMBER: LAST PAYMENT: 27-04-2009 CURRENT BALANCE: 0
00000000795105554 CLOSED: 18-10-2010
TYPE: TWO-WHEELER LOAN REPORTED AND CERTIFIED:
OWNERSHIP: INDIVIDUAL 31-08-2012
PMT HIST START: 01-10-2010
PMT HIST END: 01-10-2008

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

STD STD STD STD XXX XXX STD XXX STD STD STD STD STD STD STD STD STD STD
10-10 09-10 08-10 07-10 06-10 05-10 04-10 03-10 02-10 01-10 12-09 11-09 10-09 09-09 08-09 07-09 06-09 05-09

STD STD STD STD STD STD STD

04-09 03-09 02-09 01-09 12-08 11-08 10-08

ENQUIRIES:

MEMBER ENQUIRY DATE ENQUIRY PURPOSE ENQUIRY AMOUNT

NOT DISCLOSED 05-03-2019 PERSONAL LOAN 2,00,000

INDIAN BANK 16-10-2018 PERSONAL LOAN 1,50,000

NOT DISCLOSED 14-07-2018 CONSUMER LOAN 30,000

© 2019 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 4 OF 5

TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
CONSUMER: SRINIVASAN R DATE:04-06-2019

MEMBER ID: BN01105212 TIME: 11:42:18

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 2,92,74,85,392

MEMBER ENQUIRY DATE ENQUIRY PURPOSE ENQUIRY AMOUNT

INDIAN BANK 19-09-2017 LOAN TO PROFESSIONAL 1,00,000

NOT DISCLOSED 16-08-2017 PERSONAL LOAN 5,00,000

NOT DISCLOSED 29-07-2017 PERSONAL LOAN 5,00,000

NOT DISCLOSED 13-06-2017 OTHER 29,000

NOT DISCLOSED 13-06-2017 CONSUMER LOAN 50,000

NOT DISCLOSED 30-09-2010 HOUSING LOAN 7,00,000

NOT DISCLOSED 30-01-2008 PERSONAL LOAN 25,000

NOT DISCLOSED 16-01-2008 PERSONAL LOAN 50,000

END OF REPORT ON SRINIVASAN R

All information ("Information") contained in this credit information report (CIR) is the current and up to date information collated by TransUnion CIBIL
Limited based on information provided by its various members ("Members"). By accessing and using the Information, the user acknowledges and
accepts the following: While TransUnion CIBIL takes reasonable care in preparing the CIR, TransUnion CIBIL shall not be responsible for errors and/or
omissions caused by inaccurate or inadequate information submitted to it. However, TransUnion CIBIL shall take reasonable steps to ensure accurate
reproduction of the information submitted by the Members and, to the extent statutorily permitted, it shall correct any such inaccuracies in the CIR. Further,
TransUnion CIBIL does not guarantee the adequacy or completeness of the information and/or its suitability for any specific purpose nor is TransUnion
CIBIL responsible for any access or reliance on the CIR. The CIR is not a recommendation by TransUnion CIBIL to any Member to (i) lend or not to lend;
(ii) enter into or not to enter into any financial transaction with the concerned individual/entity. Credit Scores do not form part of the CIR. The use of the CIR
is governed by the provisions of the Credit Information Companies (Regulation) Act, 2005, the Credit Information Companies Regulations, 2006, Credit
Information Companies Rules, 2006 and the terms and conditions of the Operating Rules for TransUnion CIBIL and its Members.

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TransUnion CIBIL CIN : U72300MH2000PLC128359