Jun 2017

UTI Monthly Income Scheme

MIP (Conservative) Fund

Investment Objective Inception Date

12-Sep-02
The scheme aims at distributing income, if any, periodically. NAV - Growth
` 33.76

Month End AUM (Crs.)

` 270.46

Benchmark
Crisil MIP Blended Index

Expense Ratio (%)

% 1.02

Exit Load
> 0 Day ≤ 365 Days Exit Load is 1%
> 365 Days Nil

Investment Overview Portfolio Composition Average Maturity (Years)

• A hybrid scheme which invests in a blend of Cash & Equivalent 24.55%
equity and debt instruments. 6.31 6.32
5.88 5.37 5.32
• The debt portfolio consists of quality fixed income Sovereign 28.83%
3.11
instruments rated AA. The equity exposure is
capped at 15% with a bias towards large cap
securities.
• The scheme has consistently given monthly
dividend since January 2003
Debentures/Bonds 46.63% Mar 17 Apr 17 May 17
Dec 16 Jan 17 Feb 17

Top 10 Holdings (Debt)

Security Instrument Rating Net Assets (%)
Afcons Infra Bond AA 9.7
Reliance Utilities & Pwr. Ltd Debentures AAA 9.6
Idea Cellular Ltd. Bond AA+ 9.2
Yes Bank Ltd. Debentures AA+ 7.4
7.68 GOI (Dec 15, 2023) Gilt Sovereign 5.8
Style Box Edelweiss Asset Reconstruction Debentures AA(SO) 3.8
Telangana Uday Bond SDL Sovereign 1.9
Telangana Uday Bond SDL Sovereign 1.9
Telangana Uday Bond SDL Sovereign 1.9
Telangana Uday Bond SDL Sovereign 1.9

Credit Rating (%)

Rating May-17 Apr-17 Mar-17 Feb-17 Jan-17 Dec-16
Sovereign (Gilt) 6.73 6.70 6.81 28.42 31.63 6.74 40.66
Sovereign (SDL) 22.10 22.00 22.22 -- -- -- --
AAA / A1+ / P1+ 11.64 11.58 24.65 23.81 24.15 24.17 28.15
AA+ & Equivalent 19.31 19.31 19.56 18.81 8.47 8.46 8.46
AA & Equivalent 15.67 15.67 15.78 15.31 4.28 8.54 8.34
AA- & Below -- -- -- -- 10.70 10.75 10.48
Cash & Equivalent 24.55 24.74 10.99 13.65 20.79 41.34 3.91
Fund Managers

Amandeep S. Chopra Portfolio Attributes Key Ratios

Managing Fund Since Dec-06
Number of Holdings 46 Beta 0.90
Total work experience of 26 years Average Maturity (Years) 5.32 Sharpe Ratio (%) 0.97
Modified Duration (Years) 3.74 Standard Deviation (%) 3.43
YTM ( %) 8.06
V Srivatsa
Managing Fund Since Nov-09
This Scheme is suitable for investors who are seeking*:
Total work experience of 17 years
- Regular income over medium term
- Investment in equity instruments (maximum-15%) and fixed income securities (debt and
money market securities)
* Investors should consult their financial advisor if in doubt about whether the product is
suitable for them.

Data as on May 31, 2017

 Jun 2017
Fund Performance (Growth of ₹ 10,000) Fund Performance (%)
UTI Monthly Crisil MIP Blended Crisil 10 Yr Gilt 14
12.1
Income Scheme Index Index 11.4 11.1 10.7 10.3
Period ₹ ₹ ₹ 9.8 10.7 9.9
11
8.6 8.8
8.3

Return %
1 Year 11,142 11,207 11,108 7
6.7

3 Years 13,255 13,573 13,570 4

5 Years 16,065 16,323 14,916 0

1 Year 3 Years 5 Years Since Inception

Since Inception 33,746 34,720 25,879 UTI Monthly Income Scheme - Growth Crisil MIP Blended Index Crisil 10 Yr Gilt Index

SIP Performance (Growth of ₹ 10,000 invested every month) SIP Performance (%)
UTI Monthly Crisil MIP Blended Crisil 10 Yr Gilt 12
Income Scheme Index Index 10.1 10.2 10.4
10.0 9.8
9.2 9.3 9.2 9.1 8.9
Amount
Period ₹ ₹ ₹
Invested 8 7.4 7.4

Return %
1 Year 120,000 125,860 126,420 124,716
4
3 Years 360,000 413,758 419,417 418,415

0
5 Years 600,000 767,745 779,353 756,399
1 Year 3 Years 5 Years Since Inception
Since
1,500,000 2,728,267 2,686,399 2,422,427 UTI Monthly Income Scheme - Growth Crisil MIP Blended Index Crisil 10 Yr Gilt Index
Inception@

Why to Invest? 1 Year Rolling Returns (%)

• Predominant exposure (85%) to high quality debt instruments generates 14
reasonable income, while the nominal equity exposure aims to generate capital
appreciation
11
• The scheme has consistently given monthly dividend since January 2003
Return %

5
May-16 Jul-16 Sep-16 Nov-16 Jan-17 Mar-17 May-17
UTI Monthly Income Scheme - Growth

Fund Performance is net of scheme expenses, while Benchmark Indices do not have any expenses attributed to them.

Who should Invest? Calendar Year Performance (%)

• Investors looking for a regular stream of income in the form of dividend or 2017 (YTD) 2016 2015 2014 2013 2012
through Systemmatic Withdrawal Plan UTI Monthly
10.4 10.3 5.7 16.0 6.1 11.7
Income Scheme
• Investors seeking to partcipate in equity markets without taking undue risk
Crisil MIP
• Investors who have moderate risk appetite with a longer investment horizon 10.6 11.5 6.8 16.8 4.4 12.1
Blended Index
Crisil 10 Yr Gilt
2.1 14.9 7.4 14.1 -0.7 10.6
Index

Investment Horizon
• Investors having an investment horizon of 3 years & above may look at this fund

Note:
* Additional Benchmark; Returns < 1 Year are Simple Annualised and ≥ 1 Year are Compunded Annualised; Source: MFI Explorer
Systematic Investment Plan (SIP) returns are worked out assuming investment of ` 10,000/- every month at NAV per unit of the scheme as on the first working day for the respective time periods. The loads have not been
taken into account. @:Since inception return for above mentioned schemes is taken for the period December 2004 to May 2017 (Since SIP facility was introduced in November 2004). Past performance may or may not be
sustained in future.
Different plans have a different expense structure. The performance details provided herein are of regular plan. For performance of other funds managed by the fund manager, please refer
http://www.utimf.com/distributorcentre/Pages/factsheets.aspx

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Data as on May 31, 2017 Mutual Fund Investments are subject to market risks, read all scheme related documents carefully