Escolar Documentos
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Cultura Documentos
Availability : The facility will be available upon compliance with conditions precedent
to utilization.
Security : Client has secured the loan with two guarantors namely: Richard Baah
a
Teacher at Dome Beposo (Amansie West District) and Henry Yaw Attah
also a
Teacher at Sepase R/C Primary B, Sepase. Their total strength put together
is
Ghc368.56.
Business Background : Client has been in the soap making and selling business for
considerable number of years. She has gained a lot of experience in the business and business is
doing well.
Banking Relationship
1
:
Total : GHC 51.82
The credit facility shall be available to the borrower upon receipt of the following:
i. Duly accepted offer letter signed by the authorized signatory, AFIA MENSAH
ii. Upfront payment of all relevant fees such as facility fee and insurance premium fees.
iii. Duly signed Loan Contract Agreement by the Guarantor to be liable in the event of
default.
iv. Duly executed fixed and floating charge over all her property.
Other Conditions
i. Payment of all legal expenses (including cost of recovery in the event of default)
Incidental to the transaction to be debited to the borrower’s account.
ii. Undertaking by AFIA MENSAH to inform the Bank in writing, any intention of securing any
form of credit facility from any other lender.
iii. Any other information as may be required in the loan agreement to be made available
to the bank.
We wish to recommend for approval a short term loan facility of GH¢ 1,000 at a monthly repayment
of GH¢ 201.67 to Mr./Mrs./Miss AFIA MENSAH based on the above conditions.
Henry Adubofour
Credit Officer, is ME ---------------------------------------------------------
John Atobra
(Credit Supervisor, is ME) -----------------------------------------------------------
Peter P. Bediako
(BM, Kejetia) ------------------------------------------------------------