Policy No : 52721769

Name : GIDDE VENKAT REDDY

Address : : HNO 6-84 S/0 DEVENDRAPPA Mode : YEARLY

KANUKURTHY
NEAR BHAVANI TEMPLE
DAMARAGIDDA MAHABUBNAGAR
TELANGANA
509407
Customer Contact No. : 9550062058

Dear GIDDE VENKAT REDDY,

Subject: Premium Paid Certificate for the Year 2018-2019

We hereby certify the receipt of the premium payment as mentioned below towards your life insurance policy with us.
We congratulate you for ensuring your family¶s continued security and peace of mind.

Policy Holder Name : GIDDE VENKAT REDDY

Policy No : 52721769
Plan Name : Reliance Guaranteed Money Back Plan

Plan Name/Rider. 6XP$VVXUHGൠ 3UHPLXP ൠ Covered Under

Reliance Guaranteed Money Back Plan 117000.00 15311.00 80 C
GST 344.50

Terms & Conditions :

1. On policies issued on or after 1st April, 2012, income tax benefit under section 80C shall apply only to the extent of ten percent of
minimum sum assured during the entire term of the policy. Additional conditions apply.
2. On policies issued on or after 1st April, 2012, income tax benefit under section 10(10D) shall be available if premium payable for any of
the years during the term of the policy do not exceeds ten per cent of minimum sum assured during the entire term of the policy.
Additional conditions apply.
3. However,in the event of death, sum received under any Life Insurance Policy continue to be exempt. Additional conditions apply.
4. Kindly consult a tax expert to understand income tax applicable on various financial aspects.
5. Service Tax / Goods & Services Tax as applicable under relevant laws shall be charged.
6. This is system generated receipt, hence does not require signature.
7. As per Section 10(10D) of the Income Tax Act, 1961, any sum received under a Life Insurance Policy, including the sum allocated by
way of bonus on such policy is exempt from tax. However, this rule does not apply to following scenarios:
‡ sum received under Section 80DD(3), or
‡ any sum received under a Keyman Insurance Policy, or
‡ any sum received other than as death benefit under an insurance policy which has been issued on or after April 1, 2003 and if
the premium paid in any of the years during the term of the policy is more than 20% of the Actual Capital Sum Assured.
‡ Under the Finance Act 2012 the exemption under Sec 10 (10D), on benefits you receive under life insurance policies issued on
or after 1st April, 2012, shall be available only if the premium payable in any of the years is not more than 10% of the Sum
Insured.
‡ However, the death benefit under your plan is always tax-free under sec 10(10D).

Reliance Nippon Life Insurance Company Limited (IRDAI Reg. No 121)

Registered Office: H Block, 1st Floor, Dhirubhai Ambani KnowledgeCity, Navi Mumbai, Maharashtra 400710, India.
Corporate Office: Reliance Centre, Off Western Express Highway, Santacruz East, Mumbai - 400055.
Call Centre:Call Centre: 3033 8181 (Local call) or Toll Free: 1800 3000 8181 Email:rnlife.customerservice@relianceada.com
Website: www.reliancenipponlife.com CIN:U66010MH2001PLC167089
8. Please note that with effect from 1 July 2017 (proposed date) or any other notified date, Goods & Services tax may be applicable on the
premium due / collected at the prescribed rates. The differential tax liability, if any, on account of Goods & Services tax shall be borne
by the policyholders and Company reserves the right to adjust / recover the same separately As per the relevant terms and conditions
stipulated in the policy document agreed with you.

Reliance Nippon Life Insurance Company Limited (IRDAI Reg. No 121)

Registered Office: H Block, 1st Floor, Dhirubhai Ambani KnowledgeCity, Navi Mumbai, Maharashtra 400710, India.
Corporate Office: Reliance Centre, Off Western Express Highway, Santacruz East, Mumbai - 400055.
Call Centre:Call Centre: 3033 8181 (Local call) or Toll Free: 1800 3000 8181 Email:rnlife.customerservice@relianceada.com
Website: www.reliancenipponlife.com CIN:U66010MH2001PLC167089