04-01-2018

Q uote No : q8vley59anh7r

This is the official illustration issued by HDFC Standard Life Insurance Company Limited. Illustration of any
other type is not supported by the company.
Illustration for HDFC Life Super Income Plan
on 04 January 2018
PERSONAL DETAILS
Nam e Age Gender
Life 1 suresh 31 M
Age is taken as on last birthday
POLICY DETAILS
Date of Policy Com m encem ent: 04-Jan-2018
Prem ium Frequency: Annual
PREMIUM AND BENEFIT DETAILS
Benefit Name Sum A ssured Premium Paying Term Policy Term Payout Term Premium Taxes and levies as applicable# Total Premium
(in Rs.) (years) (years) (years) (in Rs.) (in Rs.)
Main Benefit-O ption 6 10,50,641 12 27 15 1,00,000 4,500 1,04,500
Total Prem ium payable per Frequency: 1,00,000 4,500 1,04,500
Nex t Prem ium Due Date: 04-Jan-2019
# The Tax es & other levies on the Main benefit prem ium for year two and subsequent years will be Rs.2,250/-

ILLUSTRATION OF FUTURE BENEFITS

This illustration has been produced by HDFC Standard Life Insurance C ompany Limited to help you understand the benefits of your HDFC Life Super Income
Plan. These illustrations must be read in conjunction with the sales literature, which describes the features of this product.
The values shown are for illustration only. What you actually receive will depend on what happens over the future lifetime of your policy, particularly
investment returns.The Illustration shows what you could get back using two assumed rates of investment return. These rates have been specified by the Life
Insurance C ouncil.
Some benefits are guaranteed and some benefits are variable with returns based on the future performance of your life insurance company. If your policy
offers guaranteed returns then these will be clearly marked "guaranteed" in the illustration table on this page.
If your policy offers variable returns then the illustrations on this page will show two different rates of assumed investment returns. These assumed rates of
return are not guaranteed and they are not upper or lower limits of what you might get back as the value of your policy is dependent on a number of factors
including future investment performance.
The assumed investment returns of 4% and 8% per annum are not future bonus rates. Future bonus rates depend on the actual investment returns and other
factors including but not limited to the effects of taxation, persistency, mortality experience etc.
Guaranteed benefits are available provided all premiums are paid, when they are due. The illustrative benefits below assume that all premiums that are due
have been paid. The guaranteed benefits shown increase as reversionary bonuses are declared. The rate of future reversionary bonuses is not guaranteed.
All amounts are in Indian Rupees.
Illustrative Benefits on Survival
On the survival of the Life Assured until the Maturity date,the illustrative Maturity benefits are as shown below.
Guaranteed Benefit Non-Guaranteed Benefit Total Survival Benefit
Assumed Investment Return Assumed Investment Return
Policy Year HDFC Life Super Income Plan 4% p.a 8% p.a 4% p.a 8% p.a
13 84,051 0 0 84,051 84,051
14 84,051 0 0 84,051 84,051
15 84,051 0 0 84,051 84,051
16 84,051 0 0 84,051 84,051
17 84,051 0 0 84,051 84,051
18 84,051 0 0 84,051 84,051
19 84,051 0 0 84,051 84,051
20 84,051 0 0 84,051 84,051
21 84,051 0 0 84,051 84,051
22 84,051 0 0 84,051 84,051
23 84,051 0 0 84,051 84,051
24 84,051 0 0 84,051 84,051
25 84,051 0 0 84,051 84,051
26 84,051 0 0 84,051 84,051
27 84,051 3,25,699 19,48,939 4,09,750 20,32,990
The survival benefits are payable at the end of the policy year.
Illustrative Benefits on Death
On the death of the Life Assured before the Maturity date the illustrative benefits are as shown below.
Guaranteed Benefits Non Guaranteed Benefit Total Death Benefit
Benefit on Valid Claim Assumed Investment Return Assumed Investment Return Assumed Investment Return
Policy Year 4% p.a 8% p.a 4% p.a 8% p.a 4% p.a 8% p.a
1 10,50,641 10,50,641 10,506 47,279 10,61,147 10,97,920
2 10,50,641 10,50,641 21,013 94,558 10,71,654 11,45,199
3 10,50,641 10,50,641 31,519 1,41,837 10,82,160 11,92,478
4 10,50,641 10,50,641 42,026 1,89,115 10,92,667 12,39,756
5 10,50,641 10,50,641 52,532 2,36,394 11,03,173 12,87,035
6 10,50,641 10,50,641 63,038 2,83,673 11,13,679 13,34,314
7 10,50,641 10,50,641 73,545 3,30,952 11,24,186 13,81,593
8 10,50,641 10,50,641 84,051 3,78,231 11,34,692 14,28,872
9 10,50,641 10,50,641 94,558 4,25,510 11,45,199 14,76,151
10 10,50,641 10,50,641 1,05,064 4,72,788 11,55,705 15,23,429
11 11,55,000 11,55,000 11,212 4,15,708 11,66,212 15,70,708
12 12,60,000 12,60,000 0 3,57,987 12,60,000 16,17,987
13 12,60,000 12,60,000 0 4,05,266 12,60,000 16,65,266
14 12,60,000 12,60,000 0 4,52,545 12,60,000 17,12,545
15 12,60,000 12,60,000 0 4,99,824 12,60,000 17,59,824
16 12,60,000 12,60,000 0 5,47,103 12,60,000 18,07,103
17 12,60,000 12,60,000 0 5,94,381 12,60,000 18,54,381
18 12,60,000 12,60,000 0 6,41,660 12,60,000 19,01,660
19 12,60,000 12,60,000 0 6,88,939 12,60,000 19,48,939
20 12,60,000 12,60,000 769 7,36,218 12,60,769 19,96,218
21 12,60,000 12,60,000 11,276 7,83,497 12,71,276 20,43,497
22 12,60,000 12,60,000 21,782 8,30,776 12,81,782 20,90,776
23 12,60,000 12,60,000 32,288 8,78,054 12,92,288 21,38,054
24 12,60,000 12,60,000 42,795 9,25,333 13,02,795 21,85,333
25 12,60,000 12,60,000 53,301 9,72,612 13,13,301 22,32,612
26 12,60,000 12,60,000 63,808 10,19,891 13,23,808 22,79,891
Upon this payment, the policy terminates and no further benefit is payable.
The benefits shown above are at the end of the year.
Illustrative Benefits on Surrender
This contract is designed for long term savings and is not designed for short term investment. Should you need to surrender your policy in the short term, any
surrender benefits may be less than the premium(s) you have paid.
A policy may be surrendered after it acquires a guaranteed surrender value. Hence, Surrender Values are shown from year 3 onwards.
Guaranteed Benefit Non-Guaranteed Benefit Total Surrender Benefit
Assumed Investment Return Assumed Investment Return
Policy Year Guaranteed Surrender Value 4% p.a. 8% p.a. 4% p.a. 8% p.a.
3 90,000 331 21,561 90,331 1,11,561
4 2,00,000 509 2,288 2,00,509 2,02,288
5 2,50,000 730 17,819 2,50,730 2,67,819
6 3,00,000 1,002 47,068 3,01,002 3,47,068
7 3,50,000 1,346 87,331 3,51,346 4,37,331
8 4,40,000 1,773 99,782 4,41,773 5,39,782
9 4,95,000 2,496 1,60,791 4,97,496 6,55,791
10 5,50,000 47,037 2,37,004 5,97,037 7,87,004
11 6,05,000 1,04,245 3,29,913 7,09,245 9,34,913
12 7,80,000 55,575 3,21,439 8,35,575 11,01,439
13 6,95,949 1,29,257 4,40,319 8,25,206 11,36,268
14 6,11,897 2,09,443 5,71,255 8,21,341 11,83,152
15 5,27,846 2,96,539 7,15,193 8,24,385 12,43,040
16 5,63,795 2,71,246 7,53,524 8,35,041 13,17,319
17 4,79,744 3,74,281 9,27,710 8,54,025 14,07,454
18 3,95,692 4,86,235 11,19,081 8,81,927 15,14,773
19 3,11,641 5,03,290 11,74,648 8,14,931 14,86,289
20 2,87,590 4,60,446 11,70,668 7,48,035 14,58,258
21 2,03,538 4,77,702 12,27,143 6,81,241 14,30,681
22 1,19,487 4,95,209 12,84,302 6,14,696 14,03,789
23 35,436 5,12,669 13,41,689 5,48,105 13,77,125
24 0 4,81,765 13,51,154 4,81,765 13,51,154
25 0 4,15,681 13,25,891 4,15,681 13,25,891
26 0 3,49,548 13,00,851 3,49,548 13,00,851
Upon this payment, the policy terminates and no further benefit becomes payable.
The values shown are for illustration only.
What you actually receive will depend on what happens over the future lifetime of the policy.
Depending on the prevailing market conditions, the surrender value may be revised.
Benefits shown above are at the end of the year.
If you would like help to understand this illustration, please speak to your Financial Consultant / Relationship Manager.

NOTES

1. This illustration has been produced by HDFC Standard Life Insurance C ompany Limited to help you understand the benefits of your HDFC Life Super
Income Plan policy .These illustrations must be read in conjunction with the sales literature, which describe the features of these products. The values
shown are for illustration only.
2. The Premium and the Sum Assured stated above is based on the information provided. They may vary as a result of underwriting.
3. For details of the above benefits, please read the sales literature provided.
4. Taxes and levies as applicable will be charged and are payable by you by any method including by levy of an additional monetary amount in addition to
premium and/or charges.
5. Tax will be deducted at the applicable rate from the payments made under the policy, as per the prevailing provisions of the Income Tax Act, 1961.
6. UIN for HDFC Life Super Income Plan - 101N098V03

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