MEMORANDUM OF AGREEMENT

TO ALL MEN BY THESE PRESENTS

This memorandum of agreement made and entered into by and between;

RMPD Insurance Management Services a Single Proprietorship duly

registered under the virtue of laws of the republic of the Philippines with the registration of
Ms. Ramona P. Dumanlang, referred as FIRST PARTY with postal address at North pointe
residence #22 road 13 brgy. Bagong Pag-asa Quezon City, Metro Manila

AND

__________Jenny Laisa Kitabayash______, referred to as SECOND PARTY and

Shareholder/Investor residing at __________ 49 General Mascardo St Bagong Barrio
Caloocan City_______________________________________.

AMOUNT SHARE/INVESTMENT: _FOUR (4) MILLION PHP (4,000,000.00)_______

DATE OF INVESTMENT: _________20 JAN 2019___________________

CONTACT PERIOD: __________20 APRIL 2019______ __________

OTHER TERMS AND CONDITION:

1. The First Party agree and shall pay the Second Party (Shareholder/investor)
the full amount of investment after the maturity of the specified contact
period.
2. The First Party shall Issue a “Post Dated Check” (PDC) to the Second Party as
guaranty for the investment.
3. Minimum Contract Period is 15 days. The First Party agreed to pay the Second
Party an interest of TEN PERCENT (10%) of the amount of Investment for every
Contract Period of !5% days.
4. Payment of Interest for every Contract Period will be every 15 days. All
Contract Periods exceeding 15 days shall be paid with interest thru a
Manager’s Check by the First Party to the Investor every 15 days succeeding
thereafter. The full payment of investment shall be paid in full during the
“maturity date” plus the interest.
 5. Failure on the part of the First Party to pay the Second Party of the full
Amount of the Investment plus the Interest during the prescribed date shall
mean a penalty of additional Interest of FIVE PERCENT (5%) as accrued
interest.

_______________________________ ___ __ ___ Jenny Laisa Kitabayas _____

Proprietor Investor

______ Laarni Anselmo____________ ____________Arlene Caralde_________

Witness Witness