Small Business Loan Matrix

Express Advantage Franchise Equipment SBA 7(a) Merchant Cash Asset Based M&A
Term Loans Term Loans Finance Term Loans Term Loans Consolidation Lending Finance

Working Capital, Working Capital, Working Capital, Working Capital, Debt

Business Acquisition,
Working Capital, Debt Debt Consolidation, Debt Consolidation, Purchase Equipment Debt Consolidation, Consolidation, Inventory,
Consolidation of MCA Mergers, Partner
Consolidation, Business Business Acquisition, Expansion, Acquisition, (new & used) Business Acquisition, Turnaround, Workout,
Use of Funds debt, Working Capital, Buyout, Working
Acquisition, FF&E FF&E, Inventory, Real FF&E, Inventory, Real for Expansion or FF&E, Inventory, Real Acquisition, Debtor-in
FF&E, Inventory Capital, Expansion,
or Inventory Estate Purchase or Estate Purchase or Replacement Estate Purchase or -Possession, Exit Financing,
FF&E, Inventory
Construction Construction Construction Management Buyouts

Loan
$100,000 to $350,000 $350,000 to $14 Million $100,000 to $25 Million $100,000 to $5 Million $250,000 to $5 Million $100,000 to $5 Million $250,000 to $5 Million $100,000 to $25 Million
Amounts

Pricing Variable Rate Variable Rate Variable Rate Fixed or Variable Rate Variable Rate Variable Rate Variable Rate Fixed or Variable Rate

Term Up to 10 years Up to 30 years Up to 30 years Up to 10 years Up to 25 years Up to 10 years Up to 4 years Up to 30 years

Business Assets,
Equipment (all types), Accounts Receivable,
Real Estate, Business Real Estate, Business Real Estate, Business Business Assets, Accounts Receivable,
Collateral Business Assets Software, Healthcare, Inventory, Equipment
Assets, Equipment Assets, Equipment Assets, FF&E, Inventory Equipment, Real Estate Inventory, Equipment
FF&E and Soft Costs and Real Estate
and Real Estate

Manufacturers, Distributors,
Minimum FICO Score
Minimum 680 FICO No Minimum FICO No Minimum FICO No Minimum FICO No Minimum FICO Wholesalers, Processors
680, One-year TIB, No Minimum FICO
Eligibility Score, Owner Operated Score, Owner Operated Score, Owner Operated Score, Commercial Score, Owner and Business Service
Commercial Business
and For-Profit and For-Profit and For-Profit Business and For-Profit Operated and Companies with Sales of $1 Score, Owner Operated
and For-Profit
For-Profit Million to $10 Million

Accounts Receivable-Up to
85%, Inventory-Up to 60%,
Loan-to-Value Not Applicable Varies, Up to 90% Varies, Up to 100% Varies, Up to 100% Varies, Up to 90% Not Applicable Equipment-Up to 90% of Varies, Up to 100%
FLV, Real Estate-Up to 75%
of FMV.

Kim Evans
Revised 1/22/2018 954-210-9802
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