PROJECT ON DAIRY DEVELOPMENT SCHEME

Annexure I- AT A GLANCE  
1 Unit size- Numbers of Milch Animals 10
2 Project cost (Rs.) 850,000.00
3 Bank loan (Rs.) 850,000.00
4 Margin money (Rs.)- Subsidy from State Govt. by Veterinary Department 425,000.00
5 Repayment period (years) 5
6 Interest rate (%) 14
Annexure - II - TECHN0-ECONOMIC PARAMETERS
1 Cost of Animals giving avg. daily milk yield of 12 lit. including insurance 60,000.00
premium cost for atleast 3 years. (Rs.)

Cost of construction for 1 animal (Minimum Space 6' X 4' = 24 Sq. Ft./ cow) and
2 other facilities like feeding tub, Milk Can, Cow Chain, Bucket etc. including 10,000.00
insurance premium cost for atleast 3 years. (Rs.)

3 Cost of water supply includes Bore drilling, pump, water tank construction and 100,000.00
plastic pipe line for supply of water. (Rs.)
4 Construction of Vermicompost tank (minimum 15’ X 4’ X 2.5’) (Rs.) 50,000.00
5 Subsidy (%) 50
6 Cost of Green fodder per kg (Rs.) 5.00
7 Requirement of green fodder during Lactation (Kg.) 15
8 Requirement of green fodder during Dry Period (Kg.) 10
9 Cost of dry fodder (Rs.) 6.00
10 Requirement of dry fodder during Lactation (Kg.) 6
11 Requirement of dry fodder during Dry Period (Kg.) 5
12 Cost of Concentrate (Rs.) 20.00
13 Requirement of Concentrate during Lactation (Kg.) 8
14 Requirement of Concentrate during Dry Period (Kg.) 1
15 Lactation period per cow in 1st year (Days) 250
16 Lactation period per cow in 2nd to 4th year (Days) 280
17 Lactation period per cow in 5th year (Days) 260
18 Dry period per cow in 1st year (Days) 115
19 Dry period per cow in 2nd to 4th year (Days) 85
20 Dry period per cow in 5th year (Days) 105
21 Veterinary aid & breeding per cow (Rs.) 2,000.00
22 Labour payment per month (Rs.) 5,000.00
23 Miscelleneous expenses per month (Rs.) 2,000.00
24 Sale of milk per litre (Rs.) 38
25 Sale of manure per cow (Rs.) 5,000.00
26 Sale of gunny bags per cow (Rs.) 2,000.00
27 Production of milk per cow (Lit.) 12
28 Annual Estamated Installments (Rs.) 120,000.00
PROJECT PROPOSAL IS TECHNICALLY APPROVED

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 DAIRY DEVELOPMENT SCHEME
ECONOMICS FOR ESTABLISHMENT OF DAIRY UNIT
A.     Construction Cost:

1 Construction of shed (Minimum Space 6' X 4' = 24 Sq. Ft./ cow)and 100,000.00
other facilities like feeding tub, Milk Can, Cow Chain, Bucket etc.

Total 100,000.00

B.   Capital Cost:

Cost of cows giving average daily milk yield of 12 liters in a lactation

1 period of 280 days (i.e. 15 liters per day at purchase) No. of Animals 600,000.00
purchase is as per beneficiaries convenience.

2 Cost of water supply includes Bore drilling, pump, water tank 100,000.00
construction and plastic pipe line for supply of water.

3 Construction of Vermicompost tank (minimum size 15’ X 4’ X 2.5’) 50,000.00

Total 750,000.00
Grand Total 850,000.00

C.   Total Scheme Cost:

1 Total Scheme cost 850,000.00

2 Less margin [50% as State Government Subsidy by Veterinary 425,000.00

Deptt., i.e. Rs. 6,00,000/- (Maximum) for Gen. Caste for Dairy]
3 Bank's finance 425,000.00

D.   Feeding cost for lactation period (LP) and dry period (DP)/
cow/day:
Items L.P(Rs.) D.P.( Rs.)
1 Green fodder @ 15 kg during lactation and 10 Kg 75.00 50.00
during dry period

2 Dry fodder @ 6kg and 5Kg during L.P.& D.P. 36.00 30.00
respectively

3 Concentrate feeds @ 8Kg and 1Kg during L.P. and 160.00 20.00
D.P. respectively
Total 271.00 100.00
Cost of Green fodder and Dry fodder may be production cost produced by the beneficiary or purchased.
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 DAIRY DEVELOPMENT SCHEME
ECONOMICS FOR ESTABLISHMENT OF DAIRY UNIT
E.     Annual Lactation Days and Dry Days (Details given at milk flow
chart depicted)
Days 1st year 2nd year 3rd year 4th year 5th year
1 Lactation days (L.P.) 2500 2800 2800 2800 2600
2 Dry days (D.P.) 1150 850 850 850 1050

F.   Year wise recurring expenditure in Rupees:

Items 1st year 2nd year 3rd year 4th year 5th year
1 Feed 792,500 843,800 843,800 843,800 809,600
2 Vety. Aid & breeding 20,000 20,000 20,000 20,000 20,000

3 Labour cost (1 labour) 60,000 60,000 60,000 60,000 60,000

4 Misc. Exp. (Elect/ water 24,000 24,000 24,000 24,000 24,000

Charges etc.)
Total 896,500 947,800 947,800 947,800 913,600

G.   Year wise gross income:

1 Production of milk in LTRS 30,000 33,600 33,600 33,600 31,200

2 Sale of milk 1,140,000 1,276,800 1,276,800 1,276,800 1,185,600
3 Sale of Manure 50,000 50,000 50,000 50,000 50,000
4 Sale of gunny bags 20,000 20,000 20,000 20,000 20,000
Total 1,210,000 1,346,800 1,346,800 1,346,800 1,255,600

H.   Gross Surplus (F-E):

313,500 399,000 399,000 399,000 342,000

I.   Repayment Schedule:

Year Loan Amount Gross Interest Principal Total Net surplus

surplus repayment
1 425,000 313,500 59,500 60,500 120,000 193,500
2 364,500 399,000 51,030 68,970 120,000 279,000
3 295,530 399,000 41,374 78,626 120,000 279,000
4 216,904 399,000 30,367 89,633 120,000 279,000
5 127,271 342,000 17,818 127,271 145,089 196,911
TOTAL 1,852,500 200,089 425,000 625,089 1,227,411
Note: The income from sale of heifer will offset the cost modified on their rearing therefore excluding from the scheme.

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 DAIRY DEVELOPMENT SCHEME
ECONOMICS FOR ESTABLISHMENT OF DAIRY UNIT
J.   MILK FLOW CHART
Lactation period - 280 days
Day Period -120 days
Days in year taken - 365 days
Lactation period lapsed with seller - 30 days

Per animal Total for all animals

Total
L. P. D. P. L.P. D.P.

1st year 250 115 2500 1150

280 5
2nd year 2800 850
80
280 35
3rd year 2800 850
50
280 70
4th year 2800 850
15

5th year 260 105 2600 1050

MOBILE NO.
LOAN AMOUNT 850,000.00

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