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UFCD 9820 | Planeamento e gestão do orçamento familiar

Teste Diagnóstico
1. O que entende por orçamento familiar?
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2. Quais as fontes de rendimento que conhece?
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3. São feitas deduções aos rendimentos. Quais são os impostos entregues ao
estado? Quais são as contribuições para a segurança social?
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4. Quais são as despesas fixas que conhece?
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5. Quais são as despesas variáveis que conhece, e que considera prioritárias?
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6. Quais são as despesas variáveis não prioritárias que conhece?
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7. Normalmente faz um orçamento familiar?
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 8. Tem algum tipo de poupança? Qual?
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9. Está ou esteve privada (o) de rendimento? Qual o motivo?

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10. Tem conta bancária? Quantas contas tem ?
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11. Tem créditos ? Se sim, quais? Em que prazos?
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12. A sua conta bancária tem custos de manutenção?
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13. Quais os meios de pagamento que mais utiliza?
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14. Tem cartões de crédito? Para que efeito?
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15. Quando faz contas todos os meses? Quais as suas preocupações?
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