Sourav Roy

Souravroy.rickey@gmail.com ●+ 91 8588805971/8447730971
JA 18, Gupta Colony, Khirki Extension, Malviya Nagar, New Delhi – 110017, India

Professional Profile
 Techno-Functional Loan IQ Analyst , having more than six years of experience in technical and
functional aspect of Loan IQ, a leading Commercial Lending Software.
 Sound Business knowledge of Commercial Lending
 Well versed in technical aspects of Loan IQ.
 Good Understanding and working capability on Loan IQ implementation, its configuration and
interfacing it with various upstream/downstream systems of Banks and Financial organizations.
 Good working experience with software development using Java, Smalltalk, PL/Sql, C#.
 Strong learning ability coupled with strong analytical skills. Good communication skills and have
a sound team work spirit.
 Well versed with working with customers and end-users for issue new requirements, issue
resolution, and support.

Experience Summary Skills

Loan IQ Analyst Sep’2014 – Till Date
Royal Bank of Scotland, Gurgoan, India  Loan IQ Data Model
Working as a Techno-Functional Loan IQ analyst with RBS Lending  Loan IQ Functional
Development and Production support. Mainly involved in resolving Model
functional queries and technical issues surrounding Loan IQ and its  Batch Process
interfaces with other upstream/downstream systems, keeping Lending  API services
as BAU. Also involved in projects related to upgrade, new interface  Loan IQ Interfaces
developments and BAU releases in Lending.  Event Management
 NavigatorDescriptorXML
Loan IQ Consultant Aug’2013 – Aug’2014  LIQ Java SDK
HCL Technologies Ltd, Bangalore, India  Datanet Congos
As a Loan IQ techno-functional consultant for various investment
banks using Loan IQ worked on development of accounting based Programming
reports using Loan IQ data model, design and developments of  Core Java
interface feeds from Loan IQ database, customization of Loan IQ  Smalltalk
navigator desktop based on user requirement. Have done POC and  C#
brought life implementation projects from banks like JPMC , FCS, BMO,  Oracle SQL
etc  PL/Sql

Loan IQ Developer with Misys Aug’2010 - Jul’2013

HCL Technologies Ltd, Bangalore, India Tools
Was a Loan IQ developer involved in custom enhancement and bug  Eclipse
fixing in Loan IQ using Smalltalk and Java. Dealt with Loan IQ  Toad
enhancements based of banks business and requirement and worked  VA Smalltalk
on various projects. Even worked in L3 support model for fixing bugs  Service Now
raised by banks using Loan IQ.  Jira
 Visual Studio
Freelancer Loan IQ Trainer Jan’2013
Took two days external training session on Loan IQ functionality for a team in
Polaris India Pvt Ltd, Chennai, covering functional concept of commercial
lending using Loan IQ.

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 Sourav Roy
Souravroy.rickey@gmail.com ●+ 91 8588805971/8447730971
JA 18, Gupta Colony, Khirki Extension, Malviya Nagar, New Delhi – 110017, India

Significant Achievements Lending Domain Skills

 RBS Ovation Award for significant contribution in Loan IQ 7  Commercial Lending
upgrade.  Loan Life Cycle
 Recognized for identifying and fixing a major Loan IQ bug saving  Trade Life Cycle
the bank from regulatory and reputational damage.  Funding
 Achieved Star of the month in HCL for high number of bug fixes.  Portfolio Management
 Got client appreciation for on-time and quality delivery from end-  Sub ledgers
customer like HSBC, ING, BMO.
 Secured State Highest Mark in Computer Science and Secured All
India 47th rank in Computer Science Olympiad

Loan IQ Knowledge Base

 Loan IQ Functional Knowledge – Commercial Lending, Syndication & Loans Processing
 Depth knowledge of Loan IQ modules like Customer setup, Deal building, Facility building,
Outstanding creation, Portfolio management, payments, Fee types, Repricing, Circles ,Adhoc
Queries, Ticklers, Repayment schedule, Current Account, Deposits, Collaterals, Standalone
Outstandings.
 Have knowledge of Changes transaction for Deal, Facility, Loan, Pricing, SBLC etc.
 Having depth knowledge of Loan IQ Batch Administration i.e. creating new batch nets, running
batch jobs, implementing Loan IQ batch jobs in Autosys
 Good knowledge on Loan IQ upgrade process. Was involved in a Bank’s Loan IQ upgrade project
from version 6 to 7.
 Have worked on both Loan IQ versions 6 and 7. Currently working Loan IQ 7.3
 Good understanding of the Loan IQ Data Model for Reporting and Interface Building activities.
 Have working knowledge of Customization of Loan IQ Navigator Desktop using descriptor xml.
 Have knowledge on Loan IQ Java SDK, Scripted API, Scripted Batch and Event Management
Framework which has Loan IQ customization feature in the JAVA version.
 Good understanding of API Services of Loan IQ via Smalltalk and C++.
 Proficient in using Loan IQ tools and utilities like Data Conversion Tool (DCT), API
Client, LOGDUMP and ADM.
 Have knowledge of Loan IQ DATANET and also its installation and configuration
 Good knowledge of Loan IQ interfaces interacting with downstream/upstream system like
counterparty, ledger, limits, etc of financial institution.
Educational Qualifications
 Completed B.E-Electronics and Communication Engineering in 2010 from Government College
of Engineering, Tirunelveli (Anna University) with 74.8% aggregate.

 Completed HSSLC in 2006 securing 78% from St. Anthony’s Hr.Sec.School, Shillong (Meghalaya)-
MBOSE-CBSE pattern board.

 Completed SSLC in 2004 securing 75% from St. Anthony’s Hr.Sec.School, Shillong (Meghalaya)-
MBOSE board.

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 Sourav Roy
Souravroy.rickey@gmail.com ●+ 91 8588805971/8447730971
JA 18, Gupta Colony, Khirki Extension, Malviya Nagar, New Delhi – 110017, India

Work History
Loan IQ Analyst in Royal Bank of Scotland
 Working as Loan IQ analyst for Royal Bank of Scotland supporting Lending Business, Operations,
Production Support and Application development providing technical and functional expertise
on Loan IQ and its interfaces in the bank
 Involved in L3/L2 activity looking into Lending BAU issues resolving both code bugs and
functional issues in Lending.
 Working closely with core Lending Development team for new enhancement in the Lending
interfaces as Loan IQ SME.
 Investigations on the sub ledger(SGL) breaks caused by Loan IQ SGL feeds and provide apt
solutions to clear the breaks both functionally and technically.
 Resolving funding related issues.
 Resolving Loan IQ batch related issues by debugging the batch failure logs
 Developing Ad-hoc reports involving complex queries and extracting data from Loan IQ
database.
 Debugging and bug fixing Loan IQ SGL interface code written in Oracle PLSql.
 Analyzing issues raised on Funding and counterparty interface build in Java.
 Involved into resolving BAU queries coming from lending business both on Loan IQ functional
and technical front.
 Identifying bugs in Loan IQ and raising it to Misys and working with Misys to bring it to closure.
 Involved in testing patches and hot fixes coming from Misys
 Analysis of data related issues in Loan IQ and fixing it using SQL data fixes.
 Worked on technical requirement gathering and development of a Loan IQ interface feed which
would generate data feed related any delta in Loan IQ products and trades - Trade Surveillance
Project
 Worked on designing and developing interface which would feed down from Loan IQ reporting
past dues in Loan IQ products – Delinquency Feed Project
 Worked on Loan IQ upgrade project where RBS upgraded from Loan IQ 6 version to 7 versions
 Worked on the upgrade project of Datanet reporting tool (installation and configuration)
 Responsible for managing the vendor – Misys for any cases or issues related to core Loan IQ
 Involved in Loan IQ Transformation project which would use the latest functionality of Loan IQ
Java SDK to transform the existing interface and architecture of lending in RBS

Loan IQ Consultant at HCL Technologies Ltd

 Data mapping and data migration support for Loan IQ customers.
 Conversion of Customer legacy system data to Loan IQ specific entity using API Services and
Data Conversion Tool.
 Fixing bugs in report generation involving data mapping and validation issues specially for BMO
using SQL and Core Java
 Creating Loan IQ reports as per client requirement using SQLs(specifically for BMO)
 Doing manual testing of Loan and creation of test cases for automation.

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 Sourav Roy
Souravroy.rickey@gmail.com ●+ 91 8588805971/8447730971
JA 18, Gupta Colony, Khirki Extension, Malviya Nagar, New Delhi – 110017, India

 Providing SQL validations for test cases on various Loan IQ modules according to the client
requirements (specifically for FCS).
 Have experience on Loan IQ installation & API configuration with Oracle database.
 Developing interfaces for third party applications on various Loan IQ modules using C# and
Talend(specifically for US Bank)
 Customization of Loan IQ Navigator Desktop using Descriptor XMLs as per customer
requirement (Introducing new fields and hyper-linked tables)
 Developed a SQL builder tool in C# used for building SQL queries targeting Loan IQ Database.
 Involved in Development of HCL Automation Testing Framework(HCL PEAK) using C# ,XML and
SQL
 Writing test cases on Loan IQ modules and automating internally for HCL testing framework
(PEAK).
 Creating Online Learning presentation for various Loan IQ Modules
 Taking training session on both technical and function front for Loan IQ.

Loan IQ Software Developer at HCL Technologies Ltd

 Participated in development and maintenance of Loan IQ using Smalltalk and Java.
 Debugging and Fixing client raised issues for Loan IQ modules in Smalltalk and Java Version
 Participated in customer interaction (technical issues only) for L3
 Creating Technical Specifications from Business Requirements by interacting with Business
Analyst for implementation of custom enhancements in Loan IQ
 Fixing early adapter issues for Enhancement specially for ING
 Coding and Unit testing for various Loan IQ modules.
 Performing Functional testing for Loan IQ
 Analysis of customer raised issues and giving them with possible resolution or code fix.
 Advise on troubleshooting the issues to team members.
 Worked on the initial development of LIQ SUnit Framework.
 Creation of sample SUnit Test Cases.
 Reporting and fixing the bugs in SUnit Framework.
 Testing of SUnit Framework.
 Smalltalk Tweak Verification.
 Support to the client on set up and execution on newly added modules.
 Maintaining and continuous improvement in quality of the module/application assigned.
 Reviewing the code changes done by Junior Developers in Team
 Handled a Team of 3 Junior Developer, analyze and assign tickets for code implementation for
smooth delivery of clients raised issues in the teams bucket.
 Handled training session to the newly united team member

Freelancer Loan IQ functional trainer for Polaris

 Took two days training session on Loan IQ functionality for a team in Polaris, Chennai
 Covered functional concept of commercial lending using Loan IQ
 Given work through and demo on Loan IQ and its modules
 Addressed queries and initiated discussion in the group on the session

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