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TOPIC PAGE NO.
c) TRANSACTION DETAILS 13
d) REPORT OF WOFF 14
1
Fields in Woff
Function : A/I/M/X
Loan Account No * : xxxxxxxxxxxxxxx (Account should be NPA)
Account Name : System will show the account holder Name
Zone : System will show the RO Name
Branch : System will show the Branch Name
Asset Code Main : System will show the Asset Code Main
Asset Code Sub : System will show the Asset Code Sub
Date of NPA : System will show the Date of NPA
Sanctioned By : System will show the Loan account sanctioned by
Open Date : System will show the Loan account opened date
Balance : System will show the Loan account balance as on date
Category Code * : Branch need to choose the Category Code from the given list
Uncharged Interest : Calculate by the system as per
1. If NPA date range upto 1 yr then @ 9% simple interest on O/s amt
2. If NPA date range more than 1 yr then @ 7% simple interest on O/s amt
Write Off sanc Amt * : Enter the Write off sanction amount which will equal to Write off amount
Write Off Amount : System will show the Loan account balance which will write off
Total Sacrifice : System will calculate Write Off Amount + Uncharged Interest + UCI
Sanc Letter No * : Enter the Sanction letter no provided by the sanctioning authority
UCI : System will show interest calculated but did not applied in account
Remark1 : Enter remark
Nature of Loss * : Enter reason why this account chose for Write off / Compromise
URI Amount : System will show interest applied but did not recovered by borrower
DICGC/ ECGC/ CGTSE : Enter any subsidy received by DICGC/ ECGC/ CGTSE
Compromise Amt * : Enter Compromise amount which customer ready to pay
Anx Code * : Enter the Anx Code as per the OTS proposal
Date of Write off : System will take current date
SAR Submitted* : Enter the SAR submitted “ Y” or “N”
Provision Held : Need not do anything
Write of Sanc Auth* : Select the Sanctioning Authority as per the Write off amount
Type of Write off* : Select Regular or Compromise
Mandatory field:
Account No, Category Code, Write Off sanc Amt, Sanction Letter No, Nature of loss, Anx
Code, SAR Submitted, Write off Sanc Auth and Type of Write off are mandatory fields which
should feel as per the proposal sanctioned by the sanctioning authority.
2
Addition of Record
3
3. List of Category code
4
5. Write of sanction amount should be equal to Write of amount
5
7. Type of Write off Regular (Sub asset classification 40) or Compromise
6
9. Anx code should be mentioned as per write of amount
7
11. List of sanctioning authority
8
13. Sanctioning authority as per the write of amount
9
15. Sanction letter is mandatory
10
17. After successful submission of record
After Verification
1. After verification of record for Compromise without URI .
11
2. After verification of record for Compromise with URI .
12
4. Transaction details for Compromise Write off with URI
Note:- If there is any UCI amount then Write off amount = O/s amount + UCI
13
MISRPT > OTHERS> WOFF001
Write of Report
Sol id : 00020
Report Date : 26.12.2018
Sol id
Particular 00020 00020 00020
ACCOUNT NUMBER 000260200000021 000272210000004 000273410000011
CATEGORY_CODE A1 A1 A1
ACCOUNT_BAL -1,04,059.00 -2,35,844.00 -13,897.00
WRITE_OFF_SANC_AMT 1,04,059.00 2,35,844.00 13,897.00
WRITE_OFF_AMT 1,04,059.00 2,35,844.00 13,897.00
UN_CHARGED_INTEREST 46,368.00 47,175.00 5,403.00
TOT_SACRIFICE 1,50,427.00 2,83,019.00 19,300.00
COMPROMISE_AMT 1,000.00 0 50,000.00
NATURE_OF_LOSS TEST T DEATH
AMT_OF_URI 10,479.00 0 0
Report available in DR
14