Dear valued respondents,

We are second year of Bachelor of Science in Accountancy (BSA) from Our Lady of Fatima
University (OLFU) conducting a research on factors that contribute saving behavior of
Accountancy students. Your respondents are very important for this study and will keep strictly
confidential.

Thank you for your participation.

Instruction:

1. There are TWO (2) sections in this questionnaire. please answer all questions in ALL
sections.
2. Completion of this form will take you approximately 10 to 15 minutes.
Section A:

Please include (/) in the appropriate information about yourself. Each question should only have
ONE ANSWER. All responses are strictly confidential.

1. Gender
Male
Female

2. Age
19-20
21-22
23 and above

3. Source of Income
Parents
Work
Others

4. How much allowance do you get from your parents per month?
Php 5,000 and below
Php 6,000 to 12,000
Php 20,000 to 30,000
Php 40,000 and
above

5. Do you engage in part time?

 Yes
No
SECTION B. FACTORS THAT CONTRIBUTE SAVINGS BEHAVIOR AMONG
STUDENTS

Base on your opinion; circle the most appropriate response with the scale given below.

1. SD = Strongly Disagree
2. D = Disagree
3. N = Neutral
4. A = Agree
5. SA = Strongly Agree

FACTORS SD D N A SA
Financial Literacy
1. I have better understanding on how to invest my 1 2 3 4 5
money.
2. I have better understanding of financial instruments 1 2 3 4 5
(eg: bonds, stock, T-bill, future contract, option and
etc.)
3. I have the ability to prepare my own monthly budget. 1 2 3 4 5
4. I have the ability to maintain financial records for 1 2 3 4 5
my income and expenditure.
5. I have no difficulty in managing my money 1 2 3 4 5
FACTORS SD D N A SA
Parental Socialization
1. My parents are good example for me in terms of 1 2 3 4 5
managing my money
2. I always talk about money management with my 1 2 3 4 5
parents.
3. I save money because I don’t think my parents 1 2 3 4 5
should pay for things that I don’t need
4. Saving is something that I do regularly because my 1 2 3 4 5
parents wanted me to save.
5. I appreciate it when my parents give me advice about 1 2 3 4 5
what to do with my money.
Peer Influence
1. As far as I know some of my friends regularly do 1 2 3 4 5
save with savings account.1
2. I always discuss money management issue (saving) 1 2 3 4 5
with my friends.
3. I always compare the amount of saving and spending 1 2 3 4 5
with my friends.
4. I always spend my leisure time with my friends. 1 2 3 4 5
5. Im always involve in money spending with my friends. 1 2 3 4 5
 Self-Control
1. I don’t save because I think It’s too hard. 1 2 3 4 5
2. I enjoy spending money on things that aren’t 1 2 3 4 5
practical.
3. When I get money, I always spend it immediately (1- 1 2 3 4 5
2 days).
4. I always failed to control myself from spending 1 2 3 4 5
money.
5. I am more concerned with what may happens to me 1 2 3 4 5
in short-term than in long-term.
Saving Behavior
1. I put my money aside on a regular basis for the 1 2 3 4 5
future.
2. In order to save, I often compare prices before I 1 2 3 4 5
make a purchase.
3. In order to save, I often consider whether it’s a 1 2 3 4 5
necessity before I make a purchase.
4. I save to achieve certain goal. 1 2 3 4 5
5. My allowance for the whole week is enough and I 1 2 3 4 5
save if there’s an excess.