eBucks

Rewards

As a valued FNB Life client, this Plan allows you to collect reward level points and receive a percentage of your
Rewards monthly premiums back in the form of eBucks, provided you have met the qualifying criteria.

15%
Earn up to 15% of
The percentage of premiums back in eBucks is calculated on the total monthly premiums and your eBucks
reward level.

your FNB Funeral Plan

premiums back
% Back in eBucks 1% 2.5% 5% 7.5% 15%
in eBucks eBucks rewards level 1 2 3 4 5

Private Private
Rules Gold Premier
Clients Wealth

Have an FNB Funeral Plan with total minimum

cover of:
-R50 000 on Gold
Collect points
-R60 000 on Premier
-R80 000 on Private Clients
500 points
-R100 000 on Private Wealth

Have at least two lives covered on your Plan,

excluding children; as well as add a valid
beneficiary

Qualifying Criteria

You must be a qualifying
eBucks member and be
on an eBucks reward level
You must be up to date with
this plan’s monthly premium
payments. You will not qualify
for premiums back in eBucks
or related reward level points
if we don’t receive premiums
for any reason
Your premiums must be paid
from an FNB Fusion Account/
FNB Cheque Account/ RMB
Private Bank Account/ RMB
Private Bank Fusion Account
The total premiums on which
you can earn a percentage
back in eBucks, will be capped
at a maximum of R7 000 each
month for all your qualifying
Plan premiums

For more details on the eBucks Rewards programme, and how to become a qualifying member, please visit www.eBucks.com.
eBucks Rewards Terms, Conditions and Rules apply.

Meet She has an FNB Fusion Gold Account/ FNB Gold

Mrs Mathenje Cheque Account and is on eBucks reward level 5

She has a R50 000 Funeral

Mrs Mathenje now takes out a R50 000 Family Bundle,
Plan and has also covered 5 of
which covers herself and her husband for R50 000 each
her children for R10 000 each

She pays a monthly

premium of R135
R50k
Family Bundle Mrs Mathenje will collect
at a monthly 500 points on her FNB
premium of Funeral Plan
She has listed her sister as a
beneficiary on her Plan R189

Mrs Mathenje did not collect 500 points on her FNB
Funeral Plan:
She has minimum cover of R50 000
She has nominated her sister as her beneficiary
Her premiums are collected from her FNB Fusion Gold
Account/ FNB Gold Cheque Account
She hasn’t covered a minimum of two lives (excluding
her children)
Earn:
This is how we will calculate the eBucks earned by Mrs Mathenje in each case
Mrs Mathenje will collect 500 points on her FNB
Funeral Plan:
She has a total cover of more than R50 000
She has nominated her sister as her beneficiary
Her premiums are collected from her FNB Fusion Gold
Account/ FNB Gold Cheque Account
She has two lives covered on her Plan (excluding her
children)

Month pay out: R135 (total premium ) x 15% (reward level 5 Month pay out: R189 (total premium) x 15% (reward level
percentage) = R20.25 (eB202) 5 percentage) = R28.35 (eB283)

Your participation in the eBucks programme allows us to better assess your risk enabling you to earn back a percentage of your premium in the form of eBucks and/or collect points
towards your rewards level. We may, in whole or in part, change, suspend or discontinue providing premiums back in eBucks at any time in our sole discretion. We will, however, notify
you of this, within a reasonable time of these changes being made. If you have any queries regarding eBucks Rewards, please contact the eBucks Contact Centre on 087320 3200, or
email info@eBucks.com.