About YES BANK:

YES BANK, India's new age private sector Bank, is an outcome of the professional entrepreneurship of its Founder,
Rana Kapoor and his highly competent top management team, to establish a high quality, customer centric, service
driven, private Indian Bank catering to the "Future Businesses of India". YES BANK is the only Greenfield license
awarded by the RBI in the last 15 years, associated with the finest pedigree investors. YES BANK has fructified into a
"full service" commercial Bank that has steadily built Corporate and Institutional Banking, Financial Markets,
Investment Banking, Corporate Finance, Branch Banking, Business and Transaction Banking, and Wealth
Management business lines across the country, and is well equipped to offer a range of products and services to
corporate and retail customers.

The Bank has adopted international best practices, the highest standards of service quality and operational
excellence, with innovative state-of-the-art technology, and offers comprehensive banking and financial solutions to
all its valued customers. A key strength and differentiating feature of YES BANK is its knowledge driven approach,
which goes beyond the traditional realm of banking, and helps adoption of a diagnostic and prescriptive approach
towards superior product structuring.

At YES BANK, we are committed to supporting the sustainable growth and development of sunrise sectors in the
country, by facilitating overall growth through strategic knowledge initiatives. YES BANK has formed a specialized
'Development and Knowledge Banking Division' focusing on key growth sectors like Infrastructure, Food &
Agribusiness, Telecommunications, Information Technology, Lifesciences, Infrastructure, Renewable Energy, Media
& Entertainment, Manufacturing and Textiles, among others. YES BANK's unique knowledge driven sectoral
approach provides industry specific financial solutions which facilitate superior structuring and tailored financial
solutions. Based on efficient product delivery, industry benchmarked service levels, and strong client orientation, YES
BANK already services a number of leading companies in India.

YES BANK has a vision to champion 'Responsible Banking' in India where the concepts of Corporate Social
Responsibility and Sustainability are embedded in the DNA of the organization and integrated in its Business Focus.
YES BANK is committed to adding long term value to society, to differentiate itself in the marketplace based on a
strong 'sustainability mandate' and to build in flexibility and openness as part of its core strategy. The Bank has
engaged with global thought leadership forums like the Clinton Global Initiative (CGI), Triple Bottom Line Investing
(TBLI) and Tallberg Forum. YES BANK has recently become the first Indian Bank to become a signatory to the
United Nations Global Compact. YES BANK has also launched YES SAMPANN, a microfinance initiative of the
Bank focused on developing a pioneering strategy of Direct Intervention for the microfinance domain in collaboration
with ACCION International, USA.

YES BANK has invested in the best IT systems and practices in order to make its technology platform a strategic
business tool for building a competitive advantage. The Bank has outsourced a significant part of its technology,
infrastructure and hardware requirements, which has enabled the Bank to achieve high standards of customer
service at comparatively lower cost structures. YES BANK is committed to executing a concerted strategy by
continuously launching innovative and secure banking channels to enhance customer satisfaction and increase focus
on providing convenience and choice to our clients. The Bank has partnered Obopay USA, to launch secure mobile
payment solutions for the first time in India.

YES BANK has been recognized amongst the Top and the Fastest Growing Bank in various Indian Banking
League Tables by prestigious media houses and Global Advisory Firms, and has received national and international
honours for our various Businesses including Corporate Finance, Investment Banking, Treasury, Transaction
Banking, and Sustainable practices through Responsible Banking. The Bank has received several recognitions for
our world-class IT infrastructure, and payments solutions, as well as excellence in Human Capital.

Financial Trust

The vast banking experience of Founder, Rana Kapoor, has been strengthened by the financial support of
Rabobank Netherlands, a AAA rated private Bank, and respected global institutional investors like Orient
Global, Rabobank, Franklin Templeton, AIF Capital, Swiss Re, Khazanah Nasional, Fidelity amongst others to
provide YES BANK a strong foundation of enduring financial trust.

Human Capital
At YES BANK, we look to offer comprehensive banking and financial solutions. Which is why, we have inducted
top quality Human Capital across all our banking functions, including Corporate & Institutional Banking,
Financial Markets, Investment Banking, Business & Transactional Banking and Retail Banking & Wealth
Management.

Knowledge Banking

Our differentiated view of banking as a knowledge-based industry has ensured that our Bankers are also
industry experts in sectors like Food & Agribusiness, Life Sciences, Telecommunications, Media & Technology,
Infrastructure, Retailing & Textiles and Select Engineering. These Knowledge Bankers offer invaluable and in-
depth insights into these sectors, thereby helping our clients to develop great ideas and nurture them to fruition.

Technology Edge

Technology is another key differentiator at YES BANK. Our alliances with best-of-breed technology partners
ensure proactive, on-demand support to meet our growth requirements, as well as the continuous development
of our systems infrastructure and delivery channels.

Corporate Governance

Our foundations have been inscribed with stringent Corporate Governance measures, whereby transparency,
disclosure norms and accountability have paramount importance, in order to safeguard the trust and wealth of
each and every stakeholder and customer.

Responsible Banking

Our commitment extends further, from our customers, investors, stakeholders and employees to society at
large. By focusing on sustainability and corporate social responsibility, we aspire to be a role model institution in
Responsible Banking.

Growth

Indeed, at YES BANK, we look to partner the growth of our clients, while they gain from leveraging our financial
expertise, thereby enabling us to accomplish our mission of “Creating and Sharing Value”.