MONEY AND BANKING

Internet banking- at your fingertips

With over two million customers, our Internet banking service is safe and
easy way to access your personal bank accounts at a time that suits you.
Furthermore you can use it seven days a week at any time. It is user
friendly and very practical. It is free. All you pay are your usual charges for
accessing the Internet.

There is no need to open any new accounts. Internet banking is simply

another way of accessing your existing ones. You will still be free to call
into your branch or phone us whenever you need to talk with someone in
person. And you can of course withdraw or deposit money in the normal
way. Some people prefer coming into bank and do all the transactions
personally. They feel safe that way and that their money is paid in safely.
But internet banking is much less time consuming and there are many
advantages; you don`t have to queue, hurry into bank, you just sit in front
of your computer in your cosy home and you can:
• pay your bills such as credit card bills or utility or overheads bills
• transfer money from the current account to some other account
• you can check your balance and recent transactions
• apply for a new overdraft or increase your existing one
• pay money to another person`s bank account
• print or download your online statement
• set up, amend or cancel standing orders
• order foreign currency
• view or cancel direct debits or standing orders

And you can feel secure doing it, because we ensure that all details
transferred between us remain confidential. We use standard levels of
security, protecting you against fraud. However, in the unlikely event of
fraud, we will refund your money. Of course, as with PIN numbers, you
must be careful to keep your security information secret at all times,
especially when using shared PCs or those in public places.
LOOK AT THE UNDERLINED WORDS AND MATCH THEM WITH THE
FOLLOWING DEFINITIONS

1. give money back _________________________________________

2. put money into a bank account ______________________________
3. instructions to your bank to make regular payments of the same amount
from your account _________________________________________
4. take money dishonestly _______________________________________
5. take money out of a bank account _______________________________
6. secret Personal Identification Number ____________________________
7. list of all the money going into and out of your bank account
___________________________________________________________
8. the amount of money in your bank account _________________________
9. pieces of business done _______________________________________
10. money lent by your bank, so you can spend more than is in your account
__________________________________________________________
11. the local office of your bank, where you keep your account
___________________________________________________________
12. instructions to your bank to transfer money automatically from your account
as a way of paying bills, etc. The amount is often different each time.
___________________________________________________________

Which of these payments do you use? When do you use them? Do you use
any others?

• Cash
• Credit card
• Debit card
• Cheque
• Bank-to-bank transfer

Which of these banking and insurance products and services do you use?

• Online banking
• Mortgage
• Loan
• Pension
• Home insurance
• Car insurance
• Investment advice
• Foreign currency
Do you agree with certain statements?

• “Money brings some happiness. But after a certain point it just

brings more money.”
• “Money is the root of all evil.”
• “Money makes the world go round.”

MONEY COLLOCATIONS

->give
 SPEND
-> lose
 LOSE
save
 GIVE

leave
 SAVE

lend
 LEAVE MONEY

borrow
 LEND

invest
 BORROW

waste
 INVEST

deposit
 WASTE

pay IN
 PAY
 in
put into
 DEPOSIT

change
 WITHDRAW

withdraw
 CHANGE

 INHERIT
 OWE
VOCABULARY

ACCESS PRISTUP
ACCOUNT RAČUN U BANCI
FURTHERMORE NADALJE, ZATIM
USER FRIENDLY LAGAN ZA UPOTREBU
CHARGE NAPLATITI
BRANCH POSLOVNICA
WITHDRAW PODIĆI (NOVAC)
DEPOSIT POLOŽITI NOVAC U BANKU
PAY IN UPLATITI
PUT INTO STAVITI (NOVAC) U BANKU
TIME CONSUMING KOJI ŠTEDI VRIJEME
ADVANTAGE PREDNOST
DISADVANTAGE MANA
QUEUE RED
COSY UDOBAN
UTILITY BILLS=OVERHEADS RAČUNI ZA PLATITI, REŽIJE
CURRENT ACCOUNT TEKUĆI RAČUN
BALANCE IZVOD
OVERDRAFT MINUS NA RAČUNU
BE OVERDRAWN BITI U MINUSU
APPLY FOR PRIJAVITI SE ZA
INCREASE POVISITI, POVEĆATI
DECREASE SMANJITI, SNIZITI
STATEMENT STANJE NA RAČUNU
SET UP POSTAVITI, UVESTI, UTEMELJITI
AMEND POPRAVITI, IZMIJENITI
CANCEL OTKAZATI
STANDING ORDER TRAJNI NALOG
CURRENCY VALUTA
ENSURE OSIGURATI
REMAIN OSTATI. PREOSTATI
FRAUD PRIJEVARA
MORTGAGE HIPOTEKA
LOAN KREDIT
LEND TO POSUDITI NEKOME
BORROW FROM POSUDITI OD NEKOGA
PENSION PENZIJA, MIROVINA (NOVAC)
INSURANCE OSIGURANJE
INVEST ULOŽITI
INVESTMENT ULAGANJE
INHERIT NASLIJEDITI
INHERITANCE NASLJEDSTVO
OWE DUGOVATI
NOTES NOVČANICE
COINS KOVANICE
GRANTS POTICAJI
SALARY PLAĆA (MJESEČNA)
WAGE NADNICA, PLAĆA (TJEDNA)
INCOME PRIHOD
INTEREST RATE KAMATE
INSTALLMENT RATA, OBROK
POCKET MONEY DŽEPARAC
VALUE FOR MONEY KVALITETA PROIZVODA
SUKLADNA S CIJENOM
CASHPOINT=CASH MACHINE= BANKOMAT
CASH DISPENSER= ATM