VA 30000

VF (26) 28000

Min Max
valor 855 valor 1150
tiempo 26 meses tiempo 34 meses
Costo 1 356 Costo 1 356
Costo 2 150 Costo 2 150
renta mensual 349 renta mensual 644
TEA 1 43.20% TEA 1 43.20%
TEA 2 51.40% TEA 2 51.40%
TEM 1 3.04% TEM 1 3.04%
TEM 2 3.52% TEM 2 3.52%

VA1 12861.2 VF1 10123.2388

VR1 6212.18873 VR1 0

VA2 11399.4868 VA2 8645.72435

VR2 5883.71328 VR2 0

VF1 -10926.6113 VF1 -19876.7612

VF2 -12716.7999 VF2 -21354.2756

Todos los valores extremos son negativos, no es un

buen negocio
 VF1 18500 VF2 21654
TEA1 47.30% TEA2 51.20%
TEM1 3.28% TEM2 3.51%
Depósitos 1 335
Depósitos 2 650
Tasa1 1.60%
Tasa2 2.30%

Tasa1
1 2 3 4 5
D1 335 335 335 335 335
D2 650 650 650
D3
TEM1 3.28% 3.28% 3.28% 3.28% 3.28%
234.886986 242.591652 736.688975 760.853541 785.810742

Tasa2
1 2 3 4 5
D1 335 335 335 335 335
D2 650 650 650
D3
TEM1 3.28% 3.28% 3.28% 3.28% 3.28%
234.886986 242.591652 736.688975 760.853541 785.810742

VF2 21654
TEA2 0.512
TEM2 3.51%
Depósitos 1 335
Depósitos 2 650
Tasa1 1.60%
Tasa2 2.30%

Tasa1
1 2 3 4 5
D1 335 335 335 335 335
D2 650 650 650
 D3
TEM2 3.51% 3.51% 3.51% 3.51% 3.51%
229.327251 237.365892 722.391101 747.713181 773.922879

Tasa2
1 2 3 4 5
D1 335 335 335 335 335
D2 650 650 650
D3
TEM2 3.51% 3.51% 3.51% 3.51% 3.51%
229.327251 237.365892 722.391101 747.713181 773.922879
 6 7 8 9 10 11 12
335 335 335 335 335 335 335
650 650 650
3050.04326 3050.04326 3050.04326 3050.04326
3.28% 3.28% 3.28% 1.60% 1.60% 1.60% 1.60%
811.58658 838.207906 865.702453 3227.62521 3279.26721 3331.73549 3385.04326 18500
18500
0

6 7 8 9 10 11 12
335 335 335 335 335 335 335
650 650 650
3084.52006 3084.52006 3084.52006 3084.52006
3.28% 3.28% 3.28% 2.30% 2.30% 2.30% 2.30%
811.58658 838.207906 865.702453 3194.02459 3267.48715 3342.63936 3419.52006 18500
18500
0

6 7 8 9 10 11 12
335 335 335 335 335 335 335
650 650 650
 3877.18579 3877.18579 3877.18579 3877.18579
3.51% 3.51% 3.51% 1.60% 1.60% 1.60% 1.60%
801.05131 829.130678 858.194315 4016.30231 4080.56314 4145.85215 4212.18579 21654
21654
0

6 7 8 9 10 11 12
335 335 335 335 335 335 335
650 650 650
3920.08708 3920.08708 3920.08708 3920.08708
3.51% 3.51% 3.51% 2.30% 2.30% 2.30% 2.30%
801.05131 829.130678 858.194315 3974.4913 4065.9046 4159.42041 4255.08708 21654
21654
0
3050.04326

3084.52006
3877.18579

3920.08708
 Asumiendo que son 6 meses pues no lo dice

Valor 5000
Cuota inicial 13.50%
Cuota inicial 675
TEA 1 37.50%
TEA 2 42.30%
TEM1 2.69%
TEM2 2.98%

TEM 1
Periodo Intereses Amortizacion Cuota Pendiente
1 865 1565 4325
2 865 865 3460
3 865 1665 2595
4 46.53 865.00 911.53 1730.00
5 23.26 865.00 888.26 865
6 0 865 1965 0

con amortizacion constante

TEM 2
Periodo Intereses Amortizacion Cuota Pendiente
1 865 1565 4325.00
2 865 865 3460
3 865 1665 2595
4 51.61 865.00 916.61 1730
5 25.81 865.00 890.81 865
6 0.00 865 1965 0
 Valor 5000
Cuota inicial 17.20%
Cuota inicial 860
TEA 1 37.50%
TEA 2 42.30%
TEM1 2.69%
TEM2 2.98%

TEM 1
Periodo Intereses AmortizacionCuota Pendiente
1 828 1528 4140
2 828 828 3312
3 828 1628 2484
4 44.53 828.00 872.53 1656.00
5 22.27 828.00 850.27 828
6 0.00 828 1928 0

con amortizacion constante

TEM 2
Periodo Intereses AmortizacionCuota Pendiente
1 828 1528 4140.00
2 828 828 3312
3 828 1628 2484
4 49.40 828.00 877.40 1656
5 24.70 828.00 852.70 828
6 0.00 828 1928 0