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G.

SUBBURAM
LIC-CONSULTANT

4-K SHARAVANA SIGNATURE SUITE, DR.AMBEDKAR ROAD,


VELANDIPALAYAM, COIMBATORE-641 025
Tel: 0422-4202489, CELL: 98422 54054,98428 54094
e.mail id : gsubburam@yahoo.co.in

Jeevan Anand
. . . . a life free of worries

Date : 25/04/2011

Illustration specially customized for Mr. DHILIP Aged 28 Years.

Jeevan Anand is an innovative insurance product from Life Insurance Corporation of India,
which combines the benefits of an Endowment Policy and a Whole Life Policy.

Under this plan you pay premiums for a limited period. During the premium paying period
you are covered to the extent of the sum assured and the bonuses that vest on this
policy. After the premium term is over the sum assured together with accumulated
bonuses and final additional bonus (if any) become payable to you free of any income tax.

The highlight of this plan is that even after the maturity of the policy the coverage on your
life continues for your lifetime to the extent of the sum assured without the payment of
any further premiums.

General Terms of this Plan

Minimum Age At Entry 18 years completed

Maximum Age At Entry 65 years (Age Nearer Birthday)

Maximum Premium 75 years (Age Nearer Birthday)


Ceasing Age

Premium Paying Term 5 years to 57 years

Minimum Sum Assured Rs. 1,00,000

Maximum Sum Assured No Limit

Double Accident Exclusively available upto Rs.5,00,000 during the Premium


Benefit paying term and thereafter upto age 70. No additional
premium is required to be paid

Loans Available after payment of 3 full years premiums


G.SUBBURAM
LIC-CONSULTANT

4-K SHARAVANA SIGNATURE SUITE, DR.AMBEDKAR ROAD,


VELANDIPALAYAM, COIMBATORE-641 025
Tel: 0422-4202489, CELL: 98422 54054,98428 54094
e.mail id : gsubburam@yahoo.co.in

A Proposal Jeevan Anand for you

Sum Proposed : Rs.700000 Premium Payable For : 25 Years Premium Payable : SSS

Basic Premium : Rs.2471 Rider Premiums : Rs.0 Total Premium : Rs. 2471
* #
Interim Bonus Rate : 45 Assumed Bonus Rate : 50 Step Rate :0

Sec.80 CCE Inv. Limit : Rs.100000 Sec.80 CCE Tax Rebate : 33.99%

Rider Details

Sr. Prem.
No. Rider Name Sum Term Term Premium
1 Double Accident Benefit 500000 25 25 Built-in

Insurance Facts

Risk Cover Annual Tax Nett Returns New Loan Total Loan
Year Age Normal Accident Premium Saved Premium From L.I.C. Available Available

2011 28 735000 1235000 29652 10079 19573 0 0 0


2012 29 770000 1270000 29652 10079 19573 0 0 0
2013 30 805000 1305000 29652 10079 19573 0 17500 17500
2014 31 840000 1340000 29652 10079 19573 0 20000 37500
2015 32 875000 1375000 29652 10079 19573 0 16250 53750
2016 33 910000 1410000 29652 10079 19573 0 18500 72250
2017 34 945000 1445000 29652 10079 19573 0 21000 93250
2018 35 980000 1480000 29652 10079 19573 0 24000 117250
2019 36 1015000 1515000 29652 10079 19573 0 26750 144000
2020 37 1050000 1550000 29652 10079 19573 0 30250 174250
2021 38 1085000 1585000 29652 10079 19573 0 34250 208500
2022 39 1120000 1620000 29652 10079 19573 0 38250 246750
2023 40 1155000 1655000 29652 10079 19573 0 43000 289750
2024 41 1190000 1690000 29652 10079 19573 0 48000 337750
2025 42 1253000 1753000 29652 10079 19573 0 53500 391250
2026 43 1302000 1802000 29652 10079 19573 0 60000 451250
2027 44 1358000 1858000 29652 10079 19573 0 59750 511000
2028 45 1407000 1907000 29652 10079 19573 0 67000 578000
2029 46 1480500 1980500 29652 10079 19573 0 75750 653750
2030 47 1610000 2110000 29652 10079 19573 0 85500 739250
2031 48 1708000 2208000 29652 10079 19573 0 97500 836750
2032 49 1806000 2306000 29652 10079 19573 0 117500 954250
2033 50 1904000 2404000 29652 10079 19573 0 131750 1086000
2034 51 2002000 2502000 29652 10079 19573 0 148500 1234500
2035 52 2100000 2600000 29652 10079 19573 0 167000 1401500
2036 53 700000 1200000 0 0 0 2100000 171500 171500
2037 54 700000 1200000 0 0 0 0 9750 181250
2038 55 700000 1200000 0 0 0 0 8750 190000
2039 56 700000 1200000 0 0 0 0 8750 198750
2040 57 700000 1200000 0 0 0 0 8750 207500
2041 58 700000 1200000 0 0 0 0 9250 216750
2042 59 700000 1200000 0 0 0 0 9250 226000
2043 60 700000 1200000 0 0 0 0 9250 235250
2044 61 700000 1200000 0 0 0 0 9750 245000
2045 62 700000 1200000 0 0 0 0 9500 254500
2046 63 700000 1200000 0 0 0 0 9750 264250
2047 64 700000 1200000 0 0 0 0 9750 274000
2048 65 700000 1200000 0 0 0 0 9750 283750
2049 66 700000 1200000 0 0 0 0 10000 293750
2050 67 700000 1200000 0 0 0 0 9750 303500
2051 68 700000 1200000 0 0 0 0 9750 313250
2052 69 700000 1200000 0 0 0 0 10000 323250
2053 70 700000 700000 0 0 0 0 9750 333000
2054 71 700000 700000 0 0 0 0 9750 342750
2055 72 700000 700000 0 0 0 0 9500 352250
2056 73 700000 700000 0 0 0 0 9500 361750
2057 74 700000 700000 0 0 0 0 9500 371250
2058 75 700000 700000 0 0 0 0 9250 380500
2059 76 700000 700000 0 0 0 0 9000 389500
2060 77 700000 700000 0 0 0 0 9000 398500
2061 78 700000 700000 0 0 0 0 8500 407000
2062 79 700000 700000 0 0 0 0 8750 415750
2063 80 700000 700000 0 0 0 0 8250 424000
2064 81 700000 700000 0 0 0 0 8000 432000
2065 82 700000 700000 0 0 0 0 8000 440000
2066 83 700000 700000 0 0 0 0 7500 447500
2067 84 700000 700000 0 0 0 0 7500 455000
2068 85 700000 700000 0 0 0 0 7000 462000
2069 86 700000 700000 0 0 0 0 7000 469000
2070 87 700000 700000 0 0 0 0 6750 475750
2071 88 700000 700000 0 0 0 0 6250 482000
2072 89 700000 700000 0 0 0 0 6500 488500
2073 90 700000 700000 0 0 0 0 6250 494750
2074 91 700000 700000 0 0 0 0 6250 501000
2075 92 700000 700000 0 0 0 0 6250 507250
2076 93 700000 700000 0 0 0 0 6500 513750
2077 94 700000 700000 0 0 0 0 8000 521750
2078 95 700000 700000 0 0 0 0 7250 529000
2079 96 700000 700000 0 0 0 0 13500 542500
2080 97 700000 700000 0 0 0 0 13500 556000
2081 98 700000 700000 0 0 0 0 30500 586500
2082 99 700000 700000 0 0 0 0 0 0
2083 100 700000 700000 0 0 0 0 0 0

741300 251975 489325 2100000


G.SUBBURAM
LIC-CONSULTANT

4-K SHARAVANA SIGNATURE SUITE, DR.AMBEDKAR ROAD,


VELANDIPALAYAM, COIMBATORE-641 025
Tel: 0422-4202489, CELL: 98422 54054,98428 54094
e.mail id : gsubburam@yahoo.co.in

Benefits Summary*

Minimum Risk Cover (Normal) Rs. 735000

Minimum Risk Cover (Accidental) Rs. 1235000

Maximum Risk Cover (Normal) Rs. 2100000

Maximum Risk Cover (Accidental) Rs. 2600000

Annual Tax Savings (Sec. 80 CCE) Rs. 10079

Total Premium to be paid Rs. 741300

Maturity Amount in 2036 Rs. 2100000

Yield on Investment 9.95%

Free Risk Cover from 2036 Rs. 700000


onwards for Lifetime

Free additional accidental cover


Rs. 500000
from 2036 to 2053 ,when you
reach age of 70 yrs

1. '*' : - Assuming that LIC will declare the above mentioned bonus rates for the year ended 31-Mar-2009

2. '#' : - Assuming that bonus rate declared by LIC will increase/decrease per year by step rate mentioned above.

The above statement is based on certain assumptions which are


liable to change according to Government/Corporation's policies.