Albert A.

Velez
89-38 92nd Street
Woodhaven, New York 11421
av5671c6@westpost.net* 305.490.4263

Areas of Expertise
Leadership * Project Management * Data Analysis
Financial Seminar Development and Implementation * Goal & Detail Oriented
* Financial Review and Research * Relationship Building
Professional Profile
Citigroup, Long Island City, New York
Financial Advisor- Citi Personal Wealth Management, September 2005 to November 2
009
Managed accounts of high net worth investors and jointly developed financial str
ategies. Analyzed economic indicators and trends to ensure that investor portfol
ios met significant growth potential. Stayed abreast of all financial trends an
d marketplace indicators to adequately advise clients and implement viable recom
mendations.
Successfully developed and managed international client base, .e.g.: South Ameri
ca.
Proactively developed relationships and generated ideas with banking professiona
ls to contribute to the growth of the financial centers asset base.
Conducted sophisticated economic and financial market analysis in countries wher
e the economic and/or political environments are unstable.
Collaborated, on a weekly basis, with markets managers and branch managers to st
rategically plan sales agenda and targets.
Conducted extensive research for clients, based on third-party recommendations a
nd in-house findings.
Bank United, Miami Beach, Florida
Senior Financial Consultant, June 2004 to March 2005
Developed and marketed monthly seminar programs to bank clientele on various fin
ancial trends; direct results included but not limited to building relationships
and acquiring new clients. Built a significant client base as well as a referra
l program with various local bank branches.
Created and implement the training of over seven relationship bankers on all asp
ects of business development and relationship/account management.
Developed, conducted monthly seminar to educate consumers on recent financial tr
ends.
FleetBoston Financial, Coral Gables, Florida
Financial Specialist-Quick & Reilly, February 2004 to May 2004
Proactively informed investment clientele on significant market trends relating
to investments, retirement and estate planning issues. Cultivated and maintained
solid working relationships, built successful client base.
Provided investment research and recommendations to ensure that client's investm
ents were maintained.
Responsible for implementing business development strategies; fostered and maint
ained solid working relationships with branch managers, new clients and financia
l data analysts.
Albert A. Velez, page 2.

HSBC Bank U.S.A., New York, New York

Financial Advisor -HSBC Brokerage U.S.A., December 2000 to February 2004
Successfully educated new and existing clients on various investment products, i
ncluding but not limited to mutual funds, ETFs, structured CD's, annuities, insu
rance, stocks, corporate, municipals & government bonds. Implemented effective c
lient development strategies, prospecting, profiling, consultative selling and o
pening accounts for domestic and international clients.
Managed and supervised the development of five licensed bankers through continua
l training and team building programs.
Built long-term relationships with individuals, families, and businesses based o
n financial planning needs; provided guidance on investments, retirement and est
ate planning issues.
Collaborated with specialists in areas such as trusts, mortgages, fixed income a
nd 401(K) s to provide clients with the most efficient solutions to their financ
ial needs.
Chase Manhattan Bank, New York, New York
Sales Assistant-Chase Investment Services, July 2000 to December 2000
Diligently assisted sales force with all administrative duties including but not
limited to answering phones, obtaining customer account information, completing
/confirming trade tickets, and research and resolving trade problems.
Delicately and efficiently managed all client trade issues that arose, provided
viable working solutions in a timely manner.
Developed and maintained strong working relationships with both Operations/settl
ements departments, Sales and Trading Personnel.
Implemented effective client service strategies, contacted qualified leads to re
commend appropriate products and services based on client needs and profile
Santander Investment Securities, New York, New York
Junior Auditor, July 1999 to July 2000
Developed in-depth knowledge of corporate finance, and investment banking while
conducting audits of the New York Investment Divisions, and domestic bank branch
es including Miami, Puerto Rico and the Bahamas.
Complied with Federal Reserve and State regulations; formulating recommendations
on any discrepancies representing risks to bank and proposing viable solutions.
Generated comprehensive summaries outlining audit objective, work performed, fin
dings and conclusions for presentation to senior bank management.
Fuji Bank Limited, New York, New York
Trader's Assistant - Money Market Group, December 1998 to July 1999
Maintained daily trade logs for Libor loans, currency swaps and interest rate sw
aps. Referenced and matched end-of-the-day trade balance with internal trading s
ystems.
Provided money market instrument rates to internal departments and clients.
Performed extensive analysis on all trade data, adjusted all funding request and
trade sheet discrepancies.
Calculated and presented daily profit or loss reports, created fund control work
sheet.
Managed all trader's assistant responsibilities, maintained the integrity of the
Money Market Desk operations.
Pershing, Jersey City, New Jersey
Mutual Funds/Bonds Interest and Dividends Representative, May 1998 to December 1
998
Conducted comprehensive account analysis; identified and provided working soluti
ons for mutual fund, bond interest and dividend problems.
Proactively assisted brokers, traders and investment representatives with all te
chnical support issues or concerns.

Education
St. Francis College, Brooklyn, New York
Bachelor of Arts, Economics, June 1998
Associate in Applied Science Degree
Major: Computer Information Systems
Associations
The Financial Planning Association, Denver, Colorado :Registered Financial Assoc
iate

Licenses
Series: 7, 63, 9, 26, 53, 65 & NY State Life Insurance License