Michelle A.

Woodson
Phone: Cell 321-276-6327, Home 313- 273-7004
E-mail mw778492@westpost.net
I'm a highly organized, team player with excellent verbal and written communicat
ion skills. I'm searching for a position with the opportunity for professional g
rowth based upon performance that will utilize my abilities developed through my
education and experience.
Skills and Abilities:
* Verified credit reports, bankruptcies, MERS, disclosures, title and appraisals
. Completed required checklist/worksheets, and obtained additional documentation
needed for re-verification.
* Reviewed title requirements, exceptions and other information obtained for acc
uracy and completeness.
* Knowledgeable with the underwriting processes and procedures.
* Practical experience in medical office procedures: registration, billing and s
cheduling.
* Knowledgeable of policies, procedures and requirements for various mortgage in
stitutions.
* Strong computer experience, programs include: Microsoft Word, Outlook, Excel,
PowerPoint, ADP, Quic and Quest software. Faxcore, E-Copy, Pacer, MERS, Accurint
, Krolls, Risk IQ, and Lucy processing software.
* Strong time management and organization skills.
* Customer service skills which include direct and indirect customer interaction
s as well as receiving and documenting phone inquiries.
* Organized and maintained departmental file system, ensuring all files met mini
mum documentation/guidelines.
* Reviewed and entered data in loan and medical office processing systems.
* Excellent organizational, written and verbal communication skills and able to
work independently without direct supervision.
Employment Experience
03/09-01/10 - Digital Risk L.L.C
Loan Processor/ Mortgage Quality Control
* Review loan file re-send out verifications; income, asset, verification of mor
tgage or rent.
* Worked with different lenders to help insure income, asset, CPA letter and ver
ification of mortgage or rent was accurate at time of closing. Lenders included
MBIA, Freddie Mac, Fannie Mae, ING, Radian and CitiGroup.
* Helped with re-calculating DTI, CLTV, LTV on Conventional and FHA Loans
* Looked for discrepancies within a loan file
05/07 - 03/09 - Homemaker
06/06-05/07 - Wetzel Trott Inc.
Mortgage Quality Control/Administration
* Assisted underwriters with preparing files that were ready to be re-underwritt
en
* Managed the process of which the files were received and dispersed
* Answered incoming calls, directed calls to staff
* Handled in-coming and out-going mail, faxed , scanned and e-mailed documents t
o lenders
* Input loan information using Excel, and an in house software program
08/05-06/06 - Homemaker
01/05-08/05 - Health Quest Physical Therapy
Administrative Assistant
* Managed day-to-day operations and running of the front office
* Greeted patients, set appointments, handled patients' charts and handled the i
n-coming and out-going calls. Worked with owner to help complete various project
s.
10/03-01/05 - Century 21 Elegant Homes
Realtor
* Worked on behalf of the buyer to assist with the purchasing of a home
* Managed office, answered in-coming calls, fax, and e-mail
* Worked with other Realtors to promote business
* Promoted marketing and sells
Education
* Real Estate - Real Estate Sales Person License 3/00
* Detroit College of Business - Business Administration 9/96- 6/98
* Mortgage University - Mortgage Underwriting 101 Certificate 05/09