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SMITH
4784 Boston Post Rd, C-34 | Pelham Manor, NY 10803 | 914-819-2827 | dsb824ac@wes
tpost.net
RESULTS-DRIVEN FINANCE EXECUTIVE
Multi-faceted financial expert with comprehensive expertise in the design, devel
opment and management of comprehensive corporate finance. Proven record of deliv
ering practical and profitable solutions to organization-wide challenges. Stron
g planning, communication, and decision-making ability with a talent for proacti
vely seeking out and pursuing opportunities for financial improvement. Specializ
es in the development and implementation of internal controls, establishing best
practices and ensuring maximum efficiency to support organizational growth obje
ctives. Advanced presentation, communication, interpersonal, analytical, and org
anizational skills, with success driving teams, improving procedures and enhanci
ng quality.
CORE STRENGTHS & SKILLS
Financial Analysis
Team Building
Risk Management & Analysis
Portfolio Management
Account Development
Underwriting
Relationship Management
Executive Presentations
Regulatory Compliance
Microsoft Office Suite
Computer Proficiency
Operational Infrastructure
EXECUTIVE HISTORY
ISRAEL DISCOUNT BANK, New York, NY 2008- 2009
Assistant Vice President- Senior Credit Analyst (Commercial Real Estate Developm
ent)
Coordinated and executed financial analysis in the determination of loan request
s, utilizing outstanding financial knowledge and risk management in the underwri
ting process. Collaborated with department relationship managers to ensure regul
atory policy compliance, maintaining operational integrity and industry standard
s.
Selected Accomplishments:
Managed loan requests ranging from $1M- $20M utilizing exceptional risk manageme
nt and financial analysis.
Serviced a multitude of banking facilities in a variety of national markets, mai
ntaining performance standards and corporate procedure.
HUDSON VALLEY BANK, Yonkers, NY 2007- 2008
Assistant Vice President- Senior Credit Analyst (Credit Department)
Examined and evaluated corporate loan packages used in the preparation of new lo
an requests, renewal, and term loan updates, streamlining processes to improve e
ase of workflow. Maintained and monitored credit files and loan applications, en
suring regulatory policy and procedural reliability. Utilized financial knowledg
e to determine risks and examine considerations for accurate loan dispersal.
Selected Accomplishments:
Underwrote loans ranging for $100K to $10M in numerous community markets, provid
ing timely and accurate analyses in accordance with bank procedure.
Collaborated with a team of 7 to establish cohesive, efficient Credit Department
with exceptional service standards.
Met and exceeded weekly transaction requirements demonstrating a commitment to c
lient service and exceptional relationship management.
2| DEBORAH SMITH