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05/31/2011 GroFin Client Model
05/31/2011 GroFin Client Model
Increase in inventory 128,080,000 131,781,200 135,608,308 139,566,233 143,660,092 147,895,222 152,277,190 156,811,801 161,505,109 166,363,431
Overhead expenses 72,100,000 78,820,001 78,677,857 75,533,580 75,387,140 75,238,503 75,087,636 74,934,507 74,779,080 74,621,322 74,461,198
Bank charges 300,000 300,000 300,000 300,000 300,000 300,000 300,000 300,000 300,000 300,000 300,000
Employee benefits - - - - - - - - - - -
Inspection costs 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000
Insurance & Legal fees 5,000,000 5,000,000 5,000,000 5,000,000 5,000,000 5,000,000 5,000,000 5,000,000 5,000,000 5,000,000 5,000,000
Lease - - - - - - - - - - -
Marketing 12,000,000 12,000,000 12,000,000 12,000,000 12,000,000 12,000,000 12,000,000 12,000,000 12,000,000 12,000,000 12,000,000
Other - - - - - - - - - - -
Protective clothing 6,000,000 6,000,000 6,000,000 6,000,000 6,000,000 6,000,000 6,000,000 6,000,000 6,000,000 6,000,000 6,000,000
Protective clothing 3,000,000 3,000,000 3,000,000 - - - - - -
Protective clothing - - - - - - - - - - -
Rent - - - - - - - - - - -
Rent
Repairs & maintenance 4,000,000 4,000,000 4,000,000 4,000,000 4,000,000 4,000,000 4,000,000 4,000,000 4,000,000 4,000,000 4,000,000
Repairs & maintenance - - - - - - - - - - -
Salaries & wages 20,000,000 20,000,000 20,000,000 20,000,000 20,000,000 20,000,000 20,000,000 20,000,000 20,000,000 20,000,000 20,000,000
Security expenses 5,000,000 5,000,000 5,000,000 5,000,000 5,000,000 5,000,000 5,000,000 5,000,000 5,000,000 5,000,000 5,000,000
Telephone & fax 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000
Telephone & fax - - - - - - - - - - -
Transport & delivery 5,000,000 5,000,000 5,000,000 5,000,000 5,000,000 5,000,000 5,000,000 5,000,000 5,000,000 5,000,000 5,000,000
Travel & Entertainment - - - - - - - - - - -
Unforseen expenses 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000
Pre-operational expenses - - - - - - - - - - -
Interest Fund - - - - - - - - - - -
Incentives - - - - - - - - - - -
Interest Other - 6,720,001 6,577,857 6,433,580 6,287,140 6,138,503 5,987,636 5,834,507 5,679,080 5,521,322 5,361,198
Depreciation 8,800,000 8,800,000 8,800,000 8,800,000 8,800,000 8,800,000 8,800,000 8,800,000 8,800,000 8,800,000 8,800,000
05/31/2011 GroFin Client Model
Creditors
50%
25%
25%
100%
Month 12 Total
124,337,431 1,341,208,973
68,413,574 636,685,061
75,433,249 736,264,468
74,602,459 804,725,384
- -
342,786,712 3,518,883,885
171,393,356 1,634,941,943
74,298,672 903,939,497
300,000 3,600,000
- -
1,000,000 12,000,000
5,000,000 60,000,000
- -
12,000,000 144,000,000
- -
6,000,000 72,000,000
- 9,000,000
- -
- -
-
4,000,000 48,000,000
- -
20,000,000 240,000,000
5,000,000 60,000,000
1,000,000 12,000,000
- -
5,000,000 60,000,000
- -
1,000,000 12,000,000
- -
- -
- -
5,198,672 65,739,497
8,800,000 105,600,000
05/31/2011 GroFin Client Model
victoria seeds
0
© GroFin 2005
UGX
Month 13 Month 14 Month 15 Month 16 Month 17 Month 18 Month 19 Month 20 Month 21 Month 22 Month 23 Month 24 Total
### 50,000,000 50,000,000 50,000,000 50,000,000 50,000,000 50,000,000 50,000,000 50,000,000 50,000,000 50,000,000 50,000,000 50,000,000 600,000,000
60,000,000 60,000,000 60,000,000 60,000,000 60,000,000 60,000,000 60,000,000 60,000,000 60,000,000 60,000,000 60,000,000 60,000,000 720,000,000
75,000,000 75,000,000 75,000,000 75,000,000 75,000,000 75,000,000 75,000,000 75,000,000 75,000,000 75,000,000 75,000,000 75,000,000 900,000,000
- - - - - - - - - - - - -
- - - - - - - - - - - - -
185,000,000 185,000,000 185,000,000 185,000,000 185,000,000 185,000,000 185,000,000 185,000,000 185,000,000 185,000,000 185,000,000 185,000,000 2,220,000,000
### 83,383,708 83,216,269 83,046,319 82,873,820 82,698,733 82,521,020 82,340,641 82,157,557 81,971,726 81,783,108 81,591,660 81,397,341 988,981,903
350,000 350,000 350,000 350,000 350,000 350,000 350,000 350,000 350,000 350,000 350,000 350,000 4,200,000
- - - - - - - - - - - -
1,500,000 1,500,000 1,500,000 1,500,000 1,500,000 1,500,000 1,500,000 1,500,000 1,500,000 1,500,000 1,500,000 1,500,000 18,000,000
6,000,000 6,000,000 6,000,000 6,000,000 6,000,000 6,000,000 6,000,000 6,000,000 6,000,000 6,000,000 6,000,000 6,000,000 72,000,000
- - - - - - - - - - - - -
12,000,000 12,000,000 12,000,000 12,000,000 12,000,000 12,000,000 12,000,000 12,000,000 12,000,000 12,000,000 12,000,000 12,000,000 144,000,000
- - - - - - - - - - - - -
- - - - - - - - - - - -
7,000,000 7,000,000 7,000,000 7,000,000 7,000,000 7,000,000 7,000,000 7,000,000 7,000,000 7,000,000 7,000,000 7,000,000 84,000,000
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
4,500,000 4,500,000 4,500,000 4,500,000 4,500,000 4,500,000 4,500,000 4,500,000 4,500,000 4,500,000 4,500,000 4,500,000 54,000,000
- - - - - - - - - - - - -
25,000,000 25,000,000 25,000,000 25,000,000 25,000,000 25,000,000 25,000,000 25,000,000 25,000,000 25,000,000 25,000,000 25,000,000 300,000,000
5,000,000 5,000,000 5,000,000 5,000,000 5,000,000 5,000,000 5,000,000 5,000,000 5,000,000 5,000,000 5,000,000 5,000,000 60,000,000
1,500,000 1,500,000 1,500,000 1,500,000 1,500,000 1,500,000 1,500,000 1,500,000 1,500,000 1,500,000 1,500,000 1,500,000 18,000,000
- - - - - - - - - - - - -
5,500,000 5,500,000 5,500,000 5,500,000 5,500,000 5,500,000 5,500,000 5,500,000 5,500,000 5,500,000 5,500,000 5,500,000 66,000,000
- - - - - - - - - - - - -
1,200,000 1,200,000 1,200,000 1,200,000 1,200,000 1,200,000 1,200,000 1,200,000 1,200,000 1,200,000 1,200,000 1,200,000 14,400,000
- - - - - - - - - - - - -
- - - - - - - - - - - - -
- - - - - - - - - - - - -
5,033,708 4,866,269 4,696,319 4,523,820 4,348,733 4,171,020 3,990,641 3,807,557 3,621,726 3,433,108 3,241,660 3,047,341 48,781,903
8,800,000 8,800,000 8,800,000 8,800,000 8,800,000 8,800,000 8,800,000 8,800,000 8,800,000 8,800,000 8,800,000 8,800,000 105,600,000
05/31/2011 GroFin Client Model
Year 3
650,000,000
750,000,000
1,000,000,000
-
-
2,400,000,000
987,905,102
4,500,000
-
18,000,000
80,000,000
-
145,000,000
-
-
86,000,000
-
-
60,000,000
-
310,000,000
60,000,000
18,000,000
-
66,000,000
-
14,500,000
-
-
-
20,305,102
105,600,000
05/31/2011 GroFin Client Model
victoria seeds
Balance sheet © GroFin 2005
Check - - -
05/31/2011 GroFin Client Model
CASH OUTFLOW
Increase in inventory - 128,080,000 131,781,200 135,608,308 139,566,233 143,660,092 147,895,222 152,277,190 156,811,801 161,505,109 166,363,431 171,393,356 1,634,941,943
Cash purchases 62,300,000 64,102,000 65,965,880 67,894,091 69,889,191 71,953,850 74,090,852 76,303,106 78,593,647 80,965,643 83,422,404 85,967,382 881,448,046
Creditors - 30 days - 31,150,000 32,051,000 32,982,940 33,947,046 34,944,596 35,976,925 37,045,426 38,151,553 39,296,823 40,482,822 41,711,202 397,740,332
Creditors - 60 days - - 31,150,000 32,051,000 32,982,940 33,947,046 34,944,596 35,976,925 37,045,426 38,151,553 39,296,823 40,482,822 356,029,130
Capital expenditure 528,000,000 - - - - - - - - - - - 528,000,000
Overhead expenses 63,300,000 70,020,001 69,877,857 66,733,580 66,587,140 66,438,503 66,287,636 66,134,507 65,979,080 65,821,322 65,661,198 65,498,672 798,339,497
Company Tax - - - - - - - - - - - 255,614,489 -
Other repayment - 9,476,272 9,618,417 9,762,693 9,909,133 10,057,770 10,208,637 10,361,766 10,517,193 10,674,951 10,835,075 10,997,601 112,419,509
Incentives - - - - - - - - - - - - -
GroFin repayment - - - - - - - - - - - - -
Total outflow 653,600,000 302,828,273 340,444,353 345,032,612 352,881,683 361,001,856 369,403,868 378,098,921 387,098,700 396,415,402 406,061,753 671,665,523 4,708,918,456
Surplus / (Deficit) 136,050,000 (60,192,273) (78,350,313) (75,334,249) (75,319,306) (75,305,623) (75,293,349) (75,282,643) (75,273,678) (75,266,637) (75,261,718) (330,873,621) (680,088,921)
Bank balance 136,050,000 75,857,727 -2,492,586 -77,826,835 -153,146,141 -228,451,764 -303,745,112 -379,027,756 -454,301,434 -529,568,071 -604,829,789 -935,703,410
CASH INFLOW Month 13 Month 14 Month 15 Month 16 Month 17 Month 18 Month 19 Month 20 Month 21 Month 22 Month 23 Month 24 Total Year 3
Cash sales 157,250,000 157,250,000 157,250,000 157,250,000 157,250,000 157,250,000 157,250,000 157,250,000 157,250,000 157,250,000 157,250,000 157,250,000 1,887,000,000 2,040,000,000
Debtors - 30 days 34,278,671 18,500,000 18,500,000 18,500,000 18,500,000 18,500,000 18,500,000 18,500,000 18,500,000 18,500,000 18,500,000 18,500,000 237,778,671 238,500,000
Debtors - 60 days 16,636,343 17,139,336 9,250,000 9,250,000 9,250,000 9,250,000 9,250,000 9,250,000 9,250,000 9,250,000 9,250,000 9,250,000 126,275,679 118,500,000
GroFin Loan - - - - - - - - - - - - - -
Existing Loan - - - - - - - - - - - - - -
Own contribution - - - - - - - - - - - - - -
Total inflow 208,165,014 192,889,336 185,000,000 185,000,000 185,000,000 185,000,000 185,000,000 185,000,000 185,000,000 185,000,000 185,000,000 185,000,000 2,251,054,350 2,397,000,000
CASH OUTFLOW
Cash purchases 48,000,000 48,000,000 48,000,000 48,000,000 48,000,000 48,000,000 48,000,000 48,000,000 48,000,000 48,000,000 48,000,000 48,000,000 576,000,000 620,000,000
Creditors - 30 days 42,983,691 24,000,000 24,000,000 24,000,000 24,000,000 24,000,000 24,000,000 24,000,000 24,000,000 24,000,000 24,000,000 24,000,000 306,983,691 83,448,292
Creditors - 60 days 41,711,202 42,983,691 24,000,000 24,000,000 24,000,000 24,000,000 24,000,000 24,000,000 24,000,000 24,000,000 24,000,000 24,000,000 324,694,893 82,938,251
Capital expenditure - - - - - - - - - - - - - -
Overhead expenses 74,583,708 74,416,269 74,246,319 74,073,820 73,898,733 73,721,020 73,540,641 73,357,557 73,171,726 72,983,108 72,791,660 72,597,341 883,381,903 882,305,102
Company Tax - - - - - - - - - - - 23,705,429 23,705,429 51,628,469
Other repayment 11,162,565 11,330,004 11,499,954 11,672,453 11,847,540 12,025,253 12,205,632 12,388,716 12,574,547 12,763,165 12,954,613 13,148,932 145,573,375 174,050,176
Incentives - - - - - - - - - - - - - -
GroFin repayment - - - - - - - - - - - - - -
Total outflow 218,441,166 200,729,964 181,746,273 181,746,273 181,746,273 181,746,273 181,746,273 181,746,273 181,746,273 181,746,273 181,746,273 205,451,702 2,260,339,291 1,894,370,291
Surplus / (Deficit) (10,276,151) (7,840,628) 3,253,727 3,253,727 3,253,727 3,253,727 3,253,727 3,253,727 3,253,727 3,253,727 3,253,727 (20,451,702) (9,284,941) 502,629,709
Bank balance -945979561 -953820190 -950566463 -947312736 -944059009 -940805283 -937551556 -934297829 -931044102 -927790375 -924536649 -944988351 -442358641
05/31/2011 GroFin Client Model
RATIO ANALYSIS
Applicant: Yr 1 Yr 2 Yr 3
victoria seeds Estimate Estimate Estimate
© GroFin 2005 Ratio Comment
STRUCTURE:
Shareholder's equity / Total funding 34.2% 39.3% 47.8% Financial gearing - Owner's equity (including Fund equity)
Fund funds / Total funding 0.0% n/a n/a Fund funds proportionate to total funds (excluding Fund equity)
Other (outside) funds / Total funding 15.8% n/a n/a Other funds proportionate to total funds (incl. non-Fund shareholder's loan)
RISK
Interest cover (NPBIT / Total interest) 13.96 2.62 9.48 Times - Income cover for interest
Current ratio 1.60 1.64 1.73 Times - Current assets cover for current liabilities
Quick ratio 0.06 0.04 0.04 Times - Current assets (excluding stock) cover for current liabilities
Cash flow 0.86 n/a n/a Times - Cash in proportionate to cash out
RETURN
Return on Shareholders' Funds (PBT / SH's Funds) 117.3% 10.1% 19.1% ROI for shareholders
ROA (PBIT / Total assets) 43.2% 6.4% 10.2% Return on asset investment
Asset Turnover (Sales / Total assets) 165.6% 111.6% 127.2% Turnover contribution of assets
TURNOVER INDICATORS
Stock turnover in days 169.59 268.81 248.65 Indicates the inventory efficiency
Debtor collection period (days) 7.06 6.08 6.08 Show customer payment behaviour
Creditor payment period (days) 26.44 22.81 154.72 Shows company's payment behaviour