LORNA O.

ALLEYNE
8824 Avenue M * Brooklyn, NY 11236
lac61d8c@westpost.net * 718.444.9881 (H) * 718.288.5277 (C)
CORPORATE & REAL ESTATE BANKING REGULATORY COMPLIANCE ADMINISTRATION
Know Your Customer Profile Management / Audit Coordination & Response / Regu
latory Compliance
Policy & Procedure Implementation / Staff Leadership / Anti-Money Laundering
Account & SARS Monitoring
Compliance-focused with relevant experience in management of suspicious activiti
es, KYC profile management, SARS monitoring, ensuring full compliance with bank
and regulatory policies and procedures. Recipient of awards, formal recognition,
and promotion based on exceptional performance and contributions.
Compliance Strengths:
* Suspicious Account Activity Monitoring.
* KYC Profile Review, Update & Monitoring.
* Suspicious Activity Incident Reporting.
* Internal and External Audit Coordination & Response.
* Bank Examination Coordination. * Anti-Money Laundering Monitoring & Reporting.
* Policy and Procedure Implementation.
* Team Player.
* OFAC Account Monitoring.
* Patriot Act Monitoring.
PROFESSIONAL EXPERIENCE
THE BANK OF NEW YORK MELLON (BNYM) - New York, NY
(July 1999 - January 2009) Vice President
Efficiently manage the compliance and regulatory adherence for a portfolio of $
10B in Corporate loans and 2.3 Billion in Corporate and Real Estate accounts fo
r seven US domestic sales divisions for the Corporate Banking and Real Estate s
ector, including compliance audit coordination and the adherence to internal ban
k policies and procedures.
Act as liaison with internal control groups on compliance related issues in area
of responsibility, and monitor policies and procedures in place and recommend r
emedial action where required as it relates to adherence of regulatory practice.
Correspond with staff employees and/or Department Heads in matters relating to
policy exceptions for some Real Estate customer accounts due to the parameters s
et up for the account monitoring. Assist the US domestic sales team with the pre
paration of Customer KYC profiles for bank-wide systems, with follow-up on two-
year periodic reviews to ensure compliance with internal and regulatory policies
. Review, analyze, track and investigate large currency transactions for suspici
ous activity reporting for alerts generated by the iTM anti-money laundering Sea
rchspace system and report any suspicious findings within the 72 hour window to
Corporate Security, via the in-house Incident Reporting process.
Perform pro-active quality control reviews of files to identify compliance defi
ciencies, identify cause and recommend corrective action.
Review Corporate Banking KYC/AML/BSA/Patriot Act audit findings, collaborate wit
h Division Heads regarding the findings and respond on the division's behalf and
ensure that all findings are corrected and implemented according to regulatory
policies and procedures.
Review customer's portfolio account documentation, with the assistance of in-hou
se legal counsel for discrepancies, against internal and regulatory laws and pol
icies, thereby meeting the compliance requirements in place. Review all new cus
tomer relationships and documentation for Patriot Act compliance.
Assist with the development of compliance policies and procedures and research c
ompliance issues related to new products and process rollouts.
Selected Contributions:
* Successfully managed policy and procedure functions by monitoring and tracking
all Compliance Quality Control (QC) issues to prevent negative impact on bank's
 position.
* Consistently obtained a rating of good/satisfactory from the Auditing Dept f
or exceptional compliance monitoring
* Earned Quality Commitment Award for exceptional performance and achievement.
Bank Of New York, NY, NY
Corporate Banking Group Manager - September 1989 - June 1999
Productively directed all aspects of department with 18 direct reports. Oversaw
departmental activities related to Commercial and Real Estate loan administratio
n on AFS system, loan documentation, and quality control. Facilitated credit loa
n administration; Review Credit Agreements and electronic credit approvals for
loan set up on Asset Information Systems. Monitored credit facilities/deals and
related fees, including manual instruction processing. Tracked receipt, review,
and file maintenance of credit documentation relevant to credit/loans and letter
s of credit. Monitored administration of Real Estate Rent Security Portfolio and
Real Estate Investment Portfolio Borrowings. Tracked Monthly Compliance Reporti
ng of Business Customer Profiles. Researched and processed intra-day and overnig
ht overdraft decisions and approvals. Prepared and monitored Board of Director c
redit borrowings for "Regulation O" compliance reporting. Supervised staff; over
saw and carried out direct personnel actions such as performance appraisals. Ens
ured current employee knowledge of all job-related policies, procedures, and act
ivities.
Selected Contributions:
* Provided a broad range of leadership and managerial functions to ensure high l
evels of employee motivation and performance excellence.
* Worked directly with team members to promote interest and active involvement i
n improving customer service.
* Manage the administration of Know Your Customer (KYC) requirements for Divisio
n's clientele
* Review customer's account transactions in accordance with DNDBW(Do Not Do Busi
ness With) and Anti-Money Laundering (AML) Policies and Procedures.
EDUCATIONAL BACKGROUND
Bachelor of Arts Degree in Marketing
PACE UNIVERSITY - New York, NY
Additional Professional Development
Anti-Money Laundering (Basic and Advanced) Seminar and Workshop
SARS Training ( Seminar and Workshop)
Government Contracts (on-line class and examination)
Compliance-Awareness ( Training Seminar and Workshop)
Know Your Customer (KYC) Training Seminar
FINRA Institute at Wharton Business School, Phase 1 and part Phase 2 (Certified
Regulatory and compliance Professional Certification (2009)