Shayne R.

Noyes
4815 Mount Vernon Blvd Hamburg, NY 14075
* Phone no: (716)627-3690* Email: sncbde52@westpost.net

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PROFILE:
I am a sincere, loyal, highly motivated, and dedicated individual who is ready f
or new challenges. I have extensive experience in the financial services industr
y in risk management and risk analysis roles, and am willing to continue in thes
e roles or learn new skills. I work effectively as a member of a team or on my o
wn, and enjoy working with other areas of the business to effectively meet their
needs. I am seeking a position where I can excel and develop new skills while u
sing my skills and experience to benefit my employer.
________________________________________
Work Experience:
Part-Time Assistant Professor - Erie Community College-Orchard Park, NY, May 20
07 - Present
* Teach evening courses in Computer Literacy and all levels of Mathematics from
Basic Mathematics to Calculus.
* Prepare course syllabi, lectures, and student assessments.
* Grade all student assessments and assign final grades to students.
Senior Credit Risk/Policy Analyst - HSBC Bank USA, N.A.-Buffalo, NY, Jun 2004 -
Aug 2010
* Develop statistical models using SAS, EViews, CART, and KnowledgeStudio to pr
edict customer risk and customer behavior for various deposit and credit portfol
ios.
* Complete first risk-based pricing matrices for the Bank's personal and small b
usiness loan portfolios.
* Complete probability of default (PD) Basel II models for personal and small bu
siness revolving credit portfolios.
* Produce various reports and analyses for business clients, Finance, and senior
management for risk management and decision-making purposes.
* Extract and mine data from various complex data sources using SAS and SQL on m
ainframe, UNIX, and PC platforms.
* Serve as single point of contact and subject matter expert for UNIX server spa
ce issues and the various data stores available on the UNIX servers and the main
frame.
* Serve on the requirements analysis sub-team for Corporate Information Manageme
nt's deposit products data warehouse project.
* Conduct a thorough investigation of the data in the Mortgage Corporation data
warehouse to determine contents of data elements and robustness of the data for
reporting, analysis, and potential risk modeling projects.
* Increase Mortgage Corporation internal customer (Mortgage/Home Equity product
support teams) satisfaction by streamlining production of pivot table drill-down
reports for Applications and Funding and for the Held/Serviced Portfolio.
Senior Credit Risk Analyst - Household International, Inc.-Prospect Heights, IL
, Aug 1998 - Jun 2004
* Perform all phases of credit scoring model development and implementation, fr
om data extraction and mining using SAS and SQL to model development using SAS o
r CART to installation and testing in production systems, for the private label
credit card (US and Canada), tax refund lending, auto finance, and mortgage busi
ness units.
* Prepare reports and analyses for business clients and senior management for de
cision-making and risk management purposes.
* Prepare scoring model and credit policy documentation for review by Internal A
udit and Federal regulators.
 Associate Risk Analyst - Beneficial Management Corporation-Peapack, NJ, Feb 199
8 - Aug 1998
* Develop credit scoring models using SAS for various credit portfolios in the
consumer lending business.
* Prepare reports and analyses for business clients and senior management.
* Perform data extraction and manipulation using SAS for modeling, analysis, and
reporting purposes.
Education:
University of Phoenix - Phoenix, AZ
Doctor of Management
GPA: 3.92
Doctor of Management Degree in Organizational Leadership
Specialization in Information Systems and Technology
Projected Graduation Date: July, 2012
Keller Graduate School of Management - Oakbrook Terrace, IL
Master of Information Systems Management, Feb 2002 - Jun 2005
GPA: 4.00
Master of Information Systems Management Degree
Graduate Certificate in Project Management
The Pennsylvania State University - University Park, PA
Master of Science, Aug 1995 - Aug 1997
GPA: 3.61
Master of Science Degree in Statistics
Keene State College - Keene, NH
Bachelor of Arts, Sep 1991 - May 1995
GPA: 3.83
Bachelor of Arts Degree in Mathematics
Magna Cum Laude

Skills:
R / S-Plus Programming
Proficient in Microsoft Office Software Suite
OS/390 Mainframe
UNIX
Minitab Statistical Software
Microsoft Windows
EViews Econometric Modeling Software
CART / KnowledgeStudio Software
SAS Programming
SQL Programming

REFERENCES:
* Furnished upon request.