10 mm

Corporate taNZaNIa

Corporate taNZaNIa

The Business, Trade and Investment Guide 2010/2011

USD 82 · GBP 54 · EUR 60 · SFR 87 · JPY 7450 · CNY 562 · ZAR 780 · TSH 110.000 · © Corporate Tanzania 2010/2011 is a Corporate Guides International publication.
2010
2011

World Economic Forum With compliments from

H.E. President Jakaya M. Kikwete
on Africa 2010
Dar es Salaam, Tanzania
5-7 May 2010 www.corporate-tanzania.com
 bot-eye-1708a.ai 31.08.2007 15:36:13 Uhr

CM

MY

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ON YOUR
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C O NT E NT S

K Country Profile K Foreign Direct Investment

    4  Tanzania at a Glance   56  FDI Overview
    6  Tanzania – Offering Endless Opportunities    58  Interview: Ole Naiko, Executive Director of Tanzania 
Investment Centre (TIC) 
  61  In Focus:Tanzania Investment Centre (TIC) 
K History & Culture
  62  Interview: Abdalla Abbas Omar,  
  10  History and Culture Overview
President Zanzibar National Chamber of Commerce, 
  14  Zanzibar: Spicing it Up
Industry and Agriculture 
  64  Investment Opportunities
K Politics   66  Procedures for Investing in Tanzania
  16  Politics Overview 
  18  The Progress in President Kikwete's Government
K Agriculture
  22  Interview: President Jakaya M. Kikwete
  68  Agriculture Overview
  23  President's Agenda Vision
  70  Interview: Hon. Stephen Masato Wasira (MP),  
  29  Getting a Grip on Corruption
Minister of Agriculture
  74  Biofuels
K Economy   78  Interview: Salum Shamte, Chairman of  
  30  Economic Overview The Agricultural Council of Tanzania
  34  Interview: Mustafa H. Mkulo (MP),  
Minister of Finance and Economic Affairs
K Industry
  38  Progress and Successes of Privatisations
  82  Industry Overview
  40  Interview: Ms Mkwizu, Chairperson of  
  84  Interview: Dr Nagu (MP), Minister of Trade, Industry 
Tanzania Private Sector Foundation (TPSF)
and Marketing
  90  Processing Local Resources at Home
K Banking, Finance & Insurance
  92  Interview: Elvis Musiba of Tanzania Private Sector 
  44  Banking and Finance Overview
Foundation (TPSF) 
  46  Interview: Prof. Ndulu, Governor, Bank of Tanzania
  96  Coffee in Tanzania
  52  Electronic Banking in Tanzania
  98  Interview: Dr Meru, Export Processing Zone Authority 
  54  Insurance Overview

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TANZANIA C O R PO R AT E GU I D E S
 CONTENTS

K Tourism K Energy and Solid Minerals

102  Tourism Overview 152  Energy Overview
108  Interview: Hon. Shamsa Selengia Mwangunga (MP),  154  Interview: Hon. William Mganga Ngeleja (MP),  
Minister of Natural Resources and Tourism Minister of Energy and Minerals 
113  In Focus: Tanzania Tourism Board 160  Solar Energy, Renewables and Alternatives
114  Interview: Hon. Samia Suluhu Hassan, Zanzibar  162  Gas – New Possibilities
Minister of Trade, Tourism and Investment 164  Solid Minerals Overview
118  Zanzibar: Eco & Spice 166  Interview: Ambassador Ami R. Mpungwe, 
122  Honeymooners and Adventurers Chairperson, Tanzania Chamber of Minerals 
126  Conference Travel in the EAC and Energy 

K Infrastructure – Telecommunications & IT K Legal

128  Telecoms and ICT Overview 170  Interview: Harry Kitillya, Commissioner General, 
130  Interview: Hon. Prof. Peter Msolla (MP),   Tanzania Revenue Authority (TRA)
Minister of Communications, Science and   175  In Focus: Tanzania Revenue Authority (TRA)
Technology
135  In Focus: Seacom
136  Tanzania Goes Online 176  Imprint
138  Tanzania's Mobile Still Booming

K Infrastructure – Transport
140  Transport Overview
142  Interview: Dr. Shukuru J. Kawambwa (MP),  
Minister of Infrastructure Development
146  New Developments in Infrastructure
148  Investing in Transport
150  Construction Overview

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COR POR ATE G UIDES TANZANIA 3
 CONTENTS

K Tourism K Energy and Solid Minerals

102  Tourism Overview 152  Energy Overview
108  Interview: Hon. Shamsa Selengia Mwangunga (MP),  154  Interview: Hon. William Mganga Ngeleja (MP),  
Minister for Natural Resources and Tourism Minister of Energy and Minerals 
113  In Focus: Tanzania Tourism Board 160  Solar Energy, Renewables and Alternatives
114  Interview: Hon. Samia Suluhu Hassan, Zanzibar  162  Gas – New Possibilities
Minister of Trade, Tourism and Investment 164  Solid Minerals Overview
118  Zanzibar: Eco & Spice 166  Interview: Ambassador Ami R. Mpungwe, Chairperson,  
122  Honeymooners and Adventurers Tanzania Chamber of Minerals and Energy 
126  Conference Travel in the EAC
K Legal
K Infrastructure – Telecommunications & IT 170  Interview: Harry Kitillya, Commissioner General, 
128  Telecoms and ICT Overview Tanzania Revenue Authority (TRA)
130  Interview: Hon. Prof. Peter Msolla (MP),  
Minister of Communications, Science and Technology 175  In Focus: Tanzania Revenue Authority (TRA)
135  In Focus: Seacom
136  Wireless Hotspots K Imprint
138  Tanzania Mobile Still Booming

K Infrastructure – Transport
140  Transport Overview
142  Interview: Dr. Shukuru J. Kawambwa (MP),  
Minister of Infrastructure Development
146  New Developments in Infrastructure
148  Investing in Transport
150  Construction Overview

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COR POR ATE G UIDES TANZANIA 3
C o u nt r y P r o f i l e

Bukoba Musoma
Lake Victoria
KAGERA
MARA
UKEREWE
Mwanza
Lake
Burigi Natron
ARUSHA Kilimanjaro
MWANZA Maswa
Lake Moshi
Eyasi Arusha
Lake
Manyara
Shinyanga
SHINYANGA Tarangire
KILIMANJARO
Babati Mkomazi

KIGOMA
Singida MANYARA
Tabora Pemba Island
Tanga
Kigoma Wete
Ugala DODOMA Chake Chake
TANGA
TABORA ZANZIBAR

SINGIDA Mahonda
Koani
Zanzibar
Kizigo DODOMA Kibaha
DAR ES SALAAM
La

Dar Es Salaam
ke

RUKWA Morogoro
Ta

Ruangwa Mkumi
gan
nji
ka

IRINGA
Sumbawanga PWANI
Lake
Iringa Mafia Island
Rukwa
MBEYA
Uwanda

India
MOROGORO
Selous
Mbeya

n Oce
LINDI

an
Lindi

Tanzania at a Glance
Lake Nyasa

Songea Mtwara

RUVUMA MTWARA

Official Name: Area:

United Republic of Tanzania 946.000 sq km

Conventional Short Form: Population:

Tanzania 40.7 million

Capital and Seat of Government: Ethnic Groups:

Dodoma, home to the legislative offices and the National More than 120
Assembly meetings, is the new official capital of Tanzania;
Dar es Salaam still is the economic capital (approx. 3 mil- Religious Groups (approx.):
lion residents) Christians (40%), Muslims (40%),
indigenous religions (20 %);
Form of Government: Zanzibar 98% Muslims
Republic; multi-party system since 1992, current ruling
party CCM (Chama Cha Mapinduzi) Languages:
Swahili (official),
Head of State and Government: English (official, primary language of commerce,
President Jakaya Mrisho Kikwete (since December 21, administration and higher education),
2005), CCM. Commander in Chief of the Armed Forces of the Arabic (widely spoken in Zanzibar),
United Republic of Tanzania, Tanzania’s fourth President many indigenous languages

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TANZANIA C O R PO R AT E GU I D E S
 Country Profile

Economic Indicators

GDP at Current Prices GDP Growth Rate Inflation Rate: GNI Per-Capita Income:
2000 approx. TSH 8.153 billion approx. 4.9 per cent approx. 6.0 per cent approx. 309.1 current USD
2001 approx. TSH 9.100 billion approx. 6.0 per cent approx. 5.1 per cent approx. 306.4 current USD
2002 approx. TSH 10.445 billion approx. 7.2 per cent approx. 4.3 per cent approx. 312.4 current USD
2003 approx. TSH 12.107 billion approx. 6.9 per cent approx. 5.3 per cent approx. 330.5 current USD
2004 approx. TSH 13.972 billion approx. 7.8 per cent approx. 4.7 per cent approx. 353.3 current USD
2005 approx. TSH 15.965 billion approx. 7.4 per cent approx. 5.0 per cent approx. 379.4 current USD
2006 approx. TSH 17.941 billion approx. 6.7 per cent approx. 7.3 per cent approx. 370.0 current USD
2007 approx. TSH 20.948 billion approx. 7.1 per cent approx. 7.0 per cent approx. 426.8 current USD
2008 approx. TSH 24.754 billion approx. 7.4 per cent approx. 10.3 per cent approx. 506.0 current USD

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CORPORATE GUID ES TANZANIA 5
 C o u nt r y p r o f i l e

Tanzania – Offering Endless

Opportunities
While economic diversity and democracy pave the way

£ In Tanzania, elements of great diver-

sity come together to create harmony.
The heights of Kilimanjaro are balanced
by the depths of the Great Rift Valley and
Lake Tanganyika, while a mostly agri-
cultural people nonetheless have their
urban and industrial centres. The great-
est of these, Dar es Salaam, encapsu-
lates in its name one of the country’s
foremost strengths: the city’s name
means ‘heaven of peace’, and the coun-
try’s political stability and peaceful tra-
dition is exemplified in the term.
Population This diversity has not led to ethnic or
Tanzania is home to approx. 40.7 mil-
lion people, with 1.2 million of those liv-
ing on the Isles of Zanzibar. Forty per
cent (including around 98% of the popu-
lation of Zanzibar) identify as Muslim,
another 40% are Christian, and about
20% hold traditional beliefs. There are
The heights of Kilimanjaro are balanced
by the depths of the Great Rift Valley and
Lake Tanganyika.
around 120 ethnic groups on mainland urban centres include Mwanza and
Tanzania, none of which comprise more Arusha, but 80% of Tanzania’s popula-
than 10% of the population; larger eth- tion is rural and derives its income from
nic groups include Chagga, Gogo, Ha, agriculture. The national language is
Haya, Masai, Nyamwezi and Sukuma. Swahili, a Bantu-based language, while
the country’s official languages are
ideological conflict – Tanzania’s popu- Swahili and English.
lation is untroubled by division and its
political system is stable. Geography
Dar es Salaam is the country’s largest The largest country in East Africa,
city and the seat of much of government Tanzania’s total area is 946.000 square
and industry, although Dodoma became km, making it the 31st largest country
the official capital in 1996. Other major in the world. Stretching to the Indian

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TANZANIA C O R PO R AT E GU I D E S
 Country profile

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CORPORATE GUID ES TANZANIA 7
C o u nt r y p r o f i l e
Ocean on its eastern coast, Tanzania
borders Burundi, DRC, Kenya, Malawi,
Mozambique, Rwanda, Uganda and
Zambia, providing an important route
to the sea through the country’s mari-
time ports. Kilimanjaro, the highest
mountain in Africa, is situated among
Tanzania’s north-eastern mountains.
The vast plains of the Serengeti, where
the Great Migration sees 2 million
zebra and wildebeest every year follow
the rains from north to south and then
back again, extends from north-west-
ern Tanzania into south-western Kenya.
Lake Victoria in the north is the largest
lake in Africa, and Lake Tanganyika in
the west is the second oldest and sec-
ond deepest lake in the world, after Lake
Baikal in Siberia.
Natural Resources
As well as its breathtaking geograph-
ical features, which each year attract
thousands of tourists from around the
world, Tanzania possesses a wide range
of valuable natural wealth. The country
has deposits of gold, iron, nickel, tan-
zanite and other gemstones. Tanzania is
the third largest gold-producing country
in Africa, and after discoveries of new
deposits in the country’s south in 2009,
could before long rise in the ranks to
become the largest producer on the con-
tinent. Uranium deposits were found in
the country in 2009 and production of the
material is due to start in 2012. Natural
gas has been found off Tanzania’s coast,
and exploration for oil is ongoing, with
international companies expecting to
find petroleum in the country in the near
future. Large amounts of arable land
provide the bedrock for the country’s
agricultural sector and open the door to
a burgeoning and potentially lucrative
biofuel industry.
Economy
Tanzania has been praised by inter-
national organisations for its macroeco-
nomic stability and GDP growth in 2008/9
was 7.4%. The global economic crisis had
its effect on Tanzania as elsewhere, and
GDP growth for 2009 is forecast at 5.5%,
rising to 6% to 2010.
8 |
A robust government stimulus pack-
age ensured the country’s economy
came through the global downturn with-
out suffering major turmoil.
Agriculture is the largest sector of the
economy, employing 80% of the people
and accounting for 27% of GDP. Other
sectors are showing promise also – tour-
ism and mining have proven strong for-
eign exchange earners in recent years.
Telecommunications was the best per-
forming sector in 2008/9, growing by
20.5%, and construction too recorded
strong growth at 10.5%.
Investment opportunities
The Tanzania Investment Centre (TIC)
coordinates, promotes and facilitates
investment in the country. The centre
helps both local and foreign investors,
establish businesses and obtain licenc-
es and permits, as well as assisting in
any other matters that arise in efforts
to set up shop in Tanzania, from the ini-
tial stages of planning an investment to
after-care service for established con-
cerns.
Investments in Tanzania are guaran-
teed against nationalisation and expro-
priation. The government offers various
incentives to investors, such as import
duty and VAT exemption on capital goods
and guaranteed transfer of net profits
and dividends. For projects over USD20
million likely to offer significant ben-
efit to Tanzania’s economy or society,
investors are invited to negotiate special
incentives with the government.
Tanzania’s natural riches and peace-
ful climate provide the base for future
prosperity. With the help of interna-
tional investment, the country can see
its promise fully realised in the years to
come. ¶
TANZANIA C O R PO R AT E GU I D E S
 Country profile

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CORPORATE GUID ES TANZANIA 9
 Hi st o r y & C u lt u r e
History and Culture Overview
Tanzania's remarkable transformation to one of East Africa's powerhouses
£ Long before the start of recorded
history, Tanzania was home to human-
ity’s earliest ancestors – in the Olduvai
Gorge in Northern Tanzania, their fos-
silized remains prove that the ‘cradle of
humanity’ supported these pre-humans
even before the start of mankind’s jour-
ney. Since then, the country has seen
empires rise and fall – and each of the
peoples that have passed through it
have left their mark in its unique history
and culture.
Before the Republic
The societies of inland Tanzania were
made up of Bantu and Nilotic peoples, as
well as remnants of earlier settlers, and
were left untroubled by influence from
outside Africa until the nineteenth cen-
tury. On the coast, however, the arrival
of Arab traders in the eighth century was
the start of a long relationship with for-
10
... the Persians came in the twelfth century
and the Portuguese in the early sixteenth
century, and in the early eighteenth century,
the region fell under the control of the
Sultanate of Oman.
eign incomers – the Persians came in between them, with Germany govern-
the twelfth century and the Portuguese ing what became known as Tanganyika
in the early sixteenth century, and in and Britain controlling the islands of
the early eighteenth century, the region Zanzibar through the Sultan of Zanzibar.
fell under the control of the Sultanate European governance was not unchal-
of Oman, when Omani Arabs drove out lenged by the people of Tanganyika: the
the Portuguese with the help of the Maji Maji War of 1905-7 broke out in
indigenous people. In the nineteenth resistance to German rule and brought
century, Germans and British started about the deaths of between 120’000
to explore inland Tanzania, and by 1884, and 300’000 indigenous Africans. After
European colonisation had begun. the First World War, Tanganyika passed
Britain and Germany carved up the land into the hands of the British Empire,
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TANZANIA C O R PO R AT E GU I D E S
 History & Culture

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CORPORATE GUID ES TANZANIA 11
Hi st o r y & C u lt u r e

who continued to administer it when
it became a UN trusteeship after the
Second World War.
Independence and regional involve-
ment
In 1961, Tanganyika got its inde-
pendence, in a peaceful transition of
power between the British authori-
ties and the new political party, the
Tanganyika African National Union.
Julius Nyerere became the country’s
Prime Minister, and the following year,
rest of East Africa. The country has
acted as a peace broker and stabilising
influence in the region in the past, play-
ing an important role in negotiations to
end violence in Rwanda and Burundi,
and President Kikwete was hailed for
his involvement in ending the violence in
Kenya in 2008. The establishment of the
East African Community in 2000, signal-
ling a closer union between Burundi,
Kenya, Rwanda, Tanzania and Uganda,
will give Tanzania the opportunity to
develop further in cooperation with its
East African neighbours.

Storytelling too is an important part of the

heritage of Tanzania’s people, as the legacy
of an oral tradition that used its folklore as
a means of entertaining and imparting
information across generations.

its first President, when the Republic of Tanzanian culture

Tanganyika was declared. After Zanzibar
received independence in 1963, it joined
with Tanganyika in April 1964 to form the
Republic of Tanzania. Under Nyerere, the
country experimented with socialism,
one-party rule and a centralised econ-
omy. In 1985, the country held its first
ever multi-party elections and in 1995,
Benjamin Mkapa became Tanzania’s
first democratically elected president
since 1961. By then, the country had
transformed itself into a market-orient-
ed economy, begun liberalisation and set
fiscal reforms in train, and established
links with the IMF and the World Bank.
Tanzania’s current president, Jakaya
Kikwete, was elected in 2005.
Because of its peaceful political tra-
dition, Tanzania has served as a haven
for refugees from violent events in the
Tanzania is home to 120 different
peoples and ethnic diversity enriches
the country’s cultural life. Over 100
languages are spoken, most from the
Bantu family, although Swahili is the
national lingua franca. The traditional
‘ngoma’, a Swahili word combining the
meanings of drums, dance and song, is
still practised in festivals by many of the
country’s various tribes, each with their
own specific and spectacular variant of
the activity. Storytelling too is an impor-
tant part of the heritage of Tanzania’s
people, as the legacy of an oral tradi-
tion that used its folklore as a means of
entertaining and imparting information
across generations. Tanzania’s people
safeguard their individual cultural herit-
age, even as they adapt to embrace the
promise of the twenty-first century. ¶

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TANZANIA C O R PO R AT E GU I D E S
 History & Culture

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CORPORATE GUID ES TANZANIA 13
 Hi st o r y & C u lt u r e
Zanzibar: Spicing it Up
An oasis of immense beauty and heritage offer a wealth of experiences
£ The union between Tanganyika and
Zanzibar in 1964 created modern-day
Tanzania. Since then, Zanzibar’s major
islands of Unguja and Pemba and the
archipelago in which they lie have
retained a strong and distinctive cul-
tural and political identity. Governed by
the mainland only in matters affecting
the entire union, Zanzibar’s own parlia-
ment has responsibility for the major-
ity of issues affecting the islands, and
the semi-autonomous union between
Zanzibar and the mainland is a relation-
ship almost unique in the world.
History and people
From the eighth century, Zanzibar
was a trading centre for Persians and
Arabs, who used the islands of Unguja
(commonly called Zanzibar island) and
Pemba as a base to control the African
coastline all the way from Mozambique
14
... the semi-autonomous union between
Zanzibar and the mainland is a relationship
almost unique in the world.
to Somalia. Zanzibaris claim that their Britain as a constitutional monarchy
islands were the birthplace of the under the Sultan of Zanzibar, but one
Swahili language, now a lingua franca month later, the Zanzibar Revolution
across much of East Africa, which origi- brought about the establishment of the
nated from the interplay of the African Republic of Zanzibar and Pemba. In April
indigenous people and the Arab incom- 1964, the islands united with the main-
ers. After 200 years of Portuguese land in the new Republic of Tanzania.
control, the Sultanate of Oman took
over Zanzibar in 1698, following which Zanzibar’s people are in the main
Zanzibar came under the sway of the Africans of Bantu descent, with a minori-
British Empire, becoming a British pro- ty of people with Indian, Persian and Arab
tectorate in 1890. In December 1963, origins. Zanzibaris are mostly Muslim,
the islands gained independence from unlike the population of the mainland,
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TANZANIA C O R PO R AT E GU I D E S
 H i story & Culture

where Muslims, Christians and people
holding indigenous beliefs coexist in
more or less equal numbers. Around
two thirds of the region’s 1.2 million
people live on Zanzibar island and the
largest urban centre is Zanzibar City on
the west coast of the island.
Politics
Since 1964, Zanzibar has had its own
government, made up of the President
of Zanzibar, the Revolutionary Council
and the House of Representatives. The
Zanzibari government has jurisdiction
over all matters relating to the islands
that are not considered to affect the
union between Zanzibar and the main-
land. Still, relations between Zanzibar
and the mainland have at times been
prickly, as the two parts of the coun-
try work at finding a balance between
shared sovereignty and oversight from
the central government in Tanzania.
elections in 2001 and 2005. But talks Tourism has emerged as a viable
between the two parties in October 2009 substitute for the clove industry, as
were hailed as a breakthrough and it is the islands attract a growing number
hoped that the elections due to be held of international visitors every year. The
in 2010 will be the start of a new era of historic centre of Zanzibar City, Stone
cooperation between Zanzibar’s major Town, is a designated UNESCO World
political parties. Heritage Site and the islands’ many
beaches, impressive scenery and col-
Economy ourful wildlife are a draw for tourists
from around the world.
The mainstay of Zanzibar’s economy
for many years was the clove trade. The Investment in Zanzibar is governed
first clove plantations were established by the Zanzibar Investment Promotion
in Zanzibar while it was still under the Authority (ZIPA), which facilitates and
control of the Sultanate of Oman, and for promotes investment in the islands,
The historic centre of Zanzibar City, Stone
Town, is a designated UNESCO World
Heritage Site and the islands’ many beaches,
impressive scenery and colourful wildlife are
a draw for tourists from around the world.

Internal political conflicts too have
been considerably more pointed than
those on the mainland, with the coun-
try’s two main parties, the CUF and the
CCM, clashing over government control,
leading to outbreaks of violence after
a long time, Zanzibar was the world’s big-
gest producer of the spice. But sales have
dropped 80% since the 1970s, in part due
to increased competition from Indonesia
and Madagascar, now the top two players
in the international clove market.
including in the islands’ Export
Processing and Free Zones, where
investors can avail of incentives for pro-
ducing export-oriented goods. ¶

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COR POR ATE G UIDES TANZANIA 15
£ Imprint

Corporate Tanzania 2010/2011 is a Corporate Guides Sources of Facts, Figures, Graphs, Tables:
International Ltd. publication, produced in collaboration Australian Department of Foreign Affairs and Trade
with the Tanzania Investment Centre (TIC). Bank of Tanzania
Economist Intelligence Unit (EIU)
Publisher: Global Mobile
Corporate Guides International Ltd. Governmental Sources
Interviews: Corporate Guides Research
Executive Director: Elke Gill International Monetary Fund (IMF)
e.gill@corporate-guide.com International Telecommunication Union (ITU)
Editorial Director: Anji Gill Organisation for Economic Co-Operation and Development
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j.bergin@corporate-guide.com Reuters
Tanzania Bankers Association
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CONIN Werbeagentur GmbH, Cologne, Germany Tanzania Investment Centre (TIC)
Tanzania National Bureau of Statistics (NBS)
Contributors: Tanzania Revenue Authority (TRA)
Justine Doody, Johnny Paige, Steven Mather, Tanzania Tourist Board (TTB)
Lisa Venbrux, Conor de Lion and Anthony Kiely United Nations Environment Programme (UNEP)
World Bank
Please visit our websites: World Tourism Organization (WTO)
www.corporate-tanzania.com
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Raji Gill
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TA N Z A N I A C O R P O R AT E G U I D E S
 Karibu Zanzibar and Pemba

Zanzibar Commission for Tourism

• Marketing Zanzibar to the world
• Facilitating sustainable tourism development through the creation of a world class destination
• Attracting tourism and investment to benefit Zanzibaris and contribute to economic growth

Zanzibar Office: Pemba Office:

PO Box 1410 PO Box 250
Amaan Road, Near Amaan Stadium Chake-Chake
Tel. +255 24 2233485/6 Tel. +255 24 2452124
Fax: +255 24 2233448/2230966

Email: zanzbartourism@zanzibartourism.net Web: www.zanzibartourism.net

 bot-well-1708a.ai 31.08.2007 15:35:19 Uhr

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… the BANK OF TANZANIA

P.O. Box 2939, Dar es Salaam, Tanzania WITH A HIGH GROWTH RATE AND LOW INFLATION,
Tel. +255 22 211 0945-7 / 221 0950-2 THE BANK OF TANZANIA HAS CREATED THE IDEAL
Fax +255 22 212 8151 / 211 2573 ECONOMIC CLIMATE FOR FOREIGN INVESTMENT
info@hq.bot-tz.org . www.bot-tz.org IN TANZANIA