Star Health Network

We have 95 offices operating across the country and have an arrangement with a large network of hospitals. Zonal Offices are located in all major cities - Delhi, Mumbai, Ahmedabad, Pune, Bangalore, Kolkata, Hyderabad & Chennai.
Mumbai
Ahmedabad Baroda

Ludhiana Chandigarh

Delhi

Durgapur
Bhopal Indore

Kolkata

Our offices are fully equipped to handle customer queries & grievances. We currently employ over 900 people and that number is steadily increasing.

Pune

Visakhapatnam
Hyderabad Vijayawada Belgaum Hubli

Tirupathi
Bangalore
Mangalore

Chennai
Mysore
Pondicherry

STAR OFFICES Corporate Office

Kozikode Cochin

Salem

Coimbatore Trichy
Madurai

Branch Office

Alappuzha

Trivandrum

Thirunelveli

The specialists in Health Insurance.

Toll Free No.: 1800 425 2255 (BSNL/MTNL) SMS STAR to 6677
CORPORATE OFFICE No.1, New Tank Street, Valluvarkottam High Road, Nungambakkam, Chennai-600 034 Phone: 91-44-2828 8800 (30 lines) www.starhealth.in

About Star Health

Star Health is a joint venture between Oman Insurance Company and leading Indian industrialists and business houses. Star Health and Allied Insurance Company Limited (Star Health) was formed with a capital base of Rs.105 crores, more than what is adequate to form a General Insurance Company. "We envision becoming the most favoured brand in Health Insurance in India setting benchmarks for the industry in domains of service, innovative products and collaborative relationships with an aim to become the BRIGHTEST STAR in the galaxy of nonlife insurers."

Why you should insure with Star Health?

Star Health and Allied Insurance is the first exclusive health insurance company in India, specializing in Health Insurance. We are committed to provide quality service at the best rates. Star Health has introduced a number of first time practices and other benefits for its policy holders. Cashless Hospitalization In case there is a need for hospitalization, we provide hassle free cashless settlement. Faster Settlement of Claims Since no Third Party Administrator (TPA) is involved, we significantly reduce the time for claim of settlements. No Claim Discount We also offer a No Claim Discount, a feature that is a first in the health insurance sector in the country. 24 Hour Contact Centre We make it very easy for our policy holders or their relatives to get in touch with us at any time of the day or night. Star Health has set up a 24 hour contact centre to guide and help patients to their nearest hospital or to advise them on the policy ideally suited to their profile. Doctor on Call Star Health is also the first to have Doctors on Call. They will be available for all emergencies and will carry out all the formalities for admitting the insured and arrange for timely help.

Cashless service for medical attention Doctor on call for emergency medical consultation In-house settlement of claims - No TPAs - Direct tie-up with spectrum of hospitals across India 24x7 toll free assistance Large network of over 1500 hospitals across India Specially negotiated rates for all lines of treatment

Protecting health. Promoting health.

What are the policies that Star Health offers?

STAR Accident Care

As the name suggests, this policy covers hospitalization and other medical requirements in case of an accident. It is available to everyone of legal driving age, from 18 to 70, anywhere in the world. Prospects are classified under various risk covers, depending on their occupation and monthly income.

STAR Accident Trauma Care

This accident policy is not restricted to road accidents alone. The person is covered for all kinds of accidents as well as subsequent hospitalization. The policy is available to everyone within India of legal driving age from 18 to 70.

STAR Medi Premier Insurance

Aimed specifically at major illnesses, this policy provides 50% of the insured amount upfront in case of diagnosis of stroke, renal failure and cancer. The insured amount is also given in full for medical expenses, providing the insured person has high chances of survival.

STAR Medi Classic Insurance

It covers a whole range of illnesses and hospitalization expenses for individuals as well as families. The age groups covered start from 5 months and go up to 80 years.

Star True Value Insurance

This health insurance policy caters to low-end insurers allowing limits ranging from Rs.30,000 to Rs.80,000. While insuring a whole family, discounts starting from 10% are offered on the premium depending on the number of persons covered. It is available to both individuals as well as families.

STAR Family Health Optima Insurance

Star Healths Family Health Optima plan brings the whole family under one insurance plan. It covers hospitalization charges, fee for medical professionals, diagnostic expenses, cost of medicine, drugs and emergency ambulance charges. It is available for people in the age group of 5 months to 60 years, residing in India.

Star Health All Care Insurance

Designed specifically for NRIs, this policy insures the NRIs family (spouse, children and parents) for unforeseen medical emergency during their stay in India at all the Star designated hospitals. The policy covers consultation, hospitalization expenses, surgery, nursing, diagnostic expenses, cost of medicines, etc and is available to anyone who is 5 years and above.

STAR Travel Protect

This policy offers cover for a host of risks while traveling. We provide a travel protect plan that covers hospitalization in case of accidents/sickness, third party liability, loss of checked in baggage, passport, etc. in any of the countries the person travels to for a predefined limit.

STAR Student Care Insurance

This policy has been designed to take care of students' emergent needs. It provides compensation / hospitalization expenses in case of an accident leading to death or permanent disability. Educational grants are also provided to insured students in case of death/complete disability of the earning parent. Students between the ages of 3 and 18 are covered under this policy.

STAR Micro Health Insurance

This is an initiative to cover the economically disadvantaged sections of society in rural areas. For a very small yearly premium, we provide the means for quality health care to a wide section of people who cannot, under normal circumstances, afford it. The policy is available for people between 5 and 50 years of age.

What are the benefits of Group Insurance from Star Health?

STAR Health provides a choice of options for companies who want to insure their employees. Apart from low policy rates, the biggest benefit is the lifting of the burden from the Administration and Human Resource Departments. Star Health will take over and handle all the necessary formalities in case of hospitalization, accident or any other emergency. Star Health is rapidly expanding its tie-ups with hospitals across the country. On specific client requests, we will be able to include a hospital within a specific time frame. This arrangement allows us to negotiate better terms with the hospitals directly, which is in the interest of all parties involved. Star Health' in-house 24 hours call centre facility and round-the-clock doctors s on call take care of any claim that is reported and ensure personal attention, hassle free admissions and easy claim settlement. Euro Alarm, subsidiary of Munich Re, is our service provider for our Overseas Travel Policy.

Our re-insurance arrangements

Star Health is adequately re-insured with GIC of India, Indias national re-insurer. Star Health is the only company in India that has re-insurance coverage for its health portfolio with a Stop Loss' provision. Other portfolios like Personal Accident & Overseas Travel Policy are also adequately re-insured with GIC. Our re-insurance philosophy is simple - "to ensure that the bottom line of Star Health is protected while taking care of the interest of the insuring public".

How can I find out more?

Star Health has a dedicated online portal (www.starhealth.in). It provides policy holders as well as potential customers a chance to study our insurance products in detail and arrive at the policy that best suits their needs and expenses. They can also call up the nearest office or call centre and obtain additional details. It also answers several concerns and doubts that people may have about the policies.