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ADVANTAGES
Regular bonuses
Easy application:
Simple documentation
No medical tests*
Hassle–free sign-up
* Conditions apply
Life is unpredictable, but the earlier you start planning for your future, the more likely are you and your
family to reap the rewards.
Sukhi Jeevan is a long-term savings and protection plan that keeps pace with your changing needs at
every step of life - be it saving for your kids’ future, or your retirement. This plan helps you prepare for
important milestones in your life. And, most importantly, it ensures your family is secure when life dishes
up harsh misfortunes.
Enjoy bonuses
Bonus will be declared each year and would be paid on maturity of the policy or in the event of death.
Interim Bonus, in case of a death claim during the course of the year.
Special Bonus (Terminal Bonus) may be paid by way of a reward for loyalty, if you have paid all your premiums regularly
for 15 or more years.
On maturity
You will receive the sum assured along with all the bonuses declared on the policy.
For your kids’ dreams
For your children’s needs of higher education, career and marriage, you can take your maturity proceeds by way of
half-yearly installments over a 5 year period. The guaranteed amount of each half-yearly installment would be Rs. 108
per thousand maturity benefit and would be increased depending on prevailing interest rates. You can also choose to
withdraw the entire maturity proceeds and the policy would terminate.
Enjoy your retirement
As the years roll on, you may choose to cease working or slow down your business activities, and there may be expenses
that need to be met. If you decide to use this money for planning your retirement, you may avail of a cash component
of 1/3rd of your total maturity proceeds and utilize the balance to avail of an annuity (pension).
In the event of death of the life insured during the policy term, from the second year onwards, the beneficiaries will receive
the full sum assured along with the bonus declared and interim bonus, if any.
If you wish to know more, please contact our Life Advisor or email us at: lifeexpert@kotak.com
Kotak Mahindra Old Mutual Life Insurance Ltd. Regn. No.: 107. Regd. Office: 6th Floor, Peninsula Chambers, Peninsula Corporate Park, Ganpatrao Kadam Marg, Lower Parel (W), Mumbai - 400 013.
Website: www.kotaklifeinsurance.com Form No.: SJ01.
Insurance is the subject matter of the solicitation. The leaflet gives only the salient features of the plan. Please refer to the specific product brochure / policy document for details on all terms and conditions.