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Harish Chand

LIFE INSURANCE CORPORATION OF INDIA


IRDA Authorised Insurance Advisor
PH. 09811896425, 09212201725
help@delhilicagent.com
www.delhiLICagent.com

Multi - Plan Chart


Date : 16/05/2011

Wonder-Plan Quotation
Quotation No

: Kdkd

Chart Date

: 16/05/2011

Name

: Rahul

Chart required upto

: 16/05/2036

Date of Birth

: 16/05/1987

I. T. Slab

: 33.99%

Sec.80 CCE Inv. Limit

: 24

: 9.00%

Loan Interest Rate

Sr.
No

Age

: 100000

Sum

M
d

Jeevan Surabhi - 25 Yrs

1000000

Total :

1000000

Year

Plan/Tm/
Prem. Tm

Plan Name

2011

108/25/18

Interim
Bonus
Rate

50

Loan Re-Investment Rate

: 0.00%

Maturity/S.B. proceeds Re-invt. Rate

: 0.00%

Sec.80 CCE Tax Rebate

: 33.99%

Assu
Bonus
Rate

50

Assu
Step
Rate A/c

Basic
Premium

0.00

Installment
Premium

75842

76842

75842

76842

Annual
Premium

Mat
Date

76842

16/05/36

76842 p.a.

Rider Details
Sr.
No

Plan/Tm/
Prem. Tm

Rider Name

Year

2011

108/25/18

Double Accident Benefit


Total :

Rider
Sum

Rider
Term

Prem.
Term

Installment
Premium

Annual
Premium

Total
Premium Pd.

1000000

18

18

1000

1000

18000

1000

1000

18000

1000000

1. '*' : - Assuming LIC will declare the above mentioned bonus rates for the year ended 31-Mar-2011
2. '#' : - Assuming that bonus rate declared by LIC will increase/decrease per year by step rate mentioned above.
3. ** If premiums paid during the year for any policy exceeds 20% of Sum Assured then Maturity proceeds will be taxable and
eligible amount for section 80 CCE rebate will be restricted to 20% of Sum Assured.

The above statement is based on certain assumptions which are


liable to change according to Government/Corporation's policies.

Harish Chand
LIFE INSURANCE CORPORATION OF INDIA
IRDA Authorised Insurance Advisor
PH. 09811896425, 09212201725
help@delhilicagent.com
www.delhiLICagent.com

Multi - Plan Chart

Insurance Facts
Quotation No

: Kdkd

Chart Date

16/05/2011

Name

: Rahul

Chart required upto

16/05/2036

Date of Birth

: 16/05/1987

I. T. Slab

33.99%

Age

Risk Cover

: 24

Year

Age

Normal

Accident

Annual
Premium

Tax
Saved

Net
Premium

Returns
From L.I.C.

New Loan
Available

Total Loan
Available

2011

24

1050000

2050000

76842

26119

50723

2012

25

1100000

2100000

76842

26119

50723

2013

26

1150000

2150000

76842

26119

50723

49750

49750

2014

27

1200000

2200000

76842

26119

50723

39500

89250

2015

28

1250000

2250000

76842

26119

50723

200000

49250

49250

2016

29

1800000

2800000

76842

26119

50723

33250

82500

2017

30

1850000

2850000

76842

26119

50723

39500

122000

2018

31

1900000

2900000

76842

26119

50723

44750

166750

2019

32

1950000

2950000

76842

26119

50723

200000

115250

115250

2020

33

2000000

3000000

76842

26119

50723

50000

165250

2021

34

2550000

3550000

76842

26119

50723

57000

222250

2022

35

2600000

3600000

76842

26119

50723

64750

287000

2023

36

2650000

3650000

76842

26119

50723

200000

139250

226250

2024

37

2700000

3700000

76842

26119

50723

76250

302500

2025

38

2780000

3780000

76842

26119

50723

82500

385000

2026

39

3330000

4330000

76842

26119

50723

200000

160750

345750

2027

40

3380000

4380000

76842

26119

50723

93000

438750

2028

41

3430000

4430000

76842

26119

50723

99500

538250

2029

42

3480000

3480000

200000

118000

456250

2030

43

3600000

3600000

58000

514250

2031

44

4050000

4050000

66250

580500

2032

45

4100000

4100000

80750

661250

2033

46

4150000

4150000

90750

752000

2034

47

4200000

4200000

102500

854500

2035

48

4250000

4250000

158250

1012750

2036

49

0
Total :

1250000

1383156

470142

913014

2250000

The above statement is based on certain assumptions which are


liable to change according to Government/Corporation's policies.

Harish Chand
LIFE INSURANCE CORPORATION OF INDIA
IRDA Authorised Insurance Advisor
PH. 09811896425, 09212201725
help@delhilicagent.com
www.delhiLICagent.com

Multi - Plan Chart

Summary of Proposed Insurance


Quotation No

: Kdkd

Chart Date

: 16/05/2011

Name

: Rahul

Chart required upto

: 16/05/2036

Date of Birth

: 16/05/1987

I. T. Slab

: 33.99%

Age

: 24

Maximum Risk Cover enjoyed (Normal)

Rs.

4250000

Maximum Risk Cover enjoyed (Accidental)

Rs.

4430000

Total Premium paid

Rs.

1383156

Rs.

470142

Net Premium paid

Rs.

913014

Proceeds from LIC by way of Maturity / Sur. Bens.

Rs.

2250000

Tax Payable

Rs.

Net after tax Payable

Rs.

2250000

Compounded Value of LIC proceeds @ 0.00 % by 2036

Rs.

2250000

Additional Gain through Loan re-cycling @ 0.00 %

Rs.

Rs.

2250000

Less : Tax saved on premium

Net in hand as on 2036

Yield on Investments 11.26 %


Assumptions
--> Premium payments will save tax.
--> Returns will not be Re-invested in Section 80 CCE schemes.
--> Gains on Returns Re-investments will not be taxed.
--> Gains on Loans Re-investments will not be taxed.

The above statement is based on certain assumptions which are


liable to change according to Government/Corporation's policies.