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About Birla Sun Life Insurance Company Limited

Aditya Birla Group and Sun Life Financial Inc joined hands to form Birla Sun Life Insurance Company Limited (BSLI) in the year 2000. Today, it has become an important life insurance company in India contributing constantly towards industry's growth and development. Known specifically for its innovative spirit, the company offers its customers an array of well devised pension plans and health and life insurance products and services. The company with its customized insurance packages has been able to penetrate into more than 1500 markets via a network of 651 branches equipped with 1, 58, 429 advisors on panel.

About Birla Sun Life Insurance


Birla Sun Life Insurance provides you guarantee against future and helps you dream big with its smart insurance covers. From long term protection plans, kid's education, health and retirement security to wealth creation, BSLI has achieved discretion in serving its customers in every sphere of life. Not only this, it has gone an extra mile with providing rider benefits to its valuable customers, who by availing these can enhance their insurance cover in terms of quality and quantity as well. Riders are available at nominal rates and can be customized as per your requirements. Some of the famous rider plans that can be incorporated with insurance solutions are:

Accidental Death and Dismemberment Rider Critical Illness Rider Critical Illness Plus Rider Term Rider Waiver of Premium Rider Accidental Death Rider Critical Illness Woman Ride

Types of Birla Sun Life Insurance Plans


The smart range of insurance plans offered by Birla Sun Life can be categorized as follows:

Protection Plans

Birla Sun Life Insurance Term Plan Birla Sun Life Insurance Premium Back Term Plan Birla Sun Life Insurance High Net Worth Term

Health and Wellness Solutions



BSLI Health Plan BSLI Universal Health Plan

Children's Future Solutions

Birla Sun Life Insurance Children's Dream Plan

Retirement Solutions

Birla Sun Life Insurance Freedom 58 Birla Sun Life Insurance Secure 58 Plan

Savings Plans

Birla Sun Life Insurance Money Back Plus Plan Birla Sun Life Insurance SimplyLife Birla Sun Life Insurance Gold-Plus II Birla Sun Life Insurance Supreme-Life Birla Sun Life Insurance Saral Jeevan Plan BSLI Single Premium Bond Birla Sun Life Insurance Dream Plan Birla Sun Life Insurance Flexi Cash Flow Birla Sun Life Insurance ClassicLife Premier Birla Sun Life Insurance PrimeLife Premier Birla Sun Life Insurance PrimeLife Birla Sun Life Insurance Flexi Life Line Birla Sun Life Insurance Flexi Save Plus

Group Solutions

Group Protection Solutions Credit Guard Mortgage Plans Group Asset Assure Plan Group Retirement Solutions Gratuity Plan Superannuation Plan Leave Encashment Plan

Rural Solutions

Birla Sun Life Insurance Bima Suraksha Super Birla Sun Life Insurance Bima Kavach Yojana Birla Sun Life Insurance Bima Dhan Sanchay

In addition, excellent Birla Sun Life Insurance products for NRIs have also been devised. The BSLI solutions help NRIs to make better educational plans for their kids and build their dream house. They can also seek retirement plans under Birla Sun Life for a better tomorrow

Following are the Life Insurance plans offered by Birla Sun life Insurance Company Ltd. Protection Solution Currently available products to purchase 1. Birla Sun Life Insurance Term Plan : This plan can take care of your financial commitments of yours towards your family by providing large cover at low cost. Minimum age of entry for this plan is 18-55 and maximum maturity age is 70 years. 2. Birla Sun Life Insurance Premium Back Term Plan : This is a low cost life cover promises you to refund the entire premium on maturity or death. Two options are also there to choose 100% premium back or 125% premium back. Maximum term period for this plan is 20 years 3. Birla Sun Life Insurance High Networth Term Plan : Its gives your family total financial security while allowing you to modify the plan and also rewards you for leading a healthy lifestyle. 4. Birla Sun Life Protector Plan Complete financial protection at an affordable cost.

5. Birla Sun Life Protector Plus Plan - Complete financial protection at an affordable cost. Child Insurance Plan 1. Birla Sun Life Insurance (Bachat) Child Plan : Its plan that secures your child's future even in the event of an untimely demise of the life insured. 2. Birla Sun Life Insurance Children's Dream Plan : Its a unit-linked policy, which provides you guaranteed returns, 0% allocation charges, and option to double or triple the guaranteed maturity. 3. Birla Sun Life Insurance Classic Child Plan : It is a plan that secures your childs future, and gives you the freedom to direct your savings to our range of 10 Investment Funds. Wealth with Protection Solutions 1. BSLI Rainbow :An insurance plan that gives you a guaranteed return on maturity that is tax free and the financial security of a life cover. 2. Birla Sun Life Insurance Platinum Advantage Plan : This Plan gives you the advantage to choose from 2 Investment Options Guaranteed Option and Self-Managed Option. With the Guaranteed Option your investments in the Platinum Advantage Fund are safeguarded from any downsides in the capital markets. 3. Birla Sun Life Insurance Dream Endowment Plan : A plan that gives you a Guaranteed Savings Amount on the date of your choice along with a range of options to provide for your family's future financial protection. 4. Birla Sun Life Insurance Money Back Plus Plan : This is also a non-participating endowment plan, which gives you maturity and survival both benefits. One remarkable point is that on every policy anniversary it increases your cover by an equal amount of your base premium. 5. Birla Sun Life Insurance Guaranteed Bachat Plan : Its an non participating endowment plan offers you guaranteed returns and chance to earn survival benefit from the 3rd year onwards. You can withdraw this benefit each tear or can use it as to pay the premium dues. 6. Birla Sun Life Insurance Bachat Endowment Plan : Its provide for your childs education, to buy a house or other needs in the future. 7. Birla Sun Life Insurance Bachat Money back Plan :This insurance plan secures your familys future by not just growing your regular savings, but by providing you money at regular intervals as well. You also get the security of a life cover through the tenure of the policy.

8. Birla Sun Life Insurance Classic Endowment Plan : Its plan that lets you channel your savings to our range of ten investment funds, to suit your investment needs, and also provides financial protection for your family. Health & Wellness Solutions 1. Birla Sun Life Insurance Health Plan : Its plan allows you to spend time cheering up your loved ones and not worry about paying for the best care. 2. Birla Sun Life Insurance Universal Health Insurance : Its provide your entire family with the best medical care without putting a strain on your long-term savings. Retirement Solutions 1. Birla Sun Life Insurance Immediate Income Plan : BSLI Immediate Income Plan that puts your savings into an annuity to give you a regular income in your retirement years. 2. Birla Sun Life Insurance Secure 58 Plan :You can be rest assured that you have a guaranteed corpus of funds at the threshold of retirement, plus the accumulated survival benefit that you collect over the years. 3. Birla Sun Life Insurance Classic Life Plan:It is a plan that gives you complete control over your investments by directing your premiums to our range of 10 Investment Funds along with a range of rider options to give your family the security of financial protection. 4. Birla Sun Life Insurance Dream Life Plan : It is a plan that suits your needs and gives you the freedom to live life confidently. Birla Sun Life Insurance - Old products not available for fresh purchase 1. Birla Sun Life Insurance Gold-Plus II : Its an investment plan offering nine-funding option to choose and 100% equity fund option also. Free unlimited switches are given to you to manage your investments. This plan offers good liquidity to you. 2. Birla Sun life insurance Platinum Plus : It is a unit linked, non participating insurance plan. In this plan, the investment risk is borne by the policyholder but not if this policy is detained till maturity. 3. Birla Sun Life Insurance Saral Jeevan Plan - In todays fast life its really easy to buy an insurance plan, which you immediately can purchase just by providing three health statements to the company. Bsli Saral Jeevan is the best option to go for. 4. Birla Sun Life Insurance Supreme-Life - Its a unit linked non-participating plan providing 8-fund options to choose. It gives a choice of two death benefits. 5. Birla Sun Life Insurance Dream Plan - Its a unit-linked policy, which provides you guaranteed returns, 0% allocation charges, and option to double or triple the guaranteed maturity. 6. Birla Sun Life Insurance ClassicLife Premier - It will give you guaranteed additions in the form of guaranteed units and a good choice of 8 investment funds are also there. You are free to choose the term period of 10,20,30 or whole life. 7. Birla Sun Life Insurance SimplyLife - It ensures a lifetime of tax-free investments to fulfill the needs of your dear ones. Its a market related plan provides you a good death benefit amount. 8. Birla Sun Life Insurance PrimeLife Premier - Its a single time investment with top

up options. It keeps you hassle free and provides you guaranteed returns at regular intervals. 9. Birla Sun Life Insurance PrimeLife - It is a single premium policy gives you the benefit of life insurance and investments as well. Its a non-participating ULIPpolicy. 10. Birla Sun Life Insurance Flexi Cash Flow - For this policy you can pay lump sum premium payment at regular intervals. It will give you 3% guaranteed returns on net policy charges. 11. Birla Sun Life Insurance Flexi Save Plus - This plan will give you the choices of 3 fund options, maturity ages & guaranteed returns of 3%. 12. Birla Sun Life Insurance Flexi Life Line - This would provide you a life long cover till 100 years of age and will give you the option of tax-free partial withdrawals. 13. Birla Sun Life Insurance Single Premium Bond - This plan gives you the opportunity to make one time investment with no medical tests and will also gives you the facility of high entry age. Its a short term investment plan provides you the option of 5 years or 10 years term period. 14. Birla Sun Life Insurance Freedom 58 - Its a non- participating ulip plan. It helps you accumulate your premiums and the investment return there of into a corpus of your retirement. 15. Birla Sun Life Insurance Flexi Secure Life Retirement Plan II - This will provide you the option to take a life cover or not. You can choose your retirement age yourself whether you want to prepone/postpone it.

About Max Life Insurance Company

Max Life Insurance Company is one name in the field of insurance in India that offers a diverse range of products for a wide ranging variety of customers. The company Max New York Life Insurance is a joint business enterprise between India's leading Multi-business Corporation Max India Limited and New York Life, a Fortune 100 Company. The company aims to become the most admired life insurance company in India and has developed a strong corporate governance model based on the central value of excellence, honesty, knowledge, integrity and teamwork. Max Life Insurance puts special emphasis on the selection process of the insurance agent advisors. The selection process comprises of four stages namely: screening, psychometric test, career seminar and the final interview. All the training is provided in-house to ensure control on the quality of the training offered. The company has a multi channel distribution that is spread across all parts of the country. Max offers a suite of products covering the sectors of both life insurance and health insurance sectors.

Max Life Insurance Company in India

Merged in 2000, the company started its commercial operations in India one year later in 2001. Max Life Insurance Company has around 87,688 agent advisors at 712 offices across 389 cities in the country. Besides this, the company also has 36 referral tie-ups with banks, 24 partnership distribution and alliance marketing relationships. The company has put in place a unique model of distribution to deepen our rural penetration and has 137 offices dedicated to rural areas. Currently the company has more than eleven thousand employees in India working in the various insurance divisions.

Max Life Insurance Solutions

Max New York Life Insurance provides individual, group, life and health insurance options to customers in India. Other services like investment plans, retirement plans, insurance plans for children, group credit life plan, health insurance plans, saving plans, rural plans, group gratuity cum term insurance plan, protection plans and deposit linked insurance plans to groups are also on offer.

Max New York Life Plans

The Life insurance plans from Max New York offers protection against any financial disruption that may hamper the smooth flow of life. Families that have double incomes can opt for covers separately. All the individual plans guarantee the maximum protection at economic prices. Some of the life plan schemes consist of Five Yr Renewable and Convertible, Level Term Policy, Whole Life Participating, Life Gain Plus 25 (Par), 20 year Endowment (Par), Life Pay Money Back, Endowment to Age 60 (Par), Life Gain Endowment, Life Gain Plus 20 (Par), Life Partner Plus and Max New York Life Secure Dreams.

Max Life Insurance Child Plans

There are several insurance plans offered by Max Life Insurance for children. The child insurance plans take care of all the educational needs; the idea is to ensure that money never becomes a reason for a child as to why one cannot have the education of their choice. The Max Life Insurance Child Plans consist of Children's Endowment to 18 (Par), SMART Steps Single Premium, SMART Steps, Children's Endowment to 24 (Par) and SMART Steps Plus. Some of the other plans offered by Max Life Insurance consist of: SMART Assure Life Maker Gold LifeLine MediCash LifeLine Safety Net LifeLine Wellness Life Maker Platinum Life Maker Premium LifeLine Wellness Plus LifeLine MediCash Plus Easy Life Retirement (Par) SMART Invest Pension Plus Max New York Life SMART Xpress Max New York Life LifeLine Healthy Family

Max New York Life


Various Plans offered by Max New York Life Insurance are as follows Life Plans - Currently available products to purchase 1. Max New York Life Platinum Protect It is a comprehensive solution that fulfills all your protection needs for your family and yourself. 2. Whole Life Participating Plan : Is a policy which you can avail till the age of 100years.Its a lifetime security plan. 3. 20year Endowment (Par) Plan : Is an endowment plan where on its maturity at the end of 20 years, this policy gives you a guaranteed sum also any bonus it accumulates. 4. Endowment to age 60 (Par) Plan : is a policy that helps you to save mainly for your retired life. The policy matures after your 60th birthday and you can use the funds in any way you wish. 5. Life Gain Plus 20 participating plan : Is a plan that provides with an insurance cover that is guaranteed for 20 years. 6. Life Gain Plus 25 : is a limited pay endowment plan to meet your financial goal and save for any need after 25years. 7. Life Pay Money Back Plan : Is a plan where it keeps paying part of the Sum Assured at regular intervals and the balance keeps growing to take care of your long term saving needs. Besides it also provides insurance coverage till maturity. 8. Life Gain Endowment Plan : Is a plan which provides an insurance cover that is guaranteed during the tenure of the policy. Growth Plans - Currently available products to purchase 1. Max New York Life Shubh Invest It is a simple yet powerful solution for you, and is an ideal plan to start your journey towards financial independence. Health Plans - Currently available products to purchase 1. Max New York Life LifeLine Medicash Plus It is provide you support by giving you hospital cash benefit, whenever you are hospitalized. 2. Max New York Life LifeLine Safety Net Its offers you a term cum health insurance - LifeLine-Safety Net , the new age insurance covering death, disability, disease and accident under one single plan. 3. Max New York Life LifeLine Healthy Family - The Most Comprehensive Health Insurance Plan. 4. Max New York Life LifeLine Wellness Plus Its provide a wonderful benefit system in terms of long tenure of coverage, coverage for 38 critical illnesses and tax benefit. Children Plans - Currently available products to purchase 1. Max New York Life Shiksha Plus II It is a 360 degree child plan that provides for over all development of your child in all the circumstances. 2. Max New York Life Smart Bond - The smartest way to ensure maximum protection for your family with minimum investment.

3. Max New York Life College Plan - A Guaranteed Money Back Life Insurance plan designed to meet the rising cost of college education of your child. Children Plans - Old products not available for fresh purchase 1. Smart Steps : Is a regular premium unit linked life insurance children plan. 2. Smart Steps Plus : A regular premium unit linked life insurance plan to fulfill for your childrens future requirements. 3. SMART Steps Single Premium : Is a policy which will help you plan for your child's future in an orderly manner. 4. Children's Endowment Participating Insurance to age 18 : Is a life insurance plan where it helps you to provide for your child higher education. 5. Children's Endowment Participating Insurance to age 24 : This plan helps to provide for various events in your childs life such as a marriage and other needs. Retirement Plan - Currently available products to purchase 1.Life Partner plus Plan : Is a limited pay endowment plan to Age 75. The benefits of this plan are gives you maturity benefits at the age of 75, provides you a life coverage insurance and helps in financial needs to the family of the policyholder incase of his death. Retirement Plans - Old products not available for fresh purchase 1. Easy Life retirement (par)Plan : Is a plan with regular premium or single premium policy to meet your future needs that is at the time of your retirement. 2. Smart Invest Pension Plan : Is a comprehensive unit linked pension plan to meet your post retirement financial needs. Group Plans - Currently available products to purchase 1. 2. 3. 4. 5. 6. 7. Group Credit Life. Max Super Life. Group Gratuity cum Term Assurance. Unit Linked Group Gratuity Plan. Unit Linked Superannuation Plan. Group Term Life. Employee Deposit Linked Insurance.

Max New York Life Insurance - Old available for products not fresh purchase Protection Plans - Old products not available for fresh purchase 1. Five Year Renewable and Convertible Term Insurance : provide you with a low cost insurance cover during its tenure of five years and secures your family future needs. 2. Level Term Policy : Is a very low cost plan which offers insurance cover. Investment Plans - Old available for products not fresh purchase 1. Smart Assure : Is a unit linked insurance plan that combines insurance and investment

2. Life Invest : Is based on the different needs of an individual and provides comprehensive protection. 3. Life Maker Premium : Is an investment-cum-insurance plan where you can invest your funds in various schemes like equities and debts. 4. Life Maker Gold : is a unit linked plan which provides insurance as well as investment options. 5. Life Maker Platinum : Is a unit linked plan to meet your financial goals.

Max New York Life Insurance


Max New York Life Insurance Company Limited is a joint venture between Max India Limited, which is a one of India's leading multi-business corporate, and New York Life International, which is a Fortune 100 company & global expert in life insurance. Max New York Life Insurance started its commercial operations in India in 2001. It is the first life insurance company in India to be awarded the IS0 9001:2000 certification. The company has around 133 offices all over the country. Max New York Life offers a variety of flexible products covering both life and health insurance including 8 riders that can be customized to over 800 combinations which enable the customers to choose the policy that suits their needs. Max New York Life also offers 6 products and 7 riders in group insurance business. The company has a plan for every need, designed as to meet your long term financial goals & aspirations. They help you fulfilling your dreams & commitments. The list of few plans provided by Max New York Life Insurance Company Limited is given below: Protection Plans

Five Yr Renewable & Convertible Plan Level Term Policy

Children Plans

Children's Endowment to 18 (Par) Plan Children's Endowment to 24 (Par) Plan SMART Steps SMART Steps Plus

Investment Plans

Life Maker Premium Life Maker Gold Life Maker Platinum Life Invest

Retirement Plans

SMART Invest Pension Easy Life Retirement (Par) Plan

Health Plans

Lifeline Medicash Lifeline Wellness Plus Lifeline Medicash Plus Lifeline Safety Net

Savings Plans

Whole Life Participating Life Gain Plus 25 Participating Plan 20 year Endowment (Par) Plan Life Pay Money Back Plan

Strategic Products Plans

Bancassurance 1. Capital Builder Plan Partnership Distribution 1. Max Mangal 2. Capital Builder 3. Max Vriksha 4. Max New York Life Unit Builder

Max Amsure 1. Future Builder 2. Business Builder 3. Bonus Builder 4. Secure Returns Builder

Group Plans

Group Credit Life Unit Linked Group Superannuation Plan Group Gratuity cum Term Assurance Group Term Life Unit Linked Group Gratuity Plan Employee Deposit Linked Insurance Max Super Life