Harish Chand

Delhi LIC Agent

577, GH-9, PASCHIM VIHAR
NEW DELHI- 110087
INDIA, 9811896425, 9212201725
www.delhiLICagent.com

Jeevan Anand
. . . . a life free of worries

10/08/2011
Illustration specially customized for Mr. Xyz Aged 26 Years.

Jeevan Anand is an innovative insurance product from Life Insurance Corporation of India,
which combines the benefits of an Endowment Policy and a Whole Life Policy.
Under this plan you pay premiums for a limited period. During the premium paying period
you are covered to the extent of the sum assured and the bonuses that vest on this
policy. After the premium term is over the sum assured together with accumulated
bonuses and final additional bonus (if any) become payable to you free of any income tax.
The highlight of this plan is that even after the maturity of the policy the coverage on your
life continues for your lifetime to the extent of the sum assured without the payment of
any further premiums.

General Terms of this Plan

Minimum Age At Entry

18 years completed

Maximum Age At Entry

65 years (Age Nearer Birthday)

Maximum Premium
Ceasing Age

75 years (Age Nearer Birthday)

Premium Paying Term

5 years to 57 years

Minimum Sum Assured

Rs. 1,00,000

Maximum Sum Assured

No Limit

Double Accident
Benefit

Exclusively available upto Rs.5,00,000 during the Premium

paying term and thereafter upto age 70. No additional
premium is required to be paid

Loans

Available after payment of 3 full years premiums

Harish Chand
Delhi LIC Agent
577, GH-9, PASCHIM VIHAR
NEW DELHI- 110087
INDIA, 9811896425, 9212201725
www.delhiLICagent.com

A Proposal Jeevan Anand for you

Sum Proposed

: Rs.200000

Premium Payable For

: 5 Years

Premium Payable

: Quarterly

Basic Premium

: Rs.12412

Rider Premiums

: Rs.0

Total Premium

Assumed Bonus Rate

*
: 34

Step Rate

: Rs. 12412
#
:0

Interim Bonus Rate

Sec.80 CCE Inv. Limit

: 34

: Rs.100000

Sec.80 CCE Tax Rebate

: 33.99%

Insurance Facts
Risk Cover

Annual
Premium

Tax
Saved

Nett
Premium

Returns
From L.I.C.

New Loan
Available

Total Loan
Available

406800

49648

13596

36052

413600

49648

13596

36052

220400

420400

49648

13596

36052

73250

73250

29

227200

427200

49648

13596

36052

41500

114750

30

234000

434000

49648

13596

36052

43750

158500

2016

31

200000

400000

234000

13750

13750

2017

32

200000

400000

1000

14750

2018

33

200000

400000

1000

15750

2019

34

200000

400000

1000

16750

2020

35

200000

400000

1000

17750

2021

36

200000

400000

1250

19000

2022

37

200000

400000

1000

20000

2023

38

200000

400000

1500

21500

2024

39

200000

400000

1250

22750

2025

40

200000

400000

1500

24250

2026

41

200000

400000

1500

25750

2027

42

200000

400000

1500

27250

2028

43

200000

400000

1750

29000

2029

44

200000

400000

1750

30750

2030

45

200000

400000

1750

32500

2031

46

200000

400000

2000

34500

2032

47

200000

400000

1750

36250

2033

48

200000

400000

2000

38250

2034

49

200000

400000

2250

40500

2035

50

200000

400000

2000

42500

2036

51

200000

400000

2250

44750

2037

52

200000

400000

2250

47000

2038

53

200000

400000

2000

49000

2039

54

200000

400000

2750

51750

2040

55

200000

400000

2500

54250

2041

56

200000

400000

2500

56750

2042

57

200000

400000

2500

59250

2043

58

200000

400000

2750

62000

2044

59

200000

400000

2500

64500

Year

Age

Normal

2011

26

206800

2012

27

213600

2013

28

2014
2015

Accident

2045

60

200000

400000

2750

67250

2046

61

200000

400000

2750

70000

2047

62

200000

400000

2750

72750

2048

63

200000

400000

2750

75500

2049

64

200000

400000

2750

78250

2050

65

200000

400000

2750

81000

2051

66

200000

400000

3000

84000

2052

67

200000

400000

2750

86750

2053

68

200000

400000

2750

89500

2054

69

200000

400000

2750

92250

2055

70

200000

200000

3000

95250

2056

71

200000

200000

2750

98000

2057

72

200000

200000

2750

100750

2058

73

200000

200000

2500

103250

2059

74

200000

200000

2750

106000

2060

75

200000

200000

2750

108750

2061

76

200000

200000

2500

111250

2062

77

200000

200000

2500

113750

2063

78

200000

200000

2500

116250

2064

79

200000

200000

2500

118750

2065

80

200000

200000

2500

121250

2066

81

200000

200000

2250

123500

2067

82

200000

200000

2250

125750

2068

83

200000

200000

2000

127750

2069

84

200000

200000

2250

130000

2070

85

200000

200000

2000

132000

2071

86

200000

200000

2000

134000

2072

87

200000

200000

2000

136000

2073

88

200000

200000

1750

137750

2074

89

200000

200000

1750

139500

2075

90

200000

200000

1750

141250

2076

91

200000

200000

2000

143250

2077

92

200000

200000

1750

145000

2078

93

200000

200000

1750

146750

2079

94

200000

200000

2250

149000

2080

95

200000

200000

2250

151250

2081

96

200000

200000

3750

155000

2082

97

200000

200000

3750

158750

2083

98

200000

200000

8750

167500

2084

99

200000

200000

6250

173750

2085

100

200000

200000

248240

67980

180260

234000

Harish Chand
Delhi LIC Agent
577, GH-9, PASCHIM VIHAR
NEW DELHI- 110087
INDIA, 9811896425, 9212201725
www.delhiLICagent.com

Benefits Summary*
Minimum Risk Cover (Normal)

Rs. 206800

Minimum Risk Cover (Accidental)

Rs. 406800

Maximum Risk Cover (Normal)

Rs. 234000

Maximum Risk Cover (Accidental)

Rs. 434000

Annual Tax Savings (Sec. 80 CCE)

Rs. 16875

Total Premium to be paid

Rs. 248240

Maturity Amount in 2016

Rs. 234000

Yield on Investment

12.12%

Free Risk Cover from 2016

onwards for Lifetime

Rs. 200000

Free additional accidental cover

from 2016 to 2055 ,when you
reach age of 70 yrs

Rs. 200000

1. '*' : - Assuming that LIC will declare the above mentioned bonus rates for the year ended 31-Mar-2011
2. '#' : - Assuming that bonus rate declared by LIC will increase/decrease per year by step rate mentioned above.

The above statement is based on certain assumptions which are

liable to change according to Government/Corporation's policies.