Tiffany A. Semanisin 2461 Winston Drive Sterling Heights, MI 48310 Phone: (248) 321-6734 E-mail: ts132cb6c@westpost.

net PROFESSIONAL OBJECTIVE Obtain a position as a business analyst utilizing knowledge of Microsoft Office Suite, general office practices, organizational skills, and multi-tasking abilit ies. I have several years experience as a business/financial analyst, as well as administrative experience and look forward to a position which requires me to t hink on my feet, solve problems, and aide in daily operations to create an enjoy able working environment for all. PROFESSIONAL EXPERIENCE REO Analyst Realty Executives United, LLC Metamora, MI 48455 March 2009 - Present Comparable research using websites and city/township offices. Completing initial and updated broker price opinions and monthly status reports using several lender websites and forms, including Fannie Mae, GMAC, HSBC, and many others. Dealer Business Planning Analyst ChannelVantage, Inc. Detroit, MI 48265 October 2007 - June 2008 Collection and organization of dealership data, for use in completing business changes. Analysis of dealership financial statements. Daily correspondence with dealership owners, as well as manufacturer zone team members. Appraiser Stout Risius Ross Farmington Hills, MI 48334 January 2005 - August 2007 Collection and organization of subject and comparable property data. Inspection of subject and comparable properties. Meeting with/interviewing property owners/clients. Creating/maintaining correspondence via regular mail and email. Financial analysis of subject and comparable property data, including financial statements and leases. Determination of subject property value estimates for financing, estate plannin g, and financial feasibility purposes. Writing/production of final appraisal reports. Maintaining contact with clients and borrowers to ensure that all data is recei ved and all requirements are met. Creation of reconstructed operating expenses. Derivation of overall rates from sales-transaction and other market data. Application of the Sales Comparison, Income Capitalization, and Cost Approaches . Application of direct capitalization and yield capitalization methods. Determination of market lease rates. Valuation of leased fee and fee simple estates.

Determination of appropriate OAR, yield, and discount rates. Creation of market and area analyses. Completion of market research including internet sources, real estate brokers, and market participants. Confirmation of comparable sale data. Determination of highest and best use. Extraction and use of data from construction documents/blueprints. Real Estate Administrative Assistant Stout Risius Ross Farmington Hills, MI 48334 August 2003 - December 2004 Production of final appraisal reports. Management of group scheduling database. Creation/production of work papers. Preparation and distribution of marketing materials. Administrative Assistant Stout Risius Ross Farmington Hills, MI 48334 August 2002 - August 2003 Production of final appraisal reports. Creation/production of work papers. Preparation and distribution of marketing materials. Correspondence with clients (reception duties). Assistant to Student Housing Director Lawrence Technological University Southfield, MI 48075 May 2001 - August 2002 Creation/production of housing applications and leases. Creation/distribution of resident correspondence. Organization and maintenance of resident files. Collection and maintenance of rent payments. Presentation of available units to prospective tenants. Coordination of resident move-in and move-out processes. EDUCATION Bachelor of Science Degree in Business Management Lawrence Technological University Southfield, MI 48075 May 2004 G.P.A. - 3.47 Cum Laude Proficient in Microsoft Office Suite