MAURICE FEDERBUSCH 8452 Fredericksburg Road # 375 San Antonio, Texas 78229 210-764-6340 mf1e3b6fc@westpost.

net PROFILE Well-trained seasoned multi industry Marketing and Sales Professional. Loan Offi cer licensing currently held through NMLS. Successfully owned and operated a pub lishing company with full profit and loss responsibilities. Accustomed to dealin g with the public. Counselor-styled approach in problem resolution. Tenacious, r esourceful and goal oriented entrepreneurial spirit. Consistently achieves final results above and beyond the client`s expectations. Effective communication a nd presentation skills. Extending tutoring and mentoring skills to junior sales professionals. Strengths include: *Client Problem Assessment *Business Contracting Skills *Well Developed Analytical Skills *Rapid Problem Resolution *Time & Territory Management *Business Administration & Management *Federal Lending Guidelines Administration *Proposal Writing & Development TECHNICAL SKILLS *Computer Literate - Microsoft Word, Excel *Outlook, Quickbooks Pro *Calyx Point -Mortgage Professional *Serif Desk Top Publisher, Serif Web Designer 5.0 PROFESSIONAL EXPERIENCE Mir Mitchell & Company Irving, Texas REO Fanniemae Processor 3/11 - 6/2011

Review, process and authorize claims for payment to mortgage servicers in behalf of Fanniemae. Thoroughly knowledgeable with Fanniemae guidelines for disburseme nt of REO distressed properties under Fanniemae`s authority. Temp work assignmen t. Texas Workforce Commission San Antonio, Texas Customer Service / Claims 09/09 - 5/10

Become familiar with Texas Unemployment Insurance Compensation Act and applicabl e laws. Follow established protocol in the intake of calls from unemployed cla imants. Guide claimant in the steps to properly file their claim. Data entries t o update claimant computer files. Calls made to verify claim information. Empha sis on quality customer service. Temp work assignment. Manpower Personnel San Antonio, Texas

05/09 - 06/09

Mortgage Consultant Wells Fargo call center to handle customer inquiries. Advise and counsel on a va riety of mortgage loan programs. Analyze and evaluate client`s financial positio n Review client loan profile to meet federal underwriting guidelines. Negotiate rates and terms to lower the client`s payment and interest cost. Lock rates, pr ep for underwriting and delivery of disclosure documents. Knowledgeable with ban king and mortgage regulations.RESPA,TILA, ECOA, HERA, HOEPA, HMDA, PMI, FCRA. Te mp work assignment. Flying J Corporation Ogden, Utah 08/07 - 02/09 Financial Services Associate Business development for Transportation Alliance Bank A Flying J company. A majo r national chain of retail truck stops. Knowledgeable in federal banking regulat ions dealing with consumer credit. Opened a variety of bank accounts. Identified cross selling opportunities. Sold branded debit-credit rewards programs and acc ount receivables financing services. Ranked in the top 10% of offices for high c ustomer retention. Consistently met monthly sales goals. Top Mortgage Group San Antonio, Texas Loan Officer 08/06 - 07/07

Business development to originate new loans. New loan application data entered in system. Evaluate customer needs vs. lender requirements. Counsel borrower on loan program benefits. Intake and evaluate borrowers financial documents. Issue d RESPA disclosures. Ordered credit, title, appraisals. Reviewed all documents i ncluding HUD for accuracy. Brought loans to closure. Present at borrower closing s. Attended formal Interbay training in commercial real estate lending practices to include SBA programs. Southwestern Mortgage San Antonio, Texas Compliance Officer 6/05 - 8/06

Reviewed and updated in house files for compliance. Entered loan data into Calyx software. Evaluate client`s income and employment history to meet lender guide lines. Executed timely delivery of RESPA disclosure documents. Conducted new bus iness development via telesales. Converted borrowers from adjustable to fixed ra te loan. Processed my own client`s loans .Ordered credit, title, survey and appr aisal. Reviewed loan file quality including HUD for accuracy prior to closing. L oan Officer licensure obtained in 2005. Mortgage Investors DBA Amerigroup Mortgage Houston, Texas 1/05 - 4/05 Loan Officer In home sales of mortgage loan products to FHA borrowers. Approached borrowers o n eligibility of FHA streamline process and requirements. Conducted in depth fi nancial analysis. Presented fixed and adjustable rates scenarios. Collected all required documents for overnight mailing to corporate office. Corp office to qua lify, underwrite process documents and bring to a close. Employed part time. KLM On Site Solutions Berwyn, Pa 9/04 - 12/04 Marketing Rep / On Site Promoter

Promote the Southwest Airlines Rapid Rewards Visa credit card program with frequ ent flyers at the airport. Analyze yearly air travel miles with other carriers. Responsible for high volume of applications taken daily. Achieved high conversio n rate to Southwest Airlines. frequent flyer rewards program. Employed part time . Seeking full time employment. Elite Mortgage San Antonio, Texas Loan Originator 7/02 - 8/04

New client development through telesales efforts conducted daily. Promoted refin ance and home purchase programs. Discussed VA, FHA and conventional loan program features and benefits. New loan applications taken nightly. Contributed 22% to office production and income. Part time employment evenings. Admiral Services San Antonio, Texas Customer Service

10/98 - 6/02

Promote and sell the maintenance programs of Admiral air conditioning services. Employed counselor styled sales approach. Performed analysis of cost efficiencie s when scheduled maintenance is performed. Directed daily outbound telesales ef forts to gain new customers. Generated sales appointments for seasonal maintenan ce services. Recaptured revenues for the company with customers that avoided n eeded service or repairs. Employed part time. Accel Publishing San Antonio, Texas Owner / Publisher 6/94 - 9/98

Sold advertising to businesses in a real estate print publication . Negotiated s ales contracts for print advertising. Analyzed client`s advertising program cos t and revenues per sale. Set marketing and pricing strategies. Opened up Web advertising division. Trained new sales personnel in time & territory manage ment, prospecting, in person sales presentations and closing sales. Full P+L res ponsibilities. Major clients gained included: Century 21, Remax and Prudential Real Estate. EDUCATION Bachelors in Business Administration University Of St. Thomas; Houston, Texas PROFESSIONAL LICENSING Loan Officer License Obtained 2005 - NMLS National Mortgage Licensing 2011 MILITARY U.S. Army LANGUAGE SKILLS French Speak - Read - Write Veteran Honorable Discharge