JOSEPH C. TYSER, SR.

(JOE)
____________________________________________________________________________ Silver Spring, MD 20905 (301) 236-9465 aatjct@verizon.net http://www.linkedin.com/in/joetyser PROFILE Highly organized Business Development/Automotive Finance Professional with extensive experience in business-to-business sales with several leading commercial banks as well as two years credit union experience in direct and indirect consumer lending and over seven years of finance and insurance management in automobile dealerships Insightful decision maker with an aptitude for development strategies Skilled communicator with exceptional interpersonal skills effective across all levels of an organization Goal-oriented with ability to balance corporate objectives and customer/member needs AREAS OF EXPERTISE Market research and strategic market planning Risk & Credit Management Product & Pricing Management Relationship building Contract execution Prospecting and cold calling Report writing & data analysis Operations and Sales Business Integration SELECTED ACCOMPLISHMENTS Managed a tri-state area dealer portfolio for Indirect Lending with an excellent record of customer retention and reactivation Conducted market research and opened and managed a Loan Production Office of Indirect Auto Lending for a commercial bank in a new market area Assisted with budget preparation and loan volume projections for loan production office Developed a proprietary indirect lending channel for a federal credit union and signed forty eight dealers to dealer agreements for participation as partner dealers Delivered and managed the credit unions loan products for consumer loan and home equity assets through effective usage of varied delivery channels including Direct, Indirect and Internet resources Researched, developed and implemented an internet resource channel for delivery of an Auto Buying Service inclusive of a co-branded website with the Costco Auto Program as an added member benefit Implemented a collateral protection insurance program to replace a vendors single interest insurance program and managed the tracking and accounting of the third party administration of the program

Joseph C. Tyser, Sr., (Joe) PROFESSIONAL EXPERIENCE NIH Federal Credit Union Castle Ford Mazda Mitsubishi Pensare LLC, d/b/a Tischer Acura Nissan Capitol Cadillac CitiFinancial Wells Fargo Financial Chevy Chase Bank/Consumer Finance Corp. Provident Bank of Maryland Loyola FSB EDUCATION

(301) 236-9465

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Director of Consumer Lending Dealer Relationship Officer Finance Director Finance Manager Finance Director Dealer Development Rep. Area Sales Manager Marketing Representative Business Dev. Officer Loan Production Off. Mgr. Credit Analyst

2009-2011 2009 2008-2009 2004-2008 2001-2004 2001 1999-2000 1995-1999 1992-1995 1991-1992

BS Psychology/Social Science, Frostburg State University, Frostburg, MD PROFESSIONAL DEVELOPMENT Ford Motor Credit Company Finance and Insurance Manager Certification General Motors Acceptance Corporation Finance and Insurance Manager Certification Ford Division Commercial Account Sales Management Certification