Banking Operations Briefing

Background Many executives in Financial Services, IT, Accounting, Compliance, Marketing and other areas in Banks have only a rough idea as to what Banking is and the scope of Banking Operations. This 2 day course gives a wide practical and fairly detailed view of all the main banking operations, including what they are, how they operate current issues. Delegates

IT Executives in Banks or designing and servicing Banking clients Marketing Executives Compliance Officers Accountants and Auditors HR Executives new to the industry Lawyers (CPD credit)

Content Background in Banking -Functions of a bank, credit creation, funds transmission services, types of bank: retail, savings, mortgage, commercial, investment, private bank. Regulatory developments: bis ratios and their meaning. -Basle1 and Basle 2 outlined -Problems of banks: liquidity, matching assets to liabilities, competition, low market growth -Importance of alm (asset-liability management) -Meaning and importance of cost/income ratios -Meaning of spread and return on assets -Current issues and influences: expansion, diversification, bank assurance Funds Transmission

-Outline clearing system example, -Development of e-learning and its advantages -Value v fate of a cheque -Meaning of nostro and vostro accounts Retail of consumer banking -Products, savings, credit cards, mortgages, loans etc -Deposits: type and structures: call, demand/notice loan and product pricing Commercial banking -Typical products: loans, deposits, funds transmission commercial lending and credit analysis in some detail commercial banking fees and profits Client records and account maintenance -What information is needed on an account -Type and structure of charges Capital markets & treasury Background -What are the capital markets: products and services offered? -What is the role of treasury: products and services offered? -Dealing desk structure -Agent v market making or oa/propiertary dealings -Trading principles: long and short positions -Role of front, middle and back office -Stp, what it means and why is it important

-Base2 effect

Treasury -Money market products and operations -Fixed income products outlined -Forwards, futures and options explained as treasury products -Swaps, fras, explained -Repos and their use expanded Capital markets -Loan sydication explained -Flotations, ipo's, right issues explained -Mergers and acquisitions outlined Foreign exchange -Why fx requirements arise, size and nature of the markets. Main currencies involved -Spot and cross rates -Forward rates and how calculated -Trading and settlement of fx deals Swift outline & funds transfers -What is swift? Example messages -Iso 15022 and swiftnet explained -Meaning of bic and iban Trade finance

-What is trade finance? Use of correspondent banks -Types of trade finance: l/cs and their varieties meaning of confirmation, clean payment etc -How a bank makes money out of trade finance Private banking & wealth management -What is private banking? Market size and players. -Products offered and their attraction. -Needs of a private banker -Jargon explained: discretionary, advisory and execution. -Outline of portfolio management.