Check Home Loan Interest Rates

Bank Name LAupto_20lacs

Bank Name State Bank Of India Floating Interest rate 10.75%

Loan Amount
Upto 20lacs

Loan Tenure
From 5yrs to 10yrs

Processing Fee 5,000 + service tax (Upto 30lacs), 10,000 + service tax (above 30lacs) 0.50% of loan amount upto 1 crore 0.5% or maximum 10,000+service tax (12.36%)

Prepayment Charges Nil

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ICICI Bank

HDFC Ltd

HSBC Bank

Scheme I :10.50% (Fixed 1 yr) Scheme II : 10.75% (Fixed 2yrs) Scheme III : 10.75% (Fixed 3yrs), then 10.50% Scheme I : 10.75% (Fixed for 3 yrs ) Scheme II : 11.25% (Fixed for 5 yrs ) , After that 10.50% rate or then applicable rate. 10% to 13%

N.A

No prepayment charges shall be payable for partial or full prepayments irrespective of the source 1% of the loan amount applied for, subject to a minimum of Rs 10000 plus service tax. This fee is payable on application and is not refundable Nil

INR 10,000 plus service tax & cess

LIC Housing

Scheme I : 10.40% Scheme II : 10.70% (Fixed for 3 yrs), 11.15% (Fixed for 5 yrs)

AXIS Bank

Scheme I : 11.75% (Fixed for 20 yrs) Scheme II : 10.75%

Up to 30 lacs : 10,000 +(Service tax) 30 - 50 lacs : 15,000 +(service tax) 50 lacs - 1Cr : 20,000 +(service tax) 1Cr & above : 25,000 +(service tax) Rs.5515 (Upto 30Lacs), Then 10,000 + Service Tax

2% (For Scheme I) Nil (For Scheme II)

IDBI

10.75% - 11.75%

ING Vysya

10.75%

Standard Chartered DHFL

10.40% 11.25% (Upto15Lacs), then 11.50% 10.75%

Up to 1%of loan amount (Rs 2500 to be collected at login and balance at the time of sanction ) 5000 + 12.36% (service tax) (Upto 20Lacs) 5000 + 12.36% (service tax) (Above 20Lacs) Rs.7500/NIL

If Balance Transfer then 2% Otherwise Nil

If 25% of outstanding amount is paid every year No Penalty , otherwise 2% of outstanding amount NIL If 25% of outstanding amount is paid every year No Penalty , otherwise 2% of outstanding amount. 1) Nil for Prepayment less then 25% of Sanctioned loan in financial year 2) 2% on Loan outstanding at the time of loan closer up to 90% no charges after that 2.5% Nil

Citibank

0.25% + 12.36%(service tax)

Deutsche Bank India Bulls

10.75% 10.50%

10000 + Service Tax upto 30lacs - 2,500 + 12.36% (service tax) above 30lacs to 1.5Cr - 5,000 + 12.36%(service tax) Above 1.5Cr - 10,000 + 12.36%(service tax) 0.75% of loan amount + Service Tax 0.50% of loan amount, Maximum Rs. 10,000/Nil (Upto 25Lacs) 0.50% (Max Rs 50,000/-) (25lacs & above)

Reliance Allahabad Bank Bank of Maharastra

11.5% 11.50% 10.80%

0.5% of loan amount 2% of Outstanding Balance only in case of takeover N.A

Central Bank of India Corporation Bank Bank of India

10.75% 10.80% 10.75%

0.50 % of loan amount, maximum Rs.20,000/NIL For loans upto Rs.30 lacs One time @ 0.55% of loan amount min. Rs. 3000/- and max. Rs.10000/For Loan over Rs.30 Lacs upto Rs.50 lacs One time flat Rs.15,000/For Loan over Rs.50 Lacs upto Rs.1.00 crore One time flat Rs.20,000/0.50% of the loan amount N.A 0.5% of the loan amount minimum Rs.1000.00.

N.A Upto 30 lacs 0.40% 30-75 lacs : 0.50% 75 lacs & above : 0.60% 2.25% of outstanding loan amount.

United Bank of India Vijaya Bank UCO Bank Canara Bank Union Bank of India

11.60% 11% 11.50% - 12% 11.% 11.40%

N.A N.A N.A

Bank of Baroda Oriental Bank of Commerce

11.50% 11.15%

0.25% of loan amount subject to a maximum of Rs.15000/- plus service tax as applicable N.A NIL

0.50% of the loan amount subject to maximum of Rs. 15,000

N.A 0.5% of the loan amount or maximum Rs.12,500/-

Dena Bank Kotak Bank Punjab National Bank First Blue Home Finance

10.75% 11.25%( for Salaried), 11.50%( for Self Employed) 11.50% 10.50% (for Salaried / SEP), 11% (For Self Employed)

N.A 0.25% - 0.5%

N.A 2% of Principal Outstanding + 2% on amount prepaid in last 12 months

Syndicate Bank Indian Overseas Bank Federal Bank PNB Housing Finance State Bank of Travancore Development Credit Bank

10.75% 11.25% 10.93% 10.75% 11.25% 11.50%

Salaried - 0.5% or 6000 whichever is less plus doc charges plus taxes (upto 25 lacs), 0.5% or 10000 whichever is less plus doc charges plus taxes (25-75 lacs), 0.5% or 15000 whichever is less plus doc charges plus taxes (above 75 lacs). Self Employed 0.5% plus doc charges plus taxes. N.A N.A 0.5% 0.5% Nil 0.5%

Nil

N.A N.A

NIL 2% of the outstanding loan amount If 25% of outstanding amount is paid within 3 years - No Penalty , otherwise 2% of outstanding amount N.A

Tata capital Housing Finance ltd

10.75%

0.5 to 1% off the loan amount.

Dhanalakshmi Bank

12.50%

NIL

Indian Bank

1) 0.25 % on Loan amount (Non refundable) (to be remitted at the time of submission of application) 2) 0.32 % on Loan amount (at the time of acceptance of sanction) Before apply for home loan, Calculate your home loan emi with EMI Calculator

11%

25% of outstanding loan amount is paid every financial year without charges. 1) No pre-closure charges, if loan is closed out of own funds. 2) 2% on Balance outstanding or applicable Drawing Limit whichever is higher, if loan is closed by way of take over by another Bank / Financial Institution.