Ez Payment 2 U

EzPayment2U.Com - http://www.ezpayment2u.
com
(Visi Sufi Enterprise 0173367678 / 0193355399) Customer must bring along Credit Card (Principle Card & Supplementary card) I/C Latest Credit Card Statement Kind of Customers Settle credit card outstanding problems Cash Withdraw / Cash Advance Settle credit card outstanding problems and cash withdrawal FAQ Frequently Ask Questions Who Should Apply for Easy Payment Plan? o People who need to pay outstanding balance with lower interest rate o People who need cash advance and payback with lower interest o People who need cash urgently to expand their business o People who are not eligible for loan o People who need to facilitate easy payment scheme for their potential customers What kind of company EzPayment2U is? We are neither Ah Long / loan shark nor we are banks or any financial institution, EzPayment2U is a company which offering facilities related to easy payment plan for personal and commercial uses. Why consumers choose EzPayment2U? Refer benefits of doing Installment. How can EzPayment2U help me in restructuring my credit card? We will convert all your outstanding balance into Easy Payment 0% Interest Installment Plan so that you can reduce your payment amount every month and settle your outstanding balance in shorter period. Do we need to pay anything to EzPayment2U? There is one time Processing Fee need to be paid (charged from credit card), After that NO maintenance fee, NO extra charges, NO hidden cost. How long to get approval? Cash Advance from credit card: Normally within 3 hours (per case basis) Credit Card Refinance / Restructure: Normally within 5 days (per case basis)
UPDATED July 2010
| EzPayment2U 0173367678 / 0193355399 | YM/Skype: ezpayment2u | http://www.ezpayment2u.com |
Page 1 of 13
EzPayment2U.Com - http://www.ezpayment2u.com
(Visi Sufi Enterprise 0173367678 / 0193355399)
Comparison between Normal Credit Card Rates with Easy Payment Plan 12 mth Monthly Normal Credit Card Interest Rate 18% 1.5% 36% 1.5% 24 mth Monthly 54% 1.5% 36 mth Monthly
0% (1.08%)
0% (0.83%)
0% (0.75%)
EPP Rate
(Processing Fee)
0%
(13%)
0%
(20%)
ONLY 10% p.a.
0%
(27%)
ONLY 9% p.a.
SAVE
5%
16%
27%
Easy Payment Plan (EPP) RM10,000 / 36 = RM277.78 RM277.78 x 5% = RM13.89 RM50 or 5%
Minimum Payment
Bank RM10,000 x 5% = RM500
RM50 or RM499 Bank officer will keep calling
RM50 No call from bank officer
Interest Charges after min payment
RM10,000 RM500 = RM9500 x 1.5% = RM142.5
RM277.78 RM50 = RM227.78 x 1.5% = RM3.42
Late Charges
RM10,000 x 1% = RM100
RM277.78 x 1% = RM2.78 (RM10)
Statement Balance
Statement record outstanding balance RM10,000
Statement record outstanding balance RM277.78 monthly 36 months to settle all outstanding
Repayment Period
89 months to settle all outstanding
UPDATED July 2010
Page 2 of 13
Benefits of transfer 1) Saving up to 12% interest per annum 2) Reduce minimum payment up to 44.4% 3) Able to settle the outstanding balance within 3 years 4) Allow to pay for the minimum payment of the monthly installment 5) Refresh record for increasing credit limit 6) Can save 6.5% before processing ( minimum payment 5% and interest 1.5% ) 7) 100% approval ** 8) No cash advance fee 9) Collect points 10) Allow transfer from one bank to another bank or within the same bank. 11) In case of early settlement, some bank only charge around RM50 and RM100, some may not charge at all * 100% Approval is subjects to the credit card is active or temporary block only * Not applicable for those credit card is Permanent Block and Cancelled
Calculation Formula Amount (RM) Processing Fee (%) Settlement Amount (RM) = Paid (RM) Monthly Installment = Amount / Installment Months SCENARIO 1 Credit limit Outstanding balance Installment Amount Processing Fee = RM10000 = RM8400 = RM10000 = 16% for 24 months =RM1600 = RM8400 = Installment Amount Processing Fee (%) Settlement Amount = RM10000 RM1600 RM8400 =0 = RM10000 / 24 months = RM416.67 monthly
Page 3 of 13
Settlement Amount Amount to be paid Amount to be paid
Monthly Installment
UPDATED July 2010
(Visi Sufi Enterprise 0173367678 / 0193355399) SCENARIO 2 Credit limit Outstanding balance Installment Amount Processing Fee = RM10000 = RM9799 = RM10000 = 16% for 24 months =RM1600 = RM9800 = Installment Amount Processing Fee (%) Settlement Amount = RM10000 RM1600 RM9800 = (- RM1400) Customer pay to EzPayment2U RM1400 = RM10000 / 24 months = RM416.67 monthly
Monthly Installment
SCENARIO 3 Credit limit Outstanding balance Installment Amount Processing Fee = RM6000 = RM6015 = RM6000 = 16% for 24 months =RM960 = RM6020 = Installment Amount Processing Fee (%) Settlement Amount = RM6000 RM960 RM6020 = (- RM980) Customer paid to EzPayment2U RM980 = RM6000 / 24 months = RM250 monthly
Monthly Installment
UPDATED July 2010
Page 4 of 13
(Visi Sufi Enterprise 0173367678 / 0193355399) SCENARIO 4 Credit limit Outstanding balance Limit Hold for Easy Payment Limit Hold for Cash on Call Installment Amount = RM10000 = RM2500 = RM3500 = RM1000
= Credit Limit Limit Hold = RM10000 RM3500 RM1000 = RM5500 = 11% for 12 months =RM605 = RM2500 = Installment Amount Processing Fee (%) Settlement Amount = RM5500 RM605 RM2500 = RM2395 EzPayment2U paid to customer RM2395
Processing Fee
This cardholder has limit freezing on easy payment and cash on call Limit Hold for this case cannot do early settlement Amount = Credit Limit Limit Hold RM10000 RM3500 RM1000 = RM5500
SCENARIO 5 Credit limit Outstanding balance Installment Amount Processing Fee = RM10000 = RM7800 = RM10000 = 19% for 36 months = RM1900 = RM780 + RM7020 = Installment Amount Processing Fee (%) Settlement Amount = RM10000 RM1900 RM7800 = RM300 EzPayment2U paid to customer RM300
This card has been temporary block by the bank Minimum payment for activate back the card is RM780 Company will do 2 times for the settlement First is RM780 and second settlement is RM7020
UPDATED July 2010
Page 5 of 13
(Visi Sufi Enterprise 0173367678 / 0193355399) SCENARIO 6 Credit limit Outstanding balance CCE Installment Amount Processing Fee = RM15000 = RM0 = RM5000 = 11% for 12 months =RM550 = RM0 = Installment Amount Processing Fee (%) Settlement Amount = RM5000 RM550 RM0 = RM4450 EzPayment2U paid to customer RM4450
This card have credit limit of RM15000 But the cardholder only wants to do cash advance out for installment plan for RM5000
SCENARIO 7 Credit limit Outstanding balance Installment Amount Processing Fee = RM30000 = RM29500 = RM15000 = 14% for 18 months =RM2100 = RM14500 = Installment Amount Processing Fee (%) Settlement Amount = RM15000 RM1950 RM14500 = - (RM1600) Customer paid to EzPayment2U RM1600
This card have credit limit of RM30000 But the cardholder only wants to do the installment amount for RM15000 only Depends on the cardholder budget for the upfront interest
UPDATED July 2010
Page 6 of 13
(Visi Sufi Enterprise 0173367678 / 0193355399) SCENARIO 8 Credit limit Outstanding balance Installment Amount Processing Fee = RM20000 = RM20100 = RM10000 = 16% for 24 months =RM1600 = RM10100 = Installment Amount Processing Fee (%) Settlement Amount = RM10000 RM1600 RM10100 = - (RM1700) Customer paid to EzPayment2U RM1700
This card over limit But the cardholder only wants to do the installment amount for RM10000 only Depends on the cardholder budget for the interest
UPDATED July 2010
Page 7 of 13
(Visi Sufi Enterprise 0173367678 / 0193355399) CUSTOMER SERVICE PHONE NO
Bank AFFIN ALLIANCE AMBANK CIMB CITIBANK EON HSBC HL ISLAM MBB
Contact 03-55148410 03-55169988 03-21788888 03-21786600 03-62047799 / 88 03-23830000 04-2960000 03-26161188 / 33 1300-88-1727 1800-38-8830 03-26900900 1800-88-2838 1300-88-6688 1800-88-1801 (Platinum) 03-21677600 04-2299755 1300-88-5000 03-21768000 03-21768333 (Platinum) 1800-88-1166 1300-88-8888 03-26128121 04-2401121 1800-87-9996 / 7 / 8 Transaction EPP36#24260155#1000#123456 SEND TO 66123 EPP[easypaymentperiod]#[merchantno]#[amount] #[pincode] Checking Pin Code MMPIN SENT TO 66123
Short Cut Key
1H0 1H0 1 1 H 2 Card No 1 110 1# 10H 2 5 I/C NO 2 3 02
MBF OCBC PBB RHB S/CHARTERED UOB MOBILE MONEY
1H0 1 0 2 Card No 1H8 11413 101 102 10H
UPDATED July 2010
Page 8 of 13
(Visi Sufi Enterprise 0173367678 / 0193355399) SAMPLE TRANSACTION SLIP
UPDATED July 2010
| EzPayment2U 0173367678 / 0193355399 | YM/Skype: ezpayment2u | http://www.ezpayment2u.com | 13
Page 10 of
UPDATED July 2010
Page 11 of
SAMPLE TRANSACTION SLIP & STATEMENT RECEIVED
UPDATED July 2010
Page 12 of
UPDATED July 2010
Page 13 of

Ez Payment 2 U

Enviado por

Dados do documento

Descrição original:

Título original

Direitos autorais

Formatos disponíveis

Compartilhar este documento

Compartilhar ou incorporar documento

Opções de compartilhamento

Você considera este documento útil?

Este conteúdo é inapropriado?

Direitos autorais:

Formatos disponíveis

Ez Payment 2 U

Enviado por

Direitos autorais:

Formatos disponíveis

EzPayment2U.Com - http://www.ezpayment2u.

UPDATED July 2010

| EzPayment2U 0173367678 / 0193355399 | YM/Skype: ezpayment2u | http://www.ezpayment2u.com |

ONLY 10% p.a.

Bank RM10,000 x 5% = RM500

RM50 or RM499 Bank officer will keep calling

RM50 No call from bank officer

Interest Charges after min payment

RM10,000 RM500 = RM9500 x 1.5% = RM142.5

RM277.78 RM50 = RM227.78 x 1.5% = RM3.42

RM277.78 x 1% = RM2.78 (RM10)

Statement record outstanding balance RM10,000

89 months to settle all outstanding

UPDATED July 2010

| EzPayment2U 0173367678 / 0193355399 | YM/Skype: ezpayment2u | http://www.ezpayment2u.com |

Settlement Amount Amount to be paid Amount to be paid

UPDATED July 2010

| EzPayment2U 0173367678 / 0193355399 | YM/Skype: ezpayment2u | http://www.ezpayment2u.com |

Settlement Amount Amount to be paid Amount to be paid

Settlement Amount Amount to be paid Amount to be paid

UPDATED July 2010

| EzPayment2U 0173367678 / 0193355399 | YM/Skype: ezpayment2u | http://www.ezpayment2u.com |

Settlement Amount Amount to be paid Amount to be paid

Settlement Amount Amount to be paid Amount to be paid

UPDATED July 2010

| EzPayment2U 0173367678 / 0193355399 | YM/Skype: ezpayment2u | http://www.ezpayment2u.com |

Settlement Amount Amount to be paid Amount to be paid

Settlement Amount Amount to be paid Amount to be paid

UPDATED July 2010

| EzPayment2U 0173367678 / 0193355399 | YM/Skype: ezpayment2u | http://www.ezpayment2u.com |

Settlement Amount Amount to be paid Amount to be paid

UPDATED July 2010

| EzPayment2U 0173367678 / 0193355399 | YM/Skype: ezpayment2u | http://www.ezpayment2u.com |

Short Cut Key

1H0 1H0 1 1 H 2 Card No 1 110 1# 10H 2 5 I/C NO 2 3 02

MBF OCBC PBB RHB S/CHARTERED UOB MOBILE MONEY

1H0 1 0 2 Card No 1H8 11413 101 102 10H

UPDATED July 2010

| EzPayment2U 0173367678 / 0193355399 | YM/Skype: ezpayment2u | http://www.ezpayment2u.com |

UPDATED July 2010

| EzPayment2U 0173367678 / 0193355399 | YM/Skype: ezpayment2u | http://www.ezpayment2u.com | 13

UPDATED July 2010

| EzPayment2U 0173367678 / 0193355399 | YM/Skype: ezpayment2u | http://www.ezpayment2u.com | 13

SAMPLE TRANSACTION SLIP & STATEMENT RECEIVED

UPDATED July 2010

| EzPayment2U 0173367678 / 0193355399 | YM/Skype: ezpayment2u | http://www.ezpayment2u.com | 13

UPDATED July 2010

| EzPayment2U 0173367678 / 0193355399 | YM/Skype: ezpayment2u | http://www.ezpayment2u.com | 13

Você também pode gostar