ofAmerica

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P TRIA PERIOD MODIFICATIOhI AFFORDABI-E HOME

1) GoPY (Mortgage Servicer
Date:March1, 2010 PlanEffective TrialPeriod ("1") Borrower ("Servicer"): HomeLoans LP Servicing, BAC Servicer ("Mortgage") Note("Note"): and Instrument Dateoffirst lienSecurity LoanNumbe ("Property Property Address and my with lf I am in comoliance thisTrialPeriodPlan(ihe "Plan") me will thenthe Servicer provide respects, to be true in all material as Agreement"), set forth in Section3, ("Modification Agreement and (1)the Mortgage the Property, (2) the Note securedby the on have been amended,are refe together,as they may previously terms used in this Plan and not definedhave the Capitalized Documents.

27,2006

a Home wouldamend
to as the lLoan

grvento ther

I cannotafford that I am thal I such income . lunderstand afterI in for whetherI qualitr/ the offerdescribed this Plan(the determine wiil the and returntwo copiesof this Planto the Servicer, Servicer sendme a signedcopy thisPlanif willnot that I do not qualily ihe Offer. This qualiiyfor the Ofbr or will sendmewrittennotice prot mewitha copy thisPlan signit and Servicer and untilbothI andthe Servicer effectunless

(e) of payment documents permit to vorification all of myincome and I unless wishto or any childsupport alimony to required disclose

of conflrmation the lf I have not alreadydone so, I am providing

theServicer's signature. and to I certiry, represent Servicer agree: 1. MyRoprosontations. payments the for to A I am unable atfordmy mortgage
indicatedin (i) or and as a result, | am eitherin default believe willbe in default Affidavit or income in Documents the nearfuture,and (ii) I do not have future; payments now in thenear mortgage to liquidassets makethe monthly hasnotbeen and as residence, the B I livein the Property rnyprincipal since I There has been no change in the ownershipof the Documents; documentation all incomethat I or have provided D I am providing alreariy or alimony that I am not requiredto discloseany child understand Offer); to for considered qualify unlessI wishio havesuchincome
to as'1".For \,vhere andviceversa

1 lf thereis morethanone Borrower Mortgagor eachis lhis or executing document, (such (such '1")shallinclude plural as as the the document wordssignilying singular

(tt LP BACHomeLoansSarvlolng, ls a subsldlery BankotAmdo., N.A. Famllv-F.nnl. PERIOD PLAN'6ingl6 PRORAM TRIAL AFFORDABLE MODIFICAT|ON HoME

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I me requires to obtaincreditcounseling,willdo F lf Servicer due 2 . Tho Trial PeriorilPlan. On or beforeeach of the following I will pay pa for Escrow ibelow whichincludes ("Trial PeriodPayment"), amountset forth prenliums otherfees,if any,of U.S. 1,796.90. and iaxes,insurance realestate Servicer

that of is The TrialPeriodPayment an estimate the payment will 3 with in terms, whichwill be finalized accordance Seclion below. on commencing the Trial Duringthe period(the "TrialPeriod") the of: the earlier (i) the firstdayof the monthfollowing monthin of Date")or (ii)termination this F-ffective due (the "Modiiication that: under Plan; this A TIMElS OFTHEESSENCE will 2.C.below,the Servicer t as Exceot setforthin Section underthis to I sale,provided continue meetthe obligations and actionwill not be dismissed may be immediately and if suspended this Planterminates, no newnoticeof to will or of acceleration, similarnotice be necessary notice waivedto the extent beinghereby rightsto suchnotices or is lf my property locatedin Georgia,Hawaii,Missouri,

underthe required EffectiveDate the lastTrial lunderstand ending Payment

any
DUIany

fromthe point whichit noticeof intel

the action,

by applicable
anq a

sale

and the sale the scheduled, foreclosure will not be currently that Payment is everyTrialPe if foreclose I havenot madeeachand to this saleoccurs s;ale.lf a foreclosure foreclosure scheduled terminated; shall agreement bedeemed

before

duringthe T Periodin a received will The Servicer holdthe payments my oldest account,untilthey total an amountthat is enoughto tg aftersuch m payment my loanin full. lf there is any remaining on untilthey to my and by ihe Servicer not fundswill be held suchremaining payment in delinquent to that is enough paythe nextoldest an amount Trial Periodit during acceptsand posts a payment When the Servicer of the loan prejudice and will not be deemeda waiverof, the a to, the of my default a and shall not constitute actionand relatedactivities defaultu my cure to are unlesssuclr payments sufficieni Documents
BAC Home Loens gowloln, LP ls a subsldhry ot Bank olAherloe' N.A. TRIALPERIoDPLANinslFamilv-Fnnl! PROoRAM AFFoROABLE MoDIFICATION HOME Mro UNIFoRM

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the LoanDocuments; me not Date,(i) the Servicer.-does provide a 1 executed Effective F lf priorto the Modificatiorr (ii) not *"q:. th9 Trial Period Agre,ement; | have^ Plianand the Modification cdpy of this that my the Servicer 2 underSection of this Plan;or (iii) payments requiled willnot be th" and.correct,. L9,3!-l in iepresentations Section1 are no longer.true all will the In ano mboirieo thisplanwillterminate. thisevent, servicer have of I rightsand under.this shallbe paymentmake I and provided ther by LoanDocuments, any remedies and I to applied amounts oweunderthe LoanDocuments shallnotbe refunded me;and the Loan and of that G I understand the Plan is not a modification the Loan Documents for required and until(i) I meetall of the unless be nlodified will Documents not and (iii)the (ii) modification, | recei!'ea fully executedcopy of a Modilication will Servicer and Detehas passed. lfurther understand agreethat Effi:ctive Modification if LoanDocuments I fail to meet of not U" oofig"t",lor boundto mike any modification the under this Plan anyone of the requiremlnts of unpaid the is that 3 . The Modification.I understancl onceservicer ableto determine finali and balance b (excepllatecharges),to addedto,my amounts and anyotherdelinquent interest moneyheldat the end of the TrialPeriodunder rbmaining any ufi", J"JrCtingi.m my loanbalance with the the new paymentamount lf I col i.O. Jbove,the Servicerwill determine Section all material to in section-1 continue be true r."quir"r"nt in section2 and my representations_ modifymy which for Agreement my signature ihe resoects. servicerwill sendm-ea Modification andwave anyunpa latecharges amount this tr) as LoanDocuments necessary reflect new payment and.me, Planshall by Agreement th Servicer of to date. Uponexecuiion a Modification Agreement, I governthe by the tvlodification "i.ireo as terminateand the Loan Documents, modifled termof the loan and the termsbetween Servicer mefor the remaining to I Agreemont5. agree thefollowing: 4. Additional ft or whosignedthe LoanDocuments theirauthorized Thatall persons or is or a signedtiris Pian,unlesis borrower co-borrower deceased the in thisrequirementwriting. by exceptto the extentthat they are modifled. this Plan,itith To comply, my including of and agreemints, requirements LoanDocumerds, s) nave haswaived

covenants, to makeall ltems, Escrow , and all premiums, assesslrlenis', insurance piyments taxes, of periodically theterm my loan. over of the otherpayments, amount whichmaychange if Items, of waiveras to payment noticethatthe Servicer's constituies Thatthis'Plan have beenadvisedof the amountneededto fully fund my and I any, has beenrevoked, Account. Escrow nothing remainin full forceand of Thatall termsand provisions the LoanDocurnents or releasen whole or in to or in thls Planshallb; understood construed be a satisfaction and I will be bound in contained the LoanDocuments of the obligations fart .The Servicer of andprovisions the Loan with,all of the terms by, andwillcomply

Form 0!563/09

ofAmericaaHonetoan$ Amerim

fnkof
are Payt if to herein theconirary' myfinaltwpTrialPeriod anything E Notwithstanding ENotwithstandinganythinghereintotheconirary'ifmyfina|twpTria|PeriodPayn day qalendar of the monthof onthe1sth of after by received Servicer theclose business receivedbyServicefafterthecloseofbusinessonthelsthqa|endardayofthe be Peri shall that I Period,agreq theTrial the but F6riod before endof theTrial theTrial theTria|FeriodbutbeforetheendoftheTria|Period,IagreqthattneIna|Penc to (the'Additional Period])| a.gre-e abldeI allterms Trial month by extended onecalendar In TrialPeriod. a ,l the of and orovisi6ns ihis Loanworkout plan during Additional of in Payment the amount $1,7!6 90 no morethan days afier a TrialPeriod agreeto make 2 in th; lastduedatelisted the chartin Section above.
e#cuted this Plan.

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LP BACHomLoansServicing, By:

Date

ljafiFsoffiice$sa lnvstorLoan# 64

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PERIOD IUIODIFICATIONTRnL AFFORDAB[.E HOME 2) CoPY (Mortgage Servicer

Date:Maroh1, 2010 TrialPeriodPlanEffective ("1") Borrower LP ("Servicer"): Home Loans Servicing, BAC SeNicer 27, October 2006 ("Mortgage") Note("Note"): and Instrument Dateof firstlienSecurity LoanNumbe ("Propert Properly Address l continue in and Plan(the"Plan") lny representations wilh lf I am in compliance thisTrialF'eriod Modification then the servicerwill provideme with a HomeAffc respects, to ce true in all material suppremenl as Agreement"), set forth in Seclion 3, that would amend Agreement("Modification and Note and tne Mortjage on ihe Pro'perty, (2) the Notesecuredby th-eMortgage ,The,M 1t) ments." to as the "Loan ii"y t"y previouityhav! been amended,are. referred io!. r"r, "Jtermi used in this Plan and not definedhave the meaninggiven to them in the Loan CJpitalized Documents. mortgage of confirmation the reasonsI cannotafford done so, I am providing lf I have not already that I am not that I permitverification all of my income(except of to payment and documents

unless wishto havesuchincome I or any to i"eciulred disclose childsupport alimony I in for t quality the6iferdescribed thisPlan(the"Offer"). understand afterI sign whether deiermine

will the of and returntwo copies this Planto the Servicer, Servicer sendme a signedcopy thisPIanif I willnottake for that ldo not qualifl/ the offel Ttlis qualify the offer or will sendme writtennotice for me and servicerprovides witha copy this Planwith efiectunlessand untilbothI andthe servicersignit signature. the Servicer's and to rcpresent Servicer agree: 1. My Representations.I certify, in for A I am unableto afford my mortgagepayments the reasonsindicated my Hardship the Loan u in default or and Affidavit as a result,(DI am eitherin default believeI will be to sufficient or income and (ii) | do nothavesufflcient in Documents the nearfuture, payments or in the nearfuture; now mortgage to assets makethr:monthly liquid has and residence, the Property notbeen as 6 I livein the Property rnyprincipal sinceI of There has been no changein the ownership the Property Documents: for documentation all incomethat I or D I am providing alreadyhave provided or any to required disclose childsupport alimony that undersland I am rtot for to considered quality the Offer); to havesuchincome unless wish I
to 1 lf thereis moreihanoneBorrower Mortgagor eachis referred as "1".For executing document, this or where (suchas "we") andviceversa the (suchas "1") shallinclude plural th wordssignifying singular document

ol LP B/\C HomoLoansSorvlolng, ls a subsldlary BankotAmorlol,N A' plAN-sinslFamilv-F nnlo TRIALPERIOo PROORAM MODIFICATION AFFORDABLE HOME

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to I and all of Underpenalty perjury, documents information haveprovided Sen for my regarding eligibility and the incluiiing documents inlormation to thisFlan,

Yi0:r'r{: Laiiti.

pursuant program,

and aretrueandcorrect;

I will counseling, do so' credit me requires to obtain lf Servicer the Servicer , including

due eachof the following dates,lwill pay 2. The Trial PeriodPlan. On or before payment Escrow for whichincludes amountset forthbelow("TrialPeriodPayment"), 90' prerniums other if any,of U S $1,796 fees, and insurance taxes. realestate

underthe that of is Payment an estimate the payment will be required The TrialPeriod 3 with in be finalized accordance Section below will which terms,

loan

on endrng Date on commencing the Trial PerlodEffective Duringthe period(the "TrialPeriod") is last inwhichthe Trial.Pe Payment the following month the ,ii (i)thdfirstdayof mbnth in" "irf ","Mociiication (ii)termination this Plan,I understand acknowledge of Effe;tiveDate")or due (the that: this under Plan; A TIMElS OFTHEESSEI{CE foreclosure any will the 2.C. as B Exceot set forthin S)ction below, Servicer suspend s ioreclosure any but this under Plan, the to I sale.orovidedconlinue meet obligations fromthe point whichit was resumed and will action not be dismissed may be immediately to accelerate, of notice and if susDendedthis Planterminates, no new noticeof default, action, all the to will notice be necessary continue f or of notice acceleration, similar by to waived the extentpermitted applicable beinghereby notices to rights such saleis or Hawaii,Missouri, Virginiaand a for is C lf my property locatedin Georgia, vlcer may and the sale will not be suspended the foreclosure cun6nifuscheduled, beforethe that is foreclosl if I have not made each and everyTrial PeriodPayment 2.C., this to sale occurspursuant this $ale, lf a foreclosure foreclosure scheduled terminated; shall agreement be deemed beanng in duringthe TrialPeriod a received will holdthe payments D The Servicer monthly accountuntil they total an amountthat is enough to pay my oldesl is applied, moneyaflersuch payment my loan in full. lf thereis any remaining on posted my accoun untiltheytotal to and fundswill be heldby the Servicer not lulh remaining paymeni in monthly oldest delinquent io that an amount is enough paythene)d be without E When the Serviceracceptsand posts a paymentduringthe Trial Periodit of a prejudice and will not be deemed waiverof, the acceleration the loan or foreclosure to, the Loan a and shall not constitute cure of my default iction and relatedactivities under default my Gure to are unlesssuch payments sufflcient completely Documents
LP Horne Loansgervlolng, is a subsldhryot BankolAmerioe'N.A' BiAC
Hl)ME AFFORDABLE MODtF|CATION PROORAM TRIAL PERIOD PLAN-insle F.mily-Fanni. M../Fr.ddl. M.c uNlFoRM

Form 31563/09

efArnevlca Bank

: l.::l'. t,,i-ii.

the LoanDocuments: executed me.a not Date,(i) the Servicer.-does provide Effective F lf priorto the Modification Agre-ement; f avl no1 1"q1-i1 Trial Period t1!).] PIan and the Modiilcation ot this that my "cjpv 2 underSection of this Plan;or (iii)theServicer payhentsrequired willnot be I L9,,a,l the and.correct,. in iefresentations SectionI are no longer.true and rights will the In ,na mlaif,eO thisPlanwillterminate. thisevent, Servicer haveall of payment.l makeunderthi Planshallbe and provided the LoanDocuments, any by remedies and the to'"mountsI owe under LoanDocuments shallnotbe refunded me;and apotieO the Loan and of that G I understand the Planis not a modification the Loan Documents for required unlessand until (i) I meet all of the will Documents not be modified and (iii)the (ii) modification, | receivea fully executedcopy of a Modiication will Servicer and Datehas passed. I furtherunderstand agreethat Effective Modifcation of the Loan Documents I fail to meet or not be obligated boundto makeany modification under anyoneof the requirements thisPlan. nts of unpaid the that The Modification. I understanrl onceserviceris ableto determine final and balance to (except latecharges) be addedto,my amounts and interest any otherdelinquent under moneyheldat the end ofthe T Period any loan balance remaining my afterdeOucting'from with the S""iion i.o. iuove, tn! Servicerwill dltermine the new paymentamount lf I to be true all material in in requirements Section2 and my represntations.Section.'lcontinue modify my respects,theseNicerwillsendm-eaModificationAgleementformysignaturewhich andwalveanyunpa latecharges payment amount this 10 as LoanDocuments necessary reflect new Planshall and by Agreement the Servicer me' of iiiir"o io citu. Uponexecuiion a Modification

Agreement, by as and terminate the LoanDocumenis, modified the Modification term remaining of theloan and the between Servicer meforthe terms

govern the

to 4. AdditionalAgreements. I agree thefollowing: r< or the who signed LoanDocuments theirauihorized Thatall persons or is or a this Plan,unless borrower co-borrower deceased lhe signed in thisrequirementwriting. by To comply,exceptto the extenithat they are modified this Plan,with s) have
has waived

covenants, to makeall and all periodically theterm my roan. over change of the bth"rpayments, amount whichmay Items, if of waiveras to payment thatthe Servicer's notice constitutes Thatthis-Plan and I havebeen advisedof the amountneeded fullyfundmy revoked, any, has been Account. Escrow nothing in remain fullforceand of andprovisions the LoanDocuments Thatallterms or satisfaclion release wholeor in to or in this Planshall be understood construed be a and willbe bound The Servicer in'the LoanDocuments. contained partof the obligations of andprovisions the LoanDocumer with,all of the terms by, andwill comply

my including of and agreements, requirementsLoanDocuments, Escrow premiums, assessments,. ltems, insurance piyments taxes, of

ot LP EACHomaLoansSorvlolng, Is a subsldlry BankotAmodoa'N.A. M.c pnOOnaU M.6/Fr.ddl. UNIFORM Family-F.hnio PLAN-Ginsle tRtALPERIOD AFFOROABLE MOOtfiCAr|ot HOME

3/09 Forn 3'156

SankofArnedca

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of month period, be Peri shall that p6rloo before endof theTrial I Period,agree theTrial the itreiri* theTrialP;riodbut t9 l agp-e a!t!e all terms Trial (the month 'Additional Per'rod') byonecalendar , I the "rt"nO"a Planduring of and provisions thisLoanWorkout
oays 2 aier the lastduedatelistedin the chartin Section above.

if to herein the contrary, myfinallwoTrialPeriod anything Notwithstanding day( onihe.15th of after after received Se-rvicer the close business bv by received Servicer thecloseofbusiness ihe 15thcalendar of the

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LP eAC HomeLoansSewicing,

By: Date

Bankeffireerlrer
Loan# lnvL.stor 64

'lr.:ii-r Lo,:ii:i

P PERIOD MODIFICATIOI{'TRIAL AFFORDABT-E HOME

(Customer Copy) Date: 1,2010 Trial Period Efiective Maroh Plan ("1" Borrower LP ("Servicer"): Home Loans Servicing, BAC Se|vicer ("Note"): 27, ("Mortgage") Note and October 2006 Instrument of Dalte flrstlienSecurity Loan Numbe ("Proper Address Property
l continue in and Plan(the"Plan") rnyrepresentations with lf I am in compliance thisTrialFeriod Modification provide with a Home me will respects, then the Servicer to lle true in all material supplement as Agreement"), set forth in Section3, that would amend Agfeement("Modification and Note lly (1)the Mortgage the Property, (2) the Notesecured the Mortgage The and on to have been amended,are I'eferred as ihe "Loan together,as they may previously terms used in this Plan and not deflnedhave the meaninggiven t() them in the Loan Capitalized Documents. mortgage of confirmation the reasonsI cannotafford lf I have not alreadydoneso, I am providing that I am not (except that I understand of pavment to and documents permitverification all of my income unlessI wish to havesuchincome or any recuired disclose childsupport alimony to ln for whether qualify the offerdescribed thisPlan(the"Offel').I understand afterI sign I de1rmine will the of and returntwo cooies this Planto the Servicer, Servicer sendme a signedcopy this Plan if I for that I do not qualif,/ the offer. ThisPla will not take ouialifu the offer or willsendme writtennotice for Plan with provides witha copyof me signit and Servicer effr:ciunlessand untilbothI and the Servicer signature. theServicer's '1 My Ropresentations.I certify, and represent Servicer iigree: to , in payments the reasonsindicated my Hardship for A I am unableto afford my mortgage the Loan u lwill be in default (i) or in andas a result, I am either default believe Affldavit to sufficient income or and (ii) | do nothavesufficient in the nearfuture, Documents payments or in the nearfuture; now mortgage lo liquidassets makethe monthly principal has and residence, the Property notbeen as B I livein the Property my since I sig of There has been no changein the ownership the Property Documents: that I for documentation all income haveprovided or D I am providing already or any to that understand I am not required disclose childsupport alimony for considered cluality the Offe0; to unlessI wishto havesuchincome
1 lf thereis morethanoneBofrower Mortgagor to this eachis referred as "l" Fof executing documenl, or where (suchas "we")andviceversa (suchas "1") the shallinclude plural the dooument wordssigniiying singular

BA,c Home Loans Sorvlolng, LP ls a subsl.llary ot Bank otAm3flor, N A. PLAN+insle PROGRAM TlllAL PERIOD HoME AFFORDABLE MoDlFlCATloN

UNIFORMINSTRUMENT

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to I and all of Underpenalty perjury, documents information haveprovided Sen for my regarding eligibility andinformation the to thisFlan,iirctuiing documents

iir:ir-r:[.Qi:!rir

pursuant program,

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Servicer the

due 2. The Trial PeriodPlan. On or beforeeachof the following dates,lwill pay payment Escrow for whichincludes forthbelow("TrialPeriodPayment"), amountset premiums otherfees'if any,of U S $1'79690' and taxes,insurance realestate

, including

underthe that of is The TrialPeriodPayment an estimate the payment will be required 3 withSection below in terms,whichwill be finalized accordance ,,Trial on ending Date on commencing the Trial PeriodEffective Period") Duringthe period(the is Payment the (i)the firstdayof the mbnthfollowing monthin whichthe lastTrialPe tn" 6irf i"'.,jt, understand acknowledge of Date")or (ii)termination this Plan' I Effective due (the "Modihcation that: this under Plan; A TIMElS OFTHEESSENCE foreclosure any will the 2.C.below, Servicer suspend s forthin Section as B Exceot set foreclosure but thisPlan, any under to I conlinue meettheobligations sale.orovided fromthe point which it was resumed and will actiori not be dismissed maybe immediately to accelerate, noticeof and if suspended this Planterminates, no new noticeof default, all action, the continue fr to will or noticeof acceleration, similarnotice be necessary by io the extentpermitted applicable waived beinghereby to rights suchnotices saleis or Missouri, Virginiaand a fol Hawaii, property locatedin Georgia, is C lf my vrcer may sale will not be suspendedand the the foreclosure cunenilv sch'eduled, beforethe that is foreclos! if I have not made each and everyTrial PeriodPayment 2.C., this pursuant this to sale occurs sale. lf a foreclosure foreclosure scheduled terminated; shall agreement be deemed oeanng in payments duringthe TrlalPeriod a received will D The Servicer holdthe uent monthly total an amountthat is enough to pay my oldest accountuntil they is applied, moneyaftersuch payment my loan in full. lf thereis any remaining on to and fundswlll be heldby the Servicer not posted my accoununtiltheytotal iuih remaining payment in monthly delinquent to that an amount is enough paythenextoldest be without postsa paymentduringthe Trial Periodit E When the Serviceracceptsand of a deemed waiverof, the acceleration the loan or foreclosure prejudice and will not be to, the Loan a and shall not constitute cure of my defaultu actionand relatedactivities under default cure my to are unlesssuch paymenls sufficient completely Documents
N of LP HomoLoanssorvlolng, ls a subsldlary Brnk ofAmerloa' A' B,qC Famllv-Fannie PLAN6insle IRlAL PERIOD PROORAM MoDIFICATION AFFORDABLE HrIME
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the Loan Documents,

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me doesnot provide a 1 lly executed Date,(l) the Servicer Effective lf priorto the Modification (ii) Agreement; | have not made the Trial Period copy of this Plan and the Modification determ s that my payments 2 underSection of this Plan;or (iii)theServicer required will not be the true and correct, Loan in representations Section'1are no longer rights and will the In modified thisPlanwillterminate. thisevent, SeNicer haveall of and this provided the LoanDocuments, any payment makeunder and I by remedies and LoanDocuments shallnotbe refunded me;and I to applied amountsoweunderthe the Loan and of a modification the Loan Documents that G I understand the Plan is not for required and until {i) | meet all of the cond will Documents not be modifiedunless and (iii)the (ii) | receivea fully executed copy of a Modification modification, Servicer will and Datehas passed. lfurther understand agreethat Effective Modiflcation if of or not be obligated boundto makeany modification the Loan Documents fail to meet under anvoneof therequirements thisPlan.

of unpaid the is that I 3. The Modifioation. understand onceServicer ableto determine flnal balance and be addedto my (except charges) to late amounts interest and anyotherdelinquent unoer at the end of the Trial moneyheld afterdeducting frommy loanbalanceany remaining with the amount. lf I the will determine new payment the SeNicer 2.D. above, Section to in 2 and my representations Section1 continue be true all material in requirements Section which modifymy Agreement my signature for will the resDects. Servicer sendme a Modification latecharges and any amount waive this to as Loan Documents necessary reflect newpayment and by Agreement the Servicer me, is Planshall of to accrued date. Uponexecution a Modification govern the Agreement, by as terminateand the Loan Documents, modified the Modification termof the loan. and termsbetween Servicer me for the remaining the

to 4. AdditionalAgreoments.I agree the following: A s) have ft or who signedthe LoanDocuments theirauthorized Thatall persons haswaived or is or Plan,unlessa borrower co-borrower deceased the signedthis in thisrequirementwriting. exceptto the extentihat they are modifledby this Plan,with lcovenanB, comply, To to makeall including my of and agreements, requirements Loan Documents, premiums, ltems, im nds,and all Escrow assessments, payments taxes,insurance of periodically theterm my loan. over the of otherpayments, arnount whichmaychange Items, if of waiveras to payment notice thatthe Servicer's ThatthisPlanconstitutes fund my of the amount needed to any, has been revoked, and I have been advised and nothing remain fullforce in of andprovisions the LoanDocuments Thatallterms or to or in this Planshallbe understood construed be a satisfaction release whole or in and be bound The Servicer I partof the obligations contained the LoanDocuments. in of with,all of the termsandprovisions the Loan by, andwillcomply
EscrowAccount.

LP BACHomoLoenssorvlolng, ls a subsldLryof BahkotAmerlo.'

PROORAM TRIALPERIOD HOMEATFOROABLE MODIFICATiON
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if anything herein the conirary, my finaltwo TrialPeriod to E Notwithstanding

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day calendar of the monthof of on after by received Servicer theclose business the15th shallbe that Period,agree theTrial I but the theTrial Period before endof theTrial
lagreeto abide Trial by month(the'Additional Periodl). extended one calendar ln the TrialPeriod. of Planduring Additional and provisions this LoanWorkout all terms
,l

in of no than daysafter agree lmake TrialPeriod to a Payment theamouni $1,796.90 more in in 2 thelast datelisted thechart Section above. due

Dated:Z"t1 -[o

BAC HomeLoansServioing,LP By:

LPls. subsldl.ryot Bankof Amorlo.,N"A. BAc HomeLo.ns gqwlolng, PLANingle Family-Fihnl PROORAM TRIAL PERIOD HOME AFFORDABLE MODlnCAnOil

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