SAVINGS ACCOUNTS Non Resident External (NRE) Savings Account and Non Resident Ordinary (NRO) Savings Account

W.e.f. April 1, 2011 interest for all rupee savings accounts will be calculated on the daily closing balances maintained in the account. The Interest rate will be calculated @ 7% p.a.* for balance more than Rs. 1 lakh & 6% p.a.* for balance up to Rs. 1 lakh

*Rates are subject to change from time to time at the sole discretion of YES BANK. For amounts greater than Rs. 1 Crores, please contact the branch / your designated Relationship Manager.

FIXED DEPOSITS FCNR Deposit - Foreign Currency Non Resident

FCNR (B) Deposit Interest Rates p.a. effective February 01,2012 Period 1 Yr to < 2 Yrs 2 Yrs to < 3 Yrs 3 Yrs to < 4 Yrs 4 Yrs to < 5 Yrs 5 Yrs only USD 2.35% 1.78% 1.87% 2.06% 2.30% GBP 3.14% 2.49% 2.51% 2.63% 2.75% Euro 2.98% 2.42% 2.50% 2.66% 2.85% JPY 1.80% 1.62% 1.63% 1.67% 1.72% CAD 3.12% 2.44% 2.50% 2.61% 2.75% AUD 6.13% 5.09% 5.13% 5.37% 5.50%

Non Resident External(NRE) Fixed Deposit

NRE TERM DEPOSITS INTEREST RATES (% pa) Period 1 to < 2 Years * 2 Years to < 3 Years 3 Years < =10 Years Special Rate* 15 months 15 days to 16 months 9.60% 9.95% 9.60% 9.95% < Rs. 15 Lakhs Annualized (w e f : 23rd Dec Yield (%) 2011 ) 9.00% 9.00% 8.75% 9.31% 9.31% 9.04% Rs. 15 Lakhs < Rs. 1 Cr (w e f : 16th Jan 2012) 9.50% 9.50% 9.50% Annualized Yield (%) 9.84% 9.84% 9.84%

Note: Above mentioned Annualized yield is compounded on a quarterly basis

FIXED DEPOSIT RATES upto 15 Lakh (NRO) effective 23rd December 2011 Period 7 to 45 days 46 to 90 days 3 months to < 6 months 6 months to < 9 months* 9 months to < 1 Y ear 1 Year to < 3 Years * 3 Years and Above *Special Rates 271 days 15 Months 15 Days to 16 Months Note: 3 months = 91 days; 6 months = 181 days; 9 months =272 days 9.30% 9.60% NRO Rates 5.00% 6.25% 8.25% 8.50% 9.00% 9.00% 8.75%

RFC Fixed Deposit (Resident Foreign Currency)

RFC Deposit Interest Rates p.a. effective February 01,2012 Period >= 12 months < 24 months >= 24 months < 36 months 36 months USD 2.35% 1.78% 1.87% GBP 3.14% 2.49% 2.51% Euro 2.98% 2.42% 2.50% JPY 1.80% 1.62% 1.63% CAD 3.12% 2.44% 2.50% AUD 6.13% 5.09% 5.13%

Please Note: No interest is payable if FCNR, NRE FD and RFC FD is withdrawn before completion of 12 months. The additional rate of interest payable on fixed deposits to senior citizens does not apply to NRE and NRO Fixed Deposits. Please contact our nearest branch for Interest Rates on NRO Fixed Deposits for values equal or above INR 15 Lacs and on NRE Fixed Deposit for values equal to or above Rs. 1 crore. Rates subject to change without prior notice Rates for monthly interest payout will be discounted based on prevailing rates If the Customer prematurely withdraws the deposit, the interest rate prevailing at the date of deposit, for the period for which deposit was with the Bank shall be payable. Premature of NRE Fixed Deposit and FCNR (B) Deposit before 1 year will not be entitled to any interest payment. Disclaimer: Interest rates for FCNR and RFC deposits are subject to change on the 1st of every month and as per the guidelines issued by the Reserve Bank of India from time to time. Deposit requests received on the 1st day of the month will be opened with the applicable rate.