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HANDBOOK
ON
INDIAN INSURANCE STATISTICS
2010-11

INSURANCE REGULATORY AND DEVELOPMENT AUTHORITY


INDIA

Head Office
Delhi Office
3rd Floor, Parishram Bhavan
Gate No. 3, 1st Floor, Jeevan Tara
Basheerbagh, Hyderabad 500 004
Parliament Street, New Delhi 110 001
INDIA. INDIA.
Phone : +91-40-2338 1100 / 1300
Phone : +91-11-2374 7648
Fax : +91-40-6682 3334
Fax : +91-11-2374 7650
Website: www.irda.gov.in
E-mail: irda@irda.gov.in

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INSURANCE REGULATORY AND


DEVELOPMENT AUTHORITY

J. Hari Narayan
Chairman

FOREWORD
Comprehensive, detailed and quality database enables a better understanding of the industry and also provides the
basis for formation of policy framework at the macro level. It facilitates in comprehending and understanding various
facets of the industry. Envisaging the felt need for such data, the IRDA had taken the initiate of publishing the
Handbook on Indian Insurance Statistics 2007-08 in 2009. This has now culminated into an annual publication.
The present edition is the fourth in the series, and its scope has been enlarged to include additional industry-wide
data. This fourth edition of the Handbook has widened the coverage by incorporating statistics on individual
business in force both in terms of number of policies and sum assured, linked and non-linked components of
premium and commission, and duration wise settlement of claims. Besides, data on micro insurance portfolio
like premium received, claims paid, and duration wise settlement of claims are included in the latest edition of the
Handbook. Further, data on health insurance premium and claims paid and performance of Ombudsmen at various
centers have also been added in this edition of the Handbook. Overall, a total of 30 new tables have been added
to the previous years list of 50 tables making this edition of Handbook an essential kit for the insurance analysts
and researchers.
I commend the contribution of Dr. Mamta Suri and her team who have brought out this enlarged edition of Handbook
at an appropriate stage of time to cater to the increasing needs of the industry. I trust all stakeholders of the
insurance industry will find this Handbook useful. IRDA will continue to strive at improving the coverage and content
of the Handbook in its subsequent editions and therefore welcomes feedback and suggestions.

(J. HARI NARAYAN)


Place: Hyderabad
Date: 30.03.2012

Heefjece YeJeve, leermeje leue, yeMeerj yeeie, nwojeyeeo - 500 004. Yeejle
: +91-40-66820957, Hewkeme : 91-40-66823334
F&-cesue : chairman@irda.gov.in Jesye: www.irdaindia.org

Parishram Bhavan, 3rd Floor, Basheer Bagh, Hyderabad - 500 004. INDIA
Ph.: +91-40-66820957, Fax : 91-40-66823334
E-mail: chairman@irda.gov.in Web.: www.irdaindia.org

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

CONTENTS
SI.
No.
A
B
C
D

Particulars

Life Insurance Sector


Non-Life Insurance Sector
International Comparison of Insurance Penetration
International Comparison of Insurance Density

Page
No.

SUMMARY

3-4
5
6-7
8-9

CHARTS
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16

Life Insurance
Number of Insurers
Region wise Distribution of Offices
Number of New Policies Issued
Total Life Insurance Premium
Channel wise New Business Premium (Individual + Group)
Equity Share Capital
Assets Under Management
Profitability of Sector
Non-Life Insurance
Number of Insurers
Number of Policies Issued
Gross Direct Premium
Segment wise Net Premium Income Earned
Equity Share Capital
Share of each fund in Total Assets Under Management
Profitability of Sector
Incurred Claim Ratio

13
13
14
14
15
15
16
16
17
17
18
18
19
19
20
20

TABLES
PART-I
LIFE INSURANCE
1
2
3
4
5
6
7

Life Insurance Companies Operating in India


First Year Life Insurance Premium
Total Life Insurance Premium
Individual New Business Performance of Life Insurers - Channel Wise
Group New Business Performance of Life Insurers - Channel Wise
State Wise Individual New Business Underwritten
Number of New Policies Issued

23
24
25
26
27
28

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

SI.
No.

Particulars

Page
No.

8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38

Individual Business (Within India) - Business in Force (Number of Policies)


Individual Business (Within India) - Business in Force (Sum Assured)
Linked and Non - Linked Premium of Life Insurers
Linked and Non - Linked Commission of Life Insurers
Individual Death Claims
Group Death Claims
Duration Wise Settlement of Death Claims - Individual Category
Duration Wise Settlement of Death Claims - Group Category
Assets Under Management of Life Insurers
Equity Share Capital of Life Insurers
Solvency Ratio of Life Insurers
Life Insurers - Policyholders Account
Life Insurers - Shareholders Account
Life Insurers - Balance Sheet
Life Insurance Corporation of India - Policyholders Account (Non-Participating)
Life Insurance Corporation of India - Shareholders Account (Non-Participating)
Life Insurance Corporation of India - Balance Sheet (Non-Participating)
Individual Business - Details of Forfeiture/Lapsed Policies in Respect of Non-Linked Business
Number of Individual Agents of Life Insurers
Number of Corporate Agents of Life Insurers
State Wise Distribution of Offices of Life Insurers
Region Wise Distribution of Offices of Life Insurers
State Wise Distribution of Individual Agents
New Business Under Micro Insurance Portfolio
Death Claims Under Micro Insurance Portfolio - Individual Category
Death Claims Under Micro Insurance Portfolio - Group Category
Duration Wise Settlement of Claims- Micro Insurance - Individual Category
Duration Wise Settlement of Claims- Micro Insurance Claims - Group Category
Company Wise Number of Micro-Insurance Agents
Status of Grievances - Life Insurance
Performance of Ombudsmen at different centers - Life Insurance

29-37
38-50
51-53
54
55
56
57-62
63-67
68
69
70
71-85
86-99
100-111
112
113
114
115
116
117
118-122
123
124-132
133
134-135
136-137
138-139
140
141
142
143

PART-II
NON-LIFE INSURANCE
39
40
41
42

Non-Life Insurance Companies Operating in India


Gross Direct Premium of Non-Life Insurance (Within & Outside India)
Segment Wise Gross Direct Premium of Non-Life Insurers (Within India)
Segment Wise Net Premium Income in India (Earned)

ii

147
148
149-153
154-158

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

SI.
No.

Particulars

Page
No.

43
44

Health Insurance: Premium and Number of Persons Covered


Channel Wise Gross Direct Premium of Non Life Insurers

159
160

45

State Wise Gross Direct Premium Income

46

Number of New Policies Issued : Non-Life Insurers

163

47

Net Retentions of Non Life Insurers

164

48

Incurred Claims Ratio - Public & Private Sector Non-Life Insurers

49

Health Insurance: Details of Claims Paid and Incurred Claims Ratio

50

Underwriting Experience and Profits of Public Sector Companies

180-184

51

Underwriting Experience and Profits of Private Sector Companies

185-193

52

Assets Under Management of Non-Life Insurers

194

53

Equity Share Capital of Non-Life Insurers

195

54

Solvency Ratio of Non-Life Insurers

196

55

Public Sector Non-Life Insurers - Policyholders Account

197-212

56

Public Sector Non Life Insurers - Shareholders Account

213-217

57

Public Sector Non-Life Insurers - Balance Sheet

218-222

58

Private Sector Non-Life Insurers - Policyholders Account

223-252

59

Private Sector Non-Life Insurers - Shareholders Account

253-261

60

Private Sector Non-Life Insurers - Balance ShWWeet

262-270

61

Health Insurers - Policyholders Account

271

62

Health Insurers - Shareholders Account

272

63

Health Insurers - Balance Sheet

273

64

Export Credit Guarantee Corporation Ltd. (ECGC) - Policyholders Account

274

65

Export Credit Guarantee Corporation Ltd.(ECGC) - Shareholder Account

275

66

Export Credit Guarantee Corporation Ltd. (ECGC) Balance Sheet

276

67

Agriculture Insurance Company of India Ltd. (AIC) - Policyholders Account

277

68

Agriculture Insurance Company of India Ltd. (AIC) - Shareholders Account

278

69

Agriculture Insurance Company of India Ltd. (AIC) Balance Sheet

279

70

General Insurance Corporation (GIC) - Policyholders Account

280

71

General Insurance Corporation (GIC) - Shareholders Account

281

72

General Insurance Corporation (GIC) Balance Sheet

282

73

State Wise Number of Offices of Non-Life Insurers

74

State Wise Number of Registered Brokers

75

Third Party Administration Number of Claims Received & Duration Wise Settlement of Claims

286-290

76

Status of Grievances - Non-Life Insurers

291-292

77

Performance of Ombudsmen at different centers - Non-Life Insurance

293-294

78

Performance of Ombudsmen at different centers - Life and Non-Life Insurance Combined

295-296

161-162

165-178
179

283-284
285

iii

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

SUMMARY

Calender Year
Calender Year

Insurance penetration

Insurance density

3
FY
FY

Commission paid

Operating Expenses related to


Insurance Business

FY
FY
FY
FY
FY

No of claims submitted
(Individual)

No of claims submitted (Group)

Amount Claimed
(Individual)

Amount Claimed (Group)

Total Benefit Paid

POLICYHOLDERS' SERVICES

(` Lakh)

As on 31st March

No of corporate agents

(` Lakh)

(` Crore)

(` Crore)

No of Lives

No. of
policices

(` Lakh)

Nos.

As on 31st March

Nos.

(` Crore)

No of individual agents

INTERMEDIARIES

FY

In Thousands

As on 31st March

Individual Business in Force


(Number of policies)

Individual Business in Force


(Sum Assured)

in Percent

FY

Market share of LIC


(based on Total Premium)

(` Crore)

FY

Total Premium

(` Crore)

FY

in Lakhs

US $

in percent

Nos.

Nos.

Unit

First year premium


(Including single premium)

Number of new policies issued

As on 31st March

As on 31st March

No of branch offices

BUSINESS FIGURES

As on 31st March

Remarks

No of companies

PROFILE

Particulars

99.98

34898

9707

2199

2000-01

1747952

467417

456691

275

476902

99.46

50094

19857

9.10

2.15

2306

12

2001-02

2054522

545115

515273

757

1038802

97.99

55748

16942

253.71

11.70

2.59

2445

13

2002-03

2399357

642483

615838

2436

1556817

95.32

66654

19788

286.27

12.90

2.26

2612

13

2003-04

2875133

821560

709861

819

481250

90.67

82855

26218

262.11

15.70

2.53

3001

14

2004-05

A. LIFE INSURANCE SECTOR

3520986

961105

863548

216

1423839

1554045

193601

85.75

105876

38786

354.62

18.30

2.53

3865

15

2005-06

5571501

1358584

1226864

656

1993199

3857531

451963

81.90

156076

75649

461.52

33.20

4.10

5373

16

2006-07

6168637

1114.31

4625.95

162837

577322

2030673

1468058

2415

2520492

2396646

257911

74.39

201351

93713

508.74

40.40

4.00

8913

18

2007-08

5837029

1383.04

5279.02

264138

640620

2583190

1549598

2506

2937435

2913703

291618

70.92

221785

87331

509.23

41.20

4.00

11815

22

2008-09

9556491

1678.77

6541.04

309151

762435

2890628

1803559

2930

3742439

3338541

318927

70.10

265447

109894

532.25

47.70

4.60

12018

23

2009-10

14215045

2118.01

8286.40

436201

851534

3294230

1828029

2165

2639392

3856219

329187

69.78

291605

126381

481.52

55.70

4.40

11546

23

2010-11

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

Remarks

Unit

2000-01

2001-02

FY
FY
FY
FY
FY
FY
FY
(` Crore)
(` Crore)
(` Crore)
(` Crore)
(` Crore)
(` Crore)
(` Crore)

4
(` Crore)
(` Crore)
(` Crore)
(` Crore)
(` Lakh)
(` Lakh)
(` Crore)

As on 31st March
As on 31st March
As on 31st March
As on 31st March
As on 31st March

No of grievances reported
during the year
No. of complaints reported
with the Ombudsmen at
difference centres

Nos.
Nos.

FY
FY

REDRESSEL OF CONSUMER GRIEVANCES

Life Fund
Pension & General Annuity &
Group fund
Unit ULIP Fund
Total Fund
Income from Investments
Profit / (Loss) after tax
Equity Capital

As on 31st March
As on 31st March

Nos.

Assets Under Management

Total

As on 31st March

In Lakhs
In Lakhs
In Lakhs
In Lakhs
In Lakhs
In Lakhs
In Lakhs
Nos.
Nos.
Nos.
Nos.

FY
FY
FY
FY
FY
FY
FY

Region Wise distribution of offices


Metro
As on 31st March
Urban
As on 31st March
Semi-Urban
As on 31st March
Others
As on 31st March

Individual agents
Corporate agents-Banks
Corporate agents-Others
Brokers
Direct selling
Total
Referrals

230369

229649
30638

2002-03

307309
43627

2003-04

366220
54705

2004-05

397189
64074

2005-06

465555
71575

5373

549
1347
2159
1318

423.29
29.06
17.53
7.51
174.97
660.15
7.79

54611
3690
1829
363
13847
75597
1258

2006-07

541630
91262

8913

939
1637
3540
2797

499.89
34.62
32.74
9.48
277.23
853.96
13.52

67611
6822
3503
573
15174
93683
2347

2007-08

629650
113952

11815

1265
2123
4513
3914

462.66
41.43
33.35
9.50
490.92
1037.85
19.57

56884
7307
3511
857
18340
86900
2731

2008-09

731291
143627

19575

1244
2105
4530
4139

540.33
32.66
103.59
53.66
608.64
1338.88
12.86

66906
9288
3912
1476
28262
109845
2610

2009-10

841075
189927

11546

1132
1988
4668
3758

450.17
65.88
97.24
51.69
648.40
1313.39
8.68

68094
12391
3277
1685
40886
126333
875

2010-11

1967

2481

3404

519

4893

1433

4980

2516

5433

861

5565

2057

5753

1794

8967

2449

11017

9565

266
1688
7527
25888
67050 133077 172763
337540
399116
230369 260552 352625 428452 487151 604180 765969 916365 1212458
1430118
2385532 2607813 2998481 3671478 4284632 4813388 6251328 3189534 15467386 12053585
-41456
-16483
-45242 -115960 -341281 -488301
-98882
265704
29115
59398
11064
1669
2234
3244
4353
5892
8124
12296
18255
21020
23662

194010

194010

Channel Wise-New Business (No. of Lives Covered)-Individual plus Group

Individual agents
Corporate agents-Banks
Corporate agents-Others
Brokers
Direct selling
Total
Referrals

Channel Wise-New Businesss (Amount of Premium)-Individual plus Group

Particulars

A. LIFE INSURANCE SECTOR (Concld.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

Remarks

FY
FY
FY
FY
FY
FY
FY
FY

Net Retentions of Non-Life Insurers


Fire
Marine Cargo
Marine Hull
Engineering
Motor
Aviation
Miscellaneous
Total- All Segments
Incurred Claims Ratio

REDRESSEL OF CONSUMER GRIEVANCES


No of grievances reported during the year
No. of complaints reported with the Ombudsmen
at difference centres
FY
FY

Fire
FY
Marine
FY
Motor
FY
Health
FY
Miscellaneous
FY
Total- All Segments
FY
Assets Under Management
As on 31st March
Underwriting Profit/Loss
FY
Equity Share Capital (Including specialised
As on 31st March
insurers but excluding GIC)
Commission expenses
FY
Operating expenses realted to Insurance business
FY
Operating profit/(Loss)
FY
Income from investments
FY
Profit after tax (Industry Total)
FY

FY
FY
FY
FY
FY
FY

Fire
Marine
Motor
Health
Others
Total

FY
FY

As on 31st March
Calender Year
Calender Year

Segment Wise Gross Direct Premium (Within India )

Number of new policies issued


Gross Direct Premium
(Within & Outside India)
Market share of PSUs
(Excluding GIC, AIC & ECGC)

BUSINESS FIGURES

No of companies (incl reinsurer)


Insurance penetration
Insurance density

PROFILE

Particulars

Nos.
Nos.

(` Lakh)
(` Lakh)
(` Lakh)
(` Lakh)
(` Lakh)

In Per Cent
In Per Cent
In Per Cent
In Per Cent
In Per Cent
In Per Cent
(` Crore)
(` Lakh)
(` Crore)

In Per Cent
In Per Cent
In Per Cent
In Per Cent
In Per Cent
In Per Cent
In Per Cent
In Per Cent

(` Lakh)
(` Lakh)
(` Lakh)
(` Lakh)
(` Lakh)
(` Lakh)

(5319)
225842
(2554)
1514
(1358)

24462
38442

2969

3898

4311

11075
420346
46452
126067
141100

8634
308449
10696
91224
68064
(2420)
268069
(57594)
78077
(7210)

53.03
50.97
34075
142536
2149

54.79
52.06
30334
63191
1723

22.46
23.03
23400
(26646)
1517

27.18
81.89

22.00
65.93

80.5
89.5
26.7
81.3
99.0
26.0
94.7
87.9

315005
111754

86.35

417
16542

15
0.62
3.5

23.35
34.31

295478
121519

90.92

436
14870

14
0.67
3.0

4534

30384
440489
87824
142246
153811

50.76
51.16
37412
129350
2299

37.91
87.82

76.0
85.1
25.6
75.8
99.6
23.5
88.4
86.5

333092
122810

81.00

498
18456

15
0.64
4.0

74.87

511
21339

15
0.61
4.4

66.60

467
25930

16
0.60
5.2

61.48

573
28806

19
0.60
6.2

59.74

671
31428

21
0.60
6.2

59.20

675
35816

25
0.60
6.7

2009-10

58.22

793
43842

25
0.70
8.7

2010-11

4094

40078
520001
38922
192612
174723

52.35
68.03
42332
147366
2784

52.72
107.71

85.8
91.8
39.8
91.6
100.0
48.5
94.5
92.6

4756

25233
541293
205785
211079
355134

43.92
112.57
64.28
103.42
47.11
68.02
50383
313711
3056

65.7
77.1
18.3
72.9
96.2
21.9
89.6
83.4

74.97
109.02
75.64
85.33
59.11
76.84
58893
39707
4400

77.4
88.6
31.3
71.3
100.0
23.7
97.0
94.5

65.4
79.2
25.1
70.2
98.9
37.5
90.6
88.2
72.79
75.16
86.40
82.12
80.42
93.70
92.22
85.15
56.81
49.76
80.79
86.9
66372
82520
120451 (101894)
5255
6276

74.0
85.4
23.3
68.9
100.0
25.6
91.4
90.3

2229
5300

2202
5640

2076
7097

5274
10048

61750 104660 119879 131763


632209 760976 874600 1116319
135774 (104451) (104774) (340340)
260384 226494 277048 318973
286300
84212 117061 (74128)

50.69
100.32
71.95
94.81
46.1
72.23
56280
224932
3661

75.7
84.4
20.0
77.5
100.0
24.2
97.1
91.3

377453 413238 345921 338468 386927 455512


128409 162784
32857 195615 216759 251877
873338 1069666 1268525 1333602 1504699 1818052
222075 331929 489442 608800 731137 994403
675744 772485 973695 1132722 1292158 434697 512929 498604 558698 622522 737801
980695 1144582 1390692 1559481 1748060 2035972 2490549 2788134 3035183 3462045 4257645

206436 266739
98515 1105340

96.22

In Per cent

12
0.56
2.4

12385

2000-01 2001-02 2002-03 2003-04 2004-05 2005-06 2006-07 2007-08 2008-09

In Lakhs
(` Crore)

Nos.
In percent
US $

Unit

B. NON-LIFE INSURANCE SECTOR

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

3.10
10.50
7.20
2.30
14.80
9.90
12.40
8.00

Brazil

France

Germany

Russia

South Africa

Switzerland

United Kingdom

United States

6
11.40
5.10
10.10
4.80
0.70
3.80
6.10
11.20
1.40
18.40
4.30
6.90

Hong Kong

India#

Japan

Malaysia

Pakistan

PR China

Singapore

South Korea

Sri Lanka

Taiwan

Thailand

World

4.00

2.60

15.40

0.60

7.00

4.60

2.50

0.30

3.20

8.00

4.40

10.10

0.70

3.50

9.50

5.50

12.00

0.00

3.50

7.40

1.60

3.10

Life

2010

2.90

1.70

3.00

0.90

4.20

1.60

1.30

0.30

1.60

2.10

0.70

1.40

0.20

4.50

2.90

4.40

2.80

2.30

3.70

3.10

1.50

2.80

Non-Life

7.00

4.00

16.80

1.40

10.40

4.00

2.40

13.80

0.60

6.50

5.10

2.30

3.40
6.80

0.30

2.90

7.80

4.60

9.60

0.70

3.50

10.00

5.40

10.00

0.00

3.30

7.20

1.60

3.40

Life

0.70

4.40

9.90

5.20

11.00

0.90

8.00

12.90

9.80

12.90

2.50

7.00

10.30

3.10

6.40

Total

2009

3.00

1.60

3.00

0.90

3.90

1.70

1.10

0.40

1.60

2.10

0.60

1.40

0.20

4.50

3.00

4.50

2.90

2.50

3.70

3.10

1.50

3.00

Non-Life

7.10

3.30

16.20

1.40

11.80

7.80

3.30

0.80

4.30

9.80

4.60

11.20

0.90

8.70

15.70

9.90

15.30

2.30

6.60

9.20

3.00

7.30

Total

* Insurance penetration is measured as ratio of premium (in US Dollars) to GDP (in US Dollars).
# data relates to financial year.
Source: Swiss Re, Sigma various volumes.

0.90

Bangladesh

Asian Countries

5.90

Total

Australia

Countries

4.10

1.80

13.30

0.60

8.00

6.30

2.20

0.30

2.80

7.60

4.00

9.90

0.70

4.10

12.80

5.50

12.50

0.00

3.00

6.20

1.40

4.40

Life

2008

2.90

1.50

2.90

0.90

3.70

1.60

1.00

0.40

1.50

2.20

0.60

1.30

0.20

4.60

2.90

4.40

2.90

2.30

3.50

3.00

1.60

2.90

Non-Life

7.50

3.40

15.70

1.50

11.80

7.60

2.90

0.70

4.60

9.60

4.70

11.80

0.70

8.90

15.70

10.30

15.30

2.40

6.60

10.30

3.00

6.80

Total

4.40

1.80

12.90

0.60

8.20

6.20

1.80

0.30

3.10

7.50

4.00

10.60

0.50

4.20

12.60

5.70

12.50

0.10

3.10

7.30

1.40

3.80

Life

2007

3.10

1.50

2.80

0.90

3.60

1.50

1.10

0.40

1.50

2.10

0.60

1.20

0.20

4.70

3.00

4.60

2.80

2.40

3.60

3.00

1.60

3.00

Non-Life

C: INTERNATIONAL COMPARISON OF INSURANCE PENETRATION*

7.50

3.50

14.50

1.60

11.10

6.50

2.70

0.80

4.90

10.50

4.80

10.50

0.60

8.80

16.50

11.00

16.00

2.30

6.70

11.00

2.80

7.00

Total

4.50

1.90

11.60

0.60

7.90

5.40

1.70

0.30

3.20

8.30

4.10

9.20

0.40

4.00

13.10

6.20

13.00

0.10

3.10

7.90

1.30

3.80

Life

2006

3.00

1.60

2.90

0.90

3.20

1.10

1.00

0.50

1.70

2.20

0.60

1.20

0.20

4.80

3.40

4.90

3.00

2.30

3.60

3.10

1.60

3.20

Non-Life

(In Per cent)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

3.01
10.21
6.79
2.27
13.87
11.19
12.45
9.15

Brazil

France

Germany

Russia

South Africa

Switzerland

United Kingdom

United States

7
9.93
3.14
10.54
5.42
0.67
2.70
7.47
10.25
1.46
14.11
3.61
7.52

Hong Kong

India#

Japan

Malaysia

Pakistan

PR China

Singapore

South Korea

Sri Lanka

Taiwan

Thailand

World

4.34

1.99

11.17

0.62

7.27

6.00

1.78

0.27

3.60

8.32

2.53

8.63

0.42

4.14

8.90

6.20

10.84

0.12

3.06

7.08

1.33

3.51

Life

3.18

1.62

2.93

0.84

2.98

7.99

3.52

14.13

1.37

9.52

7.5

3.26

0.92
1.48

0.71

5.4

10.51

3.17

9.27

0.57

9.36

12.6

11.75

14.38

2.83

6.97

9.52

2.98

8.02

Total

0.40

1.82

2.22

0.61

1.29

0.20

5.01

3.55

4.99

3.03

2.15

3.73

3.13

1.68

3.09

Non-Life

4.55

1.94

11.06

0.6

6.75

6.02

2.21

0.28

3.52

8.26

2.53

7.88

0.37

4.22

8.92

6.73

11.43

0.61

3.11

6.38

1.36

4.17

Life

2004

3.44

1.58

3.07

0.77

2.77

1.48

1.05

0.43

1.88

2.25

0.64

1.39

0.2

5.14

3.68

5.02

2.95

2.22

3.86

3.14

1.62

3.85

Non-Life

8.06

3.45

11.31

1.3

9.63

7.59

3.33

0.62

5.35

10.81

2.88

7.88

0.57

9.61

13.37

12.74

15.88

3.25

6.99

9.15

2.96

7.99

Total

* Insurance penetration is measured as ratio of premium (in US Dollars) to GDP (in US Dollars).
# data relates to financial year.
Source: Swiss Re, Sigma various volumes.

0.61

Bangladesh

Asian Countries

6.60

Total

Australia

Countries

2005

4.59

2.25

8.28

0.55

6.77

6.09

2.3

0.24

3.29

8.61

2.26

6.38

0.37

4.38

8.62

7.72

12.96

1.12

3.17

5.99

1.28

4.42

Life

2003

3.47

1.2

3.03

0.75

2.86

1.5

1.03

0.38

2.06

2.2

0.62

1.5

0.2

5.23

4.75

5.02

2.92

2.13

3.82

3.16

1.68

3.57

Non-Life

8.14

3.24

10.16

1.3

11.61

4.91

2.98

0.62

4.91

10.86

3.26

6.65

0.46

9.58

14.75

13.36

18.78

2.77

6.76

8.58

2.79

8.48

Total

4.76

2.09

7.35

0.55

8.23

3.48

2.03

0.24

2.94

8.64

2.59

5.2

0.29

4.6

10.19

8.14

15.92

0.96

3.06

5.61

1.05

5.02

Life

2002

3.38

1.15

2.81

0.75

3.38

1.43

0.95

0.38

1.97

2.22

0.67

1.45

0.17

4.98

4.56

5.22

2.86

1.81

3.7

2.97

1.74

3.46

Non-Life

7.83

2.94

8.62

1.2

12.07

4.58

2.2

0.68

5.18

11.07

2.71

6.34

0.46

8.97

14.18

12.71

17.97

3.06

6.59

8.58

2.14

9.15

Total

C: INTERNATIONAL COMPARISON OF INSURANCE PENETRATION* (Concld.)

4.68

1.86

6.03

0.53

8.69

3.4

1.34

0.3

3.38

8.85

2.15

5.13

0.29

4.4

3.15

1.08

2.59

0.67

3.38

1.18

0.86

0.38

1.8

2.22

0.56

1.21

0.17

4.57

3.45

4.76

7.95
10.73

2.78

1.51

3.59

2.85

1.78

3.45

Non-Life

15.19

1.55

5.73

0.36

5.7

Life

2001

(In Per cent)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

327.6
4186.6
2903.8
296.8
1054.7
6633.7
4496.6
3758.9

Brazil

France

Germany

Russia

South Africa

Switzerland

United Kingdom

United States

8
364.3

121.9

2756.8

13.7

1454.3

2101.4

105.5

3.2

282.8

3472.8

55.7

3197.3

4.4

1631.8

3436.3

3666.8

854.6

6.4

1402.2

2937.6

169.9

1766.3

Life

2010

263.0

77.5

539.3

20.6

885.1

722.1

52.9

2.9

138.3

917.4

8.7

438.2

1.4

2127.2

1060.2

2966.9

200.1

290.4

1501.6

1249.0

157.7

1603.0

Non-Life

595.1

154.4

2752.1

29.5

1890.3

341.2

91.7

2257.3

11.8

1180.6

1912.0

81.1

121.2
2557.6

3.0

206.9

3138.7

47.7

2886.6

3.9

1602.6

3527.6

3405.6

574.2

4.5

1356.7

2979.8

127.9

1524.8

Life

6.6

321.8

3979.0

54.3

3304.0

5.2

3710.0

4578.8

6257.7

738.1

280.9

2878.4

4269.2

251.7

2832.7

Total

2009

253.9

62.7

494.8

17.7

709.7

645.6

40.0

3.6

115.0

840.4

6.7

417.5

1.3

2107.3

1051.2

2852.1

163.9

276.4

1518.7

1289.4

123.8

1307.9

Non-Life

* Insurance density is measured as ratio of premium (in US Dollar) to total population.


# data relates to financial year.
Source: Swiss Re, Sigma various volumes.

627.3

World

2339.4

South Korea

199.4

2823.4

Singapore

Thailand

158.4

PR China

3296.2

6.1

Pakistan

Taiwan

421.1

Malaysia

34.2

4390.2

Japan

Sri Lanka

64.4

3635.5

Hong Kong

India#

5.8

Bangladesh

Asian Countries

3369.2

Total

Australia

Countries

633.9

142.1

2787.6

32.1

1968.7

3179.0

105.4

6.8

345.4

3698.6

47.4

3310.3

4.4

4078.0

6857.8

6379.4

870.6

273.5

2919.2

4131.0

244.5

3386.5

Total

369.7

77.2

2281.1

12.8

1347.7

2549.0

71.7

2.8

225.9

2869.5

41.2

2929.6

3.3

1900.6

5582.1

3551.5

707.0

5.4

1346.5

2791.9

115.4

2038.0

Life

2008

264.2

64.9

499.6

19.3

621.0

630.0

33.7

4.0

119.5

829.2

6.2

380.8

1.1

2177.4

1275.7

2827.9

163.6

268.1

1572.7

1339.2

129.1

1348.6

Non-Life

608

129.7

2628.0

24.9

2384.0

2776.0

69.9

6.5

332.1

3319.9

46.6

3373.2

2.9

4086.5

7113.7

5740.7

878.5

209.4

2662.1

4147.6

202.2

3000.2

Total

358

70.8

2165.7

10.2

1656.6

2244.7

44.2

2.6

221.5

2583.9

40.4

3031.9

1.9

1922.0

5730.5

3159.1

719.0

6.1

1234.1

2928.3

95.3

1674.1

Life

2007

249.6

58.9

462.3

14.7

727.3

531.2

25.5

3.9

110.6

736.0

6.2

341.3

0.9

2164.4

1383.2

2581.7

159.5

203.3

1427.9

1219.3

106.9

1326.1

Non-Life

D: INTERNATIONAL COMPARISON OF INSURANCE DENSITY*

555

110.1

2250.2

21.3

2071.3

1957.7

53.5

5.9

292.2

3589.6

38.4

2787.6

2.6

3923.7

6466.7

5561.9

855.8

150.9

2436.8

4075.4

160.9

2580.8

Total

331

60.0

1800.0

8.5

1480.0

1616.5

34.1

2.3

189.2

2829.3

33.2

2456.0

1.8

1789.5

5139.6

3111.8

695.6

4.0

1136.1

2922.5

72.5

1389.0

Life

2006

224.2

50.0

450.3

12.8

591.2

341.2

19.4

3.6

103.0

760.4

5.2

331.6

0.8

2134.2

1327.1

2450.1

160.2

146.9

1300.7

1152.9

88.4

1191.9

Non-Life

(In US Dollar)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

128.9
3568.5
2310.5
122.8
714.6
5558.4
4599.0
3875.2

Brazil

France

Germany

Russia

South Africa

Switzerland

United Kingdom

United States

9
299.5

54.6

1699.1

6.9

1210.6

1591.4

30.5

1.9

188.0

2956.3

18.3

2213.2

1.7

1753.2

3287.1

3078.1

558.3

6.3

1042.1

2474.6

56.8

1366.7

Life

2005

219.0

44.4

446.4

9.4

495.5

511.5

92.1

1909.0

14.1

1419.3

1849.3

40.2

15.8
392.0

3.7

256.5

3874.8

19.7

2217.2

2.3

3755.1

4508.4

5716.4

686.5

114.4

2286.6

3207.9

101.1

2471.4

Total

2.8

95.3

790.4

4.4

331.7

0.8

2122.0

1311.9

2480.3

156.2

116.5

1268.4

1093.9

72.1

1203.2

Non-Life

291.5

50.8

1494.6

6.2

1006.8

1483.9

27.3

1.5

167.3

3044.0

15.7

1884.3

1.5

1692.5

3190.4

3275.1

545.5

24.8

1021.3

2150.2

45.9

1285.1

Life

2004

220.0

41.3

414.4

7.9

412.5

365.4

12.9

2.2

89.2

830.8

4.0

332.9

0.8

2062.6

1318.0

2441.3

141.0

89.6

1265.3

1057.7

55.2

1186.3

Non-Life

* Insurance density is measured as ratio of premium (in US Dollar) to total population.


# data relates to financial year.
Source: Swiss Re, Sigma various volumes.

518.5

World

1706.1

South Korea

99.0

1983.4

Singapore

Thailand

46.3

PR China

2145.5

4.6

Pakistan

Taiwan

283.3

Malaysia

16.3

3746.7

Japan

Sri Lanka

22.7

2544.9

Hong Kong

India#

2.5

Bangladesh

Asian Countries

2569.9

Total

Australia

Countries

469.6

79.6

1433.3

12.5

1243.0

1620.5

36.3

2.9

227.0

3770.9

16.4

1832.6

2.1

3637.7

4058.5

5660.3

583.9

98.2

2051.2

2698.3

82.6

2041.4

Total

267.1

52.0

1050.1

5.3

873.6

1300.2

25.1

1.1

139.8

3002.9

12.9

1483.9

1.4

1657.5

2617.1

3431.8

476.5

33.9

930.4

1767.9

35.8

1129.3

Life

2003

202.5

27.6

383.2

7.2

369.4

320.3

11.2

1.8

87.2

768.0

3.5

348.7

0.7

1980.2

1441.4

2228.5

107.4

64.3

1120.8

930.4

46.8

912.1

Non-Life

422.9

65.2

1279.2

10.6

1159.8

1030.7

28.7

2.7

198.0

3498.6

14.7

1583.0

1.6

3461.6

3879.1

4922.4

425.3

66.6

1627.7

2064.2

72.2

1705.9

Total

247.3

42.1

925.1

4.5

821.9

730.1

19.2

1.0

118.7

2783.9

11.7

1237.9

1.0

1662.6

2679.4

3099.7

360.5

23.1

736.7

1349.5

27.2

1010.4

Life

2002

175.6

23.1

354.1

6.1

337.9

300.6

9.5

1.7

79.3

714.7

3.0

345.1

0.6

1799.0

1199.7

1822.7

64.8

43.5

891.0

714.7

45.0

695.5

Non-Life

D: INTERNATIONAL COMPARISON OF INSURANCE DENSITY* (Concld.)

393.3

53.9

1088.5

9.7

1060.1

959.0

20.0

2.7

198.3

3507.5

11.5

1545.2

1.6

3266.0

3393.8

4342.8

446.3

65.8

1484.2

1898.8

64.0

1668.3

Total

235.0

34.1

760.9

4.3

763.4

713.2

12.2

1.2

129.5

2806.4

9.1

1249.7

1.0

1602.0

158.3

19.8

327.6

5.4

296.7

245.8

7.8

1.5

68.8

701.1

2.4

295.5

0.6

1664.0

825.9

1627.1

2715.7
2567.9

69.1

32.6

809.9

630.6

53.2

628.0

Non-Life

377.2

33.2

674.3

1268.2

10.8

1040.3

Life

2001

(In US Dollar)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

CHARTS

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

LIFE INSURANCE

13

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

14

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

15

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

16

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

NON-LIFE INSURANCE

17

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

18

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

19

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

20

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

PART-I

LIFE INSURANCE

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

TABLE 1: DETAILS OF LIFE INSURANCE COMPANIES OPERATING IN INDIA*


Sl.
No.

Insurers

Foreign Partners

Regn. No.

Date of
Registration

Year of
Operation

Life Insurance Corporation of India

512

01.09.1956

1956-57

HDFC Standard

Standard Life Assurance, UK

101

23.10.2000

2000-01

Max New York

New York Life, USA

104

15.11.2000

2000-01

ICICI Prudential

Prudential Plc, UK

105

24.11.2000

2000-01

Kotak Mahindra Old Mutual

Old Mutual, South Africa

107

10.01.2001

2001-02

Birla Sun Life

Sun Life, Canada

109

31.01.2001

2000-01

TATA AIG

American International Assurance Co., USA

110

12.02.2001

2001-02

SBI Life

BNP Paribas Assurance SA, France

111

29.03.2001

2001-02

ING Vysya

ING Insurance International B.V, Netherlands

114

02.08.2001

2001-02

10

Bajaj Allianz

Allianz, Germany

116

03.08.2001

2001-02

11

Metlife

Metlife International Holdings Ltd., USA

117

06.08.2001

2001-02

12

Reliance

121

03.01.2002

2001-02

13

Aviva

Aviva International Holdings Ltd., UK

122

14.05.2002

2002-03

14

Sahara

127

06.02.2004

2004-05

15

Shriram

Sanlam, South Africa

128

17.11.2005

2005-06

16

Bharti AXA

AXA Holdings, France

130

14.07.2006

2006-07

17

Future Generali

Generali, Italy

133

04.09.2007

2007-08

18

IDBI Federal

Ageas, Europe

135

19.12.2007

2007-08

19

Canara HSBC OBC

HSBC, UK

136

08.05.2008

2008-09

20

Aegon Religare

Aegon ,Netherlands

138

27.06.2008

2008-09

21

DLF Pramerica

Prudential of America, USA

140

27.06.2008

2008-09

22

Star Union Dai-ichi

Dai-ichi Mutual Life Insurance,Japan

142

26.12.2008

2008-09

23

IndiaFirst

Legal & General Middle East Limited, UK

143

05.11.2009

2009-10

24

Edelweiss Tokio

Tokio Marine Holding Inc,Japan

147

12.05.2011

2011-12

* as on 31st December, 2011.

23

74.15
448.61
4059.33
7862.14
444.95
704.77

DLF Pramerica

Future Generali

HDFC Standard

ICICI Prudential

IDBI Federal

IndiaFirst

24
91.83
7572.39
571.99
758.69
1332.21
39368.65
(2.60)
126381.00
(15.00)

Reliance

Sahara

SBI Life

Shriram

Star Union Dai-ichi

TATA AIG

Private Total

Industry Total

109893.91
(25.84)

38372.01
(12.36)

1322.01

519.87

419.50

7040.74

124.83

3920.78

1061.85

1849.08

1333.98

642.43

201.59

400.56

6334.03

3257.51

486.08

37.38

622.62

2960.01

437.43

4451.10

798.37

150.37

71521.90
(34.49)

2009-10

87331.08
(-6.81)

34152.00
(1.29)

1142.67

50.19

314.47

5386.64

134.01

3513.98

1144.70

1842.91

1343.03

688.95

316.78

6811.83

2651.11

149.97

3.37

296.41

2820.85

292.93

4491.43

724.56

31.21

53179.08
(-11.36)

2008-09

2007-08

93712.52
(23.88)

33715.95
(73.56)

964.51

309.99

4792.82

122.12

2751.05

825.35

1597.83

1106.62

704.44

11.90

8034.75

2685.37

2.49

1965.01

113.24

6674.48

1053.98

59996.57
(6.71)

indicates the company has not started its operation.


Note: Figure in bracket indicates the growth over the previous year in per cent.

706.22
3034.94

MetLife

2061.39

817.29

Canara HSBC

Max New York

2080.30

Birla Sun Life

660.49

347.78

Bharti AXA

1253.14

3465.82

Bajaj Allianz

Kotak Mahindra

745.39

Aviva

ING Vysya

274.87

87012.35
(21.66)

LIC

Aegon Religare

2010-11

INSURER

75649.21
(94.96)

19425.65
(88.84)

644.82

181.17

2563.84

43.00

932.11

340.44

912.11

614.94

467.66

5162.13

1648.85

882.72

7.78

4302.74

721.35

56223.56
(97.17)

2006-07

38785.54
(47.94)

10269.67
(84.55)

464.53

10.33

827.82

26.34

193.56

148.53

471.36

396.06

283.98

2602.50

1042.65

678.12

2716.77

407.12

28515.87
(38.07)

2005-06

26217.64
(32.49)

5564.57
(127.99)

297.55

484.85

1.74

91.33

57.52

233.63

373.99

282.42

1584.34

486.15

621.31

857.45

192.29

20653.06
(19.05)

2004-05

19788.32
(16.80)

2440.71
(152.74)

181.59

207.05

27.21

23.41

137.28

125.51

72.10

750.84

209.33

449.86

179.55

76.96

17347.62
(8.58)

2003-04

16942.45
(-14.68)

965.69
(259.65)

59.77

71.88

6.32

7.70

67.31

35.21

17.66

364.11

129.31

129.57

63.39

13.47

15976.76
(-18.44)

2002-03

19857.28
(104.56)

268.51
(4061.70)

21.14

14.69

0.28

0.48

38.80

7.58

4.19

113.33

32.78

28.11

7.14

19588.77
(101.93)

2001-02

TABLE 2: FIRST YEAR (INCLUDING SINGLE PREMIUM) LIFE INSURANCE PREMIUM

9707.43

6.45

0.16

5.97

0.002

0.32

9700.98

2000-01

(` Crore)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

25
291605.00
(9.85)

Industry Total

265447.25
(19.69)

79369.94
(23.06)

3493.78

530.37

250.59

6604.90

2536.01

4860.54

2868.05

1642.65

221785.47
(10.15)

64497.43
(25.09)

2747.50

50.19

436.17

7212.10

206.47

4932.54

1996.64

3857.26

2343.19

1442.28

318.97

15356.22

5564.69

152.60

3.37

296.41

4571.80

360.41

10624.52

1992.87

31.21

157288.04
(5.01)

2008-09

201351.41
(29.01)

51561.42
(82.50)

2046.35

358.05

5622.14

143.49

3225.44

1159.54

2714.60

1691.14

1158.87

11.90

13561.06

4858.56

2.49

3272.19

118.41

9725.31

1891.88

149789.99
(17.19)

2007-08

indicates the company has not started its operation.


Note: Figure in bracket indicates the growth over the previous year in per cent.

88131.60
(11.04)

Private Total

12911.64

SBI Life

3985.22

243.41

Sahara

TATA AIG

611.27

6571.15

Reliance

821.52

2508.17

MetLife

933.31

5812.63

Max New York

Shriram

2975.51

Kotak Mahindra

Star Union Dai-ichi

10104.03

1708.95

ING Vysya

201.60

798.43

571.12

16528.75

IndiaFirst

17880.63

ICICI Prudential

7005.10

811.00

9004.17

HDFC Standard

541.51

38.44

842.45

5505.66

669.73

11419.71

2378.01

165.65

186077.31
(18.30)

2009-10

IDBI Federal

95.04
726.16

Future Generali

1531.86

Canara HSBC

DLF Pramerica

792.02
5677.07

Birla Sun Life

9609.95

Bajaj Allianz

Bharti AXA

388.61
2345.17

Aviva

203473.40
(9.35)

2010-11

Aegon Religare

LIC

INSURER

156075.84
(47.41)

28253.00
(87.31)

1367.18

184.17

2928.49

51.00

1004.66

492.71

1500.28

971.51

707.20

7912.99

2855.87

1776.71

7.78

5345.24

1147.23

127822.84
(40.79)

2006-07

105875.76
(27.78)

15083.54
(95.19)

880.19

10.33

1075.32

27.66

224.21

205.99

788.13

621.85

425.38

4261.05

1569.91

1259.68

3133.58

600.27

90792.22
(20.85)

2005-06

82854.80
(24.31)

7727.51
(147.65)

497.04

601.18

1.74

106.55

81.53

413.43

466.16

338.86

2363.82

686.63

915.47

1001.68

253.42

75127.29
(18.25)

2004-05

TABLE 3: TOTAL LIFE INSURANCE PREMIUM

66653.75
(19.56)

3120.33
(178.83)

253.53

225.67

31.06

28.73

215.25

150.72

88.51

989.28

297.76

537.54

220.80

81.50

63533.43
(16.30)

2003-04

55747.55
(11.28)

1119.06
(310.59)

81.21

72.39

6.47

7.91

96.59

40.32

21.16

417.62

148.83

143.92

69.17

13.47

54628.49
(9.65)

2002-03

50094.46
(43.54)

272.55
(4124.31)

21.14

14.69

0.28

0.48

38.95

7.58

4.19

116.38

33.46

28.26

7.14

49821.91
(42.79)

2001-02

34898.47

6.45

0.16

5.97

0.002

0.32

34892.02

2000-01

(` Crore)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

2988481
(6.21)

Corporate Agents- Others*

26
548772
(1.14)

Referrals
1232079
(2.32)

53195191
(100.00)

1814558
(3.41)

439396
(0.83)

3819790
(7.18)

2084543
(3.92)

45036904
(86.44)

2009-10

1952102
(3.83)

50904871
(100.00)

2442772
(4.80)

306277
(0.60)

2798776
(5.50)

1896457
(3.73)

43460589
(85.38)

2008-09

1349398
(2.65)

50847196
(100.00)

1573849
(3.10)

227403
(0.45)

2599723
(5.11)

1693610
(3.33)

44752611
(88.01)

2007-08

Number of Policies Issued

715933
(1.55)

45411865
(100.00)

139077
(0.31)

259177
(0.57)

1284785
(2.83)

1426919
(3.14)

42301907
(93.15)

2006-07

* Any entity other than banks but licensed as a corporate agent.


Note: 1) The leads obtained through referral arrangements have been included in the respective channels.

2) New business premium includes first year premium and single premium.

3) Figures in bracket show percentage to total individual new business procured through respective channels.

48106668
(100.00)

1088426
(2.26)

TOTAL

Direct Selling

511388
(1.06)

1936562
(4.03)

Corporate Agents-Banks

Brokers

41581811
(86.44)

2010-11

Individual Agents

Particulars

835.91
(1.01)

83174.03
(100.00)

2016.32
(2.42)

1471.80
(1.77)

2957.75
(3.56)

11062.63
(13.30)

65665.52
(78.95)

2010-11

2567.61
(3.13)

82007.05
(100.00)

3389.85
(4.13)

1128.50
(1.38)

3510.76
(4.28)

8688.68
(10.60)

65289.25
(79.61)

2009-10

2714.81
(3.90)

69529.41
(100.00)

3310.33
(4.76)

773.62
(1.11)

3380.54
(4.86)

6737.38
(9.69)

55327.54
(79.57)

2008-09

Amount of Premium

2345.63
(2.95)

79422.97
(100.00)

2642.71
(3.33)

473.73
(0.60)

3461.89
(4.36)

6329.22
(7.97)

66515.43
(83.75)

2007-08

1256.51
(2.04)

60361.32
(100.00)

235.33
(0.39)

331.63
(0.55)

1825.89
(3.02)

3363.17
(5.57)

54605.30
(90.46)

2006-07

(Premium in ` Crore)

TABLE 4: INDIVIDUAL NEW BUSINESS PERFORMANCE OF LIFE INSURERS CHANNEL WISE

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

27

1834
(5.99)
671
(2.19)
1266
(4.14)
21713
(70.97)
30596
(100.00)
3
(0.01)

Corporate Agents-Banks

Corporate Agents- Others*

Brokers

Direct Selling

TOTAL

Referrals
13
(0.05)

28655
(100.00)

21612
(75.42)

1072
(3.74)

1891
(6.60)

444
(1.55)

3636
(12.69)

24764
(100.00)

18851
(76.12)

541
(2.18)

132
(0.53)

1358
(5.48)

3882
(15.68)

2008-09

2
(0.01)

24858
(100.00)

19271
(77.52)

462
(1.86)

278
(1.12)

765
(3.08)

4082
(16.42)

2007-08

Number of Schemes
2009-10

4657417
(5.60)

6735374
(8.09)

4651600
(5.59)

3435632
(4.13)

2010-11

4926933
(6.11)

6539250
(8.10)

1181334
(1.46)

8996036
(11.15)

643499
(1.22)

536188
(1.01)

2246435
(4.25)

2805100
(5.30)

2008-09

720816
(2.09)

674212
(1.95)

1767953
(5.12)

5236297
(15.16)

2007-08

Number of Lives Covered


2009-10

492044
(2.46)

467838
(2.34)

1479025
(7.40)

27384
(0.13)

2006-07

2
(0.01)

319262
(0.38)

53746.00
(0.07)

4771
(0.01)

2183
(0.01)

62913
(0.31)

23102 83232045 80693285 52880550 34548616 19824304


(100.00) (100.00) (100.00) (100.00) (100.00) (100.00)

22507 63752022 59049732 46649328 26149338 17358013


(97.50)
(76.60)
(73.18)
(88.22)
(75.69)
(87.36)

261
(1.09)

8
(0.03)

275
(1.19)

49
(0.18)

2006-07

*Any entity other than banks but licensed as a corporate agent.


Note: 1) The leads obtained through referral arrangements have been included in the respective channels.

2) New business premium includes first year premium and single premium.

3) Figures in bracket show percentage to total individual new business procured through respective channels.

5112
(16.71)

2010-11

Individual Agents

Particulars

39.23
(0.09)

43159.21
(100.00)

38869.75
(76.60)

213.54
(0.49)

318.92
(0.74)

1328.61
(3.08)

2428.39
(5.63)

2010-11

42.29
(0.15)

27838.37
(100.00)

24872.06
(89.34)

347.90
(1.25)

401.73
(1.44)

599.57
(2.15)

1617.12
(5.81)

2009-10

15.83
(0.09)

17370.32
(100.00)

15029.91
(86.53)

83.72
(0.48)

130.74
(0.75)

569.19
(3.28)

1556.76
(8.96)

2008-09

1.64
(0.01)

14259.83
(100.00)

12531.47
(87.88)

99.55
(0.70)

40.83
(0.29)

492.69
(3.46)

1095.28
(7.68)

2007-08

Amount of Premium

1.50
(0.01)

13979.49
(100.00)

13611.19
(97.39)

31.01
(0.21)

3.17
(0.02)

326.98
(2.33)

5.63
(0.04)

2006-07

(Premium in ` Crore)

TABLE 5: GROUP NEW BUSINESS PERFORMANCE OF LIFE INSURERS CHANNEL WISE

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

TABLE 6: STATE WISE INDIVIDUAL NEW BUSINESS* UNDERWRITTEN


(LIFE INSURANCE)
(Policies in Numbers) (Premium in ` Crore)
State / Union
Territory
andhra Pradesh
Arunachal Pradesh

2010-11

2009-10

2008-09

2007-08

2006-07

Policies

Premium

Policies

Premium

Policies

Premium

Policies

Premium

Policies

Premium

4134985

5935.93

5033973

5572.37

4661915

4912.54

4705896

5707.75

4590505

5150.05

14250

39.51

21475

40.74

14774

26.30

13682

32.44

11778

16.67

Assam

1013067

1379.42

1147104

1392.92

1068332

1090.30

986682

1152.23

940729

970.26

Bihar

2541171

2459.16

2874562

2768.78

2551196

2235.68

2333424

2267.62

2015894

1795.18

Chattisgarh

728889

749.54

735256

718.33

746858

585.12

495942

711.6

910886

1010.89

Goa

143937

433.40

121306

431.96

152811

366.76

153612

324.12

120666

194.58

Gujarat

2464183

5623.17

2508343

5286.79

2938482

4686.39

2703402

4398.88

2399812

3493.73

Haryana

802421

1634.80

964886

1485.97

802335

1285.51

830714

1675.68

864779

1555.91

Himachal Pradesh

419388

879.75

571106

959.56

418696

690.05

436029

977.46

332171

810.59

Jammu & Kashmir

246749

620.93

312365

592.89

202105

436.57

271996

620.85

223881

495.92

Jharkhand

872659

1486.40

1046319

1454.22

1014194

1227.13

984865

1285.94

905158

995.87

Karnataka

3185958

4818.71

3385546

4714.64

3374040

4238.31

3554507

5007.13

3240376

3703.85

Kerala

2193836

4645.81

2435371

4635.06

2513726

4073.22

2667048

6347.4

2038410

3913.36

Madhya Pradesh

1966708

3200.27

2044796

3172.47

2029821

2552.70

1784882

2609.67

2006889

2346.94

Maharashtra

5628117

12570.95

5471792

12476.44

6034206

10929.95

6643175

11257.38

5482681

7189.75

Manipur

92004

109.66

82840

108.12

83361

69.75

55048

96.72

40891

53.36

Meghalaya

27011

89.36

27639

84.53

32044

76.62

28561

84.09

22661

45.35

Mizoram

6620

37.74

9418

48.14

10905

60.21

11296

53.42

8316

50.98

Nagaland

19707

54.85

33066

72.56

30064

47.55

23498

43.22

23932

45.41

1611715

2021.38

1826498

2061.39

1607331

1653.33

1630089

1917.20

1348973

1302.23

Punjab

1138228

2447.18

1404191

2543.22

1304873

2351.72

1193593

3119.18

940184

2340.48

Rajasthan

2251502

3295.1

2612195

3371.59

2121980

2694.09

2077792

3397.49

2112791

3237.61

orissa

Sikkim
Tamil Nadu
Tripura
Uttar Pradesh

17618

48.43

19893

38.58

21198

35.53

21987

58.81

23544

51.73

3429971

6568.47

3892855

6032.66

3896649

5315.17

4754322

8294.8

3827785

5614.57

132017

238.88

133017

224.08

108267

161.15

123237

194.85

127669

141.07

5132460

7685.31

6176057

7601.30

5301049

5981.39

5395340

6853.05

5021447

5922.41

UttraKhand

576776

963.77

678103

885.38

510583

612.69

523911

679.18

507404

611.54

West Bengal

5467384

7662.28

5697386

7655.61

5404180

5730.76

4465811

5315.71

3831294

3716.55

17466

31.90

23331

70.42

23104

49.21

28420

48.87

31474

48.76

198953

723.72

134611

723.26

118764

756.65

120840

864.99

316003

853.61

andaman & Nicobar


Chandigarh
Dadra & Nagra Haveli

2156

4.94

1393

3.98

1157

8.69

932

1.52

313

0.64

Daman & Diu

4897

28.03

3086

112.22

6641

262.37

6689

10.23

4944

6.07

1565792

4561.31

1705367

4572.54

1748045

4214.90

1749006

3903.92

1810466

3876.06

Delhi

247

0.56

257

0.96

525

1.07

252

3.47

245

0.07

Puducherry

Lakshadweep

57825

123.41

59788

93.38

50660

110.03

70716

106.12

42846

55.79

ALL INDIA

48106668

83174.03

53195191

82007.05

50904871

69529.41

50847196

79422.97

46127798

61617.83

* New Business Premium includes first year premium and single premium.

28

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

TABLE 7: LIFE INSURERS: NUMBER OF NEW POLICIES ISSUED


INSURERS
LIC
Private Sector
Total

(in Lakhs)

2010-11

2009-10

2008-09

2007-08

2006-07

2005-06

2004-05

370.38
(-4.70)

388.63
(8.21)

359.13
(-4.52)

376.13
(-1.61)

382.29
(21.01)

315.91
(31.75)

239.78
(-11.09)

269.68
(9.87)

245.46
(96.75)

111.14
(-22.61)

143.62
(-4.32)

150.11
(13.19)

132.62
(67.40)

79.22
(104.64)

38.71
(73.37)

22.33
(34.62)

16.59
(101.05)

8.25
(3.25)

481.52
(-9.53)

532.25
(4.52)

509.23
(0.10)

508.74
(10.23)

461.52
(30.14)

354.62
(35.29)

262.11
( 8.44)

286.27
(12.83)

253.71

Note: Figure in bracket indicates the growth over the previous year in per cent.

29

2003-04 2002-03

30

721
334
114
941

941
1036
157
1820

8587

6690

8277

7248

82

0.7
0.5
6.9

1.3
0.4
7.8

69

6.7

6.9

7542

6721

93

0.5
0.5
6.6

6.6

259
78
721

540

6184

5608

30

0.4
0.2
6.6

6.5

122
92
540

511

3653

2458

0.0
0.0
6.0

6.0

196
80
511

395

1112

710

0.6
0.7
6.4

6.5

215
68
395

248

* Includes New Policies issued, Old Policies reinstated/revived.


** Includes policy terminations by death, maturity, lapse, surrenders or cancellations.
# Excluding linked Health Business, if any.
Source: Actuarial Report and Abstract as on 31.03.2011

Business in force at end of the


financial year

Grand Total

Business in force at end of the


financial year

Linked Health Business

Business in force at end of the


financial year

Linked Business #

Business in force at end of the


financial year

Non linked Health Business

Business in force at start of the


financial year
Additions during the year*
Deletions during the year**
Business in force at end of the
financial year

Bajaj Allianz

Reliance

Aviva

5279

46

3262

18

14.6
0.7
13.9

1547
208
1939

600

4633

52

3981

450
84
600

234

3313

63

3015

106
92
234

220

1454

1203

32

77
46
220

189

803

326

0.0
0.0
0.0

0.0

162
49
189

77

125

48

47
18
77

48

864

711

0.7
0.0
1.0

0.3

124
34
152

62

983

922

0.3
0.1
0.3

0.1

37
38
62

62

886

824

0.1
0.0
0.1

46
33
62

48

732

684

37
40
48

51

587

438

41
24
51

34

259

226

29
19
34

23

2010-11 2009-10 2008-09 2007-08 2006-07 2005-06 2010-11 2009-10 2008-09 2007-08 2006-07 2005-06 2010-11 2009-10 2008-09 2007-08 2006-07 2005-06

General Annuity and Pension Business

Life Business
Business in force at start of the
financial year
Additions during the year*
Deletions during the year**
Business in force at end of the
financial year

Particulars

(Policies in '000)

TABLE 8: INDIVIDUAL BUSINESS (WITHIN INDIA) BUSINESS IN FORCE (NUMBER OF POLICIES)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

31

676
739
421
993

993
649
790
852

2997

2130

3312

2305

0.2
0.0
0.1

0.9
0.1
1.0

0.0

0.1

2423

1737

10

0.0
0.0

0.0

458
107
676

325

1401

1076

0.0

0.0

158
66
325

234

1249

713

109
34
234

159

607

448

0.0

0.0

0.0

73
16
159

102

* Includes New Policies issued, Old Policies reinstated/revived.


** Includes policy terminations by death, maturity, lapse, surrenders or cancellations.
# Excluding linked Health Business, if any.
Source: Actuarial Report and Abstract as on 31.03.2011

Business in force at end of the


financial year

Grand Total

Business in force at end of the


financial year

Linked Health Business

Business in force at end of the


financial year

Linked Business #

Business in force at end of the


financial year

Non linked Health Business

Business in force at start of the


financial year
Additions during the year*
Deletions during the year**
Business in force at end of the
financial year

Birla Sun Life

HDFC Standard

ICICI Prudential

3588

1894

15

9.2
8.0
81.2

79.9

314
214
1598

1497

3244

1667

13.1
12.3
79.9

79.1

427
174
1497

1244

2744

1404

17

20.0
15.4
79.1

74.5

368
120
1244

996

2098

1028

7.1
6.3
74.5

73.6

317
73
996

752

2249

520

4.0
3.0
74.0

73.0

198
36
752

590

896

233

3.5
3.4
72.6

72.6

222
42
590

410

6251

92

4945

6321

88

5089

115

2.6
2.1
57.3

3.3
1.8
58.8

66

56.8

523
863
972

1312

57.3

620
502
1090

972

6449

37

4826

217

4.1
2.2
56.8

54.9

913
637
1313

1037

5355

4036

227

4.6
2.6
54.9

52.9

706
403
1037

734

4408

2407

93

5.0
2.0
53.0

50.0

426
165
734

473

1764

1238

1.1
1.3
50.3

50.5

237
138
473

374

2010-11 2009-10 2008-09 2007-08 2006-07 2005-06 2010-11 2009-10 2008-09 2007-08 2006-07 2005-06 2010-11 2009-10 2008-09 2007-08 2006-07 2005-06

General Annuity and Pension Business

Life Business
Business in force at start of the
financial year
Additions during the year*
Deletions during the year**
Business in force at end of the
financial year

Particulars

(Policies in '000)

TABLE 8: INDIVIDUAL BUSINESS (WITHIN INDIA) BUSINESS IN FORCE (NUMBER OF POLICIES) (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

32

157
34
28
163

163
135
32
265

1150

1081

913

0.4
0.4
5.9

1.0
0.4
6.5

878

6.0

5.9

951

788

0.2
0.4
6.0

6.1

42
35
157

149

571

415

0.2
0.4
5.9

6.1

53
27
149

123

494

189

6.0

6.0

37
22
123

108

97

189

74

0.2
0.4
6.5

6.7

39
27
108

* Includes New Policies issued, Old Policies reinstated/revived.


** Includes policy terminations by death, maturity, lapse, surrenders or cancellations.
# Excluding linked Health Business, if any.
Source: Actuarial Report and Abstract as on 31.03.2011

Business in force at end of the


financial year

Grand Total

Business in force at end of the


financial year

Linked Health Business

Business in force at end of the


financial year

Linked Business #

Business in force at end of the


financial year

Non linked Health Business

Business in force at start of the


financial year
Additions during the year*
Deletions during the year**
Business in force at end of the
financial year

Kotak Mahindra

SBI Life

Tata AIG

4477

3549

15.4
9.8
138.8

133.2

289
79
789

579

3879

3167

19.4
8.7
133.2

122.5

147
57
579

489

2642

2030

41.9
11.2
122.5

91.8

122
53
489

420

1809

1657

499

14.0
2.0
77.0

23.2
8.4
91.8

1297

64.0

148
89
411

352

76.9

94
85
420

411

508

92

10.7
0.1
64.5

54.0

186
35
352

200

1933

17

1000

79

1.1
0.7
19.7

19.3

314
235
819

740

1809

16

933

101

0.5
1.1
19.3

19.9

288
258
740

710

1627

10

781

106

0.7
1.7
19.9

21.0

264
132
710

579

1122

432

90

1.5
2.4
21.0

21.8

208
196
579

567

1709

195

72

3.0
3.0
22.0

22.0

243
129
567

453

600

86

39

7.4
2.8
22.3

17.7

205
81
453

329

2010-11 2009-10 2008-09 2007-08 2006-07 2005-06 2010-11 2009-10 2008-09 2007-08 2006-07 2005-06 2010-11 2009-10 2008-09 2007-08 2006-07 2005-06

General Annuity and Pension Business

Life Business
Business in force at start of the
financial year
Additions during the year*
Deletions during the year**
Business in force at end of the
financial year

Particulars

(Policies in '000)

TABLE 8: INDIVIDUAL BUSINESS (WITHIN INDIA) BUSINESS IN FORCE (NUMBER OF POLICIES) (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

33

101
38
23
116

116
55
21
150

318

283

166

0.0
0.0
0.3

0.1
0.0
0.4

167

0.3

0.3

238

136

0.0
0.0
0.3

0.3

44
20
101

76

156

79

0.0
0.0
0.3

0.3

49
14
76

42

118

20

26
7
42

22

* Includes New Policies issued, Old Policies reinstated/revived.


** Includes policy terminations by death, maturity, lapse, surrenders or cancellations.
# Excluding linked Health Business, if any.
Source: Actuarial Report and Abstract as on 31.03.2011

Business in force at end of the


financial year

Grand Total

Business in force at end of the


financial year

Linked Health Business

Business in force at end of the


financial year

Linked Business #

Business in force at end of the


financial year

Non linked Health Business

Business in force at start of the


financial year
Additions during the year*
Deletions during the year**
Business in force at end of the
financial year

Sahara India

Shriram

Bharti AXA

28

0.2
0.1
0.3

0.2

17
5
22

10

321

248

0.0
0.0
0.0

0.0

42
9
72

40

325

266

227

0.0

0.0

285

0.0

0.0

15
16
39

40

0.0

0.0

18
16
40

38

184

144

0.0

0.0

0.0

12
25
39

53

179

54

42
9
53

21

21

21

21

393

266

0.3
0.0
0.3

94
21
118

45

308

257

25
19
45

39

226

188

42
14
39

10

71

61

13
4
10

2010-11 2009-10 2008-09 2007-08 2006-07 2005-06 2010-11 2009-10 2008-09 2007-08 2006-07 2005-06 2010-11 2009-10 2008-09 2007-08 2006-07 2005-06

General Annuity and Pension Business

Life Business
Business in force at start of the
financial year
Additions during the year*
Deletions during the year**
Business in force at end of the
financial year

Particulars

(Policies in '000)

TABLE 8: INDIVIDUAL BUSINESS (WITHIN INDIA) BUSINESS IN FORCE (NUMBER OF POLICIES) (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

34

56
167
45
178

178
257
69
367

551

379

197

1.9
0.1
4.0

1.7
0.2
5.5

179

2.1

4.0

98

40

2.3
0.1
2.1

62
7
56

* Includes New Policies issued, Old Policies reinstated/revived.


** Includes policy terminations by death, maturity, lapse, surrenders or cancellations.
# Excluding linked Health Business, if any.
Source: Actuarial Report and Abstract as on 31.03.2011

Business in force at end of the


financial year

Grand Total

Business in force at end of the


financial year

Linked Health Business

Business in force at end of the


financial year

Linked Business #

Business in force at end of the


financial year

Non linked Health Business

Business in force at start of the


financial year
Additions during the year*
Deletions during the year**
Business in force at end of the
financial year

Futura Generali

IDBI Federal

Canara HSBC

250

129

0.5

0.5

77
4
120

47

162

115

37
0
47

10

81

71

10
0
10

215

200

15
0
15

130

129

1
0
1

36

36

2010-11 2009-10 2008-09 2007-08 2006-07 2005-06 2010-11 2009-10 2008-09 2007-08 2006-07 2005-06 2010-11 2009-10 2008-09 2007-08 2006-07 2005-06

General Annuity and Pension Business

Life Business
Business in force at start of the
financial year
Additions during the year*
Deletions during the year**
Business in force at end of the
financial year

Particulars

(Policies in '000)

TABLE 8: INDIVIDUAL BUSINESS (WITHIN INDIA) BUSINESS IN FORCE (NUMBER OF POLICIES) (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

35

6
12
2
15

15
42
3
54

139

72

12

59

44

0.0
0.0
0.0

0.4
0.4

0.0

0.0

23

17

6
0
6

* Includes New Policies issued, Old Policies reinstated/revived.


** Includes policy terminations by death, maturity, lapse, surrenders or cancellations.
# Excluding linked Health Business, if any.
Source: Actuarial Report and Abstract as on 31.03.2011

Business in force at end of the


financial year

Grand Total

Business in force at end of the


financial year

Linked Health Business

Business in force at end of the


financial year

Linked Business #

Business in force at end of the


financial year

Non linked Health Business

Business in force at start of the


financial year
Additions during the year*
Deletions during the year**
Business in force at end of the
financial year

Aegon Religare

DLF Pramerica

Star Union Dai-Ichi

54

33

22
3
21

21

20

2
1
1

1
0
1

188

151

0.1

0.1

0.0

29
5
37

12

118

106

0.0

0.0

12
0
12

13

13

2010-11 2009-10 2008-09 2007-08 2006-07 2005-06 2010-11 2009-10 2008-09 2007-08 2006-07 2005-06 2010-11 2009-10 2008-09 2007-08 2006-07 2005-06

General Annuity and Pension Business

Life Business
Business in force at start of the
financial year
Additions during the year*
Deletions during the year**
Business in force at end of the
financial year

Particulars

(Policies in '000)

TABLE 8: INDIVIDUAL BUSINESS (WITHIN INDIA) BUSINESS IN FORCE (NUMBER OF POLICIES) (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

36
169

169

0.0
0.0
0.0
0.0

1
0
1

2010-11

70

70

2009-10

2008-09

2007-08

IndiaFirst

* Includes New Policies issued, Old Policies reinstated/revived.


** Includes policy terminations by death, maturity, lapse, surrenders or cancellations.
# Excluding linked Health Business, if any.
Source: Actuarial Report and Abstract as on 31.03.2011

Business in force at end of the financial year

Grand Total

Business in force at end of the financial year

Linked Health Business

Business in force at end of the financial year

Linked Business #

Business in force at end of the financial year

Non linked Health Business

Business in force at start of the financial year


Additions during the year*
Deletions during the year**
Business in force at end of the financial year

General Annuity and Pension Business

Life Business
Business in force at start of the financial year
Additions during the year*
Deletions during the year**
Business in force at end of the financial year

Particulars
2006-07

2005-06

43251

162

29496

302

404
75
28
451

9007
6589
2757
12839

2010-11

40363

161

30428

363

372
64
32
404

7531
4031
2555
9007

2009-10

33795

110

25264

516

306
100
35
372

5741
3431
1638
7533

2008-09

23970

17532

392

284
45
23
306

4745
2316
1321
5740

2007-08

Private Total

20479

8439

165

261
32
11
285

3545
2096
894
4746

2006-07

7200

3352

40

245
28
10
263

2408
1768
631
3545

2005-06

(Policies in '000)

TABLE 8: INDIVIDUAL BUSINESS (WITHIN INDIA) BUSINESS IN FORCE (NUMBER OF POLICIES) (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

37
285936

344

42462

2780
256
286
2749

226058
35392
21069
240381

2010-11

278563

291

49434

2789
256
265
2780

210154
32907
17003
226058

2009-10

LIC

257823

198

44682

2829
201
241
2789

192428
32017
14291
210154

2008-09

* Includes New Policies issued, Old Policies reinstated/revived.


** Includes policy terminations by death, maturity, lapse, surrenders or cancellations.
# Excluding linked Health Business, if any.
Source: Actuarial Report and Abstract as on 31.03.2011

Business in force at end of the financial year

Grand Total

Business in force at end of the financial year

Linked Health Business

Business in force at end of the financial year

Linked Business #

Business in force at end of the financial year

Non linked Health Business

Business in force at start of the financial year


Additions during the year*
Deletions during the year**
Business in force at end of the financial year

General Annuity and Pension Business

Life Business
Business in force at start of the financial year
Additions during the year*
Deletions during the year**
Business in force at end of the financial year

Particulars

233941

38582

102

2909
220
300
2829

189419
20496
17487
192428

2007-08

431484

20240

2923
176
190
2909

179564
22959
13104
189419

2006-07

186401

3914

2868
293
239
2923

162951
30947
14334
179564

2005-06

329187

506

71958

302

3184
331
314
3200

235065
41981
23825
253221

2010-11

318927

453

79862

363

3161
319
296
3184

217685
36939
19558
235065

2009-10

291618

308

69946

516

3135
302
276
3161

198169
35448
15930
217687

2008-09

Total

257911

56114

494

3193
265
323
3135

194164
22812
18808
198168

2007-08

451963

28679

165

3184
208
201
3194

183109
25055
13998
194165

2006-07

193601

7266

40

3114
322
249
3186

165359
32715
14965
183109

2005-06

(Policies in '000)

TABLE 8: INDIVIDUAL BUSINESS (WITHIN INDIA) BUSINESS IN FORCE (NUMBER OF POLICIES) (Concld.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

38
205253

164151

2822

219
23
17
225

19098
23556
4600
38055

2010-11

200912

178770

2825

226
13
20
219

15195
7496
3593
19098

2009-10

198477

180727

2329

226
17
17
226

12998
4604
2407
15195

2008-09

168501

154938

339

239
10
24
226

12554
3427
2983
12998

2007-08

Bajaj Allianz

* Includes New Policies issued, Old Policies reinstated/revived.


** Includes policy terminations by death, maturity, lapse, surrenders or cancellations.
# Excluding linked Health Business, if any.
Source: Actuarial Report and Abstract as on 31.03.2011

Business in force at end of the financial year

Grand Total

Business in force at end of the financial year

Linked Health Business

Business in force at end of the financial year

Linked Business #

Business in force at end of the financial year

Non linked Health Business

Business in force at start of the financial year


Additions during the year*
Deletions during the year**
Business in force at end of the financial year

General Annuity and Pension Business

Life Business
Business in force at start of the financial year
Additions during the year*
Deletions during the year**
Business in force at end of the financial year

Particulars

95793

64816

288
20
68
239

10619
4562
2627
12554

2006-07

29805

18898

217
97
26
288

8041
5033
2455
10619

2005-06

61640

970

38236

385

8723
16075
2748
22050

2010-11

50401

1086

40592

6069
4485
1831
8723

2009-10

39431

1199

32163

4102
2782
814
6069

2008-09

21962

17337

524

3339
1555
793
4102

2007-08

Reliance

15116

6201

1767
2691
1118
3339

2006-07

TABLE 9: INDIVIDUAL BUSINESS (WITHIN INDIA) BUSINESS IN FORCE (SUM ASSURED)

2253

486

992
1050
275
1767

2005-06

(` Crore)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

39
36672

26459

2
14

16

3146
8332
1280
10198

2010-11

30055

26907

3
2
3
2

828
2751
433
3146

2009-10

24889

24058

3
1
3

294
703
168
828

2008-09

21659

21365

415
199
320
294

2007-08

Aviva

* Includes New Policies issued, Old Policies reinstated/revived.


** Includes policy terminations by death, maturity, lapse, surrenders or cancellations.
# Excluding linked Health Business, if any.
Source: Actuarial Report and Abstract as on 31.03.2011

Business in force at end of the financial year

Grand Total

Business in force at end of the financial year

Linked Health Business

Business in force at end of the financial year

Linked Business #

Business in force at end of the financial year

Non linked Health Business

Business in force at start of the financial year


Additions during the year*
Deletions during the year**
Business in force at end of the financial year

General Annuity and Pension Business

Life Business
Business in force at start of the financial year
Additions during the year*
Deletions during the year**
Business in force at end of the financial year

Particulars

15120

14282

201
218
4
415

2006-07

7855

7655

113
137
49
201

2005-06

130095

742

113594

704

6544
10843
2333
15054

2010-11

116924

578

109029

773

4830
2819
1106
6544

2009-10

84551

78955

766

4654
1055
879
4830

2008-09

54199

49545

5113
694
1153
4654

2007-08

Birla Sun Life

41869

30297

3933
1853
673
5113

2006-07

TABLE 9: INDIVIDUAL BUSINESS (WITHIN INDIA) BUSINESS IN FORCE (SUM ASSURED) (Contd.)

22437

18505

2951
1381
399
3933

2005-06

(` Crore)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

40
110822

73239

377

1580
434
183
1830

29563
9024
3212
35376

2010-11

89016

57892

1502
315
237
1580

22252
10525
3232
29544

2009-10

69640

45479

408

1434
258
191
1502

16973
7510
2233
22251

2008-09

55885

37478

1485
95
146
1434

14253
4067
1347
16973

2007-08

HDFC Standard

* Includes New Policies issued, Old Policies reinstated/revived.


** Includes policy terminations by death, maturity, lapse, surrenders or cancellations.
# Excluding linked Health Business, if any.
Source: Actuarial Report and Abstract as on 31.03.2011

Business in force at end of the financial year

Grand Total

Business in force at end of the financial year

Linked Health Business

Business in force at end of the financial year

Linked Business #

Business in force at end of the financial year

Non linked Health Business

Business in force at start of the financial year


Additions during the year*
Deletions during the year**
Business in force at end of the financial year

General Annuity and Pension Business

Life Business
Business in force at start of the financial year
Additions during the year*
Deletions during the year**
Business in force at end of the financial year

Particulars

55144

21487

1478
105
98
1485

11801
3444
992
14253

2006-07

23636

10358

1448
109
79
1478

8153
4552
904
11801

2005-06

177188

176

127584

11585

1552
97
84
1565

27347
16214
7282
36278

2010-11

137984

112

89388

19586

1568
62
78
1552

29118
9027
10798
27347

2009-10

161595

32

95995

35085

1538
102
71
1569

21644
13433
6163
28914

2008-09

135339

84912

27245

1559
67
89
1538

15403
9242
3000
21644

2007-08

ICICI Prudential

98306

56319

4043

1560
83
85
1559

13438
3890
1925
15403

2006-07

TABLE 9: INDIVIDUAL BUSINESS (WITHIN INDIA) BUSINESS IN FORCE (SUM ASSURED) (Contd.)

42740

27686

55

1557
79
76
1560

11030
4063
1655
13438

2005-06

(` Crore)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

41
22991

11253

360
261
22
599

8198
4435
1494
11139

2010-11

20035

11477

213
169
22
360

7253
2790
1845
8198

2009-10

18380

11127

5600
2818
1164
7253

2008-09

15099

9499

5036
1441
877
5600

2007-08

ING Vysya

* Includes New Policies issued, Old Policies reinstated/revived.


** Includes policy terminations by death, maturity, lapse, surrenders or cancellations.
# Excluding linked Health Business, if any.
Source: Actuarial Report and Abstract as on 31.03.2011

Business in force at end of the financial year

Grand Total

Business in force at end of the financial year

Linked Health Business

Business in force at end of the financial year

Linked Business #

Business in force at end of the financial year

Non linked Health Business

Business in force at start of the financial year


Additions during the year*
Deletions during the year**
Business in force at end of the financial year

General Annuity and Pension Business

Life Business
Business in force at start of the financial year
Additions during the year*
Deletions during the year**
Business in force at end of the financial year

Particulars

16605

4804

4393
1508
865
5036

2006-07

5744

1351

3580
1706
893
4393

2005-06

98623

48743

460

133
5
13
125

41554
16478
8737
49295

2010-11

90299

47876

735

139
8
14
133

40914
12296
11656
41554

2009-10

82914

40593

1268

145
7
13
139

29887
17517
6490
40914

2008-09

58240

27989

218

157
6
17
145

24525
9755
4392
29887

2007-08

Max New York

69757

14906

167
9
19
157

19191
8057
2724
24525

2006-07

TABLE 9: INDIVIDUAL BUSINESS (WITHIN INDIA) BUSINESS IN FORCE (SUM ASSURED) (Contd.)

24533

5174

176
18
26
167

14132
7917
2858
19191

2005-06

(` Crore)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

42
47056

35064

23

15
5
1
19

9336
4803
2191
11949

2010-11

41314

31918

44

15
2
2
15

7198
3707
1568
9336

2009-10

36768

29555

15
3
2
15

5522
2654
978
7198

2008-09

25086

19550

15
1
2
15

5018
1396
892
5522

2007-08

Metlife

* Includes New Policies issued, Old Policies reinstated/revived.


** Includes policy terminations by death, maturity, lapse, surrenders or cancellations.
# Excluding linked Health Business, if any.
Source: Actuarial Report and Abstract as on 31.03.2011

Business in force at end of the financial year

Grand Total

Business in force at end of the financial year

Linked Health Business

Business in force at end of the financial year

Linked Business #

Business in force at end of the financial year

Non linked Health Business

Business in force at start of the financial year


Additions during the year*
Deletions during the year**
Business in force at end of the financial year

General Annuity and Pension Business

Life Business
Business in force at start of the financial year
Additions during the year*
Deletions during the year**
Business in force at end of the financial year

Particulars

19198

6706

16
2
3
15

4491
1737
1211
5018

2006-07

5747

1240

16
3
4
16

2633
2908
1049
4491

2005-06

47286

27295

224
53
17
259

8738
13250
2257
19732

2010-11

37992

29030

236
6
17
224

8479
1967
1707
8738

2009-10

33874

25160

248
7
20
236

7561
2340
1423
8479

2008-09

24678

16868

260
6
19
248

7159
1806
1403
7561

2007-08

Kotak Mahindra

25556

9268

262
7
9
260

6083
1792
716
7159

2006-07

TABLE 9: INDIVIDUAL BUSINESS (WITHIN INDIA) BUSINESS IN FORCE (SUM ASSURED) (Contd.)

12016

5671

275
6
19
262

5351
1863
1132
6083

2005-06

(` Crore)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

43
87349

56779

816
43
19
840

18018
14914
3208
29725

2010-11

74754

55777

142

976
177
336
816

14455
5642
2080
18018

2009-10

55441

40010

526
467
17
976

10997
5035
1576
14455

2008-09

37801

26278

331
196

526

9155
3156
1314
10997

2007-08

SBI Life

* Includes New Policies issued, Old Policies reinstated/revived.


** Includes policy terminations by death, maturity, lapse, surrenders or cancellations.
# Excluding linked Health Business, if any.
Source: Actuarial Report and Abstract as on 31.03.2011

Business in force at end of the financial year

Grand Total

Business in force at end of the financial year

Linked Health Business

Business in force at end of the financial year

Linked Business #

Business in force at end of the financial year

Non linked Health Business

Business in force at start of the financial year


Additions during the year*
Deletions during the year**
Business in force at end of the financial year

General Annuity and Pension Business

Life Business
Business in force at start of the financial year
Additions during the year*
Deletions during the year**
Business in force at end of the financial year

Particulars

31616

10734

249
89
7
331

7254
2849
948
9155

2006-07

9557

2054

172
77

249

3713
4092
551
7254

2005-06

60813

2940

33626

5143

434
29
14
448

14846
5908
2097
18657

2010-11

54062

2380

31035

5367

444
9
20
434

13518
3158
1831
14846

2009-10

44209

215

25751

4281

460
14
30
444

12550
2678
1710
13518

2008-09

36345

18787

4548

475
26
42
460

12428
3469
3346
12550

2007-08

Tata AIG

42046

8504

3233

486
48
58
475

10303
4318
2193
12428

2006-07

TABLE 9: INDIVIDUAL BUSINESS (WITHIN INDIA) BUSINESS IN FORCE (SUM ASSURED) (Contd.)

15507

3886

833

525
54
94
486

7216
4382
1295
10303

2005-06

(` Crore)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

44
4878

2712

7
3
1
10

1700
855
399
2156

2010-11

4583

2875

1
7

1454
592
345
1700

2009-10

4013

2551

1085
644
275
1454

2008-09

2696

1604

8
1
1
8

568
694
176
1085

2007-08

Sahara India

* Includes New Policies issued, Old Policies reinstated/revived.


** Includes policy terminations by death, maturity, lapse, surrenders or cancellations.
# Excluding linked Health Business, if any.
Source: Actuarial Report and Abstract as on 31.03.2011

Business in force at end of the financial year

Grand Total

Business in force at end of the financial year

Linked Health Business

Business in force at end of the financial year

Linked Business #

Business in force at end of the financial year

Non linked Health Business

Business in force at start of the financial year


Additions during the year*
Deletions during the year**
Business in force at end of the financial year

General Annuity and Pension Business

Life Business
Business in force at start of the financial year
Additions during the year*
Deletions during the year**
Business in force at end of the financial year

Particulars

1699

392

8
1
1
8

289
356
77
568

2006-07

380

84

5
4
1
8

137
214
61
289

2005-06

7906

6020

989
1191
294
1886

2010-11

8533

7544

916
327
254
989

2009-10

6710

5794

1004
283
372
916

2008-09

4556

3552

1380
204
580
1004

2007-08

Shriram

4230

1164

443
1090
153
1380

2006-07

TABLE 9: INDIVIDUAL BUSINESS (WITHIN INDIA) BUSINESS IN FORCE (SUM ASSURED) (Contd.)

443

0
443
0
443

2005-06

(` Crore)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

45
10058

6071

147

28
2
26

1412
3566
1164
3814

2010-11

7025

5487

126

1314
1210
1112
1412

2009-10

5462

4148

582
1419
687
1314

2008-09

1164

582

65
682
165
582

2007-08

Bharti AXA

* Includes New Policies issued, Old Policies reinstated/revived.


** Includes policy terminations by death, maturity, lapse, surrenders or cancellations.
# Excluding linked Health Business, if any.
Source: Actuarial Report and Abstract as on 31.03.2011

Business in force at end of the financial year

Grand Total

Business in force at end of the financial year

Linked Health Business

Business in force at end of the financial year

Linked Business #

Business in force at end of the financial year

Non linked Health Business

Business in force at start of the financial year


Additions during the year*
Deletions during the year**
Business in force at end of the financial year

General Annuity and Pension Business

Life Business
Business in force at start of the financial year
Additions during the year*
Deletions during the year**
Business in force at end of the financial year

Particulars

312

175

68
4
65

2006-07

2005-06

20204

4708

4179
12943
1627
15495

2010-11

9223

5043

1
1

2041
3845
1707
4179

2009-10

2933

891

33
2297
288
2041

2008-09

33

33

33

2007-08

Future Generali

2006-07

TABLE 9: INDIVIDUAL BUSINESS (WITHIN INDIA) BUSINESS IN FORCE (SUM ASSURED) (Contd.)

2005-06

(` Crore)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

46
14370

3249

5063
6310
252
11121

2010-11

7810

2747

1026
4060
24
5063

2009-10

2682

1655

11
1017
1
1026

2008-09

74

64

11

11

2007-08

IDBI Federal

* Includes New Policies issued, Old Policies reinstated/revived.


** Includes policy terminations by death, maturity, lapse, surrenders or cancellations.
# Excluding linked Health Business, if any.
Source: Actuarial Report and Abstract as on 31.03.2011

Business in force at end of the financial year

Grand Total

Business in force at end of the financial year

Linked Health Business

Business in force at end of the financial year

Linked Business #

Business in force at end of the financial year

Non linked Health Business

Business in force at start of the financial year


Additions during the year*
Deletions during the year**
Business in force at end of the financial year

General Annuity and Pension Business

Life Business
Business in force at start of the financial year
Additions during the year*
Deletions during the year**
Business in force at end of the financial year

Particulars

2006-07

2005-06

13404

12374

366
723
59
1030

2010-11

7152

6786

59
341
34
366

2009-10

2521

2462

59

59

2008-09

2007-08

Canara HSBC

2006-07

TABLE 9: INDIVIDUAL BUSINESS (WITHIN INDIA) BUSINESS IN FORCE (SUM ASSURED) (Contd.)

2005-06

(` Crore)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

47
13363

2965

492

3287
7274
664
9896

2010-11

4492

1193

1
12
1
12

903
2823
439
3287

2009-10

1261

358

999
96
903

2008-09

2007-08

Aegon Religare

* Includes New Policies issued, Old Policies reinstated/revived.


** Includes policy terminations by death, maturity, lapse, surrenders or cancellations.
# Excluding linked Health Business, if any.
Source: Actuarial Report and Abstract as on 31.03.2011

Business in force at end of the financial year

Grand Total

Business in force at end of the financial year

Linked Health Business

Business in force at end of the financial year

Linked Business #

Business in force at end of the financial year

Non linked Health Business

Business in force at start of the financial year


Additions during the year*
Deletions during the year**
Business in force at end of the financial year

General Annuity and Pension Business

Life Business
Business in force at start of the financial year
Additions during the year*
Deletions during the year**
Business in force at end of the financial year

Particulars

2006-07

2005-06

1773

1250

114
572
164
522

2010-11

666

552

49
123
58
114

2009-10

78

29

55
6
49

2008-09

2007-08

DLF Pramerica

2006-07

TABLE 9: INDIVIDUAL BUSINESS (WITHIN INDIA) BUSINESS IN FORCE (SUM ASSURED) (Contd.)

2005-06

(` Crore)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

48
3673

2931

1
8

230
582
79
733

2010-11

2804

1854

669

669

15
273
8
280

2009-10

343

328

15

15

2008-09

2007-08

Star Union Dai-Ichi

* Includes New Policies issued, Old Policies reinstated/revived.


** Includes policy terminations by death, maturity, lapse, surrenders or cancellations.
# Excluding linked Health Business, if any.
Source: Actuarial Report and Abstract as on 31.03.2011

Business in force at end of the financial year

Grand Total

Business in force at end of the financial year

Linked Health Business

Business in force at end of the financial year

Linked Business #

Business in force at end of the financial year

Non linked Health Business

Business in force at start of the financial year


Additions during the year*
Deletions during the year**
Business in force at end of the financial year

General Annuity and Pension Business

Life Business
Business in force at start of the financial year
Additions during the year*
Deletions during the year**
Business in force at end of the financial year

Particulars

2006-07

2005-06

2833

2722

111

111

2010-11

566

566

2009-10

2008-09

2007-08

IndiaFirst

2006-07

TABLE 9: INDIVIDUAL BUSINESS (WITHIN INDIA) BUSINESS IN FORCE (SUM ASSURED) (Contd.)

2005-06

(` Crore)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

49
1178249

4827

801025

22143

5345
1012
373
5984

212452
177960
46141
344271

2010-11

996603

4157

744339

29599

5330
1445
749
6026

177887
80256
45661
212483

2009-10

876172

1447

647791

44136

4599
879
361
5117

135496
69917
27731
177682

2008-09

663317

490348

32874

4530
408
339
4599

116408
41831
22743
135496

2007-08

Private Total

* Includes New Policies issued, Old Policies reinstated/revived.


** Includes policy terminations by death, maturity, lapse, surrenders or cancellations.
# Excluding linked Health Business, if any.
Source: Actuarial Report and Abstract as on 31.03.2011

Business in force at end of the financial year

Grand Total

Business in force at end of the financial year

Linked Health Business

Business in force at end of the financial year

Linked Business #

Business in force at end of the financial year

Non linked Health Business

Business in force at start of the financial year


Additions during the year*
Deletions during the year**
Business in force at end of the financial year

General Annuity and Pension Business

Life Business
Business in force at start of the financial year
Additions during the year*
Deletions during the year**
Business in force at end of the financial year

Particulars

532367

250055

7276

4514
364
348
4529

94206
38433
16230
116411

2006-07

202653

103046

888

4391
448
326
4513

68041
39741
13577
94205

2005-06

2677970

12498

178479

46927
11196
6525
51597

2061034
566583
192221
2435396

2010-11

2341937

10852

223125

46964
6281
6318
46927

1784880
454767
178613
2061034

2009-10

2037531

7217

198470

47269
232873
233178
46964

1485380
411205
111705
1784880

2008-09

LIC

1733328

196936

3744

87027
11270
51029
47269

1397468
215251
127339
1485380

2007-08

3325164

106381

63912
25460
2345
87027

1280159
239860
122551
1397468

2006-07

TABLE 9: INDIVIDUAL BUSINESS (WITHIN INDIA) BUSINESS IN FORCE (SUM ASSURED) (Contd.)

1351392

7321

63769
8858
8715
63912

1065095
311408
96344
1280159

2005-06

(` Crore)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

50
3856219

17325

979504

22143

52271
12208
6899
57581

2273486
744543
238362
2779667

2010-11

* Includes New Policies issued, Old Policies reinstated/revived.


** Includes policy terminations by death, maturity, lapse, surrenders or cancellations.
# Excluding linked Health Business, if any.
Source: Actuarial Report and Abstract as on 31.03.2011

Business in force at end of the financial year

Grand Total

Business in force at end of the financial year

Linked Health Business

Business in force at end of the financial year

Linked Business #

Business in force at end of the financial year

Non linked Health Business

Business in force at start of the financial year


Additions during the year*
Deletions during the year**
Business in force at end of the financial year

General Annuity and Pension Business

Life Business
Business in force at start of the financial year
Additions during the year*
Deletions during the year**
Business in force at end of the financial year

Particulars

3338541

15008

967464

29599

52294
7726
7067
52952

1962767
535023
224274
2273517

2009-10

2913703

8664

846261

44136

51867
233753
233539
52081

1620876
481122
139436
1962562

2008-09

Industry Total

2396646

687284

36618

91557
11678
51368
51867

1513876
257081
150082
1620876

2007-08

3857531

356436

7276

68426
25824
2693
91556

1374365
278293
138781
1513879

2006-07

1554045

110367

888

68160
9306
9041
68425

1133136
351149
109921
1374364

2005-06

(` Crore)

TABLE 9: INDIVIDUAL BUSINESS (WITHIN INDIA) BUSINESS IN FORCE (SUM ASSURED) (Concld.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

51
431.54
18.34
113.05
250.81
91.07

Aviva

Sahara

Shriram

Bharti AXA

Future Generali

2009-10

2008-09

2010-11

2009-10

2008-09

2010-11

2009-10

d. Renewal
2008-09

183.49

2918.06

38.85

237.67

1.38

3.50

11.91

109.98

666.91

543.09

51.28

197.80

650.10

286.66

170.54

255.42

435.96

61.86

519.86

1732.02

479.20

857.88

2436.27

4465.98

875.34

882.87

6082.84

1749.70

3493.54

145.35

201.59

470.87

37.00

141.57

614.78

343.70

315.41

402.77

374.62

84.24

752.18

3588.88

788.34

1289.86

3748.84

4356.00

1113.37

1202.03

6073.63

2928.34

2692.44

318.74

44.75

3.24

27.20

296.15

287.34

107.62

229.66

308.05

106.33

693.95

3441.19

1027.86

1446.21

4197.07

3230.69

958.82

1243.46

6395.52

2699.56

2266.58

526.47

93.66

160.26

20.75

105.58

713.36

283.52

200.36

437.95

223.58

90.13

1567.21

3326.71

1446.71

2662.68

5543.65

4583.52

1985.75

1603.25

9564.93

3550.68

3898.47

702.12

0.01

10.12

1.04

13.73

219.65

120.70

35.43

228.36

168.88

77.44

1570.66

2567.85

1282.61

2107.71

6536.42

2444.60

1543.58

1416.02

9746.75

2514.84

3081.19

732.00

0.00

0.00

0.00

0.00

1.28

0.00

61.60

100.49

39.18

1258.88

1319.32

701.47

1230.29

5789.33

1287.58

927.57

876.66

8107.79

1723.32

2462.86

524.61

2669.11 27040.46 31839.19 29537.74 42764.83 36419.61 26412.22

14.65

0.00

0.62

7.58

103.85

4.72

1.65

135.32

51.63

24.53

548.14

42.67

150.04

465.77

494.49

38.91

18.71

232.82

40.67

269.97

22.36

69805.28

760.57

703.35

72.03

303.38

1363.46

570.18

370.90

693.37

659.53

151.99

2087.07

5058.73

1925.91

3520.56

7979.93

9049.49

2861.09

2486.11

15647.77

5300.38

7392.01

847.47

39196.78

68258.80

201.60

480.99

38.05

155.30

834.42

464.40

350.84

631.13

543.51

161.68

2322.84

6156.72

2070.95

3397.56

10285.27

6800.60

2656.95

2618.06

15820.38

5443.18

5773.63

1050.75

47262.15

21783.06 33761.61 31327.85 31759.59 26163.84 13332.46 53542.64 59925.45 44660.31 55459.42 55595.51 45986.75 109002.07 115520.96

8361.02

261.57

353.50

5.00

21.79

5.28

173.44

8.74

3.82

112.82

42.29

54.04

265.57

30.48

81.54

796.19

535.30

19.42

187.63

113.15

40.92

216.00

6.87

2009-10

Industry Total

30.10

3.24

26.59

288.57

79.47

4.61

322.91

43.52

88.32

719.62

139.58

94.55

1141.26

1963.38

162.54

277.44

1904.66

23.29

556.22

19.06

2010-11

e. Total (c+d)

18679.43 28921.13 26868.63

162.74

233.20

35.62

138.06

602.87

228.01

398.96
102.90

172.72

54.70

669.42

2893.05

985.20

1296.16

3731.30

2736.21

919.91

1224.75

6162.70

2658.89

1996.62

504.10

261.80

41.95

757.86

1208.31

1093.95

1014.41

5960.48

2887.42

2476.44

2010-11

c. First Year (a+b)

4459.22 23398.56 23245.78 10663.35 26502.19 28086.26 15122.57 12694.60 19175.90 19574.53

2008-09

b. Single

A. LINKED PREMIUM

90647.06

55949.96

44.75

3.24

27.20

296.15

288.62

107.62

291.26

408.54

145.51

1952.83

4760.51

1729.33

2676.49

9986.40

4518.27

1886.39

2120.12

14503.31

4422.89

4729.45

1051.08

34697.10

2008-09

(Premium in ` Crore)

Private Total

189.58

1012.40

Reliance

405.34

339.62

Metlife

IndiaFirst

763.33

Star Union Dai-ichi

1295.01

Bajaj Allianz

Max New York

46.28

2502.60

SBI Life

DLF Pramerica

233.72

712.79

Tata AIG

176.01

306.67

605.42

Aegon Religare

698.14

4178.18

ICICI Prudential

Kotak Mahindra

113.22

3323.31

1726.41

Birla Sunlife

644.82

2952.65

2937.32

HDFC Standard

IDBI Federal

3820.70

126.29

Canara HSBC

4840.47

3103.62

LIC

ING Vysya

311.88

2009-10

a. Regular
2010-11

Insurer

TABLE 10: LINKED AND NON-LINKED PREMIUM OF LIFE INSURERS

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

52
70.95
275.79

Bharti AXA

Future Generali

2008-09

3343.43

924.28

0.00

26.96

0.00

0.45

6.54

5.04

0.41

28.53

37.68

0.00

0.06

25.06

44.06

120.06

83.56

223.63

28.97

62.59

162.34

1.82

37.86

215.60

22.87

77.07

167.19

158.28

278.06

92.36

136.03

29.97

225.53

1302.92

227.02

1203.51

1029.55

3106.41

456.87

370.27

1779.30

330.60

565.79

515.13

819.86 12328.19

3.86

0.00

1.69

0.00

28.71

0.61

15.60

0.39

0.00

21.42

-106.29

35.62

99.15

13.28

327.26

33.54

36.92

233.69

16.22

44.78

13.41

6532.82

0.00

49.00

0.38

8.80

7.84

56.85

170.67

34.66

44.88

40.59

46.20

331.90

273.51

559.22

702.26

2684.75

208.64

131.95

260.29

31.67

565.06

323.69

4614.26

5.44

0.13

4.01

0.26

29.43

42.35

63.27

6.42

27.68

30.61

72.79

116.84

396.70

294.36

2155.95

183.85

99.56

416.31

121.29

384.53

162.49

5998.12

0.00

14.36

0.14

8.16

1.21

82.53

77.20

6.28

25.96

61.45

32.57

209.50

355.24

1088.56

600.48

755.74

667.26

119.12

453.56

46.08

1046.37

346.34

42146.49 26952.54 18475.80 30691.86 23015.92 24194.97 72838.36 49968.46 42670.77 109764.57

3794.41

14.98

61.39

0.00

1.93

15.29

7.93

2.28

21.42

89.65

0.00

1.33

30.70

12.82

191.85

12.47

2234.83

61.96

118.72

264.79

27.75

57.61

8.90

2008-09

Industry Total

5608.54

1.59

0.13

2.32

0.26

0.72

41.73

47.67

6.03

27.68

9.19

179.08

81.22

297.55

281.08

1828.69

150.31

62.65

182.62

105.07

164.05

7.29

2009-10

8984.76

0.00

22.04

0.38

8.36

1.30

40.59

229.45

439.16

179.67

69.36

97.95

29.85

339.74

149.07

2010-11

Private Total

22.87

46.38

Shriram

154.21

29.97

Star Union Dai-ichi

224.20

Aviva

Sahara

IndiaFirst

1272.22

Reliance

22.87

51.81

214.20

Metlife

DLF Pramerica

170.26

1011.66

75.14

6.13

1017.08

Bajaj Allianz

Max New York

Aegon Religare

7.20

871.59

SBI Life

150.35

46.14

394.92

Tata AIG

151.89

306.84

251.55

IDBI Federal

618.70

1514.51

ICICI Prudential

Kotak Mahindra

Canara HSBC

2461.12

302.86

Birla Sunlife

507.45

401.73

HDFC Standard

314.79

507.84

2009-10

99957.83

4578.32

0.00

0.38

0.02

1.55

0.19

49.87

20.01

3.94

22.89

48.33

8.98

116.27

191.55

903.76

432.19

618.68

628.19

118.04

448.08

30.80

666.41

268.21

95379.51

2010-11

d. Renewal

33161.73 21344.01 14681.40 27348.43 22091.64 23375.11 60510.16 43435.65 38056.51 103766.45

2008-09

c. First Year (a+b)


2009-10

2009-10

b. Single

B. NON-LINKED PREMIUM
2010-11

2010-11

a. Regular

ING Vysya

LIC

Insurer
2010-11

2009-10

e. Total (c+d)
2008-09

(Premium in ` Crore)

18326.31

37.86

229.96

23.01

85.23

168.40

240.82

355.26

98.65

161.99

91.42

258.10

1512.42

582.26

2292.07

1630.02

3862.15

1124.13

489.40

2232.86

376.68

1612.16

861.47

11111.14

0.00

49.38

0.40

10.36

8.03

106.72

190.68

38.60

67.76

88.91

55.18

448.17

465.06

1462.98

1134.45

3303.43

836.83

249.99

708.37

62.47

1231.47

591.90

8547.47

5.44

0.13

4.01

0.26

30.35

44.99

69.15

27.64

60.95

40.04

172.03

267.32

1180.77

638.12

2693.83

861.11

223.07

852.91

148.92

835.24

391.21

88467.64 182602.93 149926.29 131138.41

3933.21

0.00

0.00

0.00

0.00

0.92

2.64

5.88

21.21

33.27

9.43

99.24

150.48

784.06

343.76

537.88

677.26

123.51

436.60

27.63

450.72

228.72

84534.43 164276.61 138815.16 122590.94

2008-09

TABLE 10: LINKED AND NON-LINKED PREMIUM OF LIFE INSURERS (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

2009-10

2008-09

2010-11

2009-10

b. Single
2008-09

269.00
405.09

2029.27
5692.69
856.98
1107.71
3374.19
2312.09
1774.99
553.81
2284.63
655.74
48.30
159.43
321.76
366.86
263.58
796.71
251.14
69.15
343.79
428.21

Birla Sunlife

ICICI Prudential

Kotak Mahindra

Tata AIG

SBI Life

Bajaj Allianz

Max New York

Metlife

Reliance

Aviva

Sahara

53

Shriram

Bharti AXA

Future Generali

IDBI Federal

Canara HSBC

Aegon Religare

DLF Pramerica

Star Union Dai-ichi

IndiaFirst

3488.97

18.51

0.00

2.30

7.58

132.57

5.33

17.25

135.71

51.63

45.95

441.85

78.28

249.19

479.04

821.75

72.45

55.63

466.51

56.89

314.75

35.78

39368.65

704.77

758.69

74.15

274.87

817.29

444.95

448.61

347.78

571.99

91.83

745.39

3034.94

706.22

2061.39

3465.82

7572.39

1332.21

1253.14

7862.14

2080.30

4059.33

660.49

87012.35

38372.01

201.59

519.87

37.38

150.37

622.62

400.56

486.08

437.43

419.50

124.83

798.37

3920.78

1061.85

1849.08

4451.10

7040.74

1322.01

1333.98

6333.92

2960.01

3257.51

642.43

71521.90

63929.55 60714.15 49803.65 62451.45 49179.76 37527.43 126381.00 109893.91

3842.34

38.85

264.63

1.38

3.95

18.45

115.02

9.15

32.35

150.50

42.29

54.10

290.62

74.54

201.60

879.75

758.93

48.39

250.22

275.49

42.75

273.62

15.77

Industry Total

276.56

414.90

5.00

23.73

20.57

181.37

81.75

26.03

412.55

43.52

89.65

750.31

152.40

286.40

1153.73

4198.21

224.50

396.16

2169.45

51.04

720.28

26.35

27664.19 34529.67 30663.04 11704.46

31.69

3.37

28.91

288.83

184.21

144.63

275.68

178.76

82.38

678.61

3072.13

1066.42

1593.72

4012.39

4564.89

1070.22

1287.39

6345.32

2763.96

2336.36

653.18

2009-10

Private Total

162.74

255.24

36.00

146.42

604.17

285.53

476.93

82.53

744.28

3630.15

987.31

1647.47

3571.35

6281.82

1273.62

1083.77

6058.43

2917.26

2983.89

3339.05

HDFC Standard

626.66

634.13

2010-11

2008-09

2010-11

2009-10

d. Renewal
2008-09

2010-11

2009-10

e. Total (c+d)
2008-09

(Premium in ` Crore)

48762.94

93.66

174.62

20.89

113.74

714.57

366.05

277.55

444.23

249.54

151.58

1599.79

3536.21

1801.95

3751.24

6144.13

5339.25

2653.01

1722.37

10018.49

3596.76

4944.85

1048.46

40997.93

0.01

10.50

1.07

15.28

219.83

170.56

55.44

232.30

191.77

125.77

1579.64

2684.12

1474.16

3011.46

6968.61

3063.28

2171.76

1534.07

10194.83

2545.65

3747.60

1000.22

30345.43

0.00

0.00

0.00

0.00

2.20

2.64

67.48

121.70

72.45

1268.31

1418.56

851.94

2014.35

6133.09

1825.46

1604.83

1000.17

8544.39

1750.95

2913.58

753.33

88131.60

798.43

933.31

95.04

388.61

1531.86

811.00

726.16

792.02

821.52

243.41

2345.17

6571.15

2508.17

5812.63

9609.95

12911.64

3985.22

2975.51

17880.63

5677.07

9004.17

1708.95

79369.94

201.60

530.37

38.44

165.65

842.45

571.12

541.51

669.73

611.27

250.59

2378.01

6604.90

2536.01

4860.54

11419.71

10104.03

3493.78

2868.05

16528.75

5505.66

7005.10

1642.65

64497.44

50.19

3.37

31.21

296.41

318.97

152.60

360.41

436.17

206.47

1992.87

4932.54

1996.64

3857.26

10624.52

7212.10

2747.50

2343.19

15356.22

4571.80

5564.69

1442.28

87331.09 165223.99 155553.34 134454.39 291604.99 265447.25 221785.47

34152.01

50.19

3.37

31.21

296.41

316.78

149.97

292.93

314.47

134.01

724.56

3513.98

1144.70

1842.91

4491.43

5386.64

1142.67

1343.03

6811.83

2820.85

2651.11

688.95

53179.08 116461.05 114555.41 104108.96 203473.40 186077.31 157288.04

c. First Year (a+b)

C. TOTAL OF LINKED AND NON-LINKED PREMIUM (A+B)

36265.36 26184.48 19140.61 50746.99 45337.42 34038.47

2010-11

a. Regular

ING Vysya

LIC

Insurer

TABLE 10: LINKED AND NON-LINKED PREMIUM OF LIFE INSURERS (Concld.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

54
11.46

Aegon Religare

2730.42
3747.96

Private Total

Grand Total

26.23

141.63

Canara HSBC

IndiaFirst

6.84

16.51

IDBI Federal

4.93

3.78

11.67

29.27

4.30

29.83

Bharti AXA

Future Generali

DLF Pramerica

5.43
4.31

8.25
28.41

Sahara

Shriram

Star Union Dai-ichi

3.04

63.49

Aviva

3.44

3.91

3.45

4.16

10.39

2.90

3.18

2.79

2.29

44.11
141.31

Reliance

5.84

3.57

3.37

2.63

5.65

Metlife

205.70

Max New York

4.45

402.87

83.71
138.77

Kotak Mahindra

Tata AIG
284.50

411.24

ICICI Prudential

SBI Life

4.85

299.62

4.43

327.33

Birla Sunlife

2.31

2.60

HDFC Standard

Bajaj Allianz

Traditional

2010-11

2241.20

0.69

10.92

4.79

10.44

10.17

50.12

84.11

9.61

13.05

13.83

37.55

373.49

43.21

334.20

331.98

268.19

107.51

46.45

149.44

80.96

149.48

111.01

20.50 14532.33

54.92

97.45

72.84

50.70

52.32

93.30

24.78

12.18

75.64

68.52

37.37

62.84

27.45

50.52

38.10

46.15

60.03

56.35

64.31

73.35

78.73

68.65

14.98

7.65 12291.13

7.97

12.23

1.81

4.75

20.83

12.25

6.04

20.81

23.68

9.74

8.06

15.13

14.55

24.69

7.42

14.58

20.37

6.94

9.56

9.49

6.69

21.49

9.27

12.86

7.48

4971.61

26.92

40.19

9.72

21.91

151.80

66.63

95.78

39.43

41.46

22.08

101.04

514.80

87.32

539.90

616.47

671.05

246.28

130.17

560.68

380.58

476.81

130.58

79.50 18280.29

45.08

2.55

27.16

49.30

47.68

6.70

75.22

87.82

24.36

31.48

62.63

37.16

72.55

49.48

61.90

53.85

39.97

43.65

35.69

26.65

21.27

31.35

85.02

92.35 13308.68

ULIP

Traditional

2009-10
Total

(Commission in ` Crore)

6.27

5.64

3.37

4.31

10.23

5.64

9.91

8.22

13.19

4.98

5.05

9.07

4.31

7.83

3.48

9.29

6.41

5.20

6.18

4.37

3.14

6.70

5.30

7.95

6.54

6376.55

4895.41

14.56

33.82

4.24

11.73

203.10

22.73

72.02

62.12

62.35

12.83

151.38

542.50

231.96

273.42

803.43

534.39

230.69

160.83

561.91

510.61

337.33

57.46

1481.14

5.52

7.17

7.22

7.03

11.14

7.55

24.34

4.89

20.53

9.84

11.47

7.93

6.52

8.81

11.20

8.05

7.81

7.86

8.68

6.14

3.55

9.38

5.84

5.47

3.13

1048.31

0.00

5.46

0.05

0.63

0.26

21.46

57.44

1.14

4.14

10.86

6.91

85.36

60.55

147.79

159.13

131.78

50.16

7.09

41.06

5.59

188.17

63.30

35.32 11677.48

82.36

100.00

86.09

98.86

94.87

99.87

51.43

55.63

98.20

93.78

54.16

95.63

86.41

79.30

64.91

83.47

80.22

82.14

95.78

93.19

98.92

64.19

47.58

12.23 10629.17

0.13

7.79

9.43

0.00

11.06

12.28

5943.72

14.56

39.28

4.29

12.36

203.37

44.19

129.45

63.26

66.49

23.68

158.29

6.80

7.49

7.22

7.41

11.15

7.46

24.14

7.74

23.91

9.45

10.88

9.45

6.66

9.51

11.53

292.51
627.85

8.67

8.43

6.59

8.04

5.85

3.65

9.38

7.50

7.35

6.51

421.21

962.57

666.17

280.85

167.92

602.97

516.20

525.50

120.76

64.68 18054.03

17.64

0.00

13.91

1.14

5.13

3.27
6.12

48.57

44.37

1.80

6.22

45.84

4.37

13.59

20.70

35.09

16.53

19.78

17.86

4.22

6.81

1.08

35.81

52.42

87.77 12110.31

20.11

30.12

2.95

6.11

12.21

12.53

19.05

13.02

10.10

14.03

3.99

5.99

2.84

5.77

8.94

15.28

10.69

7.66

% To
% To Commis- % To Tra% To
Total
% of
% of Commission
ULIP
Total
sion ditional
Total CommisTotal
Total
Premium CommisPremium Commission
ComCommission
sion
sion
mission
To Total
To Total
Premium
Premium

Total

% To
% To Commis- % To Tra% To
Total
ULIP
Total
sion ditional
Total CommisPremium CommisPremium Commission
sion
sion

19.56

1017.55

Commission

ULIP

ING Vysya

LIC

Insurer

TABLE 11: LINKED AND NON-LINKED COMMISSION OF LIFE INSURERS

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

TABLE 12: INDIVIDUAL DEATH CLAIMS OF LIFE INSURERS


Particulars

NUMBER OF POLICIES
2010-11

2009-10

2008-09

2007-08

2006-07

15892

16915

14548

11985

11468

Claims intimated / booked (B)

835642

745520

626072

565337

615564

Total Claims (C=A+B)

851534

762435

640620

577322

627032

Claims paid (D)

Claims pending at start of year (A)

813932

726109

605128

553408

604178

Claims repudiated (E)

17350

14693

12781

9027

10869

Claims written back (F)

3837

5741

5796

339

16415

15892

16915

14548

11985

Claims pending at end of year (G=C-D-E-F)

(Benefit Amount in ` Crore)


Particulars

AMOUNT OF BENEFIT PAID


2010-11

2009-10

2008-09

2007-08

2006-07

286.32

242.84

206.66

250.07

222.19

Claims intimated / booked (B)

8000.08

6298.20

5072.36

4375.88

4611.02

Total Claims (C=A+B)

8286.40

6541.04

5279.02

4625.95

4833.20

Claims paid (D)

7595.24

5958.13

4798.22

4235.00

4444.74

Claims repudiated (E)

336.24

244.77

179.59

152.66

138.39

Claims written back (F)

48.52

51.83

58.36

31.64

0.00

306.40

286.31

242.84

206.66

250.07

Claims pending at start of year (A)

Claims pending at end of year (G=C-D-E-F)

55

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

TABLE 13: GROUP DEATH CLAIMS OF LIFE INSURERS


Particulars

NUMBER OF POLICIES
2010-11

2009-10

2008-09

2007-08

1872

2148

2229

2351

Claims intimated / booked (B)

434329

307003

261909

160486

Total Claims (C=A+B)

436201

309151

264138

162837

Claims paid (D)

Claims pending at start of year (A)

421930

305739

260507

159333

Claims repudiated (E)

2404

1520

1412

1241

Claims written back (F)

266

20

71

34

11601

1872

2148

2229

Claims pending at end of year (G=C-D-E-F)

(Benefit Amount in ` Crore)


Particulars

AMOUNT OF BENEFIT PAID


2010-11

2009-10

2008-09

2007-08

22.56

29.50

41.54

33.07

Claims intimated / booked (B)

2095.45

1649.27

1341.50

1081.24

Total Claims (C=A+B)

2118.01

1678.77

1383.04

1114.31

Claims paid (D)

2059.82

1634.37

1327.48

1053.86

Claims repudiated (E)

19.87

20.92

24.08

18.29

Claims written back (F)

0.61

0.89

2.00

0.58

37.71

22.58

29.49

41.57

Claims pending at start of year (A)

Claims pending at end of year (G=C-D-E-F)

56

8
4
0
68

91 to 180 Days

181 Days to 1 Year

More than 1 Year

Total Claims Settled

24

10

11

2009-10

1.96
0.76
1.17
0.16
0.00
4.05

Within 30 Days of Intimation

32 to 90 Days

92 to 180 Days

182 Days to 1 Year

More than 1 Year

Total Claims Settled

2010-11

57
1.07

0.00

0.05

0.30

0.20

0.53

2009-10

Aegon Religare

24

31 to 90 Days

Particulars

32

2010-11

Aegon Religare

Within 30 Days of Intimation

Particulars

36.08

0.87

0.25

0.95

5.76

28.25

2010-11

1906

25

16

32

219

1614

2010-11

2008-09

2008-09

25.37

0.37

0.24

0.43

2.50

21.83

2009-10

Aviva

1635

10

13

23

115

1474

2009-10

Aviva

23980

61

345

1388

6717

15469

2010-11

22.38

0.33

0.99

2.54

4.43

14.09

2008-09

326.84

1.02

7.65

26.52

103.56

188.09

2010-11

294.92

1.10

5.88

50.87

143.85

93.22

2009-10

Bajaj Allianz

20316

46

215

2964

9524

7567

2009-10

Bajaj Allianz

BENEFIT AMOUNT PAID

1032

23

41

102

185

681

2008-09

NUMBER OF POLICIES

174.42

0.76

2.14

17.07

73.84

80.61

2008-09

10484

55

127

889

3863

5550

2008-09

11.52

0.00

0.55

2.67

4.79

3.51

2010-11

686

19

101

218

348

2010-11

108

28

55

24

2008-09

7.57

0.01

0.31

1.94

3.73

1.59

2009-10

Bharti AXA

3.11

0.02

0.96

1.68

0.46

2008-09

( Amount in ` crore)

382

69

147

156

2009-10

Bharti AXA

TABLE 14: DURATION WISE SETTLEMENT OF DEATH CLAIMS INDIVIDUAL CATEGORY

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

15
1
1

91 to 180 Days

181 Days to 1 Year

More than 1 Year

58
0.48
0.03
0.05

92 to 180 Days

182 Days to 1 Year

More than 1 Year


185.96

17.31

Total Claims Settled

168.09

32 to 90 Days

2010-11

Within 30 Days of Intimation

Particulars

9307

204

31 to 90 Days

Total Claims Settled

9086

2010-11

Within 30 Days of Intimation

Particulars

102.76

0.01

0.14

1.62

59.11

0.34

0.78

1.69

34.28
22.01

71.75

2008-09

2457

10

65

640

1736

2008-09

29.25

2009-10

Birla Sunlife

5275

16

577

4676

2009-10

Birla Sunlife

36

19

10

2009-10

9.07

0.12

1.74

2.04

2.92

2.26

2010-11

1.15

0.00

0.05

0.17

0.72

0.22

2009-10

2008-09

42

18

16

2010-11

0.20

0.06

0.14

2008-09

0.49

0.00

0.02

0.10

0.18

0.20

2010-11

0.48

0.00

0.00

0.00

0.47

0.00

2009-10

DLF Pramerica

2009-10

DLF Pramerica

BENEFIT AMOUNT PAID


Canara HSBC

201

18

49

77

54

2010-11

Canara HSBC

NUMBER OF POLICIES

2008-09

2008-09

10.92

0.47

2.48

3.53

3.61

0.83

2010-11

17

11

2008-09

3.61

0.00

0.21

1.08

1.85

0.47

2009-10

0.62

0.20

0.35

0.07

2008-09

( Amount in ` crore)

176

54

78

38

2009-10

Future Generali

629

101

210

238

73

2010-11

Future Generali

TABLE 14: DURATION WISE SETTLEMENT OF DEATH CLAIMS INDIVIDUAL CATEGORY (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

211
39
15

91 to 180 Days

181 Days to 1 Year

More than 1 Year


3497

29

115

314

1062

1977

2009-10

48.92
20.38
8.17
1.16
1.95
80.58

32 to 90 Days

92 to 180 Days

182 Days to 1 Year

More than 1 Year

Total Claims Settled

2010-11

59
66.58

1.33

3.28

14.43

37.83

1.17

5.10

8.15

8.88
14.53

26.95

2008-09

2549

40

190

352

753

1214

2008-09

20.59

2009-10

HDFC Standard

Within 30 Days of Intimation

Particulars

4369

720

31 to 90 Days

Total Claims Settled

3384

2010-11

HDFC Standard

Within 30 Days of Intimation

Particulars

14479

30

462

1016

2231

10740

2009-10

201.68

8.43

19.63

23.81

31.96

117.85

2010-11

218.04

0.87

8.34

15.56

28.01

165.25

2009-10

9298

10

178

573

1263

7274

2008-09

272

270

2010-11

101.69

0.20

3.10

12.79

22.30

63.30

2008-09

5.59

0.00

0.08

0.00

0.00

5.51

2010-11

2.70

0.00

0.00

0.38

0.88

1.44

2009-10

IDBI Federal

104

17

28

59

2009-10

IDBI Federal

BENEFIT AMOUNT PAID


ICICI Prudential

15160

308

280

765

1637

12170

2010-11

ICICI Prudential

NUMBER OF POLICIES

0.19

0.05

0.08

0.06

2008-09

12

2008-09

2.23

0.00

0.00

0.00

0.00

2.23

2010-11

155

155

2010-11

2008-09

0.07

0.00

0.00

0.00

0.00

0.07

2009-10

IndiaFirst

2008-09

( Amount in ` crore)

2009-10

IndiaFirst

TABLE 14: DURATION WISE SETTLEMENT OF DEATH CLAIMS INDIVIDUAL CATEGORY (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

177
27
2

91 to 180 Days

181 Days to 1 Year

More than 1 Year

16.53
7.08
3.66
1.07
0.06
28.41

32 to 90 Days

92 to 180 Days

182 Days to 1 Year

More than 1 Year

Total Claims Settled

2010-11

Within 30 Days of Intimation

Particulars

2075

525

31 to 90 Days

Total Claims Settled

1344

2010-11

Within 30 Days of Intimation

Particulars

60
24.91

0.11

1.48

4.07

17.18

0.08

1.52

5.64

2.66
7.29

9.25

2008-09

1180

39

168

344

420

209

2008-09

10.01

2009-10

ING Vysya

1720

72

234

543

862

2009-10

ING Vysya

1983

465

431

1078

2009-10

57.49

0.67

0.89

13.08

19.77

23.09

2010-11

55.91

0.09

0.05

13.25

10.30

32.23

2009-10

1002

15

35

247

319

386

2008-09

7033

52

68

235

2585

4093

2010-11

16.21

0.23

0.43

4.08

5.87

5.60

2008-09

148.04

1.25

1.73

6.03

61.94

77.09

2010-11

78.07

0.00

2.48

20.84

35.55

19.19

2009-10

Max NewYork

3943

75

943

1632

1293

2009-10

Max NewYork

BENEFIT AMOUNT PAID


Kotak Mahindra

2411

10

443

596

1357

2010-11

Kotak Mahindra

NUMBER OF POLICIES

66.74

0.68

4.20

14.37

39.01

8.48

2008-09

3545

43

280

793

2097

332

2008-09

54.51

0.02

0.25

12.57

15.59

26.08

2010-11

1565

14

148

446

956

2010-11

422

22

79

132

182

2008-09

40.50

0.04

2.26

8.12

20.42

9.66

2009-10

MetLife

17.13

0.25

1.81

3.35

5.21

6.50

2008-09

( Amount in ` crore)

1111

52

220

444

393

2009-10

MetLife

TABLE 14: DURATION WISE SETTLEMENT OF DEATH CLAIMS INDIVIDUAL CATEGORY (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

More than 1 Year

SBI Life

Star Union

Shriram

3204

15

13

30

73

3073

503

69

79

165

155

35

Sahara

461

29

103

171

146

12

198

67

88

30

12

6022

35

45

294

1443

4205

3262

20

108

404

965

1765

SBI Life

BENEFIT AMOUNT PAID

8249

139

1528

6572

234

48

122

58

Star Union

35

15

18

876

10

66

240

365

195

312

25

76

138

70

Shriram

( Amount in ` crore)

461

18

143

168

123

61
1.56
0.15

6.15
0.24
0.20
119.46

92 to 180 Days

182 Days to 1 Year

More than 1 Year

Total Claims Settled

62.68

79.61

2.37

12.85

78.90
33.97

Within 30 Days of Intimation

35.06

0.21

0.28

0.59

1.74

32.24

4.49

0.61

0.78

1.37

1.31

0.42

4.73

0.33

1.23

1.78

1.31

0.08

1.78

0.62

0.73

0.23

0.19

0.01

138.84

0.29

0.27

4.58

38.80

94.90

92.44

1.02

1.41

7.05

28.51

54.45

46.99

0.31

2.03

7.61

16.04

21.00

2.86

0.00

0.08

0.88

1.47

0.44

0.61

0.00

0.01

0.16

0.43

0.02

11.63

0.27

0.94

3.51

5.06

1.86

5.47

0.14

0.17

1.85

1.99

1.32

4.12

0.09

0.60

0.90

1.74

0.78

2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09

Reliance Life

7797

58

32 to 90 Days

Particulars

13254

229

181 Days to 1 Year

681

2685

31 to 90 Days

91 to 180 Days

72

6979

Total Claims Settled

Sahara

NUMBER OF POLICIES

2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09

Reliance Life

10326

Within 30 Days of Intimation

Particulars

TABLE 14: DURATION WISE SETTLEMENT OF DEATH CLAIMS INDIVIDUAL CATEGORY (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

40.49
15.37
5.06
0.40
0.04
61.36

32 to 90 Days

92 to 180 Days

182 Days to 1 Year

More than 1 Year

Total Claims Settled

2010-11

3428

Within 30 Days of Intimation

Particulars

Total Claims Settled

More than 1 Year

106

91 to 180 Days
7

674

31 to 90 Days

181 Days to 1 Year

2639

2010-11

Within 30 Days of Intimation

Particulars

62
52.00

0.00

0.00

6.04

28.36

0.07

0.07

3.48

9.78
14.96

26.09

2008-09

1652

12

89

744

803

2008-09

19.87

2009-10

Tata AIG

2732

92

935

1705

2009-10

Tata AIG

1502.10

16.30

40.40

126.32

391.60

927.48

2010-11

96403

572

1117

4715

19753

70246

2010-11

1158.58

5.57

29.14

152.31

372.52

599.04

2009-10

40739

355

1290

4107

11679

23308

2008-09

717529

8025

26954

45041

84312

553197

2010-11

633.12

5.35

23.81

83.69

231.33

288.94

2008-09

6093.14

68.50

228.67

378.43

709.46

4708.08

2010-11

BENEFIT AMOUNT PAID


Private Total

72200

214

1254

7130

20234

43368

2009-10

Private Total

NUMBER OF POLICIES

4799.55

40.07

260.93

445.83

707.60

3345.12

2009-10

LIC

653909

5440

35203

60148

95463

457655

2009-10

LIC

4165.10

41.72

291.49

504.84

828.03

2499.02

2008-09

564389

4840

39502

69544

111874

338629

2008-09

7595.24

84.80

269.07

504.75

1101.06

5635.56

2010-11

605128

5195

40792

73651

123553

361937

2008-09

5958.13

45.64

290.07

598.14

1080.12

3944.16

2009-10

4798.22

47.07

315.30

588.53

1059.36

2787.96

2008-09

( Amount in ` crore)

726109

5654

36457

67278

115697

501023

2009-10

Industry Total

813932

8597

28071

49756

104065

623443

2010-11

Industry Total

TABLE 14: DURATION WISE SETTLEMENT OF DEATH CLAIMS INDIVIDUAL CATEGORY (Concld.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

0
2

More than 1 Year

Total Claims Settled

Bajaj Allianz

Bharti AXA

Birla Sunlife

10502

10

46

10435

Aviva

4550

12

62

4466

2759

30

67

2654

38988

80

212

633

4545

33518

13300

42

109

230

1628

11291

Bajaj Allianz

BENEFIT AMOUNT PAID

98040

43

75

1767

7882

88273

59

26

21

Bharti AXA

19

10

540

44

492

( Amount in ` crore)

900

34

865

Birla Sunlife

1247

12

1234

63
0.00
0.00

0.00
0.00
0.00
0.08

91 to 180 Days

181 Days to 1 Year

More than 1 Year

Total Claims Settled

0.00

0.00

0.00

0.00

0.03
0.05

Within 30 Days of Intimation

31 to 90 Days

25.79

0.02

0.01

0.02

0.10

25.64

11.53

0.01

0.03

0.02

0.37

11.10

6.49

0.02

0.02

0.06

0.69

5.70

150.73

0.16

0.45

2.75

14.66

132.71

66.05

0.21

0.71

2.02

11.47

51.65

43.64

0.18

0.50

1.00

4.67

37.29

0.51

0.00

0.02

0.26

0.18

0.05

0.53

0.00

0.00

0.00

0.41

0.12

0.04

0.00

0.00

0.03

15.87

0.00

0.00

0.01

0.07

15.80

11.07

0.00

0.00

0.01

0.61

10.45

7.72

0.02

2.29

5.41

2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09

Aegon Religare

181 Days to 1 Year

1
0

31 to 90 Days

Particulars

Aviva

NUMBER OF LIVES

2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09

Aegon Religare

91 to 180 Days

Within 30 Days of Intimation

Particulars

TABLE 15: DURATION WISE SETTLEMENT OF DEATH CLAIMS GROUP CATEGORY

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11


18

More than 1 Year

Total Claims Settled

64

More than 1 Year

0.18

0.01

91 to 180 Days

0.02
0.14

Within 30 Days of Intimation

Total Claims Settled

Future Generali

HDFC Standard

ICICI Prudential

DLF Pramerica

2236

36

82

357

1028

733

96

Future Generali

20

41

29

BENEFIT AMOUNT PAID

7618

11

17

23

7565

286

286

HDFC Standard

283

279

212

199

1104

36

64

998

( Amount in ` crore)

1863

13

54

99

1693

ICICI Prudential

3976

11

125

943

2896

16.72

0.01

0.10

1.06

1.10

14.45

17.20

2.39

2.46

4.08

3.39

4.88

1.96

0.14

0.33

1.45

0.04

2.78

0.02

2.77

2.36

2.36

2.71

0.04

0.12

0.13

0.20

2.22

45.06

0.95

1.88

11.90

30.34

33.34

0.30

0.55

2.40

3.58

26.51

22.34

0.34

1.37

2.91

17.72

2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09

31 to 90 Days

181 Days to 1 Year

Canara HSBC

181 Days to 1 Year

3
4

10

31 to 90 Days

Particulars

DLF Pramerica

NUMBER OF LIVES

2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09

Canara HSBC

91 to 180 Days

Within 30 Days of Intimation

Particulars

TABLE 15: DURATION WISE SETTLEMENT OF DEATH CLAIMS GROUP CATEGORY (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11


918

More than 1 Year

Total Claims Settled

65

0.79

More than 1 Year

181 Days to 1 Year


0.04

0.04

91 to 180 Days

0.79

Total Claims Settled

ING Vysya

Kotak Mahindra

Max NewYork

307

302

IndiaFirst

230

22

75

130

97

ING Vysya

13

30

54

BENEFIT AMOUNT PAID

166

27

70

67

1157

34

122

265

728

Kotak Mahindra

2426

118

270

2031

729

23

36

139

207

324

434

12

65

128

198

31

( Amount in ` crore)

10421

112

945

9362

Max NewYork

45084

25

352

1127

2411

41169

1.73

0.07

1.67

1.52

0.01

0.16

0.48

0.87

3.46

0.01

0.01

0.32

1.13

2.00

1.65

0.15

0.64

0.86

44.88

0.07

0.03

2.28

10.63

31.87

35.62

0.65

0.17

2.75

7.00

25.05

18.68

0.36

0.88

3.35

5.54

8.54

73.42

0.04

0.47

1.57

5.22

66.12

19.87

0.20

1.85

17.82

6.16

0.07

0.81

1.87

2.76

0.65

2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09

31 to 90 Days

Within 30 Days of Intimation

49

IDBI Federal

181 Days to 1 Year

49

918

31 to 90 Days

Particulars

IndiaFirst

NUMBER OF LIVES

2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09

IDBI Federal

91 to 180 Days

Within 30 Days of Intimation

Particulars

TABLE 15: DURATION WISE SETTLEMENT OF DEATH CLAIMS GROUP CATEGORY (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

More than 1 Year

Sahara

SBI Life

Shriram

617

21

28

42

91

435

1869

36

1820

Reliance Life

1145

42

1102

995

37

942

Sahara

BENEFIT AMOUNT PAID

17

14

11936

86

906

10928

SBI Life

25817

201

75

163

989

24389

16387

172

169

402

1292

14352

1232

82

1150

Shriram

( Amount in ` crore)

82

15

66

66
0.11
0.02

0.29
0.05
0.00
46.28

91 to 180 Days

181 Days to 1 Year

More than 1 Year

Total Claims Settled

25.82

0.50

1.91

0.66

23.28

45.28

Within 30 Days of Intimation

17.83

0.28

0.52

1.21

3.49

12.33

26.36

0.01

0.00

0.00

1.71

24.65

25.59

0.01

0.01

0.18

1.61

23.76

20.61

0.03

0.16

0.27

0.56

19.59

0.05

0.00

0.00

0.00

0.00

0.05

0.03

0.00

0.00

0.00

0.02

0.00

0.03

0.02

0.01

178.54

1.41

0.46

3.53

24.49

148.65

170.32

5.98

1.35

3.72

23.52

135.74

151.63

3.87

3.60

6.31

26.23

111.62

20.03

0.00

0.00

0.00

0.25

19.79

1.89

0.00

0.00

0.00

0.33

1.56

0.08

0.08

2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09

MetLife

954

31 to 90 Days

Particulars

2551

181 Days to 1 Year

110

40
111

31 to 90 Days

91 to 180 Days

33

801

Total Claims Settled

Reliance Life

NUMBER OF LIVES

2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09

MetLife

2392

Within 30 Days of Intimation

Particulars

TABLE 15: DURATION WISE SETTLEMENT OF DEATH CLAIMS GROUP CATEGORY (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

Tata AIG

Private Total

LIC

Industry Total

0
202

More than 1 Year

Total Claims Settled

Star Union

16

1069

20

59

95

895

Tata AIG

809

122

269

406

912

222

97

113

184

296

90254

368

419

1650

8489

79328

38200

502

525

1170

3892

32111

Private Total

BENEFIT AMOUNT PAID

188798

95

504

3477

12882

171840

233132

48

601

1445

2909

228129

LIC

215485

12

142

85

202

215044

222307

801

1769

219726

260507

508

530

1971

5661

251837

( Amount in ` crore)

305739

380

561

1735

8691

294372

Industry Total

421930

143

1105

4922

15791

399969

67
0.04
0.00

0.66
0.33
0.00
1.79

91 to 180 Days

181 Days to 1 Year

More than 1 Year

Total Claims Settled

0.04

0.41

0.20

0.13

0.60
0.20

Within 30 Days of Intimation

31 to 90 Days

13.20

0.00

0.44

0.82

3.03

8.91

13.96

0.05

0.08

2.32

6.58

4.94

20.76

2.57

2.15

4.15

6.40

5.48

666.31

1.74

3.30

15.30

74.94

571.04

439.08

9.63

5.52

18.72

63.92

341.29

0.30

3.31

5.59

19.84

0.23

2.23

0.93

1.99

0.07

0.07

5.77

29.11

2.04

6.61

20.89

94.78

9.86

7.75

19.65

65.91

7.50

9.30

25.99

86.97

970.13 1935.51 1531.19 1197.72

322.33 1393.51 1195.28 1005.15 2059.82 1634.36 1327.48

7.43

9.23

20.22

57.86

227.59 1364.47 1189.90

2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09

181 Days to 1 Year

19
16

158

31 to 90 Days

Particulars

Star Union

NUMBER OF LIVES

2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09

91 to 180 Days

Within 30 Days of Intimation

Particulars

TABLE 15: DURATION WISE SETTLEMENT OF DEATH CLAIMS GROUP CATEGORY (Concld.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

68

Total (Pension & General Annuity & Group Fund) Investments

Approved Investments

State Govt & Other Approved Securities

Central Govt Securities

2009

2008

2007

2006

2005

2004

45894.15
(10.76)
18152.70
(25.68)
27215.01
(73.38)
91261.86
(27.51)

311668.71 151489.89 111629.43


(105.73)
(35.71)
(93.84)
25871.42 21272.87 21448.05
(21.61)
(-0.82)
(126.66)
337540.14 172762.76 133077.48
(95.37)
(29.82)
(98.48)

53351.21 46918.58
(13.71)
(2.23)
23591.16 18434.55
(27.97)
(1.55)
66684.57 48598.49
(37.21)
(78.57)
143626.93 113951.62
(26.04)
(24.86)
57587.24
(146.09)
9462.56
(280.460
67049.80
(159.00)

41434.52
(13.80)
14443.79
(-0.31)
15696.40
(19.14)
71574.70
(11.71)
23401.01
(247.62)
2487.12
(212.58)
25888.13
(243.92)

36410.66
(17.01)
14488.56
(23.71)
13174.69
(10.94)
64073.91
(17.13)

6731.78
(326.77)
795.66
(617.24)
7527.45
(345.86)

31116.51
(26.76)
11712.11
(36.70)
11876.01
(12.97)
54704.63
(25.39)

1577.38
(505.83)
110.93
(1900.27)
1688.31
(534.82)

24546.62
(51.20)
8567.91
(67.60)
10512.76
(13.14)
43627.30
(42.40)

2011
58.81
13.28
27.91
100.00

Life Fund
Pension & Group Fund
ULIP Fund

TOTAL

100.00

60.79
11.69
27.52

2010

100.00

68.71
12.44
18.85

2009

100.00

70.71
11.91
17.37

2008

100.00

77.06
11.85
11.10

2007

100.00

81.53
13.15
5.31

2006

100.00

85.48
12.77
1.76

2005

100.00

87.15
12.37
0.48

2004

SHARE OF EACH FUND IN TOTAL ASSETS UNDER MANAGEMENT


(As on 31st March)

Particulars

2003

2002

2001

265.91

5.55

260.36

30638.05

9291.53

5112.19

16234.34

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

307095.57 269091.17 250793.31 233664.31 201678.32 170433.39 144665.52 123704.98 128813.10 47512.68
(14.12)
(7.30)
(7.33)
(15.86)
(18.33)
(17.81)
(16.94)
(-3.97)
(171.11)
113644.46 88755.04 67045.41 45644.64 43799.61 39474.78 30028.12 23380.50
3364.38 52523.95
(28.02)
(32.38)
(46.89)
(4.21)
(10.96)
(31.46)
(28.43)
(594.54)
(-93.59)
85674.54 66673.33 63262.13 69836.78 49638.45 45521.01 38636.84 32962.63 20740.87 24886.86
(28.49)
(5.39)
(-9.41)
(40.69)
(9.05)
(17.82)
(17.21)
(58.93)
(-16.66)
190398.99 153870.47 118338.70 86360.96 75373.71 84412.93 77132.81 42703.36 60928.74 50502.28
(23.73)
(30.02)
(37.03)
(14.58)
(-10.71)
(9.44)
(80.62)
(-29.91)
(20.65)
34477.30 51260.39 42190.44 30048.61 26698.56 26377.73 16845.63
6897.04 16521.65 18583.83
(-32.74)
(21.50)
(40.41)
(12.55)
(1.22)
(56.59)
(144.24)
(-58.25)
(-11.10)
731290.86 629650.40 541629.99 465555.30 397188.65 366219.85 307308.91 229648.52 230368.74 194009.60
(16.14)
(16.25)
(16.34)
(17.21)
(8.46)
(19.17)
(33.82)
(-0.31)
(18.74)

2010

(` Crore)

100.00

88.14
11.76
0.10

2003

100.00

100.00
0.00
0.00

2002

100.00

100.00
0.00
0.00

2001

(Per Cent)

1430117.6 1212457.93 916364.78 765969.33 604179.80 487150.69 428451.93 352624.52 260552.48 230368.74 194009.60
(17.95)
(32.31)
(19.63)
(26.78)
(24.02)
(13.70)
(21.50)
(35.34)
(13.10)
(18.74)

371898.63
(19.32)
27217.13
(5.20)
399115.76
(18.24)

67575.74
(26.66)
32375.68
(37.23)
89975.83
(34.92)
189927.26
(32.23)

Note: Figure in the bracket indicates the growth over the previous year in per cent.

GRAND TOTAL

Total (ULIP Funds)

Other than Approved Investments (OTAI)

ULIP Funds Approved Investments

Pension
& General
Annuity
Fund

Total (Life Fund)

Other than Approved Investments (OTAI)

Approved Investments

Infrastructure Investments

State Govt & Other Approved Securities

353376.05
(15.07)
141357.66
(24.38)
89180.75
(4.09)
215000.98
(12.92)
42159.12
(22.28)
841074.55
(15.09)

Life Fund

Central Govt Securities

2011

Particulars

TABLE 16: ASSETS UNDER MANAGEMENT OF LIFE INSURERS


(As on 31st March)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

69

150.71
1525.35
1969.50
700.00
293.96
1052.00
1994.88
1428.46
700.00
1464.88
325.00
510.29
1841.00
1969.57
1165.84
232.00
1000.00
175.00
250.00
1953.50
23656.85

Bajaj Allianz

Bharti AXA

Birla Sun Life

Canara HSBC

DLF Pramerica

Future Generali

HDFC Standard

ICICI Prudential

IDBI Federal

ING Vysya

IndiaFirst

Kotak Mahindra

Max New York

MetLife

Reliance

Sahara

SBI Life

Shriram

Star Union Dai-ichi

TATA AIG

Private Total
23661.85

21020.00

5.00

21015.00

1920.50

250.00

125.00

1000.00

232.00

1164.65

1774.79

1838.82

510.29

200.00

1019.15

450.00

1428.14

1968.00

702.00

221.30

500.00

1969.50

1131.35

150.71

1888.80

570.00

2010

Note: "" indicates the company has not started its operation.

Industry Total

5.00

2004.90

Aviva

LIC

950.00

2011

Aegon Religare

Insurer

18254.77

5.00

18249.77

1519.50

150.00

125.00

1000.00

232.00

1162.33

1580.00

1782.43

510.29

12296.42

5.00

12291.42

870.00

125.00

1000.00

232.00

1147.70

761.08

1032.43

480.27

790.00

200.00

1019.15

1401.11

450.00

1271.00

185.00

1274.50

366.11

150.71

1004.50

2008

1427.26

1795.82

468.50

137.05

400.00

1879.50

668.43

150.71

1491.80

300.00

2009

8124.41

5892.05

5.00

5887.05

8119.41
5.00

447.00

125.00

425.00

157.00

331.00

235.00

557.43

244.58

490.00

1185.00

620.00

460.00

1.10

150.23

458.70

2006

547.00

125.00

500.00

157.00

664.00

530.00

732.43

330.35

690.00

1312.30

801.26

671.50

150.00

150.37

758.20

2007

4352.81

5.00

4347.81

321.00

350.00

157.00

217.10

235.00

466.08

211.76

325.00

925.00

320.00

350.00

150.07

319.80

2005

TABLE 17: EQUITY SHARE CAPITAL OF LIFE INSURERS


(As on 31st March)

3243.71

5.00

3238.71

231.00

175.00

157.00

160.00

160.00

346.08

151.26

245.00

675.00

255.50

290.00

150.07

242.80

2004

2234.13

5.00

2229.13

185.00

125.00

125.00

110.00

255.00

131.30

170.00

425.00

218.00

180.00

150.03

154.80

2003

1669.00

5.00

1664.00

185.00

125.00

125.00

110.00

250.00

101.00

110.00

190.00

168.00

150.00

150.00

2002

(` Crore)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

70
1.58

1.87

7.07

3.63

2.16

5.06

1.59

2.61

1.63

3.06

3.26

6.90

2.45

3.24

1.80

2.19

1.63

4.00

2.50

2.91

1.92

1.66

1.79

7.47

2.52

2.22

4.87

1.55

2.69

1.67

2.82

3.37

7.43

3.04

3.05

1.92

1.62

1.97

7.36

2.38

2.25

4.70

1.58

2.75

1.69

3.04

3.11

5.01

3.64

3.09

2.02

1.80

1.88
2.76

3.38

2.23

3.78

2.86

4.26

3.55

2.62

2.24

4.39

2.99

3.44

4.18

1.54

2.11

7.46

2.69

2.17

4.50

1.86

2.79

1.65

3.22

1.79

5.27

4.05

2.90

1.80

2.34

1.67

2.58

2.11

1.68

2.68

5.12

2.66

June March
2010
2010

1.66

1.80

7.77

2.61

2.52

4.51

1.91

3.05

1.65

1.90

1.82

7.77

4.91

2.89

1.95

2.32

1.74

3.89

1.75

1.86

2.59

5.59

2.07

1.72

2.05

7.66

2.63

2.64

4.33

2.22

3.07

1.82

2.22

2.32

5.33

2.57

2.14

2.25

1.59

3.26

1.96

2.58

2.53

5.23

1.93

December September
2009
2009

1.74

1.91

7.89

2.91

2.73

4.04

2.25

3.02

1.76

2.43

2.96

5.67

2.54

2.32

1.99

1.53

4.45

1.94

2.16

2.35

3.61

2.14

2.55

1.54

2.51

2.53

3.05

2.92

3.60

2.50

2.27

3.23

3.25

2.91

4.04

3.96

2.61

2.27
2.69

3.58

2.18

2.10

2.77

3.18

2.47

1.56

7.37

2.58

2.54

2.58

3.78

1.94

3.04

2.26

6.11

2.31

2.58

3.17

1.71

5.74

2.44

2.07

2.62

5.91

1.93

June March December


2009
2009
2008

Note: indicates that the company has not started its operation.
Source : Actuarial Report and Abstract as on 31.03.2011 & 31.03.2010 and respective quarterly Solvency Statements.

LIC

1.54

2.16

TATA AIG

Public Insurer

6.70

Star Union Dai-ichi

4.82

Sahara India
2.04

1.66

Reliance

3.96

2.67

Kotak Mahindra

SBI Life

1.69

Metlife India

Shriram

3.65

Max New York

3.27

ICICI Prudential

3.00

1.72

HDFC Standard

ING Vysya

2.21

Future Generali

6.60

2.53

DLF Pramerica

6.36

3.07

Canara HSBC

IDBI Federal

2.89

Birla Sun

IndiaFirst

2.14

Bharti AXA

3.37

4.13

5.40
2.86

Aviva

2.74

3.22

March December September


2011
2010
2010

Bajaj Allianz

Aegon Religare

Private Insurers

INSURERS

TABLE 18: SOLVENCY RATIO OF LIFE INSURERS


(At the end of the Quarter)

1.79

2.64

2.98

2.71

4.21

2.83

2.31

1.73

2.02

1.66

2.63

1.99

3.09

2.62

1.77

4.44

2.10

2.42

1.99

5.45

2.65

September
2008

2.02

2.93

2.74

1.99

4.23

2.57

1.85

2.06

2.66

1.74

3.13

2.04

2.85

2.47

5.48

2.00

2.50

2.16

2.67

1.52

2.50

2.85

3.30

4.32

1.65

2.41

1.70

2.25

2.36

3.45

1.74

2.38

2.94

2.37

2.73

2.34

4.29

1.50

2.59

2.74

1.78

2.68

1.62

1.64

1.73

2.08

2.87

1.53

2.05

1.80

1.96

2.45

6.31

1.30

2.70

2.20

2.90

2.70

2.00

1.80

1.70

2.00

2.30

1.60

2.90

2.00

2.80

2.80

June March March March


2008
2008
2007
2006

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

71

Note: Figure in bracket represents negative value

Premiums earned net


(a) Premium
(b) Reinsurance ceded
(c) Reinsurance accepted
Income from Investments
(a)Interest, Dividends & Rent Gross
(b) Profit on sale/redemption of investments
(c)(Loss on sale/ redemption of investments)
(d) Transfer/Gain on revaluation/change in fair value
(e) Amortization of Premium/Discount on Investments
(f) Appropriation/Expropriation Adjustment Account
Unrealised Gains/Loss
Other Income
Transfer from Shareholders' Account
Unit Linked Recoveries
TOTAL (A)
Commission
Operating Expenses related to Insurance Business
Provision for doubtful debts
Bad debts written off
Provision for Tax
Provisions (other than taxation)
(a) For diminution in the value of investments (Net)
(b) Others
TOTAL (B)
Benefits Paid (Net)
Interim Bonuses Paid
Change in valuation of liability in respect of life policies
(a) Gross
(b) Amount ceded in Reinsurance
(c) Amount accepted in Reinsurance
(d) Transfer to Linked Fund(Fund Reserve)
TOTAL (C)
SURPLUS/ (DEFICIT) (D) =(A)-(B)-(C)
Prior Period Items
Balance at the beginning of the year
Transfer from Linked Fund (Lapsed Policies)
Surplus available for appropriations
APPROPRIATIONS
Transfer to Shareholders Account
Fund for future appropriations
(Reserve for lapsed unit linked policies unlikely to be revived)
Balance being funds for future appropriations-Policyholders
Balance being funds for future appropriations-Shareholders
Balance transferred to Balance Sheet
TOTAL (D)

Particulars

31838

34053

29872155
1211031
1224582
(104530)

362529
50455

12256
2756324
7913066
100354
11722395

7276923
27012738
103092

103092
103092

103092

29927263
1330868
1698028
(44141)

397318
35345

(6868)
3410550
11124119
110533
14595689

572611
26402951
113762

113762
113762

113762

92912

92912

10771117

1472001
17568156
92912

92912

20028065
1003324
906429
27311

334848
93177

1909
2366998
5247814
77223

5658279
508993
(190329)
(1699371)

6719788
1017242
(192374)
3694853

7766669
1842358
(234862)
209195

8098

15728804
(10091)
(57)

2008-09

18607731
(9492)
352

2009-10

20347340
(11936)
401

2010-11

82959

82959

8955640

3663043
18381025
82959

82959

20636298
956810
830932
13568

351046
15791

4167
2172314
5655033
107309

113522

4799879
1108636
(163831)
(107288)

14978999
(8795)
355

2007-08

75781

75781

7394339

2364517
15227074
75781

75781

17442476
916907
708584
41167

466582
12233

(5851)
2139622
5328646
139571

96011

4057240
767174
(145943)
(110232)

12782284
(4167)
109

LIC
2006-07

62177

62177

6926623

1062908
11411965
62177

62177

13214688
709492
604156
20976

396775
4036

5110
1740546
3392711
29724

134128

3547864
610719
(153943)

9079222
(3454)
151

2005-06

69660

69660

6016358

378623
9258555
69660

69660

11239274
624517
598718
109937

561925
16480

(518)
1911059
2844045
19529

99382

3297750
430727
(96922)

7512729
(4295)
(97)

2004-05

TABLE 19: LIFE INSURERS: POLICYHOLDERS ACCOUNT

54813

54813

4838442

7254178
54813

54813

9308890
573384
504233
50849

150628
720805

1999899
2392375
23362

11250

2721569
349699
(86694)

6316760
(3831)
137

2003-04

48810

48810

4010200

6084875
48810

48810

8098781
499861
462109
26541

125862

26077
824646
1965097
2053039
21635

35533

2507983
128251
(33223)

5462849
(2794)
182

2002-03

350218

1215687

43325
822144

3403227

5170429
1215687

7378007
451791
426040
17987

86817

8397
859
991891
1747664
19538

12464

2286190
112377
(13618)

4982191
(1676)
79

2001-02

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

72

Note: Figure in bracket represents negative value

Premiums earned net


(a) Premium
(b) Reinsurance ceded
(c) Reinsurance accepted
Income from Investments
(a) Interest, Dividends & Rent Gross
(b) Profit on sale/redemption of investments
(c)(Loss on sale/ redemption of investments)
(d) Transfer/Gain on revaluation/change in fair value
(e) Amortization of Premium/Discount on Investments
(f) Appropriation/Expropriation Adjustment Account
Unrealised Gains/Loss
Other Income
Transfer from Shareholders' Account
Unit Linked Recoveries
TOTAL (A)
Commission
Operating Expenses related to Insurance Business
Provision for doubtful debts
Adjustment related to previous year
Bad debts written off
Provision for Tax
Provisions (other than taxation)
(a) For diminution in the value of investments (Net)
(b) Others
TOTAL (B)
Benefits Paid (Net)
Interim Bonuses Paid
Change in valuation of liability in respect of life policies
(a) Gross
(b) Amount ceded in Reinsurance
(c) Amount accepted in Reinsurance
(d) Transfer to Linked Fund(Fund Reserve)
TOTAL (C)
SURPLUS/ (DEFICIT) (D) =(A)-(B)-(C)
Prior Period Items
Balance at the beginning of the year
Transfer from Linked Fund (Lapsed Policies)
Surplus available for appropriations
APPROPRIATIONS
Transfer to Shareholders Account
Fund for future appropriations
(Reserve for lapsed unit linked policies unlikely to be revived)
Balance being funds for future appropriations-Policyholders
Balance being funds for future appropriations-Shareholders
Balance transferred to Balance Sheet
TOTAL (D)

Particulars

3135
219
16213

60

17846
1236
27825

29118
50

44073
2191
40631
12

121

(23787)
(23666)

194
(29843)
(29649)

(29649)

30888
(29649)

12633
(289)

12394
(23666)

(23666)

31468
(779)

42834
199

2974

136
864
(191)
490
39
29

615
1394
(774)
1181
116
69

(15432)
(15427)

2096
(41)

2071
(15427)

(15427)

16492
15

15
13
(39)
35
4

16565
(86)

38861
(363)

3121
(13)

AEGON RELIGARE
2010-11 2009-10 2008-09

22528

2033

20495

22528

208574
22528

89610
(86)

66977
118976
74

298080
10104
56873

20129

(658)

24740
27862
(4922)
(1748)

234517
(1839)

2010-11

2752

2803

51

258208
(397)

320967
2803

2803

86848
63094
62

410618
15829
71019

237801
(1651)

18282
10085
(5027)
114670

456

36002

2009-10

6243

6296

53

91519
(391)

111296
6296

6296

93174
20116
52

588

210766
15196
77390

51984

15240
2242
(3249)
(53158)

199287
(1580)

2008-09

2548

2595

48

115514
(239)

133337
2595

2595

89977
18031
32

579

225909
21797
67601

22615

9913
4041
(525)
1297

189815
(1247)

2007-08

583

622

39

68796
(177)

75738
622

622

61052
7092
27

417

137412
17886
42749

14916

4733
554
(239)
3442

114723
(717)

AVIVA
2006-07

1707

1733

26

45193
(89)

46864
1733

1733

36087
1755
5

272

84684
10317
25498

15095

1916
576
(17)
7421

60027
(334)

2005-06

TABLE 19: LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.)

16829
(186)

17164

18950
522

36114
4593
14357

9637

498
183
(85)
843

25342
(305)

2004-05

4368
(7)

4437

11886
77

16324
1936
9950

7678

116
248
(4)
177

8150
(40)

2003-04

839
(3)

842

5050
6

5892
210
4841

4480

49
31
(6)

1347
(8)

2002-03

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

73

Note: Figure in bracket represents negative value.

Premiums earned net


(a) Premium
(b) Reinsurance ceded
(c) Reinsurance accepted
Income from Investments
(a) Interest, Dividends & Rent Gross
(b) Profit on sale/redemption of investments
(c)(Loss on sale/ redemption of investments)
(d) Transfer/Gain on revaluation/change in fair value
(e) Amortization of Premium/Discount on Investments
(f) Appropriation/Expropriation Adjustment Account
Unrealised Gains/Loss
Other Income
Transfer from Shareholders' Account
Unit Linked Recoveries
TOTAL (A)
Commission
Operating Expenses related to Insurance Business
Provision for doubtful debts
Adjustment related to previous year
Bad debts written off
Provision for Tax
Provisions (other than taxation)
(a) For diminution in the value of investments (Net)
(b) Others
TOTAL (B)
Benefits Paid (Net)
Interim Bonuses Paid
Change in valuation of liability in respect of life policies
(a) Gross
(b) Amount ceded in Reinsurance
(c) Amount accepted in Reinsurance
(d) Transfer to Linked Fund(Fund Reserve)
TOTAL (C)
SURPLUS/ (DEFICIT) (D) =(A)-(B)-(C)
Prior Period Items
Balance at the beginning of the year
Transfer from Linked Fund (Lapsed Policies)
Surplus available for appropriations
APPROPRIATIONS
Transfer to Shareholders Account
Fund for future appropriations
(Reserve for lapsed unit linked policies unlikely to be revived)
Balance being funds for future appropriations-Policyholders
Balance being funds for future appropriations-Shareholders
Balance transferred to Balance Sheet
TOTAL (D)

Particulars

52448
10237

62684

10237
11056
105388
93551
11837
105388

446956
1027151
84095

122952

1434932
1821007
40961

10720
11004
62685

81533

241544
498467
196

10720

21044

415
9908

73692

311113
460461
11550

9494

21044

1577

294311
75651
5

6531

279951
263020
104

19239

1352790
61647
160658

869
3167

41288
45921
(217401)
(191895)

11910
16391

766322
105155
187579

64538
334710
(49701)
643474

2816
6945

2141918
96257
177163

93783
349772
(38265)
(14053)

1062452
(2345)

2008-09

1141971
(2835)

2009-10

960995
(3477)

2010-11

9494

(6849)

(327)
(16016)

39161

576733
701062
19803

6709
(675)
25837

933

351053
85140
27

19586
90009
(15526)
(30084)

7211
29518

1071918
149686
200434

972531
(1327)

2007-08

6709

19433

313
12411

26699

261752
358324
13788

5645

19433

731

202701
69854
20

11533
37146
(10550)
(10366)

3728
9724

574812
94668
107302

534524
(926)

5645

6822

1177

19123

155761
240244
6182

640

6822

410

83278
65348
12

2111
1066
(53)

2902
10855

329704
34187
48681

313358
(536)

BAJAJ
2006-07
2005-06

640

640

64169

69823
(265)

904

640

36130
5651
3

856
24
(37)

530
4512

105688
14584
21439
107

100168
(364)

2004-05

TABLE 19: LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.)

904

904

7459

7738
493

411

904

18281
278
1

318
134

135
4000

26512
5044
13237

22080
(155)

2003-04

(16)
411
395

2749

2785
395

395

7914
36

117
32

83
4000

11095
1242
6672

6917
(56)

2002-03

16
16

341

341
(2384)

2400

2746

703
235
2511

714
(11)

2001-02

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

74

Note: Figure in bracket represents negative value

Premiums earned net


(a) Premium
(b) Reinsurance ceded
(c) Reinsurance accepted
Income from Investments
(a) Interest, Dividends & Rent Gross
(b) Profit on sale/redemption of investments
(c)(Loss on sale/ redemption of investments)
(d) Transfer/Gain on revaluation/change in fair value
(e) Amortization of Premium/Discount on Investments
(f) Appropriation/Expropriation Adjustment Account
Unrealised Gains/Loss
Other Income
Transfer from Shareholders' Account
Unit Linked Recoveries
TOTAL (A)
Commission
Operating Expenses related to Insurance Business
Provision for doubtful debts
Adjustment related to previous year
Bad debts written off
Provision for Tax
Provisions (other than taxation)
(a) For diminution in the value of investments (Net)
(b) Others
TOTAL (B)
Benefits Paid (Net)
Interim Bonuses Paid
Change in valuation of liability in respect of life policies
(a) Gross
(b) Amount ceded in Reinsurance
(c) Amount accepted in Reinsurance
(d) Transfer to Linked Fund (Fund Reserve)
TOTAL (C)
SURPLUS/ (DEFICIT) (D) =(A)-(B)-(C)
Prior Period Items
Balance at the beginning of the year
Transfer from Linked Fund (Lapsed Policies)
Surplus available for appropriations
APPROPRIATIONS
Transfer to Shareholders Account
Fund for future appropriations
(Reserve for lapsed unit linked policies unlikely to be revived)
Balance being funds for future appropriations-Policyholders
Balance being funds for future appropriations-Shareholders
Balance transferred to Balance Sheet
TOTAL (D)

Particulars

(` Lakh)

34771
3873
56587

306

60766
262

244
695
87263
6326
66071

72397
893

1388
6661
97292
3943
60151

(28343) (47729) (41515)

(28343) (47729) (41515)

30851
60

36852
1264
29494

93

246
25080

5980
(39)

6001

547
1215

46
45
(20)
(359)

11841
(27)

61979 15385
(277)
(126)

61541 62595 15520


(28343) (47729) (41515)

(28343) (47729) (41515)

57268
(121)

64094
4394

165

789
6546
(639)
12648

236

2182
11204
(2999)
(49)

252
55
(304)
(2941)

66973
(229)

79202
(463)

36041
(93)

550566
(8029)

2368
6198

48762

15855

32907

624 316927

(321)

64

624 510108
48762

48762

8690 158347
193437

9314 717217
56 38058
8607 120348

27
(59)

73
8467

16947

18438

1491

683250
(7599)

789529
18438

18438

184295
113878

992261
51620
132675

1435
47975

1002
49410

317
15473

1610
7019

690
6762

4501
511
(243)

91547
(1388)

57961
12484

40571
7379

10308

13169

2862

2585

5192

2607

212457 275170 139681 117714


(1235) (2893) (1326) (1107)

275865 315245 150838 123986


13169
5192

13169

173670 101011
64644 42968

69100
(688)

71714

30666
3303

462705 421448 208800 164557 102380


48179 33555 20138 15964 12922
124876 67073 37587 24393 17744

615
383
237
214

1709
76399

8880
8395
(2314)
17660
(75)

457180 325713 176617 125566


(5517) (3406) (3101) (2184)

3 77156 52157 38845 25045 15771


1 159965 241291 32790 63154 22877
(38949) (34109) (111613) (10228) (5541)
(5) (47785) 141402 (27083) (29177) (13550)
(1194)
(426)
(6)
(65)
(63)

778 567707
(2) (8250)

40377
(633)

40516

22226
772

62743
7779
14446
1

193
8216

1312
128
(91)

53754
(770)

9782
(665)

9219

11859
102

21079
2951
8907
1

15
6770

287
22
(6)

14392
(403)

1943
(56)

1917

5256
30

7174
440
4816

61
26
(1)
4406

2826
(146)

BHARTI AXA
BIRLA SUN LIFE
2010-11 2009-10 2008-09 2007-08 2006-07 2010-11 2009-10 2008-09 2007-08 2006-07 2005-06 2004-05 2003-04 2002-03 2001-02

TABLE 19: LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

75

Note: Figure in bracket represents negative value.

Premiums earned net


(a) Premium
(b) Reinsurance ceded
(c) Reinsurance accepted
Income from Investments
(a) Interest, Dividends & Rent Gross
(b) Profit on sale/redemption of investments
(c)(Loss on sale/ redemption of investments)
(d) Transfer/Gain on revaluation/change in fair value
(e) Amortization of Premium/Discount on Investments
(f) Appropriation/Expropriation Adjustment Account
Unrealised Gains/Loss
Other Income
Transfer from Shareholders' Account
Unit Linked Recoveries
TOTAL (A)
Commission
Operating Expenses related to Insurance Business
Provision for doubtful debts
Adjustment related to previous year
Bad debts written off
Provision for Tax
Provisions (other than taxation)
(a) For diminution in the value of investments (Net)
(b) Others
TOTAL (B)
Benefits Paid (Net)
Interim Bonuses Paid
Change in valuation of liability in respect of life policies
(a) Gross
(b) Amount ceded in Reinsurance
(c) Amount accepted in Reinsurance
(d) Transfer to Linked Fund (Fund Reserve)
TOTAL (C)
SURPLUS/ (DEFICIT) (D) =(A)(B)(C)
Prior Period Items
Balance at the beginning of the year
Transfer from Linked Fund (Lapsed Policies)
Surplus available for appropriations
APPROPRIATIONS
Transfer to Shareholders Account
Fund for future appropriations (Reserve for lapsed unit linked
policies unlikely to be revived)
Balance being funds for future appropriationsPolicyholders
Balance being funds for future appropriationsShareholders
Balance transferred to Balance Sheet
TOTAL (D)

Particulars

84245
(254)

1873
4207
(258)
16645
230

26114
132800
20337
19235

39571
433

92818
(23)

93229

153186
(621)

5205
10907
(2633)
(2608)
268

19760
183465
15180
26045

41225
609

141690
(59)

142240

CANARA HSBC
2010-11
2009-10

24507

24571

25599
64

50170
10565
14893

141

21086

197
144
(129)
(742)

29641
(27)

2008-09

5491

5584

15761
93

21345
972
14788

11450

176
156
(31)
105
(0)
14

9504
(30)

2921

2896

11000
(25)

13896
429
10571

9794

44
43
(19)
186

3844
(4)

DLF PRAMERICA
2010-11
2009-10

259

259

4097

4356
8
4055

34

4015

4
1
(2)
3

337
(0)

2008-09

58813

54968
(159)

109499
9578
41108

50686
4005

146
32778

3214
4160
(543)
(1858)

72616
(1013)

2010-11

TABLE 19: LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.)

37223

38621

95712
11044
46047

57091
1398

207
36837

1325
1100
(131)
2890

54151
(667)

11867
(258)

11829

29522
220

41351
2204
27186

132

11
26341

120
53
(52)
80

15260
(463)

FUTURE GENERALI
2009-10
2008-09

134
(54)

119

3325
39

3444
4
3309

12

11
3372

249
(192)

2007-08

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

76

Note: Figure in bracket represents negative value

Premiums earned net


(a) Premium
(b) Reinsurance ceded
(c) Reinsurance accepted
Income from Investments
(a) Interest, Dividends & Rent Gross
(b) Profit on sale/redemption of investments
(c)(Loss on sale/ redemption of investments)
(d) Transfer/Gain on revaluation/change in fair value
(e) Amortization of Premium/Discount on Investments
(f) Appropriation/Expropriation Adjustment Account
Unrealised Gains/Loss
Other Income
Transfer from Shareholders' Account
Unit Linked Recoveries
TOTAL (A)
Commission
Operating Expenses related to Insurance Business
Provision for doubtful debts
Adjustment related to previous year
Bad debts written off
Provision for Tax
Provisions (other than taxation)
(a) For diminution in the value of investments (Net)
(b) Others
TOTAL (B)
Benefits Paid (Net)
Interim Bonuses Paid
Change in valuation of liability in respect of life policies
(a) Gross
(b) Amount ceded in Reinsurance
(c) Amount accepted in Reinsurance
(d) Transfer to Linked Fund (Fund Reserve)
TOTAL (C)
SURPLUS/ (DEFICIT) (D) =(A)-(B)-(C)
Prior Period Items
Balance at the beginning of the year
Transfer from Linked Fund (Lapsed Policies)
Surplus available for appropriations
APPROPRIATIONS
Transfer to Shareholders Account
Fund for future appropriations
(Reserve for lapsed unit linked policies unlikely to be revived)
Balance being funds for future appropriations-Policyholders
Balance being funds for future appropriations-Shareholders
Balance transferred to Balance Sheet
TOTAL (D)

Particulars

62142.17
94552
(16419)
428328
(458)
4136.49
3028
35594
1306468
52549
150904

203454
133789
37
952640
(2546)

1083920
19094

19094
4729

5329
9036

19094

92041
187150
(13780)
(57712)
905
(3021)
1730
20057
1122841
47681
149521

197202
283091
51
639045
(3246)
918942
6698

6698
4463
14903
4271
(16939)
6698

700510
(4947)

2009-10

900417
(4946)

2010-11

2850
5864

16664

7950

134542
6028

208745
16664

16664

219159
68127

444568
42489
176007

663

3555
61490

44518
20341
(54725)
(182065)
(383)

556469
(4632)

2008-09

1875

7038

5163

378072
1029

429286
7038

7038

137049
50146
39

573373
35126
101298

626

3247
32482

27694
34152
(11230)
5835
(569)

485856
(4095)

2007-08

339

339

226253
(1411)

242299
339

339

79025
17454
3

321662
20993
57674

358

2330
14504

15895
10434
(4119)
1014
(658)

285587
(3324)

255

255

152476
(1192)

155772
255

255

52150
4483
4

208176
12033
39849

268

2327
13970

6897
9449
(150)
21590
(602)

156991
(2296)

HDFC STANDARD
2006-07 2005-06

21644
(999)

20916

13688
270
2

34604
3871
9817

(83)
2864

1424
1428
(11)

29776
(794)

2003-04

50465
(2527)

49512

30384
1572
2

79896
7309
23075

96
9547

2671
1087
(1139)
340

68663
(1371)

2004-05

(321)
(321)

12291
(706)

11641
(321)

(321)

8950
55

20270
1977
6973

528
46

(64)
5355

14882
(477)

2002-03

TABLE 19: LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.)

273

298

25

3070
(379)

2694
298

4788
3

7780
662
4126

107
5

4461

3346
(139)

2001-02

522

522

522

76520
522

76131

15782
388

92825
2692
13090

72
8923

1065
1593
(99)
1141
349

79843
(62)

17472

17488
2

25769
1456
6822

8278
17

33
55
(4)
413

18
5095

20160

INDIAFIRST
2010-11 2009-10

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

77

Note: Figure in bracket represents negative value

426105
(684)

20293
23161
(6271)
105135

47
23067
590854
28339
72500

610

101450
20947

467452

488398
1006

1006
759

248

1006

791299
(1617)

38054
54231
(13857)
17386

3092

16
75800
964403
52551
152296

1226

206073
72750

671979

744729
13601

13601
3461

10141

13602

3175

3175

201373

211492
3176

3176

63947
10120

278614
17796
46151

9579
2251
(283)
7722

10
23335

236382
(382)

24843

63734
89393

39546
816

128939
9562
28728

1257

2656
2315
(20)
(115)

1690
23677

98928
(191)

18723

19881
38920

21159
316

60078
3776
17383

1863
626

17
15838

41762
(28)

(10643)

(12417)
1774

12825

725
13615
(10643)

8967
65

11939
1447
8485

(965)

170
117

18

11637
(3)

ICICI PRUDENTIAL
2010-11 2009-10 2008-09 2007-08 2006-07 2005-06 2004-05 2003-04 2002-03 2001-02

Premiums earned net


1788063 1652875 1535622 1356106
(a) Premium
(b) Reinsurance ceded
(6365)
(5292)
(3803)
(2430)
(c) Reinsurance accepted

Income from Investments


190214 136165 114414
63572
(a) Interest, Dividends & Rent Gross
(b) Profit on sale/redemption of investments
1338224 393183 157903 190333
(c)(Loss on sale/ redemption of investments)
(695719) (63470) (329367) (26177)
(d) Transfer/Gain on revaluation/change in fair value

63249
(e) Amortization of Premium/Discount on Investments

(f) Appropriation/Expropriation Adjustment Account


(1648)
(2702)
160
1341
Unrealised Gains/Loss
(207918) 1294821 (557821)

Other Income
1028
735
381
313
Transfer from Shareholders' Account
13590
52550
94857 160635
Unit Linked Recoveries
2419469 3458864 1012345 1806942
TOTAL (A)
Commission
56068
60297
69999
81097
Operating Expenses related to Insurance Business
218739 256915 274059 291994
Provision for doubtful debts

Adjustment related to previous year

Bad debts written off

Provision for Tax


9219
(305)
2114
2896
Provisions (other than taxation)
(a) For diminution in the value of investments (Net)

(b) Others

TOTAL (B)
284026 316907 346172 375987
Benefits Paid (Net)
1059117 720999 220656 201487
Interim Bonuses Paid
56
5
5
6
Change in valuation of liability in respect of life policies
1015510 2291183 424219 1196952
(a) Gross
(b) Amount ceded in Reinsurance

(c) Amount accepted in Reinsurance

(d) Transfer to Linked Fund (Fund Reserve)

TOTAL (C)
2074682 3012187 644880 1398444
SURPLUS/ (DEFICIT) (D) =(A)(B)(C)
60760 129770
21293
32512
Prior Period Items

Balance at the beginning of the year


123242
71733
53785

Transfer from Linked Fund (Lapsed Policies)

Surplus available for appropriations


184002 201503
75078
32512
APPROPRIATIONS
86782
78262
3344
212
Transfer to Shareholders Account
Fund for future appropriations

(Reserve for lapsed unit linked policies unlikely to be revived)


Balance being funds for future appropriationsPolicyholders
(26021)
51508
17948
32300
Balance being funds for future appropriationsShareholders
123242
71733
53785

Balance transferred to Balance Sheet

TOTAL (D)
184002 201503
75078
32512

Particulars

TABLE 19: LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.)

75858

75506
(413)

27660
765

103517
6663
20997

13
13511

5977
6483
(1641)
(1876)
303
99

81100
(452)

61166
(278)

61239

80508
4419
14850

19269
351

2995
6256
(1140)
3011
59
127

12299

57112
(210)

29245
(117)

29204

13529
76

42733
1545
11915

69

703
862
(2392)
89
7

11611

31897
(43)

1164
(1)

1164

1045

2209
37
1004

1019

1190

IDBI FEDERAL
2010-11 2009-10 2008-09 2007-08

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

78

Note: Figure in bracket represents negative value.

Premiums earned net


(a) Premium
(b) Reinsurance ceded
(c) Reinsurance accepted
Income from Investments
(a) Interest, Dividends & Rent Gross
(b) Profit on sale/redemption of investments
(c)(Loss on sale/ redemption of investments)
(d) Transfer/Gain on revaluation/change in fair value
(e) Amortization of Premium/Discount on Investments
(f) Appropriation/Expropriation Adjustment Account
Unrealised Gains/Loss
Other Income
Transfer from Shareholders' Account
Unit Linked Recoveries
TOTAL (A)
Commission
Operating Expenses related to Insurance Business
Provision for doubtful debts
Adjustment related to previous year
Bad debts written off
Provision for Tax
Provisions (other than taxation)
(a) For diminution in the value of investments (Net)
(b) Others
TOTAL (B)
Benefits Paid (Net)
Interim Bonuses Paid
Change in valuation of liability in respect of life policies
(a) Gross
(b) Amount ceded in Reinsurance
(c) Amount accepted in Reinsurance
(d) Transfer to Linked Fund (Fund Reserve)
TOTAL (C)
SURPLUS/ (DEFICIT) (D) =(A)(B)(C)
Prior Period Items
Balance at the beginning of the year
Transfer from Linked Fund (Lapsed Policies)
Surplus available for appropriations
APPROPRIATIONS
Transfer to Shareholders Account
Fund for future appropriations (Reserve for lapsed unit linked
policies unlikely to be revived)
Balance being funds for future appropriationsPolicyholders
Balance being funds for future appropriationsShareholders
Balance transferred to Balance Sheet
TOTAL (D)

Particulars

433

51357
8958
3

134926
11038
46392

223

57652
13371
7

1499
14630
282045
12076
46727

58803
24544
7
196597
104

221251
1991

661

2653

1991
661

2653

220116
13058
49441

62499
58627
11
96866
21

155525
2092

2653

4744

2395

(303)
2653

4744

(1388)
2049

1008

65026
(89)

78314
(1041)

2049

1008

347

2249
20840

2049

2113

86993
(57)

95898
2113

64

149369
10555
40370

208
20707

7011
14526
(4983)
(3428)

179
11496

10244
6432
(34378)
(13933)

15559
39112
(6751)
54139

115887
(559)

2007-08

22618
22252
(7157)
199

144228
(758)

2008-09

164265
(409)

2009-10

170895
(366)

2010-11

50463
(4)

55514

40042
5051
3

271

95555
9417
30353

50
18867

4019
3878
(1069)
(592)

70720
(318)

28507
(41)

31501

28238
3034

242

59739
6913
21083

39
12624

2012
481
(83)
2380

42538
(251)

ING VYSYA
2006-07
2005-06

25090
(40)

25311

18755
260
1

44067
4107
14649

56
9822

522
76

(175)

33886
(121)

2004-05

TABLE 19: LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.)

4487
(3)

4589

11883
96
11

16472
1993
9891

39
7503

102

8851
(22)

2003-04

458
(3)

484

6420
29

6904
645
5775

5
4752

35

2116
(4)

2002-03

(3800)

(3800)

354
(1)

353
(3800)

1417
3864

417
135
2312

419
(2)

2001-02

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

79

Note: Figure in bracket represents negative value

Premiums earned net


(a) Premium
(b) Reinsurance ceded
(c) Reinsurance accepted
Income from Investments
(a) Interest, Dividends & Rent Gross
(b) Profit on sale/redemption of investments
(c)(Loss on sale/ redemption of investments)
(d) Transfer/Gain on revaluation/change in fair value
(e) Amortization of Premium/Discount on Investments
(f) Appropriation/Expropriation Adjustment Account
Unrealised Gains/Loss
Other Income
Transfer from Shareholders' Account
Unit Linked Recoveries
TOTAL (A)
Commission
Operating Expenses related to Insurance Business
Provision for doubtful debts
Adjustment related to previous year
Bad debts written off
Provision for Tax
Provisions (other than taxation)
(a) For diminution in the value of investments (Net)
(b) Others
TOTAL (B)
Benefits Paid (Net)
Interim Bonuses Paid
Change in valuation of liability in respect of life policies
(a) Gross
(b) Amount ceded in Reinsurance
(c) Amount accepted in Reinsurance
(d) Transfer to Linked Fund (Fund Reserve)
TOTAL (C)
SURPLUS/ (DEFICIT) (D) =(A)(B)(C)
Prior Period Items
Balance at the beginning of the year
Transfer from Linked Fund (Lapsed Policies)
Surplus available for appropriations
APPROPRIATIONS
Transfer to Shareholders Account
Fund for future appropriations (Reserve for lapsed unit linked
policies unlikely to be revived)
Balance being funds for future appropriationsPolicyholders
Balance being funds for future appropriationsShareholders
Balance transferred to Balance Sheet
TOTAL (D)

Particulars

(` Lakh)

290
1770
392437
16792
57384

(717)

73458
49668

21659

230754
302082
16896
380

17276
7085

9663

528
17276

415
882
360761
13017
58006

71022
103615

23347

154108
281070
8669
528

9197
8951

(176)

422
9197

5541

380
7942

2021

370

7942

268

83583
24304

17497

66594
108395
7572

199551
22543
60767

286
3013

4018

370
6327

1939

363

6327

282

712

58991
26255

12979

99180
138414
5963

203369
15511
42487

108
10888

26006 17108 10137


35815 13704 32018
(8651) (57479) (5748)
52223 (7855) (10306)

36933
48481
(17295)
(2752)

169114
(2843)

286805
(1820)

297551
(3455)

234319
(3545)

1146

363
1653

143

(4848)

1653

189

32239
17317

12081

50803
80201
6501

118941
8020
24031

70
11799

6158
10336
(2779)
(1776)

97151
(2018)

147

(4848)
(4702)

(4967)

(4702)

107

19427
4197

12468

42217
58882
265

78574
5912
13408

24
4998

3514
2000
(446)
7415

62185
(1115)

244

(4967)
(4967)

(2256)

(4967)

243
15266
456

8541

28404
37400
(2711)

49956
3890
11133

26
2173

1239
369
(273)
484

46616
(678)

74

4330
4404

4404

77
10981
408

4389

5031
9829
4404

25213
1920
8984

7
9758

448
255
(3)
74

15072
(398)

(993)

(4233)
(5226)

(5226)

6898
21

2320

2341
(5226)

4014
761
6138

41

4032
(60)

1146

1
3880

347

347
(3490)

737
181
3698

758
(21)

919

181

324

143

4181

63852
74631
132

192

324

8788

46199
78525
738

181

919
919

24269
80
3324
(1566)
93812
6649
12399

19048
6595
3

3276
4344
(975)

61127
(67)

5877
4766
(14)

(6)
4046
85
474
(666)
96669
4146
13116

144

17406
23529
8

82152
(47)

192

256

65

1421

17269
20123
233

23

256

2175

(674)

(11623)
29
516
(1193)
32798
5599
6782

62

12442
1430
3

43617
(49)

23

66

43

1803

25780
27967
140

(74)

66

1165
610

37677
4478
5090

9570
382
2

114

35805
(17)

(74)

(49)

25

1169

11120
12465
(38)

(12)

(50)

137

18580
3604
2448

101

6153
176

42

18417
(14)

(12)

(12)

27

27
(12)

(12)

1017

1032
358
659

1033
(1)

KOTAK
SHRIRAM
2010-11 2009-10 2008-09 2007-08 2006-07 2005-06 2004-05 2003-04 2002-03 2001-02 2010-11 2009-10 2008-09 2007-08 2006-07 2005-06

TABLE 19: LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

80

Note: Figure in bracket represents negative value.

Premiums earned net


(a) Premium
(b) Reinsurance ceded
(c) Reinsurance accepted
Income from Investments
(a) Interest, Dividends & Rent Gross
(b) Profit on sale/redemption of investments
(c)(Loss on sale/ redemption of investments)
(d) Transfer/Gain on revaluation/change in fair value
(e) Amortization of Premium/Discount on Investments
(f) Appropriation/Expropriation Adjustment Account
Unrealised Gain/Loss
Other Income
Transfer from Shareholders' Account
Unit Linked Recoveries
TOTAL (A)
Commission
Operating Expenses related to Insurance Business
Provision for doubtful debts
Adjustment related to previous year
Bad debts written off
Provision for Tax
Provisions (other than taxation)
(a) For diminution in the value of investments (Net)
(b) Others
TOTAL (B)
Benefits Paid (Net)
Interim Bonuses Paid
Change in valuation of liability in respect of life policies
(a) Gross
(b) Amount ceded in Reinsurance
(c) Amount accepted in Reinsurance
(d) Transfer to Linked Fund (Fund Reserve)
TOTAL (C)
SURPLUS/ (DEFICIT) (D) =(A)(B)(C)
Prior Period Items
Balance at the beginning of the year
Transfer from Linked Fund (Lapsed Policies)
Surplus available for appropriations
APPROPRIATIONS
Transfer to Shareholders Account
Fund for future appropriations (Reserve for lapsed unit linked
policies unlikely to be revived)
Balance being funds for future appropriationsPolicyholders
Balance being funds for future appropriationsShareholders
Balance transferred to Balance Sheet
TOTAL (D)

Particulars

486054
(5968)

32384
72233
(9806)
102913
1241

46
5862

684959
42121
150439
22
20

192602
58917

419620
(1050)

477487
14869
1695
16564
10335
6229

16564

45051
71058
(13582)
(3685)
(195)
434
243
1183

674128
53990
144044
315
8

198356
123679

310190
10

433879
41892
6229
48122
32986
15136

48122

2009-10

581263
(7642)

2010-11

2796

1695

1101

2796

4335

176276
(480)

197878
(1539)

200986
22082

6
794

95
37158

397324
39158
160896
132

21178
12000
(41177)
(14411)
577

385726
(3823)

2008-09

4431

3640

791

4431

166557
(523)

179634
4431

125549
13601

1
469

36
17913

309615
38446
86533
100

12008
11452
(2816)
1736
30

271460
(2205)

2007-08

153

127
14

12

153

82385
(100)

90623
153

74593
8337

0
311

99
7419

165368
22852
51370
58

7028
1974
(460)
842
(76)

150028
(1486)

560

499
55

560

38605
(212)

42646
560

47650
4254

5
256

123
6516

90856
13447
33932
9

3852
331
(47)
2260
(152)

78813
(841)

MAX NEW YORK


2006-07
2005-06

21068
(240)

22070

31171
1242

(78)
10267

53241
6509
24641
17

2131
9

40

41343
(471)

2004-05

TABLE 19: LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.)

(15713)

9558
(139)

10584
15713

20301
1164

(38)
24501

46598
4028
16273

929

21525
(318)

2003-04

(15713)
(15713)

(15713)

(7823)

4546
(25)

4770
(7890)

13043
249

12

9923
1849
11194

406

9659
(154)

2002-03

(7824)

(7824)

2037
(16)

2088
(7824)

9674
67

3938
1186
8488

77

3895
(35)

2001-02

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

81

Note: Figure in bracket represents negative value.

Premiums earned net


(a) Premium
(b) Reinsurance ceded
(c) Reinsurance accepted
Income from Investments
(a) Interest, Dividends & Rent Gross
(b) Profit on sale/redemption of investments
(c)(Loss on sale/ redemption of investments)
(d) Transfer/Gain on revaluation/change in fair value
(e) Amortization of Premium/Discount on Investments
(f) Appropriation/Expropriation Adjustment Account
Unrealised Gain/Loss
Other Income
Transfer from Shareholders' Account
Unit Linked Recoveries
TOTAL (A)
Commission
Operating Expenses related to Insurance Business
Provision for doubtful debts
Adjustment related to previous year
Bad debts written off
Provision for Tax
Provisions (other than taxation)
(a) For diminution in the value of investments (Net)
(b) Others
TOTAL (B)
Benefits Paid (Net)
Interim Bonuses Paid
Change in valuation of liability in respect of life policies
(a) Gross
(b) Amount ceded in Reinsurance
(c) Amount accepted in Reinsurance
(d) Transfer to Linked Fund (Fund Reserve)
TOTAL (C)
SURPLUS/ (DEFICIT) (D) =(A)(B)(C)
Prior Period Items
Balance at the beginning of the year
Transfer from Linked Fund (Lapsed Policies)
Surplus available for appropriations
APPROPRIATIONS
Transfer to Shareholders Account
Fund for future appropriations (Reserve for lapsed unit linked
policies unlikely to be revived)
Balance being funds for future appropriationsPolicyholders
Balance being funds for future appropriationsShareholders
Balance transferred to Balance Sheet
TOTAL (D)

Particulars

11934
13065
(3305)

114181
299

386798
29251
68199

97450
17250
6

298273
(568)

314961
(25613)

(136394)

(162007)
74

4301

(166383)
(162007)

19858
19144
(12413)

32634
234

306280
8732
56360

65093
47792
9

193886
(1326)

240361
827

(166383)

112

(293)

(165375)
(165556)

(165556)

253601
(2980)

2009-10

250817
(3993)

2010-11

2167

(136394)
(134162)

(1362)

(1362)
(2723)

97354
(378)

100441
(48878)

(30079)

(78956)

110326
(663)

117334
(53844)

(80318)

(134162)
65

69569
3465

280

3613
2320

257

93

121133
26629
42661

115954
(1105)

2007-08

98602
7669
2

356

7547

(4107)

(39367)
191

162092
34956
63290

199664
(1837)

2008-09

(244)

(30079)
(30323)

40236
(74)

42240
(22111)

7724

(29835)

33867
2077

165

1656
252

908

69
2279

53996
10505
23197

49271
(439)

(7724)
(7724)

13361
(161)

13797
(3601)
1834
(5957)

(7724)

20407
597

201

643
98

797

1
8658

30603
4050
16157

20599
(194)

MET LIFE
2006-07
2005-06

(5957)
(5957)

3814
(112)

4052
(1236)

(4721)

(5957)

10987
350

231

5
5629

13803
1449
9538

8153
(214)

2004-05

TABLE 19: LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.)

(4721)
(4721)

1488
(42)

1500
(1751)

(2970)

(4721)

5138
54

77

1976

4887
673
4465

2873
(39)

2003-04

(2790)
(2790)

523

541
(2970)

(2790)

3212
18

783
167
3044

791
(11)

2002-03

(631)

(631)

9
(631)

669

47
16
653

48
(1)

2001-02

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

82

Note: Figure in bracket represents negative value

Premiums earned net


(a) Premium
(b) Reinsurance ceded
(c) Reinsurance accepted
Income from Investments
(a) Interest, Dividends & Rent Gross
(b) Profit on sale/redemption of investments
(c)(Loss on sale/ redemption of investments)
(d) Transfer/Gain on revaluation/change in fair value
(e) Amortization of Premium/Discount on Investments
(f) Appropriation/Expropriation Adjustment Account
Unrealised Gains/Loss
Other Income
Transfer from Shareholders' Account
Unit Linked Recoveries
TOTAL (A)
Commission
Operating Expenses related to Insurance Business
Provision for doubtful debts
Adjustment related to previous year
Bad debts written off
Provision for Tax
Provisions (other than taxation)
(a) For diminution in the value of investments (Net)
(b) Others
TOTAL (B)
Benefits Paid (Net)
Interim Bonuses Paid
Change in valuation of liability in respect of life policies
(a) Gross
(b) Amount ceded in Reinsurance
(c) Amount accepted in Reinsurance
(d) Transfer to Linked Fund (Fund Reserve)
TOTAL (C)
SURPLUS/ (DEFICIT) (D) =(A)-(B)-(C)
Prior Period Items
Balance at the beginning of the year
Transfer from Linked Fund (Lapsed Policies)
Surplus available for appropriations
APPROPRIATIONS
Transfer to Shareholders Account
Fund for future appropriations
(Reserve for lapsed unit linked policies unlikely to be revived)
Balance being funds for future appropriations-Policyholders
Balance being funds for future appropriations-Shareholders
Balance transferred to Balance Sheet
TOTAL (D)

Particulars

(` Lakh)

73
10494
37229
1433
11593

131
32922

827313 1035645 505047 394773 136389


51480 62785 59691 27578
9877
156270 163673 192297 103076 42904

8677
1587

10264

9216
10264

19886

1587

1587

75552

83446

408773 731162 235123 246968

609942 800509 250681 263213


9621
8677
1587

10264
1587

19886 10264
1587

405

13152
3279
1

52942
7891
3

20797

24077

126

161

791
907

207750 226459 252778 131560


201159 69342 15553 16242
9
5
5
3

2024
78276

5205
16581

240
110618

731
937
(140)
3014
(100)

1390
7499
(3034)
(2562)
(9)

40119 24497 12204


5411
94777 67713
6418 31688
(29397) (18375) (79813) (15269)
40737 270262 (40188) (29244)
4506
1316
4035
562

864
30534

22421
(200)

657115 660490 493254 322544 100466


(2329) (1656) (1720) (1218)
(414)

7557
(102)

8150

8466
695

16616
787
7680

12
5742

269
111
(16)
(10)

10655
(147)

1647

1697
4236

(4236)

5766
50

11699
547
5219

9
8638

48
14

(4)
(15)

3106
(96)

(4236)

157

166
(3122)

(1114)
(4236)

3565
9

609
167
3398

647
(46)

(1113)

(1113)

11

11
(1113)

1130

28
7
1123

28

1821

475

1347

1821

11026
20687
1821

4883

5808
4777

302

28316
2208
3298

74

(2)

325

2761
827

24341
(9)

770

770

6241
1483

6421
(3)

26978
34879
770

770

172

1791
680

14331

34

41890
2368
3700

25059
(7)

19

19

4303
(2)

6821
11740
19

19

140

6542
618

13

18301
2415
3973

27
1670

1263
379

(5678)

(0)

20647
(7)

(5)

(5)

3025
(1)

8894
12444
(5)

(5)

4439
527

16879
2055
2373

7
1478

488
764

(207)

14349
(3)

1232
(1)

2942
4331
4

2215
157

6550
668
1542

5
1054

266
130
(1)
(4)

5100
(1)

29

29

502

1739
2263
29

29

1500
22

3791
379
1121

16
922

87

2766

1084

1084

243

1327
66
177

1
1152

174

RELIANCE
SAHARA
2010-11 2009-10 2008-09 2007-08 2006-07 2005-06 2004-05 2003-04 2002-03 2001-02 2010-11 2009-10 2008-09 2007-08 2006-07 2005-06 2004-05

TABLE 19: LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

83

Note: Figure in bracket represents negative value

Premiums earned net


(a) Premium
(b) Reinsurance ceded
(c) Reinsurance accepted
Income from Investments
(a) Interest, Dividends & Rent Gross
(b) Profit on sale/redemption of investments
(c)(Loss on sale/ redemption of investments)
(d) Transfer/Gain on revaluation/change in fair value
(e) Amortization of Premium/Discount on Investments
(f) Appropriation/Expropriation Adjustment Account
Unrealised Gains/Loss
Other Income
Transfer from Shareholders' Account
Unit Linked Recoveries
TOTAL (A)
Commission
Operating Expenses related to Insurance Business
Provision for doubtful debts
Adjustment related to previous year
Bad debts written off
Provision for Tax
Provisions (other than taxation)
(a) For diminution in the value of investments (Net)
(b) Others
TOTAL (B)
Benefits Paid (Net)
Interim Bonuses Paid
Change in valuation of liability in respect of life policies
(a) Gross
(b) Amount ceded in Reinsurance
(c) Amount accepted in Reinsurance
(d) Transfer to Linked Fund (Fund Reserve)
TOTAL (C)
SURPLUS/ (DEFICIT) (D) =(A)(B)(C)
Prior Period Items
Balance at the beginning of the year
Transfer from Linked Fund (Lapsed Policies)
Surplus available for appropriations
APPROPRIATIONS
Transfer to Shareholders Account
Fund for future appropriations (Reserve for lapsed unit linked
policies unlikely to be revived)
Balance being funds for future appropriationsPolicyholders
Balance being funds for future appropriationsShareholders
Balance transferred to Balance Sheet
TOTAL (D)

Particulars
2009-10

17775

2462

20237

33552

4022

37574

812

10923

10111

402380
(566)

441488
10845

77

10923

1108539 1371721
(1344)
(90)

1399783 1456775
35112
19426

2462
812

37574
20237

157857
292577
12

4
2449

1592753
67105
88299

403
15820

566996
46788
62050

(1184)

374

6634

114663
39675

77248
52745
254992
36747
(42428) (196338)
302655 (62619)

4288

721210
(971)

2008-09

635

1605438
66617
75298

(21)

1022

(13679)

129237
85138

2706
3542

132845
244623
(63953)
(13026)

(1536)

1291164 1010403
(3612)
(2355)

2010-11

77

8156

8079

484087
(713)

518459
8156

8156

253
9975

621672
40538
44694

2303

7523

95057
35085

24175
48219
(6759)
(15310)

562214
(1093)

2007-08

253083
(296)

266794
1

173
4375

318858
19597
32238

228

52063
14006

12603
8928
(1894)
2330

292849
(505)

90754
(111)

98885

87
4559

125030
6969
18996

180

26145
8243

5760
5124
(76)
2266

107532
(223)

SBI LIFE
2006-07 2005-06

47981
(1178)

51439

227
2170

66235
2339
12456

14796
4636

2776
1133
(2)

60118
(189)

2004-05

17634
(20)

19759

2699

26439
945
5735

6679
2145

1041
159
(12)

22567
(14)

2003-04

7029

7304

2080

9821
187
2330

2517
274

358
144

7239

2002-03

TABLE 19: LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.)

1092

1435

1435
(1092)

1489
19
1127

1146

21

1468

2001-02

(270)
(4661)

(4391)

21333
(281)

68895
90655
(4661)

(4661)

3197
2692
(1554)

98
2409
455

100553
4019
10541

14559
709

93331
(75)

(3405)

(3405)

48905
(28)

45026
49009
(3405)

(3405)

721
1056
(183)

87
1476

56166
3928
6635

10563
132

53037
(28)

(1972)

(1972)

3911

3911
(1972)

(1972)

1
1

31

5052
676
2436

3113

5019

STAR UNION DAI-ICHI


2010-11 2009-10 2008-09

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

84

Note: Figure in bracket represents negative value.

Premiums earned net


(a) Premium
(b) Reinsurance ceded
(c) Reinsurance accepted
Income from Investments
(a) Interest, Dividends & Rent Gross
(b) Profit on sale/redemption of investments
(c)(Loss on sale/ redemption of investments)
(d) Transfer/Gain on revaluation/change in fair value
(e) Amortization of Premium/Discount on Investments
(f) Appropriation/Expropriation Adjustment Account
Unrealised Gains/Loss
Other Income
Transfer from Shareholders' Account
Unit Linked Recoveries
TOTAL (A)
Commission
Operating Expenses related to Insurance Business
Provision for doubtful debts
Bad debts written off
Provision for Tax
Provisions (other than taxation)
(a) For diminution in the value of investments (Net)
(b) Others
TOTAL (B)
Benefits Paid (Net)
Interim Bonuses Paid
Change in valuation of liability in respect of life policies
(a) Gross
(b) Amount ceded in Reinsurance
(c) Amount accepted in Reinsurance
(d) Transfer to Linked Fund (Fund Reserve)
TOTAL (C)
SURPLUS/ (DEFICIT) (D) =(A)(B)(C)
Prior Period Items
Balance at the beginning of the year
Transfer from Linked Fund (Lapsed Policies)
Surplus available for appropriations
APPROPRIATIONS
Transfer to Shareholders Account
Fund for future appropriations (Reserve for lapsed unit linked
policies unlikely to be revived)
Balance being funds for future appropriationsPolicyholders
Balance being funds for future appropriationsShareholders
Balance transferred to Balance Sheet
TOTAL (D)

Particulars

64403
(141)

377556
474276
1268

3867
5135
3403

1731

5135

4989

4001

8990

606901
28085
102631
641

500200
24628
93877
279

66982
(140)

238657
376419
4996

3994
8990

3196
44339

(342)
1752

131357
32458

29607
20203
(12567)
173968

42473
41990
(8946)
25987

118784
70920

349378

(1222)

2009-10

398522
(1235)

2010-11

(3459)
321

3780

62805
(151)

56695
134031
40

281
321

131795
14683

265866
23978
107119
214

484

2728
62420

21253
6459
(28193)
(72256)

274750

(1294)

2008-09

6289
6521

232

46441
(157)

109818
167320
6403

117
6521

93640
11218

267363
22892
70252
(92)
96
491

1000
35629

12796
15225
(28)
(538)

204635
(1356)

2007-08

6453
7924

1471

38962
(96)

52159
99234
7104

820
7924

55173
8209

161511
19124
35702
73

274

441
10434

7664
6400
(63)
1040

136718
(1123)

1327
1678

351

28188
(102)

29716
62541
1254

424
1678

43171
4738

106966
13755
29078
27

310

379
7608

3735
1506
(12)
7036

88019
(1305)

TATA AIG
2006-07
2005-06

3418

400
3018

14951
(259)

7718
24691
3418

3418

28801
2282

56911
8994
19802
5

565
5764

1727

(0)

49704
(849)

2004-05

TABLE 19: LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.)

13424

2107
16383

15662
852

32045
4158
11504

21
6307

754
26

25353
(416)

2003-04

4409

4776

7832
367

12607
1480
6353

2
4355

216

8121
(87)

2002-03

3076

451

574
(3076)

4610
123

2108
572
4038

2114
(6)

2001-02

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

85

Note: Figure in bracket represents negative value.

Premiums earned net


(a) Premium
(b) Reinsurance ceded
(c) Reinsurance accepted
Income from Investments
(a) Interest, Dividends & Rent Gross
(b) Profit on sale/redemption of investments
(c)(Loss on sale/ redemption of investments)
(d) Transfer/Gain on revaluation/change in fair value
(e) Amortization of Premium/Discount on Investments
(f) Appropriation/Expropriation Adjustment Account
Unrealised Gains/Loss
Other Income
Transfer from Shareholders' Account
Unit Linked Recoveries
TOTAL (A)
Commission
Operating Expenses related to Insurance Business
Adjustment related to previous year
Provision for doubtful debts
Bad debts written off
Provision for Tax
Provisions (other than taxation)
(a) For diminution in the value of investments (Net)
(b) Others
TOTAL (B)
Benefits Paid (Net)
Interim Bonuses Paid
Change in valuation of liability in respect of life policies
(a) Gross
(b) Amount ceded in Reinsurance
(c) Amount accepted in Reinsurance
(d) Transfer to Linked Fund (Fund Reserve)
TOTAL (C)
SURPLUS/ (DEFICIT) (D) =(A)(B)(C)
Prior Period Items
Balance at the beginning of the year
Transfer from Linked Fund (Lapsed Policies)
Surplus available for appropriations
APPROPRIATIONS
Transfer to Shareholders Account
Funds for future appropriations (Reserve for lapsed unit
linked policies unlikely to be revived)
Balance being funds for future appropriationsPolicyholders
Balance being funds for future appropriationsShareholders
Balance transferred to Balance Sheet
TOTAL (D)

Particulars

12869974
1907
1930493
20716753
66842

(10185)
281
56939
81539
12759

19434755
(13185)
9456020
38534671
277777

(48615)
14870
244032
227754
5331
126607
73982
(189641)
244032

40247
136158
(212006)
384705

58254
55834
(151447)
56939

5021491
1646584
(263139)
(153567)
(42)
1342

45267
499606

26900243
1468058
2030673
13576

97
360813
16725
8237
4167
3902346
6168637
107422

6059594
851457
(1351762)
(2373988)
4233
160
(608780)
56198
617443
(1193)
25389242
1549598
2583190
27657
(1184)
6
344515
93177
6779
1909
4605647
5837029
77350

53602
3640
5297
1483333

101762
(15968)

4483448
22869473
128423

(23080)
(558)
99594

12113993
(4027)

20134262
(31918)
355

2007-08

22178547
(42610)
(57)

2008-09

26544725
(50208)
352

7283288
2619346
(466521)
6029502
1771
6897
1434747
48431
370356
(1566)
43821032
1803559
2890628
(103867)
(21)
20
369950
50455
(14396)
12256
5008584
9556491
100589

2009-10

29160499
(62580)
401

8614767
4491836
(1189526)
131719
4789
(5723)
(168828)
24967
195107
(666)
41196764
1828029
3294230
(43535)

12
428613
35345

(6868)
5535826
14215045
110958

19424423
(8244)
64
1538451
35280696
380242

(10587)
15050
384705

404881
15425

2010-11

18731
14
(23262)
89138

81205
12450

2743293
17534472
95746

(6939)
820
89626

9083534
(3483)

4184055
931814
(189550)
(112125)
(806)
3092

103650
228030

20734628
1226864
1358584

41298

471282
12233

(5851)
3104410
5571501
139627

15606531
(20172)
109

8517
55
(11245)
61823

63293
1203

1292341
12801847
69848
1834
(10284)
424
61822

7961790
(3017)

3608296
663843
(163552)
176974
(929)

141756
126385

15126483
863548
961105

21012
5
399971
4036

5110
2254787
3520986
29746

10587174
(13616)
151

INDUSTRY TOTAL
2006-07
2005-06

3815
(10924)
65969

70060
3018

414744
9852458
72042

(6072)

65970

6548377
(5331)

3324751
436483
(99000)
9244

101522
96513

12144122
709861
821560

110062
3
561929

16480
(275)
2219620
2875133
19536

8285480
(10774)
(97)

2004-05

TABLE 19: LIFE INSURERS: POLICYHOLDERS ACCOUNT (Concld.)

904
(391)
55400

54813
74

70872
7481520
77908

(22508)

55400

4989759
(1843)

2730795
354404
(86839)
121

13222
107817

9741366
615838
642483

50849
1
151885

720805
77
2181938
2399357
23375

6628793
(7085)
137

2003-04

(2986)
(4142)
20740

47817

19881
6168664
29677

(8937)

20740

4074027
(1402)

2511894
129153
(33234)

35604
47631

8261855
515273
545115

26542
125862

26077
824646
2063515
2054522
21636

5574754
(4127)
182

2002-03

350507

1200927

34216
823918

725
5193813
1181932

7714

3426050
(452)

2286626
112525
(13619)

21352

7414367
456691
467417

17987

85852

8397
2277
1038621
1747952
19538

5009444
(2040)
79

2001-02

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

40

Other Income

86

(a) For diminution in the value of investments (Net)

(b) Provision for doubtful debts

(c) Others

Contribution to Policyholders Account

(a) Balance at the beginning of the year

(b) Interim dividends paid during the year

Note: Figure in bracket represents negative value

Profit carried to the Balance Sheet

3419

(d) Dividend distribution tax

(e) Transfer to reserves/ other accounts

113762

(c) Proposed final dividend

APPROPRIATIONS

Prior Period Items

2979

103092

106072

117180

106072

Profit / (Loss) after tax

117180

106071

(9)

65

2923

103092

2009-10

Provision for Taxation

Profit/ (Loss) before tax

(2)

TOTAL (B)

Provisions (Other than taxation)

(2)

Bad debts written off

Expenses other than those directly related to the insurance business

117178

TOTAL (A)

(e) Amortization of Premium/Discount on Investments

(16)

(c) (Loss on sale/ redemption of investments)

(d) Transfer/gain on revaluation/Change in Fair value

69

3323

113762

2010-11

(b) Profit on sale/redemption of investments

(a) Interest, Dividends & Rent Gross

Income From Investments:

Amounts transferred from the Policyholders Account (Technical Account)

Particulars

2823

92912

95735

95735

(16)

(16)

95719

(9)

2816

92912

2008-09

1504

82959

84463

84463

49

49

84511

(9)

1562

82959

2007-08

1581

75781

77362

77362

77362

(4)

1585

75781

2006-07

LIC

981

62177

63158

63158

14

14

63172

995

62177

2005-06

TABLE 20: LIFE INSURERS: SHAREHOLDERS ACCOUNT

1176

368

54813

55181

55181

644

69660

70837

70837

(91)

644

55825

1012

54813

2003-04

(91)

70746

22

1063

69660

2004-05

887

48810

49697

49697

49697

887

48810

2002-03

82179

10788

43325

28066

82179

82179

82179

788

81391

2001-02

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

87

(a) For diminution in the value of investments (Net)

(b) Provision for doubtful debts

(c) Others

Contribution to Policyholders Account

(d) Dividend distribution tax

(e) Transfer to reserves/ other accounts

Note: Figure in bracket represents negative value

(4369)

Profit carried to the Balance Sheet

(c) Proposed final dividend

(1997)

(b) Interim dividends paid during the year

(a) Balance at the beginning of the year

APPROPRIATIONS

Prior Period Items

(2373)

Profit / (Loss) after tax

(2373)

Provision for Taxation

Profit/ (Loss) before tax

3541

Provisions (Other than taxation)

TOTAL (B)

Bad debts written off

567

Expenses other than those directly related to the insurance business

1168

TOTAL (A)

Other Income

461

(1)

(c) (Loss on sale/ redemption of investments)

(e) Amortization of Premium/Discount on Investments

99

(d) Transfer/gain on revaluation/Change in Fair value

609

(b) Profit on sale/redemption of investments

2010-11

(1997)

(2379)

382

382

133

133

515

81

(2)

53

382

2009-10

2875

2875

20924

20129

794

23799

(16)

161

3159

20495

2010-11

(34472)

(34472)

36893

36002

892

2422

312

2059

51

2009-10

(66749)

(49505)

(49505)

52507

51984

(66749)

(46501)

(33325)

(13175)

(13175)

15111

14916

195

1935

(5)

70

1831

39

2006-07

(46501)

(20249)

(20249)

22790

22615

176

2542

(10)

91

2412

48

2007-08

AVIVA

523

3002

(21)

75

2895

53

2008-09

(2379) (147851) (150726) (116255)

(2787) (150726) (116255)

408

20

428

274

274

702

144

(6)

119

446

2008-09

AEGON RELIGARE

(a) Interest, Dividends & Rent Gross

Income From Investments:

Amounts transferred from the Policyholders Account (Technical Account)

Particulars

TABLE 20: LIFE INSURERS: SHAREHOLDERS ACCOUNT (Contd.)

(33325)

(18939)

(14387)

(14387)

15256

15095

162

870

36

809

26

2005-06

(18939)

(9842)

(9097)

(9097)

9743

9637

105

646

(55)

36

664

2004-05

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

88

BAJAJ ALLIANZ

BHARTI AXA

(` Lakh)

52448

9834
1063
(54)

63291
647

6945
7592
55699
1471
54229

(56058)

(1830)

93551

17591
961
(314)

111789
455

3167
3623
108166
2463
105704

(1830)

103874

(56058)

(48990)

16391
16550
(7067)
1
(7068)

9483
159

(195)

8463
800

415

(48990)

(27601)

29518
29666
(21388)
1
(21389)

8277
147

(230)

7640
540

327

(27601)

(20431)

9724
10254
(7170)

(7170)

3084
531

(198)

2731
238

313

(20431)

(10577)

10855
10923
(9854)

(9854)

1069
67

(139)

1136
72

(10576)

(6901)

4512
4558
(3675)

(3675)

883
46

(26)

782
127

(6901)

(4220)

4000
4040
(2681)
1
(2681)

1359
40

(1)

1008
352

(4220)

(1565)

8
4000
4040
(2655)

(2655)

1385
32

970
415

(34039)

6661
6801
(34039)

(27237)
141

(22)

951
177

(28343)

(73990)

695
847
(47817)

(47817)

(46969)
152

(48)

621
187

(47729)

(1565) (155846) (121807)

(121807)

204
(1564)
1
(1565)

(1360)
204

(15)

846
209

(2400)

(73990)

(32244)

1215
1329
(41746)

(41746)

(40417)
114

(26)

1033
91

(41515)

(32244)

(8043)

25080
25297
(24201)

(24201)

1095
217

(14)

997
112

(8043)

8467
8623
(8043)

(8043)

580
156

(9)

565
25

2010-11 2009-10 2008-09 2007-08 2006-07 2005-06 2004-05 2003-04 2002-03 2001-02 2010-11 2009-10 2008-09 2007-08 2006-07

Note: Figure in bracket represents negative value

Amounts transferred from the


Policyholders Account
(Technical Account)
Income From Investments:
(a) Interest, Dividends & Rent Gross
(b) Profit on sale/redemption of
investments
(c) (Loss on sale/ redemption of
investments)
(d) Transfer/gain on revaluation/
Change in Fair value
(e) Amortization of Premium/Discount
on Investments
Other Income
TOTAL (A)
Expenses other than those directly
related to the insurance business
Bad debts written off
Provisions (Other than taxation)
(a) For diminution in the value of
investments (Net)
(b) Provision for doubtful debts
(c) Others
Contribution to Policyholders Account
TOTAL (B)
Profit/(Loss) before tax
Provision for Taxation
Profit/(Loss) after tax
Prior Period Items
APPROPRIATIONS
(a) Balance at the beginning of the
year
(b) Interim dividends paid during the
year
(c) Proposed final dividend
(d) Dividend distribution tax
(e) Transfer to reserves/ other
accounts
Profit carried to the Balance Sheet

Particulars

TABLE 20: LIFE INSURERS: SHAREHOLDERS ACCOUNT (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

89

1571
83
(8)

(107)

1538
39

15473
15512
(13974)

(13974)

(30486)

(44460)

2001
168
(7)

140

4909
26

49410
49437
(44528)

(44528)

(44460)

(88987)

Note: Figure in bracket represents negative value

2607

200607

Amounts transferred from the


32907
1491
2862
Policyholders Account (Technical
Account)
Income From Investments:
(a) Interest, Dividends & Rent Gross
3663
3039
3018
(b) Profit on sale/redemption of
334
177
243
investments
(c) (Loss on sale/ redemption of
(3)

(1)
investments)
(d) Transfer/gain on revaluation/

Change in Fair value


(e) Amortization of Premium/Discount
(156)
(203)
164
on Investments
Other Income

TOTAL (A)
36745
4504
6286
Expenses other than those directly
48
80
100
related to the insurance business
Bad debts written off

Provisions (Other than taxation)

(a) For diminution in the value of

investments (Net)
(b) Provision for doubtful debts

(c) Others

Contribution to Policyholders Account


6198
47975
76399
TOTAL (B)
6246
48055
76499
Profit/ (Loss) before tax
30500 (43550) (70214)
Provision for Taxation

Profit / (Loss) after tax


30500 (43550) (70214)
Prior Period Items

APPROPRIATIONS
(a) Balance at the beginning of the
(202750) (159201) (88987)
year
(b) Interim dividends paid during the

year
(c) Proposed final dividend

(d) Dividend distribution tax

(e) Transfer to reserves/ other

accounts
Profit carried to the Balance Sheet
(172251) (202750) (159201)

200910

200708

201011

(30486)

(24373)

7019
7049
(6113)

(6113)

(156)
936
29

(16)

1073
36

200506

(24373)

(18312)

6762
6797
(6061)

(6061)

(213)
736
36

(14)

937
26

200405

BIRLA SUNLIFE
200809

Particulars

(18312)

(10538)

8216
8235
(7774)

(7774)

(81)
461
19

(33)

564
12

200304

(10538)

(4442)

6771
6890
(6096)

(6096)

45
794
119

(2)

576
175

200203

(4442)

(832)

41
(3610)

(3610)

195
(3569)
41

598
44

(4406)

200102

(832)

(832)

(832)

51
(832)

94
11

(988)

200001

TABLE 20: LIFE INSURERS: SHAREHOLDERS ACCOUNT (Contd.)

(66841)

(47703)

(19138)

19760
20117
(19138)

1
979
356

(73)

893
158

201011

(47703)

(23087)

26114
26236
(24616)

(24616)

2
1621
122

(35)

1124
530

200910

(23087)

(2880)

21171
22654
(20199)
8
(20207)

2370
1483

(40)

2186
224

200809

CANARA HSBC

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

90

7085

1761
282

9127
435

1770
2205
6922

6922

(32434)

(25512)

2186
76
(1)

11212
83

882
965
10247

10247

(25512)

(15264)

2009-10

8951

2010-11

Note: Figure in bracket represents negative value

Amounts transferred from the


Policyholders Account
(Technical Account)
Income From Investments:
(a) Interest, Dividends & Rent Gross
(b) Profit on sale/redemption of
investments
(c) (Loss on sale/ redemption of
investments)
(d) Transfer/gain on revaluation/
Change in Fair value
(e) Amortization of Premium/Discount
on Investments
Other Income
TOTAL (A)
Expenses other than those directly
related to the insurance business
Bad debts written off
Provisions (Other than taxation)
(a) For diminution in the value of
investments (Net)
(b) Provision for doubtful debts
(c) Others
Contribution to Policyholders Account
TOTAL (B)
Profit/ (Loss) before tax
Provision for Taxation
Profit / (Loss) after tax
Prior Period Items
APPROPRIATIONS
(a) Balance at the beginning of the
year
(b) Interim dividends paid during the
year
(c) Proposed final dividend
(d) Dividend distribution tax
(e) Transfer to reserves/ other
accounts
Profit carried to the Balance Sheet

Particulars

(32434)

3013
3217
1434

1434

(33868)

4651
204

(642)

2096
1176

2021

2008-09

(33868)

10888
10914
(7271)
(83)
(7187)

(26681)

2
3644
26

(692)

1606
788

1939

2007-08

643
4

(39)

656
25

2005-06

(26681)

(15541)

11799
4998
11823
5002
(10964)
(4360)
83
83
(11047)
(4442)

(15634)
(11099)

860
24

(408)

964
160

143

2006-07

KOTAK MAHINDRA

(10875)

(9230)

2173
2180
(1645)

(1645)

535
7

(30)

545
20

2004-05

(9230)

12

9758
9762
(9242)

(9242)

(225)
520
4

(2)

615
132

2003-04

12

12

269
993
1270

1270
8

1015
256

2002-03

12

12

257

253

2
257
2

1409
(8)

(1146)

2001-02

TABLE 20: LIFE INSURERS: SHAREHOLDERS ACCOUNT (Contd.)

(24731)

(13775)

11450
11681
(10956)

(10956)

725
231

(51)

697
79

2010-11

(13775)

(4446)

9794
9965
(9329)

(9329)

636
171

(70)

615
91

2009-10

DLF PRAMERICA

(4446)

4015
5277
(4446)

(4446)

1
831
1262

(17)

(5)

508
344

2008-09

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

91

FUTURE GENERALI

HDFC STANDARD

(` Lakh)

765
544
(18)

1291
139

36837
36976
(35685)
2
(35686)

(28955)

(64642)

744
200
(29)

915
150

32778
32928
(32012)

(32012)

(64642)

(96654)

(28955)

(3362)

26341
26875
(25594)

(25594)

1281
534

(169)

1107
343

(3362)

(357)

3372
3524
(3005)

(3005)

520
152

455
65

20057
20151
(9900)

(9900)

0
10250
94

(30)

(17)

3999
3999

4463

35594
35634
(27518)

(27518)

35
8116
40

(26)

(5)

2891
492

4729

(68835)

61490
61543
(50296)

(50296)

3
11246
53

(30)

519

(359)

3024
139

7950

(356) (156550) (146650) (119131)

(146650) (119131)

362
(356)

(356)

6
362

2
4

(68834)

(270)

(44213)

32482
32608
(24351)

(24351)

5
8257
126

(214)

(111)

2421
987

5163

(44213)

(31657)

14504
14586
(12556)

(12556)

8
2030
83

(24)

(239)

(125)

1268
1142

(31657)

(18782)

13970
14153
(12875)

(12875)

37
1277
183

(89)

(66)

(69)

1385
80

(18782)

(9808)

9547
9652
(8973)

(8973)

(36)
679
105

(40)

653
102

(9809)

(7465)

2864
3877
(2344)

(2344)

(49)
1534
1013

(51)

929
704

(7465)

(2645)

5355
6014
(4820)

(4820)

(74)
1194
659

952
315

(2645)

(134)

557
(2511)

(2511)

69
(1952)
557

(2)

1504
936

(4461)

(135)

205
(135)

(135)

70
205

(1)

271

(200)

2010-11 2009-10 2008-09 2007-08 2006-07 2010-11 2009-10 2008-09 2007-08 2006-07 2005-06 2004-05 2003-04 2002-03 2001-02 2000-01

Note: Figure in bracket represents negative value

Amounts transferred from the


Policyholders Account
(Technical Account)
Income From Investments:
(a) Interest, Dividends & Rent Gross
(b) Profit on sale/redemption of
investments
(c) (Loss on sale/ redemption of
investments)
(d) Transfer/gain on revaluation/
Change in Fair value
(e) Amortization of Premium/Discount
on Investments
Other Income
TOTAL (A)
Expenses other than those directly
related to the insurance business
Bad debts written off
Provisions (Other than taxation)
(a) For diminution in the value of
investments (Net)
(b) Provision for doubtful debts
(c) Others
Contribution to Policyholders Account
TOTAL (B)
Profit/ (Loss) before tax
Provision for Taxation
Profit / (Loss) after tax
Prior Period Items
APPROPRIATIONS
(a) Balance at the beginning of the
year
(b) Interim dividends paid during the
year
(c) Proposed final dividend
(d) Dividend distribution tax
(e) Transfer to reserves/ other
accounts
Profit carried to the Balance Sheet

Particulars

TABLE 20: LIFE INSURERS: SHAREHOLDERS ACCOUNT (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

92

25712

2233
940
(49)

28836
783

783
28053
2256
25797

(377646)

(351849)

9288
1353
(54)

83778
528

528
83250
2488
80762

(351849)

(271087)

2009-10

73192

2010-11

Note: Figure in bracket represents negative value

Amounts transferred from the


Policyholders Account (Technical
Account)
Income From Investments:
(a) Interest, Dividends & Rent Gross
(b) Profit on sale/redemption of
investments
(c) (Loss on sale/ redemption of
investments)
(d) Transfer/gain on revaluation/
Change in Fair value
(e) Amortization of Premium/Discount
on Investments
Other Income
TOTAL (A)
Expenses other than those directly
related to the insurance business
Bad debts written off
Provisions (Other than taxation)
(a) For diminution in the value of
investments (Net)
(b) Provision for doubtful debts
(c) Others
Contribution to Policyholders Account
TOTAL (B)
Profit/ (Loss) before tax
Provision for Taxation
Profit / (Loss) after tax
Prior Period Items
APPROPRIATIONS
(a) Balance at the beginning of the
year
(b) Interim dividends paid during the
year
(c) Proposed final dividend
(d) Dividend distribution tax
(e) Transfer to reserves/ other
accounts
Profit carried to the Balance Sheet

Particulars

(377646)

(299676)

94857
94942
(88070)
10100
(77970)

6872
85

(251)

2569
1209

3344

2008-09

(299676)

(160170)

160635
160751
(154314)
14808
(139506)

6437
116

(299)

1171
5353

212

2007-08

(160170)

(95279)

75800
75946
(69167)
4276
(64891)

6779
146

(359)

2671
1007

3461

2006-07

(95279)

(7922)

(68570)

23067
23125
(20333)
1545
(18788)

23
2792
59

(16)

1658
369

759

2005-06

(68570)

(47407)

23335
23376
(22241)
(1079)
(21162)

15
1135
41

(156)

963
313

2004-05

ICICI PRUDENTIAL

(47407)

(25249)

23677
23836
(22391)
(233)
(22158)

11
1445
159

(18)

975
477

2003-04

(25249)

(10531)

15838
15924
(14718)

(14718)

14
1206
86

620
572

2002-03

(10531)

(45)

23

111
(10321)
(188)
(10509)

11
(10210)
111

1073
1123

(12417)

2001-02

TABLE 20: LIFE INSURERS: SHAREHOLDERS ACCOUNT (Contd.)

23

647
23

23

10
670
647

613
46

2000-01

(11679)

(5204)

8923
9015
(6475)

(6475)

2540
92

890

(114)

1095
669

2010-11

(5204)

(725)

5095
5096
(4479)

(4479)

703
2

(50)

511
241

2009-10

INDIAFIRST

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

93

1
1133
21

1663
3

20707
20709
(19046)
7
(19053)

(52713)

(71766)

(36)

1739
339

20840
21180
(19441)
9
(19450)

(71765)

(91215)

Note: Figure in bracket represents negative value

1425
174

1245
182

(52713)

(34956)

18867
18888
(17754)
3
(17757)

(29)

1083
79

64

347

2006-07

Amounts transferred from the


2741

Policyholders Account
(Technical Account)
Income From Investments:
(a) Interest, Dividends & Rent Gross
1427
984
(b) Profit on sale/redemption of
655
177
investments
(c) (Loss on sale/ redemption of

investments)
(d) Transfer/gain on revaluation/

Change in Fair value


(e) Amortization of Premium/Discount

on Investments
Other Income

TOTAL (A)
4823
1161
Expenses other than those directly
333
202
related to the insurance business
Bad debts written off

Provisions (Other than taxation)

(a) For diminution in the value of

investments (Net)
(b) Provision for doubtful debts

(c) Others

Contribution to Policyholders Account


11496
14630
TOTAL (B)
11829
14832
Profit/ (Loss) before tax
(7006) (13671)
Provision for Taxation
2
5
Profit / (Loss) after tax
(7008) (13676)
Prior Period Items

APPROPRIATIONS
(a) Balance at the beginning of the
(104892) (91215)
year
(b) Interim dividends paid during the

year
(c) Proposed final dividend

(d) Dividend distribution tax

(e) Transfer to reserves/ other

accounts
Profit carried to the Balance Sheet
(111899) (104892)

2007-08

2008-09

2010-11

(34956)

(22555)

12624
13506
(12398)
2
(12400)

5
1108
883

(25)

1092
36

2005-06

ING VYSYA
2009-10

Particulars

(22555)

(13179)

9822
9904
(9374)
2
(9376)

530
82

(81)

503
108

2004-05

(13179)

(6880)

7503
7578
(6299)

(6299)

1279
75

548
731

2003-04

(6880)

(3094)

4752
4774
(3786)

(3786)

988
22

645
343

2002-03

(3094)

67
(3094)

(3094)

(3027)
67

515
258

(3800)

2001-02

(36249)

(24071)

13511
13649
(12178)

(12178)

4
1470
137

215

(121)

1184
188

2010-11

TABLE 20: LIFE INSURERS: SHAREHOLDERS ACCOUNT (Contd.)

(24071)

(13576)

1
12299
12453
(10495)

(10495)

1958
154

(3)

(159)

1810
310

2009-10

(13576)

(2553)

1
11611
11886
(11023)

(11023)

863
275

14

(416)

1147
118

2008-09

IDBI FEDERAL

(2553)

9
1019
3218
(2550)
(3)
(2553)

668
2191

665

2007-08

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

94

(c) Others

(d) Dividend distribution tax

(e) Transfer to reserves/ other accounts

Note: Figure in bracket represents negative value

(82961) (102367)

(c) Proposed final dividend

Profit carried to the Balance Sheet

(2091)

(2091)

16411

5862

242

(474)

(102367) (100275)

(b) Interim dividends paid during the year

(a) Balance at the beginning of the year

APPROPRIATIONS

Prior Period Items

19406

Profit / (Loss) after tax

19406

Profit/ (Loss) before tax

Provision for Taxation

22137

TOTAL (B)

1183

(b) Provision for doubtful debts

Contribution to Policyholders Account

(a) For diminution in the value of investments (Net)

Bad debts written off

Provisions (Other than taxation)

10781

20954

Expenses other than those directly related to the insurance business

3
14319

41543

129

(99)

710

3241

10335

2009-10

TOTAL (A)

Other Income

354

(2)

(c) (Loss on sale/ redemption of investments)

(e) Amortization of Premium/Discount on Investments

752

(d) Transfer/gain on revaluation/Change in Fair value

7453

(b) Profit on sale/redemption of investments

32986

2010-11

(a) Interest, Dividends & Rent Gross

Income From Investments:

Amounts transferred from the Policyholders Account (Technical Account)

Particulars

(` Lakh)

18652

17913

51

688

2959

27

(78)

635

1582

791

(6047)

(6047)

7878

7419

459

1831

407

32

(22)

270

1131

12

(6006)

(6006)

6787

6516

271

781

45

90

640

15

(9966) (23276)

(100275) (60974) (45281) (39234) (33228) (23261)

24660

24501

(9966) (23276)

10438

10267

159

1384

525

58

800

171

472

10

106

356

(60974) (45281) (39234) (33228) (23261)

(39302) (15693)

(39302) (15693)

43788

37158

422

6208

4487

655

(550)

654

2624

1101

15

(467)

482

482

631

565

67

1113

19

1094

(467)

(1605)

1138

1138

169

169

1307

42

1263

(1606)

(1606)

(1606)

152

148

(1454)

14

331

(1799)

2008-09 2007-08 2006-07 2005-06 2004-05 2003-04 2002-03 2001-02 2000-01

MAX NEWYORK

TABLE 20: LIFE INSURERS: SHAREHOLDERS ACCOUNT (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

Other Income

95

24

Provisions (Other than taxation)

(a) For diminution in the value of investments (Net)

(b) Provision for doubtful debts

(c) Others

Contribution to Policyholders Account

TOTAL (B)

(e) Transfer to reserves/ other accounts

Note: Figure in bracket represents negative value

(7934)

(d) Dividend distribution tax

Profit carried to the Balance Sheet

(b) Interim dividends paid during the year

(c) Proposed final dividend

(10462)

APPROPRIATIONS

(a) Balance at the beginning of the year

Profit / (Loss) after tax

Prior Period Items

2528

Provision for Taxation

2528

Bad debts written off

Profit/ (Loss) before tax

24

Expenses other than those directly related to the insurance business

2552

TOTAL (A)

(9)

(c) (Loss on sale/ redemption of investments)

(e) Amortization of Premium/Discount on Investments

244

(d) Transfer/gain on revaluation/Change in Fair value

2205

(b) Profit on sale/redemption of investments

112

2010-11

(a) Interest, Dividends & Rent Gross

Income From Investments:

Amounts transferred from the Policyholders Account (Technical Account)

Particulars

(10462)

(12968)

2506

2506

2506

465

1967

74

2009-10

(12968)

(14420)

1452

1452

1452

(860)

2247

65

2008-09

(14420)

(16545)

2125

2125

2125

232

1893

2007-08

(16545)

(15348)

(1197)

(1197)

2279

2279

1082

176

106

800

2006-07

(15348)

(5574)

(1834)

(7940)

(7940)

8658

8658

(5574)

(693)

(4881)

(4881)

5629

5629

748

13

11

725

2004-05

719

63

30

626

2005-06

MET LIFE

TABLE 20: LIFE INSURERS: SHAREHOLDERS ACCOUNT (Contd.)

(693)

520

(284)

804

804

11

11

815

(44)

858

2002-03

520

(1213)

(1213)

1976

1976

763

(33)

65

732

2003-04

(284)

(284)

(284)

248

248

(36)

(12)

607

(631)

2001-02

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

96

(476)

136

2574
419

30534
30953 110644
(28379) (108491)

(241)

234

3786
134

16581
16715
(12929)

206

822

(6959)

139
616

108

(203)
756
31

934
25

822

8638

(273)
891
142

(9)

764
409

616

5742

(253)
455
115

(71)

702
77

(7780)

10598
(9840)

10494

(189)
758
104

(20)

834
133

Profit / (Loss) after tax


(12929) (28379) (108491) (76807) (31511) (9840) (5401)
Prior Period Items

APPROPRIATIONS
(a) Balance at the beginning of the (267387) (239008) (130517) (53710) (22200) (12360) (6958)
year
(b) Interim dividends paid during

the year
(c) Proposed final dividend

(d) Dividend distribution tax

(e) Transfer to reserves/ other

accounts
Profit carried to the Balance Sheet (280316) (267387) (239008) (130517) (53711) (22199) (12360)

32922

1503
92

(58)

(165)

1338
388

78355 33013
(76807) (31511)

78276

1548
79

303

(259)

952
553

8780
(7889)
(108)

110618

2153
26

752

(635)

1852
184

1993
922

2658
729

Note: Figure in bracket represents negative value

SAHARA

(` Lakh)

206

206

206

206

206

3542

747

2795

75
2983
188

5
3058
75

(74)

(3)

1696
87

1347

747

(2874)

3621

35
3880
259

4
3915
35

1379

(6)

1432
1106

(2873)

(1058)

(1815)

3295
(1815)

1670

1583

2
1480
41

(33)

1231
280

(1058)

205

(1597)

334

1512
334

1478

6
1847
34

1167
673

(1596)

(1545)

(51)

1079
(51)

1054

1
1028
26

(22)

788
261

(784)

(784)

1503
(791)
7

922

711
580

(164)

813
62

(747)

(747)

1608
(747)

1152

(262)
861
455

(70)

1154
39

2008-09 2007-08 2006-07 2005-06 2004-05 2003-04 2002-03 2001-02 2010-11 2009-10 2008-09 2007-08 2006-07 2005-06 2004-05

2009-10

405

2010-11

RELIANCE

5857
(5401)

Amounts transferred from the


Policyholders Account (Technical
Account)
Income From Investments:
(a) Interest, Dividends & Rent Gross
(b) Profit on sale/redemption of
investments
(c) (Loss on sale/ redemption of
investments)
(d) Transfer/gain on revaluation/
Change in Fair value
(e) Amortization of Premium/
Discount on Investments
Other Income
TOTAL (A)
Expenses other than those directly
related to the insurance business
Bad debts written off
Provisions (Other than taxation)
(a) For diminution in the value of
investments (Net)
(b) Provision for doubtful debts
(c) Others
Contribution to Policyholders
Account
TOTAL (B)
Profit/ (Loss) before tax
Provision for Taxation

Particulars

TABLE 20: LIFE INSURERS: SHAREHOLDERS ACCOUNT (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

97

SBI LIFE

SHRIRAM

(` Lakh)

17775

6065
2697
(3548)

22989
39

(4799)

(4761)
27749
103
27646

(2158)

25487

33552

5469
1683
(251)

408
40860
302

(29)

3542
3815
37045
411
36634

25487

62122

(2158)

473

15820
18859
(2664)
33
(2631)

2990

16195
49

(1987)

6787
1284

10111

473

(2966)

9975
11977
3475
37
3438

1910

2
15453
93

(729)

4208
3892

8079

(2966)

(3349)

4375
4423
384
1
383

4807
49

(103)

3074
1836

(3347)

(3550)

4559
4599
203

203

4802
40

(2)

1950
2855

(3550)

(2400)

2170
2302
(1150)

(1150)

2
1152
132

1025
124

(2400)

(760)

2699
2716
(1641)

(1641)

5
1075
17

811
259

(760)

(11)

2080
2164
(749)

(749)

15
1416
84

1079
322

(11)

18

197
(29)

(29)

168
197

1105
155

(1092)

2461

730

474
502
1731

1731

273
2233
27

(91)

1019
112

919

730

2536

3324
3358
(1806)

(1806)

133
1551
34

1078
198

143

2536

1726

516
890
1019
208
811

349

119
1909
25

1130
595

65

1726

1168

610
869
723
165
558

237

41
1592
21

1048
460

43

1168

218

28
1089
139
950

12
1117
28

1001
79

25

218

114
250
32
218
218

2
363
114

347
14

2010-11 2009-10 2008-09 2007-08 2006-07 2005-06 2004-05 2003-04 2002-03 2001-02 2010-11 2009-10 2008-09 2007-08 2006-07 2005-06

Note: Figure in bracket represents negative value

Amounts transferred from the


Policyholders Account (Technical
Account)
Income From Investments:
(a) Interest, Dividends & Rent Gross
(b) Profit on sale/redemption of
investments
(c) (Loss on sale/ redemption of
investments)
(d) Transfer/gain on revaluation/
Change in Fair value
(e) Amortization of Premium/Discount
on Investments
Other Income
TOTAL (A)
Expenses other than those directly
related to the insurance business
Bad debts written off
Provisions (Other than taxation)
(a) For diminution in the value of
investments (Net)
(b) Provision for doubtful debts
(c) Others
Contribution to Policyholders Account
TOTAL (B)
Profit/ (Loss) before tax
Provision for Taxation
Profit / (Loss) after tax
Prior Period Items
APPROPRIATIONS
(a) Balance at the beginning of the
year
(b) Interim dividends paid during the
year
(c) Proposed final dividend
(d) Dividend distribution tax
(e) Transfer to reserves/ other
accounts
Profit carried to the Balance Sheet

Particulars

TABLE 20: LIFE INSURERS: SHAREHOLDERS ACCOUNT (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

98

(3405)

2000
697
(125)

(833)
1173

1173
(2006)

134
(2140)
(1965)

(4106)

2603
377
(72)

54
(1429)
1365

1365
(2794)

35
(2829)
(4106)

(6935)

2009-10

(4391)

2010-11

(1965)

(107)

198
(1858)

(1858)

(1660)
198

(14)

304
22

(1972)

2008-09

STAR UNION DAI-ICHI

Note: Figure in bracket represents negative value

Amounts transferred from the


Policyholders Account (Technical
Account)
Income From Investments:
(a) Interest, Dividends & Rent Gross
(b) Profit on sale/redemption of
investments
(c) (Loss on sale/ redemption of
investments)
(d) Transfer/gain on revaluation/
Change in Fair value
(e) Amortization of Premium/Discount
on Investments
Other Income
TOTAL (A)
Expenses other than those directly
related to the insurance business
Bad debts written off
Provisions (Other than taxation)
(a) For diminution in the value of
investments (Net)
(b) Provision for doubtful debts
(c) Others
Contribution to Policyholders Account
TOTAL (B)
Profit/ (Loss) before tax
Provision for Taxation
Profit / (Loss) after tax
Prior Period Items
APPROPRIATIONS
(a) Balance at the beginning of the
year
(b) Interim dividends paid during the
year
(c) Proposed final dividend
(d) Dividend distribution tax
(e) Transfer to reserves/ other
accounts
Profit carried to the Balance Sheet

Particulars

(155807)

(160986)

1752
2212
5179

5179

7391
460

(25)

2422
4

4989

2010-11

(160986)

(120985)

44339
44582
(40001)

(40001)

4581
243

1163
15

3403

2009-10

(120985)

(64461)

62420
62674
(56524)

(56524)

6150
254

(44)

2325
89

3780

2008-09

(64461)

37

(30567)

35629
36296
(33930)

(33930)

2365
667

2131
3

232

2007-08

(30567)

(23331)

10434
10484
(7236)

(7236)

3248
51

(6)

1783

1471

2006-07

(23331)

(17940)

7608
7674
(5391)

(5391)

2283
66

(30)

1194
767

351

2005-06

TATA AIG

(17540)

(12981)

5364
5627
(4559)

(4559)

1068
263

(12)

657
22

400

2004-05

TABLE 20: LIFE INSURERS: SHAREHOLDERS ACCOUNT (Contd.)

(12981)

(7172)

6307
6428
(5809)

(5809)

619
121

(3)

613
9

2003-04

(7171)

(2882)

14
4355
5161
(4289)

(4289)

11
872
792

(2)

862
2

2002-03

(2882)

(358)

549
(2524)

(2524)

(1975)
549

828
273

(3076)

2001-02

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

175204

391637

99

Note: Figure in bracket represents negative value

Profit carried to the Balance Sheet

(e) Transfer to reserves/ other accounts

(d) Dividend distribution tax

(c) Proposed final dividend

(b) Interim dividends paid during the year

(a) Balance at the beginning of the year

APPROPRIATIONS

134

(98882)

2979

103092

(1633226) (1781750)

3419

113762

(1781750) (1576796)

35

4096

5552
265704

Provision for Taxation

Profit / (Loss) after tax

Prior Period Items

(94562)

271291

Profit/ (Loss) before tax

317806
329537

178543
208837

242

(5273)

Contribution to Policyholders Account

(29)

TOTAL (B)

(c) Others

(b) Provision for doubtful debts

(a) For diminution in the value of investments (Net)

Bad debts written off

Provisions (Other than taxation)

16677

27349

Expenses other than those directly related to the insurance business

177
234886

480129

787

(5)

TOTAL (A)

Other Income

1379

(74)
1915

(d) Transfer/gain on revaluation/Change in Fair value

(1473)

(c) (Loss on sale/ redemption of investments)

(e) Amortization of Premium/Discount on Investments

(4634)

11002

12275

76334

(a) Interest, Dividends & Rent Gross

50490

2009-10

2010-11

(b) Profit on sale/redemption of investments

Income From Investments:

Amounts transferred from the Policyholders Account (Technical Account)

Particulars

(` Lakh)

506624

499606

2198

4811

150412

58

480

(214)

(2438)

14726

35336

102464

230290

228030

2260

104174

428

19

(239)

(1462)

24184

81245

14931

4502

(1834)

(45242)

1670

(46676)

128960

126385

2575

82284

67

(326)

(66)

(522)

4605

15207

63319

(16483)

(1077)

(17560)

98204

96738

1466

80644

(461)

(555)

1134

10467

70060

1270

82959

1581

75781

(6941)

62177

1176

69660

368

54813

(64337)

(108)

(41456)

(233)

(41797)

110354

107817

2537

68558

(118)

(118)

4000

9981

54813

(1576071) (985951) (559879) (349860) (248293) (160974)

2823

92912

(992036) (560236) (366557) (247547) (160974)

(488301) (341281) (115960)

10380

(498188) (356211) (126115)

634981

617443

5345

12192

136878

128

1683

519

(6297)

8169

51052

81539

(64336)

887

48810

(25703)

11064

11064

51518

964

1929

62582

(235)

(5)

2833

11179

48810

56476

9911

43325

26022

59398

(188)

59586

2400

253

2145

61986

279

(17)

3020

10742

47962

(2550)

31665

29115

29115

1004

1000

30119

61

(1)

71

1309

28679

2008-09 2007-08 2006-07 2005-06 2004-05 2003-04 2002-03 2001-02 2000-01

INDUSTRY TOTAL

TABLE 20: LIFE INSURERS: SHAREHOLDERS ACCOUNT (Concld.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

100

Note: Figure in bracket represents negative value

SOURCES OF FUNDS
SHAREHOLDERS FUNDS:
Share Capital
Share Application Money Pending Allotment
Employees Stock Option Outstanding
Reserves and Surplus
Credit/[Debit] Fair Value Change Account
Sub-Total
Borrowings
POLICYHOLDERS FUNDS:
Credit/[Debit] Fair Value Change Account
Revaluation ReserveInvestment Property
Policy Liabilities
Insurance Reserves
Provision For Linked Liabilities
Sub-Total
Deferred Tax Liability
Funds For Future Appropriations
TOTAL
APPLICATION OF FUNDS
Investments
Shareholders
Policyholders
Assets Held To Cover Linked Liabilities
Loans
Fixed Assets
Incidental Expenses Pending Capitalisation
Deferred Tax Asset
A. CURRENT ASSETS
Cash and Bank Balances
Advances and Other Assets
Sub-Total (A)
B. CURRENT LIABILITIES
Provisions
Sub-Total (B)
NET CURRENT ASSETS (C) = (A B)
MISCELLANEOUS EXPENDITURE
(To The Extent Not Written off or Adjusted)
Debit Balance In Profit & Loss Account
(Shareholders Account)
Debit Balance In Policyholders A/C
TOTAL

Particulars

500

36087

36587

11386815

83940026
366457
16003617
111696915

8116
111741618
35376
83304127
17032518
8299709
312299

1415893
3531917
4947809
592822
1597398
2190220
2757590

11741618

12447396
98535715
605030
16580852
128168993

3491
128212858
38257
97016710
17998971
8388265
283941

2327286
3807208
6134493
39711
1608067
1647778
4486715

128212858

2010

500

39506
368
40374

2011

84127287

1729264
3142203
4871467
371805
1587217
1959022
2912445

31950
63896170
9041029
7947712
297980

2776896

72217682
364292
8728878
84087748

5931
84127287

500

33108

33608

2009

77690494

1773977
2505526
4279503
631520
1577265
2208785
2070718

29320
60539701
7517630
7321356
211770

8590252

61445776
360874
7262808
77659709

77690494

500

30285

30785

2008

62595699

1329807
2101767
3431574
456585
1570086
2026671
1404902

27945
51111283
3603060
6308152
140356

6205110

52480868
280675
3599764
62566418

62595699

500

28781

29281

2007

2006

53139035

1280202
1824126
3104328
574273
1556483
2130756
973572

16640
45278642
1231528
5512438
126214

6522245

44960307
284328
1351731
53118612

2724
53139035

500

17200

17700

LIC

41691036

800156
1619705
2419861
489025
1563966
2052991
366870

12063
35568558
422510
5199193
121843

2815572

38102276
282624
474879
41675351

1966
41691036

500
13219

13719

2005

TABLE 21: LIFE INSURERS : BALANCE SHEET


(As on 31st March)

34602254

1007389
1365278
2372667
499802
1469444
1969247
403421

11613
29696518
20987
4355818
113897

2167263

32135683
247095
37173
34587214

2498
34602254

500
12043

12543

2004

27716034

981697
1609746
2591443
473072
864890
1337962
1253481

10753
22637442
565
3707474
106319

154382

27299386
248980
590
27703338

520
27716034

500
11675

12175

2003

23844953

716962
1375798
2092760
377682
43325
421007
1671753

10500
18641460

3426790
94450

304142

22939514
239429
362
23483447

350218
23844953

500

10788

11288

2002

18770059

478706
1264053
1742759
315397
166008
481405
1261354

14249243

3169685
89777

17061

18752237
42
219
18769559

18770059

500

500

2001

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

101

Note: Figure in bracket represents negative value

SOURCES OF FUNDS
SHAREHOLDERS FUNDS:
Share Capital
Share Application Money Pending Allotment
Employees Stock Option Outstanding
Reserves and Surplus
Credit/[Debit] Fair Value Change Account
Sub-Total
Borrowings
POLICYHOLDERS FUNDS:
Credit/[Debit] Fair Value Change Account
Revaluation ReserveInvestment Property
Policy Liabilities
Insurance Reserves
Provision For Linked Liabilities
Sub-Total
Deferred Tax Liability
Funds For Future Appropriations
TOTAL
APPLICATION OF FUNDS
Investments
Shareholders
Policyholders
Assets Held To Cover Linked Liabilities
Loans
Fixed Assets
Incidental Expenses Pending Capitalisation
Deferred Tax Asset
A. CURRENT ASSETS
Cash and Bank Balances
Advances and Other Assets
Sub-Total (A)
B. CURRENT LIABILITIES
Provisions
Sub-Total (B)
NET CURRENT ASSETS (C) = (A B)
MISCELLANEOUS EXPENDITURE (To the
extent not written off or adjusted)
Debit Balance In Profit & Loss Account
(Shareholders Account)
Debit Balance In Policyholders A/C
TOTAL

Particulars

57000

1
57001

13076

1323

14399

126
71526
10357
1364
13202
4521

2526
4871
7397
6172
359
6531
866

1997
39220
71526

95000

95000

40918

4168

45086

322
140408
18931
4235
41240
2160

4848
7715
12563
11917
235
12152
411

4369
69063
140408

AEGON RELIGARE
2011
2010

15432
32060

2379

959
3401
4361
2541
762
3303
1058

5315
450
1658

5768

1653

402

2055

5
32060

30000

30000

2009

905655

147851

5024
15375
20399
29835
1704
31540
(11141)

3506

802488

150726

16621
11441
28061
32710
2062
34772
(6711)

40674
9121
603856

4822

590024
599776

13832
802488

666052
689301

15865
905655
58556
24967
681917

188880

188880

9752

2010

200490

200490

23248

2011

502225

116255

2553
12248
14801
20517
1128
21645
(6844)

35162
15450
336925

5277

335028
341965

11080
502225

6937

149180

149180

2009

356124

66749

17567
14573
32140
29762
1376
31138
1002

25348
9621
247963

5441

246493
250837

4837
356124

4343

100450

100450

2008

213672

46501

15183
5405
20588
19058
1007
20065
523

26249
5460
132557

2383

131861
135562

2290
213672

3701

75820

75820

AVIVA
2007

TABLE 21: LIFE INSURERS : BALANCE SHEET (Contd.)


(As on 31st March)

114520

33325

7762
1418
9180
15871
458
16329
(7149)

18458
1542
67111

1232

65406
66943

1707
114520

1537

45870

45870

2006

53941

18939

5202
1591
6792
5308
156
5465
1328

10614
813
21070

1177

21026
21961

53941

122

813

31980

31980

2005

29539

9842

2128
870
2998
2197
55
2252
746

12656
187
5066

1042

5009
5254

29539

57

187

24280

5
24285

2004

16317

3422

531
577
1108
1257
36
1293
(185)

10984
21
1438

637

830
836

16317

15480

2
15482

2003

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

102
48990

1362868

35530
17831
53360
80138
4267
84405
(31045)

56058

21869
31116
52985
105187
6602
111789
(58804)

1830

3927490 3304492 1757881

676319

27601

41980
8545
50525
80930
977
81908
(31383)

354299

20431

29585
7629
37214
38905
524
39429
(2215)

37309
13679
50988
102447
2755
105202
(54214)

43851
38325
82176
95009
10682
105691
(23515)

65365
90508
518684
186
5357

27809
47661
256932
34
3646

15023

34953
7
49984

114589
146870
1095417
309
10907

15037

55016
1
70054

235208 154538
76952
409372 346223 232171
3288417 2841462 1406530
1471
1303
770
16537
17940
16444

995

106290

15071

105996
1
121067

256932
297492

6823
354299

70

179982

15071

105996

121066

2009

3288417 2841462 1406530 1095417 518684


3673259 3144680 1586582 1202702 585968

29290
38746
50233
39098
20297
3927490 3304492 1757881 1362868 676319

384467

284

302934

15071

105996

121066

2010

130

40430

375

224941

209870

15071

2011

BAJAJ ALLIANZ
2008
2007
2006

154

67129

Note: Figure in bracket represents negative value.

SOURCES OF FUNDS
SHAREHOLDERS FUNDS:
Share Capital
Share Application Money Pending Allotment
Employees Stock Option Outstanding
Reserves And Surplus
Credit/[Debit] Fair Value Change Account
Sub-Total
Borrowings
POLICYHOLDERS FUNDS:
Credit/[Debit] Fair Value Change Account
Revaluation Reserve-Investment Property
Policy Liabilities
Insurance Reserves
Provision For Linked Liabilities
Sub-Total
Deferred Tax Liability
Funds For Future Appropriations
TOTAL
APPLICATION OF FUNDS
Investments
Shareholders
Policyholders
Assets Held To Cover Linked Liabilities
Loans
Fixed Assets
Incidental Expenses Pending Capitalisation
Deferred Tax Asset
A. CURRENT ASSETS
Cash And Bank Balances
Advances And Other Assets
Sub-Total (A)
B. CURRENT LIABILITIES
Provisions
Sub-Total (B)
NET CURRENT ASSETS (C) = (A B)
MISCELLANEOUS EXPENDITURE
(To the extent not written off or adjusted)
Debit Balance In Profit & Loss Account
(Shareholders Account)
Debit Balance In Policyholders A/C
TOTAL

Particulars

104110

10577

8473
4008
12481
15611
155
15766
(3285)

16370
22018
55350
10
3071

55350
76727

641
104110

70

21308

14976

11766

26742

2005

36256

6901

4400
2329
6729
5895
119
6014
715

14076
8591
2856
5
3112

2856
10543

904
36256

7687

14943
9867

(1)
24809

2004

23342

4220

1473
1551
3024
2729
0
2729
295

12879
3501

1
2448

3090

411
23342

3090

14908
4933

19841

2003

15229

1564

737
1295
2032
1647
1
1648
384

10985
357

1939

341

16
15229

341

14872

14872

2002

311344

155846

32563
214213

89244

4521
9280
13801
16033
386
16419
(2618)

2052

871

3432
10226
13658
12473
613
13086
571

9444
4298
79230

79230
83527

214213

4295

113135

17399
152
130687

2010

13867
6266
133922

8
311344

133914
140677

6750

13

17929
194
170659

152535

2011

TABLE 21: LIFE INSURERS : BALANCE SHEET (Contd.)


(As on 31st March)

41515
107453

32475

2928
9694
12621
14637
348
14985
(2363)

9589
1924
19900

4413

19900
21823

107453

1923

66843
10000

8957
(170)
85630

53945

32244

1445
3389
4834
10262
348
10610
(5776)

17371
581
5986

3540

5986
6564

53945

578

36611
3000

7689
81
47381

BHARTI AXA
2009
2008

19416

8043

139
1790
1930
3749
43
3792
(1863)

11544
81
543

1069

543
624

19416

81

15000
3800

(7)
18793

2007

978

140
371
511
540

540
(29)

349
658

978

110
868

0
978

2006

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

103

Note: Figure in bracket represents negative value.

SOURCES OF FUNDS
SHAREHOLDERS FUNDS:
Share Capital
Share Application Money Pending Allotment
Employees Stock Option Outstanding
Reserves and Surplus
Credit/[Debit] Fair Value Change Account
Sub-Total
Borrowings
POLICYHOLDERS FUNDS:
Credit/[Debit] Fair Value Change Account
Revaluation ReserveInvestment Property
Policy Liabilities
Insurance Reserves
Provision For Linked Liabilities
Sub-Total
Deferred Tax Liability
Funds For Future Appropriations
TOTAL
APPLICATION OF FUNDS
Investments
Shareholders
Policyholders
Assets Held To Cover Linked Liabilities
Loans
Fixed Assets
Incidental Expenses Pending Capitalisation
Deferred Tax Asset
A. CURRENT ASSETS
Cash and Bank Balances
Advances and Other Assets
Sub-Total (A)
B. CURRENT LIABILITIES
Provisions
Sub-Total (B)
NET CURRENT ASSETS (C) = (A B)
MISCELLANEOUS EXPENDITURE (To The
Extent Not Written off or Adjusted)
Debit Balance In Profit & Loss Account
(Shareholders Account)
Debit Balance In Policyholders A/C
TOTAL

Particulars

78608

2008

67150

3
67153

46000

1
46001

35000

35000

1
1
6
3

39994 18884 11769


7720
4901

819694 629582 364420 230114 116327


859688 648467 376195 237837 121228

12896
2588
3
3
3
1072536 778507 443351 283841 156230

187950 127450

12000

2
1
199952 127451

2009

3067

50840
53907

3
82910

29000

29000

2004

1237

9777
11014

3
29017

18000

18000

2003

74

287

1616
1977

3
16888

14908

14908

2002

50000

12500
62500

70000

12500
82500

(24)

26286
9659

16 232648 107644
16 258910 117303

11927 341410 179803

11908

11908

2001

3119

21388
24507

77007

52500

40000

12500

CANARA HSBC
2011
2010
2009

44460

30486

8269
3777
12046
16071
2209
18281
(6235)

5478
2046
7524
10334
1759
12093
(4569)

5107
1666
6773
8050
1216
9266
(2493)

82910

88987

18381
5802
24183
30899
2902
33800
(9618)

2142656 1810140 1072536 778507 443351 283841 156230

159201

41259
7014
48273
53860
2771
56631
(8358)

18312

202750

172251

51897
10443
62340
73996
2524
76519
(14179)

24373

56980
12154
69133
81135
3231
84367
(15233)

58852
13717
72570
80083
4695
84778
(12208)

29017

10538

2173
1161
3334
4537
472
5009
(1675)

16888

4442

693
905
1598
2675
35
2710
(1112)

11927

832

445
363
808
1072

1072
(264)

47703

4954
3878
8832
14138
117
14255
(5423)

341410 179803

66841

8576
7834
16410
18598
191
18789
(2379)

77007

23087

2306
2800
5106
8723
120
8843
(3737)

69727
50440
46701 42228 27444 18170 12351 10738
6456
9578
9960 13523 14502 27737
160335 105817
50442 17464 10141
7199
4627
2412
1183
290
4 27782
9534
3277
1745922 1456730 819694 629582 364420 230114 116327 50840
9777
1616
15 232648 107644 21388
2631
2655
2235
1499
816
202
35
10

3998
6982
8443
7104
5688
3904
3086
3091
2738
2074
1380
2994
5843
5254

1745922 1456730
1852008 1535344

45697
29842
2142656 1810140

106086

48000
0
244950

196950

48000
3
244953

2010

196950

2011

BIRLA SUNLIFE
2007
2006
2005

TABLE 21: LIFE INSURERS : BALANCE SHEET (Contd.)


(As on 31st March)

46193

24731

1051
2645
3696
4746
177
4922
(1226)

374

13737
491
8087

584

8087
8671

46193

29396

8126
1
37522

25311

13775

743
1741
2485
3034
118
3152
(668)

8354
165
3081

604

99

3081
3180

25311

22131

22130

13969

4446

464
790
1254
1156
76
1232
22

7824
16
255

1406

255
259

13969

13705

5
13710

(` Lakh)
DLF PRAMERICA
2011
2010
2009

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

104

Note: Figure in bracket represents negative value.

SOURCES OF FUNDS
SHAREHOLDERS FUNDS:
Share Capital
Advance Against Share Capital
Share Application Money Pending Allotment
Employees Stock Option Outstanding
Reserves and Surplus
Credit/[Debit] Fair Value Change Account
Sub-Total
Borrowings
POLICYHOLDERS FUNDS:
Credit/[Debit] Fair Value Change Account
Revaluation ReserveInvestment Property
Policy Liabilities
Insurance Reserves
Provision For Linked Liabilities
Sub-Total
Deferred Tax Liability
Funds For Future Appropriations
TOTAL
APPLICATION OF FUNDS
Investments
Shareholders
Policyholders
Assets Held To Cover Linked Liabilities
Loans
Fixed Assets
Incidental Expenses Pending Capitalisation
Deferred Tax Asset
A. CURRENT ASSETS
Cash and Bank Balances
Advances and Other Assets
Sub-Total (A)
B. CURRENT LIABILITIES
Provisions
Sub-Total (B)
NET CURRENT ASSETS (C) = (A B)
MISCELLANEOUS EXPENDITURE (To The
Extent Not Written off or Adjusted)
Debit Balance In Profit & Loss Account
(Shareholders Account)
Debit Balance In Policyholders A/C
TOTAL

Particulars

18884

27838
46721

2190
125363
10202
19019
30028

753

5254
6437
11691
10694
278
10972
719

64642

125363

39017

11104
38047
64610

393

3769
8919
12688
9217
412
9629
3060

96654

213868

9354
213868

55349
94366

70200

6258

(6)
76452

105200

5000

(52)
110148

2011

61947

28955

2224
4088
6312
7885
178
8063
(1751)

15279
3079
8471

7914

3217

8471
11690

61947

46850

3404

3
50257

18580

3362

1139
1003
2142
1361
37
1398
744

12959
201

1315

80

18580

80

18500

18500

FUTURE GENERALI
2010
2009
2008

(154)

199488

22068
(4)
221552

2011

156550

38373
67703
106076
130376
1501
131877
(25801)

146650

30302
49178
79479
124854
1876
126732
(47251)

119131

41087
54287
95374
88202
2088
90290
5083

42916
301527
687829
302
14513

16939

605 2830767 2160620 1171303

357

55
243
297
701
0
701
(404)

179582

5529
(776)
184335

2009

2051
(2969)

376669 290924

1552178 687829
1930898 975785

25548
11184
2160620 1171303

196800

5529
1844
204173

2010

69997
63048
533498 434154
2052313 1552178

3312
404
652
23957
11438

512333
0
2052313
2564492

44723
605 2830767

600

605

2007

975222

68835

44932
40825
85757
61291
1220
62512
23246

42131
232990
594516
186
13318

1937

243667

594516
840121

2470
975222

127064

5529
39
132631

2008

544195

44214

33636
19620
53255
38747
308
39055
14200

15297
177829
285168
126
7361

912

173915

285168
459995

595
544195

83604

80071
2874

659

299909

31658

28796
9901
38697
26586
287
26873
11824

13809
116950
119361
294
6013

2096

114880

119361
236337

255
299909

61927

659
731
63317

116651

18782

7335
4095
11430
10696
207
10904
527

9843
60879
19183
120
7318

1750

63774

19183
84707

116651

31909

36
31945

HDFC STANDARD
2007
2006
2005

TABLE 21: LIFE INSURERS : BALANCE SHEET (Contd.)


(As on 31st March)

60833

9808

5826
2344
8170
4094
183
4277
3893

6395
33995
1655
58
5028

344

33364

1655
35363

60833

25441

29
25469

2004

35995

7465

3726
1639
5365
2946
92
3038
2327

8800
13104

65
4234

14375

14375

26
35995

21673

(78)
21594

2003

19753

2644

1452
993
2445
1495
23
1518
927

9731
3016

67
3368

2789

2789

321
19753

16618

25

16643

2002

16765

135

4460
711
5171
941

941
4230

11980
141

279

99

99

48
16765

16618

16618

2001

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

105

2011

142726

23
85
335292
(15)
478111

2009

140111

11
192
237131
98
377543

2008

131230

194
75938
2910
210273

92500

1
92501

299676

160170

7018693 6030029 3660499 3133384 1729261

377646

68570

47407

5032
4664
9697
16184
195
16379
(6683)

21853
57449
86500
216
5481

956849 442509 212224

95279

351849

271087

48238
23593
71831
99478
7625
107103
(35272)

24590 19959
11211
7144
35800 27102
59349 37909
1631
842
60980 38750
(25180) (11648)

61651
45466
107117
160819
20099
180917
(73801)

30540
29660
60200
157170
2988
160158
(99358)

33032
33473
66505
158967
491
159458
(92953)

35588
36155
71743
113037
11979
125017
(53274)

67500

5
67505

2004

12467
2074
1333

112248 79353 56886

699963 265406 86500


824678 346833 144720

11344
3175

956849 442509 212224

118500

524

1803
120827

44847 32095
125146 80454
707885 265406
142
252
6301
6105

2624
1079

24934
2132
17752
10150
6689
3163
3163
3163
358933 299871 235459 176562

5037610 2805489 2445682 1307627


5428166 3110655 2702056 1497502

123242
71733
53785
21485
6030029 3660499 3133384 1729260

142814

11
9
335884
(96)
478622

2010

ICICI PRUDENTIAL
2007
2006
2005

197647 128503
66201
21102
15672
721719 445657 341641 344930 234211
5882653 5146926 2861395 2486615 1325232
869
1160
1960
379
404
19826
26340
33121
32774
21944

17844
29552
31808
21708
6900

97220
7018693

5823298
6441896

23154
6689
588755

336069
656
479577

142846

Note: Figure in bracket represents negative value.

SOURCES OF FUNDS
SHAREHOLDERS FUNDS:
Share Capital
Advance Against Share Capital
Share Application Money Pending Allotment
Employees Stock Option Outstanding
Reserves and Surplus
Credit/[Debit] Fair Value Change Account
Sub-Total
Borrowings
POLICYHOLDERS FUNDS:
Credit/[Debit] Fair Value Change Account
Revaluation ReserveInvestment Property
Policy Liabilities
Insurance Reserves
Provision For Linked Liabilities
Sub-Total
Deferred Tax Liability
Funds For Future Appropriations
TOTAL
APPLICATION OF FUNDS
Investments
Shareholders
Policyholders
Assets Held To Cover Linked Liabilities
Loans
Fixed Assets
Incidental Expenses Pending Capitalisation
Deferred Tax Asset
A. CURRENT ASSETS
Cash and Bank Balances
Advances and Other Assets
Sub-Total (A)
B. CURRENT LIABILITIES
Provisions
Sub-Total (B)
NET CURRENT ASSETS (C) = (A B)
MISCELLANEOUS EXPENDITURE
(To The Extent Not Written off or Adjusted)
Debit Balance In Profit & Loss Account
(Shareholders Account)
Debit Balance In Policyholders A/C
TOTAL

Particulars

95254

25249

3204
2101
5304
6968
123
7091
(1787)

12814
32994
20817

4142

1024

32044

20817
52861

95254

42500

107
42393

2003

33074

10532

1071
1196
2267
2740

2740
(473)

5159
13258
754

2819

1024

13320

754
14074

33074

19000

19000

2002

235683

140009
165883

26263

(389)

69935

(135)
69799

2011

13451

341
638
979
1100

1100
(121)

24071

10853
8451
19304
19123
136
19259
45

19492
9381
81402

1721

9778

81402
91181

136111

44924

7
44930

75155

13576

6180
5311
11492
11043
170
11212
280

29120
2516
27766

1897

2526

27766
30292

75155

44891

(28)
44863

IDBI FEDERAL
2010
2009

235683 136111

36249

7810
11570
19380
18709
174
18882
498

12154 32187
25037
140009

1418
1703

494
(2065)

(1571)

13451

15000

22

15022

2001

TABLE 21: LIFE INSURERS : BALANCE SHEET (Contd.)


(As on 31st March)

13000
6
45506

32500

11679

23134
3871
27005
28436
10
28446
(1440)

3313

30860
4644
90577

21048 139633

2553

2352
1672
4024
2226
38
2264
1750

14996
3
1137

599

27
3549

1137 90054
1164 93603

524
21048 139633

19891

(7)
19884

2008

50518

5204

1533
666
2199
10104
29
10133
(7934)

32866
125
17349

2908

17347
17472

2
50518

125

20000

13000
44
33044

(` Lakh)
INDIAFIRST
2011
2010

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

106

79

129994
327772
457845

2653
580712
18359
131922
327729
823
1732

9868
13463
23330
27978
96
28074
(4744)

104892

580712

16

184365
370302
554682

1990
703351
41169
178843
369776
1341
964

9465
18928
28393
28921
114
29035
(641)

111899

703351

191
146679

101915

18235

64
120214

2010

146488

2011

Note: Figure in bracket represents negative value.

SOURCES OF FUNDS
SHAREHOLDERS FUNDS:
Share Capital
Advance Against Share Capital
Share Application Money Pending Allotment
Employees Stock Option Outstanding
Reserves and Surplus
Credit/[Debit] Fair Value Change Account
Sub-Total
Borrowings
POLICYHOLDERS FUNDS:
Credit/[Debit] Fair Value Change Account
Revaluation ReserveInvestment Property
Policy Liabilities
Insurance Reserves
Provision For Linked Liabilities
Sub-Total
Deferred Tax Liability
Funds For Future Appropriations
TOTAL
APPLICATION OF FUNDS
Investments
Shareholders
Policyholders
Assets Held To Cover Linked Liabilities
Loans
Fixed Assets
Incidental Expenses Pending Capitalisation
Deferred Tax Asset
A. CURRENT ASSETS
Cash and Bank Balances
Advances and Other Assets
Sub-Total (A)
B. CURRENT LIABILITIES
Provisions
Sub-Total (B)
NET CURRENT ASSETS (C) = (A B)
MISCELLANEOUS EXPENDITURE
(To The Extent Not Written off or Adjusted)
Debit Balance In Profit & Loss Account
(Shareholders Account)
Debit Balance In Policyholders A/C
TOTAL

Particulars

369692

91215

11760
18905
30665
31303
106
31409
(744)

23386
83721
169014
464
2634

169728
260650

661
369692

(447)

91368

101915

6459

6
108380
1

2009

287791

71765

14018
8938
22956
25761
348
26109
(3153)

19229
67560
129055
223
3112

128748
197232

2049
287791

1027

67456

79000

9500

1
88501
10

2008

179432

52713

8128
6945
15074
23283
726
24009
(8935)

24787
45909
60839
102
4018

60839
110388

179432

1120

48429

69000

4
69004
41

2007

108994

34956

8664
6291
14955
17386
563
17949
(2994)

16704
27265
28331
42
4690

28331
59882

108994

1073

30478

49000

2
49002
111

2006

ING VYSYA

69552

22555

18458
6131
24589
20162
292
20454
4135

13516
12084
13326
9
3927

18807
30388

69552

46

11535

32476

6500

3
38979
185

2005

29951

13179

6351
1534
7885
3169
121
3290
4595

3942
3097
2124
11
3003

2124
5305

29951

12

3169

24458

4
24461
185

2004

17882

6880

1870
1166
3036
2151
71
2222
814

7580
809

11
1789

942

17882

809

16939

16939
133

2003

613

56233

5204

51029

2011

15264

10473
9923
20396
26318
1906
28224
(7828)

11351 871628

3094

165
781
946
1558
34
1592
(646)

7501 32226
354 128367
698635
11
577
1037
4385

115715
422
678262
430 795012

20383
11351 871628

353

10921

10921
77

2002

694222

25512

8695
10628
19757
26432
1714
28416
(8388)

24918
101474
544585
522
5599

498

92368
528
524026
617420

20569
694222

51029

5204

56233

2010

430411

32434

12827
9392
22219
23204
1398
24603
(2383)

28231
62777
303080
583
5690

70708
380
292228
363316

10862
430411

51029

5204

56233

2009

337766

33868

15356
6765
22122
22825
1106
23931
(1809)

13130
57044
230944
333
4256

53211
370
225634
279215

5320
337766

48027

5204

53231

2008

TABLE 21: LIFE INSURERS : BALANCE SHEET (Contd.)


(As on 31st March)

206596

26681

12486
4442
16928
15517
710
16227
701

8538
40269
127747
232
2428

40232
363
126454
167055

1303
206596

33035

5204

38238

2007

2006

130256

15541

5710
3432
9142
8189
267
8457
685

6570
29752
75798
72
1836

1505

28151
(4849)
75652
100458

157
130255

24437

5204
29641

KOTAK

4967
75616

11099

5270
2051
7320
5165
228
5392
1928

5882
15717
33692
23
2307

151

15683

33434
49269

10
75616

21133

5204
26337

2005

2256
32471

9230

2942
1704
4645
3895
108
4002
643

5718
7271
5031
26
2296

22

7142

5031
12195

10
32471

15062

5204
20265

2004

14385

1567
1588
3155
1329
76
1405
1750

7908
2679

48
2001

2679

(6576)
(3897)

14385

13066

5216

18282

2003

13279

2059
829
2888
1000
32
1032
1856

10031
349

40
1003

(1995)

13279

349
(2344)

10058

5216

15274

2002

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

107

2009

2008

195050

303488
498539

1695
679354

55743

570
8
56321

2006

83337

1601
4381
5982
10295
33
10328
(4347)
527

11379
34390
2533
2
5625

1128944 679354 431994 231794 131299

2212
8226
10438
14676
185
14861
(4423)
371

14083
57399
17796

6839

33228

45281

3969
15164
19132
26431
189
26620
(7488)
498

27097
91936
65460

9011

33498

2533
36031

83337

46608

690
7
47305

2005

39234

102367 100275

82961

60974

18404
2165
1937
44536 44500 27912
62940 46665 29849
83780 56502 46768
28
270
95
83809 56772 46863
(20869) (10107) (17014)
7580
254
374

1448623

73243

800
347
74390

2007

MAX NEW YORK

136860 91250 56628

185883 65460 17796


322743 156709 74424

4335
695
554
431994 231794 131299

83013 52291 41673


270750 200183 144343
657794 303488 185883
861
483

27448 32487 15761

259314

657794
917115

6229
1128944

183882 178243 103243

7900
799

13414
748
404
78
925
205599 179121 104916

2010

19249
48405
67654
108350
26
108376
(40722)
7559

131989
364698
886956
1162
14020

15136
1448623

886956
1227330

340353

21

184100

7995
13518
544
206157

2011

Note: Figure in bracket represents negative value.

SOURCES OF FUNDS
SHAREHOLDERS FUNDS:
Share Capital
Advance Against Share Capital
Share Application Money Pending Allotment
Employees Stock Option Outstanding
Reserves and Surplus
Credit/[Debit] Fair Value Change Account
Sub-Total
Borrowings
POLICYHOLDERS FUNDS:
Credit/[Debit] Fair Value Change Account
Revaluation ReserveInvestment Property
Policy Liabilities
Insurance Reserves
Provision For Linked Liabilities
Sub-Total
Deferred Tax Liability
Funds For Future Appropriations
TOTAL
APPLICATION OF FUNDS
Investments
Shareholders
Policyholders
Assets Held To Cover Linked Liabilities
Loans
Fixed Assets
Incidental Expenses Pending Capitalisation
Deferred Tax Asset
A. CURRENT ASSETS
Cash and Bank Balances
Advances and Other Assets
Sub-Total (A)
B. CURRENT LIABILITIES
Provisions
Sub-Total (B)
NET CURRENT ASSETS (C) = (A B)
MISCELLANEOUS EXPENDITURE
(To The Extent Not Written off or Adjusted)
Debit Balance In Profit & Loss Account
(Shareholders Account)
Debit Balance In Policyholders A/C
TOTAL

Particulars

50624

23262

1694
2719
4413
7096
34
7130
(2717)

8520
16012

5548

16012

16012

50624

34608

4
34612

2004

15712
32611

503
1761
2264
3957
3
3960
(1696)

8646
6558

3391

7122

7122

32611

25474

15

25489

2003

19177

466

958
1309
2267
2024
2
2026
241

14125
2053

2292

2036
(7822)

(5786)

19177

24963

24963

2002

2011

7781
955131

636574
748042

109859

7934
165375
10469 955131

1605

36 9248
796 12746
832 21993
670 31975
1838
670 33812
162 (11819)

7516 28821
117633
638692

1123
1186 7372

16

16

10469

10453 196957

2351

10453 199308
1609

2001

2009

2008

12968

14420

11495 13463
13714
9065
25209 22528
33070 35172
1804
928
34874 36100
(9665) (13573)

166383 136394 80318


764288 444506 271810

10462

9336
12745
22080
39311
2011
41322
(19242)

27434 25762 26078


82387 56586 36095
485242 210583 122893
977
414
170
10645 11464
5409

75008 54541 33917

481961 208889 122122


560247 267377 156039

8074
3773
1605
764288 444506 271809

177479 158000 76108


18487 15342 34449

2
14
13
195968 173356 110570
3278
3947
3595

2010

TABLE 21: LIFE INSURERS : BALANCE SHEET (Contd.)


(As on 31st March)

30079
122270

16545

4154
4701
8855
17373
495
17869
(9014)

21961
24049
36896
50
1704

21905

37152
59057

244
122270

53000
9100

48
62148
820

2007

7724
52139

15348

2090
2793
4882
6350
319
6669
(1786)

9583
11731
7424
7
2108

11463

7424
18887

52139

23500
9000

48
32548
704

2006

METLIFE

5957
29668

5574

1785
2000
3785
3298
125
3423
362

9850
5473
215

2238

(3)

5473

215
5685

29668

23500

31
23531
452

2005

4721
18220

693

1396
853
2249
1568
74
1642
607

9231
1985

984

1985

1985

18220

16000

3
16003
232

2004

2970
12197

1054
648
1702
1139
30
1169
534

5029
2970

695

539

669

12197

11000

520

9
11528
130

2003

11068

284

574
533
1107
262

262
845

9833

106

11000

59

68

11068

11000

2002

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

108

2011

39470
34266
555238
2991
4415

41025
14293
55318
68634
111
68745
(13427)

239008

861962

49878
13452
63330
73514
243
73757
(10427)

267387

27220
20566
47786
60132

60132
(12346)
280316

2057389 1627456

19481
2057389

93096

1634550
1728294

37775
36931
99112
52645
1648640 1276505
3080
3018
813
1397

116233

158101
(729)
273605

2009

(942)

32472

555238
586769

1587
861962

116464

180970
207
297641

2010

677

48758

1270115
1319550

10264
1627456

648

192850
180
309615

116584

Note: Figure in bracket represents negative value.

SOURCES OF FUNDS
SHAREHOLDERS FUNDS:
Share Capital
Advance Against Share Capital
Share Application Money Pending Allotment
Employees Stock Option Outstanding
Reserves and Surplus
Credit/[Debit] Fair Value Change Account
Sub-Total
Borrowings
POLICYHOLDERS FUNDS:
Credit/[Debit] Fair Value Change Account
Revaluation ReserveInvestment Property
Policy Liabilities
Insurance Reserves
Provision For Linked Liabilities
Sub-Total
Deferred Tax Liability
Funds For Future Appropriations
TOTAL
APPLICATION OF FUNDS
Investments
Shareholders
Policyholders
Assets Held To Cover Linked Liabilities
Loans
Fixed Assets
Incidental Expenses Pending Capitalisation
Deferred Tax Asset
A. CURRENT ASSETS
Cash and Bank Balances
Advances and Other Assets
Sub-Total (A)
B. CURRENT LIABILITIES
Provisions
Sub-Total (B)
NET CURRENT ASSETS (C) = (A B)
MISCELLANEOUS EXPENDITURE
(To The Extent Not Written off or Adjusted)
Debit Balance in Profit & Loss Account
(Shareholders Account)
Debit Balance in Policyholders A/C
TOTAL

Particulars

503585

130517

41342
16799
58141
69931

69931
(11790)

22223
25293
330159
140
7044

(200)

22428

330159
352387

503585

114770

36630
(202)
151198

172069

53710

14672
5621
20292
19771
8993
28764
(8471)

14640
14212
92119
123
5736

36

13500

92119
105655

172069

66400

14
66414

63460

22199

5101
1799
6900
7390
72
7462
(562)

9864
6826
23500
188
1445

102

6568

23500
30169

63460

33100

190
33290
1

RELIANCE LIFE
2008
2007
2006

31419

12360

1032
991
2022
2129
32
2161
(139)

8679
1790
7482

1247

1790

7480
9279

31419

21710

11
21721
419

2005

18166

6959

690
686
1376
1378
14
1392
(16)

8617
819
983

805

832

983
1816

18166

16000

6
16006
343

2004

9649

645
429
1075
841
33
873
201

8440
254
23

730

254
(4236)
23
(3595)

9649

12436

822

(15)
13244
364

2003

27120

3920

23200

2011

2783
3405
6188
3334
67
3401
2788

22791
23756
58491
23
530

11913 108379

12013
129
12142
919
4
923
11219

694

31

11 21444
(1114)
58491
(730) 79966

1293
11913 108379

12436

207

12643
373

2002

2874

54232

89241

1565
2112
3676
1741
56
1797
1879

17967
10208
20487
2
815

10143

20487
30630

48
54232

23200

354

23554

43115

1058

407
1281
1688
1484
30
1514
174

21565
5934
13663

722

5841

13663
19504

29
43115

23187

354
41
23583

SAHARA
2009
2008

2248
2456
4704
2735
40
2775
1929

22355
16809
47465
10
673

95

16561

47462
64118

821
89241

23200

1102

24302

2010

TABLE 21: LIFE INSURERS : BALANCE SHEET (Contd.)


(As on 31st March)

23385

1412

289
779
1068
827
6
833
235

13301
2987
4769

681

2817

4769
7589

33
23385

15675

88
15763

2007

19125

1360

354
734
1088
412
1
413
674

12926
1823
1539

801

1585

1827
3412

29
19125

15662

22
15683

2006

16733

562

350
674
1024
200
1
201
824
503

12994
1086

764

1084

16733

1084

15649

15649

2005

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

109

Note: Figure in bracket represents negative value.

SOURCES OF FUNDS
SHAREHOLDERS FUNDS:
Share Capital
Advance Against Share Capital
Share Application Money Pending Allotment
Employees Stock Option Outstanding
Reserves and Surplus
Credit/[Debit] Fair Value Change Account
Sub-Total
Borrowings
POLICYHOLDERS FUNDS:
Credit/[Debit] Fair Value Change Account
Revaluation ReserveInvestment Property
Policy Liabilities
Insurance Reserves
Provision For Linked Liabilities
Sub-Total
Deferred Tax Liability
Funds For Future Appropriations
TOTAL
APPLICATION OF FUNDS
Investments
Shareholders
Policyholders
Assets Held To Cover Linked Liabilities
Loans
Fixed Assets
Incidental Expenses Pending Capitalisation
Deferred Tax Asset
A. CURRENT ASSETS
Cash and Bank Balances
Advances and Other Assets
Sub-Total (A)
B. CURRENT LIABILITIES
Provisions
Sub-Total (B)
NET CURRENT ASSETS (C) = (A B)
MISCELLANEOUS EXPENDITURE
(To The Extent Not Written off or Adjusted)
Debit Balance in Profit & Loss Account
(Shareholders Account)
Debit Balance in Policyholders A/C
TOTAL

Particulars

0
100000

100000

2009

100000

473
205
100677

2008

50000

(936)
49064

463297

3952581 2814312 1402472 1000988

15042
14836
29878
39097
150
39247
(9369)

59152
231806
174954

3789

2966

11690
16743
28433
44286
2514
46801
(18368)

100586
385751
528530

4488

12806
27728
40534
100712
975
101687
(61153)

32189
32197
64387
143039
617
143657
(79270)

26566
53254
79821
170652
1189
171841
(92020)

2158

93537
682835
678096

6998

12197
160
547 (2079)

966862 624216 371157 241359

1706268 677284 528530 174954


2685327 1301659 900233 414234

2462
812
77

2814312 1402472 1000988 463298

100000

25487
1036
126523

2010

96508
72830
1466870 1088751
2452908 1708731

28316
23270

4022
3952581

2448886
3785589

1331439

5264

100000

62122
848
162970

2011

209875

3349

9768
11950
21718
22587
95
22683
(965)

44075
136133
24398

2885

3146

139128

24398
166671

209875

42500

704
43204

SBI LIFE
2007
2006

108341

3550

5588
5304
10892
11934
13
11947
(1055)

33837
70219
210

1580

299

72673

210
73181

108341

35000

160
35160

2005

43893

2400

5072
2580
7653
4766
6
4772
2881

14806
23116

690

239

26079

26318

43893

17500

75
17575

2004

20955

760

844
2067
2911
1205
5
1209
1701

10851
7230

412

8466

8466

20955

12500

(11)
12489

2003

13936

11

652
2301
2953
564
1
565
2388

10934
462

141

1436

1436

13936

12500

12500

2002

201965

8406
2160
10565
9783
253
10035
530

17345
17523
164611
22
1934

201965

164611
182000

17389

2461
5
19965

17500

2011

TABLE 21: LIFE INSURERS : BALANCE SHEET (Contd.)


(As on 31st March)

140474

5102
2173
7275
10797
133
10929
(3654)

15412
8334
118412
12
1959

8601

118412
127012

181
140474

12500

730
50
13280

2010

74208

6408
1651
8059
8503
89
8593
(533)

15410
4182
54560

589

4420

54560
58980

192
74208

12500

2536
1
15037

54234

5137
2087
7225
7277
89
7366
(141)

14707
2260
36987

423

2999

36987
39986

23
54234

12500

1726
0
14226

SHRIRAM
2009
2008

74
25923

1489
2655
4144
4364
46
4410
(266)

13630
923
11003

559

1196

11003
12199

25923

12500

1168
39
13707

2007

12
12745

903
300
1202
1586
92
1678
(476)

12603
338

265

27

27

12745

12500

218
0
12718

2006

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

110

Note: Figure in bracket represents negative value

SOURCES OF FUNDS
SHAREHOLDERS FUNDS:
Share Capital
Advance Against Share Capital
Share Application Money Pending Allotment
Employees Stock Option Outstanding
Reserves and Surplus
Credit/[Debit] Fair Value Change Account
Sub-Total
Borrowings
POLICYHOLDERS FUNDS:
Credit/[Debit] Fair Value Change Account
Revaluation ReserveInvestment Property
Policy Liabilities
Insurance Reserves
Provision For Linked Liabilities
Sub-Total
Deferred Tax Liability
Funds For Future Appropriations
TOTAL
APPLICATION OF FUNDS
Investments
Shareholders
Policyholders
Assets Held To Cover Linked Liabilities
Loans
Fixed Assets
Incidental Expenses Pending Capitalisation
Deferred Tax Asset
A. CURRENT ASSETS
Cash and Bank Balances
Advances and Other Assets
Sub-Total (A)
B. CURRENT LIABILITIES
Provisions
Sub-Total (B)
NET CURRENT ASSETS (C) = (A B)
MISCELLANEOUS EXPENDITURE
(To The Extent Not Written off or Adjusted)
Debit Balance in Profit & Loss Account
(Shareholders Account)
Debit Balance in Policyholders A/C
TOTAL

Particulars

94841

270
184762

18928

1965

12500
11
3449

2155

4348
630
4978
6107
24
6131
(1153)

35369
3605
48474

2062

11649
3418
15067
13660
182
13842
1225

4106

18928

462

3449
3911

4318

48474
52792
94841

15000

17
15017

25000

17000
48
42048

6935

1767

13224
5543
18768
17642
12
17654
1114

34394
22913
117370

184762

117369
142769

25400

25000

17000
(7)
41993

STAR UNION DAI-ICHI


2011
2010
2009

1414223

155807

13974
25487
39461
57586
636
58222
(18761)

44833
361962
859016
6251
5115

19360
1414223

853441
1199509

340059

6010

195350

3
195353

2011

1100685

160986

39835
286568
619149
4534
10828

13569
20569
34138
54604
748
55352
(21214)

273246

615554
893276

15359
1100685

4476

192050

192050

2010

618708

120985

23910
221325
245819
2897
15579

19550
20563
40114
50971
949
51920
(11807)

(2043)

209042

246132
453131

13628
618708

151950

151950

2009

446451

64461

27889
163743
194202
1207
9785

7493
17426
24919
38890
865
39755
(14836)

1041

146388

194935
342364

17087
446451

87000

87000

2008

253266

30567

23747
112057
86813
465
3567

8270
11246
19516
23084
382
23466
(3950)

436

100105

87227
187768

10798
253266

54700

54700

148885

23331

16771
67174
37308
147
4116

7266
8309
15575
15473
62
15536
39

1152

61239

37449
99840

4345
148885

44700

44700

TATA AIG LIFE


2007
2006

TABLE 21: LIFE INSURERS : BALANCE SHEET (Contd.)


(As on 31st March)

77194

17940

12151
34880
8342
50
3945

5239
6516
11755
11487
383
11870
(115)

33152

8342
41505

3018
77194

10

572
32672

32100

2005

43548

12981

7342
18051
1812
22
1662

3251
4197
7449
5683
88
5771
1678

18460

1812
20272

43548

22935

341
23276

2004

7172
23337

108

9257
4518

1534

1598
2179
3777
3009
20
3029
748

5029

5029

23337

18335

(28)

18308

2003

18903

2882

10276
451
117

1543

3203
1478
4681
1284

1284
3397
237

451

117
568

18903

18335

18335

2002

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

111

Note: Figure in bracket represents negative value

SOURCES OF FUNDS
SHAREHOLDERS FUNDS:
Share Capital
Advance Against Share Capital
Share Application Money Pending Allotment
Employees Stock Option Outstanding
Reserves and Surplus
Credit/[Debit] Fair Value Change Account
Sub-Total
Borrowings
POLICYHOLDERS FUNDS:
Credit/[Debit] Fair Value Change Account
Revaluation ReserveInvestment Property
Policy Liabilities
Insurance Reserves
Provision For Linked Liabilities
Sub-Total
Deferred Tax Liability
Funds For Future Appropriations
TOTAL
APPLICATION OF FUNDS
Investments
Shareholders
Policyholders
Assets Held To Cover Linked Liabilities
Loans
Fixed Assets
Incidental Expenses Pending Capitalisation
Deferred Tax Asset
A. CURRENT ASSETS
Cash and Bank Balances
Advances and Other Assets
Sub-Total (A)
B. CURRENT LIABILITIES
Provisions
Sub-Total (B)
NET CURRENT ASSETS (C) = (A B)
MISCELLANEOUS EXPENDITURE (To the
extent not written off or adjusted)
Debit Balance in Profit & Loss Account
(Shareholders Account)
Debit Balance in Policyholders A/C
TOTAL

Particulars

11445200
6689
86986116
366985
33595999
132404265

308257
135687405
954251
86732230
34799690
8315986
483834

29552
1763961
3856425
5620836
1649027
1621394
3270421
2349965
7580
1808714
205602
135687405

12523892
6689
102836340
605452
38666368
158364690

335939
158364765
1291451
101754780
40256381
8410128
428790

17844
2699647
4228997
6928645
1152769
1634991
2787760
4140885
7559
1805225
251648
158364690

7356
7995
1004143
2798
3388412
1609

2101923
18487
24503
7908
818302
3759
2974883
3278

2010

2366119

2011

193342
97613794

1537093

2034927
3452740
5487667
1174427
1616639
2791066
2696601
254

727211
66204758
17776656
7960813
485259

31808

2774512
3163
74339003
364672
17392713
94878010

196318
97613794

1825369
15342
19886
884
679577
(1591)
2539466
3948

2009

80318
87767904

988459

2092488
2740162
4832650
1345966
1611884
2957850
1874800
374

607131
62180383
14351161
7325803
337766

21708

8613352
3163
62895362
361243
14048281
85921401

133303
87767904

1229484
34449
12511
192
431763
1196
1709594
3605

2008

30153
67900550

561218

1555918
2233152
3789070
899895
1594646
2494540
1294530
498

396371
52193660
6890261
6310656
216304

6900

6215855
3163
53474819
281038
6868044
66842919
18
57743
67900550

812366
11974
4400
194
167565
2511
999010
861

7736
56026207

366497

1421411
1902266
3323677
825644
1563249
2388894
934783
371

282912
45915582
2829025
5513567
172450
658
2626

6543917

45572388
279479
2939883
55335668

27941
56026207

589073
9000
868
524
53600
8719
661783
815

INDUSTRY TOTAL
2007
2006

10924
43056337

248108

885925
1666634
2552560
633553
1568191
2201744
350816
1030

201624
35912989
965646
5199693
164430

1079

2820100

38447312
282624
1023193
42573229

8812
43056337

435041

19719

12456
6024
473240
1055

2005

2004

6977
35260818

160974

1051284
1555928
2607212
647166
1552802
2199968
407244

135458
29869372
177985
4356168
146638

2169259

32310352
247095
194112
34921578

3415
35260815

308225

27113

484
335822
760

TABLE 21: LIFE INSURERS : BALANCE SHEET (Concld.)


(As on 31st March)

18682
28046974

68675

1000886
1626612
2627497
505138
865852
1370990
1256507
108

120398
22713263
32621
3707598
131069

1024

154383

27375035
238168
32038
27800251

960
28046974

222811

23153

(198)
245763
628

2003

24029524

25920

740539
1387547
2128086
393846
43461
437307
1690779
237

108653
18662050
2487
3426908
111466

1024

304216

22960896
228149
2849
23496619

350558
24029524

166111

16236

182347
509

2002

18822671

2572

483988
1266561
1750549
319180
166008
485188
1265361

41610
14249388
15
3169685
94040

17061

18752747
(1924)
235
18768119

51
18822671

54479

22

54501

2001

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

112

Note: Figures in brackets indicates the negative value.

TOTAL (C )

Transfer to Other Reserves

Transfer to Catastrophe Reserve

Transfer to Shareholders' Account

38

38

Operating Profit/(Loss) C = (A - B)

APPROPRIATIONS

812

Others

TOTAL (B)

60

Operating Expenses related to Insurance Business


6

13

17

717

Claims Incurred (Net)

Commission

Provision for Taxation

850

TOTAL (A)

Provision for Bad & Doubtful Debts

1416

(1325.46)

(26.64)

781

Interest, Dividend & Rent - (Gross)

Interest on premium

Others

Change in Policy Liabilities

Profit/ Loss on sale/redemption of Investments

Premiums earned (Net)

2010-11

(84)

(84)

835

59

14

762

751

1283

(1283.18)

(26.64)

778

2009-10

(146)

(146)

826

16

91

19

700

680

1076

(1291)

(26.64)

921

2008-09

(261)

(261)

1063

(11)

21

970

802

941

(1166)

(26)

1053

2007-08

(218)

(218)

608

15

70

26

497

390

871

(1805)

(20)

1344

2006-07

(346)

(346)

515

60

22

433

169

722

(1793)

(27)

1266

2005-06

(946)

(946)

532

62

26

444

(414)

533

(5091)

2912

1231

2004-05

(2993)

(2993)

(2993)

584

11

109

41

423

(2409)

328

(4042)

(2)

1306

2003-04

(773)

(773)

(773)

449

(116)

69

47

450

(324)

281

(1818)

89

1122

2002-03

TABLE 22: LIFE INSURANCE CORPORATION OF INDIA - POLICYHOLDER ACCOUNT


( NON - PARTICIPATING)

(211)

(211)

(211)

550

177

16

355

339

471

(214)

(12)

93

2001-02

312

312

312

537

174

27

329

849

484

16

349

2000-01

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

38

INCOME FROM INVESTMENTS


(a) Interest, Dividend & Rent Gross
(b) Profit on sale of investments
Less: Loss on sale of investments
TOTAL (A)

113
38

APPROPRIATIONS
(a) Interim dividends paid during the year
(b) Proposed final dividend
(c) Dividend distribution tax
(d) Transfer to any Reserves or Other Accounts
(e) Transfer to General Reserve
(f) Balance of profit/ loss brought forward from last year
(g) Balance carried forward to Balance Sheet

Note: Figures in brackets indicate the negative values.

(84)

38

(84)

(84)

38

(84)

(84)

2009-10

OTHER EXPENSES
(a) Expenses other than those related to Insurance Business
(b) Bad debts written off
(c) Others
TOTAL (B)
Profit Before Tax
Provision for Taxation
Profit after Tax

PROVISIONS (Other than taxation)


(a) For diminution in the value of investments
(b) For doubtful debts
(C) Others

38

2010-11

OPERATING PROFIT/(LOSS)
(a) Fire Insurance
(b) Marine Insurance
(c) Miscellaneous Insurance

Particulars

(146)

(146)

(146)

(146)

(146)

2008-09

(261)

(261)

(261)

(261)

(261)

2007-08

(218)

(218)

(218)

(218)

(218)

2006-07

(346)

(346)

(346)

(346)

(346)

2005-06

(946)

(946)

(946)

(946)

(946)

2004-05

(2993)

(2993)

(2993)

(2993)

(2993)

2003-04

(773)

(773)

(773)

(773)

(773)

2002-03

TABLE 23: LIFE INSURANCE CORPORATION OF INDIA -SHAREHOLDER ACCOUNT


( NON - PARTICIPATING)

(211)

(211)

(211)

(211)

(211)

2001-02

(` Lakh)

(312)

(312)

(312)

(312)

(312)

2000-01

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

114
346

17311

18629

209
591
800
453
0
453

186
572
758
199
55
254
504

16964

17311

18629
18125

17247
36
28

2009-10

18573
36
21

2010-11

Note: Figures in bracket indicate the negative values

Net Current Assets (C) = (A - B)


Miscellaneous Expenditure
(to the extent not written off)
Debit balance in Profit and Loss A/c
TOTAL

APPLICATION OF FUNDS
Investments
Loans
Fixed Assets
Current Assets:
Cash and Bank Balances
Advances and Other Assets
Total Current Assets (A)
Current Liabilities
Provisions
Total Current Liabilities (B)

SOURCES OF FUNDS
Share Capital
Policy Liabilities
Reserves and Surplus
Fair value change account
Borrowings
TOTAL

Particulars

16090

14945

1763

79

1616
(1049)

1827
16
1842
79

13182

14945

14903
36
7

2007-08

398
169
567
1616

17140

16090

16048
36
7

2008-09

14040

829

68

4
893
897
68

13211

14040

13997
36
7

2006-07

12453

2000

427

1566
860
2427
427

10453

12453

12411
36
7

2005-06

11006

509

79

16
571
587
79

10497

11006

10963
36
7

2004-05

9626

1240

74

15
1299
1314
74

8386

9626

6819
36
2772

2003-04

6671

2807

86

2487
406
2893
86

3864

6671

5770
36
865

2002-03

TABLE 24: LIFE INSURANCE CORPORATION OF INDIA - BALANCE SHEET


( NON - PARTICIPATING)

5601

529

63

10
582
592
63

5072

5601

4725
36
840

2001-02

5076

225

16
555
569
56
288
344

4846
5

5076

5035
34
7

2000-01

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

76.73

ING Vysya

89.11

968.89

114.09
60.53

776.76

76.07

45.04

32.47

90.91

96.14

53.62

439.24

36.47

16.11

39.71

43.46

105.91

45.04

179.97

29.32

7.82

24.19

47.13

77.42

40.73

136.54

40.55

5.26

18.60

17.58

66.47

115
0.22
3.52
2.16
4.42

Canara HSBC

Aegon Religare

DLF Pramerica

Star Union Dai-ichi

0.28

0.81

2.45

0.00

0.05

44.39

22.49

0.00

0.01

0.74

0.003

0.003

5.28

11.24

16.11

19.39

198.54

47.89

30.86

26.56

197.77

2.57

8.98

6.74

14.38
25.20

150.93

85.29

21.31

36.87

163.09

237.72

78.84

24.56

27.59

142.22

5.24

92.49

31.52

27.07

31.12

104.02

1524.00

808.06

165.63

678.68

1723.27

2008-09

4706.44

997.51

32353.92 25269.40

2716.23

1577.90

377.58

1531.28

10852.05

2009-10

762.27

6853.82

908.73

1017.02

124.86

662.53

2392.49

2007-08

788.14

2460.90

787.29

596.62

3.23

691.90

2364.27

2006-07

70.29

137.90

671.16

58.99

196.81

1594.34

939.37

154.20

296.17

5363.50

2035.08

1614.21

15825.79

7677.97

6.88

55.14

432.40

0.00

20.94

1678.78

1043.32

593.49

340.19

12971.58

5903.89

4812.82

6689.13

11369.81

0.44

0.47

95.93

0.44

0.44

215.55

596.11

365.76

257.11

4728.56

1355.59

1179.97

738.50

5914.84

108.59

568.69

174.47

5043.85

1108.38

1103.98

879.78

3393.83

139.30

77.71

3041.64

772.89

546.37

1157.45

2666.28

Lapse Ratio (Based on number of policies)


(In per cent)

855.40

1377.46

793.56

359.97

48.99

259.80

2417.74

18

9
19

25

19

15

15

33

12

31

13

61.83

1615.67

459.43

520.55

1008.37

2657.78

14

46

72

31

16

11

80

24

37

38

41

21

42

14

25

23

23

18

46

41

22

26

19

18

19

16

53

81
19

59

40

14

39

24

31

17

45

55

24

35

16

17

24

17

17

40

80

21

19

24

21

26

19

17

34

25

17

26

57

35

17

2005-06 2010-11 2009-10 2008-09 2007-08 2006-07

89860.47 114767.41 52926.09 73685.88 63206.46 61640.00

1195.07

16581.87

2777.51

2647.13

1290.80

2362.68

4944.94

2010-11

Sum Assured
(` Crore)

* Includes Non-Linked Health Business, if any.


A policy is treated as lapsed if the premium is not paid within the grace period (generally ranging from 15 to 30 days)
Lapse Ratio during the year = Lapses (including forfeitures) during the year/Arithmetic Mean of the business inforce at the beginning and at the end of the year
Source of Data: Actuarial Report and Abstract as on 31-03-2009, 31-03-2010 & 31-03-2011 of the life insurers.

4.70

IDBI Federal

17.20

26.81
68.33

Bharti AXA

8.68

Shriram

Future Generali

16.04

20.66

Sahara

46.49
329.19

54.37

22.91

297.01

25.63

Kotak OM

44.99

SBI Life

79.12

Met Life

286.84

TATA AIG

209.28

Max NewYork

11483.44 9744.37 7372.61 11008.50 7773.00 9568.88

547.89

ICICI Prudential

LIC

80.54

HDFC Standard

323.43

37.36

33.28
666.16

AVIVA Life

Birla Sun Life

80.96

202.12

Reliance Life

160.62

2009-10 2008-09 2007-08 2006-07 2005-06

156.33

2010-11

Number of policies in '000

Bajaj Allianz

Insurers

TABLE 25: INDIVIDUAL BUSINESS (WITHIN INDIA) - DETAILS OF FORFEITURE/


LAPSED POLICIES IN RESPECT OF NON-LINKED BUSINESS*

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

144573

Birla Sunlife

168124

32661

167741

116
21554

79628
10139

SBI Life

1402807

* the number of Individual agents was Nil as on 31st March, 2011.


Note: "" indicates that the company has not started its operations.

2978283

1337064
2639392

LIC

Industry Total

151557
1575476

87223

69

13856

195565

1302328

Private Total

TATA AIG

Star Union Dai-ichi

128

14180

Sahara

Shriram

65532

189433

Reliance Life

63300

72828

35897

43542

38269

Kotak Mahindra

53273

28840

34957

ING Vysya

7737

Max New York

296

241830

198879

42613

MetLife

7882

190407

ICICI Prudential

IndiaFirst

136009

HDFC Standard

IDBI Federal

5199
52666

DLF Pramerica

Future Generali

2115

15210

189667

Bajaj Allianz

Bharti AXA

32728

7617

2010

23219

Aviva

Canara HSBC*

10861

2011

Aegon Religare

Insurer

2937435

1344856

1592579

107670

19759

68993

13515

149613

60727

84651

42083

76058

6509

299879

207626

24437

113

164363

28495

204941

30838

2309

2009

2520492

1193744

1326748

52544

17659

40643

12839

184194

36798

36901

34723

52760

279

306354

144714

11

109034

11749

250239

1993199

1103047

890152

28105

10384

25356

9797

95622

20848

25044

24484

33944

234460

79109

56490

1266

216191

29052

35307

2007

2008

1423839

1052993

370846

35336

5759

8128

78

19956

9985

15275

12523

18683

72383

34887

17738

109141

10974

2006

481250

353634

127616

17737

2165

5005

3336

6997

2900

7622

29890

10305

5288

32565

3806

2005

1556817

1341597

215220

32890

24690

6381

3155

10296

6511

11671

46639

19038

12696

36251

5002

2004

TABLE 26: NUMBER OF INDIVIDUAL AGENTS OF LIFE INSURERS


(As on 31st March)

1038802

947405

91397

15451

2218

1599

1454

5773

3730

3906

476902

442680

34222

7038

719

484

417

2620

1348

1135

10861

3214

2009

4377

2002

23825

11237

6179

14157

1868

2003

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

7
7
12
8
15
6
6

Canara HSBC

DLF Pramerica

Future Generali

HDFC Standard

ICICI Prudential

IDBI Federal

IndiaFirst

117
7
9
18

Shriram

Star Union Dai-ichi

TATA AIG

2930

510

2420

72

127

225

29

81

95

58

22

374

11

380

13

864

15

10

2010

Note: "" indicates that the company has not started its operations.

2165

100

SBI Life

Industry Total

Sahara

295

67

Reliance Life

1870

12

MetLife

Private Total

55

Max New York

LIC

25

Kotak Mahindra

1027

164

Birla Sunlife

ING Vysya

13

Bharti AXA

11
289

Aviva

Bajaj Allianz

2011

Aegon Religare

Insurer

2506

415

2091

83

94

126

37

84

100

53

41

47

371

317

12

682

17

2009

2415

345

2070

63

23

39

35

29

235

41

46

848

161

520

21

2008

656

226

430

29

27

12

21

21

53

22

17

33

93

87

2007

216

74

142

20

12

11

15

34

26

819

139

680

42

10

38

76

98

40

51

187

115

13

2005

2006

2436

602

1834

186

172

43

41

12

225

161

757

160

597

108

10

55

136

75

139

45

2003

179

171

511

91

42

2004

TABLE 27: NUMBER OF CORPORATE AGENTS OF LIFE INSURERS


(As on 31st March)

275

20

255

68

12

80

35

33

18

2002

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

118

Aviva

Bajaj Allianz

Bharti AXA

Birla Sunlife

1
1
6
4

2
5
4
3
9

1
5
3

5
1
3

66

1
1
2
2
9
4
1
1
2
9
7
6
20

3
8
6
1
10

13
1
7

128

58

4
3

2
5
3
3
9

1
5
2

5
1
3

142

5
1
6
3
2
1
8
9

1
4
7
8
6
17

6
9
6

6
1
10
1
14

1
186

8
1
8
6
2
1
13
9
1
1
4
8
12
8
20

8
11
9
1
10
1
13
2
17

1
224

9
1
9
6
2
1
17
11
2
1
4
9
17
10
26

9
12
9
1
13
1
18
4
21

1
213

1
4
9
17
10
26

9
12
8
1
11
1
18
4
18

7
1
9
5
2
1
17
11

1
140

4
2
1
1
11
8

1
3
8
12
7
12

6
7
6
1
10
1
15
1
10

20

5
1092

91
1
26
55
16
2
56
23
12
18
40
63
76
64
103

3
1

53
50
58
3
60
2
107
17
64

21

6
1151

97
1
27
55
17
2
62
25
12
18
41
64
93
66
105

3
1

56
53
59
3
61
2
115
17
66

21

6
1164

97
1
27
55
17
3
66
25
12
18
40
65
98
66
108

3
1

56
53
59
3
62
2
115
17
65

16

5
1007

81
1
26
53
16
1
64
21
12
14
37
55
86
64
94

3
1

40
50
47
3
48
2
95
11
58

14

3
877

69
1
25
41
8
1
55
17
11
13
30
48
79
55
76

3
1

34
50
45
3
46
2
80
11
55

1
181

14

2
2
2
1
15
8
1
1
5
14
11
5
23

5
9
9
1
16

16
3
10

1
203

14

2
2
2
1
19
8
2
1
6
16
14
5
27

5
11
9
1
19

16
3
12

1
200

14

2
2
2
1
19
8
2
1
6
16
14
5
25

5
11
9
1
18

16
3
12

1
77

10
2

2
4
9
2
10

3
8
1

16

1
1
1
4

1
2

1
18

652

14

1
617

48
1
18
27
8
4
38
21
5
3
14
37
44
19
77
1
3
1
2
20
53
27
1
42
1
61
4
52

43
1
17
31
8
3
36
20
5
3
15
32
42
21
80
1
3
1
2
19
53
27
1
36
1
60
4
36

1
19

660

49
1
18
27
8
5
41
22
5
3
15
39
43
20
79
1
3
1
2
20
52
29
1
44
1
57
4
49

1
18

538

32
1
18
26
7
5
38
22
3
1
15
38
25
19
74
1
3
1
2
16
33
20
1
26
1
53
4
33

148

10

4
7
2
1
11
7

5
10
7
6
21

1
3
5
8

10

12
1
7

2010-11 2009-10 2008-09 2007-08 2006-07 2010-11 2009-10 2008-09 2007-08 2006-07 2010-11 2009-10 2008-09 2007-08 2006-07 2010-11 2009-10 2008-09 2007-08 2006-07 2010-11 2009-10 2008-09 2007-08 2006-07

Aegon Religare

* Offices opened after seeking approval of the Authority


Note: Data collected from life insurers through a special return. 2) Office as defined under Section 64VC of the Insurance Act, 1938.

Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharashtra
Manipur
Meghalaya
Mizoram
Nagaland
Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
Uttrakhand
West Bengal
Andaman &
Nicobar Is.
Chandigarh
Dadra & Nagra
Haveli
Daman & Diu
Delhi
Lakshadweep
Puducherry
Company Total

State / Union
Territory

TABLE 28: STATE WISE DISTRIBUTION OF OFFICES OF LIFE INSURERS

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

119

DLF Pramerica

Future Generali

HDFC Standard

ICICI Prudential

1
1

1
4

4
2
1
3

1
3
1

33

1
1

1
4

4
2
1
3

1
3
1

33

32

1
1

1
4

4
2
1
3

1
3
1

41

4
8
1

17
1

32

3
7

17

15

185

15

1
17
1
1
7
11
2
1
11
5
8
8
19

6
7
6

37
3
8

90

1
1
1
1
5
5
1
1
2
4
6
4
16

2
5
6

10
1
5

93

1
1
1
1
6
5
1
1
2
5
6
4
17

2
5
6

10
1
5

1
1

16

1
498

44
1
9
4
8
1
28
14
6
2
5
34
56
28
56
1
2
1
1
13
25
26
1
38
1
43
7
25

20

1
568

50

8
4
8
1
34
15
7
2
5
41
62
34
68

14
26
28
1
50
2
50
7
28

21

1
609

12

1
569

57
56

9
9
4
2
8
11
2
2
39
37
16
13
7
7
3
3
5
5
42
39
63
63
35
32
79
70

1
1

12
18
32
27
30
30
1 1
50
46
2 2
52
51
8 7
29
23

1
448

41

8
1
11
1
23
12
4
3
4
27
61
27
58

14
23
24
1
29
2
43
5
15

28

1
1402

253

12
24
7
3
154
34
6
15
15
46
106
28
108

3
1

23
110
157
1
71
1
110
8
74
1

30

1
1921

408

13
24
8
3
204
36
6
15
18
61
192
31
136

3
1

25
159
231
1
90
1
123
10
88
1

1
44

1
2102

426

13
24
8
3
235
42
6
15
19
68
202
34
162

3
1

25
175
239
1
104
1
130
11
105
1

1
43

1
1958

361

13
24
8
3
229
39
6
15
18
60
189
34
150

3
1

24
173
227
1
99
1
120
11
100
1

1
28

1
584

42

9
15
2
2
50
15
3
4
9
32
48
28
76

20
33
18
1
37
1
57
3
45

2010-11 2009-10 2008-09 2007-08 2006-07 2010-11 2009-10 2008-09 2007-08 2006-07 2010-11 2009-10 2008-09 2007-08 2006-07 2010-11 2009-10 2008-09 2007-08 2006-07 2010-11 2009-10 2008-09 2007-08 2006-07

Canara HSBC

* Offices opened after seeking approval of the Authority


Note: Data collected from life insurers through a special return. 2) Office as defined under Section 64VC of the Insurance Act, 1938.

Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharashtra
Manipur
Meghalaya
Mizoram
Nagaland
Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
Uttrakhand
West Bengal
Andaman &
Nicobar Is.
Chandigarh
Dadra & Nagra
Haveli
Daman & Diu
Delhi
Lakshadweep
Puducherry
Company Total

State / Union
Territory

TABLE 28: STATE WISE DISTRIBUTION OF OFFICES OF LIFE INSURERS (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

120

IndiaFirst

ING Vysya

Kotak Mahindra

Max NewYork

1
1

1
3
1

1
2
3
1
7

1
2

3
1
2

37

1
2
1
2
4
2

2
3
5
1
10

2
3

6
1
4

60

33

1
3
1

2
3
1
7

1
2

3
1
1

13

1
1
1
4

1
247

44

1
1
1
1
12
8
1
2
1
28
21
10
16

5
15
15

42

15
1
2

1
254

44

1
2
1
1
12
9
1
2

29
25
10
16

5
15
14

44

15
1
2

2
265

44

1
2
1
1
12
9
1
2

29
30
10
16

7
15
14

47

15
1
2

2
265

29
30
10
15

7
15
14

46

16
1
3

1
2
1
1
12
9
1
2

44

2
183

35

1
1
1
1
10
5
1
1
1
21
21
5
11

4
9
8

26

11
1
3

1
203

10

3
1
2
1
37
16

1
3
10
11
7
32

1
14
8

11

16
2
6

11

1
215

10

3
1
2
1
39
19

1
3
10
11
7
34

1
16
8

12

16
2
6

11

1
198

3
1
1
1
38
19

1
3
10
11
7
31

1
13
7

10

12
2
6

151

8
2
6

9
5

3
9
7
5
25

3
1
1
1
31
13

75

20
4

1
3
2
2
14

5
2

21

1
504

1
1

30

3
4
4
4
64
55
6
4
4
19
24
14
89

9
35
20

29
1
42
5
14

26

1
705

2
1

33

4
5
5
4
70
87
6
4
6
23
25
17
108

10
122
23

36
1
61
5
19

2
1

2
1

27

1
705

16
1
6

1
194

2
33
7

14

1
1
1
1
17
14
2
1
3
8
7
6
32

35

4
5
5
4
70
86
6
3
6
23
25
17
108

10
122
23

36
1
61
5
18

118

1
1

1
1
1
1
10
4
1

2
6

4
17

1
32
3

6
1
5

2010-11 2009-10 2008-09 2007-08 2006-07 2010-11 2009-10 2008-09 2007-08 2006-07 2010-11 2009-10 2008-09 2007-08 2006-07 2010-11 2009-10 2008-09 2007-08 2006-07 2010-11 2009-10 2008-09 2007-08 2006-07

IDBI Federal

* Offices opened after seeking approval of the Authority


Note: Data collected from life insurers through a special return. 2) Office as defined under Section 64VC of the Insurance Act, 1938.

Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharashtra
Manipur
Meghalaya
Mizoram
Nagaland
Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
Uttrakhand
West Bengal
Andaman &
Nicobar Is.
Chandigarh
Dadra & Nagra
Haveli
Daman & Diu
Delhi
Lakshadweep
Puducherry
Company Total

State / Union
Territory

TABLE 28: STATE WISE DISTRIBUTION OF OFFICES OF LIFE INSURERS (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

121

Reliance Life

Sahara

SBI Life

Shriram

21

3
4
3
2
22
14

7
5
17
28
5
26

8
22
8

16
1
18
3
14

255

21
1
4
6
3
2
17
10
5
8
5
15
24
9
22

7
23
8

27
1
24
3
18

270

190

11

1
1
3
1
23
7

2
3
15
28
4
24

3
17
5

13
1
10

94

4
1
6

2
3
10
13
2
12

2
4
1

1
1
1
1
8
3

53

1
3
1

8
9

1
2
1

25

1248

133
2
33
44
12
3
85
39
18
14
20
78
62
59
121

3
1
1
36
51
60
2
105
3
140
22
76

24

1247

133
2
33
43
7
2
87
27
10
12
22
77
63
64
121

3
1
1
34
72
61
2
104
3
147
17
75

20

1145

132
2
32
38
7
2
86
22
10

21
77
59
62
113

3
1
1
29
65
52
1
100
3
132
14
61

14

745

13
38
49
46
87

3
1
1
15
57
27
1
76
1
86
1
33

71
1
12
30
4
1
64
10
3

164

26

1
1
1

9
2
1

2
17
19
2
23

1
5
4

33

11

135

4
19
1

8
7

6
4

5
2

3
1
14

40
1
9

49

1
6
1

2
1

5
1

3
1

1
1
5

14

49

1
6
1

2
1

5
1

3
1

1
1
5

14

33

1
3
1

2
1

2
1

2
1

10

33

1
3
1

2
1

2
1

2
1

10

10

1
629

58
1
15
25
12
6
32
24
10
3
16
38
39
34
58
1
1
1
1
26
24
27
1
56
1
53
9
42
1

1
494

48
1
13
20
11
4
26
17
5
3
11
24
33
31
45

1
1
1
21
17
21
1
52

38
6
31

1
489

48
1
12
19
11
4
26
17
5
3
11
24
32
31
45

1
1
1
21
17
21
1
50

38
6
31

1
200

14

15

9
6
9
1
19

4
7
5
2
11
6
2
1
6
12
15
8
23

18

1
138

13

2
5
4
1
7
4
1
1
6
6
9
5
14

7
4
7
1
13

11

11

162

77

6
4

3
2
5
6
7

4
2

29

6
2
1

162

77

6
5

3
2
5
6
7

4
2

29

6
2
1

98

77

1
2

2
4
5
3

53

2
1
2
3

1
1

41

12

2
1
1
1

2010-11 2009-10 2008-09 2007-08 2006-07 2010-11 2009-10 2008-09 2007-08 2006-07 2010-11 2009-10 2008-09 2007-08 2006-07 2010-11 2009-10 2008-09 2007-08 2006-07 2010-11 2009-10 2008-09 2007-08 2006-07

Met Life

* Offices opened after seeking approval of the Authority


Note: Data collected from life insurers through a special return. 2) Office as defined under Section 64VC of the Insurance Act, 1938.

Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharashtra
Manipur
Meghalaya
Mizoram
Nagaland
Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
Uttrakhand
West Bengal
Andaman &
Nicobar Is.
Chandigarh
Dadra & Nagra
Haveli
Daman & Diu
Delhi
Lakshadweep
Puducherry
Company Total

State / Union
Territory

TABLE 28: STATE WISE DISTRIBUTION OF OFFICES OF LIFE INSURERS (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

122

Tata AIG

State Total (Private)

LIC

1
2

1
1
1
1
4

1
1
1

22

11

1
363

18

19
16
4
1
29
14
4

10
18
25
7
39

1
1

16
13
19

20
2
26
1
48

14

2
439

26

13
20
6
2
36
15
5

12
20
34
10
52

1
1

18
16
24

24
2
33
1
52

17

2
454

24

13
14
7
2
41
11
4

14
25
37
11
60

1
1

18
20
25
1
29
1
28
2
46

1
283

10

15
1
18
1
34

11
10
17

9
15
23
6
39

9
6
2
1
29
8
2

15

21
2

21
2

20
2

879 1033 1045


8
6
6
159 151 148
258 222 206
88
85
85
34
31
32
613 688 730
314 329 315
78
61
61
74
70
53
168 160 156
432 446 461
534 656 677
321 325 329
834 882 917
3
1
1
18
18
18
7
6
6
5
4
4
233 230 221
474 630 626
475 541 538
11
11
11
574 607 591
14
14
12
774 749 723
91
83
81
462 476 467
2
1
1
17
1

752
4
107
161
60
20
570
174
38
40
120
330
534
248
665
1
16
4
3
157
438
417
9
425
9
518
44
340
1
12
1

269
1
63
80
33
10
218
82
22
25
68
195
276
146
348
0
8
1
1
95
181
136
7
228
6
262
23
173
0
10
1

274
3
80
127
62
16
185
69
37
28
63
226
180
203
359
4
1
1
4
106
101
176
2
308
16
358
46
235
2
17
1

264
3
79
119
51
14
177
65
35
25
62
218
175
199
344
4
1
1
4
103
100
168
2
297
16
347
44
230
1
9
1

249
3
75
109
51
14
170
61
32
20
55
206
162
187
325
4
1
1
4
94
91
148
2
277
16
329
42
210
1
9

219
2
61
77
42
14
160
50
28
20
45
175
112
152
299
4
1
1
4
69
75
127
1
208
5
266
38
182
1
9

198
2
56
68
35
14
157
44
27
20
41
154
95
130
291
4
1
1
4
62
69
120
1
193
4
240
36
154
1
31
3

1153
11
239
385
150
50
798
383
115
102
231
658
714
524
1193
7
19
8
9
339
575
651
13
882
30
1132
137
697
4

201011

38
3

1297
9
230
341
136
45
865
394
96
95
222
664
831
524
1226
5
19
7
8
333
730
709
13
904
30
1096
127
706
2

200910

29
3

1294
9
223
315
136
46
900
376
93
73
211
667
839
516
1242
5
19
7
8
315
717
686
13
868
28
1052
123
677
2

200809

1
158
0
13
5373

21
1

26
1
2
224

17
8913

467
3
119
148
68
24
375
126
49
45
109
349
371
276
639
4
9
2
5
157
250
256
8
421
10
502
59
327
1

200607

971
6
168
238
102
34
730
224
66
60
165
505
646
400
964
5
17
5
7
226
513
544
10
633
14
784
82
522
2

200708

State Total (Industry)

1
2
2
1

1
2
4 201 212 223 152
91
81
77
74
72
67
282
289
297

0
17
14
10
7
7
7
3
3
21
23
24
1
14
16
89 8175 8768 8785 6391 3072 3371 3250 3030 2522 2301 11546 12018 11815

4
2
1

6
2

4
6
8
1
15

2
3
8

2010- 2009- 2008- 2007- 2006- 2010- 2009- 2008- 2007- 2006- 2010- 2009- 2008- 2007- 2006- 2010- 2009- 2008- 2007- 200611
10
09
08
07
11
10
09
08
07
11
10
09
08
07
11
10
09
08
07

Star Union Dai-ichi

* Offices opened after seeking approval of the Authority


Note: Data collected from life insurers through a special return. 2) Office as defined under Section 64VC of the Insurance Act, 1938.

Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharashtra
Manipur
Meghalaya
Mizoram
Nagaland
Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
Uttrakhand
West Bengal
Andaman &
Nicobar Is.
Chandigarh
Dadra & Nagra
Haveli
Daman & Diu
Delhi
Lakshadweep
Puducherry
Company Total

State / Union
Territory

TABLE 28: STATE WISE DISTRIBUTION OF OFFICES OF LIFE INSURERS (Concld.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

123

12
8
22
38
72
30
90
6
34
25

IDBI Federal

India First

ING Vysya

Kotak Mahindra

Max NewYork

MetLife

Reliance Life

Sahara

SBI Life

Shriram

338

927

80

11

48

88

41

106

39

23

142

939

311

628

51

11

23

62

27

43

34

24

132

57

63

15

46

29

87

14

49

124

35

120

61

99

64

57

30

114

83

49

11

17

89

60

149

45

66

123

49

119

27

119

73

137

70

58

20

151

104

48

17

100

66

164

62

38

143

24

116

27

118

66

139

67

61

17

200

114

49

17

100

66

164

68

34

560

550

529

468

1169

88

18

73

22

101

38

73

57

63

193

103

91

36

143

66

168

85

334

73

570

145

227

92

153

17

494

285

66

23

370

86

438

56

27

185

85

251

15

570

121

235

95

159

526

298

30

19

383

93

452

69

184

61

251

15

551

73

233

84

161

569

326

30

396

92

455

95

116

24

83

443

27

70

54

158

553

320

318

25

403

91

20

43

80

13

38

19

91

305

251

60

375

61

53

137

21

468

34

106

15

715

71

58

104

441

13

59

76

468

21

231

14

1140

85

98

11

470

21

89

66

415

27

47

74

388

10

227

20

28

21

139

20

1191 1080

85

91

10

479

27

499

953

923

910

848

797 1495 1430 1253

895

772

546

13

15

61

79

348

11

2011 2010 2009 2008 2007

Others

848 3715 3607 3603 2692 1362 2262 2709 2661 1902

46

68

24

54

25

49

36

63

140

84

60

11

124

55

2011 2010 2009 2008 2007

Semi-urban

3371

8175

363

22

162

629

135

1248

270

504

203

247

13

60

1402

498

185

41

33

617

181

1092

142

128

2011

3250

8768

439

162

494

49

1247

255

705

215

254

37

1921

568

90

32

33

652

203

1151

186

66

2010

3030

8785

454

98

489

49

1145

190

705

198

265

33

2102

609

93

15

32

660

200

1164

224

58

2009

8913

2522

6391

283

53

200

33

745

94

194

151

265

1958

569

538

77

1007

213

2008

Company Total

549 1988 2105 2123 1637 1347 4668 4530 4513 3540 2159 3758 4139 3914 2797 1318 11546 12018 11815

233

316 1428 1555 1594

20

14

19

14

25

18

14

77

34

27

30

13

* Offices opened after seeking approval of the Authority.


Note: 1) Data collected from life insurers through a special return.
2) Based on the HRA classification of places done by the Ministry of Finance.
Metro: Delhi, Mumbai, Chennai, Kolkata, Hyderabad and Bangalore.
Urban: A, B-1 and B-2 class cities of the HRA classification.
Semi-urban: C class cities of the HRA classification.
Others: Places not listed in the HRA classification.

347

897

72

25

48

90

40

102

41

23

10

104

84

14

363

79

ICICI Prudential

81

12

1132 1244 1265

59

HDFC Standard

Industry total

12

Future Generali

10

LIC

DLF Pramerica

73

769

10

Canara HSBC

71

32

66

Private total

54

Birla Sunlife

33

65

26

Bharti AXA

34

17

55

64

Bajaj Allianz

34

19

Tata AIG

28

Star Union Dai-ichi

32

2011 2010 2009 2008 2007

2011 2010 2009 2008 2007

Aviva

Urban

Metro

Aegon

Insurer

TABLE 29: REGION WISE DISTRIBUTION OF OFFICES OF LIFE INSURERS *- 2010-11


(As on 31st March)

5373

2301

3072

89

12

138

33

159

53

118

75

183

583

448

148

16

877

140

2007

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharashtra
Manipur
Meghalaya
Mizoram
Nagaland
Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
Uttrakhand
West Bengal
Andaman & Nicobar Is
Chandigarh
Dadra & Nagra Haveli
Daman & Diu
Delhi
Lakshadweep
Puducherry
Company Total

State / Union
Territory
558

64
33
178
112
866
515
73
52
286
693
633
576
1195
4
7

119
298
895
338
30
1108
_
1000
110
537

43

538

10861

2010-11
373

125
2
90
87
623
402
12

205
556
393
449
742
1
6

23
277
563
220

701

670
140
444

81

432

7617

2009-10

Aegon Religare
151

51

30

194
97
7

30
145
165
132
232

124
139
74

166

242
38
121

39

132

2309

2008-09
1101
154
1256
1365
313
156
1191
1250
239
85
358
855
813
1377
1915
19
62
28
16
2366
667
1040
93
661
428
2146
89
1442
5
73
2
1
1608

45
23219

2010-11
2600
180
1455
1825
311
151
1581
1496
200
148
608
1161
1464
1965
2881
19
82
30
16
2912
1372
1216
99
1737
400
2888
139
1777
5
47
2
1
1852

108
32728

2009-10
2450
110
960
1386
374
105
1597
1510
159
138
425
1204
1299
2167
2732
15
9
14
2
2340
1207
1350
81
1747
287
3334
257
1574

25

1
1874

105
30838

2008-09

Aviva
2964
55
1018
1791
374
104
1884
1514
39
147
752
1390
2108
2180
3201

85

2
2042
1348
984
70
2019
215
3308
76
2727

167

1
2679

63
35307

2007-08
1900

767
1051
237
84
1755
1424
11
91
657
1057
1603
1144
3332

65

1
1261
1159
801
59
1698
157
3074
70
2301

193

1
3056

43
29052

2006-07
15934
135
9421
17963
3917
91
8436
2377
2114
2598
8484
7642
9043
9104
11944
145
345
220
123
15456
7545
5356
356
9220
1125
21174
504
14789

563
116
6
3303

118
189667

2010-11
15083
95
8247
15817
3251
74
7604
2069
1956
2283
7488
7279
8440
8210
10467
131
278
101
103
12367
7072
4646
227
8686
983
18431
283
12538

372
98
6
2977

79
167741

2009-10
20891
8
8948
16910
3042
174
8314
2196
1889
2460
8172
9116
9994
12365
12366
60
185
27
6
15711
8081
6137
182
10286
1069
26593
940
14554

119
16
5
3600

525
204941

2008-09

Bajaj Allianz

TABLE 30: STATE WISE DISTRIBUTION OF INDIVIDUAL AGENTS OF LIFE INSURERS

25502

9965
17754
3553
332
11022
3558
2737
3280
9113
11596
14618
16604
16282
67
283
8

16242
9927
8775
235
12756
1184
33745
1857
13752

39
11
2
4845

595
250239

2007-08

18165

9970
13505
2705
316
10241
3088
1590
2921
7561
9564
14254
13720
14336

370

14148
9872
7882
205
11038
741
29849
1679
13592

25

11
4412

431
216191

2006-07

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

124

Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharashtra
Manipur
Meghalaya
Mizoram
Nagaland
Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
Uttrakhand
West Bengal
Andaman & Nicobar Is
Chandigarh
Dadra & Nagra Haveli
Daman & Diu
Delhi
Lakshadweep
Puducherry
Company Total

State / Union
Territory
904

118
299
213
42
1223
253
142
119
582
888
628
357
1717

380
790
693
49
1126
_
1830
259
1397

342

859

15210

2010-11
1939

389
743
259
114
2263
284
184
239
911
1860
1501
1103
3706

143

978
1856
1477
14
2356
155
3936
509
3303

636

1831

32661

2009-10
2001

294
846
292
87
1862
235
206
197
713
1490
1242
1043
3172

132

882
1647
1110
16
1637
155
3580
467
3172

546

1471

28495

2008-09

Bharti AXA
589

230

1
1025

191
527
935
351
1372

698
953
427

997

1452

1071

259

662

11749

2007-08

125

123

1266

183

20

71

297

125
27

99

133

188

2006-07
16545
262
8759
10045
2426
725
6433
4781
791
397
3241
7933
5387
5250
14245
587
874
209
1060
6631
5304
6861
200
7460
173
13387
348
9866
79
481
42
5
3502

284
144573

2010-11
19483

8874
11408
2389
693
7594
4755
1121
323
3665
9095
4914
5308
15208
450
1033
90
1125
7532
8318
7725
784
8573
1
17522
1470
13237

563

4389

482
168124

2009-10
18361
1
7810
9978
1908
579
7955
5484
731
242
3216
8397
4437
5326
14010
433
883
68
1263
5938
10224
8030
748
7983
1
21535
1851
10311

791

5100

769
164363

2008-09

Birla Sunlife
10459
1
4469
5051
939
372
4931
4066
119

2489
6151
2563
3984
9949
268
601
92
1113
2095
7245
6098
45
4893
1
16656
1525
5753

963

5535

608
109034

2007-08

593
1257
2677
3092
4
3296

7067
755
3368

721

3496

318
56490

3856

1921
2892
641
274
3026
1314

1396
2883
1814
2386
6986

457

2006-07

2010-11

2009-10

Canara HSBC

TABLE 30: STATE WISE DISTRIBUTION OF INDIVIDUAL AGENTS OF LIFE INSURERS (Contd.)

2008-09

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharashtra
Manipur
Meghalaya
Mizoram
Nagaland
Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
Uttrakhand
West Bengal
Andaman & Nicobar Is
Chandigarh
Dadra & Nagra Haveli
Daman & Diu
Delhi
Lakshadweep
Puducherry
Company Total

State / Union
Territory

603
831
30

_
2459

114
5
4

521

628

5199

2010-11

202
379

1024

27

221

262

2115

2009-10

DLF Pramerica

19

46

13

35

113

2008-09

126
2773
1697
2763
_
3157
_
6436
440
2972

557

1964

_
52666

6119

700
847
246
266
2722
3015
797
896
2264
1283
2388
2228
6136

2010-11
5282

528
s
171
250
2426
2446
655
822
1999
1109
1782
1657
5072

2041
1512
2142

2550

4765
409
2256

495

1723

42613

2009-10
3273

302
372

156
1755
1449
344
619
1293
564
588
1074
2899

903
1009
1010

1087

2818
275
1248

380

1019

24437

2008-09

Future Generali

11

11

2007-08
9986

2982
2147
1467
297
7491
4248
693
866
1451
7574
10745
6141
24296
_
238
_

4098
4611
4919
150
7887
1149
12401
1128
8732

1131

9009

172
136009

2010-11
18891

3762
2660
2382
345
11456
5385
797
979
2035
12245
13682
9627
30263

327

5724
7596
9454
268
11475
1041
20340
1282
14200

1567

10812

284
198879

2009-10
22954

4277
2431
3461
449
12118
5116
708
939
2098
11649
15585
11364
27608

375

5971
7704
10250
324
12425
900
21765
1228
14872

1542

9152

361
207626

2008-09

HDFC Standard
16222

3292
1466
3374
368
7771
3488
552
1254
2038
6834
10806
9123
17579

330

3469
7514
7098
906
8794
530
15119
909
8665

665

6413

135
144714

2007-08

TABLE 30: STATE WISE DISTRIBUTION OF INDIVIDUAL AGENTS OF LIFE INSURERS (Contd.)

5734

1826
716
1611
339
3956
2447
225
732
1286
2922
8598
4576
10558

354

1518
5816
3449
873
4895

8077
527
3758

4316

79109

2006-07

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharashtra
Manipur
Meghalaya
Mizoram
Nagaland
Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
Uttrakhand
West Bengal
Andaman & Nicobar Is
Chandigarh
Dadra & Nagra Haveli
Daman & Diu
Delhi
Lakshadweep
Puducherry
Company Total

State / Union
Territory
13538

6282
10877
1699
265
12219
3828
2550
2128
4500
6049
15518
6016
19857
12
135
196

9720
11101
11374
173
9069
910
17402
1071
11865
171
878

10786

218
190407

2010-11
26125

7789
12824
1869
333
17969
4682
2858
3120
5803
7036
16303
7055
21233

213
140

11999
15313
16565
411
9803
1161
20858
1387
16326
282
983

11148

242
241830

2009-10
37781

7016
12690
1830
448
25294
4282
2610
3798
6576
8477
20212
7596
24839
390
294
124

11926
21719
18525
374
14107
1278
26562
2236
21900
294
1255

4
15007

435
299879

2008-09

ICICI Prudential
36804

5643
9311
1918
455
24096
3789
1561
3637
5180
10414
22461
8504
29229
386
400
88

11851
18509
17430
460
18333
1201
33562
2268
17423
238
1590

87
18933

593
306354

2007-08
14159

5208
5976
1111
405
23098
3959
742
2613
4017
11193
17107
8941
25032

327

9227
14839
10605
365
11725

26286
1051
15980

2835

17207

452
234460

2006-07
821
21
343
197
5
116
499
218
25
3
270
404
698
221
820
34
1
7
33
20
286
746
1
424
2
828
98
329
17
54

338

3
7882

2010-11
917
8
324
94
6
122
583
180
19
1
159
454
575
298
832
62
1
4
30
21
345
519

396
2
943
147
241
18
55

379

2
7737

2009-10
663
4
174
42
5
111
669
167
19

90
352
362
252
839
26

13
10
398
425

209

914
178
144
8
56

378

1
6509

2008-09

IDBI Federal

127

279

26

22
25

12

10
2

20
1
15
35

6
65
8
1

22

2007-08
6293

238

138
1071
550
126
296
229
4522
2491
1161
1975

1310
1171
2231

6638

1929
153
880

195

1252

108
34957

2010-11
10165

312

193
1311
1088
273
703
150
6362
3819
2330
2994

2116
2346
3247

9477

2925
253
1097

316

1667

129
53273

2009-10
15901

471

262
1861
1665
337
1057
360
7359
5355
3339
3508

2606
4179
4343

12643

5403
499
1679

453

2456

322
76058

2008-09

ING Vysya
11171

325

207
1421
1350
369
609
209
5365
3374
2151
2528

1392
2885
2639
1
8023

4118
487
1127

487

2320

202
52760

2007-08

TABLE 30: STATE WISE DISTRIBUTION OF INDIVIDUAL AGENTS OF LIFE INSURERS (Contd.)

6988

312

121
1337
616
288
272

3201
1875
2072
1980

846
922
1608

4403

2232
421
1198

974

2278

33944

2006-07

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharashtra
Manipur
Meghalaya
Mizoram
Nagaland
Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
Uttrakhand
West Bengal
Andaman & Nicobar Is
Chandigarh
Dadra & Nagra Haveli
Daman & Diu
Delhi
Lakshadweep
Puducherry
Company Total

State / Union
Territory
4

2
8
5
_
3
23
27
15
34

2
1
52

10

52

40

1
296

2010-11

2009-10

India First
1035

946
33
19

8049
3636

5
288
1739
820
861
7409

84
2654
1167

1518

1912
16
1418

570
124

3950

16
38269

2010-11
953

1235
33
15
4
7209
3396

1
366
1444
736
651
6669

92
2439
1130

1476

2068
23
1177

493
101

4173

13
35897

2009-10
1023

1334
25
10
1
8575
4168

392
1359
974
858
7178

106
2924
1245

1883

2361
42
1402

446
78

5698

1
42083

2008-09

Kotak Mahindra
910

974

3
4
7230
3086

454
1061
996
750
5278

2168
988

1789

1691

1391

565

5385

34723

2007-08

128
1168

537

3920

24484

1106
734

1213

1000

855

1150

4854
1628

169
788
451
804
4107

2006-07
2751
_
82
395
371
429
4569
2916
433
312
561
1384
1705
1296
7840

24

813
2908
1918

1936
42
4066
960
1280

486

3999

66
43542

2010-11
4704
5
417
649
596
737
7684
4508
844
520
594
2358
2473
2389
13241
14
22
9
2
1810
5533
3352
15
3637
63
6997
1073
2073
5
513
3
4
5967

17
72828

2009-10
5598
2
590
747
601
735
9170
4257
966
494
679
2510
2598
2911
15992
14
87
9

2328
6372
3539
11
4295
53
8440
1262
2440
6
723
3
3
7128

88
84651

2008-09

Max NewYork
2127

311
266
182
259
5061
1687
231
189
379
890
764
1412
6615

671
3863
1577

1616

3087
592
1184

551

3368

19
36901

2007-08

TABLE 30: STATE WISE DISTRIBUTION OF INDIVIDUAL AGENTS OF LIFE INSURERS (Contd.)

1417

175
158
152
130
3749
709
17
32
264
801
612
1159
4597

285
3220
998

1225

1433
304
770

420

2417

25044

2006-07

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharashtra
Manipur
Meghalaya
Mizoram
Nagaland
Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
Uttrakhand
West Bengal
Andaman & Nicobar Is
Chandigarh
Dadra & Nagra Haveli
Daman & Diu
Delhi
Lakshadweep
Puducherry
Company Total

State / Union
Territory
2749
40
722
320
520
76
1409
833
82
1263
443
1977
3847
426
2298
7
1

23
922
1572
627
1
1962
80
2361
262
2000
15
169
2
3
1792

36
28840

2010-11
7692
10
1412
659
624
194
3115
1520
44
2686
939
5238
8461
637
6205
70
5
1
18
2326
4335
1515
5
3496
44
3757
481
3538
6
466
2
5
3771
1
22
63300

2009-10
7843
18
1229
847
474
246
3348
1265
33
1578
1356
5402
7841
650
6298
109
10

13
1752
4478
1328
12
3339
36
3007
593
3622
7
441

2
3537

13
60727

2008-09

MetLife
5069
15
506
594
65
148
1712
538
16
247
1027
4101
5571
416
3982
49
9

13
1052
1868
537
13
2953
35
1192
384
2496
1
282

1901

6
36798

2007-08
2835

253
17
1
2
759
295
6
2
34
3389
3111
145
2158

1
482
1000
363
10
2322
1
562
159
1516

162

1259

2
20848

2006-07
22229
599
10478
11295
1926
386
10191
4891
1589
1891
5659
6822
5476
10406
12350

769
189
189
10678
4895
7340
107
12306
1534
25152
3211
10740

258

5653

224
189433

2010-11
25484
572
10053
11231
1818
329
10371
5890
1606
1739
5349
8090
6298
10719
11823

596
216
243
10145
5144
7087
116
14512
1008
23146
3071
10827

490

7136

456
195565

2009-10
19138
312
5883
9665
883
245
9357
3272
693
671
2345
7100
5546
8472
9042

580
168
168
5834
5216
4672
134
12614
670
19093
760
8223

829

7799

229
149613

2008-09

Reliance Life
19022

3921
7541
709
13
10775
6219
1090
10
4271
8625
11371
7578
9782

473
43
56
10517
6744
9199
83
18809
258
28725
559
5630

2445

9685

41
184194

2007-08

TABLE 30: STATE WISE DISTRIBUTION OF INDIVIDUAL AGENTS OF LIFE INSURERS (Contd.)

9748

1568
3182
163

7397
2372
605

2048
5377
6055
2837
6297

435

5213
4806
4865

11240

12802

3399

1677

3536

95622

2006-07

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

129

Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharashtra
Manipur
Meghalaya
Mizoram
Nagaland
Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
Uttrakhand
West Bengal
Andaman & Nicobar Is
Chandigarh
Dadra & Nagra Haveli
Daman & Diu
Delhi
Lakshadweep
Puducherry
Company Total

State / Union
Territory
790
_
347
2344
101

593
154

819
175

588
272

539
41
1645

44

4281
182
844

77

344

14180

2010-11
770

342
2364
100

587
144

806
159

577
308

548
39
1591

47

4058
181
832

76

327

13856

2009-10
730

358
2045
116

2008-09

Sahara
712

371
1981
64

571
109

739
168

672
284

506
32
1660

106

3688
144
563

44

425

12839

2007-08
178

334
1557

550
88

660
107

634
262

319
32
1438

62

2790
145
249

25

367

9797

2006-07
8269
144
1285
2808
2600
369
3193
2227
851
316
1909
5121
6819
4834
8651
97
74
111
110
4333
1501
3284
50
8663
86
6005
786
3698
16
167

1045

206
79628

2010-11
7247
79
850
2389
1726
284
2422
1691
594
261
1582
5180
5776
3904
6574
55
71
32
60
3374
1217
2713
20
8097
57
4453
434
3312

170
1

710

197
65532

2009-10
8332
19
716
2757
2022
155
1962
2058
543
298
1410
5108
6313
3359
5886
64
30
84
6
3652
1730
3103
15
9306
21
4795
433
3787
1
285

727

16
68993

2008-09

SBI Life
4542
5
318
1754
1423
59
1594
1110
186
177
915
2770
4323
1980
3012
87
73

6
2206
1119
2034
12
6020
27
1976
45
2103

196

557

14
40643

2007-08
2652
2
118
1262
1084

1508
613
86
89
831
875
2266
1553
2335

95

4
1931
683
1347
6
2471
3
1376
22
1386

160

595

3
25356

2006-07

14
45
1
_
2
1

22
12

_
2
1
1

14

128

2010-11
1

2
1

2
1

21
13

2
1
1

12

69

2009-10

Star Union

TABLE 30: STATE WISE DISTRIBUTION OF INDIVIDUAL AGENTS OF LIFE INSURERS (Contd.)

2008-09

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

130

Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharashtra
Manipur
Meghalaya
Mizoram
Nagaland
Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
Uttrakhand
West Bengal
Andaman & Nicobar Is
Chandigarh
Dadra & Nagra Haveli
Daman & Diu
Delhi
Lakshadweep
Puducherry
Company Total

State / Union
Territory
6602

22
192
1
20
4

145
490
100
957
413

_
49
1
7

1072

17
6

15

25
10139

2010-11
16101

29
286
1
116

212
771
149
1336
562

13

1899

14
3
13

36
21554

2009-10
15092
5

2
113
1
114

45
690
144
1215
421

10

1848

16
1

37
19759

2008-09

Shriram
13777
5

2
15
1
109

45
662
135
791
308

10

1753

16
1

27
17659

2007-08
8113
4

7
1

488
116
328
149

1153

19
10384

2006-07
3715
35
7096
4000
880
86
6823
4043
768
5
2552
1725
5898
1921
7679
189
67
151
321
5434
1703
4647
29
5712
1236
5929
390
11958
4
134
11
12
1844
2
224
87223

2008-09
7834
56
11964
6532
1543
146
11067
6598
1301
7
4916
3724
9352
3270
13791
348
292
336
173
8794
2963
8551
171
7782
1595
10854
730
22317
5
257
23
19
4039
4
203
151557

2009-10
4577
29
6558
4529
1027
85
8802
5412
854
5
3451
2861
7659
2202
9069
114
145
138
42
5946
2095
5911
142
6133
733
8911
585
15911
5
208
20
21
3330
4
156
107670

2008-09

Tata AIG
1880
14
2441
2096
455
29
4440
2590
382
2
1915
1092
4368
1007
4808
11
36
3
4
3055
448
2975
116
3055
225
4983
379
7352
5
806
8

1512
2
50
52544

2007-08

2010-11

2009-10

2008-09

2007-08

561 119943 230128 186759 151772

1390
1787
508
95
1723
51133
84921
46971
33554
841
65042
97650
65272
49837
194
17074
30707
16188
13074

3555
4773
3839
2358
2032
77605 122932 103530
83707
255
40579
67379
42788
33112
161
11308
17034
10099
7292

11232
12392
12496
9552
976
34052
56370
33450
29717
582
57303
89717
73949
61666
2787
73036 129241
90314
84394
162
53757
83925
64907
57518
2745 131058 198032 146401 114244

1094
2059
1225
868
16
2598
3497
2730
2290

1111
1966
632
234

1994
2720
1513
1194
1839
65908 107389
66598
55806
120
51803
65449
79209
64633
2517
57009
97209
72639
62424
13
1239
1813
2039
1941
1338
79974 146446 101753
91928
37
6765
10785
5203
3676
841 128436 185098 163393 153325
13
10018
14133
11858
9250
4542
84763 161992 105781
71253

307
345
322
245
1522
6700
10676
8237
9068

297
360
117
19

27
79
36
90
2275
52470
69917
68761
64257

2
14
4
2
13
1746
2972
3058
2353
28105 1302328 1575476 1592579 1326748

2006-07

Private Total (State-wise)

TABLE 30: STATE WISE DISTRIBUTION OF INDIVIDUAL AGENTS OF LIFE INSURERS (Contd.)

77344
6
25325
31157
7906
1672
64282
18808
3731
6752
19899
43298
60649
40461
85171

2121

599
38457
46279
39699
1535
58178
939
97522
5146
53415

9251

12
49257

1281
890152

2006-07

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

131

Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharashtra
Manipur
Meghalaya
Mizoram
Nagaland
Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
Uttrakhand
West Bengal
Andaman & Nicobar Is
Chandigarh
Dadra & Nagra Haveli
Daman & Diu
Delhi
Lakshadweep
Puducherry
Company Total

State / Union
Territory
111629
623
34600
68912
17167
3906
61431
21194
11900
6660
24063
85659
69416
55517
169012
1603
588
336
810
44916
36920
69486
581
109362
3736
150878
14228
115929
758
3638
5
98
39652
2
1849
1337064

2010-11
129364
577
37858
74947
14663
3937
67062
19917
13400
7154
27286
95249
73766
58209
160844
1782
584
390
859
48171
35601
67386
633
116634
3859
160697
19397
118062
634
2967
2
138
38988
2
1788
1402807

2009-10
123772
507
38192
66372
15952
3900
62765
18046
11392
6870
27111
92303
69094
55858
154632
1954
643
384
833
44598
33184
61629
706
113258
3943
158026
19299
116344
1003
2667
2
109
37756
2
1749
1344856

2008-09

LIC
114430
407
36280
60787
14384
3620
58528
17942
9929
6633
24868
76719
55705
54404
131795
1724
600
358
799
35631
29461
54043
656
93718
3730
142942
16750
106346
747
2450
2
92
35891
2
1371
1193744

2007-08
100314
383
38215
58983
17725
3379
53800
16724
8290
6506
24387
67749
49478
45954
124471
1446
603
291
663
33377
18953
51071
612
81331
1446
132832
14966
103163
485
8683
2
125
35450
2
1188
1103047

2006-07
231572
2013
85733
133954
34241
7461
139036
61773
23208
17892
58115
142962
142452
109274
300070
2697
3186
1447
2804
110824
88723
126495
1820
189336
10501
279314
24246
200692
1065
10338
302
125
92122
4
3595
2639392

2010-11
331886
2396
123948
192937
51966
10840
192836
78497
31498
24398
82502
210711
191930
155228
424541
4143
3789
1738
3467
144201
107676
177566
2432
270667
11947
412146
39212
303855
1550
19021
304
250
127572
6
4783
2978283

2009-10
310531
1015
85163
131644
32140
7739
166295
60834
21491
19366
60561
166252
159408
120765
301033
3179
3373
1016
2346
111196
112393
134268
2745
215011
9146
321419
31157
222125
1325
10904
119
145
106517
6
4807
2937435

2008-09

Industry Total (State-wise)


266202
502
69834
110624
27458
5978
142235
51054
17221
16185
54585
138385
140099
111922
246039
2592
2890
592
1993
91437
94094
116467
2597
185646
7406
296267
26000
177599
992
11518
21
182
100148
4
3724
2520492

2007-08

TABLE 30: STATE WISE DISTRIBUTION OF INDIVIDUAL AGENTS OF LIFE INSURERS (Concld.)

177658
389
63540
90140
25631
5051
118082
35532
12021
13258
44286
111047
110127
86415
209642
1446
2724
291
1262
71834
65232
90770
2147
139509
2385
230354
20112
156578
485
17934
2
137
84707
2
2469
1993199

2006-07

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

132

133
735.09

839.78

Note: New business premium includes first year premium and single premium.

610851

3650968 2983954 2152069 13040.85 15822.29

998809

Industry Total

255.20

2951235 1985145 1541218 12305.76 14982.51

217.69

LIC

84019

4.90

699733

80903

12.24

7.19

4.21

288.18

263.72

2.42

18.17

Private Total

Star Union Dai-ichi

604

734

256.08

186.00

58.87

2009-10

68243

Shriram

324

125

234299

280659

10226

310

2010-11

Premium

Tata AIG

SBI Life

1483

Sahara

Reliance Life

3501

Max NewYork

MetLife

Kotak Mahindra

344926

324889

ICICI Prudential

ING Vysya

HDFC Standard

India First

Future Generali

DLF Pramerica

568647

127

3757

2009-10

IDBI Federal

Canara HSBC

290395

Bharti Axa

Birla Sunlife

11222

2010-11

2008-09

Individual Category
No. of Policies

Bajaj Allianz

Aviva

Aegon Religare

Insurer

3656.55

3118.74

537.81

154.17

8.21

18.69

122.05

147.69

85.47

1.52

5469

5446

23

12

5207

5190

17

13

1983537

357563

70683

69

648835

10010

896377

2010-11

1895143

15525

281856

41442

1498994

558910

50

40000

22602

2602

7500

2586

872244

2008-09

1548820

2009-10

No. of Lives covered

1719.14

343.20

78.23

178.41

1.00

1118.30

2010-11

1472.09

4.10

622.17

11.02

0.01

834.79

2009-10

Premium

3326.80

3303.85

0.10

0.78

2.97

0.01

2.34

16.75

2008-09

6897 15259001 16842070 12551809 15522.81 24341.81 20595.34

6883 13275464 14946927 11052815 13803.67 22869.72 17268.54

14

2008-09 2010-11 2009-10 2008-09

No. of Schemes

Group Category

(Premium in ` lakh)

TABLE 31: NEW BUSINESS UNDER MICRO-INSURANCE PORTFOLIO (LIFE INSURANCE)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

0.00

2.10
0.20
0.00
0.00

Claims paid

Claims repudiated

Claims written back

Claims pending at end of year

0
0

11
11
10
1
0
0

Claims intimated / booked

Total Claims

Claims paid

Claims repudiated

134

Claims written back

Claims pending at end of year

20

21

21

0.20

0.00

0.00

2.98

3.18

3.18

0.00

2010-11

16

16

16

0.00

0.00

0.00

2.02

2.02

2.02

0.00

2009-10

Bajaj Allianz

Note: No death claims has been paid by the rest of the companies during these two years.

More than 12 months

0
0

Within 3-6 months

Within 6-12 months

Within 3 months

Break up of claims pending -- duration wise (Number of Policies)

0.00

0.00

0.00

Claims pending at start of year

Number of Policies

0.00

2.30

Total Claims

0.00

0.00
2.30

0.00

2009-10

Claims pending at start of year

2010-11

Aviva

Claims intimated / booked

Amount of Benefit Paid

Particulars

2209

915

919

919

2210
2210

0.00

0.00

0.43

86.91

87.34

87.34

0.00

2009-10

0.00

0.00

0.07

316.44

316.51

316.51

0.00

2010-11

Birla Sunlife

1429

1433

1433

0.15

0.00

0.10

141.01

141.26

141.26

0.00

2010-11

2077

2077

2057

20

0.00

0.00

0.00

1.65

1.65

1.64

0.01

2009-10

ICICI Prudential

16

16

16

0.00

0.00

0.00

0.24

0.24

0.24

0.00

2010-11

29

29

29

0.00

0.00

0.00

0.36

0.36

0.36

0.00

2009-10

ING Vysya

0.00

0.00

0.00

0.00

0.01

0.01

0.00

2010-11

0.00

0.00

0.00

0.00

0.00

0.00

0.00

2009-10

MetLife

(Benefit Amount in ` Lakh)

TABLE 32: DEATH CLAIMS UNDER MICRO- INSURANCE PORTFOLIO - INDIVIDUAL CATEGORY

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

0.00

0.55
0.00
0.00
0.00

Claims paid

Claims repudiated

Claims written back

Claims pending at end of year

135
0

Claims pending at end of year

24

350

374

369

0.00

0.00

8.64

41.91

50.55

49.47

1.08

2010-11

Tata AIG

Note: No death claims has been paid by the rest of the companies during these two years.

More than 12 months

0
0

Within 3-6 months

Within 6-12 months

Within 3 months

Break up of claims pending -- duration wise (Number of Policies)

Claims written back

4
0

Claims repudiated

Total Claims

Claims paid

Claims intimated / booked

0.20

0.90

1.10

Claims pending at start of year

Number of Policies

0.00

0.55

Total Claims

0.65

0.20
0.35

0.45

2009-10

Claims pending at start of year

2010-11

Sahara

Claims intimated / booked

Amount of Benefit Paid

Particulars

24

364

393

387

1.08

0.00

4.55

90.21

95.84

52.89

42.95

2009-10

28

4039

4071

4064

0.35

0.00

9.01

505.23

514.59

513.31

1.28

2010-11

28

3406

3441

3413

28

1.28

0.00

4.98

182.05

188.31

144.90

43.41

2009-10

Private Total

16

16

60

7244

7320

7315

2.64

0.00

13.41

1174.12

1190.17

1189.05

1.12

2010-11

LIC

25

4102

4133

4115

18

1.12

0.27

4.36

637.17

642.92

639.65

3.27

2009-10

19

20

88

11283

11391

11379

12

2.99

0.00

22.42

1679.35

1704.76

1702.36

2.40

2010-11

11

12

53

7508

7574

7528

46

2.40

0.27

9.34

819.22

831.23

784.55

46.68

2009-10

Industry Total

(Benefit Amount in ` Lakh)

TABLE 32: DEATH CLAIMS UNDER MICRO- INSURANCE PORTFOLIO - INDIVIDUAL CATEGORY (Concld.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

0.00

Claims pending at end of year

136
0

Claims pending at end of year

0
0
0
0

Within 3 months

Within 3-6 months

Within 6-12 months

More than 12 months

(0.00)

(0.00)

(0.00)

50

50

19

987
918

1092

987

20.41

0.00

1.71

79.13

101.25

101.25

0.00

2010-11

49

49

49

0.00

0.00

0.00

3.59

3.59

3.59

0.00

2009-10

IDBI Federal

1091

1091

0.00

0.00

0.12

175.82

175.94

175.79

0.15

2009-10

Break up of claims pending -- duration wise (Number of Policies)

Claims written back

1553

Claims paid
3

1556

Total Claims

Claims repudiated

1556

Claims intimated / booked

Claims pending at start of year

0.00

Number of Lives

0.56

307.34

Claims paid

Claims written back

307.89

Total Claims

Claims repudiated

307.89

0.00

2010-11

Aviva

Claims intimated / booked

Claims pending at start of year

Amount of Benefit Paid

Particulars

22

32

144

177

174

4.33

0.00

0.10

16.45

20.88

20.62

0.26

2010-11

ING Vysya

136

142

125

17

0.26

0.00

0.25

10.58

11.09

9.39

1.70

2009-10

105

1275

1384

1383

1.55

0.00

40.53

506.65

548.73

548.22

0.51

2010-11

SBI Life

58

1011

1070

1069

0.51

0.00

22.89

389.38

412.78

412.53

0.25

2009-10

395

395

395

0.00

0.00

0.00

118.50

118.50

118.50

0.00

2010-11

Shriram

0.00

0.00

0.00

0.00

0.00

0.00

0.00

2009-10

(Benefit Amount in ` Lakh)

TABLE 33: DEATH CLAIMS UNDER MICRO- INSURANCE PORTFOLIO - GROUP CATEGORY

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

0.00
26.29

Claims pending at end of year

137

4499
4285
128
0
86

Total Claims

Claims paid

Claims repudiated

Claims written back

Claims pending at end of year

76
3
6
1

Within 3 months

Within 3-6 months

Within 6-12 months

More than 12 months

Break up of claims pending -- duration wise (Number of Policies)

4495

Claims intimated / booked

Claims pending at start of year

23.26

42.90

Claims repudiated

Claims written back

Number of Lives

579.57

1028.07

Claims paid

62

2288

2354

2335

19

0.77

0.00

603.60

1097.25

Total Claims

601.50

2.10

2009-10

1096.48

0.77

2010-11

Private Total

Claims intimated / booked

Claims pending at start of year

Amount of Benefit Paid

Particulars

341

341

45965

46306

45819

487

138.57

0.00

0.00

19607.62

19746.19

19606.55

139.64

2010-11

LIC

0
0

417

427

128

50250

50805

50314

491

164.86

0.00

42.90

20635.69

20843.44

20703.03

140.41

2010-11

487

487

41175

41662

41546

116

139.64

0.00

0.00

17188.61

17328.25

17294.27

33.98

2009-10

Industry Total

491

491

62

43463

44016

43881

135

140.41

0.00

23.26

17768.18

17931.85

17895.77

36.08

2009-10

(Benefit Amount in ` Lakh)

TABLE 33: DEATH CLAIMS UNDER MICRO- INSURANCE PORTFOLIO - GROUP CATEGORY (Concld.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

2010-11

Aviva

0.00
0.00
0.00
0.00
2.10

Within 1-3 months

Within 3-6 months

Within 6-12 months

More than 12 months

Total Claims Settled

138

0
0
0
0
10

Within 1-3 months

Within 3-6 months

Within 6-12 months

More than 12 months

Total Claims Settled

0.00

0.00

0.00

0.00

0.00

20

18

2.98

0.00

0.00

0.00

0.58

2.40

2010-11

16

2.02

0.00

0.00

0.25

0.93

0.84

2009-10

Bajaj Allianz

2209

2208

316.44

0.00

0.00

0.00

0.06

316.38

2010-11

915

915

86.91

0.00

0.00

0.00

0.00

86.91

2009-10

Birla Sunlife

Note: No death claims has been paid by the rest of the companies during these two years.

10

Within 1 month

Settlement of claims- Number of Policies

2.10

Within 1 month

0.00

2009-10

Settlement of claims- Benefit Amount Paid

Particulars

1429

12

28

1388

141.10

0.00

0.00

0.01

0.03

1.36

2010-11

2077

16

13

27

2021

1.65

0.00

0.01

0.04

0.02

1.58

2009-10

ICICI Prudential

16

11

0.24

0.00

0.00

0.00

0.11

0.13

2010-11

29

27

0.36

0.00

0.00

0.00

0.05

0.31

2009-10

ING Vysya

TABLE 34: DURATION WISE SETTLEMENT OF CLAIMS-MICRO INSURANCE INDIVIDUAL CATEGORY

0.00

0.00

0.00

0.00

0.00

0.00

2010-11

MetLife

0.00

0.00

0.00

0.00

0.00

0.00

2009-10

(Benefit Amount in ` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

0.45
0.10
0.00
0.00
0.55

Within 1-3 months

Within 3-6 months

Within 6-12 months

More than 12 months

Total Claims Settled

139

3
1
0
0
4

Within 1-3 months

Within 3-6 months

Within 6-12 months

More than 12 months

Total Claims Settled

0.90

0.00

0.00

0.45

0.35

0.10

2009-10

Tata AIG

350

342

41.91

0.00

0.00

0.00

0.96

40.95

2010-11

Note: No death claims has been paid by the rest of the companies during these two years.

Within 1 month

Settlement of claims- Number of Policies

0.00

2010-11

Sahara

Within 1 month

Settlement of claims- Benefit Amount Paid

Particulars

364

11

353

90.21

0.00

0.00

0.00

2.33

87.88

2009-10

4039

13

53

3972

365.63

0.00

0.00

0.11

2.20

363.32

2010-11

3406

16

17

49

3324

182.04

0.00

0.01

0.74

3.68

177.62

2009-10

Private Total

7244

7242

1174.12

0.00

0.00

0.00

0.50

1173.62

2010-11

LIC

4102

4097

637.17

0.00

0.00

1.03

0.00

636.14

2009-10

TABLE 34: DURATION WISE SETTLEMENT OF CLAIMS-MICRO INSURANCE INDIVIDUAL CATEGORY (Concld.)

11283

13

55

11214

1539.75

0.00

0.00

0.11

2.70

1536.94

2010-11

7508

16

22

49

7421

819.21

0.00

0.01

1.77

3.68

813.76

2009-10

Industry Total

(Benefit Amount in ` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

0.00
0.15
0.00
307.34

Within 3-6 months

Within 6-12 months

More than 12 months

Total Claims Settled

140

1
0

Within 6-12 months

More than 12 months

ING Vysya

1091

918

918

79.13

0.00

0.00

0.00

0.00

79.13

49

49

3.59

0.00

0.00

0.00

0.00

3.59

144

24

63

56

16.45

0.00

0.12

2.99

6.86

6.48

136

12

45

79

10.58

0.00

0.00

0.92

2.41

7.25

Note: No death claim has been paid by the rest of the companies during these two years.

1553

Within 3-6 months

Total Claims Settled

1549

Within 1-3 months

Within 1 month
1074

175.82

0.37

0.80

0.26

1.47

172.92

Settlement of claims- Number of Lives

0.48

306.71

Within 1-3 months

Within 1 month

IDBI Federal

SBI Life

Shriram

Private Total

1275

24

1244

506.65

0.00

0.00

2.86

10.20

493.59

1011

29

974

389.38

0.00

0.25

2.30

11.41

375.42

395

82

313

118.50

0.00

0.00

0.00

24.60

93.90

0.00

0.27

5.85

42.14

979.81

4285

31

172

4080

0.00 1028.07

0.00

0.00

0.00

0.00

0.00

2010-11

LIC
2009-10

2010-11

2009-10

Industry Total

0.00

0.00

0.00

185.34

0.00

0.00

0.00

33.98

0.00

0.27

5.85

227.48

0.37

1.05

3.68

49.27

2288

22

83

2176

45965

599

45366

41175

116

41059

50250

31

771

49446

43463

22

199

43235

579.57 19607.62 17188.61 20635.69 17768.18

0.37

1.05

3.68

15.29

559.18 19422.28 17154.63 20402.09 17713.81

2010-11 2009-10 2010-11 2009-10 2010-11 2009-10 2010-11 2009-10 2010-11 2009-10 2010-11 2009-10

Aviva

Settlement of claims- Benefit Amount Paid

Particulars

(Benefit Amount in ` Lakh)

TABLE 35: DURATION WISE SETTLEMENT OF CLAIMS-MICRO INSURANCE-GROUP CATEGORY

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

TABLE 36: COMPANY WISE NUMBER OF MICRO-INSURANCE AGENTS


(As on 31st March)
Insurer

2011

2010

2009

2008

Aegon Religare

Aviva

210

210

193

168

Bajaj Allianz
Bharti AXA

Birla Sunlife

33

129

104

77

Canara HSBC

DLF Pramerica

Future Generali

HDFC Standard

ICICI Prudential

47

14

14

IDBI Federal

IndiaFirst

ING Vysya

Kotak Mahindra

Max NewYork

Met Life

Reliance Life

Sahara

15

15

13

SBI Life

Shriram

Star Union

TATA AIG

443

400

277

164

Private Total

758

770

603

418

9724

7906

6647

4166

10482

8676

7250

4584

LIC
Industry Total

141

142
5
1
5
0
0
12
245
395

Sahara

SBI Life

Shriram

Star Union Dai-ichi

TATA AIG

PRIVATE TOTAL

GRAND TOTAL

Max New York


15

29

Kotak Mahindra

Reliance

10

ING Vysya

Met Life

Future Generali

DLF Pramerica

IndiaFirst

Canara HSBC

IDBI Federal

21

Birla Sun Life

48

17

Bharti Axa

ICICI Prudential

16

Bajaj Allianz

39

23

Aviva

HDFC Standard

150

O/S at the
start of the
year

Aegon Religare

PRIVATE SECTOR

LIC

PUBLIC SECTOR

Insurer

9656

7068

279

16

28

293

12

540

246

525

779

99

25

1294

528

72

22

26

533

267

799

631

54

2588

Reported
during the
year

2010-11

9797

7125

276

16

21

284

12

458

272

16

19

9
23

247

40

10

21

14

56

38

13

186

541

523

757

106

27

1342

562

63

17

24

515

277

811

654

50

2672

Resolved O/S at the


during the start of the
year
year

2449

1843

79

16

80

184

75

187

151

29

330

154

24

153

38

173

152

606

Reported
during the
year

2009-10

2512

1870

83

16

94

192

79

227

132

40

296

171

24

141

21

195

142

642

1017

332

24

16

19

29

33

17

20

57

13

78

17

685

Resolved O/S at the


during the start of the
year
year

1794

1313

65

62

79

46

112

95

35

196

94

109

211

193

481

Reported
during the
year

2008-09

2007-08

2353

1373

73

59

75

66

105

102

20

202

95

113

251

197

980

299

102

23

13

20

10

197

2057

1406

66

101

89

49

84

51

26

233

106

67

403

127

651

1339

1176

50

108

76

23

58

40

23

226

50

56

345

120

163

Resolved O/S at the Reported Resolved


during the start of the during the during the
year
year
year
year

TABLE 37: STATUS OF GRIEVANCES - LIFE INSURERS

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

143

2009-10

2008-09

2007-08

2006-07

888

TOTAL
2005-06

11017

485
210
238
1268
933
1445
280
1388
515
1392
1448
1415
9551

210
121
227
626
928
1378
223
1324
441
1484
1188
1401
557

8
66
99
120
16
99
17
20
35
55
0
22
2004-05

8967

301
379
220
931
941
1471
308
815
370
1111
1004
1116
8636

302
407
286
767
955
1326
317
822
369
971
1004
1110
390

11
13
137
61
5
23
16
7
16
64
16
21
2003-04

5753

155
376
166
620
777
163
197
614
284
798
852
751
5586

158
323
204
561
766
87
196
601
265
807
868
750
603

26
2
140
46
7
127
23
13
28
87
52
52
2002-03

5565

131
555
201
515
705
108
155
524
235
726
970
740
5778

146
544
204
500
707
212
162
530
247
749
1006
771
588

23
4
151
61
12
147
34
11
6
64
29
46

2001-02

5433

159
513
189
472
682
195
177
556
166
916
896
512

5418

156
515
200
487
687
215
188
554
144
893
873
506

547

TOTAL

132
470
256
441
640
283
109
543
128
904
852
222
4980

O/S : Outstanding; NA: Not Available.

39
20
60
73
19
168
15
22
8
38
38
47

Ahmedabad
Bhopal
Bhubaneshwar
Chandigarh
Chennai
Delhi
Guwahati
Hyderabad
Kochi
Kolkata
Lucknow
Mumbai
4926

148
486
165
440
646
305
90
554
130
878
861
223
674

21
102
46
37
7
118
10
57
7
77
113
79
4893

84
337
135
463
604
439
83
564
100
770
1008
306
5020

66
419
121
427
592
389
78
599
99
809
1083
338
564

17
81
21
30
26
126
7
35
5
135
59
22

3404

60
171
112
208
378
293
91
504
111
622
574
280

3289

55
151
87
201
397
296
88
482
109
680
520
223

NA

NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA

2481

68
235
105
131
288
340
88
137
62
443
312
270

1917

51
154
84
101
262
214
81
102
57
308
253
248

NA

NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA

1967

57
230
76
48
183
473
53
77
52
249
321
148

1506

27
209
62
37
181
274
41
59
46
154
316
100

O/S at Reported Resolved


O/S at Reported Resolved
O/S at Reported Resolved
O/S at Reported Resolved
O/S at Reported Resolved
the start
during
during the start
during
during the start
during
during the start
during
during the start
during
during
of the the year the year
of the the year the year
of the the year the year
of the the year the year
of the the year the year
year
year
year
year
year

7
38
33
284
2
244
8
13
36
195
0
28

Name of Centre

2010-11
O/S at Reported Resolved
O/S at Reported Resolved
O/S at Reported Resolved
O/S at Reported Resolved
O/S at Reported Resolved
the start
during
during the start
during
during the start
during
during the start
during
during the start
during
during
of the the year the year
of the the year the year
of the the year the year
of the the year the year
of the the year the year
year
year
year
year
year

Ahmedabad
Bhopal
Bhubaneshwar
Chandigarh
Chennai
Delhi
Guwahati
Hyderabad
Kochi
Kolkata
Lucknow
Mumbai

Name of Centre

TABLE 38: PERFORMANCE OF OMBUDSMEN AT DIFFERENT CENTRES (LIFE INSURANCE)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

PART-II

NON-LIFE INSURANCE

Oriental Insurance

United India Insurance

147
QBE, Australia
Insurance Australia Group Limited (IAG), Australia

Raheja QBE

SBI General

L & T General

Munich Re
Bupa Finance PLC, UK

Apollo Munich

Max Bupa

* as on 31st August, 2011.

General Insurance Corporation of India

Agriculture Insurance Company

REINSURER

Export Credit Guarantee Corporation Ltd.

SPECIALISED INSURERS

Individual Promoters, UAE

Star Health & Allied Insurance

HEALTH INSURERS

AXA Holdings, France

ERGO, Germany

HDFC ERGO

Sanlam, South Africa

Fairfax Financial Holding Ltd, Canada

ICICI Lombard

Bharti AXA General

Mitsui Sumitomo, Japan

Cholamandalam MS

Shriram General

Allianz, Germany

Bajaj Allianz

Sompo, Japan

American International Group (AIG), USA

TATA AIG

Universal Sompo

Tokio Marine Asia Pte. Ltd, Japan

IFFCO-TOKIO

Participatie Maatschapij Graafsschap Holland NV, Netherlands (Generali)

Reliance General

Future Generali India

Royal Sun Alliance, UK

Royal Sundaram

PRIVATE SECTOR

National Insurance

Foreign Partners

New India Assurance

PUBLIC SECTOR

Insurers

112

126

124

145

131

129

146

144

141

139

137

134

132

125

115

123

113

108

106

103

102

545

556

58

190

Regn. No.

2001

2003

1957

26.02.2010

03.08.2007

16.03.2006

12.07.2010

15.12.2009

11.12.2008

27.06.2008

08.05.2008

16.11.2007

04.09.2007

27.09.2002

03.08.2001

15.07.2002

02.05.2001

22.01.2001

04.12.2000

23.10.2000

23.10.2000

1919

1947

1906

1919

Date of
Registration

TABLE 39: DETAILS OF NON-LIFE INSURANCE COMPANIES OPERATING IN INDIA*

2001-02

2003-04

1957-58

2009-10

2007-08

2006-07

2010-11

2009-10

2008-09

2008-09

2008-09

2007-08

2007-08

2002-03

2001-02

2002-03

2001-02

2000-01

2000-01

2000-01

2000-01

1919-20

1947-48

1906-07

1919-20

Year of
Operation

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

148

26417.21
(20.96)
2869.96
553.90
967.99
600.16
1279.91
4251.87
1783.18
4.90
1655.43
1143.99
780.89
1173.09
299.10
43.02
17.24
17424.63
(24.67)
43841.84
(22.41)

Public Total

Bajaj Allianz
Bharti AXA
Cholamandalam
Future Generali
HDFC Ergo
ICICI Lombard
IFFCO Tokio
Raheja QBE
Reliance
Royal Sundaram
Shriram
TATA AIG
Universal Sompo
SBI General
L&T General

Private Total

Total

282.69
25.46
1227.55

114.66
0.13
961.65

1520.70
813.00

35815.85
(13.96)

13977.00
(13.44)

2482.33
310.82
784.85
376.61
915.40
3295.06
1457.84
1.32
1979.65
913.11
416.93
853.80
189.28

21838.85
(14.30)

4645.99
7099.14
4854.67
5239.05

2009-10

48.14

509.86

833.44
744.68

31428.40
(9.11)

12321.09
(12.09)

2619.29
28.50
685.44
186.49
339.21
3402.04
1374.06

1914.88
803.36
113.76
823.92
30.14

19107.31
(7.26)

4295.85
6455.79
4077.90
4277.77

2008-09

2.97

168.19

835.11
668.37

28805.60
(11.09)

10991.89
(27.12)

2379.92

522.34
9.81
220.60
3307.12
1128.15

1946.42
694.41

782.64
0.48

17813.71
(3.07)

4021.97
6151.97
3900.22
3739.56

2007-08

Note: Figure in the bracket represents the growth over the previous year in per cent.

Apollo Munich
Max Bupa
Star Health

Stand-alone Health
Insurers

AIC
ECGC

1950.05
885.47

6245.17
8225.51
5569.88
6376.66

National
New India
Oriental
United

Specialised Insurers

2010-11

Insurer

555.83
577.33

21339.10
(15.62)

5362.66
(52.89)

1272.29

220.18

200.94
1582.86
892.72

162.33
458.64

572.70

15976.44
(6.87)

3536.34
5675.54
3609.77
3154.78

2005-06

549.72
515.55

18456.45
(11.57)

3507.62
(55.35)

851.62

169.25

175.63
873.86
496.64

161.68
330.70

448.24

14948.82
(4.65)

3810.65
5103.16
3090.55
2944.46

2004-05

369.21
445.48

16542.49
(11.25)

2257.83
(67.27)

476.53

97.05

112.95
486.73
322.24

161.06
257.76

343.52

14284.65
(5.65)

3399.97
4921.47
2899.74
3063.47

2003-04

"" indicates the company has not started its operation.

22.51

564.67
617.66

25930.02
(21.51)

8646.57
(61.24)

1786.34

311.73

194.00
2989.07
1144.47

912.23
598.20

710.55

17283.45
(8.18)

3827.12
5936.78
4020.78
3498.77

2006-07

374.78

14870.25
(20.06)

1349.80
(188.64)

296.48

14.79

9.49
211.66
213.33

185.68
184.44

233.93

13520.44
(13.45)

2869.87
4812.79
2868.15
2969.63

2002-03

TABLE 40: GROSS DIRECT PREMIUM OF NON-LIFE INSURERS (WITHIN & OUTSIDE INDIA)

338.52

12385.24
(17.97)

467.65
(6453.98)

141.96

28.13
70.51

77.46
71.13

78.46

11917.59
(13.59)

2439.41
4198.06
2498.64
2781.48

2001-02

(` Crore)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

188.05
159.29
283.46
263.81
56.81
180.17
59.12
55.85
4.42
38.81
0.25
23.10
2.46
1467.70
4555.12

IFFCO Tokio

TATA AIG

ICICI Lombard

Bajaj Allianz

Cholamandalam

HDFC Ergo

Future Generali

Universal Sompo

Shriram

Bharti AXA

Raheja QBE

SBI General

L&T General

Private Total

Grand Total

3087.42

Public Total

106.27

805.33

United

Reliance

662.05

Oriental

45.83

1049.26

New India

Royal Sundaram

570.79

2010-11

National

Insurer

149
3869.27

1293.29

0.13

28.33

1.74

42.54

34.29

132.97

47.77

240.06

270.06

143.40

171.62

139.57

40.81

2575.98

652.25

573.42

923.78

426.53

2009-10

3384.68

1204.32

2.80

0.22

10.76

16.09

58.79

53.84

253.06

283.02

144.76

195.28

136.84

48.84

2180.36

572.79

440.65

773.33

393.59

2008-09

3459.21

1332.55

0.48

3.03

12.83

68.30

273.49

417.35

129.77

215.17

143.27

68.87

2126.65

524.30

478.20

743.43

380.72

2007-08

4132.38

1525.47

11.10

77.98

370.31

393.83

136.95

291.02

145.88

98.39

2606.91

664.34

540.07

909.98

492.52

2006-07

3774.53

1258.59

6.81

72.83

351.40

308.47

116.27

263.29

47.76

91.74

2515.94

645.48

546.89

839.63

483.94

2005-06

Fire

3330.92

919.54

1.81

47.78

219.42

277.45

83.71

172.78

53.58

63.01

2411.38

590.91

493.95

788.88

537.64

2004-05

3150.05

703.76

0.36

25.44

120.29

2949.85

437.72

5.32

60.65

49.91
128.69

78.44

103.52

55.41

39.15

2512.13

604.18

532.64

867.46

507.85

2002-03

239.46

142.88

46.36

50.53

2446.29

631.32

524.00

775.20

515.77

2003-04

2667.39

158.11

27.88

10.98

19.36

36.15

45.84

17.90

2509.28

635.89

521.67

859.89

491.83

2001-02

TABLE 41: SEGMENT WISE GROSS DIRECT PREMIUM INCOME OF NON-LIFE INSURERS
(WITHIN INDIA)

2064.36

4.64

3.70

0.94

0.00

2059.72

526.11

471.28

654.24

408.09

2000-01

(` Crore)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

43.68
48.42
30.72
5.97
0.93
11.22
0.03
0.17
0.43
716.74
2518.77

Cholamandalam

HDFC Ergo

Future Generali

Universal Sompo

Shriram

Bharti AXA

Raheja QBE

SBI General

L&T General

Private Total

Grand Total

166.37

ICICI Lombard
78.98

153.63

TATA AIG

Bajaj Allianz

127.98

IFFCO Tokio

1802.03

Public Total

23.00

501.53

United

Reliance

446.38

Oriental

25.20

549.56

New India

Royal Sundaram

304.57

2010-11

National

Insurer

150
2167.59

612.63

0.02

5.44

0.04

3.85

15.36

24.89

42.39

73.94

146.57

115.11

132.41

29.61

23.02

1554.96

453.56

388.12

474.30

238.97

2009-10

1956.15

639.76

0.61

0.54

6.63

8.29

36.56

88.17

216.47

111.82

113.70

37.00

19.97

1316.39

336.93

332.59

446.10

200.78

2008-09

1798.82

546.66

0.72

3.29

32.66

75.18

216.72

97.86

66.43

34.24

19.55

1252.16

300.83

339.06

437.28

174.98

2007-08

1627.84

490.15

2.41

26.56

71.25

155.24

70.15

128.26

17.85

18.44

1137.69

263.95

347.83

321.02

204.89

2006-07

1284.09

281.80

1.72

17.00

54.33

85.71

47.88

46.13

10.74

18.29

1002.29

203.97

325.11

299.78

173.43

2005-06

Marine

1228.10

245.11

0.50

15.90

44.96

82.53

40.85

30.87

12.70

16.80

982.99

243.80

235.41

252.49

251.29

2004-05

1117.54

152.08

5.82

1214.82

84.15

0.16

7.41

9.27
20.72

27.33

30.89

18.42

8.91

13.02

1130.67

339.14

228.07

344.40

219.06

2002-03

43.59

24.49

13.19

13.38

965.46

300.14

218.93

259.21

187.18

2003-04

11053.40

46.08

1.36

9.18

31.02

1.74

2.78

11007.32

255.21

205.65

339.30

207.16

2001-02

TABLE 41: SEGMENT WISE GROSS DIRECT PREMIUM INCOME OF NON-LIFE INSURERS
(WITHIN INDIA ) (Contd.)

985.15

0.05

0.05

985.10

279.56

187.90

313.84

203.80

2000-01

(` Crore)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

1611.06
1826.64

1745.95

Oriental

1318.71

1074.87

151
10.95
9232.19
18180.52

Private Total

Grand Total

0.07

SBI General

L&T General

0.24

Raheja QBE

411.48

768.30
416.06

Shriram

163.44

Universal Sompo

Bharti AXA

78.90

319.33

Future Generali

15046.99

7355.62

0.17

184.51

209.78

289.92

450.10

1445.55

623.59

1714.07

Bajaj Allianz

1379.16

420.70

1544.96

ICICI Lombard

229.75

Cholamandalam

421.47

TATA AIG

730.67

HDFC Ergo

961.11

IFFCO Tokio

Reliance

626.91

793.03

Royal Sundaram

7691.37

2124.00
8948.33

United

Public Total

2070.94

2303.38

New India

2182.73

2009-10

2775.00

2010-11

National

Insurer

319.53

13336.02

6134.65

17.39

112.72

3.92

94.88

158.78

12685.25

5461.36

1.77

140.38

224.41

1386.37

1279.07

1321.29
1503.39

253.25

499.19

1267.37

409.56

7223.88

1434.90

1608.38

2034.30

2146.31

2007-08

224.79

683.24

1164.82

529.91

7201.37

1563.48

1491.30

2000.29

2146.29

2008-09

Motor

10696.66

3702.78

138.32

97.16

843.87

1142.55

273.09

448.90

455.51

303.39

6993.88

1233.18

1739.39

2034.73

1986.58

2006-07

8733.38

2078.94

158.03

52.35

536.61

454.44

239.82

378.08

26.52

233.09

6654.44

1138.16

1495.36

2174.50

1846.41

2005-06

9944.03

3031.48

52.78

23.49

133.31

328.73

148.14

339.70

1281.30

110.71

179.21

254.28

179.10

6912.55

1711.76

1516.03

2003.37

1681.40

2010-11

7311.37

2330.21

49.19

17.41

82.31

268.74

149.51

295.55

856.76

82.30

164.22

238.75

125.47

4981.16

1265.41

1084.54

1552.47

1078.74

2009-10

6088.00

2224.53

1.51

3.08

50.81

56.01

165.89

333.43

973.80

73.89

140.99

310.82

114.31

3863.46

900.72

709.85

1355.67

897.22

2008-09

Health

4894.42

1767.05

3.43

28.23

109.38

243.40

815.89

68.30

114.02

275.62

108.78

3127.37

694.96

532.63

1209.42

690.36

2007-08

TABLE 41: SEGMENT WISE GROSS DIRECT PREMIUM INCOME OF NON-LIFE INSURERS
(WITHIN INDIA ) (Contd.)

3319.29

1160.64

10.27

38.60

158.26

664.97

53.36

71.89

67.18

96.12

2158.65

465.25

448.54

765.29

479.57

2006-07

(` Crore)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

1079.57
1041.19

1086.93

Oriental

152
2.81
2976.52
7378.01

Private Total

Grand Total

19.56

SBI General

L&T General

4.37

Raheja QBE

3.66

7.23
35.03

Shriram

50.35

Universal Sompo

Bharti AXA

46.59

57.68

Future Generali

95.08

6225.22

2385.25

1.00

43.34

34.88

198.89

95.77

427.24

301.90

473.40

Bajaj Allianz

642.52

Cholamandalam

975.78

ICICI Lombard

283.24

258.93

HDFC Ergo

327.99

TATA AIG

253.01

197.01
326.82

Reliance

IFFCO Tokio

96.89

100.82

Royal Sundaram

3839.97

1234.05
4401.49

United

Public Total

1021.02

1191.57

New India

698.20

2009-10

888.95

2010-11

National

Insurer

5586.98

2117.83

0.00

6.18

0.82

11.84

18.08

57.35

109.62

441.23

607.44

268.66

240.86

265.41

90.34

3469.15

903.85

989.83

933.44

642.02

2008-09

87.58

4986.04

1884.26

0.86

35.88

5129.29

1767.53

31.90

71.43

342.66

632.48

578.09
401.49

177.00

204.40

225.81

81.85

3361.77

872.04

852.69

986.18

650.85

2006-07

233.46

233.34

225.91

87.65

3101.79

784.56

849.86

852.49

614.87

2007-08

4346.97

1247.15

29.83

56.89

232.26

509.59

131.53

153.38

68.71

64.96

3099.82

807.91

800.03

886.01

605.87

2005-06

Others

12921.58

2342.99

173.32

105.57

587.24

513.89

323.68

292.99

95.41

250.89

10578.59

2109.75

2288.42

3169.44

3010.98

2004-05

11327.22

1401.89

112.57

65.77

335.50

203.68

234.17

154.86

101.49

193.85

9925.33

2136.73

2089.18

3011.27

2688.15

2003-04

9733.21

819.72

9.49

9.31

228.41

74.58

156.68

91.39

121.34

132.26

8913.49

2024.74

2042.70

2709.38

2136.67

2002-03

7724.85

262.40

112.71

16.13

49.91

3.34

29.87

50.44

7462.45

1763.68

1719.16

2313.14

1666.47

2001-02

TABLE 41: SEGMENT WISE GROSS DIRECT PREMIUM INCOME OF NON-LIFE INSURERS
(WITHIN INDIA ) (Contd.)

6757.44

2.45

2.09

0.13

0.24

6754.99

1635.42

1540.49

2073.09

1505.99

2000-01

(` Crore)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

1143.99
1655.43
1783.18
1173.09
4251.87
2869.96
967.99
1279.91
600.16
299.10
780.89
553.90
4.90
43.02
17.24
17424.63
42576.45

Royal Sundaram

IFFCO Tokio

TATA AIG

ICICI Lombard

Bajaj Allianz

Cholamandalam

HDFC Ergo

Future Generali

Universal Sompo

Shriram

Bharti AXA

Raheja QBE

SBI General

L&T General

Private Total

Grand Total

25151.83

Public Total

Reliance

5457.33
6376.66

Oriental

7097.14

New India

United

6220.70

2010-11

National

Insurer

153
34620.45

13977.00

1.32

310.82

416.93

189.28

376.61

915.40

784.85

2482.33

3295.06

853.80

1457.84

1979.65

913.11

20643.45

5239.05

4736.71

6042.51

4625.17

2009-10

30351.83

12321.09

28.50

113.76

30.14

186.49

339.21

685.44

2619.29

3402.04

823.92

1374.06

1914.88

803.36

18030.74

4277.77

3964.23

5508.83

4279.90

2008-09

27823.74

10991.89

0.48

9.81

220.60

522.34

2379.92

3307.12

782.64

1128.15

1946.42

694.41

16831.85

3739.56

3808.14

5276.92

4007.23

2007-08

24905.49

8646.59

194.00

311.73

20359.72

5362.66

200.94

220.18

1272.29

1582.86

2989.07
1786.34

572.70

892.72

162.33

458.64

14997.06

3154.78

3527.11

4791.50

3523.67

2005-06

710.55

1144.47

912.23

598.20

16258.90

3498.77

3928.52

5017.20

3814.42

2006-07

TOTAL

17480.60

3507.64

175.63

169.25

851.62

873.87

448.24

496.64

161.69

330.70

13972.96

2944.46

3017.78

4210.81

3799.91

2004-05

15594.81

2257.73

112.93

97.03

476.51

486.73

343.50

322.23

161.04

257.76

13337.08

3068.19

2832.11

4045.68

3391.10

2003-04

13897.89

1341.60

9.49

14.79

296.47

212.54

233.92

213.33

185.66

184.43

12556.29

2968.06

2803.41

3921.24

2863.58

2002-03

11445.82

466.59

141.95

27.11

78.45

70.51

77.45

71.12

10979.23

2654.96

2446.48

3512.33

2365.46

2001-02

TABLE 41: SEGMENT WISE GROSS DIRECT PREMIUM INCOME OF NON-LIFE INSURERS
(WITHIN INDIA ) (Concld.)

9806.95

7.14

5.83

1.07

0.24

9799.81

2441.09

2199.67

3041.17

2117.88

2000-01

(` Crore)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

154
2954.86

Grand Total

2562.41

366.29

-0.74

2.34

0.75

12.63

3.01

3.32

15.97

118.47

89.93

20.11

46.84

40.74

12.93

2196.12

410.45

364.73

1067.58

353.35

2009-10

Note: Figures in brackets indicates the negative values.

414.40

2.18

Shriram

Private Total

22.44

Universal Sompo

-0.22

9.67

Future Generali

L&T General

14.01

HDFC Ergo

-1.51

19.49

Cholamandalam

SBI General

113.14

Bajaj Allianz

6.32

112.87

ICICI Lombard

-0.94

20.04

TATA AIG

Raheja QBE

50.35

IFFCO Tokio

Bharti AXA

30.75

2540.47

Public Total

Reliance General

452.91

United

15.81

448.27

Oriental

Royal Sundaram

426.81
1212.47

New India

2010-11

National

Insurer

2354.07

373.19

-0.37

-0.40

-2.67

0.92

0.88

20.32

115.88

101.04

20.64

60.49

41.51

14.95

1980.88

408.61

314.93

962.92

294.42

2008-09

2424.18

403.71

-0.43

-1.48

1.61

32.66

122.56

108.65

16.62

63.64

38.45

21.44

2020.46

434.56

324.42

970.31

291.17

2007-08

2360.27

319.86

1.57

31.80

93.82

69.82

14.89

54.81

23.94

29.20

2040.40

418.67

341.53

941.84

338.36

2006-07

2150.18

216.32

1.58

14.44

73.99

34.80

10.85

43.68

13.57

23.40

1933.86

408.08

337.63

830.88

357.27

2005-06

Fire

2089.57

175.76

1.09

10.85

52.64

36.16

8.10

31.58

16.25

19.09

1913.81

425.48

336.90

798.84

352.59

2004-05

2001.40

108.62

3.38

26.41

23.88

8.23

24.32

9.00

13.40

1892.78

421.17

329.14

794.19

348.28

2003-04

2005.22

41.75

0.12

1887.32

2.41

0.68

0.21

7.44
9.74

-0.46

0.94

0.39

0.67

1884.91

446.30

392.82

679.24

366.55

2001-02

3.46

9.67

2.68

8.64

1963.47

452.80

360.30

790.27

360.10

2002-03

TABLE 42: SEGMENT WISE NET PREMUM INCOME IN INDIA (EARNED)

1770.91

0.10

0.00

0.10

0.00

0.00

1770.91

412.33

393.43

599.64

365.51

2000-01

(` Crore)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

155
-0.18
-0.24
284.14
1127.64

SBI General

L&T General

Private Total

Grand Total

1006.72

237.77

-0.05

1.45

2.51

3.01

12.16

56.43

32.28

Note: Figures in brackets indicates the negative values.

-0.26

0.81

Universal Sompo

Raheja QBE

0.02

5.25

Future Generali
0.90

7.77

3.34

12.23

Cholamandalam

HDFC Ergo

Shriram

57.28

Bajaj Allianz

Bharti AXA

0.13

42.48

ICICI Lombard

39.69
61.69

38.82
91.93

IFFCO Tokio

18.00

10.45

768.96

211.70

189.37

TATA AIG

12.56

Reliance General

843.51

Public Total
11.44

245.21

United

Royal Sundaram

226.97

Oriental

237.66

130.22

142.34
228.99

National

2009-10

2010-11

New India

Insurer

945.83

218.80

-0.28

-0.05

-0.22

1.07

1.92

11.45

54.76

27.28

55.63

44.60

15.11

7.54

727.03

186.23

185.00

231.77

124.03

2008-09

765.65

170.15

-0.15

1.42

9.81

38.97

18.30

44.26

42.07

10.94

4.53

595.50

129.37

169.39

188.57

108.17

2007-08

654.28

122.80

0.96

7.09

26.74

12.24

30.99

30.35

6.21

8.23

531.48

105.31

159.44

164.38

102.35

2006-07

629.20

98.96

0.50

5.46

21.96

11.64

24.84

19.28

4.27

11.01

530.24

106.56

136.32

168.60

118.76

2005-06

Marine

598.55

81.45

0.16

3.80

15.86

15.91

18.02

16.02

3.30

8.38

517.10

113.29

117.84

172.97

113.00

2004-05

708.14

49.06

1.50

6.96

6.49

15.19

10.19

1.81

6.92

659.08

131.70

128.79

200.43

198.16

2003-04

674.02

21.71

0.94

2.16

1.68

7.99

3.66

0.92

4.36

652.31

180.49

128.92

210.09

132.81

2002-03

TABLE 42: SEGMENT WISE NET PREMIUM INCOME IN INDIA (EARNED) (Contd.)

661.67

2.47

0.15

0.15

1.84

0.02

0.14

0.18

659.20

142.77

179.20

188.12

149.11

2001-02

601.73

0.00

0.00

601.73

142.78

121.71

188.12

149.12

2000-01

(` Crore)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

156

2311.93
1550.12
1755.42
7890.24
632.64
994.36
784.03
340.86
1430.04
1476.36
435.02
352.25
230.53
122.45
325.52
256.09
0.10
-0.78
0.91
7380.39
15270.63

Oriental

United

Public Total

Royal Sundaram

Reliance General

IFFCO Tokio

TATA AIG

ICICI Lombard

Bajaj Allianz

Cholamandalam

HDFC Ergo

Future Generali

Universal Sompo

Shriram

Bharti AXA

Raheja QBE

SBI General

L&T General

Private Total

Grand Total

12758.41

5727.56

-0.57

61.31

134.28

27.90

135.27

202.05

324.89

1255.27

1112.43

274.42

612.45

1050.72

537.13

7030.75

1483.16

1407.06

2173.01

1967.53

2009-10

Note: Figures in brackets indicates the negative values.

2272.77

New India

2010-11

National

Insurer

11372.37

4926.06

-1.70

18.39

0.33

36.13

128.19

251.28

1295.82

974.62

281.72

523.82

990.23

427.23

6446.31

1247.57

1324.52

2022.40

1851.83

2008-09

Motor

9751.64

3701.54

0.02

120.17

140.73

925.66

873.33

248.09

379.45

716.60

297.49

6050.11

1060.80

1370.12

1940.78

1678.41

2007-08

7937.50

2144.76

118.30

51.95

492.54

551.05

228.88

346.13

149.18

206.73

5792.74

944.41

1328.46

1985.59

1534.28

2006-07

6761.84

1271.12

119.88

42.08

336.23

222.53

170.73

205.05

17.91

156.72

5490.72

904.37

1166.83

1874.07

1545.46

2005-06

7738.29

2281.03

0.16

0.01

38.47

19.12

65.18

154.74

108.06

291.99

994.15

92.70

146.38

206.96

163.13

5457.25

1334.53

1179.15

1612.42

1331.15

2010-11

5753.40

1815.42

15.04

10.56

38.79

164.01

61.96

258.54

751.66

65.31

123.50

221.76

104.29

3937.98

972.02

807.69

1269.00

889.27

2009-10

4694.38

1599.51

0.18

0.44

18.02

36.35

55.18

231.21

684.75

3135.52

959.83

0.25

16.92

29.67

178.08

406.62

72.23
37.08

87.92

136.17

83.05

2175.68

481.46

406.05

820.12

468.06

2007-08

110.55

276.92

97.99

3094.87

700.11

545.77

1169.00

679.99

2008-09

Health

TABLE 42: SEGMENT WISE NET PREMIUM INCOME IN INDIA (EARNED) (Contd.)

1904.70

587.51

5.00

8.84

106.39

305.93

29.74

46.56

30.17

54.87

1317.20

329.81

323.71

306.12

357.56

2006-07

1486.05

317.26

3.01

11.03

70.89

138.73

27.32

30.37

7.47

28.44

1168.79

261.27

254.08

335.36

318.08

2005-06

(` Crore)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

157
-0.07

SBI General

3919.35

897.49

-1.95

3.51

1.00

24.02

7.90

27.66

47.30

195.49

206.51

168.20

99.74

68.03

50.06

3021.86

Note: Figures in brackets indicates the negative values.

4543.31

-0.65

Raheja QBE

Grand Total

11.48

Bharti AXA

-0.33

1.43

1074.98

27.93

Universal Sompo

Shriram

Private Total

18.49

Future Generali

L&T General

77.59

210.88

Bajaj Allianz

HDFC Ergo

276.63

ICICI Lombard
52.57

181.16

TATA AIG

Cholamandalam

49.17
115.52

Reliance General

IFFCO Tokio

53.17

760.86

859.56
3468.33

United

Public Total

Royal Sundaram

821.97

910.38

Oriental

963.61

1107.51

New India

475.42

2009-10

590.88

2010-11

National

Insurer

3478.31

789.85

0.00

-0.60

-0.79

1.24

0.67

12.13

47.14

193.60

185.97

141.56

93.47

65.09

50.35

2788.47

656.58

696.59

863.20

472.10

2008-09

3210.50

643.98

0.08

9.93

35.99

150.17

160.28

107.79

82.28

57.88

39.33

2566.52

595.90

606.26

891.64

472.72

2007-08

3189.77

504.90

14.45

27.60

119.04

127.61

77.14

69.75

34.76

34.54

2684.87

575.04

537.63

1137.19

435.01

2006-07

2682.82

372.09

13.38

15.37

83.30

119.99

51.82

47.61

10.75

29.87

2310.73

514.05

460.98

912.08

423.61

2005-06

Others

9430.08

1143.87

118.01

56.39

302.41

163.53

201.48

127.77

28.47

145.81

8286.21

1623.87

1668.43

2795.36

2198.55

2004-05

8152.65

618.15

39.86

18.95

197.28

48.72

120.20

65.72

15.51

111.91

7534.50

1583.77

1514.53

2594.83

1841.37

2003-04

6940.03

327.55

0.41

0.04

6292.70

37.20

8.99

1.21

18.10
142.20

11.29

2.79

0.69

12.23

6255.50

1383.72

1248.69

1991.51

1301.13

2001-02

71.44

26.16

5.71

63.49

6612.48

1476.08

1366.56

2296.79

1473.05

2002-03

TABLE 42: SEGMENT WISE NET PREMIUM INCOME IN INDIA (EARNED) (Contd.)

5713.45

0.33

0.14

0.19

5713.12

1329.27

1210.21

1883.72

1289.92

2000-01

(` Crore)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

158

726.69
2856.16
2149.65
627.37
606.36
329.12
192.75
330.03
315.70
-1.75
-2.53
0.28
11434.93
31634.73

TATA AIG

ICICI Lombard

Bajaj Allianz

Cholamandalam

HDFC Ergo

Future Generali

Universal Sompo

Shriram

Bharti AXA

Raheja QBE

SBI General

L&T General

Private Total

Grand Total

26000.20

9044.53

-3.31

83.64

136.05

75.24

187.48

400.06

462.29

1884.20

2192.82

589.73

922.22

1399.25

714.86

16955.66

3838.19

3590.83

5710.86

3815.79

2009-10

Note: Figures in brackets indicates the negative values.

1135.10

IFFCO Tokio

20199.80

Public Total

1293.80

4647.63

United

Reliance

4314.90

Oriental

876.19

6473.32

Royal Sundaram

4763.95

New India

2010-11

National

Insurer

22944.97

7907.41

-2.78

17.15

-0.87

56.82

179.47

385.36

1891.27

1973.65

587.48

832.93

1388.86

598.06

15037.56

3199.10

3066.80

5249.30

3522.36

2008-09

19287.48

5879.20

-0.43

-1.29

150.05

248.86

1415.44

1567.18

453.85

639.67

960.03

445.83

13408.28

2702.09

2876.23

4811.43

3018.53

2007-08

16046.52

3679.83

140.29

127.28

838.53

1066.65

381.65

547.60

244.26

333.58

12366.69

2373.24

2690.77

4535.11

2767.57

2006-07

13710.09

2275.75

138.35

88.40

586.37

527.68

285.56

345.98

53.97

249.44

11434.33

2194.33

2355.84

4120.99

2763.17

2005-06

TOTAL

12118.20

1401.08

119.26

71.04

370.91

215.60

227.60

175.37

48.02

173.28

10717.12

2162.64

2123.17

3767.17

2664.14

2004-05

10862.19

775.83

39.86

23.83

230.65

79.09

143.62

100.23

26.32

132.23

10086.36

2136.64

1972.46

3589.45

2387.81

2003-04

9619.27

391.01

0.41

1.10

8511.24

42.08

9.82

1.56

27.22
154.10

12.67

3.74

1.21

13.08

8469.16

1972.79

1820.71

2858.87

1816.79

2001-02

82.89

39.49

9.31

76.49

9228.26

2109.37

1855.78

3297.15

1965.96

2002-03

TABLE 42: SEGMENT WISE NET PREMIUM INCOME IN INDIA (EARNED) (Concld.)

8086.20

0.44

0.25

0.19

8085.76

1884.38

1725.35

2671.48

1804.55

2000-01

(` Crore)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

2774
_

3
14
2

United

Public Total

Royal Sundaram

1030

159
25
39

Private Total

Grand Total

189067

153715

159

**

2198.00

1613.49

5.87

888.68

11.38

46.61

85.71

473.53

14.16

60.17

27.38

584.51

174.95

176.88

32.22

200.46

37

23

14

**Bharati AXA has not recorded the number of lives as it is a co-insurer.


NA: Not Available.

Max Bupa

126933

5
2

Raheja QBE

Star Health

SBI General

Apollo Munich

Bharti AXA

_
_

_
_

Universal Sompo

Future Generali

179

6626

641

Shriram

HDFC Ergo

_
1

Bajaj Allianz

ICICI Lombard

Cholamandalam

16403

TATA AIG

0.30

_
5

Reliance

IFFCO Tokio

35352

14520

5389

7
2

New India

14413

Oriental

Government Schemes

167351

147149

27

131747

**

55

3533

9803

880

0.30

11

1093

20202

5898

3481

2133

8689

1587.42

1310.52

1.33

775.51

17.63

31.89

47.84

336.42

14.00

71.21

2.12

12.57

276.90

67.72

65.05

95.27

48.86

72223

27660

NA

395

6067

1330

467

12232

235

895

2733

2091

842

NA

373

44563

NA

24159

2853

17551

2010-11
2009-10
No.of
No.of Premium No.of
No.of Premium
Schemes persons Amount Schemes persons Amount
No.of
covered
covered
Schemes

National

Insurer

22619

5107

407

140

264

81

312

934

125

399

1424

0.01

908

112

17512

5429

2736

3213

6133

4952.12

1360.65

0.28

132.28

31.35

36.10

13.20

91.58

88.75

39.54

134.15

511.68

94.17

149.10

38.47

3591.47

985.00

815.28

1008.01

783.18

2010-11
Group
No.of Premium
persons Amount
covered

7010

2693

29

306

802

13

43

334

57

315

298

106

35

136

218

4317

789

585

1611

1333

3880.37

1367.36

59489

18148

523
25.18

3284
128.06

438

445

7421

290

1374

1835

1327

866

345

41341

31108

2757

7476

279.66

5.30

10.25

5.16

184.97

22.89

165.52

296.09

40.51

22.40

68.12

113.25

2513.02

551.81

300.42

963.14

697.65

Individual
No.of Premium
No.of
Policies Amount Schemes

18223

5023

232

173

144

125

3543.49

1022.51

47.95

16.07

29.17

6.55

60.36

162.81

825
358

91.46

94.10

294.33

72.65

129.16

17.90

2520.98

807.30

609.50

642.00

462.18

505

341

1328

0.01

869

121

13200

3752

1552

3104

4792

6127

2135

0.25

124

490

36

130

15

327

303

104

47

297

255

3992

764

589

1444

1196

2978.27

899.19

0.13

52.68

148.09

2.39

5.67

3.00

67.65

8.94

166.65

226.00

29.42

18.02

75.56

95.00

2079.08

390.39

296.79

815.20

576.70

Individual
No.of Premium
Policies Amount

(Premium Amount in ` crore)

2009-10
Group
No.of Premium
persons Amount
covered

(No.of Persons in '000)


Others

TABLE 43: HEALTH INSURANCE PREMIUM AND NUMBER OF PERSONS COVERED

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

160
1042
14733

Miscellaneous

Grand Total

13729

1040

78

2851

3018

4203

Note: Figure in bracket indicates negative value.

301
3211

Personal Accident

Medical Insurance

Crop Insurance

250

Liability Insurance

75

294

2863

Motor Third Party

Overseas Medical Insurance

233

4694

Motor Own Damage

51
419

56
494

Marine (Hull)

465

Engineering

504

Marine (Cargo)

1075

2849

149

34

725

182

34

342

1069

73

16

61

164

2819

74

27

369

80

15

518

1578

25

42

86

2010-11 2009-10

2010-11 2009-10
1242

Corporate
Agents Others

Individual
Agents

Fire

Type of Channel

4184

372

1931

217

145

225

746

32

10

494

3219

336

1457

166

144

181

447

24

443

2010-11 2009-10

Corporate
Agents Banks

9331

676

10

28

2275

229

395

969

1821

1258

112

531

1029

5665

496

14

18

1335

155

323

546

931

478

106

417

847

2010-11 2009-10

Brokers

602

46

51

10

122

273

17

54

526

77

74

14

76

238

26

2010-11 2009-10

Referral
Arrangements

14418

2214

188

4034

288

228

1557

3380

(117)

757

409

1477

11949

1486

31

149

2981

344

216

1354

2044

680

777

518

1370

2010-11 2009-10

Direct Business

TABLE 44: CHANNEL WISE GROSS DIRECT PREMIUM INCOME

903

84

17

345

20

12

61

54

60

51

22

176

561

47

11

134

165

45

39

21

13

73

2010-11 2009-10

Others

47012

4583

1960

335

10858

1175

930

6139

12036

1816

999

1544

4637

38469

3558

1514

290

7911

1036

801

5857

9486

1669

963

1465

3919

2010-11 2009-10

Total

(` crore)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

161

1386
34836
16260
1619
1799
1153
18799
7818
5449
129433
33
219
128
52
3607
10607
6680
33
33851
164
13643
2163
20885
90
2903
153
175
40800
0
389
389628

27229
54
2915
1617
2687

2009-10

777
11138
6356
198
275
292
7780
1183
4198
43564
6
25
1
11
954
2599
3273
18
16300
23
5715
748
9056
20
1210
39
78
26895
0
904
154427

9143
13
634
249
754
611
8508
5270
146
250
295
6799
1046
2728
34354
4
14
1
12
716
1941
2667
11
11580
18
4586
444
7273
18
1037
24
55
27653
0
106
125521

5864
11
568
216
697

2009-10

Marine Cargo
2010-11

OD- Own Damage.

1814
42843
19779
3206
1987
1499
23000
8433
7360
148751
32
257
60
57
5535
12912
8790
92
37551
166
16386
3568
25132
198
3260
171
238
47772
0
781
463747

Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharasthra
Manipur
Meghalaya
Mizoram
Nagaland
Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
Uttrakhand
West Bengal
Andaman & Nicobar Is.
Chandigarh
Dadra & Nagara Haveli
Daman & Diu
Delhi
Lakshadweep
Puducherry
ALL INDIA

Note: TP- Third Party;

33820
73
3302
1770
3149

2010-11

Fire

Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chattisgarh

States/Union Territory

1320
6135
2901
0
0
0
847
790
1
75930
0
0
0
0
76
788
6
0
5035
17
306
5
629
70
3
0
0
2124
0
2
99896

2797
0
108
4
0

2010-11

1217
4880
2003
0
0
0
837
459
1
77811
0
1
0
0
35
390
7
0
5483
0
503
3
427
74
1
0
0
950
0
3
96426

1308
0
22
3
9

2009-10

Marine Hull

421
11095
6824
218
538
1018
7681
1418
2234
55149
21
104
18
10
3317
3701
1913
54
19313
87
6390
628
12152
6
987
20
104
26180
0
324
191202

24931
11
1739
587
2009

2010-11

362
9442
4957
255
436
775
7296
1375
1785
49675
2
62
4
7
2295
3128
1458
106
14755
70
4194
436
10984
8
1071
26
41
22800
0
53
165686

24309
6
1533
514
1468

2009-10

Engineering

8547
89615
50688
7578
8965
14178
85809
64110
43277
188253
533
1464
540
648
24584
42417
55986
673
110475
1358
82955
10562
55116
342
17626
187
127
88835
0
2820
1194184

80966
448
16515
19916
18074

2010-11

7388
61793
42930
5264
7969
10427
68106
52762
32579
140754
425
1068
481
532
18058
34125
44901
477
89408
1516
65334
8235
38607
199
12941
140
143
76030
0
2303
934483

65923
509
13989
15353
13817

2009-10

Motor OD

4685
41705
18006
4780
6113
6574
47095
43939
26221
88139
262
906
367
263
14221
20348
32835
478
72387
1197
45016
6970
29931
318
6549
146
93
29062
2
1602
623060

43454
175
9726
10267
9229
4350
38211
28883
3988
5633
5723
41944
40530
22020
73778
207
775
337
292
11450
17603
29404
301
64002
1026
39283
5670
24503
186
6502
136
124
28114
1
1215
561332

39118
208
8710
9079
8025

2009-10

Motor TP
2010-11

TABLE 45: STATE-WISE GROSS DIRECT PREMIUM INCOME


( ` Lakh)

224
6112
2290
189
140
242
10459
1152
841
35882
16
12
4
9
460
567
924
13
7016
26
1897
287
4402
2
358
86
33
12779
0
148
92970

5151
3
285
204
758

2010-11

184
4930
1941
144
131
152
9395
1031
687
32980
15
10
5
10
322
472
746
12
6146
24
1503
232
2563
1
234
56
34
8772
0
32
77722

3953
2
234
202
567

2009-10

Liability Insurance

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

162

Note: TP- Third Party;

Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharasthra
Manipur
Meghalaya
Mizoram
Nagaland
Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
Uttrakhand
West Bengal
Andaman & Nicobar Is.
Chandigarh
Dadra & Nagara Haveli
Daman & Diu
Delhi
Lakshadweep
Puducherry
ALL INDIA

Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chattisgarh

States/Union Territory

273
7957
3313
144
480
905
5999
2581
1093
35857
2
28
5
0
917
1382
3717
7
9507
99
4582
290
2613
2
498
10
17
9824
2
82
100443

6458
5
367
568
858

2009-10

OD- Own Damage.

301
9785
4066
175
468
939
7992
3161
1592
36212
3
21
5
3
1339
1528
2859
12
12624
98
4676
423
3991
4
630
16
18
13769
3
102
117474

8337
4
651
617
1051

2010-11

Personal Accident

1862
69325
43326
1859
467
2580
94636
24018
9493
326796
7
66
286
237
4646
8135
9526
38
138392
765
49744
2367
56219
17
6247
138
229
113477
0
648
1086030

105003
4
2400
11681
1398

2010-11

Health

1463
52428
17916
663
310
5571
71818
18360
7268
248119
19
48
0
246
1566
5534
6202
27
116148
458
24463
1426
40638
3
6467
95
182
86778
0
433
797950

80114
4
1348
753
1079

2009-10

103
2014
369
14
22
60
3236
772
209
14697
0
2
0
0
57
589
277
1
2947
1
415
45
997
0
465
0
0
3656
0
34
33527

2472
0
24
19
30

2010-11

95
2051
377
13
22
75
2667
736
203
12069
0
2
0
0
27
475
261
1
2833
0
407
40
887
0
377
1
0
2958
0
20
28974

2312
0
17
18
30

2009-10

Overseas Mediclaim

3
12502
816
1042
11
1164
4188
624
23526
14490
3
48
0
0
6603
0
44449
0
9618
5
9775
929
10108
1
0
0
0
0
0
16
196043

25910
0
296
26770
3146

2010-11

0
11230
626
356
12
2833
5365
435
14676
11390
75
34
1
0
5829
46
21978
1
6952
16
8684
427
8390
1
0
0
0
0
0
20
151390

24010
0
232
24762
3011

2009-10

Crop Insurance

494
27942
15991
1376
2708
4668
23742
13150
13326
127541
69
251
58
87
4662
9755
27626
99
34345
315
25760
10760
16616
31
4375
30
27
40650
0
274
457524

22291
67
2108
19392
6940

2010-11

458
20994
12393
1262
2513
1862
20759
10603
8103
104927
83
157
102
109
4310
9193
14066
49
28773
206
26238
2387
14339
21
2199
24
30
31572
0
206
351701

19820
40
1951
7456
4492

2009-10

Miscellaneous

TABLE 45: STATE-WISE GROSS DIRECT PREMIUM INCOME (Concld.)

20550
330211
171411
20635
21695
33213
316465
162750
132279
1155405
952
3156
1338
1323
66452
103339
188465
1479
466003
4060
249036
37292
224349
1008
41708
834
946
405198
6
7654
4710084

364273
798
37788
91475
46537

2010-11

Total

17787
257259
136870
13854
19556
29772
259785
137736
96593
951146
865
2419
1063
1259
49131
84896
132087
1024
389437
3597
193418
21752
172109
603
34230
664
800
336250
4
4862
3781255

300419
839
31886
60542
36740

2009-10

( ` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

TABLE 46: NON-LIFE INSURERS: NUMBER OF POLICIES ISSUED


(` Lakhs)
Insurer

2010-11

2009-10

2008-09

2007-08

2006-07

2005-06

2004-05

2003-04

2002-03

Public Sector

505.76
(16.52)

434.04
(-3.84)

451.37
(17.09)

385.47
(13.47)

339.72
(-19.48)

421.93
(-5.47)

446.34
(16.15)

384.27
(-8.26)

418.85
(96.15)

Private Sector

287.652
(19.44)

240.84
(9.86)

219.23
(17.21)

187.03
(47.36)

126.92
(41.85)

89.48
(73.92)

51.45
(55.96)

32.99
(96.72)

16.77
(3.85)

793.41
(17.56)

674.88
(0.64)

670.60
(17.13)

572.50
(22.69)

466.64
(-8.75)

511.41
(2.74)

497.79
(19.30)

417.26
(-4.21)

435.62

TOTAL

Note: Figure in bracket indicates the growth over the previous years in per cent.

163

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

TABLE 47: NET RETENTIONS* OF NON-LIFE INSURERS


(In per cent)
Segment
Fire
Marine Cargo
Marine Hull
Engineering
Motor
Aviation
Miscellaneous
Total

2010-11

2009-10

2008-09

2007-08

2006-07

2005-06

2004-05

2003-04

65.39
79.18

73.99
85.35

77.35
88.59

75.65
84.43

65.72
77.10

85.76
91.77

76.00
85.07

80.46
89.46

25.06

23.31

31.26

20.01

18.30

39.76

25.55

26.68

70.15

68.88

71.26

77.52

72.89

91.55

75.78

81.29

98.88

99.99

99.99

100.00

96.15

100.00

99.64

99.02

37.5

25.64

23.71

24.21

21.93

48.53

23.53

25.98

90.63

91.39

96.95

97.11

89.63

94.47

88.35

94.70

88.24

90.30

94.45

91.26

83.41

92.58

86.45

87.90

* Within the country.

164

44827
42681
45291
254047

Oriental

National

United

PUBLIC-TOTAL

165

2004
3075
5035
11287
1949
1401
967
2244
218
632
(94)
(151)
(22)

TATA AIG

Reliance

IFFCO TOKIO

ICICI Lombard

Cholamandalam

HDFC Ergo

Future Generali

Universal Sompo

Shriram

Bharti AXA

Raheja QBE

SBI General

L&T General
295487

89
(267)
(40)
(37)

37316

301
1263
75
234
(74)

36629
235404

88

332

256241

2032

1597

6049

4684
10104

4151

4074
8993

2064

2011

198088

219612

11588

40861

41045

11847

29442

35335

1495

31493

36473

1293

96292

2008-09

106758

2009-10

Note: Figure in bracket indicates negative values.

GRAND TOTAL

41440

11314

Bajaj Allianz

PRIVATE-TOTAL

1581

Royal Sundaram

PRIVATE

121247

2010-11

New India

PUBLIC

INSURER

242417

40371

(43)

1662

2144

3845

10865

(148)

3266

161

6364

65428

202046

43456

29117

32442

97031

2007-08

236025

31985

157

3180

6982

5481

2394

1489

9382

2920

204040

41867

33836

34153

94184

2006-07

215715

25226

144

2317

3567

5240

955

1095

9116

2792

190489

38947

35332

33134

83076

2005-06

NET EARNED PREMIUM (` Lakh)

218425

21416

208

1576

4272

3428

1843

804

6892

2393

197009

43395

36122

34392

83100

2004-05

TABLE 48: INCURRED CLAIMS RATIO-FIRE INSURANCE

201447

15691

10

737

3802

3178

1338

1025

3888

1713

185756

41702

34396

32989

76669

2003-04

200521

7774

45

1633

1686

675

643

1786

1306

192747

42532

35206

32839

82170

2002-03

201033

1139

130

207

76

49

344

333

199894

48028

36760

39222

75884

2001-02

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

166
1215
522
549
879
63
906
1

26663
204764

1217
1370
838
1037
31
714
7
84
14
31147
254358

4383

4853
6581

3172

1761
11221

1022

1315

178101

223211

6877

19807

31138

6195

20288

24176

494

31128

40670

490

106878

2009-10

127227

2010-11

Note: Figure in bracket indicates negative values.

GRAND TOTAL

PRIVATE-TOTAL

L&T General

SBI General

Raheja QBE

Bharti AXA

Shriram

Universal Sompo

Future Generali

HDFC Ergo

Cholamandalam

ICICI Lombard

IFFCO TOKIO

Reliance

TATA AIG

Bajaj Allianz

Royal Sundaram

PRIVATE

PUBLIC-TOTAL

United

National

Oriental

New India

PUBLIC

INSURER

178301

28033

10

39

172

19

1609

9698

4414

2889

1166

7263

763

150268

29593

23761

36245

60668

2008-09

166510

20465

34

1172

5794

4226

2674

657

4976

929

146045

30400

24447

31038

60160

2007-08

138126

14050

118

894

2474

2592

1786

635

5009

542

124076

31486

20645

15939

56006

2006-07

139277

13299

252

1357

1701

1195

1299

797

5769

929

125978

18079

24658

23090

60151

2005-06

CLAIMS INCURRED (NET) (` Lakh)

86365

8121

52

756

1445

1245

785

321

2546

971

78244

15246

14411

15885

32702

2004-05

61106

4265

10

183

936

1183

672

271

606

404

56841

11082

9009

10616

26134

2003-04

TABLE 48: INCURRED CLAIMS RATIO-FIRE INSURANCE (Contd.)

94317

1673

151

293

544

122

276

287

92644

20029

13326

12552

46737

2002-03

93521

266

12

36

29

23

103

63

93255

17578

19236

19258

37183

2001-02

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

167
76.05
157.05
182.34
69.6
84.3
387.66
(1.49)

72.79
79.91

62.42
97.83
86.69
46.20
14.37
112.87
(7.00)
(56)
(60)
75.16
86.08

93.57

96.39
73.18

77.86

57.26
99.41

50.83

65.61

81.10

87.86

58.05

48.26

68.75

54.76

57.42

56.64

38.18

85.35

90.73

31.01

100.11

2009-10

104.93

2010-11

Note: Figure in bracket indicates negative values.

GRAND TOTAL

PRIVATE-TOTAL

L&T General

SBI General

Raheja QBE

Bharti AXA

Shriram

Universal Sompo

Future Generali

HDFC Ergo

Cholamandalam

ICICI Lombard

IFFCO TOKIO

Reliance

TATA AIG

Bajaj Allianz

Royal Sundaram

PRIVATE

PUBLIC-TOTAL

United

National

Oriental

New India

PUBLIC

INSURER

75.74

74.97

(26)

(9)

(15)

193

21.29

79.17

95.98

72.97

69.60

56.49

62.68

51.05

75.86

72.42

80.71

115.09

63.00

2008-09

68.69

50.69

(0)

1.57

30.47

53.33

-2860.54

81.88

406.84

78.19

7.58

72.28

69.96

83.96

95.67

62.00

2007-08

58.52

43.92

74.85

28.10

35.43

47.29

74.62

42.62

53.39

18.54

60.81

75.21

61.01

46.67

59.46

2006-07

64.57

52.72

175.47

58.54

47.70

22.80

136.05

72.81

63.29

33.26

66.13

46.42

69.79

69.69

72.40

2005-06

INCURRED CLAIMS RATIO (Per cent)

39.54

37.91

24.98

47.99

33.81

36.30

42.58

39.89

36.95

40.56

39.72

35.13

39.90

46.19

39.35

2004-05

30.33

27.18

104.99

24.79

24.61

37.23

50.22

26.45

15.58

23.61

30.60

26.57

26.19

32.18

34.09

2003-04

TABLE 48: INCURRED CLAIMS RATIO-FIRE INSURANCE (Contd.)

47.04

22.00

0.00

0.00

9.00

17.00

81.00

19.00

15.00

22.00

48.07

47.10

37.80

38.22

56.90

2002-03

46.52

23.35

17

38

47

30

19

46.65

36.6

52.3

49.1

49

2001-02

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

22697
14234
24521
84351

Oriental

National

United

PUBLIC-TOTAL

168

9193
1256
3882
4248
1223
777
525
81
90
334
(26)
(18)
(24)

TATA AIG

Reliance

IFFCO TOKIO

ICICI Lombard

Cholamandalam

HDFC Ergo

Future Generali

Universal Sompo

Shriram

Bharti AXA

Raheja QBE

SBI General

L&T General
112765

107
(22)
(5)
(28)

21880

251
13
2
145
(5)

23777
94583

192

301

100672

1145

1216

4460

3969
2728

1511

1800
3228

5563

6169

72703

76895

5476

18623

21170

5643

12403

13022

754

18500

18937

1045

23177

2008-09

23766

2009-10

Note: Figure in bracket indicates negative values

GRAND TOTAL

28414

5728

Bajaj Allianz

PRIVATE-TOTAL

1144

Royal Sundaram

PRIVATE

22899

2010-11

New India

PUBLIC

INSURER

76565

17015

4426

453

1094

1830

(15)

981

142

4207

3897

59550

12937

10817

16939

18857

2007-08

65429

12281

96

709

1224

3035

621

3099

2674

823

53148

10531

10235

15944

16438

2006-07

63756

10727

75

629

796

2645

394

2582

2359

1247

53029

10367

10314

15910

16438

2005-06

NET EARNED PREMIUM (` Lakh)

61719

9380

29

459

1663

1585

460

2093

2136

955

52339

11126

12318

12035

16860

2004-05

58749

6446

302

1056

1414

202

1668

1081

722

52303

11467

11535

12004

17297

2003-04

TABLE 48: INCURRED CLAIMS RATIO-MARINE INSURANCE (Contd.)

64213

3687

347

852

159

1318

341

661

60526

13587

14488

12408

20043

2002-03

61643

781

0.3

153

27

417

61

123

60862

12661

13281

13911

21009

2001-02

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

19612
11266
21712
78355

Oriental

National

United

PUBLIC-TOTAL

169

7677
791
3841
4722
739
633
520
189

TATA AIG

Reliance

IFFCO TOKIO

ICICI Lombard

Cholamandalam

HDFC Ergo

Future Generali

Universal Sompo

78601

20543

178

88

301

465

993

2668

4085

1781

4724

4577

682

58058

21852

4752

12379

19075

2009-10

Note: Figure in bracket indicates negative values

101687

L&T General

GRAND TOTAL

SBI General
23332

Raheja QBE

PRIVATE-TOTAL

241

Bharti AXA

3231

Bajaj Allianz

Shriram

731

Royal Sundaram

PRIVATE

25764

2010-11

New India

PUBLIC

INSURER

97358

23890

132

108

788

5502

4448

1849

5320

5098

638

73468

15071

13460

17226

27711

2008-09

66302

17068

132

978

3220

4301

1288

3612

3166

367

49234

12397

10006

11007

15824

2007-08

56609

13824

75

892

1156

4222

581

2552

3727

619

42785

10886

10085

15584

6230

2006-07

47438

11554

37

602

2019

2452

766

2156

2480

1041

35884

7268

8560

8531

11525

2005-06

CLAIMS INCURRED (NET) (` Lakh)

41113

8238

340

2107

1797

250

1301

1890

545

32875

7822

7244

7959

9850

2004-05

36536

5278

138

1275

1175

133

1194

922

440

31258

7170

9145

6749

8194

2003-04

TABLE 48: INCURRED CLAIMS RATIO-MARINE INSURANCE (Contd.)

43085

2431

190

451

140

1101

146

403

40654

9970

10563

8431

11690

2002-03

36804

268

0.1

36

44

122

17

49

36536

8166

7809

7428

13133

2001-02

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

86.41
79.15
88.55
92.89

Oriental

National

United

PUBLIC-TOTAL

170
90.18

GRAND TOTAL

78.08

86.40

(10.32)

122.52

78.95

673.85

119.88

154.59

81.65

82.64

102.93

98.95

76.57

81.11

65.28

75.50

103.22

36.49

65.37

80.26

2009-10

Note: Figure in bracket indicates negative values.

82.12

PRIVATE-TOTAL

(26)

233.56

Universal Sompo

L&T General

99.10

Future Generali

(1)

81.41

HDFC Ergo

SBI General

60.41

Cholamandalam

(13)

111.17

ICICI Lombard

Raheja QBE

98.93

IFFCO TOKIO

72.27

62.94

Reliance

Bharti AXA

83.51

TATA AIG

8.79

56.40

Bajaj Allianz

Shriram

63.89

Royal Sundaram

PRIVATE

112.51

2010-11

New India

PUBLIC

INSURER

102.93

109.02

(10)

(24)

123

56.47

68.83

201.69

99.75

122.4

95.63

93.1

84.69

101.05

80.93

108.52

93.11

119.56

2008-09

86.60

100.32

29.23

89.46

175.93

(27822)

131.27

2546.24

75.26

9.41

82.68

95.83

92.50

64.98

83.91

2007-08

86.52

112.57

78.44

125.78

94.46

139.13

93.63

82.35

139.37

75.14

80.50

103.36

98.53

97.75

37.90

2006-07

74.41

107.71

49.54

95.67

253.54

92.70

194.67

83.51

105.15

83.49

67.67

70.10

83.00

53.62

70.11

2005-06

INCURRED CLAIMS RATIO (Per cent)

66.61

87.82

28.17

73.95

126.69

113.36

54.42

62.17

88.48

57.05

62.81

70.31

58.81

66.13

58.42

2004-05

62.19

81.89

73.04

45.86

120.67

83.07

65.97

71.60

85.28

61.00

59.77

62.53

79.28

56.23

47.34

2003-04

TABLE 48: INCURRED CLAIMS RATIO-MARINE INSURANCE (Contd.)

67.10

65.93

0.00

55.00

53.00

88.00

84.00

43.00

61.00

67.17

73.38

72.91

67.95

58.32

2002-03

59.70

34.31

33

24

163

29

28

40

59.94

64.5

58.8

53.4

62.5

2001-02

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

155012
227277
175542
789024

Oriental

National

United

PUBLIC-TOTAL

171
43502
35225
23053
12245
32552
25609

Cholamandalam

HDFC Ergo

Future Generali

Universal Sompo

Shriram

Bharti AXA

1137237

492606

(170)

1839

33

3613

12819

25128

97462

52382

99023

28172

129582

42723

644631

124757

185183

132452

202240

2008-09

Note: Figure in bracket indicates negative values.

1527063 1275830

GRAND TOTAL

572755

738039

(57)

6131

13428

2790

13527

20205

32489

111243

61245

105072

27442

125527

53713

703075

148316

196753

140706

217301

2009-10

975165

370154

24809

29749

71660

87333

14073

12017

37945

92566

605011

106080

167841

137012

194078

2007-08

NET EARNED PREMIUM (` Lakh)

PRIVATE-TOTAL

91

143004

ICICI Lombard

L&T General

78403

IFFCO TOKIO

(78)

99436

Reliance

SBI General

34086

TATA AIG

10

147636

Bajaj Allianz

Raheja QBE

63264

Royal Sundaram

PRIVATE

231193

2010-11

New India

PUBLIC

INSURER

691523

168

178

49

23061

25396

9695

19775

35756

37314

149367

68805

101467

34629

131245

54618

876628

191646

259953

163732

261297

2010-11

460633

14

5175

9497

2244

11522

17408

21535

102816

45428

83414

21407

97630

42544

617574

126182

170140

126844

194409

2009-10

372749

223

1191

138

3158

10429

17045

81946

40296

71889

19659

93515

33260

637527

92854

198563

141045

205064

2008-09

793750 1568151 1078207 1010276

214476

11830

5195

55105

34613

14918

22888

49254

20673

579274

94441

153428

132846

198559

2006-07

900127

266316

8491

9353

66505

28976

53013

15305

61817

22856

633811

116943

170449

136423

209996

2007-08

CLAIMS INCURRED (NET) (` Lakh)

672242

137870

6995

3883

33463

22395

9149

13695

33010

15280

534372

90049

133293

130377

180653

2006-07

102.69

93.7

184

(229)

510

90.05

78.02

79.17

85.78

101.51

85.77

104.45

87.76

102.04

101.59

88.90

86.33

111.10

109.17

114.38

105.63

113.02

2010-11

84.51

80.42

(24.98)

84.41

70.73

80.42

85.18

86.16

66.28

92.42

74.17

79.39

78.01

77.78

79.21

87.84

85.08

86.47

90.15

89.47

2009-10

376.71

127.36

162.91

24.69

104.76

110.24

101.55

99.57

108.20

2007-08

88.84

75.64

(131)

64.76

415.14

87.39

81.35

67.83

84.08

92.31

71.95

28.54

13.05

76.15

76.93 1583383

72.6

69.78

72.17

77.85

98.90

74.43

107.23

106.49

101.40

2008-09

84.69

64.28

59.13

74.75

60.73

64.70

61.33

59.83

67.02

73.91

92.25

95.35

86.88

98.14

90.98

2006-07

INCURRED CLAIMS RATIO (Per cent)

TABLE 48: INCURRED CLAIMS RATIO-MOTOR INSURANCE (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

172

6531
22176
12350
75166
6196
16401
3879
1056
0
1504
0

181542
575340

9270
20696
14638
99415
10806
15474
6518
1912
0
3847
0
1
16
228103
773828

393798

545725

25854

97202

133453

29199

88927

133115

10429

80769

117915

16313

126900

2009-10

161242

2010-11

32981

35756

32371

30612

96008

3708

8305

13617

40662

25

2967

1692

7223

17808

58751

500

884

30593

4656

3017

2974

10639

5487

217569 131720

48146

46806

40605

82012

2007-08 2006-07

469371 313577.26 190471

159884

18

44

1735

3635

5518

68475

11055

27692

8792

23121

9799

309487

70011

67999

54577

116900

2008-09

NET EARNED PREMIUM (` Lakh)

Note: Figure in bracket indicates negative values.

GRAND TOTAL

PRIVATE-TOTAL

L&T General

SBI General

Raheja QBE

Bharti AXA

Shriram

Universal Sompo

Future Generali

HDFC Ergo

Cholamandalam

ICICI Lombard

IFFCO TOKIO

Reliance

TATA AIG

Bajaj Allianz

Royal Sundaram

PRIVATE

PUBLIC-TOTAL

United

National

Oriental

New India

PUBLIC

INSURER

774415

194233

21

2810

2243

5710

11057

7375

91871

15065

25591

4923

19172

8395

580182

153287

140465

121096

165335

2010-11

639404

167422

1536

1445

4033

19362

7277

67693

13499

25687

3859

17931

5099

471982

127884

96511

104119

143468

2009-10

497281

136411

17

24

2448

3654

6014

58939

13512

25406

4107

18039

4269

360870

84901

75664

74746

125559

2008-09

335494

91029

2411

2761

40170

8750

15269

2778

15171

3719

244465

65170

55238

50256

73801

2007-08

CLAIMS INCURRED (NET) (` Lakh)

268599

60761

436

703

36313

7119

3410

100.08

85.15

73.05

0.00

117.34

87.60

71.45

68.25

92.41

102.91

123.65

53.11

65.66

8367
1835

51.46

106.31

114.86

105.52

102.7

102.54

2010-11

2578

207838

52787

47010

42895

65146

2006-07

111.13

92.22

102.1

136.86

103.99

118.05

117.45

90.06

109.3

115.83

59.1

69.36

48.89

119.85

131.56

108.53

128.91

113.06

2009-10

514.58

164.18

210.03

20.88

112.36

135.36

118.01

123.77

89.88

2007-08

105.95

85.33

94

53.56

141.12

100.5

108.99

86.07

106.99

94.81

29.03

20.27

98.79

122.23 35128.38

91.74

46.71

78.02

43.57

116.60

121.27

111.27

136.96

107.41

2008-09

141.02

103.42

87.1

79.51

118.7

152.89

113.01

61.69

78.64

46.99

157.79

160.05

131.47

132.51

212.81

2006-07

INCURRED CLAIMS RATIO (Per cent)

TABLE 48: INCURRED CLAIMS RATIO-HEALTH INSURANCE (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

91038
59088
85956
346833

Oriental

National

United

PUBLIC-TOTAL

173

18116
4917
11552
27663
5257
7759
1849
2793
143
1148
(65)
(7)
(33)

TATA AIG

Reliance

IFFCO TOKIO

ICICI Lombard

Cholamandalam

HDFC Ergo

Future Generali

Universal Sompo

Shriram

Bharti AXA

Raheja QBE

SBI General

L&T General
454331

137
124
(79)
(60)

79055

790
2402
100
351
(195)

89749
347898

1213

2766

391935

4714

4730

9347

9974
18597

6509

6803
20651

14156

16820

268843

302186

19360

65658

76086

19549

47206

47542

5035

69659

82197

5006

86320

2008-09

96361

2009-10

Note: Figure in bracket indicates negative values

GRAND TOTAL

107498

21088

Bajaj Allianz

PRIVATE-TOTAL

5317

Royal Sundaram

PRIVATE

110751

2010-11

New India

PUBLIC

INSURER

321023

64371

10779

3933

5788

16028

3599

993

8228

15017

256652

59590

47272

60626

89164

2007-08

318976

50489

1445

2760

12761

6975

3476

7714

11904

3454

268487

57504

43501

53763

113719

2006-07

1179950

248273

14147

6909

69024

39945

4206

29999

58394

25649

931677

173270

222653

201002

334752

2005-06

NET EARNED PREMIUM (` Lakh)

1009853

147405

13189

6912

26153

18462

3893

23081

38901

16814

862448

162745

234777

175375

289551

2004-05

879212

84470

8856

3795

8123

8742

1915

16171

23672

13196

794742

161968

204934

158311

269529

2003-04

TABLE 48: INCURRED CLAIMS RATIO-MISCELLANEOUS (Contd.)

602087

38607

652

394

4452

4465

1093

10707

15949

895

563480

153122

16334

144595

249429

2002-03

630146

16410

966

952

132

3141

8001

3218

613736

143818

131271

128717

209930

2001-02

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

174
3414
1830
511
1094
38
826
30

50989
221997

1935
4414
1059
1052
73
769
124
301
36
53496
255034

5872

6483
10504

4514

3528
15884

8626

5767

171008

201538

11641

37200

40781

10284

32846

26467

2089

51548

61426

1787

49415

2009-10

72864

2010-11

Note: Figure in bracket indicates negative values.

GRAND TOTAL

PRIVATE-TOTAL

L&T General

SBI General

Raheja QBE

Bharti AXA

Shriram

Universal Sompo

Future Generali

HDFC Ergo

Cholamandalam

ICICI Lombard

IFFCO TOKIO

Reliance

TATA AIG

Bajaj Allianz

Royal Sundaram

PRIVATE

PUBLIC-TOTAL

United

National

Oriental

New India

PUBLIC

INSURER

188455

46809

36

35

144

280

2123

12368

6832

5332

5314

12076

2305

141646

29086

27919

36457

48184

2008-09

168603

29676

50

409

1302

7143

4221

2824

2344

9439

1944

138927

25718

23743

31499

57967

2007-08

168592

23786

379

705

7979

3531

2392

1994

5451

1355

144806

28998

28390

31091

56327

2006-07

1025095

129971

7684

4935

35205

20761

1379

13061

32750

14196

895124

178930

249815

174854

291525

2005-06

CLAIMS INCURRED (NET) (` Lakh)

871237

74816

7853

4376

11925

8881

2801

10928

18197

9855

796421

176785

204696

166994

247946

2004-05

782024

44794

3092

1768

4795

4928

1569

6993

13533

8116

737230

165965

192836

141399

237030

2003-04

TABLE 48: INCURRED CLAIMS RATIO-MISCELLANEOUS (Contd.)

656971

21155

90

62

1435

2106

1917

4783

10245

517

635816

160545

138077

125671

211523

2002-03

662620

3687

166

355

87

875

1153

1051

658933

152303

145448

156080

205102

2001-02

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

175
72.18
66.15
64.63
45.52
37.62
235.29
(15.13)

56.81
56.64

36.80
56.89
57.27
37.67
50.88
67.02
(191)
(4317)
(109)
49.76
56.13

58.87

56.12
50.87

66.37

71.75
57.42

51.28

31.83

56.59

58.11

59.55

48.89

47.44

48.77

69.09

44.79

41.72

62.71

67.47

33.61

51.28

2009-10

65.79

2010-11

Note: Figure in bracket indicates negative values.

GRAND TOTAL

PRIVATE-TOTAL

L&T General

SBI General

Raheja QBE

Bharti AXA

Shriram

Universal Sompo

Future Generali

HDFC Ergo

Cholamandalam

ICICI Lombard

IFFCO TOKIO

Reliance

TATA AIG

Bajaj Allianz

Royal Sundaram

PRIVATE

PUBLIC-TOTAL

United

National

Oriental

New India

PUBLIC

INSURER

54.17

59.11

(60)

(7)

27.98

105.26

23.08

45.03

66.51

73.09

81.92

37.54

62.38

45.77

52.69

44.30

59.14

52.34

55.82

2008-09

52.52

46.10

0.47

10.41

22.49

44.57

54461.42

78.47

236.07

114.72

12.95

54.13

43.16

50.23

51.96

65.01

2007-08

52.85

47.11

26.26

25.56

62.52

50.62

68.82

25.85

45.79

39.23

53.93

50.43

65.26

57.83

49.53

2006-07

86.88

52.35

54.32

71.42

51.00

51.97

32.78

43.54

56.08

55.35

96.08

103.27

112.20

86.99

87.09

2005-06

INCURRED CLAIMS RATIO (Per cent)

86.27

50.76

59.54

63.31

45.60

48.10

71.95

47.35

46.78

58.61

92.34

108.63

87.19

95.22

85.63

2004-05

88.95

53.03

34.91

46.59

59.03

56.37

81.93

43.24

57.17

61.50

92.76

102.47

94.10

89.32

87.94

2003-04

TABLE 48: INCURRED CLAIMS RATIO-MISCELLANEOUS (Contd.)

109.12

54.79

13.00

16.00

58.00

47.00

113.00

45.00

64.00

58.00

112.80

104.80

84.50

86.90

84.80

2002-03

105.15

22.46

17.00

37.00

66.00

28.00

14.00

33.00

107.36

105.90

95.1

121.30

97.70

2001-02

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

431490
476395
464763
2019980

Oriental

National

United

PUBLIC-TOTAL

176

72669
129380
113510
285616
62737
60636
32912
19275
33003
31570
(175)
(253)
28

TATA AIG

Reliance

IFFCO TOKIO

ICICI Lombard

Cholamandalam

HDFC Ergo

Future Generali

Universal Sompo

Shriram

Bharti AXA

Raheja QBE

SBI General

L&T General
3163473

5682
(87)
1715
(278)

790741

18748
7524
13605
8364
(331)

904453
2284493

17947

40006

2600020

38536

46229

83293

92222
197365

138886

139925
219282

58748

58973

1493752

1695567

189127

319910

383819

188420

342232

381579

59806

306680

359083

71486

524930

2008-09

571086

2009-10

Note: Figure in bracket indicates negative values.

GRAND TOTAL

1143493

214965

Bajaj Allianz

PRIVATE-TOTAL

87619

Royal Sundaram

PRIVATE

647332

2010-11

New India

PUBLIC

INSURER

1928747

587919

(43)

(129)

15005

24886

156718

63967

96003

45385

141544

44583

1340828

270209

301853

287623

481143

2007-08

1604653

367984

14029

12728

106665

54760

24426

38165

83853

33358

1236669

237324

276757

269077

453511

2006-07

1371008

227575

13835

8840

52768

34598

5397

28556

58637

24944

1143433

219433

276317

235584

412099

2005-06

NET EARNED PREMIUM (` Lakh)

1289996

178201

13425

8947

32089

23476

6196

25977

47929

20162

1111795

217266

283217

221802

389510

2004-05

TABLE 48: INCURRED CLAIMS RATIO-TOTAL (Contd.)

1139406

106607

8867

4833

12982

13334

3455

18864

28641

15631

1032799

215136

250865

203303

363495

2003-04

1019947

56134

652

448

4452

7003

1927

12668

18067

10917

963813

209241

213088

189842

351642

2002-03

902689

28197

10963

1312

235

3607

8406

3674

874492

204507

181312

181850

306823

2001-02

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

177
34434
39586
16915
5749
9500
8619
45

730725
2227448

48578
53230
27902
14216
25508
27596
183
564
245
993731
2953645

73267

99046
194838

118569

133138
273064

39637

54311

1496723

1959914

138657

332924

438564

170127

324536

462328

50907

326018

406536

66022

513245

2009-10

652487

2010-11

Note: Figure in bracket indicates negative values.

GRAND TOTAL

PRIVATE-TOTAL

L&T General

SBI General

Raheja QBE

Bharti AXA

Shriram

Universal Sompo

Future Generali

HDFC Ergo

Cholamandalam

ICICI Lombard

IFFCO TOKIO

Reliance

TATA AIG

Bajaj Allianz

Royal Sundaram

PRIVATE

PUBLIC-TOTAL

United

National

Oriental

New India

PUBLIC

INSURER

1970257

606478

289

1200

241

6054

14489

27578

168454

69502

107366

35567

135992

41235

1363779

251505

339367

305719

467187

2008-09

1637112

424631

58

11477

15565

122832

50474

75068

24771

94570

29815

1212481

250628

283884

260222

417748

2007-08

1304164

250289

8003

7077

81384

39859

17318

20711

55563

20374

1053875

214206

239422

235886

364361

2006-07

1211807

154822

7973

6893

38925

24407

3444

16015

40999

16166

1056985

204277

283033

206474

363201

2005-06

CLAIMS INCURRED (NET) (` Lakh)

998786

91246

7913

5472

15476

11923

3836

12623

22633

11370

907540

199853

226351

190838

290498

2004-05

TABLE 48: INCURRED CLAIMS RATIO-TOTAL (Contd.)

879666

54336

3103

2089

7005

7285

2374

8458

15061

8961

825330

184217

210990

158765

271358

2003-04

798339

29225

87

62

1776

2850

1917

6006

10667

5860

769114

190544

161966

146654

269950

2002-03

794548

5824

1781

427

160

1020

1273

1163

788724

178047

172493

182766

255418

2001-02

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

94.22
97.05
94.36
97.03

Oriental

National

United

PUBLIC-TOTAL

178

87.26
95.61
77.43
87.79
84.78
73.75
77.29
87.41
(104)
(223)
869

IFFCO TOKIO

ICICI Lombard

Cholamandalam

HDFC Ergo

Future Generali

Universal Sompo

Shriram

Bharti AXA

Raheja QBE

SBI General

L&T General
85.67

80.79

(14)

103.05

69.83

76.41

90.23

98.95

74.49

88.85

79.45

84.74

67.21

73.59

71.21

88.27

86.74

85.05

90.79

89.87

2009-10

Note: Figure in bracket indicates negative values

93.37

102.90

Reliance

GRAND TOTAL

74.74

TATA AIG

86.90

79.14

Bajaj Allianz

PRIVATE-TOTAL

75.35

Royal Sundaram

PRIVATE

100.80

2010-11

New India

PUBLIC

INSURER

86.24

76.84

(104)

70.00

(277)

107.00

80.73

71.56

85.35

83.44

77.30

60.54

71.90

68.95

91.30

78.62

99.16

99.69

89.00

2008-09

84.88

72.23

(0.25)

(44.84)

76.49

62.55

78.38

78.91

78.19

54.58

66.81

66.88

90.43

92.75

94.05

90.47

86.82

2007-08

81.27

68.02

57.05

55.60

76.30

72.79

70.90

54.27

66.26

61.08

85.22

90.26

86.51

87.66

80.34

2006-07

88.39

68.03

57.63

77.98

73.77

70.54

63.80

56.08

69.92

64.81

92.44

93.09

102.43

87.64

88.13

2005-06

INCURRED CLAIMS RATIO (Per cent)

77.43

51.16

58.94

61.16

48.23

50.79

61.91

48.59

47.22

56.39

81.63

91.99

79.92

86.04

74.58

2004-05

TABLE 48: INCURRED CLAIMS RATIO-TOTAL (Concld.)

77.20

50.97

34.99

43.22

53.96

54.63

68.71

44.84

52.59

57.33

79.91

85.63

84.10

78.09

74.65

2003-04

78.27

52.06

13.34

13.84

39.89

40.70

99.48

47.41

59.04

53.68

79.80

91.06

76.01

77.25

76.77

2002-03

88.02

23.03

16.24

32.55

68.09

28.28

15.14

31.65

90.19

87.06

95.14

100.50

83.25

2001-02

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

179
_

2.77
1201.15
1699.61

Private Sector

Industry Total

642.21

646.84

Star Health

Apollo Munich

Max Bupa

Raheja QBE

1564.50

1163.85

0.83

SBI General

3.95

_
7.97

Bharti AXA

Shriram

Universal Sompo

12.69

11.49
_

43.77

63.74

379.71

3.29

58.34

19.08

Future Generali

HDFC Ergo

Cholamandalam

381.54

ICICI Lombard

Bajaj Allianz

46.60
10.68

IFFCO-Tokio

TATA AIG

29.52

Royal Sundaram

400.65

184.54

157.46
498.46

United

Public Sector

76.15

118.30

28.84

111.12

Oriental

164.38
58.32

Reliance

Others Group

Individual

Government Schemes

Others Group

2009-10
Individual

92

97

30

99

50

110

69

100

31

125

65

80

117

64

49

68.0

4021.14

1067.24

0.02

59.64

23.23

26.79

11.06

51.06

92.30

29.92

118.90

420.01

79.72

120.47

34.14

2953.90

763.43

735.26

813.00

642.21

4303.32

1004.55

0.01

55.42

14.06

22.33

11.34

47.76

81.48

25.50

106.22

391.40

76.22

148.37

24.43

3298.78

893.21

741.92

886.00

777.65

107

94

72

93

61

83

103

94

88

85

89

93

96

123

72

112

117

101

109

121

3062.86

893.55

8.05

76.16

161.32

3.71

8.06

44.31

14.35

173.09

195.33

33.62

17.94

58.13

99.47

2169.31

413.64

442.92

740.68

572.07

2678.36

521.33

4.05

33.18

101.87

1.83

10.34

13.24

3.19

85.50

111.63

7.40

15.03

93.62

40.45

2157.04

455.12

414.57

738.16

549.19

87

58

50

44

63

49

128

30

22

49

57

22

84

161

41

99

110

94

100

96

1077.18

886.51

0.30

526.91

5.29

26.11

16.66

268.54

1.47

30.44

2.12

8.67

190.67

60.95

43.37

46.08

40.27

962.02

797.00

0.04

475.62

1.53

14.02

15.31

262.41

0.04

20.85

1.67

5.51

165.02

62.78

33.49

42.98

25.77

89

90

12

90.27

28.96

54

92

98

68

79

64

87

103

77

93

64

2883.05

830.97

40.36

6.27

9.02

8.57

31.32

125.68

11.70

85.93

285.18

76.93

122.83

27.18

2052.08

603.16

507.92

560.00

381.00

3764.16

922.79

46.81

9.57

9.47

9.59

36.15

175.93

15.17

83.81

286.26

100.35

142.49

7.19

2841.37

849.65

725.64

776.00

490.08

131

111

116

152.63

105

112

115

140

130

98

100

130

116

26

138

141

143

139

129

2391.59

602.47

0.00

22.07

77.25

0.72

3.65

6.83

4.44

172.61

200.00

27.00

14.29

72.88

0.74

1789.12

307.91

350.31

662.92

467.98

2131.13

383.10

0.00

10.15

47.26

4.36

5.53

1.35

3.63

95.50

93.82

7.88

12.42

100.88

0.32

1748.03

366.41

316.34

616.02

449.26

89

64

58

46

61

607

151

20

82

55

47

29

87

138

43

98

119

90

93

96

Net
Claims Incurred
Net
Claims Incurred
Net
Claims Incurred
Net
Claims Incurred
Net
Claims Incurred
Net
Claims Incurred
Earned Incurred Claims Earned Incurred Claims Earned Incurred Claims Earned Incurred Claims Earned Incurred Claims Earned Incurred Claims
Premium (Net)
Ratio Premium (Net)
Ratio Premium
(Net)
Ratio Premium (Net)
Ratio Premium (Net)
Ratio Premium (Net)
Ratio

Government Schemes

New India

National

Insurer

2010-11

(Claims incurred ratio is in per cent) (Amount in ` Lakh)

TABLE 49: HEALTH INSURANCE: DETAILS OF CLAIMS PAID AND INCURRED CLAIMS RATIO

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

180

(51)
7489

Income Tax Deducted at Source and Provision for Tax

Net Profit after Tax

Note: Figures in bracket represents negative value.

7540

(18381)

Other Income Less other Outgo

Profit Before Tax

182142

62576
11.61%

Increase in Reserve for Unexpired Risk

Gross Investment Income

170289
31.60%

Commission, Expenses of Management

(156222)
-32.79%

462328
85.78%

Claims incurred (Net)

Underwriting Profit / Loss

538971

2010-11

Net Premium

Particulars

22486

(4373)

26859

(20010)

134845

(87976)
-23.06%

16187
4.07%

145019
36.46%

324536
81.59%

397765

2009-10

(14921)

(1567)

(13354)

(3731)

103962

(113585)
-33.19%

23127
6.33%

116454
31.87%

339367
92.88%

365363

2008-09

16343

863

17206

(8696)

118092

(92190)
-30.54%

16945
5.32%

110159
34.55%

283884
89.05%

318798

2007-08

42128

3455

45583

(5280)

105480

(54617)
-19.73%

8780
3.07%

91952
32.20%

239422
83.85%

285536

2006-07

(10625)

4661

(5964)

2092

100976

(109032)
-41.89%

(8017)
-2.99%

102316
38.14%

283033
105.49%

268300

2005-06

NATIONAL

13113

1009

14122

(690)

68517

(53705)
-18.96%

16802
5.93%

93769
33.11%

226350
79.92%

283216

2004-05

7122

178

7300

(6285)

66268

(52683)
-21.00%

12084
4.82%

80474
32.08%

210990
84.10%

250865

2003-04

13492

451

13943

(4489)

48587

(30155)
-14.15%

16492
7.74%

64785
30.40%

161966
76.01%

213088

2002-03

TABLE 50: UNDERWRITING EXPERIENCE AND PROFITS: PUBLIC SECTOR


NON-LIFE INSURERS

(9045)

(350)

(9395)

(7121)

43978

(46252)
-25.51%

(387)
-0.21%

55458
30.59%

172493
95.14%

181312

2001-02

10259

830

11089

(4451)

40329

(24789)
-13.74%

9984
5.53%

49097
27.21%

146163
81.00%

180455

2000-01

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

181

(1019)
(42156)

Income Tax Deducted at Source and Provision for Tax

Net Profit after Tax

Note: Figures in bracket represents negative value.

(11943)
(41137)

Other Income Less other Outgo

Profit Before Tax

235151

71891
10.00%

Increase in Reserve for Unexpired Risk

Gross Investment Income

259190
36.04%

Commission, Expenses of Management

(264344)
-40.84%

652487
90.72%

Claims incurred (Net)

Underwriting Profit / Loss

719223

2010-11

Net Premium

Particulars

40467

4540

35927

(6249)

214082

(171905)
-30.10%

29180
4.86%

229743
38.27%

513245
85.50%

600263

2009-10

22415

(7308)

29723

5876

167686

(143840)
-27.40%

25101
4.56%

201583
36.65%

467187
84.94%

550031

2008-09

140113

12033

152146

1966

234619

(84439)
-17.55%

10285
2.09%

147834
30.08%

417748
85.01%

491428

2007-08

145995

15398

161393

1084

225507

(65198)
-14.38%

21666
4.56%

154348
32.48%

364361
76.68%

475177

2006-07

71638

13919

85557

(3318)

208294

(119419)
-28.98%

22166
5.10%

168317
38.76%

363201
83.64%

434265

2005-06

NEW INDIA

40223

39565

79788

(1040)

149253

(68425)
-17.57%

12794
4.31%

154644
39.70%

290498
74.58%

389511

2004-05

59022

5768

64790

7021

126679

(68910)
-18.96%

4549
1.25%

156498
43.05%

271358
74.65%

363495

2003-04

25582

5701

31283

(524)

88106

(56299)
-16.01%

21925
6.24%

116064
33.01%

269951
76.77%

351641

2002-03

TABLE 50: UNDERWRITING EXPERIENCE AND PROFITS: PUBLIC SECTOR


NON-LIFE INSURERS (Contd.)

14098

6620

20718

(9606)

85716

(55392)
-19.30%

20935
6.80%

85762
29.20%

255518
83.30%

306823

2001-02

22366

6500

28866

(5394)

79585

(45325)
-16.97%

9502
3.56%

74997
28.07%

227974
85.34%

267148

2000-01

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

182

Note: Figures in bracket represents negative value.

Net Profit after Tax

5462

(12579)

Profit Before Tax

Income Tax Deducted at Source and Provision for Tax

(725)
18041

Other Income Less other Outgo

179656

29668
6.43%

Increase in Reserve for Unexpired Risk

Gross Investment Income

185844
40.30%

Commission, Expenses of Management

(160891)
-37.29%

406536
88.16%

Claims incurred (Net)

Underwriting Profit / Loss

461158

2010-11

Net Premium

Particulars

(4425)

(13249)

8823

(1983)

116944

(106138)
-29.56%

37170
9.38%

139202
35.13%

326018
82.28%

396253

2009-10

(5266)

3576

(8842)

2182

99562

(110586)
-36.06%

16830
5.20%

111546
34.48%

305719
94.50%

323510

2008-09

930

43305

44235

(1986)

114315

(68095)
-23.67%

244
0.08%

95496
33.17%

260222
90.40%

287868

2007-08

49727

13237

62964

(853)

116010

(52194)
-19.40%

18897
6.56%

85385
29.65%

235886
81.91%

287973

2006-07

28392

5027

33419

(12026)

111751

(66306)
-28.15%

14463
5.78%

95416
38.16%

206474
82.57%

250047

2005-06

ORIENTAL

33053

14118

47171

91

108219

(61139)
-27.56%

9485
4.28%

82618
37.25%

190838
86.04%

221802

2004-05

31644

13786

45430

(2595)

94313

(46288)
-22.77%

6058
2.98%

84769
41.70%

158765
78.09%

203304

2003-04

6399

11190

17589

(862)

48734

(30283)
-15.95%

4265
2.25%

64205
36.45%

146655
77.25%

189842

2002-03

TABLE 50: UNDERWRITING EXPERIENCE AND PROFITS: PUBLIC SECTOR


NON-LIFE INSURERS (Contd.)

(23573)

63

(23510)

(7956)

43762

(59316)
-32.60%

(222)
-0.10%

58596
32.20%

182792
100.50%

181850

2001-02

7418

42

7460

(4511)

39571

(27600)
-16.00%

4148
2.40%

45781
26.53%

150206
87.06%

172535

2000-01

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

183

Note: Figures in bracket represents negative value.

Net Profit after Tax

13054

(28)

Profit Before Tax

Income Tax Deducted at Source and Provision for Tax

(695)
13083

Other Income Less other Outgo

187271

46931
9.17%

Increase in Reserve for Unexpired Risk

Gross Investment Income

199692
39.03%

Commission, Expenses of Management

(173493)
-37.33%

438564
85.71%

Claims incurred (Net)

Underwriting Profit / Loss

511694

2010-11

Net Premium

Particulars

70779

(11505)

82284

1526

168857

(88099)
-22.95%

35196
8.40%

138994
33.17%

332924
79.45%

419016

2009-10

47605

(2686)

50291

(3797)

108767

(54679)
-17.09%

31131
8.87%

123084
35.06%

251505
71.65%

351041

2008-09

63162

2651

65814

(6576)

157725

(85335)
-31.58%

17857
6.20%

104916
36.42%

250628
87.00%

288066

2007-08

52886

(852)

52034

(6288)

131426

(73104)
-30.80%

15629
6.18%

96222
38.04%

214206
84.68%

252953

2006-07

42523

2751

45274

(5860)

140042

(88907)
-40.52%

3152
1.42%

104063
46.75%

204277
91.78%

222585

2005-06

UNITED

30771

1059

31830

(530)

107029

(74669)
-34.37%

1001
0.46%

91081
41.92%

199853
91.99%

217266

2004-05

38044

1295

39339

(1254)

94560

(53967)
-25.09%

1473
0.68%

83413
38.77%

184217
85.63%

215136

2003-04

17100

4317

21417

(1114)

67100

(44569)
-21.30%

(1695)
-0.81%

64961
31.05%

190546
91.06%

209243

2002-03

TABLE 50: UNDERWRITING EXPERIENCE AND PROFITS: PUBLIC SECTOR


NON-LIFE INSURERS (Contd.)

15339

330

15669

(1454)

62431

(45308)
-70.20%

7226
3.53%

64542
31.56%

178047
87.06%

204507

2001-02

(225)

(1042)

817

(5623)

48564

(42124)
-22.35%

6233
3.31%

46636
24.75%

177693
94.30%

188438

2000-01

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

184

(2473)
(13678)
(16151)

Other Income Less other Outgo

Profit Before Tax

Income Tax Deducted at Source and Provision for Tax

Net Profit after Tax

Note: Figures in bracket represents negative value.

784220
(31744)

Gross Investment Income

(754950)
-37.37%

211066
9.46%

Increase in Reserve for Unexpired Risk

Underwriting Profit / Loss

815015
36.53%

Commission, Expenses of Management

129307

(24587)

153894

(26715)

634727

(454118)
-26.78%

117733
6.49%

652958
36.01%

1496723
82.54%

1813297

2231046
1959914
87.85%

Net Premium

2009-10

2010-11

Claims incurred (Net)

Particulars

49833

(7985)

57818

529

479978

(422690)
-28.30%

96189
6.05%

552667
34.76%

1363779
85.78%

1589946

2008-09

220548

58851

279400

(15292)

624751

(330059)
-24.62%

45331
3.27%

458406
33.07%

1212481
87.47%

1386159

2007-08

290736

31238

321974

(11337)

578423

(245112)
-19.82%

64971
4.99%

427906
32.87%

1053875
80.97%

1301640

2006-07

131928

26358

158286

(19112)

561063

(383664)
-33.55%

31763
2.70%

470113
40.00%

1056985
89.94%

1175197

2005-06

117160

55751

172911

(2169)

433018

(257938)
-23.20%

40082
3.61%

422112
37.97%

907539
81.63%

1111795

2004-05

ALL COMPANIES

251988

135832

21027

156859

62516

21660

84176

(24088)

381820
(3113)

(143724)
-14.91%

40962
4.25%

297461
30.86%

769114
79.80%

963813

2002-03

(221848)
-21.48%

24164
2.34%

405154
39.23%

825330
79.91%

1032800

2003-04

TABLE 50: UNDERWRITING EXPERIENCE AND PROFITS: PUBLIC SECTOR


NON-LIFE INSURERS (Concld.)

(20470)

7015

(13455)

(31173)

218848

(201130)
-23.00%

27555
3.15%

259167
29.64%

788900
90.21%

874492

2001-02

39818

6330

48232

(19979)

208049

(139838)
-17.29%

29867
3.69%

216511
26.78%

702036
86.82%

808576

2000-01

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

6191

Profit Before Tax

185

Note: Figures in bracket represents negative value.

Net Profit after Tax

4327

(1864)

1984

Other Income Less other Outgo

Income Tax Deducted at Source and Provision for Tax

28017

16085
6.96%

Increase in Reserve for Unexpired Risk

Gross Investment Income

68648
29.71%

Commission, Expenses of Management

(23810)
-11.08%

170127
73.63%

Claims incurred (Net)

Underwriting Profit / Loss

231050

2010-11

Net Premium

Particulars

12083

(5898)

17980

2909

23336

(8265)
-4.39%

8747
4.44%

58028
29.43%

138657
70.32%

197167

2009-10

9516

(5461)

14977

2628

21475

(9126)
-4.83%

11532
5.75%

62261
31.03%

135992
67.77%

200658

2008-09

10562

6228

16790

1240

18648

(3098)
-2.19%

33711
19.24%

50072
28.57%

94570
53.96%

175255

2007-08

7537

4166

11703

1198

8890

1615
1.93%

20123
19.35%

26676
25.66%

55563
53.44%

103976

2006-07

5157

3026

8183

682

5204

2297
3.92%

11232
16.08%

15341
21.96%

40999
58.68%

69869

2005-06

4709

2987

7696

67

3888

3741
7.81%

10837
22.61%

10718
22.36%

22633
47.22%

47929

2004-05

BAJAJ ALLIANZ

2170

1008

3178

3060

111
0.39%

5577
19.47%

7892
27.55%

15061
52.59%

28641

2003-04

960

750

1710

12

2073

(375)
-2.07%

2666
14.75%

5118
28.31%

10667
59.01%

18076

2002-03

TABLE 51: UNDERWRITING EXPERIENCE AND PROFITS: PRIVATE SECTOR


NON-LIFE INSURERS

(961)

(365)

(1326)

(30)

1429

(2725)
-32.42%

7424
88.32%

2433
28.94%

1274
15.16%

8406

2001-02

(127)

(127)

(127)

2000-01

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

11897
27.37%
(20117)
-36.33%
2328
759

Increase in Reserve for Unexpired Risk

Underwriting Profit / Loss

Gross Investment Income

Other Income Less other Outgo

186
(17035)

(5)

Note: Figures in bracket represents negative value.

Net Profit after Tax

Income Tax Deducted at Source


and Provision for Tax

(17030)

24091
55.42%

Commission, Expenses of Management

Profit Before Tax

27596
63.49%

43468

2010-11

Claims incurred (Net)

Net Premium

Particulars

1520
122.38%

5333
429.48%

289
23.26%

1242

2008-09

(14230)

(4)

(14226)

(317)

909

(5775)

(44)

(5732)

(597)

765

(14819)
(5899)
-177.17% 2123.20%

10305
55.20%

14564
78.01%

8619
46.17%

18669

2009-10

BHARTI AXA

(2293)

(34)

(2259)

93

6622

(8974)
-14.30%

9949
13.69%

23132
31.83%

48578
66.83%

72686

2010-11

236

51

185

314

5326

(5455)
-11.80%

5235
10.17%

17250
33.52%

34434
66.91%

51463

2009-10

699

(486)

1185

(30)

3851

(2636)
-6.84%

4877
11.23%

13595
31.31%

27578
63.52%

43414

2008-09

724

330

1054

37

2643

(1626)
-6.53%

7227
22.51%

10946
34.09%

15565
48.47%

32113

2007-08

1249

130

1379

(12)

1574

(183)
-1.43%

3198
20.08%

5834
36.63%

7077
44.43%

15926

2006-07

(312)

62

(250)

44

1300

(1594)
-18.04%

1016
10.31%

3541
35.93%

6893
69.94%

9856

2005-06

CHOLAMANDALAM

(334)

(334)

11

1076

(1421)
-15.88%

1843
20.60%

3053
34.12%

5472
61.16%

8947

2004-05

TABLE 51: UNDERWRITING EXPERIENCE AND PROFITS: PRIVATE SECTOR


NON-LIFE INSURERS (Contd.)

(615)

(615)

1554

(2172)
-44.95%

2449
50.68%

2466
51.03%

2089
43.23%

4832

2003-04

(311)

(311)

759

(1070)
-237.78%

338
75.11%

1120
248.89%

62
13.78%

450

2002-03

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

17992
44.54%
7484
18.53%
(12983)
-39.45%
3977

Commission, Expenses of
Management

Increase in Reserve for


Unexpired Risk

Underwriting Profit / Loss

Gross Investment Income

187
(8952)

(8952)

Note: Figures in bracket represents negative value.

Net Profit after Tax

Income Tax Deducted at Source


and Provision for Tax

Profit Before Tax

54

27902
69.07%

Claims incurred (Net)

Other Income Less other Outgo

40395

2010-11

Net Premium

Particulars

58
31.41%

184

2007-08

6861
53.83%

312
170.04%

9142
1934
71.73% 1052.68%

6003
47.70%

12745

2008-09

16878
21.77%

19056
24.58%

53230
68.67%

77514

2010-11

(8970)

(8970)

(118)

1863

(8533)

(37)

(8496)

(410)

1174

(1709)

(1701)

(123)

542

(3643)

(3643)

(197)

8204

(10176)
(9260)
(2121) (11650)
-57.16% -157.35% 1647.72% -12.34%

5900
23.94%

12548
50.91%

16915
68.63%

24647

2009-10

FUTURE GENERALI

(9430)

16

(9446)

(117)

4787

(14116)
-18.16%

18863
32.04%

14535
24.69%

39586
67.25%

58868

2009-10

(2575)

(53)

(2521)

42

2695

(5259)
-25.03%

1529
7.85%

8717
44.75%

14489
74.39%

19477

2008-09

(1700)

23

(1677)

313

1440

(3430)
-18.53%

1753
10.46%

6958
41.52%

11477
68.49%

16758

2007-08

200

50

250

(359)

1463

(853)
-6.77%

(718)
-5.39%

6879
51.68%

8003
60.12%

13311

2006-07

HDFC ERGO

441

39

480

(179)

1344

(685)
-4.77%

530
3.69%

6547
45.58%

7973
55.50%

14365

2005-06

(799)

(799)

(271)

1139

(1667)
-12.42%

1500
11.17%

5679
42.30%

7913
58.94%

13425

2004-05

TABLE 51: UNDERWRITING EXPERIENCE AND PROFITS: PRIVATE SECTOR


NON-LIFE INSURERS (Contd.)

610
93.56%

916
140.49%

87
13.34%

652

2002-03

(2219)

(2219)

(82)

1246

(633)

(633)

48

280

(3383)
(961)
-38.15% -147.39%

4882
55.06%

4265
48.10%

3103
34.99%

8867

2003-04

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

188

Note: Figures in bracket represents negative value.

Net Profit after Tax

Income Tax Deducted at Source and Provision for Tax


(8034)

200

(8234)

1753

Other Income Less other Outgo

Profit Before Tax

40009

17702
5.84%

Increase in Reserve for Unexpired Risk

Gross Investment Income

62549
20.62%

Commission, Expenses of Management

(49997)
-17.50%

273064
90.03%

Claims Incurred (Net)

Underwriting Profit / Loss

303318

2010-11

Net Premium

Particulars

14393

(1438)

15831

2552

46454

(33175)
-15.13%

12126
5.24%

57619
24.90%

194838
84.20%

231409

2009-10

2362

2335

27

(5159)

36574

(31388)
-15.90%

14282
6.75%

60300
28.49%

168454
79.52%

211648

2008-09

10287

2735

13022

(852)

22448

(8573)
-5.47%

21258
11.94%

42460
23.86%

122832
69.02%

177977

2007-08

6836

1176

8012

(33)

13590

(5545)
-5.20%

38413
26.48%

30826
21.25%

81384
56.10%

145077

2006-07

5031

422

5453

(27)

8892

(3411)
-4.65%

20619
28.10%

17254
23.51%

38925
53.04%

73387

2005-06

ICICI-LOMBARD

4834

553

5387

(21)

5138

270
0.84%

10528
32.81%

5815
18.12%

15476
48.23%

32089

2004-05

3178

1046

4224

(127)

2547

1804
13.90%

5073
39.08%

(901)
-6.94%

7005
53.96%

12981

2003-04

TABLE 51: UNDERWRITING EXPERIENCE AND PROFITS: PRIVATE SECTOR


NON-LIFE INSURERS (Contd.)

341

89

430

457

1489

(1516)
-34.05%

1719
38.61%

2473
55.55%

1776
39.89%

4452

2002-03

(848)

(265)

(1111)

(332)

569

(1348)
-122.88%

955
87.06%

1311
119.51%

179
16.32%

1097

2001-02

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

33375
26.65%
11719
9.36%
(18911)
-16.66%
13875

Commission, Expenses of Management

Increase in Reserve for


Unexpired Risk

Underwriting Profit / Loss

Gross Investment Income

189

Note: Figures in bracket represents negative value.

Net Profit after Tax

Income Tax Deducted at Source


and Provision for Tax

Profit Before Tax

(3270)

1667

(4937)

99

99046
79.09%

Claims incurred (Net)

Other Income Less other Outgo

125229

2010-11

Net Premium

Particulars

2538

(1323)

3861

360

11991

(8490)
-9.21%

6861
6.92%

27446
27.70%

73267
73.94%

99083

2009-10

250

(442)

692

0.36

10541

(9849)
-11.82%

5275
5.96%

23639
26.69%

69502
78.47%

88568

2008-09

716

470

1186

50

7354

(6219)
-9.72%

9808
13.29%

19711
26.72%

50474
68.42%

73775

2007-08

2713

1533

4246

(76)

5708

(1387)
-2.53%

3297
5.68%

16287
28.05%

39859
68.66%

58057

2006-07

1462

948

2410

(115)

3583

(1059)
-3.06%

13232
27.67%

11250
23.52%

24407
51.03%

47830

2005-06

IFFCO TOKIO

1472

892

2364

62

1881

421
1.79%

5939
25.30%

5193
22.12%

11923
50.79%

23476

2004-05

958

462

1420

1502

(82)
0.61%

3311
24.83%

2820
21.15%

7285
54.63%

13334

2003-04

636

301

937

(21)

1278

(320)
-4.57%

3053
43.60%

1420
20.28%

2850
40.70%

7003

2002-03

TABLE 51: UNDERWRITING EXPERIENCE AND PROFITS: PRIVATE SECTOR


NON-LIFE INSURERS (Contd.)

167

171

(17)

1070

(882)
-67.17%

939
71.52%

828
63.06%

428
32.60%

1313

2001-02

152

95

247

366

(119)
-476.00%

120
480.00%

25

2000-01

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

190

115480

2947
2.06%

44583
31.21%

118569
82.99%

142872

17118

(31160)

(184)

(579)

(30976)

(1856)

(579)

(13)

1006

(5043)

4012

(9055)

(1140)

15313

(1571) (46238) (23228)


474.56% -35.74% -16.60%

49 (13900)
-17.32% -12.04%

42480
36.79%

45 133138
-16.09% 115.29%

(282)

1195
-423.36%

Note: Figures in bracket represents negative value.

Net Profit after Tax

(727)

(727)

Profit Before Tax

Income Tax Deducted at Source


and Provision for Tax

1237
(141)

(1823)
1040.02%

Underwriting Profit / Loss

Other Income Less other Outgo

171
-3583.13%

Increase in Reserve for


Unexpired Risk

Gross Investment Income

1465
-30774.37%

Commission, Expenses
of Management

(5)
183
-3847.90%

2009-10

(5232)

(215)

(5017)

(199)

14650

(19468)
-14.02%

1070
0.76%

50989
36.43%

107366
76.71%

139956

2008-09

(16555)

271

(16284)

711

10411

(27406)
-28.55%

37741
28.22%

48341
36.14%

75068
56.13%

133745

2007-08

163

61

224

91

3195

(3062)
-12.53%

26006
51.57%

10169
20.16%

17318
34.34%

50431

2006-07

1436

671

2107

(1)

1503

603
11.17%

157
2.82%

1350
24.31%

3444
62.01%

5554

2005-06

2010-11

2010-11

2009-10

RELIANCE

RAHEJA QBE

Claims incurred (Net)

Net Premium

Particulars

583

138

721

(181)

1399

(497)
-8.03%

1393
22.49%

1464
23.63%

3836
61.91%

6196

2004-05

900

149

1049

(35)

1624

(540)
-15.63%

822
23.80%

798
23.10%

2374
68.73%

3454

2003-04

115
48.94%

637
271.06%

160
68.09%

235

2001-02

1433

101

1534

(21)

2347

677

60

737

(35)

1449

(792)
(677)
-41.10% -288.09%

995
51.63%

(193)
-10.02%

1917
99.48%

1927

2002-03

TABLE 51: UNDERWRITING EXPERIENCE AND PROFITS: PRIVATE SECTOR


NON-LIFE INSURERS (Contd.)

45

45

(43)

508

(420)

367

2000-01

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

191

172
1826
(571)

1255

Other Income Less other


Outgo

Profit Before Tax

Income Tax Deducted


at Source and
Provision for Tax

Net Profit after Tax

1587

(887)

2474

248

1582

Note: Figures in bracket represents negative value.

3493

Gross Investment Income

644
2.06%

39.32%

(1840)
-5.58%

26.15%

Underwriting Profit / Loss

8815

11685

15.44%

20.89%

Increase in Reserve for


Unexpired Risk

3461

9335

Commission, Expenses
of Management

9500
42.37%

22420

2009-10

25508
57.08%

44688

2010-11

SHRIRAM

Claims incurred (Net)

Net Premium

Particulars

(390)

139

(529)

(78)

902

(1354)
-12.87%

71.96%

4402

30.56%

1869

1200
19.62%

6117

2008-09

(2014)

(526)

(1488)

18

9450

(10955)
-12.50%

8.97%

8630

33.82%

32553

66022
68.59%

96250

2010-11

3097

(304)

3401

18

9278

(5894)
-8.25%

5.27%

3974

35.08%

26474

50907
67.46%

75460

2009-10

566

(407)

973

7557

(6591)
-11.02%

10.51%

7026

37.65%

25161

41235
61.70%

66831

2008-09

471

477

(34)

4802

(4291)
-9.62%

16.36%

8723

35.75%

19060

29815
55.93%

53306

2007-08

2119

600

2718

(11)

3287

(559)
-1.67%

14.37%

5597

34.77%

13543

20374
52.30%

38955

2006-07

864

151

1015

(10)

2109

(1084)
-4.35%

15.98%

4745

33.22%

9862

16166
54.45%

29689

2005-06

501

34

535

(8)

1345

(802)
-3.98%

14.06%

2834

33.52%

6759

11371
56.40%

20162

2004-05

ROYAL SUNDARAM

802

802

(12)

1790

(976)
-6.24%

15.40%

2407

33.51%

5238

8961
57.33%

15630

2003-04

64.41%

2367

97.58%

3586

1163
31.65%

3675

7815.79%

1485

2
10.53%

19

2000-01

(` Lakh)

(459)

(459)

(10)

1908

(2453)

(2452)

(22)

1011

(1088)

(1088)

402

(2357) (3441)
(1475)
-21.59% -93.63% -7763.16%

29.55%

3226

38.36%

4188

5860
53.68%

10917

2002-03 2001-02

TABLE 51: UNDERWRITING EXPERIENCE AND PROFITS: PRIVATE SECTOR


NON-LIFE INSURERS (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

9520

192
(458)

Net Profit after Tax

58749

424

(526)

950

(536)

7172

(5686)
-9.68%

0
0.00%

28867
49.14%

35567
60.54%

Note: Figures in bracket represents negative value.

670

191

1647

Income Tax Deducted


at Source and Provision
for Tax

(1133)
478

(583)

(973)
-1.68%

(2105)

11441

Gross Investment Income

(12963) (7908)
-17.84% -13.41%

Underwriting Profit / Loss

Other Income Less other


Outgo

14884
17.00%

Increase in Reserve for


Unexpired Risk

27244
46.97%

31321
35.77%

39637
68.34%

58000

Commission, Expenses of
Management

87553
54311
62.03%

Profit Before Tax

TATA AIG

1617

1075

2692

14

5035

(2357)
-5.19%

7417
14.05%

22971
43.50%

24771
46.91%

52801

2157

1148

3305

177

3797

(669)
-1.75%

3418
8.22%

18122
43.58%

20711
49.81%

41582

1361

1326

2687

(273)

3012

(52)
-0.18%

5121
15.20%

12593
37.39%

16015
47.56%

33677

1224

1216

2440

(341)

2576

205
0.79%

3217
12.39%

10006
38.52%

12549
48.31%

25977
1020
28.28%

3607

4380
34.58%

2340
64.87%

4723
3930
37.28% 108.95%

6006
47.41%

12668

1530

(804)

726

(248)

2109

(1292)

(1292)

(411)

1560

(2758)

(2758)

(294)

1219

(1135) (2441) (3683)


-6.02% -19.27% -93.72%

4502
23.87%

7039
37.31%

8458
44.84%

18864

2010-11 2009-10 2008-09 2007-08 2006-07 2005-06 2004-05 2003-04 2002-03 2001-02

Claims incurred (Net)

Net Premium

Particulars

(358)

(358)

182

(520)

520

2000-01

(5125)

(73)

(5051)

(351)

2656

(7357)
-38.17%

3291
14.58%

12416
55.02%

14216
63.00%

22566

2010-11

0.11
-0.26%

-42.57

2007-08

1882
104.84%

0.74
-1.74%

2843
725.88
158.37% -1705.14%

241
13.42%

1795

2008-09

(` Lakh)

(5207)

146

(5353)

(163)

2064

(1439)

(20)

(1419)

(11)

1763

(30)

(9)

(39)

(151)

881

(7254)
(3171)
-769.3
-96.41% 3624.64% 1776.26%

7293
49.22%

9029
60.93%

5749
38.80%

14817

2009-10

UNIVERSAL SOMPO

TABLE 51: UNDERWRITING EXPERIENCE AND PROFITS: PRIVATE SECTOR


NON-LIFE INSURERS (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

391707
31.03%
118742
9.41%
(241945)
-21.16%
153963

Commission, Expenses of Management

Increase in Reserve for


Unexpired Risk

Underwriting Profit / Loss

Gross Investment Income

193
(85743)

256

(85999)

Note: Figures in bracket represents negative value.

Net Profit after Tax

Income Tax Deducted at Source


and Provision for Tax

Profit Before Tax

1983

993731
78.73%

Claims incurred (Net)

Other Income Less other Outgo

1262235

2010-11

Net Premium

Particulars

(8856)

(5436)

(3420)

3399

133429

(140248)
-15.51%

90141
9.06%

313976
31.57%

730725
73.47%

994594

2009-10

(10126)

(5216)

(4910)

(4343)

109120

(109687)
-13.87%

60256
7.08%

292715
34.39%

607916
71.42%

851199

2008-09

4383

11136

15519

1204

74205

(59890)
-10.19%

127951
17.87%

223178
31.18%

424631
59.32%

715871

2007-08

22974

8863

31837

975

41504

(10642)
-2.89%

99333
21.26%

128337
27.46%

250289
53.56%

467316

2006-07

15438

6645

22085

123

26947

(4987)
-2.19%

56651
19.93%

77740
27.35%

154822
54.47%

284226

2005-06

ALL COMPANIES

12190

5820

18010

(682)

18442

250
0.14%

38092
21.38%

48687
27.32%

91173
51.16%

178202

2004-05

6704

1861

8565

(494)

15432

(6373)
-5.98%

29023
27.23%

29617
27.78%

54336
50.97%

106603

2003-04

675

1241

1916

54

11694

(9832)
-17.51%

16987
30.26%

19765
35.20%

29225
52.05%

56145

2002-03

TABLE 51: UNDERWRITING EXPERIENCE AND PROFITS: PRIVATE SECTOR


NON-LIFE INSURERS (Concld.)

2492
5663.64%

2
4.55%

44

2000-01

(6176)

(564)

(6739)

(730)

6747

(1376)

95

(1281)

(170)

1458

(12756)
(2534)
-69.58% -5759.09%

14140
77.13%

12725
69.41%

4224
23.04%

18333

2001-02

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

194
66371.92
(12.70)

(-0.68)

82520.18
(24.33)

3943.74

(-11.09)

(15.34)

3506.08

24256.10

(30.97)

(15.51)

(17.76)
31768.76

10373.01

12215.89

(12.86)

(45.59)

58893.27
(4.64)

(-8.56)

3970.65

(4.11)

21030.50

(17.23)

8979.82

(9.09)

4244.15

(-0.91)

6076.92

14591.22
(3.82)

2009

36.55

8.45
14.80
38.50
4.25

Housing & Loans to Housing and FFE*

Infrastructure Investments

Approved Investments

Other than Approved Investments

* FFE:Fire Fighting Equipment.

100.00

15.63

9.93

TOTAL

24.16

24.07

Central Govt. Securities

State Govt & Other Approved Securities

100.00

5.94

7.22

10.50

2010

2011

Particulars

50382.81
(19.02)

(-4.78)

3884.30

(32.56)

17787.25

(22.49)

6102.33

(20.41)

3742.06

(11.15)

5635.29

13231.57
(13.33)

2007

42332.39
(13.15)

(1.35)

4079.50

(17.85)

13417.92

(13.49)

4981.88

(17.39)

3107.78

(10.26)

5069.97

11675.34
(12.63)

2006

2005

37411.97
(9.79)

(-4.02)

4025.04

(7.63)

11385.60

(21.92)

4389.70

(12.78)

2647.38

(36.52)

4598.05

10366.19
(3.79)

* Housing and Fire Fighting Equipments.

56280.10
(11.70)

(11.79)

4342.37

(13.57)

20200.89

(25.52)

7659.80

(3.97)

3890.53

(8.83)

6132.78

14053.74
(6.21)

2008

34074.90
(12.33)

(12.62)

4193.67

(-1.46)

10578.32

(31.44)

3600.36

(12.46)

2347.32

(42.56)

3368.01

9987.22
(14.97)

2004

100.00

6.74

35.71

15.25

7.21

10.32

24.78

2009

100.00

7.72

35.89

13.61

6.91

10.90

24.97

2008

100.00

7.71

35.30

12.11

7.43

11.18

26.26

2007

100.00

9.64

31.70

11.77

7.34

11.98

27.58

2006

100.00

10.76

30.43

11.73

7.08

12.29

27.71

2005

100.00

12.31

31.04

10.57

6.89

9.88

29.31

2004

SHARE OF EACH FUND IN TOTAL ASSETS UNDER MANAGEMENT


OF NON-LIFE INSURERS (Concld.)
(As on 31st March)

Note: Figure in the bracket indicates the growth over the previous year in per cent.

TOTAL

Other than Approved Investments

Approved Investments

Infrastructure Investments

4789.74

6973.44

(14.72)

(17.49)

Housing & Loans to Housing and FFE*

6971.21

8191.11

State Govt & Other Approved Securities

16038.12
(9.92)

2010

19864.9
(23.86)

2011

Central Govt. Securities

Particulars

(As on 31st March)

(-46.77)

2739.21

(10.26)

2087.20

(12.79)

2362.49

8687.09
(25.76)

2003

100.00

12.28

35.39

9.03

6.88

7.79

28.64

2003

30334.30
(29.63)

(25.29)

3723.80

(144.70)

10734.51

TABLE 52: ASSETS UNDER MANAGEMENT OF NON-LIFE INSURERS

100.00

12.70

18.75

21.99

8.09

8.95

29.52

2002

23400.43
(-4.34)

(-20.98)

2972.10

(-58.16)

4386.87

(491.09)

5145.93

(15.33)

1892.97

(-2.77)

2094.64

6907.92
(24.49)

2002

100.00

15.38

42.86

3.56

6.71

8.81

22.68

2001

(Per cent)

24462.03

3761.24

10485.57

870.58

1641.38

2154.29

5548.97

2001

(` Crore)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

195

110.23
200.00
266.96
280.00
415.00
403.63
247.00
207.00
115.22
210.00
105.00
300.00
150.00
150.00

3160.04
100.00
200.00
100.00
150.00
550.00
3710.04
200.00
900.00

129.30
151.00
164.33
430.00

200.00
900.00

196.20
271.00
202.99
430.00

2010

110.23
422.27
266.96
475.00
486.00
404.57
247.00
207.00
116.67
250.00
105.00
365.00
150.00
150.00
200.00
3955.70
100.00
200.00
100.00
150.00
550.00
4505.70

2011

"" indicates the company has not started its operation.

Bajaj Allianz
Bharti AXA
Cholamandalam
Future Generali
HDFC Ergo
ICICI Lombard
IFFCO Tokio
Raheja QBE
Reliance
Royal Sundaram
Shriram
TATA AIG
Universal Sompo
SBI General
L & T General
Private Total
National
New India
Oriental
United India
Public Total
Total
Specialised insurers
AIC
ECGC
Stand-alone Health insurance
companies
Apollo Munich
Max Bupa
Star Health & Allied
Re-insurer
GIC

Insurer

430.00

107.37

109.30

200.00
900.00

110.23
162.58
141.96
190.25
200.00
403.14
247.00
200.00
113.08
210.00
105.00
300.00
150.00

2533.23
100.00
200.00
100.00
150.00
550.00
3083.23

2009

430.00

100.55

108.60

200.00
900.00

110.23

141.96
150.00
150.00
377.36
220.00

107.15
170.00

225.00
150.00

1801.70
100.00
200.00
100.00
150.00
550.00
2351.70

2008

430.00

105.00

200.00
800.00

110.13

141.96

125.00
335.71
220.00

103.07
140.00

225.00

1400.87
100.00
200.00
100.00
150.00
550.00
1950.87

2007

430.00

105.00

200.00
700.00

110.05

141.96

125.00
245.00
220.00

102.00
140.00

195.00

1279.01
100.00
200.00
100.00
100.00
500.00
1779.01

2006

215.00

200.00
600.00

110.00

141.96

120.00
220.00
100.00

102.00
130.00

125.00

1048.96
100.00
150.00
100.00
100.00
450.00
1498.96

2005

TABLE 53: EQUITY SHARE CAPITAL OF NON-LIFE INSURERS


(As on 31st March)

215.00

200.00
500.00

110.00

141.96

120.00
220.00
100.00

102.00
130.00

125.00

1048.96
100.00
100.00
100.00
100.00
400.00
1448.96

2004

215.00

440.00

110.00

105.00

101.00
110.00
100.00

102.00
130.00

125.00

883.00
100.00
100.00
100.00
100.00
400.00
1283.00

2003

215.00

390.00

110.00

49.50

110.00
100.00

102.00
130.00

125.00

726.50
100.00
100.00
100.00
100.00
400.00
1126.50

2002

(` Crore)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

1.15
12.00
1.32

Reliance

SBI General

Shriram

196
3.46

1.34
2.89

Oriental

GIC

RE-INSURER
3.35

1.50

Star Health
4.11

1.74

1.92

6.63

9.05
2.03

ECGC

Max BUPA Health

1.94

1.89

Apollo Munich Health

3.13

3.71

AIC

SPECIALISED INSURERS

United India

1.41

2.90

New India

3.22

1.34

1.53

2.02

2.49

1.82

1.71

12.54

1.95

1.51

3.74

1.53

1.63

1.95

2.12

1.64

1.69

2.02

Dec
2010

National

PUBLIC INSURERS

2.30

1.56

Royal Sundaram

L & T General

3.65

Raheja QBE

2.14

1.23

IFFCO Tokio

Universal Sompo

1.56

ICICI Lombard

1.68

1.71

HDFC Ergo

TATA AIG

1.61
2.06

Cholamandalam

1.70

Bharti AXA

Future Genrali

1.73

Mar
2011

Bajaj Allianz

PRIVATE INSURERS

Insurer

3.87

1.96

2.14

14.41

1.72

2.68

3.77

1.26

3.22

1.52

2.58

2.00

1.86

12.79

2.18

1.53

3.78

1.61

1.66

1.71

2.05

1.75

1.62

1.96

Sept
2010

3.99

2.38

2.05

13.66

1.93

2.46

3.46

1.54

3.50

1.61

2.72

1.77

2.16

12.87

1.68

1.51

3.79

1.63

1.78

1.75

1.68

1.78

2.43

1.92

June
2010

2.22

3.71

1.68

2.07

14.17

1.64

2.07

3.41

1.56

3.55

1.60

3.15

1.88

1.75

12.8

1.70

1.39

3.89

1.62

24.50

1.68

2.61

3.91

1.51

2.83

1.63

3.57

1.83

2.18

12.97

1.91

2.07

3.81

1.76
3.79

2.08

1.91

1.83

1.56

1.71

2.18

Dec
2009

2.07

1.49

1.54

1.76

2.38

1.54

Mar
2010

3.04

1.97

26.23

1.58

4.54

3.79

1.56

3.45

1.75

3.86

1.85

2.06

2.37

2.10

3.84

2.33

2.08

2.72

1.85

1.65

1.78

2.18

Sept
2009

3.49

2.55

27.71

1.52

31.37

2.55

1.67

3.34

1.60

4.09

1.92

1.99

2.60

2.51

3.93

2.37

1.98

1.52

1.80

2.14

1.78

2.18

June
2009

3.67

1.38

16.42

1.82

4.58

3.32

1.66

3.41

1.56

4.23

1.97

1.94

1.59

1.64

1.77

2.03

2.48

1.83

1.02

2.11

1.62

Mar
2009

3.76

1.56

25.95

1.74

11.52

3.61

1.75

3.15

1.67

4.49

1.88

1.98

1.88

1.51

2.30

2.24

2.19

1.76

1.60

2.91

1.85

Dec
2008

2.13

9.22

3.53

2.11

3.79

6.96

1.78

NA

1.96

45.95

1.15

41.55

3.50

2.01

NA

NA

2.00

4.63

1.76

1.97

3.77

1.89

1.98

1.54

1.62

2.44

1.87

2.23

2.48

June
2008

4.60

1.65

1.97

2.96

1.59

1.91

2.49

2.32

2.13

1.72

2.01

2.30

Sept
2008

39.87

TABLE 54: SOLVENCY RATIOS OF NON-LIFE INSURERS

3.36

1.97

18.90

1.39

3.27

3.24

1.91

4.00

2.22

4.68

1.91

1.64

1.59

1.51

2.03

2.02

2.61

2.00

1.55

Mar
2008

4.1

1.91

11.41

2.05

3.00

2.17

3.57

1.76

1.85

1.95

1.64

1.70

2.08

1.69

2.63

1.56

Mar
2007

3.41

9.39

2.16

2.23

1.97

3.09

1.08

1.68

3.04

1.66

1.95

1.29

1.78

2.51

1.22

Mar
2006

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

197

Figure in bracket represents negative value

Transfer to Other Reserves


TOTAL (C )

Transfer to Catastrophe Reserve

Transfer to Shareholders' Account

APPROPRIATIONS

Operating Profit/(Loss) from Fire/Marine/


Miscellaneous Business C= (A B)

TOTAL (B)

Foreign Taxes

Others- Amortizations, Write offs & Provisions

Operating Expenses related to Insurance Business

Commission

Claims Incurred (Net)

TOTAL (A)

Interest, Dividend & Rent Gross

Others

Profit/ Loss on sale/redemption of Investments

Premiums earned (Net)

Particulars

11646

11646

15723

11646

15723

15723

134

106
33825

12183

14424

1220

1421

40126

45471
20288

4199

4854
55850

24176

35335
5937

2009-10

42681
8314

2010-11

1884

1884

1884

34586

81

9660

1085

23761

36470

3665

29442
3359

2008-09

2128

2128

2128

34354

90

8881

936

24447

36482

3383

29117
3982

2007-08

FIRE

12332

12332

12332

2722

2722

2722

39153

29050

27

13145

1323

24658

41875

2896

35727
3252

2005-06

11076

(2672)

20645

41383

3654

33836
3892

2006-07

NATIONAL

13869

13869

13869

25491

13150

(2069)

14411

39360

2598

56

35259
1447

2004-05

19743

19743

19743

20046

11

11833

(807)

9009

39789

3362

34828
1599

2003-04

17805

17805

17805

22772

11531

(2085)

13326

40577

3606

32

36010
929

2002-03

TABLE 55: PUBLIC SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT

10956

10956

10956

30155

37

12647

(1765)

19236

41111

4256

36655
200

2001-02

9208

9208

9208

28843

35

12103

(1198)

17903

38051

38051

2000-01

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

198

Figure in bracket represents negative value

Transfer to Other Reserves


TOTAL (C )

Transfer to Catastrophe Reserve

Transfer to Shareholders' Account

APPROPRIATIONS

Operating Profit/(Loss) from Fire/Marine/


Miscellaneous Business C= (A B)

TOTAL (B)

Foreign Taxes

Others- Amortizations, Write offs & Provisions

Operating Expenses related to Insurance Business

Commission

Claims Incurred (Net)

TOTAL (A)

Interest, Dividend & Rent Gross

Others

Profit/ Loss on sale/redemption of Investments

Premiums earned (Net)

Particulars

(30572)

(30572)

(38728)

(30572)

(38728)

(38728)

10

235
155684

35967

40425
1

12827

17780

185667

125112
106878

10506

14823
146939

127227

106758
7847

2009-10

121247
10869

2010-11

5954

5954

5954

103636

(79)

29340

13705

60668

109590

9681

96292
3616

2008-09

30

28336

28336

28336

23302

23302

23302

92436

3
89804

36

28432

7933

56006

115738

10514

94184
11040

2006-07

19611

10023

60160

118140

10619

97031
10490

2007-08

FIRE

1957

1957

1957

98630

139

606

30556

7178

60151

100588

7935

83088
9564

2005-06

NEW INDIA

23083

23083

23083

69246

366

29058

7119

32702

92329

7328

79884
5117

2004-05

29477

29477

29477

62813

59

174

32508

3937

26134

92290

8737

79419
4133

2003-04

11538

11538

11538

75852

83

1129

24561

3341

46737

87390

6837

79027
1525

2002-03

15795

15795

15795

60507

56

1027

21397

850

37177

76302

7827

67924
551

2001-02

TABLE 55: PUBLIC SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.)

10686

10686

10686

59327

56

20128

(126)

39269

70014

7535

(793)

62768
503

2000-01

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

199

Figure in bracket represents negative value

Transfer to Other Reserves


TOTAL (C )

Transfer to Catastrophe Reserve

Transfer to Shareholders' Account

APPROPRIATIONS

Operating Profit/(Loss) from Fire/Marine/


Miscellaneous Business C= (A B)

TOTAL (B)

Foreign Taxes

Others- Amortizations, Write offs & Provisions

Operating Expenses related to Insurance Business

Commission

Claims Incurred (Net)

TOTAL (A)

Interest, Dividend & Rent Gross

Others

Profit/ Loss on sale/redemption of Investments

Premiums earned (Net)

Particulars

14415
(17)

19872
77

345

345

(2158)

(2158)

345

(146)

1949

(2158)

31128

45725

60410
40670

45380

4852

6355

(88)

(4)

62568

36473
4488

2009-10

44827
9233

2010-11

(8727)

(8727)

(8727)

47154

26

10582

301

36245

38427

4284

(79)

31493
2729

2008-09

(1677)

(1677)

(1677)

14498

14498

14498

26070

41087

106

11340

(1315)

15939

40568

3083

29

34153
3303

2006-07

12

10688

(651)

31038

39410

3470

28

32442
3469

2007-08

FIRE

5161

5161

5161

36361

143

14160

(1032)

23090

41522

3243

(71)

33763
4586

2005-06

ORIENTAL

12585

12585

12585

28542

104

13094

(543)

15885

41126

4235

98

33690
3103

2004-05

16163

16163

16163

25340

414

15806

(1496)

10616

41503

3980

15

32914
4594

2003-04

17568

17568

17568

24134

710

13445

(2573)

12552

41702

4617

61

36030
993

2002-03

12529

12529

12529

31921

14541

(1895)

19275

44450

4862

(30)

39282
336

2001-02

TABLE 55: PUBLIC SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.)

2285

2285

2285

38022

13349

(1958)

26628

40307

40307

2000-01

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

200

Figure in bracket represents negative value

Transfer to Other Reserves


TOTAL (C )

Transfer to Catastrophe Reserve

Transfer to Shareholders' Account

APPROPRIATIONS

Operating Profit/(Loss) from Fire/Marine/


Miscellaneous Business C= (A B)

TOTAL (B)

Foreign Taxes

Others- Amortizations, Write offs & Provisions

Operating Expenses related to Insurance Business

Commission

Claims Incurred (Net)

TOTAL (A)

Interest, Dividend & Rent Gross

Others

Profit/ Loss on sale/redemption of Investments

Premiums earned (Net)

Particulars

268

66

19975

19975

2341

19975

2341

2341

33729

14095

21809

53253

246

(441)

240

48168

4417

4417

4417

43751

13858

54

29593

53704

4724

19807

5582

4772

31138

585

(8)

40861
2580

2008-09

55594

41045
6491

2009-10

45291
5539

2010-11

9713

9713

9713

44095

429

13012

253

30400

53807

4223

316

43456
5812

2007-08

FIRE

283

283

283

48785

331

18041

(1073)

31486

49069

3568

(1)

41867
3634

2006-07

11574

11574

11574

38089

422

20988

(1401)

18079

49663

3932

(10)

40808
4933

2005-06

UNITED

18477

18477

18477

31502

269

19075

(3088)

15246

49979

4177

67

42548
3186

2004-05

23346

23346

23346

27069

330

17986

(2329)

11082

50415

5131

14

42117
3152

2003-04

20538

20538

20538

31449

608

14262

(3451)

20030

51988

4982

72

45280
1654

2002-03

21186

21186

21186

29830

1141

14874

(3745)

17560

51016

5515

(7)

44630
878

2001-02

TABLE 55: PUBLIC SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.)

6351

6351

6351

38519

13534

(3834)

28819

44870

(129)

44999

2000-01

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

201

Figure in bracket represents negative value

Transfer to Other Reserves


TOTAL (C )

Transfer to Catastrophe Reserve

Transfer to Shareholders' Account

APPROPRIATIONS

Operating Profit/(Loss) from Fire/Marine/


Miscellaneous Business C= (A B)

TOTAL (B)

Foreign Taxes

Others- Amortizations, Write offs & Provisions

Operating Expenses related to Insurance Business

Commission

Claims Incurred (Net)

TOTAL (A)

Interest, Dividend & Rent Gross

Others

Profit/ Loss on sale/redemption of Investments

Premiums earned (Net)

Particulars

10434
7101

17672
1747

7101

82

61

1747

4504

5154

1096

1190

4752

11266

17535

19419

1870

1912

7101

1747

13022
2643

2009-10

14234
3274

2010-11

(2782)

(2782)

(2782)

18187

76

3538

1112

13460

15405

1559

13

12403
1429

2008-09

(387)

(387)

(387)

(1103)

(1103)

(1103)

14058

14056

3406

566

10085

12955

1317

10235
1402

2006-07

65

2982

1003

10006

13669

1310

10817
1542

2007-08

MARINE

2493

2493

2493

12433

3369

501

8560

14926

1437

11876
1613

2005-06

NATIONAL

2325

2325

2325

11323

81

4514

(515)

7244

13648

1508

11300
840

2004-05

11213

11213

11213

12447

10

3101

191

9145

23660

2605

19816
1239

2003-04

2662

2662

2662

13474

11

3599

(700)

10563

16136

2270

13281
585

2002-03

6973

6973

6973

10987

3829

(651)

7809

17960

2905

14912
136

2001-02

TABLE 55: PUBLIC SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.)

5626

5626

5626

8301

13

3505

(911)

5694

13927

13927

2000-01

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

202

Figure in bracket represents negative value

Transfer to Other Reserves


TOTAL (C )

Transfer to Catastrophe Reserve

Transfer to Shareholders' Account

APPROPRIATIONS

Operating Profit/(Loss) from Fire/Marine/


Miscellaneous Business C= (A B)

TOTAL (B)

Foreign Taxes

Others- Amortizations, Write offs & Provisions

Operating Expenses related to Insurance Business

Commission

Claims Incurred (Net)

TOTAL (A)

Interest, Dividend & Rent Gross

Others

Profit/ Loss on sale/redemption of Investments

Premiums earned (Net)

Particulars

(8900)

1189

1189

(8900)

1189

29645

38722

(8900)

8658

9672

1907

3223
63

30834
19075

4046

3994
29822

25764

23766
3022

2009-10

22899
2929

2010-11

(9009)

(9009)

(9009)

36919

(28)

7780

1455

27711

27910

3446

23177
1287

2008-09

766

766

766

10199

10199

10199

12896

24160

11

5231

1423

6230

23094

3247

16438
3410

2006-07

5663

2669

15824

24926

3053

18857
3016

2007-08

MARINE

5016

5016

5016

18478

230

5899

822

11525

23494

3008

16860
3626

2005-06

NEW INDIA

5500

5500

5500

16964

146

5389

1579

9850

22465

3043

17297
2125

2004-05

10969

10969

10969

14862

78

6299

286

8194

25831

3929

20043
1859

2003-04

8537

8537

8537

16528

547

5322

(1040)

11691

25065

3316

21009
740

2002-03

5089

5089

5089

17739

492

5138

(1034)

13134

22828

3751

18812
264

2001-02

TABLE 55: PUBLIC SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.)

256

5081

5081

5081

17850

12

5385

(1722)

14175

22931

3839

(376)

19212

2000-01

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

203

Figure in bracket represents negative value

Transfer to Other Reserves


TOTAL (C )

Transfer to Catastrophe Reserve

Transfer to Shareholders' Account

APPROPRIATIONS

Operating Profit/(Loss) from Fire/Marine/


Miscellaneous Business C= (A B)

TOTAL (B)

Foreign Taxes

Others- Amortizations, Write offs & Provisions

Operating Expenses related to Insurance Business

Commission

Claims Incurred (Net)

TOTAL (A)

Interest, Dividend & Rent Gross

Others

Profit/ Loss on sale/redemption of Investments

Premiums earned (Net)

Particulars

1953

(2109)

(2109)

1953

21007

31169

(8)

32

7099

9298

1953

1536

2227

(2109)

22960
12379

2253

2667
29061

(315)

(179)

19612

18937
2084

2009-10

22697
3875

2010-11

(2281)

(2281)

(2281)

24018

12

5613

1167

17226

21737

2029

(83)

18500
1292

2008-09

3027

3027

3027

(1558)

(1558)

(1558)

21326

17594

63

5255

424

15584

19769

1832

30

15944
1963

2006-07

5560

1020

11007

20621

1852

(21)

16939
1851

2007-08

MARINE

1753

1753

1753

15491

66

6189

706

8531

17244

1496

13632
2115

2005-06

ORIENTAL

2569

2569

2569

13222

57

4581

626

7959

15791

2292

36

11784
1680

2004-05

5964

5964

5964

11085

201

4748

(614)

6749

17049

1936

(1)

12879
2235

2003-04

2794

2794

2794

12418

288

4414

(715)

8432

15212

1872

46

12892
403

2002-03

9429

9429

9429

11080

4118

(465)

7427

20509

2421

17921
167

2001-02

TABLE 55: PUBLIC SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.)

1420

1420

1420

11794

3348

(689)

9135

13214

13208

2000-01

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

204

Figure in bracket represents negative value

Transfer to Other Reserves


TOTAL (C )

Transfer to Catastrophe Reserve

Transfer to Shareholders' Account

APPROPRIATIONS

Operating Profit/(Loss) from Fire/Marine/


Miscellaneous Business C= (A B)

TOTAL (B)

Foreign Taxes

Others- Amortizations, Write offs & Provisions

Operating Expenses related to Insurance Business

Commission

Claims Incurred (Net)

TOTAL (A)

Interest, Dividend & Rent Gross

Others

Profit/ Loss on sale/redemption of Investments

Premiums earned (Net)

Particulars

(5381)

(2523)

(2523)

(5381)

31355

32699

100

36

7122

9604

(5381)

2282

1347

(2523)

25974
21852

2085

2617
30176

296

21712

21170
2424

2009-10

24521
3037

2010-11

(596)

(596)

(596)

22154

99

5613

1371

15071

21558

1905

(10)

18623
1040

2008-09

(2406)

(2406)

(2406)

19225

160

5399

1269

12397

16819

1571

148

12937
2163

2007-08

MARINE

(1535)

(1535)

(1535)

2503

2503

2503

12594

15864

194

4913

220

7268

15097

1808

365

10656
2268

2005-06

175

5161

(358)

10886

14329

1888

(13)

10531
1923

2006-07

UNITED

1920

1920

1920

12861

125

5503

(590)

7822

14781

1949

16

11329
1487

2004-05

4601

4601

4601

12350

150

5995

(966)

7170

16951

2343

(1)

13170
1439

2003-04

7080

7080

7080

14301

302

5491

(1462)

9970

21380

2473

36

18050
821

2002-03

6784

6784

6784

11474

703

4136

(1529)

8164

18258

3393

47

14278
540

2001-02

TABLE 55: PUBLIC SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.)

484

484

484

14430

4445

(1898)

11885

14916

(34)

14950

2000-01

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

205

Figure in bracket represents negative value

Transfer to Other Reserves


TOTAL (C )

Transfer to Catastrophe Reserve

Transfer to Shareholders' Account

APPROPRIATIONS

Operating Profit/(Loss) from Fire/Marine/


Miscellaneous Business C= (A B)

TOTAL (B)

Foreign Taxes

Others- Amortizations, Write offs & Provisions

Operating Expenses related to Insurance Business

Commission

Claims Incurred (Net)

TOTAL (A)

Interest, Dividend & Rent Gross

Others

Profit/ Loss on sale/redemption of Investments

Premiums earned (Net)

Particulars

105190
8081
596
434190
(6658)

125167
15486
166
590637
(44561)

(44561)

(6658)

(6658)

20825

22933

(44561)

427532
299497

546077
426885

(39500)

(39500)

(39500)

410962

7757

81439

19620

302146

371462

36566

995

39070

300391
33510

2008-09

333221
55241

2009-10

46668

419480
79929

2010-11

(12153)

(12153)

(12153)

354780

8993

77907

18450

249431

342627

37068

261919
43640

2007-08

MISCELLANEOUS

13393

13393

13393

294470

6203

66065

13510

208692

307863

36403

232685
38774

2006-07

(35732)

(35732)

(35732)

333793

71747

12231

249815

298061

32632

75

228715
36639

2005-06

NATIONAL

(16435)

(16435)

(16435)

(33272)

(33272)

(33272)

258970

283305

246

58100

7789

192836

225698

28166

184137
13395

2003-04

68276

10334

204696

266870

30127

109

219855
16779

2004-05

(13520)

(13520)

(13520)

190506

140

44969

7319

138077

176986

23601

147305
6080

2002-03

(31932)

(31932)

(31932)

186826

39958

1403

145465

154894

23399

263

130131
1101

2001-02

TABLE 55: PUBLIC SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.)

(39371)

(39371)

(39371)

158116

33622

1928

122566

118745

252

118493

2000-01

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

206

Figure in bracket represents negative value

Transfer to Other Reserves


TOTAL (C )

Transfer to Catastrophe Reserve

Transfer to Shareholders' Account

APPROPRIATIONS

Operating Profit/(Loss) from Fire/Marine/


Miscellaneous Business C= (A B)

TOTAL (B)

Foreign Taxes

Others- Amortizations, Write offs & Provisions

Operating Expenses related to Insurance Business

Commission

Claims Incurred (Net)

TOTAL (A)

Interest, Dividend & Rent Gross

Others

Profit/ Loss on sale/redemption of Investments

Premiums earned (Net)

Particulars

(79513)

(20974)

(20974)

(20974)

(79513)

(79513)

70

51

969
557796

128981

144225

41402

43865

688555

536822
387292

609042
499496

(47232)

(47232)

(47232)

527806

141

(446)

108381

40923

378807

480574

54685

55102

61075

405460
20429

2008-09

440562
41158

2009-10

503186
44781

2010-11

21835

21835

21835

451738

66

40

76636

33231

341764

473574

54493

365254
53827

2007-08

MISCELLANEOUS

373

40172

40172

40172

(3371)

(3371)

(3371)

419356

99
413736

3596

94234

29628

291525

415985

47083

312151
56750

2005-06

183

81596

29733

302125

453908

54155

342890
56864

2006-07

NEW INDIA

(5305)

(5305)

(5305)

358932

2126

84371

24490

247946

353627

43626

279536
30465

2004-05

(29592)

(29592)

(29592)

350181

181

826

95004

17140

237030

320589

41482

259483
19623

2003-04

(22483)

(22483)

(22483)

293636

323

5598

59179

17013

211523

271153

33909

229680
7564

2002-03

(29732)

(29732)

(29732)

267238

261

4705

48902

8167

205203

337506

35834

199151
2521

2001-02

TABLE 55: PUBLIC SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.)

(19019)

(19019)

(19019)

225793

389

48548

2327

174529

206775

32125

(3163)

2146

175666

2000-01

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

207

Figure in bracket represents negative value

Transfer to Other Reserves


TOTAL (C)

Transfer to Catastrophe Reserve

Transfer to Shareholders' Account

APPROPRIATIONS

Operating Profit/(Loss) from Fire/Marine/


Miscellaneous Business C= (A B)

TOTAL (B)

Foreign Taxes

Others- Amortizations, Write offs & Provisions

Operating Expenses related to Insurance Business

Commission

Claims Incurred (Net)

TOTAL (A)

Interest, Dividend & Rent Gross

Others

Profit/ Loss on sale/redemption of Investments

Premiums earned (Net)

Particulars

(19952)

(19952)

(21742)

(21742)

(21742)

(135)

569

(19952)

93562

128084

398673

22736

24414

499320

376931
282510

38123

47132
479369

(125)

(206)

346254

303672
35261

2009-10

363966
68477

2010-11

(28643)

(28643)

(28643)

346354

223

75249

18634

252248

317711

37313

(55)

256687
23765

2008-09

10543

10543

10543

297174

118

66112

12766

218177

307717

34730

30

238242
34715

2007-08

MISCELLANEOUS

16893

16893

16893

275265

1221

58828

10853

204362

292158

35362

(67)

218980
37883

2006-07

7524

7524

7524

251538

1292

64727

10666

174854

259062

29385

(61)

188189
41550

2005-06

ORIENTAL

6185

6185

6185

231692

1011

55313

8374

166994

237878

41013

(27)

166843
30048

2004-05

7629

7629

7629

207109

3053

57657

5001

141399

214738

29349

60

151453
33877

2003-04

(9690)

(9690)

(9690)

179308

4160

47400

2077

125671

169619

27066

74

136656
5822

2002-03

(47632)

(47632)

(47632)

198357

42244

24

156089

150725

24185

124869
1671

2001-02

TABLE 55: PUBLIC SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.)

(31266)

(31266)

(31266)

146171

33601

(1873)

114443

114905

33

114872

2000-01

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

208

Figure in bracket represents negative value

Transfer to Other Reserves


TOTAL (C )

Transfer to Catastrophe Reserve

Transfer to Shareholders' Account

APPROPRIATIONS

Operating Profit/(Loss) from Fire/Marine/


Miscellaneous Business C= (A B)

TOTAL (B)

Foreign Taxes

Others- Amortizations, Write offs & Provisions

Operating Expenses related to Insurance Business

Commission

Claims Incurred (Net)

TOTAL (A)

Interest, Dividend & Rent Gross

Others

Profit/ Loss on sale/redemption of Investments

Premiums earned (Net)

Particulars

(61522)

(61522)

3477

3477

3477

1931

601

(61522)

94483

141126

409132

21454

25567

553007

412609
291265

40215

45965
491485

4027

105

385714

321604
46763

2009-10

394951
50465

2010-11

7455

7455

7455

310976

1948

83668

18519

206841

318431

37472

71

260426
20463

2008-09

5781

5781

5781

296519

3706

72843

12140

207830

302301

36491

1775

213817
50218

2007-08

MISCELLANEOUS

12746

12746

12746

249851

3567

66243

8207

171834

262597

38446

64

184926
39161

2006-07

(9022)

(9022)

(9022)

262333

4059

71765

7579

178930

253310

37827

56

167969
47458

2005-06

UNITED

(18175)

(18175)

(18175)

246571

2404

61706

5676

176785

228396

37373

133

162387
28504

2004-05

(11414)

(11414)

(11414)

228212

2337

55729

4181

165965

216798

36392

(329)

158377
22358

2003-04

(21070)

(21070)

(21070)

209756

3741

42488

2982

160546

188687

30652

249

147608
10178

2002-03

(24809)

(24809)

(24809)

201319

6664

38777

3521

152357

176510

32205

804

138372
5129

2001-02

TABLE 55: PUBLIC SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.)

(48869)

(48869)

(48869)

171378

34275

114

136989

122509

226

28

122255

2000-01

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

209

Figure in bracket represents negative value

Transfer to Other Reserves


TOTAL (C )

Transfer to Catastrophe Reserve

Transfer to Shareholders' Account

APPROPRIATIONS

Operating Profit/(Loss) from Fire/Marine/


Miscellaneous Business C= (A B)

TOTAL (B)

Foreign Taxes

Others- Amortizations, Write offs & Provisions

Operating Expenses related to Insurance Business

Commission

Claims Incurred (Net)

TOTAL (A)

Interest, Dividend & Rent Gross

Others

Profit/ Loss on sale/redemption of Investments

Premiums earned (Net)

Particulars

596
478449
12090

166
648435
(27090)

(27090)

12090

8298

15653

121878

144745

12090

23141

25544

(27090)

490538
324536

621346
462328

45138

53433

381579
63821

2009-10

476395
91517

2010-11

(40398)

(40398)

(40398)

463735

7914

94636

21818

339367

423338

41790

1013

342236
38298

2008-09

(10411)

(10411)

(10411)

403190

9148

89770

20389

283884

392779

41761

301853
49165

2007-08

24622

24622

24622

(30517)

(30517)

(30517)

385379

337578

29

88261

14055

283033

354862

36965

75

276317
41505

2005-06

6205

80547

11405

239422

362200

41374

276757
44069

2006-07

NATIONAL

TOTAL (FIRE+MARINE+MISCELLANEOUS)

(240)

(240)

(240)

320119

81

85939

7749

226350

319879

34234

165

266414
19066

2004-05

(2317)

(2317)

(2317)

291464

267

73034

7173

210990

289147

34133

238781
16232

2003-04

6947

6947

6947

226751

152

60100

4534

161966

233699

29476

32

196596
7594

2002-03

(14003)

(14003)

(14003)

227968

37

56434

(1013)

172510

213965

30560

270

181698
1437

2001-02

TABLE 55: PUBLIC SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.)

(24537)

(24537)

(24537)

195260

48

49230

(181)

146163

170723

252

170471

2000-01

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

210

Figure in bracket represents negative value

Transfer to Other Reserves


TOTAL (C )

Transfer to Catastrophe Reserve

Transfer to Shareholders' Account

APPROPRIATIONS

Operating Profit/(Loss) from Fire/Marine/


Miscellaneous Business C= (A B)

TOTAL (B)

Foreign Taxes

Others- Amortizations, Write offs & Provisions

Operating Expenses related to Insurance Business

Commission

Claims Incurred (Net)

TOTAL (A)

Interest, Dividend & Rent Gross

Others

Profit/ Loss on sale/redemption of Investments

Premiums earned (Net)

Particulars

(127141)

(50358)

(50358)

(127141)

(50358)

743125

912945

(127141)

65
73

173606

194323
1

56137

64867
1267

692768
513245

785803
652487

69654

571086
52028

2009-10

79892

647332
58579

2010-11

(50288)

(50288)

50938

50938

50938

565702

668362
(50288)

70

50

101910

45924

417748

616640

68165

481143
67332

2007-08

144

(553)

145501

56083

467187

618074

67812

524930
25333

2008-09

73673

73673

73673

519068

129

230

115259

39089

364361

592741

67916

453511
71313

2006-07

3602

3602

3602

536464

514

4432

130689

37628

363201

540066

58027

412099
69940

2005-06

NEW INDIA

TOTAL (FIRE+MARINE+MISCELLANEOUS)

23278

23278

23278

445142

2638

118819

33188

290498

468420

53996

376717
37707

2004-05

10854

10854

10854

427856

246

1078

133812

21362

271358

438710

54148

358946
25615

2003-04

(2409)

(2409)

(2409)

386015

414

7274

89062

19314

269951

383607

44061

329716
9829

2002-03

(8848)

(8848)

(8848)

345484

327

6224

75437

7982

255514

336636

47413

285887
3336

2001-02

TABLE 55: PUBLIC SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.)

(3252)

(3252)

(3252)

302970

457

74060

480

227973

299719

43499

257646
2906

2000-01

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

211

Figure in bracket represents negative value

Transfer to Other Reserves


TOTAL (C )

Transfer to Catastrophe Reserve

Transfer to Shareholders' Account

APPROPRIATIONS

Operating Profit/(Loss) from Fire/Marine/


Miscellaneous Business C= (A B)

TOTAL (B)

Foreign Taxes

Others- Amortizations, Write offs & Provisions

Operating Expenses related to Insurance Business

Commission

Claims Incurred (Net)

TOTAL (A)

Interest, Dividend & Rent Gross

Others

Profit/ Loss on sale/redemption of Investments

Premiums earned (Net)

Particulars

(19443)

(24218)

(19443)

(24218)

465060

593058

(161)

677

115076

157254

(19443)

24127

28590

(24218)

445616
326018

45228

56154
568840

(528)

(389)

406536

359083
41834

2009-10

431490
81585

2010-11

(39651)

(39651)

(39651)

417526

260

91444

20102

305719

377875

43626

(216)

306680
27786

2008-09

11893

11893

11893

355855

136

82361

13135

260222

367747

40052

37

287623
40035

2007-08

29834

29834

29834

14438

14438

14438

303390

322661

1500

85076

10340

206474

317828

34124

(131)

235584
48251

2005-06

1391

75423

9962

235886

352495

40277

(8)

269077
43148

2006-07

ORIENTAL

TOTAL (FIRE+MARINE+MISCELLANEOUS)

21339

21339

21339

273456

1172

72989

8457

190838

294795

47540

107

212317
34831

2004-05

29756

29756

29756

243534

3668

78211

2890

158765

273291

35265

74

197246
40706

2003-04

10673

10673

10673

215860

5157

65259

(1211)

146655

226533

33555

182

185577
7218

2002-03

(25674)

(25674)

(25674)

241358

60903

(2337)

182791

215684

31468

(30)

182072
2174

2001-02

TABLE 55: PUBLIC SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.)

(27561)

(27561)

(27561)

195987

50298

(4520)

150206

168426

39

168387

2000-01

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

212

Figure in bracket represents negative value

Transfer to Other Reserves


TOTAL (C )

Transfer to Catastrophe Reserve

Transfer to Shareholders' Account

APPROPRIATIONS

Operating Profit/(Loss) from Fire/Marine/


Miscellaneous Business C= (A B)

TOTAL (B)

Foreign Taxes

Others- Amortizations, Write offs & Provisions

Operating Expenses related to Insurance Business

Commission

Claims Incurred (Net)

TOTAL (A)

Interest, Dividend & Rent Gross

Others

Profit/ Loss on sale/redemption of Investments

Premiums earned (Net)

Particulars

18071

18071

(61704)

(61704)

18071

(61704)

2299

703
474217

115699

172538

638959

2292

23294

27154

388157

11276

11276

11276

376882

103140

19944

251505

492288

44101

332924

47882

53354

63

577255

4908

97

319910
24083

2008-09

438564

383819
55678

2009-10

464763
59041

2010-11

13088

13088

13088

359839

4294

91255

13661

250628

372927

42285

2239

270209
58193

2007-08

11495

11495

11495

314500

4073

89445

6776

214206

325995

43902

50

237324
44718

2006-07

5055

5055

5055

2222

2222

2222

290934

313015

2798

86284

1999

199853

293156

43499

215

216265
33177

2004-05

4675

97666

6398

204277

318071

43567

412

219433
54659

2005-06

UNITED

TOTAL (FIRE+MARINE+MISCELLANEOUS)

16533

16533

16533

267630

2817

79711

885

184217

284164

43866

(316)

213663
26950

2003-04

6548

6548

6548

255507

4651

62240

(1931)

190546

262055

38107

357

210938
12654

2002-03

3161

3161

3161

242623

8508

57787

(1753)

178081

245784

41113

844

197280
6547

2001-02

TABLE 55: PUBLIC SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT (Concld.)

(42034)

(42034)

(42034)

224329

52254

(5618)

177693

182295

226

(135)

182204

2000-01

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

213

Figure in bracket represents negative value

OPERATING PROFIT/(LOSS)
(a)Fire Insurance
(b)Marine Insurance
(c) Miscellaneous Insurance
sub-total
INCOME FROM INVESTMENTS
(a) Interest, Dividend & Rent Gross
(b) Profit on sale of investments
Less:Loss on sale of investments
OTHER INCOME
TOTAL (A)
PROVISIONS (Other than taxation)
(a)For diminution in the value of investments
(b)For doubtful debts
(c)Others
OTHER EXPENSES
(a)Expenses other than those related to
Insurance Business
(b)Bad debts written off
(c)Others
TOTAL (B)
Profit Before Tax
Provision for Taxation
Profit after Tax
APPROPRIATIONS
(a)Interim dividends paid during the year
(b)Proposed final dividend
(c)Dividend distribution tax
Contingency reserves for Unexpired Risks
(Schedule 16B)
(d)Transfer to any Reserves or Other Accounts
Transfer to General Reserve
Balance of Profit / Loss B/f from last year
Balance C/f to Balance Sheet

Particulars

10723
15162

1772
39747
(198)
11498

13663
23529

(420)
2673

(14921)

1313
12888
26859
(4373)
22486

4398
747

17341

579
3150
7540
(51)
7489

7489

985
(1807)
(13354)
(1567)
(14921)

275

208

(3907)
907

12458
11717
(301)
1363
15160

1884
(2782)
(39500)
(40398)

2008-09

318

716
10690

11646
7101
(6658)
12090

2009-10

15723
1747
(44561)
(27090)

2010-11

12522

3266
555

604
1161
17206
863
16343

257

(212)
512

12477
14797
(109)
1612
18366

2128
(387)
(12153)
(10411)

2007-08

32345

8361
1421

1027
408
45583
3455
42128

181

(751)
(49)

9702
10334

1332
45991

12332
(1103)
13393
24622

2006-07

(10625)

1196
(953)
(5964)
4661
(10625)

151

(3029)
729

10602
11918
(14)
1095
(6917)

2722
2493
(35732)
(30517)

2005-06

NATIONAL

10262

2500
351

1075
1910
14121
1009
13112

88

196
551

9774
5445
(2)
1055
16031

13869
2325
(16435)
(241)

2004-05

4303

2500
320

1083
7040
7301
178
7123

74

5757
126

10777
5126
(1)
755
14341

19743
11213
(33272)
(2317)

2003-04

10671

2500
320

2005
5420
13943
451
13492

65

2791
559

9158
2369
(10)
898
898

17805
2662
(13520)
6947

2002-03

TABLE 56: PUBLIC SECTOR NON-LIFE INSURERS: SHAREHOLDERS ACCOUNT (Contd.)

(9045)

3738
8042
(9395)
(350)
(9045)

534

3171
599

11448
549
(16)
669
(1353)

10956
6973
(31932)
(14003)

2001-02

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

214

Figure in bracket represents negative value

OPERATING PROFIT/(LOSS)
(a)Fire Insurance
(b)Marine Insurance
(c) Miscellaneous Insurance
sub-total
INCOME FROM INVESTMENTS
(a) Interest, Dividend & Rent Gross
(b) Profit on sale of investments
Less:Loss on sale of investments
OTHER INCOME
TOTAL (A)
PROVISIONS (Other than taxation)
(a)For diminution in the value of investments
(b)For doubtful debts
(c)Others
OTHER EXPENSES
(a)Expenses other than those related to
Insurance Business
(b)Bad debts written off
(c)Others
TOTAL (B)
Profit Before Tax
Provision for Taxation
Profit after Tax
APPROPRIATIONS
(a)Interim dividends paid during the year
(b)Proposed final dividend
(c)Dividend distribution tax
Contingency reserves for Unexpired Risks
(Schedule 16B)
(d)Transfer to any Reserves or Other Accounts
Transfer to General Reserve
Balance of Profit / Loss B/f from last year
Balance C/f to Balance Sheet

Particulars

(93)
7708
35927
4540
40467

8500
1445

30523

185
10376
(41137)
(1019)
(42156)

(33)

(42123)

455
7379
(34)

355
9123
713

52893
39508

1592
43635

55780
40899

(300)
(30761)

(30572)
1189
(20974)
(50358)

2009-10

(38728)
(8900)
(79513)
(127141)

2010-11

12655

4500
765
4495

(47)
(490)
29723
(7308)
22415

476
(744)
(175)

54269
20273

4978
29233

5954
(9009)
(47232)
(50288)

2008-09

107003

28300
4810

(21)
16
152146
12033
140113

493
(426)
(30)

49866
49256

2102
152162

28336
766
21835
50938

2007-08

111832

29200
4963

(76)
66
161393
15398
145995

321
(313)
135

42086
44265
(74)
1509
161459

23302
10199
40172
73673

2006-07

56815

13000
1823

(546)
2236
85557
13919
71638

108
172
2502

36424
43909
(6)
3864
87793

1957
5016
(3371)
3602

2005-06

NEW INDIA

31120

2000
6000
1103

729
2341
79788
39565
40223

825
507
280

33886
23887
(224)
1301
82129

23083
5500
(5305)
23278

2004-05

53944

4500
577

(5688)
(5054)
64789
5768
59021

323
541
(230)

31849
15285
(218)
1967
59735

29477
10969
(29592)
10854

2003-04

21069

4000
513

(1904)
2714
31282
5701
25581

1618
2363
637

27975
6241

2190
33997

11538
8537
(22483)
(2409)

2002-03

TABLE 56: PUBLIC SECTOR NON-LIFE INSURERS: SHAREHOLDERS ACCOUNT (Contd.)

12200

2000

1926
6215
20820
6620
14200

2114
1596
579

32669
2298

916
27035

15795
5089
(29732)
(8848)

2001-02

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

215

Figure in bracket represents negative value

Balance C/f to Balance Sheet

OTHER INCOME
TOTAL (A)
PROVISIONS (Other than taxation)
(a)For diminution in the value of investments
(b)For doubtful debts
(c)Others
OTHER EXPENSES
(a)Expenses other than those related to
Insurance Business
(b)Bad debts written off
(c)Others
TOTAL (B)
Profit Before Tax
Provision for Taxation
Profit after Tax
APPROPRIATIONS
(a)Interim dividends paid during the year
(b)Proposed final dividend
(c)Dividend distribution tax
Contingency reserves for Unexpired Risks
(Schedule 16B)
(d)Transfer to any Reserves or Other Accounts
Transfer to General Reserve
Balance of Profit / Loss B/f from last year

OPERATING PROFIT/(LOSS)
(a)Fire Insurance
(b)Marine Insurance
(c) Miscellaneous Insurance
sub-total
INCOME FROM INVESTMENTS
(a) Interest, Dividend & Rent Gross
(b) Profit on sale of investments
Less:Loss on sale of investments

Particulars

(345)
1195
8823
(13249)
(4425)

(4425)

(54)
1015
18041
(12579)
5462

2379

3083

(5)
1250
295

(4)
804
268

(420)
10018

15523
14358
(128)

17089
24828
1357
19056

345
1953
(21742)
(19443)

2009-10

(2109)
(19952)
(24218)

2010-11

(5266)

1
(272)
271
(8842)
3576
(5266)

66
168
309

2929
(8571)

17197
10953

(8727)
(2281)
(28643)
(39651)

2008-09

53

750
127

1
(310)
1683
44235
43305
930

5
961
1027

(203)
45918

17118
17110

(1677)
3027
10543
11893

2007-08

38027

10000
1700

2
226
108
62964
13237
49727

12
(437)
305

653
63071

15732
16874
(21)

14498
(1558)
16893
29834

2006-07

22690

5000
701

4
467
11066
33419
5028
28392

(216)
10527
283

671
44485

12169
17207

5161
1753
7524
14438

2005-06

ORIENTAL

29644

1250
1750
409

(103)
81
701
47170
14118
33052

179
308
236

685
47871

14918
10930

12585
2569
6185
21339

2004-05

28827

2500
320

985
2654
45433
13786
31647

(257)
1766
160

(11)
48087

8514
9828

16163
5964
7629
29756

2003-04

4143

2000
256

795
1413
17589
11190
6399

121
403
94

368
19002

6552
1409

17568
2794
(9690)
10673

2002-03

TABLE 56: PUBLIC SECTOR NON-LIFE INSURERS: SHAREHOLDERS ACCOUNT (Contd.)

(24633)

(811)

2
8456
(23486)
(1958)
(25444)

1186
2739
4529

525
(15030)

9465
654

12529
9429
(47632)
(25674)

2001-02

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

216

Figure in bracket represents negative value

Balance C/f to Balance Sheet

(c)Others
TOTAL (B)
Profit Before Tax
Provision for Taxation
Profit after Tax
APPROPRIATIONS
(a)Interim dividends paid during the year
(b)Proposed final dividend
(c)Dividend distribution tax
Contingency reserves for Unexpired Risks
(Schedule 16B)
(d)Transfer to any Reserves or Other Accounts
Transfer to General Reserve
Balance of Profit / Loss B/f from last year

OTHER INCOME
TOTAL (A)
PROVISIONS (Other than taxation)
(a)For diminution in the value of investments
(b)For doubtful debts
(c)Others
OTHER EXPENSES
(a)Expenses other than those related to
Insurance Business
(b)Bad debts written off

OPERATING PROFIT/(LOSS)
(a)Fire Insurance
(b)Marine Insurance
(c) Miscellaneous Insurance
sub-total
INCOME FROM INVESTMENTS
(a) Interest, Dividend & Rent Gross
(b) Profit on sale of investments
Less:Loss on sale of investments

Particulars

2125
1449
82284
(11505)
70779

14200
2412

54167

1866
479
13083
(28)
13054

3000
486

9569

91

36
(803)

306
(1178)

98

366
83734

30190
35107

34655
40221
390
13562

19975
(5381)
3477
18071

2009-10

2341
(2523)
(61522)
(61704)

2010-11

36375

9600
1630

1723
1362
50291
(2686)
47605

59

66
168
309

(133)
51653

26202
14308

4417
(596)
7455
11276

2008-09

48383

12633
2147

1446
2355
65814
2651
63162

78

5
961
1027

(28)
68169

23192
31918

9713
(2406)
5781
13088

2007-08

40511

10577
1798

1312
1967
52034
(852)
52886

64

12
(437)
305

(299)
54001

21206
21600

283
(1535)
12746
11495

2006-07

UNITED

32717

8600
1206

1170
1990
45274
2751
42523

50

(216)
10527
283

393
47264

18547
23278

11574
2503
(9022)
5055

2005-06

23694

6200
877

1110
1108
31830
1059
30771

39

179
308
236

363
32938

17220
13136

18477
1920
(18175)
2222

2004-05

34660

3000
384

945
39339
1295
38044

876

(257)
1766
160

7
40284

14708
9039

23346
4601
(11414)
16533

2003-04

14279

2500
320

1497
21416
4317
17099

975

121
403
94

26
22913

12266
4173

20538
7080
(21070)
6548

2002-03

TABLE 56: PUBLIC SECTOR NON-LIFE INSURERS: SHAREHOLDERS ACCOUNT (Contd.)

12339

3000

1299
2637
15669
330
15339

28

1186
2739
4529

374
18306

12742
2118

21186
6784
(24809)
3161

2001-02

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

217

Figure in bracket represents negative value

OPERATING PROFIT/(LOSS)
(a)Fire Insurance
(b)Marine Insurance
(c) Miscellaneous Insurance
sub-total
INCOME FROM INVESTMENTS
(a) Interest, Dividend & Rent Gross
(b) Profit on sale of investments
Less:Loss on sale of investments
OTHER INCOME
TOTAL (A)
PROVISIONS (Other than taxation)
(a)For diminution in the value of investments
(b)For doubtful debts
(c)Others
OTHER EXPENSES
(a)Expenses other than those related to
Insurance Business
(b)Bad debts written off
(c)Others
TOTAL (B)
Profit Before Tax
Provision for Taxation
Profit after Tax
APPROPRIATIONS
(a)Interim dividends paid during the year
(b)Proposed final dividend
(c)Dividend distribution tax
Contingency reserves for Unexpired Risks
(Schedule 16B)
(d)Transfer to any Reserves or Other Accounts
Transfer to General Reserve
Balance of Profit / Loss B/f from last year
Balance C/f to Balance Sheet

Particulars

1394
4863
(45897)
(39641)
109330
104135

3310
177134
288
19324
262
366

3000
23239
153894
(24587)
129307

27098
4604

97605

121187
129477
(128)
2163
12547
(375)
11422
981
416

2576
15020
(2473)
(13678)
(16151)

3000
453
2379

(21983)

2009-10

(22821)
(11785)
(205547)
(240153)

2010-11

4495
28843

14100
2395

1
2389
(664)
57818
(7985)
49833

268

(3479)
24
134

110125
57252
(301)
9138
57154

3528
(14668)
(107920)
(119061)

2008-09

167961

44949
7639

1
1719
5215
279400
58851
220548

335

528
1635
997

102652
113082
(109)
3483
284615

38501
1000
26007
65507

2007-08

222716

58139
9881

2
2489
2549
321974
31238
290736

245

(396)
(231)
440

88726
93073
(95)
3196
324523

50415
6003
83204
139623

2006-07

101597

26600
3731

4
2287
14339
158286
26359
131927

201

(3156)
12218
2785

77742
96312
(29)
6023
172626

21414
11765
(40601)
(7422)

2005-06

ALL COMPANIES

29644

65076

3250
16450
2740

(103)
2995
6059
172910
55751
117159

127

1109
1415
516

75798
53398
(228)
3403
178969

68013
12315
(33730)
46598

2004-05

28827

92907

12500
1602

(3620)
5585
156862
21026
135835

950

5667
2658
(69)

65848
39277
(222)
2718
162447

88729
32748
(66650)
54827

2003-04

4144

49818
3

11944
1530

896
11044
91820
24386
67434

1040

4485
3893
730

69139
14193
(110)
3586
102864

67449
21072
(72465)
16057

2002-03

TABLE 56: PUBLIC SECTOR NON-LIFE INSURERS: SHAREHOLDERS ACCOUNT (Concld.)

24633

(811)
15494

5000

3738
3227
25350
3609
4642
(1033)

562

6904
5811
5108

66324
5619
(105)
2484
28959

60466
28275
(134104)
(45363)

2001-02

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

218
281948
672809
290024
962833

Sub-Total (A)

CURRENT LIABILITIES

Provisions

Sub-Total (B)

Figure in bracket represent negative value

Profit & Loss Account (Debit Balance)


TOTAL

Misc. Expenditure (to the extent not written off


or adjusted)

979860

6170

(680885)

202985

Advances and Other Assets

Net Current Assets (C)= (A-B)

78963

Cash & Bank Balance

CURRENT ASSETS

8360

Fixed Assets

Deferred Tax Assets

34237

1611977

979860

Loans

Investments

APPLICATION OF FUNDS

TOTAL

814081

Fair Value Change Account

155779

Reserves & Surplus

Deferred Tax Liability

10000

Share Capital

Borrowings

2011

SOURCES OF FUNDS

Particulars

963806

5578

(506593)

841819

230340

611479

335226

291062

501598

655

(457602)

753380

197708

555671

295778

256409

39369

44164

5611

37840

915093

501598

360649

130949

10000

2009

10990

35977

1417854

963806

805516

148290

10000

2010

886800

913

(431463)

689288

181402

507886

257825

195899

61926

6371

39180

1271798

886800

730930

145870

10000

2008

735449

6002

(382054)

630641

170118.8

460522.5

248587

145448

103139

6000

41721

1063780

735449

592101

133348

10000

2007

(As on 31st March)

792626

12168

(366436)

600186

152356.8

447829.4

233750

136601

97149

6758

45913

1094224

792626

681624

101002

10000

2006

NATIONAL

518284

18340

(297543)

527152

165524.4

361627.1

229609

109505

120103

8985

50846

737656

518284

396656

111627

10000

2005

441151

23001

(285106)

474473

147945

326528

189366

88075

101292

888

7973

51384

643011

441151

329631

101520

10000

2004

TABLE 57: PUBLIC SECTOR NON-LIFE INSURERS: BALANCE SHEET

250819

(241170)

402957

129978

272978

161787

63619

98168

462

7198

49957

434372

250819

143602

97217

10000

2003

274830

(229593)

369345

107316

262029

139752

71504

68248

6819

52924

444680

274830

178438

86392

10000

2002

105437

(199270)

335249

106137

229112

135979

65149

70830

4545

55987

244175

105437

95437

10000

2001

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

Reserves & Surplus

15683
10186

Deferred Tax Assets

219
1127836
463661
1591497
(551627)

CURRENT LIABILITIES

Provisions

Sub-Total (B)

Net Current Assets (C)= (A-B)

Figure in bracket represent negative value

Profit & Loss Account (Debit Balance)


TOTAL

2384355

13725

1039870

Sub-Total (A)

Misc. Expenditure (to the extent not written off


or adjusted)

530445
509425

Cash & Bank Balance

Advances and Other Assets

CURRENT ASSETS

48566

Fixed Assets

2847822

2384355

Loans

Investments

APPLICATION OF FUNDS

TOTAL

Deferred Tax Liability

Borrowings

1673201

20000
691154

Share Capital

Fair Value Change Account

2011

SOURCES OF FUNDS

Particulars

2307194

(394735)

1376096

428039

948057

981361

544842

436519

9458

16215

55935

2620322

2307194

1564174

723021

20000

2010

1473945

(380346)

1219132

356961

862171

838785

506702

332084

2331

15817

59386

1776757

1473945

741729

712215

20000

2009

2093208

(448396)

1101206

324998

776208

652811

367018

285793

1016

11524

65776

2463287

2093208

1395927

677280

20000

2008

1696851

4761

(506782)

1047606

287128

760479

540824

224597

316227

4056

13265

74545

2107007

1696851

1094835

582016

20000

2007

(As on 31st March)

1701930

10116

(471645)

1000628

287154

713474

528983

223012

305971

6175

12106

78652

2066526

1701930

1221127

460803

20000

2006

NEW INDIA

1116338

15472

(463918)

866382

257857

608525

402465

173855.97

228609

8407

11441

87413

1457523

1116338

684697

416641

15000

2005

978139

20828

(423563)

772905

227717

545188

349342

151908

197434

3525

10418

94089

1272842

978139

583789

384350

10000

2004

570582

2380

(426443)

727893

222084

505809

301450

142703

158746

2150

10925

96733

884837

570582

230176

330406

10000

2003

TABLE 57: PUBLIC SECTOR NON-LIFE INSURERS: BALANCE SHEET (Contd.)

591991

(389336)

631624

183320

448304

242288

127002

115286

10727

101344

869256

591991

273046

308945

10000

2002

306775

(323202)

548918

157704

391214

225716

110247

115469

7785

107997

514195

306775

296775

10000

2001

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

220
170628
191508
362136
630283
289250
919534

Cash & Bank Balance

Advances and Other Assets

Sub-Total (A)

CURRENT LIABILITIES

Provisions

Sub-Total (B)

Figure in bracket represent negative value

Profit & Loss Account (Debit Balance)


TOTAL

Misc. Expenditure (to the extent not written off


or adjusted)

1031182

11885

(557398)

CURRENT ASSETS

Net Current Assets (C)= (A-B)

8736

Fixed Assets

Deferred Tax Assets

27414

1540546

Loans

Investments

APPLICATION OF FUNDS

TOTAL

1031182

811716

182940

1004656

(416209)

805917

282632

523286

389708

239763

149946

594921

(391697)

751341

224289

527053

359645

244632

115013

8547

33636

944434

594921

397556

187365

10000

2009

9078

30999

1380788

1004656

832781

Fair Value Change Account

Deferred Tax Liability

188402

Reserves & Surplus

10000

10000

Share Capital

2010

Borrowings

2011

SOURCES OF FUNDS

Particulars

964116

(399475)

657752

192446

465305

258277

137664

120613

9423

37417

1316751

964116

761484

192632

10000

2008

785894

4851

(354377)

611418

199543

411875

257041

108541.87

148499.38

7364

41083

1086973

785894

583314

192579

10000

2007

835255

10298

(353040)

529548

174972

354576

176507

73831.12

102676.28

8460

43269

1126268

835255

670703

154552

10000

2006

ORIENTAL

511008

15746

(332680)

491925

143036

348889

159245

57394.76

101850.3

5681

6350

49491

766420

511008

369147

131861

10000

2005

435660

21193

(326960)

464228

132606

331622

137268

52740

84528

5754

51041

684632

435660

323442

102218

10000

2004

224406

2386

(300843)

423471

121476

301995

122628

57879

64749

5934

51490

465438

224406

141015

73391

10000

2003

TABLE 57: PUBLIC SECTOR NON-LIFE INSURERS: BALANCE SHEET (Contd.)


(As on 31st March)

242878

(287188)

401137

108048

293089

113949

59677

54272

5686

53537

470843

242878

175599

57279

10000

2002

92723

(246977)

352645

104638

248007

105668

57203

48465

6040

57188

276472

92723

82723

10000

2001

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

221
673130
298237
971366

CURRENT LIABILITIES

Provisions

Sub-Total (B)

Figure in bracket represent negative value

Profit & Loss Account (Debit Balance)


TOTAL

Misc. Expenditure (to the extent not written off


or adjusted)

896419

(679263)

292103

Sub-Total (A)

Net Current Assets (C)= (A-B)

98780
193324

Advances and Other Assets

896090

(504934)

824887

288805

536082

319953

235577

84376

10838

8642

45356

1344830

896090

480845

400245

15000

2010

40367

1526672

896419

Cash & Bank Balance

CURRENT ASSETS

Deferred Tax Assets

Fixed Assets

Loans

Investments

APPLICATION OF FUNDS

TOTAL

471625

Fair Value Change Account

Deferred Tax Liability

409793

Reserves & Surplus

15000

Share Capital

Borrowings

2011

SOURCES OF FUNDS

Particulars

547441

(483290)

749467

236086

513382

266177

204352

61825

12396

50414

967921

547441

186082

346359

15000

2009

827802

(476876)

700080

201201

498879

223203

152638

70565

8236

56079

1240363

827802

503743

309059

15000

2008

679433

(449234)

648679

175932

472747

199445

114471

84974

222

9841

58675

1059930

679433

403248

261186

15000

2007

(As on 31st March)

731492

(418966)

624646

153623

471023

205680

116631

89048

7067

62982

1080409

731492

495752

225740

10000

2006

UNITED

496898

21864

(427572)

588908

146974

441934

161335

81811

79524

6493

70299

825814

496898

293940

192958

10000

2005

448818

29350

(456322)

587582

133605

453978

131261

60226

71034

7325

75742

792722

448818

269554

169264

10000

2004

240319

2547

(394511)

529762

130301

399462

135251

81787

53464

7593

74358

550332

240319

95715

134603

10000

2003

TABLE 57: PUBLIC SECTOR NON-LIFE INSURERS: BALANCE SHEET (Contd.)

250561

(352377)

502159

131160

370999

149782

100199

49583

7650

75568

519720

250561

120236

120325

10000

2002

117985

(338234)

448543

114965

333578

110309

70449

39860

5892

77709

372618

117985

107985

10000

2001

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

9458

41421
10186

Fixed Assets

Deferred Tax Assets

222
1976057
3104057
1341172
4445230

Sub-Total (A)

CURRENT LIABILITIES

Provisions

Sub-Total (B)

Figure in bracket represent negative value

Profit & Loss Account (Debit Balance)


TOTAL

Misc. Expenditure (to the extent not written off


or adjusted)

3848720

1229815

2618904

2026249

1311244

715004

3473321

1015044

2458277

1760386

1212095

548291

2331

42372

181277

4604205

3117905

1686016

1376889

55000

2009

3148325

900047

2248278

1392116

853219

538897

1016

35554

198452

6292200

4771925

3392085

1324841

55000

2008

5291815

31780

5171746

5578

3117905

655

4771925

913

(2469172) (1822471) (1712935) (1756209)

1097241

Advances and Other Assets

Net Current Assets (C)= (A-B)

878816

Cash & Bank Balance

CURRENT ASSETS

47121

150583

168268

7527018

Loans

6763793

5171746

3662251

1454495

55000

2010

Investments

APPLICATION OF FUNDS

5291815

TOTAL

Deferred Tax Liability

3791688

Fair Value Change Account

Borrowings

1445128

55000

Share Capital

Reserves & Surplus

2011

SOURCES OF FUNDS

Particulars

3897627

15614

(1692447)

2938344

832721

2105624

1245897

593057

652840

4278

36468

216025

5317689

3897627

2673499

1169128

55000

2007

(As on 31st March)

4061304

32583

(1610088)

2755008

768105

1986902

1144920

550076

594844

6175

34391

230815

5367427

4061304

3069206

942097

50000

2006

TOTAL

2299188

641872

1657315

807236

352949

454288

4413

31470

272256

3393207

2303767

1506416

757352

40000

2004

2084083

603839

1480244

721116

345988

375127

2612

31650

272538

2334979

1286126

610508

635617

40000

2003

1904265

529844

1374421

645771

358382

287389

30882

283373

2304499

1360260

747319

572941

40000

2002

1685355

483444

1201911

577672

303048

274624

24262

298881

1407460

622920

582920

40000

2001

(` Lakh)

2642528

71422

2303767

94372

1286126

7313

1360260

622920

(1521713) (1491951) (1362967) (1258494) (1107683)

2474367

713391

1760976

952654

422567

530086

14088

33268

258050

3787412

2642528

1744440

853088

45000

2005

TABLE 57: PUBLIC SECTOR NON-LIFE INSURERS: BALANCE SHEET (Concld.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

1972
13522
6195

Interest, Dividend & Rent Gross

TOTAL (A)

Claims Incurred (Net)

223
6936

4799

2943

4903

(6968)

5009

10863

1377

(84)

188

9382

2006-07

3826

4747

(6690)

5769

8517

799

213

105

7399

2005-06

1307

3550

(4789)

2546

6031

597

32

138

5264

2004-05

931

2707

(2382)

606

3183

420

10

112

2641

2003-04

29

1066

(1313)

276

1226

202

19

31

974

2002-03

(136)

424

(663)

103

101

23

10

68

2001-02

1716

(520)

714

807

149

26

632

2010-11

Note: Figure in brackets indicates negative value

TOTAL (C )

Transfer to Other Reserves

Transfer to Catastrophe Reserve

Transfer to Shareholders' Account

3724

3724

3724

Operating Profit/(Loss) C= (A B)

APPROPRIATIONS

9798

TOTAL (B)

3964

3964

3964

2980

2980

2980

7192

7192

7192

7921

7921

7921

4691

4691

4691

4724

4724

4724

2252

2252

2252

1197

1197

1197

237

237

237

(1134)

(1134)

(1134)

1941

7
10246

4803

(2838)

4976

14128

1183

256

433

12256

2007-08

Other Miscellaneous
9706

4402

(1820)

7263

13226

1441

78

119

11588

2008-09

(1671)

(1671)

(1671)

(497)

(497)

(497)

511

536

1422

1959

(34)

10

15

21

20

11

(37)

2008-09

(` Lakh)

(368)

906

288

53

234

2009-10

BHARTI AXA

24

5191

(1574)

6877

13670

1617

138

67

11847

2009-10

BAJAJ ALLIANZ

Premium Deficiency

Solatium Fund

Co- Insurance administration fee

Operating Expenses related to Insurance


Business

(1588)

222

Others

Commission

14

11314

2010-11

Profit/ Loss on sale/redemption of


Investments

Premiums earned (Net)

Particulars

FIRE

TABLE 58: PRIVATE SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

224

Note: Figure in brackets indicates negative value

TOTAL (C )

Transfer to Other Reserves

Transfer to Catastrophe Reserve

Transfer to Shareholders' Account

APPROPRIATIONS

Operating Profit/(Loss) C= (A B)

TOTAL (B)

Other Miscellaneous

Premium Deficiency

Solatium Fund

45

45

45

2356

1544

Operating Expenses related to Insurance


Business

Co- Insurance administration fee

1217
(404)

Commission

2401

TOTAL (A)

Claims Incurred (Net)

443

Others

Interest, Dividend & Rent Gross

1949

2010-11

Profit/ Loss on sale/redemption of


Investments

Premiums earned (Net)

Particulars

196

196

196

1792

1053

(476)

1215

1988

342

45

1597

2009-10

663

663

663

1749

991

(851)

1609

2411

358

17

2032

2008-09

1950

1950

1950

1693

1499

(977)

1172

3643

331

38

3266

2007-08

1790

1790

1790

1738

2073

(1229)

894

3528

327

12

3180

2006-07

(76)

(76)

(76)

1814

1919

(1462)

1357

1738

271

15

1444

2005-06

CHOLAMANDALAM

FIRE

179

179

179

1040

1218

(934)

756

1219

110

15

1085

2004-05

40

40

40

394

864

(653)

183

434

44

49

338

2003-04

(305)

(305)

(305)

321

454

(133)

16

12

2002-03

2246

(1018)

(1018)

(1018)

(75)

2100

(617)

838

1228

239

21

967

2001-02

1443

(1060)

(1060)

(1060)

(483)

(483)

(483)

595

744

1452

50

(321)

172

112

22

89

2009-10

(607)

549

383

73

300

2010-11

FUTURE GENARALI

TABLE 58: PRIVATE SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.)

(444)

(444)

(444)

296

368

(76)

(148)

(148)

2008-09

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

235
1690
1370

Interest, Dividend & Rent Gross

TOTAL (A)

Claims Incurred (Net)

225
1067

1067

1067

(650)

650

Note: Figure in brackets indicates negative value

1036

Transfer to Other Reserves

TOTAL (C )

1036

Transfer to Catastrophe Reserve

Transfer to Shareholders'
Account

APPROPRIATIONS

654
1036

Other Miscellaneous

Operating Profit/(Loss) C=
(A B)

Premium Deficiency

TOTAL (B)

Co- Insurance administration fee

1018

Solatium Fund

Operating Expenses related to


Insurance Business

522

416

79

(3)

332

(1734) (1822)

38

Others

1401
17

Commission

HDFC ERGO

ICICI LOMBARD

(` Lakh)

691

691

691

(524)

201

(743)

19

167

29

46

88

223

223

223

11

250

(272)

34

235

21

53

161

164

164

164

37

153

(234)

118

201

23

21

157

(67)

(67)

(67)

239

133

(146)

252

173

16

(1)

158

(27)

(27)

(27)

141

121

(32)

52

114

(1)

109

548

314

531

(75)

561

591

(91)

469

455

(9)

154

8993 10104 10865

6581

9698

5794

7695

(54) (2707)

(54) (2707)

(142) (2301)

(142) (2301)

1605

1605

1605

9860

6410

(142) (2301)

4688

53 16008 10152 13374


(54) (2707)

4583

2474

7458

324

(8)

160

6982

1701

4075

237

358

3480

1445

4081

196

269

3616

936

2643

181

70

2388

151

842

75

23

744

7385

7385

7385

73

6939

4796

5039

4813

4813

4813

5235

5235

5235

3831

3831

3831

(738) (1154) (1188)

5903

(471)

(471)

(471)

1313

2588

204 (1118) (2734) (3629) (9339) (8343) (7395) (7163) (1426)

48

(5)

10 11221

(1) 13301 10010 11073 11464

(2) 11287

(6)

(6)

(6)

29

333

(316)

12

24

21

2010-11 2009-10 2008-09 2007-08 2006-07 2005-06 2004-05 2003-04 2010-11 2009-10 2008-09 2007-08 2006-07 2005-06 2004-05 2003-04 2002-03 2001-02

Profit/ Loss on sale/redemption


of Investments

Premiums earned (Net)

Particulars

FIRE

TABLE 58: PRIVATE SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

226

Note: Figure in brackets indicates negative value

TOTAL (C )

Transfer to Other Reserves

Transfer to Catastrophe Reserve

Transfer to Shareholders' Account

APPROPRIATIONS

Operating Profit/(Loss) C= (A B)

TOTAL (B)

Other Miscellaneous

Premium Deficiency

Solatium Fund

(1734)

(1734)

(1734)

7306

3358

Operating Expenses related to Insurance


Business

Co- Insurance administration fee

4853
(906)

5572

TOTAL (A)

Commission

580

Interest, Dividend & Rent Gross

Claims Incurred (Net)

(58)

14

5035

2010-11

Others

Profit/ Loss on sale/redemption of


Investments

Premiums earned (Net)

Particulars

(1211)

(1211)

(1211)

6266

2931

(1047)

4383

5055

595

(235)

12

4684

2009-10

514

514

514

6161

3402

(1654)

4414

6676

609

(5)

23

6049

2008-09

1499

1499

1499

5329

3845

(2742)

4226

6828

447

17

6364

2007-08

3697

3697

3697

2177

5209

(5624)

2592

5874

380

13

5481

4600

4600

4600

199

4511

(5507)

1195

4799

421

10

4368

2005-06

IFFCO TOKIO
2006-07

FIRE

2815

2815

2815

576

3376

(4045)

1245

3390

212

18

3158

2004-05

1566

1566

1566

1026

2846

(3003)

1183

2592

135

25

2432

2003-04

962

962

962

57

2363

(2599)

293

1019

52

967

2002-03

(108)

(108)

(108)

220

1210

(1027)

36

112

18

94

2001-02

(` Lakh)

(315)

(315)

(315)

236

233

(4)

(79)

15

(94)

2010-11

(171)

(171)

(171)

98

97

(1)

(73)

(74)

2009-10

RAHEJA QBE

TABLE 58: PRIVATE SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

227

Note: Figure in brackets indicates negative value

TOTAL (C )

Transfer to Other Reserves

Transfer to Catastrophe Reserve

Transfer to Shareholders' Account

APPROPRIATIONS

Operating Profit/(Loss) C= (A B)

TOTAL (B)

Other Miscellaneous

Premium Deficiency

Solatium Fund

(873)

(873)

(873)

858

872

Operating Expenses related to Insurance


Business

Co- Insurance administration fee

(28)

14

(16)

Commission

Claims Incurred (Net)

TOTAL (A)

Interest, Dividend & Rent Gross

Others

(1)

Profit/ Loss on sale/redemption of


Investments

(3966)

(3966)

(3966)

3864

3788

(8)

84

(102)

49

(151)

2010-11

2010-11
(22)

SBI

L&T

Premiums earned (Net)

Particulars

(1559)

(1559)

1559

2009

1074

(827)

1761

3567

445

47

3075

2010-11

1898

1898

1898

2902

1149

(1419)

3172

4801

593

134

4074

2009-10

1810

1810

1810

3043

1634

(1481)

2889

4853

575

127

4151

2008-09

FIRE

2444

2444

2444

1899

1882

(2657)

2674

4343

334

164

3845

2007-08

3577

3577

3577

(912)

1218

(3916)

1786

2665

194

78

2394

2006-07

793

793

793

701

468

(1066)

1299

1494

122

16

1357

2005-06

RELIANCE

734

734

734

1054

1112

(843)

785

1788

142

21

1625

2004-05

600

600

600

465

1139

(1346)

672

1065

136

29

900

2003-04

931

931

931

(409)

927

(1880)

544

522

163

91

268

2002-03

TABLE 58: PRIVATE SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.)

(96)

(96)

(96)

191

859

(697)

29

95

56

39

2001-02

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

228

Note: Figure in brackets indicates negative value

TOTAL (C )

Transfer to Other Reserves

Transfer to Catastrophe Reserve

Transfer to Shareholders' Account

659

659

659

Operating Profit/(Loss) C= (A B)

APPROPRIATIONS

1255

951

TOTAL (B)

Other Miscellaneous

Premium Deficiency

Solatium Fund

Co- Insurance administration fee

Operating Expenses related to Insurance


Business

(186)

490

Claims Incurred (Net)

Commission

327
1914

TOTAL (A)

748

748

748

944

702

(251)

494

1693

351

Others

Interest, Dividend & Rent Gross

49

1293

2009-10

1581

2010-11

Profit/ Loss on sale/redemption of


Investments

Premiums earned (Net)

Particulars

533

533

533

1388

971

(346)

763

1922

397

30

1495

2008-09

638

638

638

1844

1574

(660)

929

2482

329

2144

2007-08

1881

1881

1881

1224

2324

(1642)

542

3105

179

2920

2006-07

1153

1153

1153

1321

2055

(1663)

929

2474

127

2340

2005-06

ROYAL SUNDARAM

FIRE

742

742

742

1246

1223

(948)

971

1988

80

(2)

1909

2004-05

923

923

923

511

1217

(1110)

404

1434

60

34

1340

2003-04

608

608

608

330

968

(925)

287

938

47

27

864

2002-03

(493)

(493)

(493)

573

876

(366)

63

81

13

67

2001-02

197

197

197

47

53

(37)

31

244

16

10

218

2010-11

75

25

(13)

63

79

75

2009-10

SHRIRAM

TABLE 58: PRIVATE SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.)

(47)

(47)

(47)

(39)

(40)

2008-09

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

1315

Claims Incurred (Net)

229
94

TOTAL (B)

2368

2368

Note: Figure in brackets indicates negative value

TOTAL (C )

Transfer to Other Reserves

Transfer to Catastrophe Reserve

Transfer to Shareholders' Account

APPROPRIATIONS

2368

Other Miscellaneous

Operating Profit/(Loss) C= (A B)

33

1214

Premium Deficiency

Solatium Fund

Co- Insurance administration fee

Operating Expenses related to Insurance


Business

(2468)

2462

TOTAL (A)

Commission

402

Others

Interest, Dividend & Rent Gross

53

2004

2184

2184

2184

263

30

1140

(1928)

1022

2447

375

13

48

2011

2280

2280

2280

194

1570

(2542)

1166

2474

381

22

2064

2493

2493

2493

(394)

2249

2249

2249

(554)

1589

1302

(2778)

635

1695

176

14

15

1489

(2352)

657

2099

427

1662

UNIVERSAL SOMPO

(` Lakh)

2808

2808

2808

(1581)

1238

(3616)

797

1227

111

17

15

1085

1793

1793

1793

(861)

696

(1878)

321

931

107

14

810

1963

1963

1963

(1079)

17

410

(1777)

271

884

61

823

1018

1018

1018

(647)

265

(1034)

122

371

30

(6)

346

124

124

124

(170)

237

(430)

23

(46)

(46)

(759)

(759)

(759)

3231

2175

20

1037

2473

215

(14)

28

2244

(1452)

(1452)

(1452)

2823

1875

64

879

1370

105

(8)

11

1263

(1198)

(1198)

(1198)

974

981

(46)

39

(223)

43

(267)

(766)

(766)

(766)

724

727

(3)

(42)

(43)

2005-06 2004-05 2003-04 2002-03 2001-02 2010-11 2009-10 2008-09 2007-08

TATA AIG
2010-11 2009-10 2008-09 2007-08 2006-07

Profit/ Loss on sale/redemption of


Investments

Premiums earned (Net)

Particulars

FIRE

TABLE 58: PRIVATE SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

590
6336
3231
429
1682

Interest, Dividend & Rent Gross

TOTAL (A)

Claims Incurred (Net)

Commission

Operating Expenses related to Insurance


Business

230

Note: Figure in brackets indicates negative value

TOTAL (C )

Transfer to Other Reserves

Transfer to Catastrophe Reserve

Transfer to Shareholders' Account

995

995

995

Operating Profit/(Loss) C= (A B)

APPROPRIATIONS

5341

TOTAL (B)

Other-Miscellaneous

Premium Deficiency

Solatium Fund

13

Others

Co-Insurance administration fee

5728

2010-11

Profit/ Loss on sale/redemption of


Investments

Premiums earned (Net)

Particulars

(268)

(268)

(268)

6438

1512

349

4577

6171

498

21

5643

2009-10

(1079)

(1079)

(1079)

7131

1637

395

5098

6052

502

33

41

5476

2008-09

(74)

(74)

(74)

4434

(387)

1478

177

3166

4361

325

20

119

3897

2007-08

(2289)

(2289)

(2289)

5260

387

1270

(124)

3727

2970

265

(5)

36

2674

2006-07

(586)

(586)

(586)

2978

756

(259)

2480

2392

124

57

16

2196

2005-06

BAJAJ ALLIANZ

MARINE

(555)

(555)

(555)

2323

(44)

642

(166)

1890

1767

122

31

28

1586

2004-05

(336)

(336)

(336)

1140

44

334

(160)

922

804

72

17

19

696

2003-04

74

74

74

173

112

(85)

146

247

25

216

216

2002-03

14

19

(22)

17

17

15

2001-02

(272)

(272)

(272)

650

496

(87)

241

378

36

334

2010-11

439

(284)

(284)

(284)

(139)

(139)

(139)

118

117

273

(2)

(21)

(28)

2008-09

(` Lakh)

(12)

178

156

10

145

2009-10

BHARTI AXA

TABLE 58: PRIVATE SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

231

Note: Figure in brackets indicates negative value

TOTAL (C )

Transfer to Other Reserves

Transfer to Catastrophe Reserve

Transfer to Shareholders' Account

192

192

192

APPROPRIATIONS

1118

Operating Profit/(Loss) C= (A B)

812

TOTAL (B)

Other-Miscellaneous

Premium Deficiency

Solatium Fund

Co-Insurance administration fee

Operating Expenses related to Insurance


Business

(432)

739

Commission

Claims Incurred (Net)

84

Interest, Dividend & Rent Gross


1311

Others

TOTAL (A)

1223

2010-11

Profit/ Loss on sale/redemption of


Investments

Premiums earned (Net)

Particulars

(208)

(208)

(208)

1563

925

(355)

993

1355

113

24

1216

2009-10

178

178

178

1084

680

(384)

788

1262

110

1145

2008-09

(239)

(239)

(239)

1320

(24)

701

(336)

978

1081

89

10

981

2007-08

(506)

(506)

(506)

1282

24

667

(301)

892

776

64

709

2006-07

(345)

(345)

(345)

939

438

(101)

602

594

45

546

2005-06

CHOLAMANDALAM

MARINE

(111)

(111)

(111)

517

(6)

402

(219)

340

406

23

380

2004-05

(82)

(82)

(82)

284

198

(58)

138

202

25

27

150

2003-04

(7)

(7)

(7)

12

13

(1)

2002-03

(610)

(610)

(610)

1246

925

(199)

520

636

102

525

2010-11

(458)

(458)

(458)

738

531

(94)

301

280

26

251

2009-10

403

(287)

(287)

(287)

(104)

(104)

(104)

89

92

317

(7)

(15)

(15)

2007-08

(` Lakh)

(46)

132

116

107

2008-09

FUTURE GENARALI

TABLE 58: PRIVATE SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

848
633

TOTAL (A)

Claims Incurred (Net)

232
48

(143)

(143)

(143)

475

184

(174)

465

332

29

(1)

301

Note: Figure in brackets indicates negative value

TOTAL (C )

Transfer to Other Reserves

Transfer to Catastrophe Reserve

Transfer to Shareholders'
Account

48

48

Operating Profit/(Loss) C=
(A B)

APPROPRIATIONS

800

374

TOTAL (B)

Other-Miscellaneous

Premium Deficiency

Solatium Fund

Co-Insurance administration fee

Operating Expenses related to


Insurance Business

(207)

67

Interest, Dividend & Rent


Gross

777

(1)

Commission

HDFC ERGO

ICICI LOMBARD

(` Lakh)

(185)

(185)

(185)

394

371

(85)

108

209

16

192

(176)

(176)

(176)

333

218

(17)

132

156

11

142

(55)

(55)

(55)

156

93

(12)

75

101

(1)

96

(19)

(19)

(19)

72

44

(9)

37

52

(1)

50

(7)

(7)

(7)

23

16

(1)

17

16

6744

185

2658

(822)

4722

4524

266

(143)

153

4248

(2) (2220)

(2) (2220)

(2) (2220)

3220

2015

157

(26)

53

1830

1156

1324

69

(2)

34

1224

2019

1366

81

(2)

124

1164

9121

680

4268

5827

305

3631

2528

2565

2570

1606

543 (5740) (3812) (1204) (1204)

543 (5740) (3812) (1204) (1204)

543 (5740) (3812) (1204) (1204)

3361

(985)

2468

(790) (1329) (1330) (1193) (1055)

3381
5502

3904

399

(62)

316

2728

2668

344

(32)

364

3228

(819)

(819)

(819)

2614

(110)

1420

(803)

2107

1795

86

118

1591

(702)

(702)

(702)

1460

80

683

(577)

1275

757

78

30

649

(174)

(174)

(174)

362

30

172

(37)

197

188

14

169

10

10

16

15

2010-11 2009-10 2008-09 2007-08 2006-07 2005-06 2004-05 2003-04 2010-11 2009-10 2008-09 2007-08 2006-07 2005-06 2004-05 2003-04 2002-03 2001-02

Others

Profit/ Loss on sale/redemption


of Investments

Premiums earned (Net)

Particulars

MARINE

TABLE 58: PRIVATE SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

2285

Operating Expenses related to Insurance


Business

233

Note: Figure in brackets indicates negative value

TOTAL (C )

(1197)

(1185)

(884)

(792)

(3175)

(3175)

(3175)

6555

2289

43

4222

3380

334

11

3035

2006-07

(1278)

(1278)

(1278)

3402

50

792

108

2452

2124

191

1928

2005-06

(651)

(651)

(651)

2390

10

607

(24)

1797

1739

136

1602

2004-05

(438)

(438)

(438)

1572

489

(91)

1175

1134

115

1019

2003-04

(306)

(306)

(306)

728

419

(141)

450

422

56

366

2002-03

(92)

(92)

(92)

97

112

(51)

37

2001-02

(50)

(50)

(50)

24

20

(26)

(26)

2010-11

(15)

(15)

10

(5)

(5)

2009-10

(15)

(792)

(792)

5533

(100)

1179

152

4301

4742

516

19

4207

2007-08

(884)

(884)

5959

1980

(469)

4448

5075

605

(12)

23

4460

2008-09

RAHEJA QBE

Transfer to Other Reserves

(1185)

(1185)

6021

2260

(324)

4085

4836

585

271

12

3969

2009-10

IFFCO TOKIO

(` Lakh)

Transfer to Catastrophe Reserve

Transfer to Shareholders' Account

(1197)

Operating Profit/(Loss) C= (A B)

APPROPRIATIONS

5684
(1197)

TOTAL (B)

Other-Miscellaneous

Premium Deficiency

Solatium Fund

Co-Insurance administration fee

3841

4487

TOTAL (A)
(442)

569

Interest, Dividend & Rent Gross

Commission

21

Others

Claims Incurred (Net)

14

3882

2010-11

Profit/ Loss on sale/redemption of


Investments

Premiums earned (Net)

Particulars

MARINE

TABLE 58: PRIVATE SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

402

Commission

Operating Expenses related to Insurance


Business

234

Note: Figure in brackets indicates negative value

TOTAL (C )

Transfer to Other Reserves

Transfer to Catastrophe Reserve

Transfer to Shareholders' Account

222

222

222

Operating Profit/(Loss) C= (A B)

APPROPRIATIONS

1141

TOTAL (B)

Other-Miscellaneous

Premium Deficiency

Solatium Fund

Co-Insurance administration fee

791
(51)

Claims Incurred (Net)

1363

96

10

1256

2010-11

TOTAL (A)

Interest, Dividend & Rent Gross

Others

Profit/ Loss on sale/redemption of


Investments

Premiums earned (Net)

Particulars

(2)

(2)

(2)

1956

(254)

482

(53)

1781

1954

126

28

1800

2009-10

(1135)

(1135)

(1135)

2835

254

722

10

1849

1700

155

34

1511

2008-09

(580)

(580)

(580)

1793

591

(86)

1288

1213

80

39

1094

2007-08

(220)

(220)

(220)

874

319

(26)

581

654

24

621

(397)

(397)

(397)

855

193

(104)

766

458

27

427

2005-06

RELIANCE
2006-07

MARINE

(83)

(83)

(83)

452

286

(84)

250

369

34

330

2004-05

37

37

37

191

207

(150)

133

227

39

181

2003-04

(130)

(130)

(130)

263

182

(59)

140

133

26

15

92

2002-03

(48)

(48)

(48)

64

33

(13)

44

16

14

2001-02

(179)

(179)

(179)

156

151

(1)

(23)

(0)

(24)

2010-11

L&T

TABLE 58: PRIVATE SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.)

(46)

(46)

(46)

28

28

(0)

(18)

(18)

2010-11

SBI

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

235

Note: Figure in brackets indicates negative value

TOTAL (C )

Transfer to Other Reserves

Transfer to Catastrophe Reserve

Transfer to Shareholders' Account

156

156

156

APPROPRIATIONS

1094

Operating Profit/(Loss) C= (A B)

363

TOTAL (B)

Other-Miscellaneous

Premium Deficiency

Solatium Fund

Co-Insurance administration fee

Operating Expenses related to Insurance


Business

731

Claims Incurred (Net)

Commission

1250

TOTAL (A)

70

70

70

1092

385

24

682

1162

96

103

Interest, Dividend & Rent Gross

21

1045

2009-10

1144

2010-11

Others

Profit/ Loss on sale/redemption of


Investments

Premiums earned (Net)

Particulars

(181)

(181)

(181)

1025

355

32

638

844

80

754

2008-09

44

44

44

469

299

(197)

367

513

58

453

2007-08

194

194

194

706

318

(230)

619

900

75

823

2006-07

(224)

(224)

(224)

1390

306

43

1041

1166

61

1101

2005-06

ROYAL SUNDARAM

MARINE

(6)

(6)

(6)

881

317

19

545

875

37

(1)

838

2004-05

59

59

59

682

313

(72)

440

742

32

18

692

2003-04

(151)

(151)

(151)

626

317

(94)

403

475

25

14

436

2002-03

(151)

(151)

(151)

174

136

(11)

49

24

18

2001-02

(3)

13

2010-11

(0)

(0)

(0)

2009-10

SHRIRAM

TABLE 58: PRIVATE SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.)

(5)

(5)

(5)

(5)

(5)

2008-09

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

(25)
573
9904
7677
1309
2807

Others

Interest, Dividend & Rent Gross

TOTAL (A)

Claims Incurred (Net)

Commission

Operating Expenses related to Insurance


Business

236

Note: Figure in brackets indicates negative value

TOTAL (C )

Transfer to Other Reserves

Transfer to Catastrophe Reserve

Transfer to Shareholders' Account

(1889)

(1889)

Operating Profit/(Loss) C= (A B)

APPROPRIATIONS

11793
(1889)

TOTAL (B)

Other-Miscellaneous

Premium Deficiency

Solatium Fund

163

Profit/ Loss on sale/redemption of


Investments

Co-Insurance administration fee

9193

2010-11

Premiums earned (Net)

Particulars

(703)

(703)

(703)

7403

2531

147

4724

6699

426

(13)

117

6169

2009-10

(1878)

(1878)

(1878)

7873

2623

(70)

5320

5995

387

29

16

5563

2008-09

(709)

(709)

(709)

5435

1992

(168)

3612

4726

295

4426

2007-08

(485)

(485)

(485)

3812

1386

(127)

2552

3327

195

28

3099

2006-07

(367)

(367)

(367)

3066

959

(50)

2156

2699

172

38

2484

2005-06

TATA AIG

MARINE

(86)

(86)

(86)

2068

761

1301

1983

180

1802

2004-05

(206)

(206)

(206)

1882

749

(61)

1194

1676

157

1519

2003-04

(641)

(641)

(641)

1511

575

(165)

1101

870

89

(20)

798

2002-03

(386)

(386)

(386)

569

526

(78)

122

184

184

2001-02

(` Lakh)

(454)

(454)

(454)

558

170

233

(33)

189

104

22

(221)

(221)

(221)

240

(69)

(69)

(69)

49

50

170

(6)

(20)

(22)

2008-09

(19)

88

19

(0)

3
(1)

13

2009-10

81

2010-11

UNIVERSAL SOMPO

TABLE 58: PRIVATE SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

160701

Claims Incurred (Net)

237
(4934)

Transfer to Other Reserves

Note: Figure in brackets indicates negative value

(4934)

Transfer to Catastrophe Reserve

TOTAL (C )

(4934)

Transfer to Shareholders' Account

APPROPRIATIONS

223272

Operating Profit/(Loss) C= (A B)

(535)

171

TOTAL (B)

Other-Miscellaneous

Premium Deficiency

Solatium Fund

Co-Insurance administration fee

57739

218338

TOTAL (A)

Operating Expenses related to Insurance


Business

18890

Interest, Dividend & Rent Gross

5195

1392

Others

Commission

133

197923

2010-11

Profit/ Loss on sale/redemption of


Investments

Premiums earned (Net)

Particulars

8578

8578

8578

180898

212

145

48937

4401

127203

189476

14606

3332

607

170931

2009-10

7739

7739

7739

181402

53443

4329

123630

189141

12972

3035

1070

172063

2008-09

5241

5241

5241

133040

45827

786

86428

138281

8784

887

3219

125391

2007-08

3663

3663

3663

74021

(487)

28452

(772)

46828

77683

5002

201

683

71797

2006-07

2577

2577

2577

49130

293

15360

728

32750

51707

1971

435

260

49042

2005-06

BAJAJ ALLIANZ

MISCELLANEOUS

2496

2496

2496

29721

51

10713

760

18197

32216

1599

368

30241

2004-05

313

313

313

20882

90

7025

234

13533

21194

1153

312

19728

2003-04

(465)

(465)

(465)

15637

54

5489

(151)

10245

15172

761

73

118

14220

2002-03

(2779)

(2779)

(2779)

3828

3270

(596)

1154

1049

94

15

41

899

2001-02

(16200)

(16200)

(16200)

48969

260

(428)

22274

213

26641

32769

1833

332

30604

2010-11

(12692)

(12692)

(12692)

21212

428

(4904)

(4904)

(4904)

4992

4794

13909

(78)

276

88

122

113

65

(212)

2008-09

(` Lakh)

(660)

7536

8521

516

18

7986

2009-10

BHARTI AXA

TABLE 58: PRIVATE SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

46623

Claims Incurred (Net)

238

Transfer to Other Reserves

Note: Figure in brackets indicates negative value

(4276)

Transfer to Catastrophe Reserve

TOTAL (C )

(4276)

Transfer to Shareholders' Account

APPROPRIATIONS

68107
(4276)

Operating Profit/(Loss) C= (A B)

(128)

20955

TOTAL (B)

Other-Miscellaneous

Premium Deficiency

Solatium Fund

Co-Insurance administration fee

Operating Expenses related to Insurance


Business

658

63832

TOTAL (A)

Commission

4135

130

59565

2010-11

Interest, Dividend & Rent Gross

Others

Profit/ Loss on sale/redemption of


Investments

Premiums earned (Net)

Particulars

(1557)

(1557)

(1557)

48457

128

17417

(1314)

32226

46900

3051

433

43415

2009-10

(635)

(635)

(635)

38340

14724

(1565)

25181

37705

2234

106

35360

2008-09

(1461)

(1461)

(1461)

23474

11011

(952)

13415

22013

1231

140

20639

2007-08

(532)

(532)

(532)

9915

5209

(585)

5291

9383

524

18

8839

2006-07

(440)

(440)

(440)

7688

3363

(609)

4935

7248

343

38

19

6849

2005-06

CHOLAMANDALAM

MISCELLANEOUS

(1042)

(1042)

(1042)

6967

(8)

2672

(73)

4376

5925

251

35

5639

2004-05

(1680)

(1680)

(1680)

3877

2231

(130)

1768

2196

142

159

1895

2003-04

(717)

(717)

(717)

848

828

(42)

62

131

31

94

2002-03

(8915)

(8915)

(8915)

42359

32

16301

(517)

26544

33444

1855

162

31420

2010-11

(8448)

(8448)

(8448)

27326

(26)

21

12290

(1025)

16066

18878

601

76

18197

2009-10

(8475)

(8475)

(8475)

14207

(1573)

(1573)

(1573)

1607

1599

8817

(42)

50

34

34

2007-08

(` Lakh)

(360)

5750

5732

232

13

5485

2008-09

FUTURE GENARALI

TABLE 58: PRIVATE SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

51226
(1924)
21529

Claims Incurred (Net)

Commission

Operating Expenses related to Insurance Business

239

Note: Figure in brackets indicates negative value

TOTAL (C )

Transfer to Other Reserves

Transfer to Catastrophe Reserve

Transfer to Shareholders' Account

(7199)

(7199)

(7199)

Operating Profit/(Loss) C= (A B)

APPROPRIATIONS

70831

TOTAL (B)

(11729)

(11729)

(11729)

54297

Premium Deficiency

Other-Miscellaneous

17444

(1747)

38600

42568

Solatium Fund

Co-Insurance administration fee

63632

TOTAL (A)

2270

689

282
4562

Others

236

39373

2009-10

330

58458

2010-11

Interest, Dividend & Rent Gross

Profit/ Loss on sale/redemption of Investments

Premiums earned (Net)

Particulars

(3982)

(3982)

(3982)

23336

10179

(1206)

14363

19353

1207

317

161

17668

2008-09

MISCELLANEOUS

(2311)

(2311)

(2311)

18092

6942

(162)

11311

15780

758

305

15

14702

2007-08

(308)

(308)

(308)

14689

6149

730

7810

14382

727

(144)

23

13776

2006-07

HDFC ERGO

187

187

187

14210

5590

935

7684

14397

701

57

11

13627

2005-06

(1160)

(2958)

(2958)

(2958)

(1160)
(1160)

7312

3982

239

3092

4355

188

180

3986

2003-04

13427

4470

1104

7853

12266

525

(93)

33

11801

2004-05

TABLE 58: PRIVATE SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.)

(902)

(902)

(902)

955

915

(48)

88

53

12

(2)

42

2002-03

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

4013

257121
(4812)
60738

Claims Incurred (Net)

Commission

Operating Expenses related to Insurance Business

240

Transfer to Shareholders' Account

Note: Figure in brackets indicates negative value

TOTAL (C )

Transfer to Other Reserves

Transfer to Catastrophe Reserve


(13136)

(13136)

(13136)

Operating Profit/(Loss) C= (A B)

APPROPRIATIONS

313046

TOTAL (B)

835

835

835

233384

Premium Deficiency

Other-Miscellaneous

48357

234219

Solatium Fund

Co-Insurance administration fee

181014

299911

13962

TOTAL (A)

(1582)

4784
15928

Others

14778

207061

2009-10

9117

270081

2010-11

Interest, Dividend & Rent Gross

Profit/ Loss on sale/redemption of Investments

Premiums earned (Net)

Particulars

(735)

(735)

(735)

206938

57181

(3496)

153253

206203

13221

(2029)

10478

184533

2008-09

6940

6940

6940

149910

44790

(8697)

113818

156850

9739

(205)

3293

144024

2007-08

MISCELLANEOUS

(3889)

(3889)

(3889)

109608

40370

(8516)

77754

105719

4945

(123)

2439

98459

2006-07

1806

1806

(1806)

54348

22318

(3175)

35205

52543

1758

(40)

2701

48124

2005-06

ICICI LOMBARD

(1773)

(1773)

(1773)

19832

8878

(729)

11925

18057

720

(2)

986

16353

2004-05

(430)

(430)

(430)

5832

3220

(2425)

4795

5402

378

146

4872

2003-04

(60)

(60)

(60)

2096

1434

(258)

1435

2036

162

14

50

1810

2002-03

TABLE 58: PRIVATE SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.)

(1301)

(1301)

(1301)

1461

867

(88)

166

160

38

121

2001-02

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

115012
90352
2859
26221

TOTAL (A)

Claims Incurred (Net)

Commission

Operating Expenses related to Insurance


Business

241

Note: Figure in brackets indicates negative value

TOTAL (C )

Transfer to Other Reserves

Transfer to Catastrophe Reserve

Transfer to Shareholders' Account

(4420)

(4420)

(4420)

APPROPRIATIONS

119432

TOTAL (B)

Operating Profit/(Loss) C= (A B)

Other-Miscellaneous

Premium Deficiency

Solatium Fund

Co-Insurance administration fee

10173

(7)

Others

Interest, Dividend & Rent Gross

253

104593

2010-11

Profit/ Loss on sale/redemption of


Investments

Premiums earned (Net)

Particulars

4543

4543

4543

88425

19736

3890

64799

92968

9277

(64)

185

83570

2009-10

(914)

(914)

(914)

81021

18581

1801

60640

80107

7041

13

269

72784

2008-09

(1688)

(1688)

(1688)

59248

15106

2195

41947

57560

4009

148

53396

2007-08

1593

1593

1593

47448

12975

1428

33045

49042

2699

92

46244

2006-07

(2222)

(2222)

(2222)

32134

9986

1388

20761

29912

1568

39

28303

2005-06

IFFCO TOKIO

MISCELLANEOUS

(649)

(649)

(649)

14150

5735

(466)

8881

13501

666

51

12777

2004-05

(560)

(560)

(560)

7507

3095

(516)

4928

6947

375

6572

2003-04

(679)

(679)

(679)

3485

2086

(707)

2106

2806

189

2617

2002-03

(622)

(622)

(622)

939

1043

(459)

355

317

38

279

2001-02

(` Lakh)

(1410)

(1410)

(1410)

1388

1176

39

173

(22)

27

(55)

2010-11

(1380)

(1380)

(1380)

1132

1088

44

(247)

(252)

2009-10

RAHEJA QBE

TABLE 58: PRIVATE SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

10

130587
(1373)
43211

Claims Incurred (Net)

Commission

Operating Expenses related to Insurance


Business

242

Note: Figure in brackets indicates negative value

TOTAL (C )

Transfer to Other Reserves

Transfer to Catastrophe Reserve

Transfer to Shareholders' Account

(37046)

(37046)

(37046)

Operating Profit/(Loss) C= (A B)

APPROPRIATIONS

172424

TOTAL (B)

Other-Miscellaneous

Premium Deficiency

Solatium Fund

Co-Insurance administration fee

135378

TOTAL (A)

9481

Others

Interest, Dividend & Rent Gross

837

125049

2010-11

Profit/ Loss on sale/redemption of Investments

Premiums earned (Net)

Particulars

(14519)

(14519)

(14519)

158002

46433

(2047)

113616

143483

7686

12

1735

134051

2009-10

(10539)

(10539)

(10539)

152691

51748

(1684)

102627

142152

7311

1614

133224

2008-09

(22472)

(22472)

(22472)

119686

53813

(5234)

71107

97214

4123

(1)

2026

91065

2007-08

(4697)

(4697)

(4697)

27506

16555

(4001)

14951

22809

994

398

21412

694

694

694

3217

2063

(225)

1379

3912

265

34

3613

2005-06

RELIANCE
2006-07

MISCELLANEOUS

(637)

(637)

(637)

3795

2034

(1040)

2801

3157

253

20

37

2847

2004-05

(605)

(605)

(605)

2516

1986

(1039)

1569

1911

297

62

1551

2003-04

(723)

(723)

(723)

1870

1559

(922)

1233

1147

356

19

200

572

2002-03

(437)

(437)

(437)

543

560

(104)

87

106

37

69

2001-02

TABLE 58: PRIVATE SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.)

(3704)

(3704)

(3704)

3637

3240

(82)

480

(67)

16

(84)

2010-11

SBI

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

243

Transfer to Other Reserves

Note: Figure in brackets indicates negative value

(4536)

Transfer to Catastrophe Reserve

TOTAL (C )

(4536)

Transfer to Shareholders' Account

APPROPRIATIONS

96226
(4536)

Operating Profit/(Loss) C= (A B)

Other-Miscellaneous

TOTAL (B)

Premium Deficiency

29158

Operating Expenses related to Insurance


Business

2268

Commission

64800

Claims Incurred (Net)

Solatium Fund

91690

TOTAL (A)

Co-Insurance administration fee

6651

17

Others

Interest, Dividend & Rent Gross

127

84894

2010-11

Profit/ Loss on sale/redemption of


Investments

Premiums earned (Net)

Particulars

267

267

267

75345

22310

3304

49731

75612

5509

946

69148

2009-10

(1288)

(1288)

(1288)

63983

20629

3521

39834

62695

4672

459

57557

2008-09

(1465)

(1465)

(1465)

46562

15562

2481

28519

45097

2985

11

113

41987

2007-08

(335)

(335)

(335)

31987

10998

1775

19213

31651

1976

58

29614

2006-07

(604)

(604)

(604)

23318

8121

1001

14196

22714

1148

60

21502

2005-06

ROYAL SUNDARAM

MISCELLANEOUS

(710)

(710)

(710)

16003

5742

407

9855

15294

724

(14)

14581

2004-05

(996)

(996)

(996)

13006

5046

(156)

8116

12010

525

292

11191

2003-04

(2124)

(2124)

(2124)

9091

4250

(328)

5169

6967

392

226

6349

2002-03

(2654)

(2654)

(2654)

4001

3189

(239)

1051

1347

112

12

1223

2001-02

1001

1001

1001

34966

178

7816

1504

25469

35967

2892

299

32776

2010-11

1924

1924

1924

12983

4078

(629)

9535

14907

1061

317

13528

2009-10

SHRIRAM

TABLE 58: PRIVATE SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.)

(925)

(925)

(925)

3062

1857

1197

2137

320

57

1760

2008-09

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

244

68518
45319
3057
25402

TOTAL (A)

Claims Incurred (Net)

Commission

Operating Expenses related to


Insurance Business

73899
(5381)

TOTAL (B)

Operating Profit/(Loss) C= (A B)

Note: Figure in brackets indicates negative value

(5381)

Transfer to Catastrophe Reserve

Transfer to Other Reserves

TOTAL (C )

(5381)

Transfer to Shareholders' Account

(2997)

(2997)

(2997)

59369

96

(1228)

(1228)

(1228)

56610

72

Other-Miscellaneous

22934

4594

29081

55381

3941

186

134

51121

24

21345

4009

33892

56372

4729

(140)

989

50793

Premium Deficiency

5955

Interest, Dividend & Rent Gross

43

(228)

Others

Solatium Fund

1318

Profit/ Loss on sale/redemption of


Investments

Co-Insurance administration fee

61472

APPROPRIATIONS

TATA AIG

L&T

UNIVERSAL SOMPO

(` Lakh)

(1037)

(1037)

(1037)

42920

19825

2668

20427

41882

2524

45

18

39296

(239)

(632)

(632)

(632)

27541

12916

1564

13061

26909

1511

78

332

24987

(239)

(239)

35864

16379

1961

17524

35625

1753

45

252

33576

307

307

307

21348

9198

1222

10928

21654

1391

112

20148

(1615)

(1615)

(1615)

14694

6450

1251

6993

13079

1059

12020

(2295)

(2295)

(2295)

9864

4805

276

4783

7569

524

(115)

16

7144

(3422)

(3422)

(3422)

4551

3817

(141)

875

1129

1129

(5200)

(5200)

(5200)

5315

11

5086

(7)

225

116

45

(4)

75

(4948)

(4948)

(4948)

23039

27

(4989)

(4989)

(4989)

11731

6299

640
9239

4782
782

6742

485

(30)

39

6248

12990

18091

1027

(18)

132

16950

(1752)

(1752)

(1752)

2064

1736

132

197

312

102

201

(2)

(2)

(2)

2010-11 2009-10 2008-09 2007-08 2006-07 2005-06 2004-05 2003-04 2002-03 2001-02 2010-11 2010-11 2009-10 2008-09 2007-08

Premiums earned (Net)

Particulars

MISCELLANEOUS

TABLE 58: PRIVATE SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

170127

Claims Incurred (Net)

245

Note: Figure in brackets indicates negative value

TOTAL (C )

Transfer to Other Reserves

Transfer to Catastrophe Reserve

Transfer to Shareholders' Account

APPROPRIATIONS

Operating Profit/(Loss) C= (A B)

(215)

(215)

(215)

238411

Other-Miscellaneous

TOTAL (B)

(535)

171

Premium Deficiency

Solatium Fund

Co-Insurance administration fee

64612

238196

TOTAL (A)

Operating Expenses related to Insurance


Business

21453

Interest, Dividend & Rent Gross

4036

1627

Others

Commission

151

214965

2010-11

Profit/ Loss on sale/redemption of


Investments

Premiums earned (Net)

Particulars

12274

12274

12274

197042

212

145

54851

3177

138657

209316

16721

3480

695

188420

2009-10

9640

9640

9640

198779

354

172

59883

2378

135992

208419

14915

3146

1231

189127

2008-09

12395

12395

12395

144375

(231)

51911

(1876)

94570

156770

10291

1163

3771

141544

2007-08

9294

9294

9294

82223

(100)

34625

(7864)

55563

91517

6644

112

908

83853

2006-07

6682

6682

6682

55934

293

20864

(6222)

40999

62616

2893

705

382

58637

2005-06

BAJAJ ALLIANZ

6664

6664

6664

33351

14905

(4194)

22633

40015

2319

71

534

37092

2004-05

TOTAL (FIRE+MARINE+MISCELLANEOUS)

2229

2229

2229

22953

133

10066

(2307)

15061

25182

1645

29

444

23064

2003-04

806

806

806

15839

54

6667

(1549)

10667

16645

988

94

153

15410

2002-03

(2540)

(2540)

(2540)

3706

3713

(1280)

1273

1165

117

15

52

982

2001-02

(17606)

(17606)

(17606)

51560

267

(403)

24485

(395)

27596

33954

2018

365

31570

2010-11

(14647)

(14647)

(14647)

23611

428

(5540)

(5540)

(5540)

5622

5447

15604

(114)

289

82

146

135

78

(278)

2008-09

(` Lakh)

(1040)

8619

8964

579

20

8364

2009-10

BHARTI AXA

TABLE 58: PRIVATE SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

23311

Operating Expenses related to Insurance


Business

246

Note: Figure in brackets indicates negative value

TOTAL (C )

Transfer to Other Reserves

Transfer to Catastrophe Reserve

Transfer to Shareholders' Account

APPROPRIATIONS

(4038)

(4038)

71582
(4038)

Operating Profit/(Loss) C= (A B)

Other-Miscellaneous

TOTAL (B)

(128)

Premium Deficiency

(178)

Commission

48578

Claims Incurred (Net)

Solatium Fund

67544

TOTAL (A)

Co-Insurance administration fee

4661

138

62737

2010-11

Interest, Dividend & Rent Gross

Others

Profit/ Loss on sale/redemption of


Investments

Premiums earned (Net)

Particulars

(1569)

(1569)

(1569)

51812

128

19395

(2145)

34434

50243

3506

501

46229

2009-10

206

206

206

41173

16395

(2801)

27578

41378

2702

12

128

38536

2008-09

250

250

250

26488

(24)

13212

(2266)

15565

26738

1651

13

188

24886

2007-08

752

752

752

12934

24

7949

(2115)

7077

13687

915

11

32

12728

2006-07

(860)

(860)

(860)

10440

5719

(2172)

6893

9580

659

45

36

8840

2005-06

CHOLAMANDALAM

(974)

(974)

(974)

8524

(14)

4293

(1226)

5472

7550

383

53

7104

2004-05

TOTAL (FIRE+MARINE+MISCELLANEOUS)

(1722)

(1722)

(1722)

4555

14

3293

(841)

2089

2833

211

236

2383

2003-04

(1029)

(1029)

(1029)

1181

1295

(176)

62

152

35

110

2002-03

(10543)

(10543)

(10543)

45851

(75)

32

19325

(1333)

27902

35308

2196

192

32912

2010-11

(9967)

(9967)

(9967)

29508

24

21

14274

(1726)

16915

19542

700

88

18748

2009-10

(9245)

(9245)

(9245)

15205

51

(2121)

(2121)

(2121)

1992

2059

9878

(125)

58

(129)

(129)

2007-08

(` Lakh)

(737)

6003

5960

262

15

5682

2008-09

FUTURE GENERALI

TABLE 58: PRIVATE SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

66170
53230
(3864)
22920

Interest, Dividend & Rent Gross

TOTAL (A)

Claims Incurred (Net)

Commission

Operating Expenses related to Insurance Business

247

Note: Figure in brackets indicates negative value

TOTAL (C )

Transfer to Other Reserves

Transfer to Catastrophe Reserve

Transfer to Shareholders' Account

(6115)

(6115)

(6115)

Operating Profit/(Loss) C= (A B)

APPROPRIATIONS

72286

TOTAL (B)

Other-Miscellaneous

Premium Deficiency

Solatium Fund

Co-Insurance administration fee

319
4864

Others

352

60636

2010-11

Profit/ Loss on sale/redemption of Investments

Premiums earned (Net)

Particulars

(10805)

(10805)

(10805)

54121

18278

(3743)

39586

43316

2378

686

247

40006

2009-10

(3476)

(3476)

(3476)

23206

10751

(2034)

14489

19730

1252

363

167

17947

2008-09

(2264)

(2264)

(2264)

18436

7409

(451)

11477

16172

790

361

16

15005

2007-08

(198)

(198)

(198)

14882

6395

484

8003

14684

756

(125)

24

14029

2006-07

HDFC ERGO

TOTAL (FIRE+MARINE+MISCELLANEOUS)

101

101

101

14521

5767

780

7973

14622

720

55

12

13835

2005-06

(1195)

(1195)

(1195)

13592

4608

1071

7913

12397

532

(94)

34

11925

2004-05

(3013)

(3013)

(3013)

7368

4032

234

3101

4355

189

181

3985

2003-04

TABLE 58: PRIVATE SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.)

(902)

(902)

(902)

955

915

(48)

88

53

12

(2)

42

2002-03

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

248

Transfer to Shareholders' Account

Note: Figure in brackets indicates negative value

TOTAL (C )

Transfer to Other Reserves

Transfer to Catastrophe Reserve


(18063)

(18063)

(18063)

Operating Profit/(Loss) C= (A B)

APPROPRIATIONS

335798

TOTAL (B)

185

Premium Deficiency

Other-Miscellaneous

67979

Solatium Fund

(5430)

Commission

Operating Expenses related to Insurance Business

2106

273064

Claims Incurred (Net)

Co-Insurance administration fee

194838

317735

TOTAL (A)

3677

1515

1515

1515

251473

(985)

55514

252987

14325

5793
16742

Others

15703

219282

2009-10

9583

285616

2010-11

Interest, Dividend & Rent Gross

Profit/ Loss on sale/redemption of Investments

Premiums earned (Net)

Particulars

(8776)

(8776)

(8776)

4733

4733

4733

165597

229433

305

56116

(13656)

122832

170329

10351

(240)

3500

156718

2007-08

680

67858

(7558)

168454

220657

14211

(2182)

11263

197365

2008-09

2292

2292

2292

112210

49873

(19048)

81384

114502

5337

(133)

2633

106665

2006-07

1804

1804

1804

56180

29827

(12573)

38925

57984

2076

(49)

3189

52768

2005-06

ICICI LOMBARD

TOTAL (FIRE+MARINE+MISCELLANEOUS)

2644

2644

2644

21291

(352)

15094

(8927)

15476

23935

1003

(2)

1373

21561

2004-05

2699

2699

2699

6104

322

8941

(10164)

7005

8803

638

11

246

7908

2003-04

(704)

(704)

(704)

3771

(485)

4195

(1721)

1782

3066

251

15

77

2723

2002-03

TABLE 58: PRIVATE SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.)

(1307)

(1307)

(1307)

1490

515

1200

(404)

179

184

42

141

2001-02

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

249

Note: Figure in brackets indicates negative value

TOTAL (C )

Transfer to Other Reserves

Transfer to Catastrophe Reserve

Transfer to Shareholders' Account

(7351)

(7351)

(7351)

APPROPRIATIONS

132422

Other-Miscellaneous

Operating Profit/(Loss) C= (A B)

Premium Deficiency

TOTAL (B)

Co-Insurance administration fee

31864

Solatium Fund

Operating Expenses related to Insurance


Business

1511

99046

Claims Incurred (Net)

Commission

125070

TOTAL (A)

11323

(44)

Others

Interest, Dividend & Rent Gross

282

113510

2010-11

Profit/ Loss on sale/redemption of


Investments

Premiums earned (Net)

Particulars

2147

2147

2147

100713

24927

2519

73267

102860

10457

(28)

208

92222

2009-10

(1284)

(1284)

(1284)

93142

23962

(323)

69502

91858

8254

(4)

315

83293

2008-09

(981)

(981)

(981)

70110

(100)

20131

(395)

50474

69129

4972

184

63967

2007-08

2115

2115

2115

56180

20473

(4152)

39859

58295

3412

116

54760

2006-07

1100

1100

1100

35735

50

15289

(4011)

24407

36835

2180

54

34598

2005-06

IFFCO TOKIO

1515

1515

1515

17115

10

568

568

568

10105

6430

(3610)

7285

10673

625

25

10023

2003-04

9718

(4535)

11923

18631

1014

69

11

17537

2004-05

TOTAL (FIRE+MARINE+MISCELLANEOUS)

(23)

(23)

(23)

4270

4868

(3447)

2849

4247

297

3950

2002-03

(823)

(823)

(823)

1256

2365

(1537)

428

432

58

374

2001-02

(` Lakh)

(1774)

(1774)

(1774)

1648

1429

36

183

(126)

43

(175)

2010-11

(1566)

(1566)

(1566)

1240

1195

45

(326)

(331)

2009-10

RAHEJA QBE

TABLE 58: PRIVATE SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

133138
(2252)
44687

Claims Incurred (Net)

Commission

Operating Expenses related to Insurance


Business

250

Note: Figure in brackets indicates negative value

TOTAL (C )

Transfer to Other Reserves

Transfer to Catastrophe Reserve

Transfer to Shareholders' Account

(35266)

(35266)

Operating Profit/(Loss) C= (A B)

APPROPRIATIONS

175574
(35266)

TOTAL (B)

(12623)

(12623)

(12623)

162860

Other-Miscellaneous

(254)

48063

(3519)

118569

150237

8404

12

1897

139925

2009-10

Premium Deficiency

Solatium Fund

140308

TOTAL (A)

Co-Insurance administration fee

10023

10

Others

Interest, Dividend & Rent Gross

894

129380

2010-11

Profit/ Loss on sale/redemption of


Investments

Premiums earned (Net)

Particulars

(9864)

(9864)

(9864)

158569

254

54104

(3155)

107366

148705

8041

1775

138886

2008-09

(20608)

(20608)

(20608)

123378

56286

(7976)

75068

102770

4537

(1)

2230

96003

2007-08

(1340)

(1340)

(1340)

27468

18092

(7943)

17318

26128

1212

485

24426

2006-07

1091

1091

1091

4773

2724

(1395)

3444

5864

414

53

5397

2005-06

RELIANCE

15

15

15

5301

32

32

32

3172

3333

(2535)

2374

3203

472

99

2632

2003-04

3431

(1967)

3836

5315

429

20

64

4803

2004-05

TOTAL (FIRE+MARINE+MISCELLANEOUS)

78

78

78

1724

2668

(2861)

1917

1802

545

19

306

932

2002-03

(581)

(581)

(581)

798

1451

(814)

161

217

95

121

2001-02

(6252)

(6252)

(6252)

6329

11

6109

(36)

245

77

54

(5)

28

2010-11

L&T

TABLE 58: PRIVATE SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.)

(7716)

(7716)

(7716)

7529

7055

(90)

564

(186)

65

(253)

2010-11

SBI

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

251

Note: Figure in brackets indicates negative value

TOTAL (C )

Transfer to Other Reserves

Transfer to Catastrophe Reserve

Transfer to Shareholders' Account

APPROPRIATIONS

(3721)

(3721)

98575
(3721)

Operating Profit/(Loss) C= (A B)

Other-Miscellaneous

TOTAL (B)

Premium Deficiency

30471

Operating Expenses related to Insurance


Business

2082

Commission

66022

Claims Incurred (Net)

Solatium Fund

94854

TOTAL (A)

Co-Insurance administration fee

7082

17

Others

Interest, Dividend & Rent Gross

136

87619

2010-11

Profit/ Loss on sale/redemption of


Investments

Premiums earned (Net)

Particulars

1086

1086

1086

77381

23397

3077

50907

78467

5956

1016

71486

2009-10

(937)

(937)

(937)

66397

21955

3206

41235

65460

5149

499

59806

2008-09

(783)

(783)

(783)

48875

17435

1624

29815

48092

3373

11

124

44583

2007-08

1740

1740

1740

33916

13640

(97)

20374

35657

2230

66

33358

2006-07

325

325

325

26028

10481

(619)

16166

26354

1337

70

24944

2005-06

ROYAL SUNDARAM

27

27

27

18130

7282

(523)

11371

18156

841

(16)

17328

2004-05

TOTAL (FIRE+MARINE+MISCELLANEOUS)

(14)

(14)

(14)

14199

6576

(1338)

8961

14185

617

343

13223

2003-04

(1667)

(1667)

(1667)

10047

5535

(1347)

5859

8380

464

267

7649

2002-03

(3298)

(3298)

(3298)

4749

4200

(615)

1163

1452

130

14

1308

2001-02

1203

1203

1203

35021

178

7871

1464

25508

36224

2912

309

33003

2010-11

1928

1928

1928

13060

(977)

(977)

(977)

3069

1861

4103

1200

2093

320

57

1715

2008-09

(` Lakh)

(642)

9500

14988

1066

319

13605

2009-10

SHRIRAM

TABLE 58: PRIVATE SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

252
(4902)

Note: Figure in brackets indicates negative value

TOTAL (C )

Transfer to Other Reserves

Transfer to Catastrophe Reserve

Transfer to Shareholders' Account

(4902)

Operating Profit/(Loss) C= (A B)

APPROPRIATIONS

85786
(4902)

TOTAL (B)

72

29422

Operating Expenses related to Insurance


Business

Other-Miscellaneous

1899

Commission

54311

Claims Incurred (Net)

Premium Deficiency

80884

TOTAL (A)

43

6930

Interest, Dividend & Rent Gross

38

(249)

Others

Solatium Fund

1534

Profit/ Loss on sale/redemption of


Investments

Co-Insurance administration fee

72669

2010-11

Premiums earned (Net)

Particulars

UNIVERSAL SOMPO

(` Lakh)

(1517)

(1517)

(1517)

67035

96

24

34

25016

2229

39637

65518

5531

(141)

1155

58973

(826)

(826)

(826)

64503

173

23

46

26885

1982

35567

63850

4709

236

157

58748

747

747

747

47962

1525

1525

1525

39121

19355

23119

(944)

20711

40647

2124

63

295

38165

147

24695

48708

3245

57

21

45385

1809

1809

1809

29026

15113

(2102)

16015

30836

1794

101

385

28556

2014

2014

2014

22555

10655

(649)

12549

24569

1679

127

22760

142

142

142

15497

17

7609

(587)

8458

15639

218

1059

14362

(1918)

(1918)

(1918)

10728

5645

(923)

6006

8810

643

(141)

20

8288

(3683)

(3683)

(3683)

4950

4579

(649)

1020

1267

1267

(6161)

(6161)

(6161)

26828

170

27

11646

769

14216

20667

1263

(33)

162

19275

(6663)

(6663)

(6663)

14794

8344

685

5749

8131

596

(39)

50

7524

(3019)

(3019)

(3019)

3087

2743

100

241

68

146

(87)

(768)

(768)

(768)

726

729

(3)

(42)

(43)

2009-10 2008-09 2007-08 2006-07 2005-06 2004-05 2003-04 2002-03 2001-02 2010-11 2009-10 2008-09 2007-08

TATA AIG

TOTAL (FIRE+MARINE+MISCELLANEOUS)

TABLE 58: PRIVATE SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT (Concld.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

253

Note :Figure in brackets indicates negative value

OPERATING PROFIT/(LOSS)
(a) Fire Insurance
(b) Marine Insurance
(c ) Miscellaneous Insurance
INCOME FROM INVESTMENTS
(a) Interest, Dividend & Rent Gross
(b) Profit on sale of investments
Less: Loss on sale of investments
Other Income
TOTAL (A)
Provisions (Other than taxation)
(a) For diminution in the value of investments
(b) For doubtful debts
(c) Others
OTHER EXPENSES
(a)Expenses other than those related to Insurance Business
(b)Bad debts written off
(c) Others -preliminary & pre-operative, amortizations
TOTAL (B)
Profit Before Tax
Prior Period Adjustment Account
Provision for Taxation
Profit After Tax
APPROPRIATIONS
(a)Interim dividends paid during the year
(b) Proposed final dividend
(c)Dividend distribution tax
(d)Transfer to any Reserves or Deferred Tax of last year or
Reserve for Unexpired Risks
(e) Catastrophe Reserve
Balance of profit/ loss B/f from last year
Balance C/f to Balance Sheet

Particulars

280
17980
(5898)
12083

39562
51645

184
6191
(1864)
4327

51645
55973

31

33

249

5650
270
(35)
102
18261

6260
152
(108)
286
6375

151

3964
(268)
8578

2009-10

3724
995
(4934)

2010-11

30047
39562

(5461)
9516

446
14977

277

169

4923
812
(406)
453
15423

2980
(1079)
7739

2008-09

19485
30047

6228
10562

393
16790

357

36

3356
1319
(89)
203
17183

7196
(73)
5271

2007-08

12036
19573

4166
7537

217
11703

217

2051
326
(46)
295
11920

7921
(2289)
3663

2006-07

6879
12036

3026
5156

18
193
8183

175

981
166
(36)
584
8376

4691
(586)
2577

2005-06

BAJAJ ALLIANZ

2170
6880

2987
4709

60
7696

42
18

841
255
(61)
56
7756

4724
(555)
2496

2004-05

1
2170

1008
2169

18
58
3177

40

741
233
(3)
36
3235

2252
(336)
313

2003-04

TABLE 59: PRIVATE SECTOR NON-LIFE INSURERS: SHAREHOLDERS ACCOUNT

(961)
1

750
963

18
27
1713

808
126
(1)
2
1740

1197
74
(466)

2002-03

(962)

(365)
(962)

45
47
(1326)

871
395
(6)
1
(1280)

237
2
(2780)

2001-02

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

254

Note :Figure in brackets indicates negative value

OPERATING PROFIT/(LOSS)
(a) Fire Insurance
(b) Marine Insurance
(c ) Miscellaneous Insurance
INCOME FROM INVESTMENTS
(a) Interest, Dividend & Rent Gross
(b) Profit on sale of investments
Less: Loss on sale of investments
Other Income
TOTAL (A)
Provisions (Other than taxation)
(a) For diminution in the value of investments
(b) For doubtful debts
(c) Others
OTHER EXPENSES
(a)Expenses other than those related to Insurance Business
(b)Bad debts written off
(c) Others -preliminary & pre-operative, amortizations
TOTAL (B)
Profit Before Tax
Prior Period Adjustment Account
Provision for Taxation
Profit After Tax
APPROPRIATIONS
(a)Interim dividends paid during the year
(b) Proposed final dividend
(c)Dividend distribution tax
(d)Transfer to any Reserves or Deferred Tax of last year or Reserve
for Unexpired Risks
(e) Catastrophe Reserve
Balance of profit/ loss B/f from last year
Balance C/f to Balance Sheet

Particulars

BHARTI AXA

(` Lakh)

1090
229
0
535
285
50

1733
89
(43)

60
1185
(486)
699

561

401
539

100
185
51
236

539
775

(2259)
(34)
(2293)

775
(1518)

50

(2259)

975
46

18
1245

194
(163)
(1600)

45
192
(4276)

663
178
(635)

(323)
401

330
724

1054

722
82

1054

1950
(239)
(1461)

(1571)
(323)

130
1249

1379

605
21

1379

1790
(506)
(532)

(1259)
(1571)

62
(312)

(250)

573
36
(5)

(250)

(70)
(345)
(440)

(926)
(1259)

(334)

(334)

562
78

(334)

179
(111)
(1042)

(311)
(926)

(615)

(615)

522
585

(615)

40
(82)
(1680)

214

(21358) (7127)
(311) (38392) (21358)

(5)
(4)
(311) (17035) (14230)

279

330
214
(311) (17030) (14226)

51

163
106
204
886
203
125

481
91
19 (16816) (14226)

(306) (1134) (1671)


(7)
(272)
(284)
(717) (16200) (12692)

(1352)
(7127)

(44)
(5775)

35
597
(5732)

562

165
88

152
(5135)

(497)
(139)
(4904)

2010-11 2009-10 2008-09 2007-08 2006-07 2005-06 2004-05 2003-04 2002-03 2010-11 2009-10 2008-09

CHOLAMANDALAM

TABLE 59: PRIVATE SECTOR NON-LIFE INSURERS: SHAREHOLDERS ACCOUNT (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

255

Note: Figure in brackets indicates negative value

OPERATING PROFIT/(LOSS)
(a) Fire Insurance
(b) Marine Insurance
(c ) Miscellaneous Insurance
INCOME FROM INVESTMENTS
(a) Interest, Dividend & Rent Gross
(b) Profit on sale of investments
Less: Loss on sale of investments
Other Income
TOTAL (A)
Provisions (Other than taxation)
(a) For diminution in the value of investments
(b) For doubtful debts
(c) Others
OTHER EXPENSES
(a)Expenses other than those related to Insurance Business
(b)Bad debts written off
(c) Others -preliminary & pre-operative, amortizations
TOTAL (B)
Profit Before Tax
Prior Period Adjustment Account
Provision for Taxation
Profit After Tax
APPROPRIATIONS
(a)Interim dividends paid during the year
(b) Proposed final dividend
(c)Dividend distribution tax
(d)Transfer to any Reserves or Deferred Tax of last year or
Reserve for Unexpired Risks
(e) Catastrophe Reserve
Balance of profit/ loss B/f from last year
Balance C/f to Balance Sheet

Particulars

HDFC ERGO

(` Lakh)

(224)
(1933)

123
(1701)

(19436) (10466) (1933)


(28388) (19436) (10466)

(8970)

(8952)

37
146
(8496)

123

552

(10)
(1578)

(665)
(157)
(1299)

8
(1709)

42
54
(8970)

20
(8952)

109

858
48

(11)
(8350)

(683)
(287)
(8275)

(37)
(8533)

12

958
117

(25)
(8917)

1459
129

22
(8932)

20

(1060)
(458)
(8448)

(1018)
(610)
(8915)

(3643)

32
(3643)

16
(9430)

4
(9446)

(54)
(9442)

(68)
(3611)

32

1284
133

2399
174

1036
1067
48
(143)
(7199) (11729)

(16715) (7284)
(224) (20357) (16715)

0
(224)

231
(223)

231

(4710)
(7284)

(53)
(2575)

(2521)

(1)
(2521)

843
113

691
(185)
(3982)

(3010)
(4710)

23
(1700)

44
(1677)

44

(4)
(1633)

623
12

224
(176)
(2311)

(3210)
(3010)

50
200

81
250

81

(153)
331

662
21

164
(55)
(308)

(3651)
(3210)

39
441

81
480

81

(152)
561

602
10

(66)
(19)
187

(2852)
(3651)

(799)

17
81
(799)

64

(96)
(717)

539
34

(27)
(7)
(1160)

(633)
(2852)

(2219)

17
81
(2219)

64

(2138)

447
429

(54)
(3)
(2958)

(633)

(633)

8
37
(633)

29

(596)

284
23

(903)

2010-11 2009-10 2008-09 2007-08 2006-07 2010-11 2009-10 2008-09 2007-08 2006-07 2005-06 2004-05 2003-04 2002-03

FUTURE GENERALI

TABLE 59: PRIVATE SECTOR NON-LIFE INSURERS: SHAREHOLDERS ACCOUNT (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

256

Note: Figure in brackets indicates negative value

OPERATING PROFIT/(LOSS)
(a) Fire Insurance
(b) Marine Insurance
(c ) Miscellaneous Insurance
INCOME FROM INVESTMENTS
(a) Interest, Dividend & Rent Gross
(b) Profit on sale of investments
Less: Loss on sale of investments
Other Income
TOTAL (A)
Provisions (Other than taxation)
(a) For diminution in the value of investments
(b) For doubtful debts
(c) Others
OTHER EXPENSES
(a)Expenses other than those related to Insurance Business
(b)Bad debts written off
(c) Others -preliminary & pre-operative, amortizations
TOTAL (B)
Profit Before Tax
Prior Period Adjustment Account
Provision for Taxation
Profit After Tax
APPROPRIATIONS
(a)Interim dividends paid during the year
(b) Proposed final dividend
(c)Dividend distribution tax
(d)Transfer to any Reserves or Deferred Tax of last year or
Reserve for Unexpired Risks
(e) Catastrophe Reserve
Balance of profit/ loss B/f from last year
Balance C/f to Balance Sheet

Particulars

L&T

SBI

(` Lakh)

(1438)
14393
6452
1097
1079

11686
17450

200
(8034)
5659

940
1052

17450
1765

9324
11686

2335
2362

104
4518
27

802
1179
15831

4352

62

307

2704

8141
6452
(1272)
1
4546

70

7837
8589
(956)
24
17009

9156
4528
(204)
248
(4335)

(2301)
(5740)
(735)

136
250
810
3899
(8234)

511
525
479

(2707)
(2220)
(13136)

6816
9324

5912

1005
863

2735
10287

534
13022

59

475

6679
2258
(134)
20
13557

1605
(3812)
6940

5320
6816

4384

615
342

1176
6836

53
8012

53

3918
1933
(98)
20
8065

7385
(1204)
(3889)

2940
5320

2325

326

422
5031

35
5453

35

1468
2256
(40)
0
5488

4813
(1204)
(1806)

593
2940

2200
288

553
4835

25
5387

25

1166
1694
(98)
8
5412

5235
(819)
(1773)

(598)
593

1761

226

1046
3178

117
140
4224

23

1199
464
(2)
4
4364

3831
(702)
(430)

(928)
(598)

89
330

16
43
419

27

888
298
(26)
5
461

(471)
(174)
(59)

(127)
(929)

(47)

(264)
(849)

16
332
(1113)

316

520
6

(780)

(6)

(1301)

(127)

(127)

7
127
(127)

120

(809)
(6741)

(5932)

16
(5932)

16

370
12
(47)
0
(5917)

(873)
(179)
(5200)

(1099)
(3781)

(2682)

13
13
(2682)

7
(2669)

5018
22

(3966)
(46)
(3704)

2010-11 2009-10 2008-09 2007-08 2006-07 2005-06 2004-05 2003-04 2002-03 2001-02 2000-01 2010-11 2010-11

ICICI LOMBARD

TABLE 59: PRIVATE SECTOR NON-LIFE INSURERS: SHAREHOLDERS ACCOUNT (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

257

Note: Figure in brackets indicates negative value

OPERATING PROFIT/(LOSS)
(a) Fire Insurance
(b) Marine Insurance
(c ) Miscellaneous Insurance
INCOME FROM INVESTMENTS
(a) Interest, Dividend & Rent Gross
(b) Profit on sale of investments
Less: Loss on sale of investments
Other Income
TOTAL (A)
Provisions (Other than taxation)
(a) For diminution in the value of investments
(b) For doubtful debts
(c) Others
OTHER EXPENSES
(a)Expenses other than those related to Insurance Business
(b)Bad debts written off
(c) Others -preliminary & pre-operative, amortizations
TOTAL (B)
Profit Before Tax
Prior Period Adjustment Account
Provision for Taxation
Profit After Tax
APPROPRIATIONS
(a)Interim dividends paid during the year
(b) Proposed final dividend
(c)Dividend distribution tax
(d)Transfer to any Reserves or Deferred Tax of last year or Reserve for
Unexpired Risks
(e) Catastrophe Reserve
Balance of profit/ loss B/f from last year
Balance C/f to Balance Sheet

Particulars

49

49
3861
(1323)
2538

741
126

5629
7300

52
(4937)
1667
(3270)

(3)

7300
4033

1300
26

437
3910

2216
55

196
(4885)

52

(1211)
(1185)
4543

2009-10

(1734)
(1197)
(4420)

2010-11

5379
5629

(442)
250

38
692

38

1899
73

42
730

514
(884)
(914)

2008-09

4662
5379

470
716

83
1186

83

2120
78

51
1269

1499
(792)
(1688)

2007-08

2979
4662

880
150

1533
2713

76
4246

76

2109
72

27
4322

3697
(3175)
1593

2006-07

2520
2979

880
123

948
1462

39
2410

39

1316
33

2449

4600
(1278)
(2222)

2005-06

IFFCO TOKIO

1048
2520

892
1472

25
2364

25

847
9

17
2389

2815
(651)
(649)

2004-05

654
1048

500
64

462
958

25
1421

25

877

1446

1566
(438)
(560)

2003-04

243
654

200
26

301
636

20
937

20

981

957

962
(307)
(679)

2002-03

141
307

6
167

17
173

17

1012

189

(108)
(92)
(622)

2001-02

TABLE 59: PRIVATE SECTOR NON-LIFE INSURERS: SHAREHOLDERS ACCOUNT (Contd.)

12

141

95
152

247

366

247

(81)
(1)
(37)

2000-01

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

258

Note: Figure in brackets indicates negative value

OPERATING PROFIT/(LOSS)
(a) Fire Insurance
(b) Marine Insurance
(c ) Miscellaneous Insurance
INCOME FROM INVESTMENTS
(a) Interest, Dividend & Rent Gross
(b) Profit on sale of investments
Less: Loss on sale of investments
Other Income
TOTAL (A)
Provisions (Other than taxation)
(a) For diminution in the value of investments
(b) For doubtful debts
(c) Others
OTHER EXPENSES
(a)Expenses other than those related to Insurance Business
(b)Bad debts written off
(c) Others -preliminary & pre-operative, amortizations
TOTAL (B)
Profit Before Tax
Prior Period Adjustment Account
Provision for Taxation
Profit After Tax
APPROPRIATIONS
(a)Interim dividends paid during the year
(b) Proposed final dividend
(c)Dividend distribution tax
(d)Transfer to any Reserves or Deferred Tax of last year or
Reserve for Unexpired Risks
(e) Catastrophe Reserve
Balance of profit/ loss B/f from last year
Balance C/f to Balance Sheet

Particulars

RELIANCE

(` Lakh)

(215)
271
(5232) (16555)

(920) (21589) (16547) (11315)


5240
(1484) (52749) (21589) (16547) (11315)

4012
(5043)

(1499)
(2226)

(31)

(39)
(31)
(5017) (16284)

(39)

(184)
(564) (31160)

(1415)
(9055)

(39)

(727)

(45)

3960
2443
910
1305
(36)
(104)
51
711
(4978) (16253)

(1449)
(564) (30976)

(1404)

(1376)

3955
1058
(165)
135
(7640)

16
(727)

16

4819
1382
(875)
412
(564) (29527)

992
10

(171)
1559
1898
1810
2444
(15)
222
(2) (1135)
(580)
(1380) (37046) (14519) (10539) (22472)

1173
(110)

(711)

(315)
(50)
(1410)

5078
5240

61
163

(20)
224

(20)

1070
428

86
244

3577
(220)
(4697)

3641
5077

671
1437

21
2107

21

918
118

1
2128

793
(397)
694

3057
3641

138
583

37
191
721

42

111

789
142
(25)
(8)
912

734
(83)
(637)

2159
3057

149
899

37
37
1048

870
199
(16)
2
1085

600
37
(605)

724
2159

101
1435

37
58
1536

21

958
540
(2)
18
1594

932
(130)
(723)

45

(13)

45
735

45

37
43
45

469
39

88

(53)

(367)

61
678

37
37
738

1348
336
(330)
2
775

(96)
(48)
(437)

2010-11 2009-10 2009-10 2009-10 2008-09 2007-08 2006-07 2005-06 2004-05 2003-04 2002-03 2001-02 2000-01

RAHEJA QBE

TABLE 59: PRIVATE SECTOR NON-LIFE INSURERS: SHAREHOLDERS ACCOUNT (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

259

Note: Figure in brackets indicates negative value

OPERATING PROFIT/(LOSS)
(a) Fire Insurance
(b) Marine Insurance
(c ) Miscellaneous Insurance
INCOME FROM INVESTMENTS
(a) Interest, Dividend & Rent Gross
(b) Profit on sale of investments
Less: Loss on sale of investments
Other Income
TOTAL (A)
Provisions (Other than taxation)
(a) For diminution in the value of investments
(b) For doubtful debts
(c) Others
OTHER EXPENSES
(a)Expenses other than those related to Insurance Business
(b)Bad debts written off
(c) Others -preliminary & pre-operative, amortizations
TOTAL (B)
Profit Before Tax
Prior Period Adjustment Account
Provision for Taxation
Profit After Tax
APPROPRIATIONS
(a)Interim dividends paid during the year
(b) Proposed final dividend
(c)Dividend distribution tax
(d)Transfer to any Reserves or Deferred Tax of last year or
Reserve for Unexpired Risks
(e) Catastrophe Reserve
Balance of profit/ loss B/f from last year
Balance C/f to Balance Sheet

Particulars

SHRIRAM

(` Lakh)

5
3401
(304)
3097

1282
4379

5
(1488)
(526)
(2014)

4379
2365

20
3405

6
(1483)

1888
411

2179
54

748
70
267

659
157
(4536)

715
1282

(407)
566

3
31
973

28

1708
201

32
1004

533
(181)
(1288)

244
715

6
471

21
52
477

31

1255
50

6
529

638
44
(1465)

(1875)
244

600
2119

8
15
2718

963
29

1
2733

1881
194
(335)

(2738)
(1875)

151
863

15
1015

15

668
35
(1)
2
1030

1153
(224)
(604)

(3239)
(2738)

34
501

10
15
535

530
38
(48)
3
550

742
(6)
(710)

(4040)
(3238)

801

10
15
801

532
296

3
817

923
59
(996)

(3540)
(4039)

(499)

10
10
(499)

748
430

(489)

609
(151)
(2124)

(1088)
(3540)

(2453)

15
25
(2453)

10

785
82

3
(2428)

(493)
(151)
(2654)

(1088)

(1088)

10
(1088)

10

395
2

(1077)

(4)

(1471)

1197
2452

(571)
1255

15
1826

15

582

31
24
1841

197
5
1001

(390)
1197

(887)
1587

11
2474

11

516

26
14
2485

4
(0)
1925

(390)

139
(390)

73
78
(529)

511

13
1
(452)

(47)
(5)
(925)

2010-11 2009-10 2008-09 2007-08 2006-07 2005-06 2004-05 2003-04 2002-03 2001-02 2000-01 2010-11 2009-10 2008-09

ROYAL SUNDARAM

TABLE 59: PRIVATE SECTOR NON-LIFE INSURERS: SHAREHOLDERS ACCOUNT (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

260

Note: Figure in brackets indicates negative value

OPERATING PROFIT/(LOSS)
(a) Fire Insurance
(b) Marine Insurance
(c ) Miscellaneous Insurance
INCOME FROM INVESTMENTS
(a) Interest, Dividend & Rent Gross
(b) Profit on sale of investments
Less: Loss on sale of investments
Other Income
TOTAL (A)
Provisions (Other than taxation)
(a) For diminution in the value of investments
(b) For doubtful debts
(c) Others
OTHER EXPENSES
(a)Expenses other than those related to Insurance Business
(b)Bad debts written off
(c) Others -preliminary & pre-operative, amortizations
TOTAL (B)
Profit Before Tax
Prior Period Adjustment Account
Provision for Taxation
Profit After Tax
APPROPRIATIONS
(a)Interim dividends paid during the year
(b) Proposed final dividend
(c)Dividend distribution tax
(d)Transfer to any Reserves or Deferred Tax of last year or
Reserve for Unexpired Risks
(e) Catastrophe Reserve
Balance of profit/ loss B/f from last year
Balance C/f to Balance Sheet

Particulars

2
1178
(700)
191
670

2409
3079

(2)
9

72
(2105)
1647
(458)

3079
2620

3497
2409

1512

(5)
86

593
950

(526)
424

512

1880
3497

(2)
18

(57)
2692

1075
1617

(73)
127

366
2687

1326
1360

239

1149
255
(234)
73
3053

2808
(367)
(632)

200506

200304

200203

200102

140

374
514
2440

1216
1224

892
2

47
2955

870 1219
27

61
7
(959) (2457)

140
140

228
191
301
368
332
301
725 (1291) (2758)

(804)

1529 (1291) (2758)

832

120
1093

1793
1963
1018
124
(86) (206) (641) (386)
307 (1615) (2295) (3422)

200405

(277) (1638) (2862) (4391) (3100) (342)


1880 (277) (1638) (2862) (4391) (3100)

(2)

(168)
3305

1148
2157

43
(209)

1874
14
(47)
48
2635

65

2179
93
13
85
1542

1526
260
(197)
23
3137

200607

2223
611
(177)
40
1180

200708

2318
659
(165)
57
(2033)

200809
2249
(485)
(239)

200910

2368
2027
2280
2499
(1889) (485) (1878) (673)
(5381) (3059) (1228) (1079)

201011

TATA AIG
200809

(73)
(5125)

8
8
(5051)

1651

(42)
(1411)

0
0

8
8
8
8
(5353) (1419)

146
(20)
(5207) (1439)

1288
130

30 (100)
(5044) (5345)

1020
211

(759) (1452) (1198)


(454) (221)
(69)
(4948) (4989) (1752)

200910

(6676) (1469)
(30)
(342) (11800) (6676) (1469)

44
44
(342)

(342)

234
8

(298)

(102)
(73)
(365)

2000- 2010-11
01

(30)

141

5
146
(38)

(9)
(30)

881

(5)
107

(766)

(2)

200708

(` Lakh)

UNIVERSAL SOMPO

TABLE 59: PRIVATE SECTOR NON-LIFE INSURERS: SHAREHOLDERS ACCOUNT (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

261

Note: Figure in brackets indicates negative value

OPERATING PROFIT/(LOSS)
(a) Fire Insurance
(b) Marine Insurance
(c ) Miscellaneous Insurance
INCOME FROM INVESTMENTS
(a) Interest, Dividend & Rent Gross
(b) Profit on sale of investments
Less: Loss on sale of investments
Other Income
TOTAL (A)
Provisions (Other than taxation)
(a) For diminution in the value of investments
(b) For doubtful debts
(c) Others
OTHER EXPENSES
(a)Expenses other than those related to Insurance Business
(b)Bad debts written off
(c) Others -preliminary & pre-operative, amortizations
TOTAL (B)
Profit Before Tax
Prior Period Adjustment Account
Provision for Taxation
Profit After Tax
APPROPRIATIONS
(a)Interim dividends paid during the year
(b) Proposed final dividend
(c)Dividend distribution tax
(d)Transfer to any Reserves or Deferred Tax of last year or Reserve for
Unexpired Risks
(e) Catastrophe Reserve
Balance of profit/ loss B/f from last year
Balance C/f to Balance Sheet

Particulars

29184
11710
(1307)
1219
407
50
339
(1376)

40809
7559
(1411)
1702
(80005)

2801
(1404)
432

852
298
(2720)
(700)
(5436)
(8856)
6452
741
1223
1079

16905
(1447)

256
(85743)
5659

937
1052

(3355)
(96746)

610
259
831
3097
(85999)

4849
(2628)
(42625)

2009-10

(2918)
(5298)
(120302)

2010-11

30024
17825

2073

1037
86
259
6476
(4910)

(5216)
(10126)

4412
681

27812
8836
(1688)
782
1644

4746
(11404)
(27440)

2008-09

34772
31376

5912

1005
863

805
18
25
1287
15520

11136
4384

475
36
(73)

20504
5119
(374)
1021
16869

16622
(6457)
(19565)

2007-08

18479
34898

4384
880
764
342

643

8
485
31653

8864
22789

43
(209)

12906
3089
(336)
298
32137

28663
(7739)
(4744)

2006-07

6695
18478

2325
880
450

494

18
751
22085

6646
15438

239

7675
2909
(315)
508
22836

18723
(4419)
(2245)

2005-06

(3009)
6695

2200
288

343

457
911
18011

5819
12192

111

6166
2253
(233)
27
18922

16195
(2318)
(3169)

2004-05

PRIVATE TOTAL

(7159)
(3009)

1761
500
290

298

428
726
8562

1861
6701

6020
2205
(21)
165
9288

11121
(1671)
(8531)

(7562)
(7157)

200
26

277

559
857
1871

1240
630

21

5700
2330
(28)
86
2727

3941
(1337)
(7965)

2003-04 2002-03

(1371)
(7488)

(34)

345

413
759
(6740)

(562)
(6177)

5755
820
(336)
13
(5981)

(340)
(675)
(11216)

2001-02

TABLE 59: PRIVATE SECTOR NON-LIFE INSURERS: SHAREHOLDERS ACCOUNT (Concld.)

12

(1370)

130

88
224
(1263)

95
(1358)

1465
49

(1040)

(554)
(74)
(1926)

2000-01

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

262

Note: Figure in bracket indicates negative value.

TOTAL

SOURCES OF FUNDS
Share Capital
Reserves & Surplus
Share Application Money
Fair Value Change Account
Borrowings
Others
Deferred Tax Liability
TOTAL
APPLICATION OF FUNDS
Investments
Loans
Fixed Assets
Deferred Tax Asset
CURRENT ASSETS
Cash and Bank Balances
Advances and Other Assets
Sub-Total (A)
CURRENT LIABILITIES
Provisions
Sub-Total (B)
NET CURRENT ASSETS (C) = (A B)
Misc. Expenditure
(to the extent not written off or adjusted)
Profit & Loss Account (Debit Balance)

Particulars

79279
253146
15336
3785
29649
71323
100972
180080
113879
293959
(192987)

83561
330949
15607
4175
66559
27366
93925
231041
130055
361096
(267171)

79279

(51)

(97)

83561

11023
68307

2010

11023
72634

2011

67247

28490
54463
82953
144953
104503
249456
(166503)

12854
1521

219375

67247

11023
56224

2009

57478

22646
30237
52884
101047
92408
193455
(140572)

10075
1652

186323

57478

(253)

11023
46709

2008

41157

22404
11383
33787
70169
58280
128449
(94662)

4778
1001

130041

41157

816

11013
29328

2007

27674

9810
16651
26461
40811
37844
78655
(52194)

3530
536

75802

27674

967

11005
15702

2006

BAJAJ ALLIANZ

18242

7313
4177
11490
28300
27215
55515
(44025)

3069
842

58355

18242

380

10982
6879

2005

2004

13804

4215
3492
7707
16467
15667
32135
(24428)

2892
477

34863

13804

670

10964
2170

TABLE 60: PRIVATE SECTOR NON-LIFE INSURERS: BALANCE SHEET


(As on 31st March)

10915

3217
1619
4836
8378
10189
18567
(13730)

1705
583

22357

10915

(33)

10946
1

2003

10928

961

2334
1854
4188
5089
8178
13267
(9079)

1186
1178

16682

10928

10928

2002

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

263

57215
1403
34
1671
14807
16479
19890
27196
47086
(30607)

96610
2892
0
698
16590
17288
53861
37183
91044
(73757)

26703

28045

28045

26703

957

112

47

2010
26696
1336
(99)

2011
26696
0
(40)

Note: Figure in bracket indicates negative value.

TOTAL

SOURCES OF FUNDS
Share Capital
Reserves & Surplus
Share Application Money
Fair Value Change Account
Borrowings
Others
Deferred Tax Liability
TOTAL
APPLICATION OF FUNDS
Investments
Loans
Fixed Assets
Deferred Tax Asset
CURRENT ASSETS
Cash and Bank Balances
Advances and Other Assets
Sub-Total (A)
CURRENT LIABILITIES
Provisions
Sub-Total (B)
NET CURRENT ASSETS (C) = (A B)
Misc. Expenditure
(to the extent not written off or adjusted)
Profit & Loss Account (Debit Balance)

Particulars

14924

727
13650
14377
17218
21523
38740
(24363)

2811
0

14571

1481
7724
9205
13160
16880
30040
(20835)

2298
108

32999

14571

73
14924
36476

226

14196
401
(252)

2008

171

14196
1100
(617)

2009

14119

323

3062
3963
7025
10356
9456
19812
(12787)

1148

25435

14119

(77)

14196

2007

CHOLAMANDALAM

14196

1571

1330
2210
3540
9485
5830
13315
(9775)

802

21598

14196

14196

2006

14197

1259

951
1491
2442
5565
4653
10218
(7776)

896

19818

14197

14196

2005

14196

926

892
1032
1924
3640
2799
6440
(4516)

705

17081

14196

14196

2004

10500

311

333
331
664
1599
351
1950
(1286)

588

10888

10500

10500

2003

55895

38392

2121
7335
9456
32145
24326
56471
(47014)

3466

61051

55895

42227
13665
0
2

2011

TABLE 60: PRIVATE SECTOR NON-LIFE INSURERS: BALANCE SHEET (Contd.)


(As on 31st March)

33408

21358

2844
3056
5900
12565
12001
24566
(18666)

3178

27538

33408

20000
5891
7500
17

2010

BHARTI AXA

19011

7127

566
1594
2160
3085
1616
4701
(2541)

2825

11600

19011

11

16258
2742

2009

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

264
16715

Note: Figure in bracket indicates negative value.

41574

2468

8327

20357

62368

122361

62800

41574

62800

TOTAL

1
120

4
70

20121

7284

5141
8049
13190
19226
10114
29341
(16151)

1697

27291

20121

20000

41500

2009

48600
10400
3700
39
61

6709
18209
24917
35929
28965
64894
(39977)

2010

10325
11876
22200
64547
45899
110446
(88246)

2011

SOURCES OF FUNDS
Share Capital
Reserves & Surplus
Share Application Money
Fair Value Change Account
Borrowings
Others
Deferred Tax Liability
TOTAL
APPLICATION OF FUNDS
Investments
Loans
Fixed Assets
Deferred Tax Asset
CURRENT ASSETS
Cash and Bank Balances
Advances and Other Assets
Sub-Total (A)
CURRENT LIABILITIES
Provisions
Sub-Total (B)
NET CURRENT ASSETS (C) = (A B)
Misc. Expenditure
(to the extent not written off or adjusted)
Profit & Loss Account (Debit Balance)

Particulars

15231

4710

1399
3377
4776
8964
8563
17527
(12751)

1142

22130

15231

29
202

15000

2008

12706

3010

2310
2620
4929
7720
6821
14541
(9612)
35

1458

17814

12706

6
204

12491

2007

HDFC ERGO

12491

3210

1541
1980
3521
6393
7538
13930
(10410)
99

909

18682

12491

2
16

12474

2006

11986

3651

940
1590
2529
6021
6999
13020
(10491)
163

966

17696

11986

0
30

11957

2005

11956

2852

859
969
1828
3605
5625
9230
(7402)
228

892

15386

11956

2
15

11940

2004

10048

633

152
318
470
603
627
1230
(760)
292

512

9372

10048

1
25

10022

2003

49748

28388

2048
20401
22449
40221
21599
61819
(39370)

2152

58578

29503

19436

953
13087
14040
19531
13430
32961
(18921)

2994

25994

29503

1500
3

2250
(2)

49748

28000

2010

47500

2011

19807

10466

2148
7215
9363
7861
7862
15723
(6360)

2187

13514

19807

759
23

19025

2009

15003

1933

1480
1098
2578
946
485
1431
1147

841

11082

15003

15000

2008

FUTURE GENERALI

TABLE 60: PRIVATE SECTOR NON-LIFE INSURERS: BALANCE SHEET (Contd.)


(As on 31st March)

605

224

399
174

286
287
573
399

208

605

600

2007

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

265

Note: Figure in bracket indicates negative value.

TOTAL

SOURCES OF FUNDS
Share Capital
Reserves & Surplus
Share Application Money
Fair Value Change Account
Borrowings
Others
Deferred Tax Liability
TOTAL
APPLICATION OF FUNDS
Investments
Loans
Fixed Assets
Deferred Tax Asset
CURRENT ASSETS
Cash and Bank Balances
Advances and Other Assets
Sub-Total (A)
CURRENT LIABILITIES
Provisions
Sub-Total (B)
NET CURRENT ASSETS (C) = (A B)
Misc. Expenditure
(to the extent not written off or adjusted)
Profit & Loss Account (Debit Balance)

Particulars

376057
14334
4529
5034
273247
278282
367364
126594
493958
(215676)

466530
38813
4729
39001
273797
312798
484155
144315
628470
(315672)

179244

179244

194399

194399

40363
126949
19
11913

2010

40457
112626
34023
7293

2011

152834

7305
216398
223703
279845
115741
395586
(171883)

15677
5967

303074

152834

105809

13633
112897
126530
173622
99988
273610
(147080)

12531
2982

237376

105809

(1787)

(7432)
2

37736
69860

2008

40314
119951

2009

93029

34790
79642
114432
124701
77674
202375
(87943)

8694
1232

171047

93029

15000

(1241)

33571
45700

2007

41678

10779
57193
67972
83094
39137
122231
(54258)

4730
561

90646

41678

4386

24500
12792

2006

ICICI LOMBARD

25606

5001
21774
26774
32776
18511
51286
(24512)

3366
343

46409

25606

665

22000
2940

2005

22925

6293
13697
19990
22923
8844
31768
(11778)

1066
350

33287

22925

332

22000
593

2004

10944

929

598
10964

1258
2819
4077
4113
1470
5584
(1507)

233

11290

10944

10944

2002

3267
2717
5984
14858
2746
17604
(11620)

21001
250
449
286

10964

10960

2003

TABLE 60: PRIVATE SECTOR NON-LIFE INSURERS: BALANCE SHEET (Contd.)


(As on 31st March)

(71)

127

301
(209)

91
91
301

11

(71)

(71)

2001

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

266

Note: Figure in bracket indicates negative value.

TOTAL

SOURCES OF FUNDS
Share Capital
Reserves & Surplus
Share Application Money
Fair Value Change Account
Borrowings
Others
Deferred Tax Liability
TOTAL
APPLICATION OF FUNDS
Investments
Loans
Fixed Assets
Deferred Tax Asset
CURRENT ASSETS
Cash and Bank Balances
Advances and Other Assets
Sub-Total (A)
CURRENT LIABILITIES
Provisions
Sub-Total (B)
NET CURRENT ASSETS (C) = (A B)
Misc. Expenditure
(to the extent not written off or adjusted)
Profit & Loss Account (Debit Balance)

Particulars

1516
758
47963
53736
101699
85507
52517
138024
(36324)

2372
2472
58535
30290
88826
109925
63368
173293
(84467)

47432

81482

123789

44166

47432

24700
22732

2010

44166

24700
19465

2011

45761

38544
48764
87308
68976
44789
113765
(26457)

1326
587

70305

45761

24700
21061

2009

30390

37676
23364
61040
47746
39515
87261
(26221)

1458
857

54297

30390

22000
8390

2008

29674

27956
12466
40422
29096
30836
59932
(19510)

1643
160

47381

29674

22000
7674

2007

27990

27951
9578
37530
20677
27513
48190
(10660)

1608
737

36305

27990

22000
5990

2006

IFFCO-TOKIO

12532

16083
2880
18964
14003
13468
27471
(8507)

1280
400

19359

12532

10000
2532

2005

11144

8224
3633
11857
8279
7892
16171
(4314)

1288

14170

84
11144

10000
1060

2004

10735

6251
2819
9070
6533
4242
10775
(1705)

1335

11104

34
10735

10000
701

2003

TABLE 60: PRIVATE SECTOR NON-LIFE INSURERS: BALANCE SHEET (Contd.)


(As on 31st March)

10319

6846
882
7728
5138
963
6101
1628

1142

7549

10319

10000
319

2002

10152

6138
251
6388
1064
24
1088
5300

132

4720

10152

10000
152

2001

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

267
1499

Note: Figure in bracket indicates negative value.

354

213

20703

18186

18175

2226

20703

20701

114935

52749

213718
3006
3022
3887

114935

29

20701

TOTAL

20700

20700

11667
103239

2011

17
6722
940
23807
957
30529
233 134441
59
57537
292 191978
665 (161449)

2010

22
747
770
449
233
682
88

2011

RAHEJA QBE

SOURCES OF FUNDS
Share Capital
Reserves & Surplus
Share Application Money
Fair Value Change Account
Borrowings
Others
Deferred Tax Liability
TOTAL
APPLICATION OF FUNDS
Investments
Loans
Fixed Assets
Deferred Tax Asset
CURRENT ASSETS
Cash and Bank Balances
Advances and Other Assets
Sub-Total (A)
CURRENT LIABILITIES
Provisions
Sub-Total (B)
NET CURRENT ASSETS (C) = (A B)
Misc. Expenditure
(to the extent not written off or adjusted)
Profit & Loss Account (Debit Balance)

Particulars

99818

21589

8243
74275
82517
110286
71523
181809
(99291)

165666
3006
4751
4097

99818

(888)

11522
89184

2010

72748

16547

11424
55949
67373
88098
69000
157098
(89725)

136397
3006
6437
85

72748

(6958)

11308
68398

2009

59718

11315

7269
29776
37045
57639
67994
125632
(88588)

5832
85

131073

59718

(982)

10715
49985

2008

26038

1815
5533
7348
17839
29759
47598
(40251)

2889
85

63315

26038

98

10307
15633

2007

15719

1084
2108
3192
6188
3568
9756
(6564)

341
9

21934

15719

442

10200
5078

2006

RELIANCE

13841

3025
1629
4654
4872
3512
8385
(3731)

283
6

17283

13841

10200
3641

2005

13257

561
2677
3238
6513
1952
8465
(5227)
37

236

18210

13257

10200
3057

2004

12358

980
2206
3186
8090
1125
9216
(6030)
75

18149
1
163

12358

10200
2158

2003

TABLE 60: PRIVATE SECTOR NON-LIFE INSURERS: BALANCE SHEET (Contd.)


(As on 31st March)

10938

338
1286
1623
5803
123
5926
(4303)
112

162
(3)

14966

10935

10200
735

2002

10245

85
260
345
137
1
138
207
150

143

9745

10245

10200
45

2001

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

268

Note: Figure in bracket indicates negative value.

21996

3824
16083
19907
40812
37646
78458
(58552)

17619

9229
10288
19518
30637
29909
60546
(41028)

1914
830

14244

6058
4827
10885
22486
21186
43673
(32788)

1463

45570

14244

1307

36650

14004

1
3

13026

1360

25825

13026

26

13000

2005

2738

4050
27123
31174
58106
41094
99200
(68026)

4539
13557
18096
78727
49587
128314
(110218)

1751
1043

55903

17619

(96)

14000

2006

1875

1662
1041

1269
516

77754

21996

(286)

14000
244

2007

14004

90639

138271

25316

25316

29839

29839

(63)

(26)

17000
715

2008

TOTAL

21000
4379

25000
4865

21000
1282

2009

2921
2545
5466
11518
10845
22363
(16897)

2010

3348
3634
6982
17206
15604
32809
(25827)

2011

ROYAL SUNDARAM

SOURCES OF FUNDS
Share Capital
Reserves & Surplus
Share Application Money
Fair Value Change Account
Borrowings
Others
Deferred Tax Liability
TOTAL
APPLICATION OF FUNDS
Investments
Loans
Fixed Assets
Deferred Tax Asset
CURRENT ASSETS
Cash and Bank Balances
Advances and Other Assets
Sub-Total (A)
CURRENT LIABILITIES
Provisions
Sub-Total (B)
NET CURRENT ASSETS (C) = (A B)
Misc. Expenditure
(to the extent not written off or adjusted)
Profit & Loss Account (Debit Balance)

Particulars

13050

3239

2224
1775
3999
7911
8010
15921
(11923)

1129

20605

13050

60

12990

2004

13074

4040

3420
1468
4888
5834
5603
11437
(6549)

1088

14495

13074

94

12979

2003

13054

3540

2027
891
2919
2814
2376
5191
(2272)

886

10900

85
13054

12969

2002

10100

1088

646
479
1125
522
9
531
594
41

759

7618

10100

10100

2001

2011

11697

2473
2608
5081
8587
13328
21914
(16834)

19806
2533
22339
48072
24994
73066
(50727)

12952

2135
529

25867

11697

10500
1197

2010

SHRIRAM

2092
772

60815

12952

10500
2452

TABLE 60: PRIVATE SECTOR NON-LIFE INSURERS: BALANCE SHEET (Contd.)


(As on 31st March)

10500

390

1231
2824
4055
3972
4646
8618
(4563)

1344
353

12977

10500

10500

2009

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

269

1107

35698
85597
2933
988

(362)

40271
136241
3285
1189

2755
748

71443

33473

(448)

30000
3921

2009

2692
247

68192

26263

265

22500
3497

2008

2953
77

52834

24542

162

22500
1880

2007

43204
1
2485

20225

680
44

19500

2006

TATA AIG

30244
12
1911

12592

92

12500

2005

22073
34
1562
804

12348

(2)

12350

2004

16496
11
1845

12350

12350

2003

40271

35698

33473

26263

24542

20225

277

12592

1638

12348

2862

12350

4391

5323
6417
4666
3068
5281
3619
5315
3608
2450
22719 32096 29149 12588 11309
9938
4407
2862
2197
28042 38514 33815 15656 16590 13557
9722
6470
4646
83799 62063 43142 29210 24560 19735 16195 10486
8713
44687 30270 32146 31315 23351 19565 14857 11227
6725
128486 92333 75287 60525 47911 39300 31052 21713 15438
(100444) (53820) (41473) (44868) (31322) (25743) (21330) (15244) (10791)
117
257
398

30000
4591

2010

36500
4133

2011

Note: Figure in bracket indicates negative value.

TOTAL

SOURCES OF FUNDS
Share Capital
Reserves & Surplus
Share Application Money
Fair Value Change Account
Borrowings
Others
Deferred Tax Liability
TOTAL
APPLICATION OF FUNDS
Investments
Loans
Fixed Assets
Deferred Tax Asset
CURRENT ASSETS
Cash and Bank Balances
Advances and Other Assets
Sub-Total (A)
CURRENT LIABILITIES
Provisions
Sub-Total (B)
NET CURRENT ASSETS (C) = (A B)
Misc. Expenditure
(to the extent not written off or adjusted)
Profit & Loss Account (Debit Balance)

Particulars

12350

3100

1574
1369
2943
4422
2345
6767
(3824)
538

10327
13
2196

12350

12350

2002

2347
82

32964

23387

(193)

15000
8580

2011

2421
155

25814

23574

(6)

15000
8580

2010

12350

342

23387

11800

23574

6676

526
1782
1709
622
7688
6457
1147
9469
8166
1947 20627 10453
4 12649
9204
1952 33276 19657
(804) (23807) (11491)
678

10851
15
1268

12350

12350

2001

30
23580

1469
23580

11138
1144
12283
662
18
679
11604

792
13

11142

23580

15000
8580

2008

(` Lakh)

3368
1859
5227
1641
1904
3546
1682

2157
8

18264

23580

15000
8580

2009

UNIVERSAL SOMPO

TABLE 60: PRIVATE SECTOR NON-LIFE INSURERS: BALANCE SHEET (Contd.)


(As on 31st March)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

270

1295569
3006
55483
15916
117731
590966
708697
970595
540059
1510654
(801957)

87273

1921427
3006
100709
17822
225095
462938
688032
1392925
658799
2051723
(1363691)

165393
844667

TOTAL

Note: Figure in bracket indicates negative value.

655291

844667

655291

301004
333146
9019
11940
182

2010

395570
402369
39973
6647
108

2011

SOURCES OF FUNDS
Share Capital
Reserves & Surplus
Share Application Money
Fair Value Change Account
Borrowings
Others
Deferred Tax Liability
TOTAL
APPLICATION OF FUNDS
Investments
Loans
Fixed Assets
Deferred Tax Asset
CURRENT ASSETS
Cash and Bank Balances
Advances and Other Assets
Sub-Total (A)
CURRENT LIABILITIES
Provisions
Sub-Total (B)
NET CURRENT ASSETS (C) = (A B)
Misc. Expenditure
(to the extent not written off or adjusted)
Profit & Loss Account (Debit Balance)

Particulars

502001

43283

107433
455997
563430
718829
451491
1170320
(606890)

998470
3006
53820
10312

233324
283260
759
(15706)
291
2
73
502001

2009

17987
365662

256115

3556

103961
132029
235990
307327
257363
564690
(328700)
35

25232
2555

39574
6774
109021
232493
341514
463632
387074
850706
(509192)

553437

(237)
204
15600
6
256115

(3074)
428
0
0
365662
810518

140083
100459

2007

180170
188138

2008

173977

6933

59462
103292
162754
201589
561598
358187
(195432)
99

344821
1
15712
1843

173933

6477
19

127875
39562

2006

PRIVATE TOTAL

122022

9286

41549
40492
82041
119250
100059
219310
(137268)
280

234990
12
13132
1591

122022

1139
56

104835
15992

2005

112680

9878

26875
30137
57012
79825
62018
141843
(84831)
522

90944

9973

20070
13675
33745
54608
31608
86216
(52471)
765

123863
262
7684
869

34
90944

84
112680
175674
34
9771
1632

(28)
120

87958
2861

2003

1002
75

104639
6881

2004

TABLE 60: PRIVATE SECTOR NON-LIFE INSURERS: BALANCE SHEET (Concld.)


(As on 31st March)

68530

8530

14377
9101
23478
27379
15455
42834
(19356)
650

71713
13
5806
1175

85
68531

67392
1054

2002

42776

1556

7395
1702
9097
3971
38
4009
5088
869

32934
15
2314

42776

42579
197

2001

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

271

Note: Figure in bracket indicate negative values

Premiums earned (Net)


Profit/ Loss on sale/redemption of Investments
Others
Interest, Dividend & Rent Gross
TOTAL (A)
Claims Incurred (Net)
Commission
Operating Expenses related to Insurance Business
Others- Amortizations, Write offs & Provisions
Foreign Taxes
TOTAL (B)
Operating Profit/(Loss)
from Fire/Marine/Miscellaneous Business C= (A B)
APPROPRIATIONS
Transfer to Shareholders' Account
Transfer to Catastrophe Reserve
Transfer to Other Reserves
TOTAL (C )

Particulars

6996

300
7296
5974
1056
9830

16860
(9564)

(9564)

(9564)

670
15544
9215
1774
13326

24316
(8772)

(8772)

(8772)

2009-10

14874

2010-11

(7810)

(7810)

10070
(7810)

96
2260
2473
359
7238

2164

2008-09

APOLLO MUNICH

(3197)

(3197)

3226
(3197)

1
29
25
33
3168

28

2007-08

(12284)

(12284)

13205
(12284)

114
921
406
139
12660

807

2010-11

(3855)

(3855)

3856
(3855)

0
0
0
0
3855

2009-10

MAX BUPA

383

383

84008
383

1251
84391
75814
(883)
9077

83140

2010-11

(159)

(159)

543

543

30889
(159)

442
30730
25847
(1228)
6270

30145
142

61217
543

717
61760
53173
(1267)
9311

61043

(392)

(392)

9388
(392)

172
8996
6724
(814)
3477

8823

2008-09 2007-08

STAR HEALTH
2009-10

TABLE 61: HEALTH INSURERS: POLICYHOLDERS ACCOUNT

(1136)

(1136)

1645
(1136)

20
509
150
(303)
1798

489

2006-07

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

272

Note: Figure in bracket indicate negative values.

INCOME FROM INVESTMENTS


(a) Interest, Dividend & Rent Gross
Amortisation of discount/ premium
(b) Profit on sale of investments
Less:loss on sale of investments
OTHER INCOME
TOTAL (A)
PROVISIONS (Other than taxation)
(a)For diminution in the value of investments
(b)For doubtful debts
(c)Others
OTHER EXPENSES
(a)Expenses other than those related to Insurance Business
(b)Bad debts written off
(c)Others
TOTAL (B)
Profit Before Tax
Provision for Taxation
Profit after Tax
APPROPRIATIONS
(a)Interim dividends paid during the year
(b)Proposed final dividend
(c)Dividend distribution tax
(d)Transfer to any Reserves or Other Accounts
Transfer to General Reserve
Balance of Profit / Loss B/f from last year
Balance C/f to Balance Sheet

OPERATING PROFIT/(LOSS)
(a)Fire Insurance
(b)Marine Insurance
(c) Miscellaneous Insurance

Particulars

63

63
(8970)
0
(8970)

(10077)
(19047)

82

99
(7943)
1
(7944)

(19047)
(26991)

(2859)
(10077)

16
(7182)
36
(7218)

16

1
(7166)

2
(8907)

18

469
94
80

539
13
104

621
82
42
(18)
169
(7844)

(7810)
(7810)

2008-09

(9564)
(9564)

2009-10

(8772)
(8772)

2010-11

APOLLO MUNICH

(25)
(2859)

32
(2815)
20
(2834)

32

1
(2782)

(3197)
(3197)
414

2007-08

(4296)
(15921)

30
30
(11625)
0
(11625)

9
(11595)

596
84

(12284)
(12284)

2010-11

(636)
(4296)

(3660)
0
(3660)

13
(3660)

57
125

(3855)
(3855)

2009-10

MAX BUPA

(258)
(258)

526

739
(258)
(258)

19
19
1022
496
526

1041

498

543
543

2009-10

(258)
(258)

124

26
28
527
404
124

555

540
174

(159)
(159)

2008-09

(385)
(258)

39
39
316
188
128

355

746
1

(392)
(392)

2007-08

STAR HEALTH

16
16
1167
428
739

1183

800

383
383

2010-11

TABLE 62: HEALTH INSURERS: SHAREHOLDERS ACCOUNT

(126)
(385)

6
6
(439)
(180)
(259)

(433)

703

(1136)
(1136)

2006-07

(` Lakhs)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

273

Note: Figure in brackets indicate negative values.

SOURCES OF FUNDS
Share Capital
Share Application Money
Reserves & Surplus
Fair Value Change Account
Deferred Tax Liability
Borrowings
TOTAL
APPLICATION OF FUNDS
Investments
Loans
Fixed Assets
Deferred Tax Assets
CURRENT ASSETS
Cash & Bank Balance
Advances and Other Assets
Sub-Total (A)
CURRENT LIABILITIES
Provisions
Sub-Total (B)
Net Current Assets (C)= (A-B)
Misc. Expenditure
(to the extent not written off or adjusted)
Profit & Loss Account
(Debit Balance)
TOTAL

Particulars

3901

6166

258
31279

17452

23484

258
38007

31279

38007

17035
20733
37768
12697
15805
28502
9266
403

329

691

11516
30599
42115
10418
23597
34016
8100

16433
13867
650

2010

20299
10308
6708

2011

258
11285

2755
11473
14228
4470
9458
13928
300

8106
500
2122

11285

232

124

10930

2009

STAR HEALTH

258
10860

3556
2029
5585
1212
3639
4851
733

8652
500
641
76

10860

10860

2008

385
10501

2788
486
3275
404
489
893
2381

411
188

7135

10501

10500

2007

(As on 31st March)

26991
37522

5435
3800
9235
12294
13176
25470
(16235)

1556

25209

37522

17878
23

19620

2011

19047
28001

1099
2545
3643
5044
5144
10188
(6544)

2068

13431

28001

12930
374
14696
2

2010

10077
19682

2474
1989
4463
2348
2587
4935
(472)

1966

8111

19682

10737
3491
5472
(18)

2009

APOLLO MUNICH

TABLE 63: HEALTH INSURERS: BALANCE SHEET

2859
10055

3288
1066
4354
1179
247
1427
2927

1205

3064

10055

10055

2008

15921
27110

668
1447
2115
4088
1597
5684
(3569)

2132

12626

27110

10

27100

2011

4296
15107

1150
1137
2288
1934
63
1997
291

1261

9260

15107

15100

2010

(` Lakh)
MAX BUPA

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

274

Note: Figure in brackets indicate negative values

Premiums earned (Net)


Profit/ Loss on sale/redemption of Investments
Others
Interest, Dividend & Rent Gross
TOTAL (A)
Claims Incurred (Net)
Commission
Operating Expenses related to Insurance Business
Other Premium Deficiency
Others- Amortizations, Write offs & Provisions
Foreign Taxes
TOTAL (B)
Operating Profit/(Loss) from Fire/Marine/Miscellaneous
Business C= (A B)
APPROPRIATIONS
Transfer to Shareholders' Account
Transfer to Catastrophe Reserve
Transfer to Other Reserves
TOTAL (C )

Particulars

(8548)

(8548)

(3023)

79540
(8548)

85118
(3023)

(3023)

57599
175
1464
11753
70992
67518
(3157)
10360
4820

2009-10

67486
346
601
13662
82096
75744
(953)
15148
(4820)

2010-11

25786

25786

42484
25786

59
15684
68270
35523
(2476)
9437

52527

2008-09

62207

62207

5442
62207

54576
1
37
13035
67649
(1598)
(3408)
10448

2007-08

44887

44887

26089
44887

78
11454
70976
18711
(17)
7396

59444

2006-07

27718

27718

36265
27718

67
9611
63983
24964
(7)
11308

54305

2005-06

8785

8785

45966
8785

47613
1
71
7066
54751
40386
(49)
5628

2004-05

TABLE 64: EXPORT CREDIT GUARANTEE CORPORATION OF INDIA LTD. (ECGC):


POLICYHOLDERS ACCOUNT

(2893)

(2893)

61625
(2893)

58733
56956
(87)
4757

29

58704

2003-04

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

275

Note: Figure in brackets indicate negative values

INCOME FROM INVESTMENTS


(a) Interest, Dividend & Rent Gross
(b) Profit on sale of investments
Less: Loss on sale of investments
OTHER INCOME
TOTAL (A)
PROVISIONS (Other than taxation)
(a)For diminution in the value of investments
(b)For doubtful debts
(c)Others
OTHER EXPENSES
(a)Expenses other than those related to Insurance Business
(b)Bad debts written off
(c)Others
TOTAL (B)
Profit Before Tax
Provision for Taxation
Prior Period Adjustments
Profit after Tax
APPROPRIATIONS
(a)Interim dividends paid during the year
(b)Proposed final dividend
(c)Dividend distribution tax
(d)Transfer to any Reserves or Other Accounts
Transfer to General Reserve
Balance of Profit / Loss B/f from last year
Balance C/f to Balance Sheet

OPERATING PROFIT/(LOSS)
(a)Fire Insurance
(b)Marine Insurance
(c) Miscellaneous Insurance

Particulars

1075
183
4116
2
2

5534
2
1

712

2610
423

158
7426

1063
12054

167
879
6548
2756
(1581)
5373

15584
233

13667
346

285
291
11763
3589
(393)
8566

(8548)
(8548)

2009-10

(3023)
(3023)

2010-11

28694
2
1

9657
8200
1394

11583
8100
1377
7279
1
2

93
96
77175
28861
371
47943

319
77271

14744
1

62207
62207

2007-08

203
504
43829
15213
277
28339

301

381
44333

18166
0

25786
25786

2008-09

23067
2
2

2500
10000
1403

55174
18908
(704)
36970

126
55174

10161
0

44887
44887

2006-07

17259
2
2

1000
3435
482

28
34257
12294
(100)
22176

28

417
34285

6149
0

27718
27718

2005-06

TABLE 65: EXPORT CREDIT GUARANTEE CORPORATION OF INDIA LTD. (ECGC):


SHAREHOLDERS ACCOUNT

5892
2
2

1523
199

713
12519
4338
568
7614

713

104
13232

4343

8785
8785

2004-05

5309
2
2

1371
176

28
9093
2523
(286)
6856

28

(1)
123
9121

11891

(2893)
(2893)

2003-04

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

276

Note: Figure in bracket indicates negative value.

Share Capital
Reserves & Surplus
Fair Value Change Account
Borrowings
Deferred Tax Liability
TOTAL
APPLICATION OF FUNDS
Investments
Loans
Fixed Assets
CURRENT ASSETS
Cash & Bank Balance
Advances and Other Assets
Sub-Total (A)
CURRENT LIABILITIES
Provisions
Sub-Total (B)
Net Current Assets (C)= (A-B)
Deferred Tax Assets
Misc. Expenditure (to the extent not written off or adjusted)
Profit & Loss Account (Debit Balance)
TOTAL

SOURCES OF FUNDS

Particulars

90000
102738
3156
27
195921
262046
13568
79228
37946
117174
160672
38257
198929
(81755)
2063

195921

206222
316356
14319
87686
44383
132069
208767
48160
256927
(124858)
405

206222

2010

90000
108271
7951

2011

191755

200179
29997
230176
121584
39907
161491
68685
219
3024

13629

106198

182190

142914

260246
9212
269459
116173
48540
164713
104745
1780

227726
12805
240531
93290
37706
130995
109535
46
1518

12470

22808
1487
12094

142914

80000
62914

2007

58621

182190

848

3133
191755

90000
91342

2008

90000
98622

2009

(As on 31st March)

109847

248671
10171
258842
116470
45121
161591
97251
1906

4672
402
5616

109847

70000
39847

2006

82588

201062
12302
213364
114151
28301
142452
70912
381

4672
964
5660

82588

60000
22588

2005

TABLE 66: EXPORT CREDIT GUARANTEE CORPORATION OF INDIA LTD. (ECGC): BALANCE SHEET

66827

169677
12422
182099
102245
24451
126696
55403

4672
1105
5648

131
66827

50000
16696

2004

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

116720
(3303)

(3303)

88564
52028

52028

277
30891

30891

53926
30891

10555
84816
52962
(894)
1588
269

74261

2008-09

Note: Figure in the bracket indicates negative values. * Data given for the period from 20.12.2002 to 31.03.2004.

(3303)

11058
113417
118919
(4430)
2024
207

12848
140592
95015
(12687)
4060
2176

52028

102252
107

127592
152

Premiums earned (Net)


Profit/ Loss on sale/redemption of Investments
Others
Interest, Dividend & Rent Gross
TOTAL (A)
Claims Incurred (Net)
Commission
Operating Expenses related to Insurance Business
Others- Amortizations, Write offs & Provisions
Foreign Taxes
TOTAL (B)
Operating Profit/(Loss)
from Fire/Marine/Miscellaneous Business C= (A B)
APPROPRIATIONS
Transfer to Shareholders' Account
Transfer to Catastrophe Reserve
Transfer to Other Reserves
TOTAL (C )

2009-10

2010-11

Particulars

21049

21049

52431
21049

9810
73480
52954
(2194)
1412
259

63614
56

2007-08

6232

6232

56309
6232

6661
62541
55075
(0)
1023
211

55876
4

2006-07

6567

6567

53236
6567

4711
59803
51873
(24)
1217
169

55092

2005-06

21732

21732

28576
21732

4771
50309
27685
(10)
845
57

45537

2004-05

(9294)

(9294)

28792
(9294)

541

588
19498
28251

18910

2003-04*

(` Lakh)

TABLE 67: AGRICULTURE INSURANCE COMPANY OF INDIA LTD. (AIC): POLICYHOLDERS ACCOUNT

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

278

485
4025

36
220

65
57353

(136)
84

2000
340
20921

35705

126
264
35594
12333
23261

138

33
35859

4935

30891
30891

2008-09

2000
324

127
383
3642
302
3340

6777
66

5199
61

110
59
57294
19265
38030

(3303)
(3303)

2009-10

52028
52028

2010-11

Note: Figure in the bracket indicates negative values. * Data given for the period 20.12.2002 to 31.03.2004

INCOME FROM INVESTMENTS


(a) Interest, Dividend & Rent Gross
(b) Profit on sale of investments
Less: Loss on sale of investments
OTHER INCOME
TOTAL (A)
PROVISIONS (Other than taxation)
(a)For diminution in the value of investments
(b)For doubtful debts
(c)Others
OTHER EXPENSES
(a)Expenses other than those related to Insurance Business
(b)Bad debts written off
(c)Others
TOTAL (B)
Profit Before Tax
Provision for Taxation
Profit after Tax
APPROPRIATIONS
(a)Interim dividends paid during the year
(b)Proposed final dividend
(c)Dividend distribution tax
(d)Transfer to any Reserves or Other Accounts
Transfer to General Reserve
Balance of Profit / Loss B/f from last year
Balance C/f to Balance Sheet

OPERATING PROFIT/(LOSS)
(a)Fire Insurance
(b)Marine Insurance
(c) Miscellaneous Insurance

Particulars

13791

2000
340

105
144
24936
8805
16131

39

13
25081

3996
23

21049
21049

2007-08

4898

91
604
8523
3625
4898

19
490

44
9127

2849
2

6232
6232

2006-07

5181

358
522
8271
3091
5181

91

73

56
8793

2020
150

6567
6567

2005-06

92
8462
(8292)

45
69
22417
5571
16846

21

5
22486

749

21732
21732

2004-05

(` Lakh)

(8292)

(8292)

63
68
(8292)

(8224)

1070

(9294)
(9294)

2003-04*

TABLE 68: AGRICULTURE INSURANCE COMPANY OF INDIA LTD. (AIC): SHAREHOLDERS ACCOUNT

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

279

Note: Figure in brackets indicate negative values

SOURCES OF FUNDS
Share Capital
Reserves & Surplus
Fair Value Change Account
Borrowings
TOTAL
APPLICATION OF FUNDS
Investments
Loans
Fixed Assets
Deferred Tax Assets
CURRENT ASSETS
Cash & Bank Balance
Advances and Other Assets
Sub-Total (A)
CURRENT LIABILITIES
Provisions
Sub-Total (B)
Net Current Assets (C)= (A-B)
Misc. Expenditure (to the extent not written off or
adjusted)
Profit & Loss Account (Debit Balance)
TOTAL

Particulars
20000
56578
618
77196
144209
129
2944
277
93324
45840
139164
144484
65043
209527
(70363)

77196

112665
156484
125
2349
194
162946
49535
212481
190743
68224
258967
(46486)

112665

2010

20000
92283
382

2011

73255

104786
18268
123055
100339
42788
143127
(20072)

92334
139
462
392

73255

20000
53237
18

2009

(As on 31st March)

52654

72716
19882
92597
89388
39213
128601
(36004)

87678
144
493
343

52654

20000
32317
337

2008

38783

74537
15957
90494
91997
29642
121639
(31145)

69308
146
475

38783

20000
18540
243

2007

33718

81252
13882
95135
95080
28643
123723
(28588)

61813
34
459

33718

19909
13642
167

2006

30459

63808
6284
70093
50861
29948
80809
(10717)

40666
25
484

19864
8462
73
2061
30459

2005

TABLE 69: AGRICULTURE INSURANCE COMPANY OF INDIA LTD. (AIC): BALANCE SHEET

8292
20000

81294
4496
85790
66335
18031
84366
1424
189

9688
10
396

20000

20000

2004

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

280

Note: Figure in bracket indicates negative value.

51322

23260

51322

885809
51322

1063094
23260

23260

807643
48792
(82)
80778
937131
685639
193025
7146

954403
43191
(2041)
90800
1086354
862578
192635
7882

Premiums earned (Net)


Profit/ Loss on sale/redemption of Investments
Others
Interest, Dividend & Rent Gross
TOTAL (A)
Claims Incurred (Net)
Commission
Operating Expenses related to Insurance
Business
Foreign Taxes
TOTAL (B)
Operating Profit/(Loss) C = (A B)
APPROPRIATIONS
Transfer to Shareholders' Account
Transfer to Catastrophe Reserve
Transfer to Other Reserves
TOTAL (C)

2009-10

2010-11

Particulars

92351

92351

802943
92351

780617
31786
794
82096
895294
621714
174918
6312

2008-09

35989

35989

815811
35989

722896
58721
(72)
70255
851800
601150
208965
5697

2007-08

115410

115410

534094
115410

526380
54523
(98)
68700
649505
362271
167012
4811

2006-07

(16448)

(16448)

572133
(16448)

445884
50067
74
59661
555686
457307
110293
4533

2005-06

27823

27823

495089
27823

437368
28282
379
56882
522912
370280
120749
4060

2004-05

84340

84340

400083
84340

399178
33349
(925)
52820
484423
289536
107164
3383

2003-04

8904

8904

368321
8904

318632
12555
722
45316
377225
274440
90901
2980

2002-03

TABLE 70: GENERAL INSURANCE CORPORATION: POLICYHOLDERS ACCOUNT

5194

5194

295654
5194

243846
11513
69
45420
300848
229508
63633
2513

2001-02

17913

17913

237215
17913

203968
9332
(313)
42141
255128
185183
49610
2422

2000-01

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

281

Note: Figure in bracket indicates negative value.

INCOME FROM INVESTMENTS


(a) Interest, Dividend & Rent Gross
(b) Profit on sale of investments
Less: Loss on sale of investments
OTHER INCOME
TOTAL (A)
PROVISIONS (Other than taxation)
(a)For diminution in the value of investments
(b)For doubtful debts
(c)Others
OTHER EXPENSES
(a)Expenses other than those related insurance
business
(b)Loss on Exchange
(c)Bad debts written off
(d)Others
(e)Interest on Service Tax
TOTAL (B)
Profit before Tax
Provision for Taxation
Profit after Tax
Balance brought forward from last year
Profit Available for appropriation
APPROPRIATIONS
(a)Interim dividends paid during the year
(b)Proposed final dividend
(c)Dividend distribution tax
(d)Transfer to any Reserves or other Accounts
(e) Transfer to General Reserve
(f) Balance of Profit / Loss B/f from last year
(g) Balance c/f to Balance Sheet

OPERATING PROFIT/(LOSS)
(a)Fire Insurance
(b)Marine Insurance
(c) Miscellaneous Insurance
(d) Life Insurance

Particulars
32771
26312
(8246)
485
51322
51201
30927
22007
155457
1303
(1438)
2544
145
23835
0
0
47
26437
129020
(48440)
177461
1
177461
35260
5856
136339
6

59639
28369
17190
128458
3192
3643
2273
183
0
0
13
219
9523
118935
15594
103341
6
103347
20640
3428
79273
6

2009-10

24694
17533
(19370)
401
23260

2010-11

108020
1
1

27950
4750

0
0
(22)
0
3906
181159
40439
140720

112

977
(131)
2969

27703
185065

46865
18145

(3872)
(7078)
102368
932
92351

2008-09

76140
5
1

116910
2
5

30960
5262

4089
178947
25811
153134

10933
106730
7451
99278

19780
3362

30

109

1793
(1339)
3496

5694
183036

34529
27403

6047
(8132)
117405
90
115410

2006-07

24
7664

143

657
(945)
3389

7113
117662

40614
33946

(23031)
(19197)
77762
453
35989

2007-08

50050
6
2

8600
1206

2008
44294
(15558)
59852

374
(4750)
6384

458
46302

33868
28424

14039
3940
(34470)
43
(16448)

2005-06

12650
8
6

6450
905

8220
80008
60006
20002

73

1228
3580
3338

5595
88228

36608
18202

24144
(1803)
5670
(188)
27823

2004-05

96480
3
8

6450
826

7086
127691
23927
103764

1239

2348
1170
2329

1269
134777

30139
19028

45336
6665
32352
(12)
84340

2003-04

22830
3
3

4730
606

15319
34289
6123
28166

66

7667
6300
1286

3585
49608

26915
1

4300

10313
35670
4453
31217

22

3308
6940
43

31310
7936
(1)
1544
45983

5194

8904
29066
8053

(137)
10776
(5445)

2001-02

20236
4201
(15533)

2002-03

TABLE 71: GENERAL INSURANCE CORPORATION: SHAREHOLDERS ACCOUNT

36968

4300
4386

7101
47601
5895
41706

257

111

2927
3806

923
54702

29363
6503

17913

11675
16917
(10679)

2000-01

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

282

0
2605503
3357393
69515
4465
7535
277311
667994
945305
1229704
549005
1778710
(833404)

2605503

0
2863793
3669248
59539
4489
152
475660
763768
1239428
1476642
632421
2109064
(869636)

2863793

2010
43000
859657
1702846

2011
43000
939022
1881771

Note: Figure in brackets indicate negative values

SOURCES OF FUNDS
Share Capital
Reserves & Surplus
Fair Value Change Account
Borrowings
Deferred Tax Liability
TOTAL
APPLICATION OF FUNDS
Investments
Loans
Fixed Assets
Deferred Tax Asset
CURRENT ASSETS
Cash & Bank Balance
Advances and Other Assets
Sub-Total (A)
CURRENT LIABILITIES
Provisions
Sub-Total (B)
Net Current Assets (C)= (A-B)
Misc. Expenditure
(to the extent not written off or adjusted)
Profit & Loss Account (Debit Balance)
TOTAL

Particulars

1385999

313270
512929
826199
1144044
471921
1615964
(789765)

2099471
71932
4361

191
1385999

43000
735334
607474

2009

2097120

252759
411083
663842
1004706
499458
1504164
(840321)

2851378
68017
4102
13944

2097120

43000
625377
1428743

2008

1575668

180375
296054
476429
872919
403811
1276730
(800301)

2290511
74910
4369
6179

1575668

43000
579826
982843

2007

(As on 31st March)

1507074

187645
220088
407732
872167
263162
1135329
(727597)

2138083
75323
4276
16989

1507074

43000
432913
1031161

2006

940742

149437
258286
407723
649893
364550
1014442
(606719)

1463026
80405
4031

402
940742

21500
404426
514414

2005

829216

178791
168788
347579
510854
304043
814898
(467319)

1212696
80045
3794

529
829216

21500
391778
415409

2004

2003

432361

151681
151434
303115
477497
259653
737150
(434035)

782716
79582
4098

601
432361

21500
295293
114968

TABLE 72: GENERAL INSURANCE CORPORATION: BALANCE SHEET

447025

111080
127822
238902
394677
196182
590859
(351957)

713282
81589
4111

447025

21500
271622
153903

2002

266204

121126
98367
219493
839468
171694
511162
(291669)

471893
83391
2589

266204

21500
244704

2001

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chhattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharasthra
Manipur
Meghalaya
Mizoram
Nagaland
Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
Uttrakhand
West Bengal
Andaman & Nicobar Isand
Chandigarh
Dadra & Nagra Haveli
Daman & Diu
Delhi
Lakshadweep
Puducherry
Total

States/Union Territory

91
1
34
39
13
8
52
41
17
14
23
59
51
52
126
1
2
1
1
40
87
68
1
96
4
109
9
96
0
14
0
0
64
0
5
1219

2011
91
1
34
39
13
8
55
42
17
14
23
59
51
52
124
1
2
1
1
37
88
73
1
94
4
105
9
103
0
11
0
0
63
0
4
1220

2010

National

79
1
23
20
11
5
64
29
8
11
22
64
58
39
153
1
3
1
2
35
52
34
1
95
1
99
16
50
1
12
1
0
45
1
4
1041

2011
77
1
23
20
11
5
64
29
8
11
22
66
58
39
151
1
3
1
2
35
52
34
1
95
1
99
16
50
1
12
1
0
45
1
4
1039

2010

New India

78
2
30
38
20
4
73
34
15
14
19
90
67
50
111
1
3
1
2
35
74
61
1
96
2
104
16
42
0
8
0
2
52
0
1
1146

2011
68
0
26
36
14
4
67
33
15
14
16
73
56
43
103
1
3
1
2
30
61
57
1
71
3
95
13
38
0
7
0
2
46
0
1
1000

2010

Oriental

143
1
49
30
14
8
74
48
13
13
18
101
96
54
138
1
5
1
1
31
83
88
1
190
4
96
24
50
1
7
1
0
47
0
5
1436

2011
145
1
49
31
14
8
79
46
13
13
18
99
97
53
140
1
5
1
1
30
83
90
1
186
4
81
34
48
1
9
0
0
51
0
5
1437

2010

United

3
0
0
0
0
0
1
1
0
0
0
3
2
0
10
0
0
0
0
1
1
1
0
5
0
2
0
2
0
1
0
0
6
0
0
39

2011
1
0
0
0
0
0
1
2
0
0
0
2
2
0
6
0
0
0
0
1
1
1
0
3
0
2
0
1
0
1
0
0
6
0
0
30

2010

Apollo
Munich

20
0
2
4
4
3
18
4
2
2
3
16
8
7
24
0
0
0
0
6
8
6
0
26
0
9
1
14
1
1
0
0
9
0
1
199

2011
22
0
3
5
4
4
27
5
2
2
4
16
9
6
32
0
0
0
0
6
13
7
0
25
0
10
1
14
1
0
0
0
13
0
1
232

2010

Bajaj
Allianz

4
0
1
0
2
1
3
2
0
0
1
5
1
2
8
0
0
0
0
1
3
2
0
4
0
4
1
2
0
1
0
0
3
0
0
51

2011
4
0
1
0
1
1
3
1
0
0
1
5
1
2
8
0
0
0
0
1
3
3
0
4
0
3
1
2
0
1
0
0
4
0
0
50

2010

Bharti
AXA

5
0
1
1
1
1
9
4
0
0
2
6
7
4
16
0
0
0
0
2
3
3
0
19
0
6
1
3
0
0
0
0
1
0
1
96

2011
5
0
1
1
1
1
9
3
0
0
2
6
7
3
18
0
0
0
0
2
4
2
0
27
0
6
1
3
0
0
0
0
3
0
1
106

2010

Chola
mandalam

4
0
1
2
1
1
10
5
1
1
2
4
6
4
15
0
0
0
0
2
4
6
0
7
0
11
0
4
0
1
0
0
2
0
0
94

2011
4
0
1
2
1
1
6
5
1
1
2
4
6
4
15
0
0
0
0
2
4
6
0
7
0
11
0
4
0
1
0
0
3
0
0
91

2010

Future
Generali

6
0
1
1
1
1
5
2
0
1
2
4
8
3
11
0
0
0
0
2
4
5
0
5
0
5
1
2
0
1
0
0
6
0
1
78

2011
6
0
1
1
1
1
5
2
0
1
2
4
8
3
11
0
0
0
0
2
4
5
0
6
0
5
1
2
0
1
0
0
6
0
0
78

2010

HDFC
Ergo

TABLE 73: STATE-WISE NUMBER OF OFFICES OF NONLIFE INSURERS (Contd.)


(As on 31st March, 2011)

31
0
3
4
7
2
25
13
2
2
4
22
15
17
36
0
1
0
0
16
16
14
1
21
1
30
6
16
0
1
0
0
8
0
1
315

2011
31
0
3
4
7
2
26
16
2
2
4
23
16
19
43
0
1
0
0
17
19
17
1
22
1
36
7
20
0
2
0
0
8
0
1
350

2010

ICICI
Lombard

3
0
0
0
1
1
8
3
0
1
0
4
1
3
16
0
0
0
0
1
2
1
0
3
0
3
1
3
0
1
0
0
10
0
0
66

2011

3
0
0
0
1
1
7
3
0
0
0
4
1
3
16
0
0
0
0
1
1
1
0
3
0
3
0
3
0
1
0
0
8
0
0
60

2010

IFFCO
Tokio

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

283

Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharasthra
Manipur
Meghalaya
Mizoram
Nagaland
Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
Uttrakhand
West Bengal
Andaman & Nicobar Is.
Chandigarh
Dadra & Nagra Haveli
Daman & Diu
Delhi & NCR
Lakshadweep
Puducherry
Total

STATES/UNION
TERRITORY

1
0
0
0
0
0
1
0
0
0
0
1
0
0
2
0
0
0
0
1
0
0
0
2
0
0
0
1
0
0
0
0
1
0
0
10

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

1
0
0
0
0
0
1
0
0
0
0
1
0
0
2
0
0
0
0
0
1
1
0
1
0
0
0
1
0
0
0
0
2
0
0
11

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

2010

2011

2011

2010

Max Bupa

L&T General

1
0
0
0
0
0
0
0
0
0
0
0
0
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
2

2011
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1

2010

Raheja QBE

16
0
2
1
2
1
21
7
1
1
4
15
13
13
33
0
0
0
0
3
7
9
0
15
0
17
3
11
0
1
0
0
15
0
1
212

2011
16
0
2
1
2
1
21
7
1
1
4
15
13
13
33
0
0
0
0
3
8
9
0
15
0
20
0
11
0
0
0
0
15
0
1
212

2010

Reliance
General

9
0
1
1
1
1
10
1
0
0
1
9
7
3
8
0
0
0
0
2
0
1
0
17
0
3
0
5
0
1
0
0
2
0
1
84

2011
9
0
1
0
1
1
10
1
0
0
1
7
7
3
8
0
0
0
0
2
0
1
0
17
0
3
0
4
0
1
0
0
2
0
1
80

2010

Royal
Sundaram

2
0
1
0
0
1
1
0
0
0
0
1
0
1
2
0
0
0
0
1
0
1
0
2
0
1
0
1
0
1
0
0
1
0
0
17

2011
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

2010

SBI General

7
0
0
0
0
0
3
5
1
0
0
1
1
3
8
0
0
0
0
0
3
9
0
6
0
11
2
2
0
1
0
0
5
0
0
68

2011
6
0
0
0
0
0
3
5
0
0
0
1
1
2
5
0
0
0
0
0
3
7
0
6
0
8
1
1
0
1
0
0
5
0
0
55

2010

Shriram
General

29
0
2
1
4
0
8
5
1
2
4
22
29
14
30
0
1
0
0
11
5
11
0
65
0
10
3
26
0
2
0
0
12
0
2
299

2011
29
0
1
1
2
0
2
4
1
1
1
20
15
10
23
0
1
0
0
4
3
6
0
57
0
6
0
13
0
2
0
0
11
0
2
215

2010

Star Health

2
0
1
0
1
1
6
1
0
0
2
3
2
1
13
0
0
0
0
1
2
2
0
4
0
4
1
3
0
1
0
0
2
0
1
54

2011
2
0
1
0
1
1
4
1
0
0
2
2
1
1
12
0
0
0
0
1
2
1
0
4
0
3
1
3
0
1
0
0
3
0
0
47

2010

Tata AIG

3
0
1
1
1
0
3
2
0
1
2
3
1
2
10
0
0
0
0
2
2
3
0
4
0
4
2
4
0
1
0
0
2
0
0
54

2011
3
0
0
1
1
0
3
0
0
0
0
2
1
2
8
0
0
0
0
2
1
2
0
3
0
2
2
2
0
1
0
0
3
0
0
39

2010

Universal
Sompo

1
0
1
1
1
0
1
0
0
0
1
1
1
1
1
0
0
0
0
1
0
1
0
1
0
1
1
1
0
1
0
0
1
0
0
18

2011

AIC

1
0
1
1
1
0
0
0
0
0
1
1
1
1
1
0
0
0
0
1
1
1
0
1
0
1
1
1
0
1
0
0
1
0
0
18

2010

TABLE 73: STATE-WISE NUMBER OF OFFICES OF NONLIFE INSURERS (Concld.)


(As on 31st March, 2011)

3
0
0
0
0
0
4
2
0
1
0
3
1
1
10
0
0
0
0
1
2
2
0
9
0
5
0
2
0
1
0
0
4
0
0
51

2011
3
0
1
0
0
0
4
2
0
1
0
4
1
1
11
0
0
0
0
1
2
2
0
10
0
5
0
3
0
1
0
0
5
0
0
57

2010

ECGC

542
5
154
144
85
39
401
209
61
64
110
438
375
274
784
4
15
4
6
195
359
329
5
693
12
534
88
341
3
58
2
2
300
1
24
6660

2011

526
3
149
143
76
39
396
207
60
61
103
413
352
260
769
4
15
4
6
178
353
325
5
656
13
504
88
326
3
54
1
2
301
1
21
6417

2010

Total

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

284

Maharashtra
Delhi
West Bengal
Tamil Nadu
Andhra Pradesh
Uttar Pradesh
Gujarat
Karnataka
Punjab
Kerala
Rajasthan
Chandigarh
Madhya Pradesh
Haryana
Total

State

98
63
28
28
18
18
13
12
11
8
5
4
3
2
311

2011
98
59
27
27
19
16
12
12
12
7
5
5
3
1
303

2010
95
59
27
27
19
15
11
11
12
6
5
5
3
1
296

2009
88
56
24
24
19
16
11
11
12
6
5
5
3
1
281

2008

(As on 31st March)

76
56
22
20
19
15
10
10
11
6
5
5
3
0
258

2007
68
51
17
17
15
8
10
10
11
3
5
4
3
0
222

2006

TABLE 74: STATE-WISE NUMBER OF REGISTERED BROKERS

63
44
14
14
14
8
8
7
9
3
5
3
3
0
195

2005

51
31
11
11
12
6
6
7
7
3
3
3
3
0
154

2004

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

285

286

Alankit Health Care


Anmol Medicare
Anyuta Medinet Healthcare
Bhaichand Amoluk
Dedicated Healthcare Services
Dawn Services
E Meditek Services
East West Assist
Family Health Plan
Focus Healthcare
Genins India
Good Healthplan
Grand Healthcare Services
Health India Services
Heritage Health
I Care Health Management
MD India Healthcare Services
Med Save Health Care
Medi Assist India
Medicare Services
Paramount Health Services
Parekh Health Management
Park Mediclaim
Raksha
Rothshield Healthcare Services
Safeway Services
Spurthi Meditech Solutions
Sri Gokulam Health Services
TTK Healthcare
Universal Medi-Aid Services
Vipul Med Corp
TOTAL

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31

NA: Not Available.

NAME OF THE TPA

SI.No.

331278
49015
163163
1741
82832
42461

147458
98387
16541
876693
105654
411308
71530
182395
93141
33773
159758
1332
10035

272223
NA
240582
3641584

104332
6615
82
82
139255

2010-11
85987
13036
76

157109

319807
51110
130104
1469
78476
36709

234058
75440
5479
405852
118426
376000
74307
148527
81989
9257
394606
529
13856

305017

248790
3365940

2009-10

217799
2894
215396

106543
14017

80464
36684

108730
81740
210089
64238
325176
14305
17064
95451

209

289709
1232
57784
1986859

29356

259635

94013
338
81651
24886

190859
65674

208331
327640
327640
75250
185743
35229
20671
250211
20
8101

313948

109119
2446713

17961
18

2007-08

55308
4186
49

2008-09
11552

23
13245
597

150102
86
431725

104704
7069

63067
64044
157204
65358
351055
10291
8805
88276

241994
1513
38123
1840298

2006-07
12413

24
12917

59521
55
191526

30215
5900

37180

18779
40509
116655
63074
277225
7987
1398
61535

175280
950
13752
1126895

2005-06

NUMBER OF CLAIMS RECEIVED DURING THE FINANCIAL YEAR

4587

78055
78
6157
119

33438

51160
2215
2980
54517
66582
41255
230441
1223
2
52863

117597
708
1917
807114

37915

59732
439

474939

12542
993
340
56652
37067
28938
150338
553

23

42
3032

122583
9
17114
1749

411

2003-04

5687

2004-05

TABLE 75: TPA NUMBER OF CLAIMS RECEIVED AND DURATION WISE SETTLEMENT OF CLAIMS

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

287

Alankit Health Care


Anmol Medicare
Anyuta Medinet Healthcare
Bhaichand Amoluk
Dedicated Healthcare Services
Dawn Services
E Meditek Services
East West Assist
Family Health Plan
Focus Healthcare
Genins India
Good Healthplan
Grand Healthcare Services
Health India Services
Heritage Health
I Care Health Management
MD India Healthcare Services
Med Save Health Care
Medi Assist India
Medicare Services
Paramount Health Services
Parekh Health Management
Park Mediclaim
Raksha
Rothshield Healthcare Services
Safeway Services
Spurthi Meditech Solutions
Sri Gokulam Health Services
TTK Healthcare
Universal Medi-Aid Services
Vipul Med Corp
TOTAL

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31

NA: Not Available.

NAME OF THE TPA

SI.No.

93708
3935
76

92685

267332
33870
58588
886
70662
10790

125941
53206
11525
631694
70039
344845
40577
144164
57680
9874
156455
639
6631

225040
NA
234819
2745661

2010-11
28099
8926.00
76

93376

255866
29879
52525
109
52605
10912

118807.00
30427
3099
373118
70909
308818.00
49085
117013
47357
8164
325415.00
363
9679

162303

191293
2348147

2009-10

75907
151
63827
20598

129603
27990

185144
80068
202631
52004
167612
19769
8671
242082
12
3782

262397

51379
1847163

24282
2218
49

227036

2008-09
11559
4

21018

189659
1693
147064

72316
12584

60393
21329

93026
41777
117984
43039
319173
9490
9595
76745

125

246766
855
17181
1513375

2007-08
8410

23
6439
490

145724
15
309977

68111
5145

14010

49098
33905
88771
52923
302777
6324
6617
73692

217575
1050
15736
1406815

2006-07
7376

24
6395

44955
18
44286

22657
5813

18088

14868
14838
78384
36476
217914
7327
1234
50310

153515
568
5223
730269

2005-06

NUMBER OF CLAIMS SETTLED WITHIN 1 MONTH OF CLAIMS INTIMATION

4602

42
941

28260

73014

7119
1528

18550
1772
2487
32843
48961
25713
109970
930
2
50814

103061
194
991
511794

2004-05

254823

51268
296

35889

1157

290
18332
22150
12224
66916
394

2671

40735
24
1964
112

22

379

2003-04

TABLE 75: TPA NUMBER OF CLAIMS RECEIVED AND DURATION WISE SETTLEMENT OF CLAIMS (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

288

Alankit Health Care


Anmol Medicare
Anyuta Medinet Healthcare
Bhaichand Amoluk
Dedicated Healthcare Services
Dawn Services
E Meditek Services
East West Assist
Family Health Plan
Focus Healthcare
Genins India
Good Healthplan
Grand Healthcare Services
Health India Services
Heritage Health
I Care Health Management
MD India Healthcare Services
Med Save Health Care
Medi Assist India
Medicare Services
Paramount Health Services
Parekh Health Management
Park Mediclaim
Raksha
Rothshield Healthcare Services
Safeway Services
Spurthi Meditech Solutions
Sri Gokulam Health Services
TTK Healthcare
Universal Medi-Aid Services
Vipul Med Corp
TOTAL

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31

NA: Not Available.

NAME OF THE TPA

SI.No.

15055
839
3

32722

19906
9281
46118
290
7862
16497

26480
34725
1845
141432
29233
12313
10911
11924
27569
11400
972
464
1061

38046
NA
20121
517069

2010-11
35661
3390

59626

31984
18454
36166
604
23332
16518

72889.00
36248
744
19692
36857
18019
8137
12546
22366
201
35412.00
117
2667

94294

11484
597408

2009-10
22247
581

18578

17851

12583
2477

39384
26030

6942
36950
72555
7755
364
11103
7042
8129
3
2280

29359

37960
360173

2008-09
5813
4

2498

16220
527
61129

24145
6

14710
11697

2356
25488
57024
7332
8376
3592
5397
10806

23

22607
295
22785
302830

2007-08
2410

4571
7

139071
17
64759

19838
1394

14508

1248
13587
36300
8809
7272
3071
121
10438

23299
310
16268
367298

2006-07
3982

4448

9616
19
127365

4912
11

14565

451
15710
24128
13662
41964
660
10
7093

17927
228
5015
291766

2005-06

NUMBER OF CLAIMS SETTLED BETWEEN 1 -3 MONTHS

1647

25832
34
1069

4128

17
14208
11262
10263
45259
141

6869
114

120846

1373

3242

40224
9
5381
21

24614
178
185
9061
9947
5394
68632
279

12917
292
754
183171

2003-04

668

2004-05

TABLE 75: TPA NUMBER OF CLAIMS RECEIVED AND DURATION WISE SETTLEMENT OF CLAIMS (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

289

Alankit Health Care


Anmol Medicare
Anyuta Medinet Healthcare
Bhaichand Amoluk
Dedicated Healthcare Services
Dawn Services
E Meditek Services
East West Assist
Family Health Plan
Focus Healthcare
Genins India
Good Healthplan
Grand Healthcare Services
Health India Services
Heritage Health
I Care Health Management
MD India Healthcare Services
Med Save Health Care
Medi Assist India
Medicare Services
Paramount Health Services
Parekh Health Management
Park Mediclaim
Raksha
Rothshield Healthcare Services
Safeway Services
Spurthi Meditech Solutions
Sri Gokulam Health Services
TTK Healthcare
Universal Medi-Aid Services
Vipul Med Corp
TOTAL

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31

NA: Not Available.

NAME OF THE TPA

SI.No.

1663
53
3

4935

10058
5401
17329

2409
6995

3594
5807
198
38864
5786
763
3172
3372
2126
13208

143
884

6231
NA
2814
135808

2010-11
11241
415

6880

7803
1742
11055
638
7162
5787

24667.00
9355
14
1538
6422
865
208
1248
1184
53
0
24
935

21343

906
121485

2009-10
4744
249

4543

4387
93

5305
6227

773
2833
8952
240
58
847
3939

1474

8020

8338
61022

2008-09
2397

636

4969
86

9828
1

2370
2144

410
2916
8141
156
593
160
500
2512

3840
117
7130
48908

2007-08
276

862

6653
8

8557
198

4219

217
3968
5223
755
163
93
19
4099

5948
30
3423
44711

2006-07
64

631

2729
2

1039
2

4361

28
1827
2459
3251
13527

2
693

4505
42
889
36051

2005-06

NUMBER OF CLAIMS SETTLED BETWEEN 3-6 MONTHS

97

183

931

1914

5670
117
9
1705
2092
1622
12559
12

3430
177
13
30531

2004-05

1893
2

39975

2134
36

9625
2426
2321
9989
17

10488
2
1042

2003-04

TABLE 75: TPA NUMBER OF CLAIMS RECEIVED AND DURATION WISE SETTLEMENT OF CLAIMS (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

290

Alankit Health Care


Anmol Medicare
Anyuta Medinet Healthcare
Bhaichand Amoluk
Dedicated Healthcare Services
Dawn Services
E Meditek Services
East West Assist
Family Health Plan
Focus Healthcare
Genins India
Good Healthplan
Grand Healthcare Services
Health India Services
Heritage Health
I Care Health Management
MD India Healthcare Services
Med Save Health Care
Medi Assist India
Medicare Services
Paramount Health Services
Parekh Health Management
Park Mediclaim
Raksha
Rothshield Healthcare Services
Safeway Services
Spurthi Meditech Solutions
Sri Gokulam Health Services
TTK Healthcare
Universal Medi-Aid Services
Vipul Med Corp
TOTAL

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31

NA: Not Available.

NAME OF THE TPA

SI.No.

521
4827

734

265
6788
415
388
1835

1259
7
6968
1841
312
963
909
297

25
265

1544
NA
9696
39859

2010-11
3143

1679

265
3807
24
2190
1302

5231
1769

1613
276
111
749
183
6

6857

152
29362

2009-10
1446

2064

1191

350
2245
66
125
41
125

215

3101

1965
12934

2008-09
1460

11

1889

279

258
2358
58
88
13
98

2987

3156
12660

2007-08
27

80

2585
88

796

1889
1312
84
33

39
47

2508
6
796
10291

2006-07
24

56

1035

2815

1583

453
443
1704
457

2
236

1650

139
10597

2005-06

NUMBER OF CLAIMS SETTLED AFTER 6 MONTHS

18

54

711

1789
115

2195

397
3326
2

1011

9621

2004-05

9160

643
778

3668
466
2098
1149
1

357

2003-04

TABLE 75: TPA NUMBER OF CLAIMS RECEIVED AND DURATION WISE SETTLEMENT OF CLAIMS (Concld.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

291

O/S: Outstanding

National
New India
Oriental
United India
ECGC
AIC
PUBLIC TOTAL
Apollo Munich
Bajaj Allianz
Bharati AXA
Cholamandalam
Future Generali
HDFC Ergo
ICICI Lombard
IFFCO Tokio
L&T
Max Bupa
Reliance
Royal Sundaram
SBI General
Shriram
Star Health
TATA AIG
Universal Sompo
Raheja QBE
PRIVATE TOTAL
GRAND TOTAL

Insurer

683
800
605
743
9
4
2844
29
184
51
77
37
101
449
142

960
107

38
90
124
41

2430
5274

643
593
250
598
11
5
2100
28
177
51
81
32
101
461
126

833
122

38
88
125
38

2301
4401

185
384
436
166
0
0
1171
2
31
0
3
5
1
4
38

162
4

0
2
1
5

258
1429

136
220
44
42
1
0
443
0
38
0
5
3
1
25
16

74
20

0
2
26
0

210
653

269
338
170
277
3
4
1061
8
105
1
34
9
15
315
75

286
55

2
23
84
3

1015
2076

260
381
133
298
2
3
1077
7
119
1
32
12
15
324
69

325
56

2
25
108
1

1096
2173

145
177
81
21
2
1
427
1
24
0
7
0
1
16
22

35
19

0
0
2
2

129
556

O/S at the start Reported during Resolved during O/S at the end of
of the year
the year
the year
the year

O/S at the start Reported during Resolved during O/S at the end of
of the year
the year
the year
the year
145
177
81
21
2
1
427
1
24
0
7
0
1
16
22

35
19

0
0
2
2

129
556

2009-10

2010-11

TABLE 76: STATUS OF GRIEVANCES: NON LIFE INSURERS

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

292

O/S: Outstanding

National
New India
Oriental
United India
ECGC
AIC
PUBLIC TOTAL
Apollo Munich
Bajaj Allianz
Bharati AXA
Cholamandalam
Future Generali
HDFC Ergo
ICICI Lombard
IFFCO Tokio
L&T
Max Bupa
Reliance
Royal Sundaram
SBI General
Shriram
Star Health
TATA AIG
Universal Sompo
Raheja QBE
PRIVATE TOTAL
GRAND TOTAL

Insurer

245
280
153
240
2
1
921
2
143

51
9
5
384
55

332
85

1
27
187

1281
2202

327
332
181
316
3
1
1160
2
129

71
6
8
396
65

282
77

1
25
203

1265
2425

136
220
44
42
1
0
443
0
38

5
3
1
25
16

74
20

0
2
26

210
653

172
189
21
135
0
0
517

3
37
8

7
9

34

106
623

341
366
272
351
7
2
1339

110

37

12
371
61

99
65

135

890
2229

295
283
221
368
5
2
1174

91

15

11
371
43

82
62

127

802
1976

218
272
72
118
2
0
682

24

25

4
37
26

24
12

42

194
876

O/S at the start Reported during Resolved during O/S at the end of
of the year
the year
the year
the year

O/S at the start Reported during Resolved during O/S at the end of
of the year
the year
the year
the year
218
272
72
118
2
0
682
0
24

25
0
4
37
26

24
12

0
0
42

194
876

2007-08

2008-09

TABLE 76: STATUS OF GRIEVANCES: NON LIFE INSURERS (Concld.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

O/S: Outstanding

Ahmedabad
Bhopal
Bhubaneshwar
Chandigarh
Chennai
Delhi
Guwahati
Hyderabad
Kochi
Kolkata
Lucknow
Mumbai
TOTAL

Name of the
Centre

2009-10

2008-09

2007-08

2006-07

44
39
26
349
17
295
20
37
61
215
0
278
1381

1834
126
146
814
905
1318
213
861
517
815
352
2147
10048

915
64
113
482
883
1204
172
706
394
801
315
1639
7688

29
22
63
176
17
138
38
15
43
130
0
167
838

832
136
109
987
719
1050
241
423
469
683
225
1223
7097

817
119
146
814
719
893
259
401
451
598
225
1112
6554

57
14
207
85
37
195
106
27
42
116
0
143
1029

384
119
105
777
663
338
198
466
335
824
265
1166
5640

412
111
249
686
683
395
266
478
334
810
265
1142
5831

60
5
204
78
12
310
50
35
36
220
1
333
1344

406
188
90
686
550
337
234
501
285
768
269
986
5300

409
179
87
679
525
452
178
509
279
872
270
1176
5615

123
5
181
126
18
386
53
21
14
214
4
196
1341

367
131
110
392
557
347
169
358
218
835
292
980
4756

430
130
87
440
563
423
172
344
196
829
295
843
4752

O/S at the Reported Resolved O/S at the Reported Resolved O/S at the Reported Resolved O/S at the Reported Resolved O/S at the Reported Resolved
start of during the during the
start of during the during the
start of during the during the
start of during the during the
start of during the during the
the year
year
year the year
year
year the year
year
year the year
year
year the year
year
year

2010-11

TABLE 77: PERFORMANCE OF OMBUDSMEN AT DIFFERENT CENTRES (NON-LIFE INSURANCE)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

293

O/S: Outstanding

Ahmedabad
Bhopal
Bhubaneshwar
Chandigarh
Chennai
Delhi
Guwahati
Hyderabad
Kochi
Kolkata
Lucknow
Mumbai
TOTAL

Name of the
Centre

2004-05

2003-04

2002-03

2001-02

221
82
113
121
25
234
47
18
20
282
10
368
1541

342
155
131
355
377
440
146
424
210
894
275
345
4094

440
232
63
347
383
288
140
421
216
962
281
517
4290

158
371
74
55
102
122
30
68
131
441
53
575
2180

338
219
123
257
443
695
86
363
249
778
365
618
4534

275
508
85
191
518
584
69
413
360
937
408
825
5173

138
304
55
32
77
67
20
49
38
293
54
269
1396

274
189
142
159
480
591
127
347
260
719
259
764
4311

254
122
123
136
455
536
117
329
167
571
260
458
3526

NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA

316
457
262
173
293
474
91
273
161
538
189
671
3898

178
153
207
141
216
406
71
222
123
245
134
401
2497

NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA

325
264
236
109
202
615
60
222
95
357
199
285
2969

186
173
138
86
175
436
47
203
77
262
181
177
2141

O/S at the Reported Resolved O/S at the Reported Resolved O/S at the Reported Resolved O/S at the Reported Resolved O/S at the Reported Resolved
start of during the during the
start of during the during the
start of during the during the
start of during the during the
start of during the during the
the year
year
year the year
year
year the year
year
year the year
year
year the year
year
year

2005-06

TABLE 77: PERFORMANCE OF OMBUDSMEN AT DIFFERENT CENTRES (NON-LIFE INSURANCE) (Concld.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

294

Ahmedabad
Bhopal
Bhubaneshwar
Chandigarh
Chennai
Delhi
Guwahati
Hyderabad
Kochi
Kolkata
Lucknow
Mumbai
TOTAL

Name of the
Centre

2009-10

2008-09

2007-08

2006-07

51
77
59
633
19
539
28
50
97
410
0
306
2269

2319
336
384
2082
1838
2763
493
2249
1032
2207
1800
3562
21065

1125
185
340
1108
1811
2582
395
2030
835
2285
1503
3040
17239

37
88
162
296
33
237
55
35
78
185
0
189
1395

1133
515
329
1918
1660
2521
549
1238
839
1794
1229
2339
16064

1119
526
432
1581
1674
2219
576
1223
820
1569
1229
2222
15190

68
27
344
146
42
218
122
34
58
180
16
164
1419

539
495
271
1397
1440
501
395
1080
619
1622
1117
1917
11393

570
434
453
1247
1449
482
462
1079
599
1617
1133
1892
11417

86
7
344
124
19
437
73
48
64
307
53
385
1947

537
743
291
1201
1255
445
389
1025
520
1494
1239
1726
10865

555
723
291
1179
1232
664
340
1039
526
1621
1276
1947
11393

146
9
332
187
30
533
87
32
20
278
33
242
1929

526
642
299
864
1239
542
346
914
384
1751
1188
1492
10187

586
646
287
927
1250
638
360
898
340
1722
1168
1349
10168

O/S at the Reported Resolved O/S at the Reported Resolved O/S at the Reported Resolved O/S at the Reported Resolved O/S at the Reported Resolved
start of during the during the
start of during the during the
start of during the during the
start of during the during the
start of during the during the
the year
year
year the year
year
year the year
year
year the year
year
year the year
year
year

2010-11

TABLE 78: PERFORMANCE OF OMBUDSMEN AT DIFFERENT CENTRES (LIFE & NON-LIFE COMBINED)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

295

O/S: Outstanding

Ahmedabad
Bhopal
Bhubaneshwar
Chandigarh
Chennai
Delhi
Guwahati
Hyderabad
Kochi
Kolkata
Lucknow
Mumbai
TOTAL

Name of the
Centre

2004-05

2003-04

2002-03

2001-02

260
102
173
194
44
402
62
40
28
320
48
415
2088

474
625
387
796
1017
723
255
967
338
1798
1127
567
9074

588
718
228
787
1029
593
230
975
346
1840
1142
740
9216

179
473
120
92
109
240
40
125
138
518
166
654
2854

422
556
258
720
1047
1134
169
927
349
1548
1373
924
9427

341
927
206
618
1110
973
147
1012
459
1746
1491
1163
10193

155
385
76
62
103
193
27
84
43
428
113
291
1960

334
360
254
367
858
884
218
851
371
1341
833
1044
7715

309
273
210
337
852
832
205
811
276
1251
780
681
6817

NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA

384
692
367
306
581
814
179
410
223
981
501
941
6379

229
307
291
244
478
620
152
324
180
553
387
649
4414

NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA

382
494
312
157
385
1088
113
299
147
606
520
433
4936

213
382
200
123
356
710
88
262
123
416
497
156
3647

O/S at the Reported Resolved O/S at the Reported Resolved O/S at the Reported Resolved O/S at the Reported Resolved O/S at the Reported Resolved
start of during the during the
start of during the during the
start of during the during the
start of during the during the
start of during the during the
the year
year
year the year
year
year the year
year
year the year
year
year the year
year
year

2005-06

TABLE 78: PERFORMANCE OF OMBUDSMEN AT DIFFERENT CENTRES (LIFE & NON-LIFE COMBINED) (Concld.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11

296

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