Are you a broke millennial? Broke and millennial. Some might argue that those two words are one and the same. Our guest today is out with a fresh take on how young adults can live it up while paying it down and acclimating to the changes in today's financial world.Erin Lowry is the new author of Broke Millennial: Stop Scraping By and Get Your Financial Life Together.The book offers irreverent financial advice, taking into special account some of the newish circumstances facing young adults today like unprecedented student loan debt, stagnant wages, a rise in everyday expenses and a delay in reaching so-called "adulthood" and affording a home, a wedding, a family.Depressed much? Don't be. Erin, a personal finance expert and founder of the famous Broke Millennial blog says you CAN thrive. Plus, she offers candid advice on how to kindly back out of being a bridesmaid in your second cousin's wedding (of the four weddings you've been invited to his summer) because it's just too much money and you need to still pay your rent!You'll like this and probably want to forward to your 20-something friends and relatives who need some guidance.For more information visit www.somoneypodcast.com.