Today's guest is an award-winning financial writer contributing to CBS News, Kiplinger's Personal Finance magazine, Financial Planning amongst many others.Kathy Kristof is also the author of three books, most notably, "Investing 101" and "Taming the Tuition Tiger." You might also recognize Kathy's voice as she frequently contributes to TV and radio programs. A fun fact, she was even once a question on Jeopardy... "Kathy Kristof replaced what famous personal finance columnist who died in 1991?" The answer was Sylvia Porter.   Some take aways with Kathy include core perspective on the financial markets in 2016. What we can do to protect our money. She’s covered the markets for decades so she can pinpoint cycles and she can tell you what might be the best strategy going into this year. That and so much more.   For more information visit www.somoneypodcast.com.