HDFC

(HOUSING DEVELOPMENT FINANCIAL

CORPORATION)

Presented by:- Kamal Kant Soni

INMANTEC, Ghaziabad
FOUNDER & CHAIRMAN

HASMUKHBHAI PAREKH
 It was incorporated in 1977 with the
object of enhancing residential
housing stock and promote home
ownership.
 It providing specialized financial
services to its customer base through
partnerships with some of the best
financial institutions worldwide.
 SUBSIDIARIES & ASSOCIATE COMPANIES

 HDFC BANK
 HDFC MUTUAL FUND
 HDFC STANDARD LIFE INSURANCE
 HDFC SALES
 HDFC GENERAL INSURANCE
 HDFC REALTY
 HDFC BANK
 Itwas incorporated in august 1994
and has an nationwide network of
761 branches & 1794 ATM’s in 327
indian towns and cities
 HDFC MUTUAL FUND
 HDFC Asset Management Company
Limited (AMC) was incorporated
under the Companies Act, 1956 on
Dec. 10, 1999, and was approved to
act as an AMC for the HDFC Mutual
Fund by SEBI vide letter dated July 3,
2000.
 In AMC, 60% shares was holded by
HDFC & 40% by Standard Life
Investments Limited
 Products of AMC
 Equity / Growth Fund
 Liquid Funds
 Children’s Gift Fund
 Debt / Income Funds
 Fixed Maturity Plan
HDFC Standard Life
Insurance
 HDFC Standard Life Insurance
Company Ltd. is one of India's
leading private insurance companies,
which offers a range of individual and
group insurance solutions. It is a joint
venture between HDFC Ltd., and a
Group Company of the Standard Life,
UK. HDFC as on December 31, 2007
holds 72.38 per cent of equity in the
joint venture.
 HDFC ERGO GENERAL
INSURANCE
 ERGO is the primary insurance entity
of Munich Re Group, one of the
world's leading risk carriers. ERGO is
one of the largest insurance groups in
Europe and Germany and is Europe’s
market leader in health and legal
protection insurance. 33 million
clients in 25 countries place their
trust in the services, competence and
security it provides. In the business
year 2006, ERGO Insurance Group
had gross premiums written of EUR
16.8bn and a consolidated result of
EUR 906m.
 HDFC ERGO
 HDFC ERGO brings insurance solution
that its customer rely on. Its offering
are classified into three categories.
 PERSONAL INSURANCE
 ACCIDENT & HEALTH INSURANCE
 COMMERCIAL INSURANCE
 HDFC Realty
 HDFC Realty is a wholly owned
subsidiary of HDFC. We have assisted
individuals in acquiring homes valued
at 5000 million rupees.
 It has a team of real estate
professionals facilitating Buying,
Selling or Leasing of Residential /
Commercial property.
 SOCIAL INITIATIVE
 A widely quoted definition by the World
Business Council for Sustainable
Development states that 'Corporate Social
Responsibility (CSR) is the continuing
commitment by business to behave
ethically and contribute to economic
development while improving the quality
of life of the workforce and their families
as well as of the local community and
society at large'. Although the term 'CSR' is
of relatively recent vintage, it is this
commitment, that HDFC has exemplified
with zeal, perseverance and enthusiasm
since its nascent years.
 The year saw the utilisation of the Shelter Assistance
Reserve towards a wide array of development projects
across the country. The Reserve supported close to 160
nonprofits and development organisations with the overall
utilisation at Rs. 4.68 crore. The segment-wise break-up of
the utilisation is highlighted in the chart below:
 some deployment of the
SHELTER ASSISTANCE RESERVE
 The poona school & home for the blind
 Vidya
 Nanhi kali
 Saathi
 prayas
 Awards & Accolades
 HDFC scored a rating of 4 out of 5 at
the Karmayog Corporate Social
Responsibility Ratings – 2007
 Best 'Investment Management
Company’
 HDFC ranked 3rd Asian Banking and
Finance Sector
 Ranked 3rd: 'Highest Return on
Equity’
 Ranked top 3 Best Managed
HDFC INVESTMENT
MARKET COMPETITORS
 STRENGTHS
 HDFC has a vast variety of services
 Fastest growing company in Asia in
housing financial corporations
 Vast client base of borrowers,
depositors, shareholders and agents.
 Strong network with world’s best
institutions for providing specialized
financial services
 WEAKNESSES
 Less oriented for employees
 Hidden charges
 Low network in rural areas
 Lack of coordination between
subsidiaries
 Due to this, companies like HDFC
ERGO & STANDARD LIFE is
continuously going into loss.
WELCOME FOR
SUGGESTIONS