Escolar Documentos
Profissional Documentos
Cultura Documentos
INTRODUCTION
Established in 1806 at Calcutta as bank of Calcutta It is oldest bank of sub-continent Head quarter-corporate centre madam cama road ,Mumbai
Largest bank network with 16000 branches Over the 8500 ATMs Website:statebankofindia.com
CONTINUED
Deposits-$195 billion Revenues-US$12 billion (2009) Total assets-252.25 billion till 2009 State bank of india is 29th reputable compony in the world according to FORBES Listed in B.S.E & N.S.E
DIRECTORS
There are 13 directors in its central board Shri O. P. Bhatt is the chairman
ORGANISATION CHART
BOARD OF DIRECTORS
EXECUTIVE DIRECTOR
Continued
General Managers
Portfolios 1. Corporate Credit Division I (CCD-I) 2. Corporate Credit Division II (CCD-II) 3. Retail Banking Department 9. Priority Sector Credit Dept 10. Premises & Maintenance Dept 11. General Administration Dept Board Secretariat, Chief Compliance Officer 12. Central Accounts & Legal Dept 13. Personnel Department 14. Inspection Department 15 Vigilance Department
4. Planning & Development Dept 5. Recoveries Dept 6. Dept. of Information Technology 7. Risk Management & Monitoring Dept. 8. Treasury & International Banking Division
Regional Offices
Branches
SERVICES
DOMESTIC TREASURY SBI VISHWA YATRA FOREIGN TRAVEL CARD BOKING SERVICES REVISED SERVICE CHARGES ATM SERVICES INTERNET BANKING E-PAY E-RAIL SAFE DEPOSIT LOCKERS
COMPETETERS
PUNJAB NATIONAL BANK ICICI BANK HDFC BAK OF BARODA
Continued
Charges in home loan:
Processing Charge Administrative Fee Legal Charges Delayed payment Charges Cheque bounce charges
Up to 5 lack
9.00% (p.a.) Floating I.R OR 10.50% (p.a.) Fixed I.R 8.50% (p.a.) Fixed I.R
9.00% (p.a.) Floating I.R OR 10.50% (p.a.) Fixed I. R 9.00% (p.a.) Floating I.R OR 10.50% (p.a.) Fixed I. R
10.00% (p.a.) Floating I R OR 11.00% (p.a.) Fixed I R
Up to 50 lack
Above 50 lack
Age
Income
21years to 60years
Rs.1,20,000 (p.a.)
21years to 70years
Rs.2,00,000 (p.a.)
5,00,000 - 1,00,00000
5years-20years 2years 1) Application form with photograph 2) Identity & residence proof 3) Last 3 months salary slip 4) Form 16 5) Last 6 months bank salaried credit statements 6) Processing fee cheque
5,00,000 - 2,00,00000
5years-20years 3years 1) Application form with photograph 2) Identity & residence proof 3) Education qualifications certificate & proof of business existence 4) Business profile, 5) Last 3 years profit/loss & balance sheet 6) Last 6 months bank statements
1998
1999 2000 2001 2002 2003 2004 2005 2006 2007
6.07
7.33 6.65 5.33 5.63 4.5 3.48 2.65 1.87 1.32
9.57
8.96 8.52 6.69 5.32 3.86 0.98 0.2 0.29 0.28
1.14
2.88 1.53 3.36 5.48 5.21 2.21 1.65 0.72 0.78
5.63
6.32 4.71 2.39 3.46 2.39 1.29 1.39 0.98 0.72
2.42
NA 2.04 1.53 3.46 2.39 1.29 1.39 0.98 0.87