Presentation

on

ICICI Bank Ltd.

 ICICI Bank is a Second largest bank in India by

assets & third largest by market capitalization.
Bank has presence in 19 countries with a network
of 2575 branches & 8000 ATM.
Products- Corporate banking, Finance & Insurance,
Investment Banking, Mortgage loan, Private banking
& Wealth Management

Revenue-USD 13.82 billion

Profit-USD 1.66 billion
Total assets-USD 119.69 billion

Total Equity-USD 12.21billion

Employee-80,000

Trend Analysis
It is a calculation of percentage changes in
Financial statement items for a number of
successive years.

Ratio Analysis
It is establishment of relevant financial
relationship between components of financial
statements. Financial ratios are the significant
indicator of a company financial health.

Profitability Ratio

It measures the degree of operating success of

the company.
Profit Margin Ratio
Asset Turnover Ratio
Earning per share Ratio
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Profit Margin Ratio

Net Profit
Revenue

It measures the amount of net profit earned by each rupee

of revenue.
Year

ICICI Bank

ICICI BANK

Axis Bank

2014

17.96

2013

17.19

Asset Turnover Ratio

Revenue
Average Total Asset
It measures firms efficiency in utilizing its assets

12/1/2014

Year

ICICI BANK

2014

0.08

2013

0.08

Praxis Business School

Earning Per Share

NPAT+Peference Dividend
No. of Equity Shares
EPS is useful in comparing companies performance
Year

ICICI BANK

2014

84.95

2013

72.17

Solvency Ratio
1.It indicates the business is affected by the extent
of the debt used to finance the asset of the
company.
2.The presence of heavy debt in a companies capital
structure is thought to reduce the companies
solvency because debt is more risky than Equity
Debt-to-Equity Ratio
Interest Coverage Ratio
Credit-to Deposit Ratio
CASA Ratio
10

Debt-to-Equity Ratio
Secured + Unsecured Loan
Shareholders Equity
It measures the relationship of capital provided by
creditors to the amount provided by the
shareholders
Year

ICICI BANK

2014

1.906

2013

2.470

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Interest Coverage Ratio

PBIT
Interest Expenses
It measures the protection available to creditors for
payment of interest charges by the company

Year

ICICI BANK

2014

1.49

2013

1.30
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Credit -to-Deposit Ratio

Total Advances
Total Deposit
It Indicates how much of the Advances lent by bank is
done through deposit.
Higher the ratio, the higher the loan-assets credited from
deposit
Year

ICICI Bank

2014

107.7

2013

104.8

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CASA Ratio
Current & Saving a/c deposits
Total Deposits
The CASA ratio shows how much deposit a bank has in the form of current and
saving account deposits in the total deposit.
A higher CASA ratio means higher portion of the deposits of the bank has come
from current and savings deposit, which is generally a cheaper source of fund.
Higher the CASA ratio better the net interest margin, which means better
operating efficiency of the bank.
Year

ICICI Bank

2014

42.9%

2013

38%

14

Capital Market Ratio

It relate the market price of a companys share to

the company earning & dividends

Price Earning Ratio

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Price Earning Ratio

Market price per Equity share
Earning per Share

It is a indicator of firms growth prospect. High price

earning ratio indicates the stock market confidence
in companys future earning growth
Year

ICICI BANK

2014

19.78

2013

13.47

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Thank you!!!

ICICI bank Ltd.

17