SME ASSET PRODUCT

FEATURES

ANONNO

ANONNO

Product Feature
Loan Facility
Term Loan
Single loan payment

Loan Payment
Term Loan: BDT 2 Lac to 15 Lac
Single loan payment: BDT 2 Lac to 15
Lac

ANONNO

Product Feature
Interest Rate
Term Loan 22.5% p.a.

Loan Tenor
12 to 18 months (below 6 Lac)
18 to 36 months (6 to 15 Lac) Mandatory document
req. a) MDPD b) MDTD
Single payment facility: 3 to 9 months.

Loan Processing Fee

3% + VAT of the loan amount.

DURJOY

DURJOY

Product Feature
Loan Amount
Term Loan = BDT 3 lac BDT 25 lac

Loan Purpose
Working
Purchase

Capital,

Fixed

Asset

DURJOY

Product Feature
Interest Rate
23% p.a.

Loan Tenor
12 to 60 months

Minimum Income
25,000

Repayment Method
EMI via standing order or auto debit from account
maintained with BBL or PDC from other Bank

APURBO

APURBO

Product Feature
Loan Facility
Term Loan
Overdraft Facility
OD can be the certain percentage of
total
loan
requirement
in
combination with term loan.

Loan Payment
Term Loan: BDT 10 Lac to 1 Crore
Overdraft Facility: Determined by
CRM

APURBO

Product Feature
Interest Rate
Overdraft 18% p.a.
Term Loan - 18% p.a.

Loan Tenor
12 to 60 months
Overdraft renewal

1 year

Loan Processing Fee

1.5% + VAT of the loan amount for new loan

SHOKTI

SHOKTI

Product Feature
Loan Amount
Term Loan = BDT 1 to 10 million
Interest Rate: 21.50% p.a.
Loan Tenor: 12 to 60 months

Repayment Method
EMI via standing order or auto debit
from account maintained with BBL or
PDC from other Bank

SHOKTI

Documents

Demand Promissory Note

Loan Application
Trade License
Photocopy of Title Deed
Rent Receipt
TIN Certificate
In case of Partnership Firm
Partnership Deed (notarized/registered)
Partners Resolution

SHOKTI

Documents
In case of Private Limited Company
Certification of Incorporation

Memorandum and Articles of Association

Board Resolution
Certificate of Registration

SHOMPOD

SHOMPOD

Product Feature
Loan type

Term Loan
Overdraft

SHOMPOD

Product Feature
Loan Amount
Term Loan = BDT 10 lac BDT 35 million
Interest Rate: 16.00% p.a.
Loan Tenor: 10 lac to 1 Crore = 12 to 84
months
Loan Tenor: Above 10 million to 35
million= 12 to 120 months
Overdraft: Maximum 30% of the total
amount or BDT 10 million whichever is
lower.

SHOMPOD

Documents

Letter of Arrangement
Demand Promissory Note
Letter of Continuation
General Loan Agreement
Letter of Undertaking
Letter of Hypothecation of Present and Future Assets
Memorandum and Articles of Association

Board Resolution
Partnership Deed
Trade License

SHOMPOD

Documents
Duly filled in loan Application along with Terms and Conditions
signed.
Photograph of borrower(s) and guarantor(s).
National ID card/copy of passport or driving license/TIN Certificate
Lawyer Report
Appraiser Report
Verification Report
Insurance Documents
Property Insurance

SHOMPOD

Documents
Property Documents:
Original title deeds of the property or certified copy of the
original title deeds with duly discharged registration receipt
(if original deeds have not been received from the registration
office)/ Lease Deed
Bia Deeds

Lease Deed
Latest CS, SA, RS Parchas , i.e, record of rights
Mutation Parcha:
(A)

Leasehold: Mutation letter from RAJUK/CDA/National

Housing Authority/Ministry of Works/Concerned Authority

(B)

Leasehold and Freehold: Mutation from AC Land office with

proposal sheet:

SHOMPOD

Documents
DCR

Title Search
NEC
Up-to-date Land Revenue receipt
Up-to-date Municipal Tax Receipt
Legal Opinion
Mortgage Permission: Only for Leasehold Property
Deed of Mortgage & Deed of IGPA
Approved Plan/Layout Plan and
RAJUK/CDA/Concerned Authority

Approval

Letter

by

SHOMRIDDHI

SHOMRIDDHI

Product Feature
Types of products
Letter of Credit
To import goods
To purchase goods from local
market
One off & revolving
BDT 1 Lac to 2 crore

SHOMRIDDHI

Product Feature
Types of products
Loan against trust receipt
To retire L/Cs
BDT 0.7 Lac to 2 Crore
Revolving loan
Import duty payment against LCs
BDT 10 Lac to 2 Crore

SHOMRIDDHI

Product`Feature
Types of products
Inland Bill Purchase
To purchase accepted bills against local/ foreign LCs issued
by other banks
BDT 0.5 Lac to 2 crore
Bank Guarantee
To provide security in favor of different organizations and
institutions or that bank finds suitable to finance.
BDT 1 Lac to 2 crore

SHOMRIDDHI

Product Feature
Interest Rate
18% p.a.

Loan Tenor
180 Days.

Thank You