Escolar Documentos
Profissional Documentos
Cultura Documentos
Outreach
May 2010
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Presentation Outline
areas
of
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Education
We use Community Based Education
Interventions (CBEIs) in partnership with
local NGOs to reach out to poor
communities.
The purposes is to provide opportunities for
schooling to marginalised groups to access
quality education.
Ultimate goal is to build long term human
resource capacities in poor communities.
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Microfinance (MF)
MF activities are handled by Stromme
Microfinance East Africa Ltd (SMF EA Ltd), a
shareholding company incorporated in 2004 and
owned by SF Norway, SF in East Africa and
Solidarite Internationale pour le Developemment
et IInvestissement (SIDI).
SMF EA Ltd works with partners, by enhancing
their capacity to deliver quality financial services,
expand and deepen outreach to poorer people.
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1. Financial Interventions
Financial interventions are essential for MFIs for
purposes of meeting their loan disbursements and thus
increasing outreach.
Financial Products offered:
Institutional loans
Consortium funding
Guarantees
Equity placements
Agricultural financing
Housing Microfinance
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Uganda
Kenya
Tanzania
Sudan
Our
current
Outreach
through our partners is
533,877 clients.
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CB interventions Contd
Exchange visits and tours to mature MFIs
Basic equipment and technical infrastructure
acquistion e.g., furniture, computers, safes, etc.
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in
communities where there is limited access to financial
services. They mobilise savings and on-lend to the
members within the groups.
We offer training to Partner Organisations to promote
CMMF methodology.
Funds are given towards mobilizing CMMF groups and
training.
Acquisition of toolkits and other program equipments
(motorcycles, MIS, etc.)
CMMF groups monitoring and evaluation
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CMMF contd.
Development of business plans
Payment of CMMF program administration costs for
project staff and activities.
Fund Audits
Outreach to communities
Partners 10
Outreach 19,378 members
Savings USD 545,548
Loans USD 479,493
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MFI
Projects
MFI
Integration
Small CBO,
NGOs Projects
MF
I
Church
Based
Projects
Sustainability
(participation,
Interest Rate)
Viability
Outreach
Linkages
1990s
Heavily subsidized
2000s
Reduced subsidies
Centralized Systems
(Top-down approach)
Funding of
institutions that
demonstrate growth
2010s to date
Cost-sharing
arrangement
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Lessons learnt
Credit provision within a project setup
Serious problems encountered when projects
directly administer credit programmes or in the
auspices of the Church.
Too much capacity building funding to small
or start up MFIs can be counter productive.
Strong MFI networks
A prerequisite to the speedy growth of MFIs and
outreach. And the risk of lending is also lower.
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Conclusion
Capacity building interventions are needed at
different levels in the industry to bolster growth of
the MFIs, networks and support structures in the
Microfinance industry.
Access to capacity building funds is a very big
challenge to MFIs.
Capacity building assistance is as important a
need than subsidized credit funds.
The need for capacity and institutional building
far exceeds the need for capital.
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Our Contacts
Stromme Microfinance East Africa Limited
Plot 25, Block LRV 235, Bukoto Street.
P.O. Box 27200, Kampala, Uganda
Tel (256) 41 532844
Email: sfeastsfrica@stromme.org
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END
THANK YOU
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