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Domino Theory
Loss causation model
Multi causality Accident Model
Hazard
accidents
Injuries
7
Refers to the facts that there may be more that one cause to
any accident.
Example: Someone who had tripping accident over a piece of
wood lying on a floor in a dark walkway.
Cause A
( poor lighting
)
Cause B
( Not look
where going )
Accident ( Trip)
Cause C
( Wood in
walkway )
Basic
causes
Immediate
causes
Inadequate sys
Personal factors
Substandard act/practice
Inadequate Stand
Job/syt factors
Incidents
Loss
Event
unintended harm or
Damage
Subst. Conditio
Inadequate Compliance
10
Insured : RM 1
uninsured :
RM 8~36
Accident Cost
Iceberg
11
12
13