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Welcome

to
My presentation

Submitted to:
Mr. Mohammad Musa
Faculty of CTMS
IUBAT
ART 203: Career Planning and Development

Submitted by:
Tajul Islam Bhuiyan
ID: 13102432
Program: BBA
Section: J

Topic name:
Credit Approval & Monitoring Process of
the City Bank Limited

About city Bank


O City Bank is one of the oldest private

Commercial Banks operating in


Bangladesh.
O It is a top bank among the oldest five
Commercial Banks in the country
which started their operations in
1983.
O The Bank started its journey on 27th
March 1983 through opening its first
branch at B. B. Avenue Branch in the
capital, Dhaka city.

About city Bank


Started capital: the journey started

with only Taka 3.4 crore worth of


Capital.
Present capital: currently 2311.78
crore Tata as capital & reserve.
The bank currently has total 120
branches.

Units of City Bank


O Business Unit
O Branch Banking
O Risk Unit
O Operations Unit
O Support

Mission
O Offer wide array of products and services that

differentiate and excite all customer segments


O Be the Employer of choice by offering an
environment where people excel and leaders are
created
O Continuously challenge processes and platforms
to enhance effectiveness and efficiency
O Promote innovation and automation with a view
to guaranteeing and enhancing excellence in
service
O Ensure respect for community, good governance
and compliance in everything we do

Vision
O The Financial

Supermarket with
a Winning Culture
Offering
Enjoyable
Experiences.

values
O Result Driven
O Accountable &

Transparent
O Courageous &
Respectful
O Engaged & Inspired
O Focused on Customer
Delight

Banking system city


bank
Corporate Banking:

We have a unique business focus

on enabling project financing,


trade, investment and supply
chain financing for clients. We aim
to be a one-stop gateway for
corporate and financial institutions
looking to extend their business.

Banking system city


bank
SME Banking:
Installment Loans against lien on eligible financial

instrument and FDR


Residential/Commercial mortgage backed loan
Loan against Stocks (under hypothecation to bank)
Trade/Working capital loan
Overdrafts (secured and unsecured)
Deposit Products & Remittance
Letter of Credit
Guarantees/Bonds

Target customer for SME loan


O Shop keepers
O Small and Medium Entrepreneurs,

Manufacturers,
O Corporate Business
O Professionals (Doctors, Engineers
etc)
O Cottage Industries

Banking system city


bank
City Bank introduces City Manarah -

Islamic Banking.
It offers a wide variety of deposit and
investment products such as Manarah
Savings, Manarah Current, Manarah
Term Deposit and Manarah Monthly
Deposit Schemes.
Each account is designed to meet your
financial needs with best value for your
money.

Conclusion
O CBL is a first generation bank in the

private sector and the first bank to


register as private commercial bank.
This bank remained profitable at the
early stage of its operation but last one
decade it declared as problem bank by
Bangladesh Bank for its huge provision
shortfall, negative capital adequacy,
poor asset quality etc.
O Last two year it came out from problem
bank. The Bank has also overcome its
main drawbacks in shortfall in capital
provisioning.

Any question?

Thank you